Tony Goebel, LUTCF

Planning for retirement can be both exciting and complicated. Let our experts help ease the transition! Check out these tips on building a retirement healthcare budget. #RetirementPlanning #HealthCareBudgeting #HealthInsurance #InsuranceAgents #GrandRapidsMichigan https://lnkd.in/gDdegyHm

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"A PBM's promises mean nothing if they're not contractually bound to deliver. The only guarantee that matters is the one in writing - backed by real savings." The proof: City of Grand Rapids achieved 37% reduction in spend and saved their members 26% on out-of-pocket costs because we put it in writing as their Fiduciary and Fully Disclosed PBM®. Ready to work with a PBM that puts its commitments in writing? Connect with us on LinkedIn to learn how we can deliver guaranteed savings for your organization. #PBM #EmployeeBenefits #PharmacyBenefits #HealthcareCosts #BenefitsLeadership

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Being a healthcare professional can be rewarding, demanding and full of risk - which is why having the right medical insurance and partners is important. Read more about the types of insurance at the link!

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Do you run a brick-and-mortar business with products that are either perishable? Here is a tip to help you minimize potential losses: Invest in a backup generator. In the state of Michigan we've had a lot of power outages lately. A lot of insurance companies are starting to require business owners to get a generator if they have the potential for a spoilage loss over $50,000. If you have multiple claims due to spoilage, some insurance companies are now requiring that you get a generator if you want to keep that spoilage coverage. This helps to protect you and mitigate your losses, helping to keep your premiums lower. Let's chat about how you can better protect yourself and your business. #BusinessSafety #InsuranceTips #MichiganBusiness #ProtectYourBusiness

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Medical residents and fellows should be aware that including a Future Increase Option in your Disability Insurance contract allows you to increase your disability monthly benefits in the future, without the worry of medical underwriting. Learn more https://lnkd.in/gYSJQSPr Wisconsin Medical Society WisMed Financial, Inc. #FinancialPlanning #FinancialWellness #DisabilityInsurance #doctors #physicians #MedStudents

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#OHITSYOU Today, we can discuss about car insurance and how to save money. You've seen those commercials that always talk about bundling your insurance together. This is a good way to lower your costs on insurance. #bundling #insurance #fyp #newjersey #InsuranceBundle #BundleAndSave #MultiPolicyDiscount #InsuranceSavings #HomeAndAutoInsurance #BundleInsurance #InsuranceDeals #SaveMoneyOnInsurance

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"Those who are looking for ways to bring more talent into the insurance industry (and who among us isn’t?) might want to cast their gaze to the state of Ohio. "It’s there that a combination of solid support from insurance companies, passionate and creative leadership at the university level and forward-thinking contributions from other stakeholders is producing eye-opening results." Take a look at this great example of how Ohio's colleges and universities are working together with insurance companies to present the industry in an exciting light for the next generation of workers. Risk & Insurance https://lnkd.in/efNaVhah

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Understanding Medical Plan Funding Options 🔍 📅 Wednesday, September 18th 🕛 12:00 PM CST Are rising healthcare costs making your head spin? 🤯 Join us for a webinar that will demystify the world of health insurance and empower you to make smart decisions for your business! Key Takeaways: Clarity on Funding Options: Fully insured? Self-funded? Level-funded? We’ll break down the pros and cons of each, helping you choose the best fit for your company’s size, budget, and risk tolerance. 💡 Cost Control Strategies: Learn how to manage healthcare costs effectively, avoid budget surprises, and discover potential savings. 💸 Risk Management Insights: Understand the risks associated with different funding options and how to protect your business. 🛡️ Presented by Geniece C. Brunson, RHU, GBA, Principal at EPIC. Join Zoom Meeting https://zurl.co/zszv #HealthcareCosts #BusinessOwners #SmallBusinessTips #HealthInsurance #InsuranceWebinar #BusinessGrowth #FinancialPlanning #RiskManagement #CostControl #EmployeeBenefits #InsuranceKnowledge #InsuranceEducation #BusinessStrategy #GroupHealthInsurance

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As the remnants of Hurricane Beryl approach Michigan, prepare for possible flooding which can lead to safety issues or potential losses. #beryl #floodwatch #hemlockishere #hemlockinsurancegroup #livingstoncountymi #livingstoncountyinsurance #brightonsmallbusiness #HomeAutoLifeCommercialInsurance

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"A PBM's promises mean nothing if they're not contractually bound to deliver. The only guarantee that matters is the one in writing - backed by real savings." The proof: City of Grand Rapids achieved 37% reduction in spend and saved their members 26% on out-of-pocket costs because we put it in writing as their Fiduciary and Fully Disclosed PBM®. Ready to work with a PBM that puts its commitments in writing? Connect with us on LinkedIn to learn how we can deliver guaranteed savings for your organization. #PBM #EmployeeBenefits #PharmacyBenefits #HealthcareCosts #BenefitsLeadership

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Planning a summer event in Michigan? Whether it’s a wedding, family reunion, or a community festival, ensuring you have the right insurance is crucial. Here's what you should consider: ✅ Event liability coverage ✅ Property damage protection ✅ Cancellation insurance Secure your event against the unexpected! #EventInsurance #SummerPlanning

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Do you live in Ohio and want to secure your future with confidence? Then you should think about getting life insurance. Life insurance is not just a way to cover your final expenses, but also a smart investment that can help your family achieve their dreams. A recent survey showed that people who have life insurance are more likely to feel financially secure than those who don't. In fact, 68% of life insurance owners reported feeling financially secure, while only 47% of non-owners did. That's a huge difference! Learn more below!

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