Julia Barma, MBA

🔊𝐂𝐀𝐋𝐋𝐈𝐍𝐆 𝐀𝐋𝐋 𝐇𝐄𝐀𝐋𝐓𝐇𝐂𝐀𝐑𝐄 𝐒𝐔𝐁𝐌𝐈𝐒𝐒𝐈𝐎𝐍𝐒! Navigating workers’ compensation insurance for Healthcare can be challenging—especially with California’s complex regulations. At Republic Indemnity, we understand the unique needs of this sector and we are actively seeking submissions. Learn more: https://lnkd.in/gMBHCTER #RepublicIndemnity #WorkersComp #Insurance #Healthcare #GetaClearWayForward

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How Employers in California Can Use the Subsequent Injuries Benefits Trust Fund (SIBTF) - https://lnkd.in/gsJuwsDd What happens if one of your employees aggravates a pre-existing injury while on the job? The short answer is that they can still file for workers' compensation insurance benefits. That being said, depending on the specific situation, the cost of the claim may be covered, at least in part, by our state’s Subsequent Injuries Benefits Trust Fund (SIBTF). In this post, our Pasadena workers’ compensation defense attorney explains the key points that employers should know about California’s Subsequent Injuries Benefits Trust Fund (SIBTF). What is the Subsequent Injuries Benefits Trust Fund (SIBTF)? The Subsequent Injuries Benefits Trust Fund (SIBTF) is a key component of California’s workers’ compensation system. The SIBTF was created with the goal of making it easier for people who have job-related injuries to return back to our state’s workforce. When an employee with a prior disability sustains a work-related injury that results in a combined disability that is more severe than the subsequent injury alone, the SIBTF can provide benefits. In other words, the fund can alleviate the second (subsequent) employer’s financial burden. Note: The SIBTF can only be used if the worker in question has a total assigned disability rating of at least 70%. For more minor injuries, the SIBTF will not be implicated. How Employers in California Can Help Reduce Costs Through SIBTF Employers should be aware of their rights and options under the SIBTF. In some cases, the SIBTF can help to reduce their total costs after a serious accident. Here are key things that employers in California should know about the SIBTF: Understand Eligibility Criteria: You should familiarize yourself with the SIBTF eligibility requirements to identify potential candidates among your employees who could benefit from the fund in the event of a work-related injury. Educate Your Employees: Inform your employees about the existence of the SIBTF and how it can benefit them if they have a pre-existing disability and suffer a subsequent injury at work. If a worker suffers a serious injury, make sure that they are fully aware of the SIBTF. Work Closely with Workers' Compensation Insurers: Employers should be sure to collaborate with their workers' compensation insurance provider to navigate the SIBTF claim process effectively. This partnership ensures that eligible claims are identified and pursued promptly. The Bottom Line: If your company in California hires a worker with a pre-existing disability and they go on to suffer an injury/illness that causes them to have a total disability rating of at least 70%, your company may be able to reduce their total liability through the SIBTF. Speak to Our Pasadena Workers’ Compensation Defense Lawyer

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Big Win for Liberty #Benefits! We're thrilled to announce the appointment of Neal Rubin as our new Senior Vice President, Benefits. 🎊 Neal brings over 40 years of experience in the Southern California employee benefits sector, making him a seasoned leader with a proven track record of success. 🚀 Here's why Neal's a perfect fit for the Liberty family: - Distinguished C-Suite Experience: As a former Vice President at a leading benefits firm, Neal excels at crafting tailored solutions for evolving business needs. - Risk Management Expertise: His consultancy role honed his skills in developing customized strategies to mitigate unique corporate risks. - Client-Centric Approach: Neal prioritizes client satisfaction and employee retention, aligning perfectly with Liberty's mission. We're confident that Neal's leadership will be instrumental in propelling our Benefits division to even greater heights! Read more in our press release: https://hubs.la/Q02t9w3T0 Please join us in giving Neal a warm Liberty welcome in the comments below. 👏 #LibertyCompany #NewHire #Growth #EmployeeBenefits

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The cost of healthcare is on the rise, and so are the types of ailments. With increasing pollution, stressful lifestyles, and the popularity of junk food, diseases like diabetes, cholesterol, kidney and liver issues, and cardiac disorders are rampant. Surgeries, organ transplants, chemotherapy, and other medical procedures can leave a massive dent in your pocket. Medical emergencies can strike at any moment! Are you sufficiently equipped to meet the expenses? Visit Bay Area Health Insurance at LocalBizNetwork’s business page, the one-stop platform for all your insurance needs. https://lnkd.in/gy5yKXA . . . #HealthIsWealth #HealthAndWellness #HealthyHabits #HealthyChoices #HealthyLiving #HealthFreak #BeSafeEveryone #Covered #StudentHealthInsurancePlans #HealthInsuranceForInternationalStudents #InsuranceAgentLife #InsuranceAgentinUSA #InsuranceAgentByDay #InsuranceAgentLifestyle #HealthInsuranceMarketplace

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Workers' compensation typically covers two key areas: your medical bills and indemnity benefits. This includes temporary total disability payments, which can be up to two-thirds of your average weekly wage, with a cap that adjusts annually—currently over $800. It's crucial to know your rights and the benefits available to you. #ChopinLawfirm #AboveTheLegalLimit #WorkersCompensation #EmployeeRights #DisabilityBenefits #LegalAdvice #WorkplaceInjury #KnowYourRights #LawyerLife

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Do you feel confident that you can afford the #healthcare that you and/or your family may need? https://bit.ly/3wEvy86 We share how inclusive changes in #benefits can provide better support for your employees in the #FutureofWork.

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It’s no secret that working #caregivers face unique challenges when it comes to their health and well-being. Here’s how employers can help: https://ow.ly/nmnN50TtF9E #Caregiving #WorkingParents

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In the Bay Area, offering commuter benefits isn't just smart—it's mandatory. After a pandemic-induced lull, enforcement of the decade-old rule is ramping up again. Jim Wunderman, executive director of the Bay Area Council, emphasizes, "The increase in congestion can negatively impact the Bay Area's economic growth. Employers can play a crucial role in addressing our traffic problem by encouraging employees to examine their commute habits and leverage available transit benefits." Alfredo Pedroza, MTC Chair, adds that commuter benefits not only help reduce greenhouse gas emissions but can also save money for both employees and employers. That's where Fleet comes in. We're here to help you: - Save money for both you and your employees - Reduce regional congestion - Cut greenhouse gas emissions Follow us to learn how you can transform your commuter benefits program into a win-win-win for your business, your employees, and the environment! #CommuterBenefits #BayAreaTraffic #SustainableTransportation Full press release: https://lnkd.in/dwZM8DUM

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Employee recognition programs can be crucial, but there’s more you can do to enhance career wellbeing. Our latest US Career Wellbeing Report explores how 3,500+ US companies are elevating engagement by supporting employee growth. Contact a Gallagher representative today to learn how we can help your organization improve employee engagement, and discuss the report findings. Read the report now👇 https://okt.to/MfSumi #EmployeeBenefits #OrganizationalWellbeing #EmployeeEngagement

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Each person has a unique lifestyle, making a one size fits all approach to benefits work for very few employees. https://bit.ly/3xd7dGK Find out how voluntary benefits open the doors to personalized and custom opportunities for your workforce. #benefits #DEI #HumanResources

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