Mark diTargiani

We meet weekly with businesses that are leveraging legacy technology to run their business. This is negatively impacting customer and employee experience, not to mention the risk of unsupported platforms and software. We see a stark contrast between organizations that are innovating and those that are not. ChoiceOne Bank is one of those organizations that are innovating and breaking an industry mold. I can't emphasize enough the importance of establishing a roadmap and a plan to position your organization for the future. Be nimble while providing an exceptional employee and customer experience!

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OK, seems like it's time to get serious? This is the first in a series of simple two-minute-tips to help build small professional practices into great professional practices. (Having founded, built, and sold a successful professional consulting practice, it's time to give back - and if that sounds a bit altruistic, it is.) Two-minute-tip No. 1 (Yes, grab a cuppa, and invest just two minutes.) - Define your perfect client. By age / Location / Income / Assets / Typical challenges / Greatest need. - Keep a record of your notes, because we'll keep building on this project. More tomorrow.

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Back from Vegas... it's a great place to visit and great place to leave! 3 observations out of the CU Leadership Convention : 1 🚀 - Business Lending is being discussed at the board level. Board chairpeople - of large and small CUs - wanted to talk business lending with us. SBA lending was mentioned many times. 2 🙈 - CUs are unaware of how niche online lenders like OnDeck, AmEx/Kabbage, Kapitus, Lendio, are affecting their business members. Many were shocked to hear that their rates start at nearly 30%. 3 ⚡ - You can always learn a new leadership lesson. Enjoyed hearing Jackie Joyner-Kersee talk about her journey and perseverance, Stephen M. R. Covey about leadership (loved put service before self-interest), and even a magician (Nash Fung) talk about finding your purpose with your profession. As a remote worked, it's always great to get to know your co-workers better! Look forward to following up with many new friends I met! Lenders Cooperative Loughlin Cleary #creditunions #businesslending #SBALending #loanorigination #LSP

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Panel Alert! Are you an RIA firm looking to save time and increase your bottom line? Join me and the RIA Activate California Network for a dynamic discussion with top industry experts! Learn the secrets behind operational efficiency and get tips on how to balance it all—business growth, client service, and personal time. The things that matter in your business! #RIAActivate #atlasparkco

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Is your company facing challenges securing traditional bank loans or financing? My business partners at ROK Financial specialize in providing tailored term loan options with extended repayment periods and lower interest rates, making them ideal for strategic financial planning. Here are some ways a term loan can benefit your business: - Expand market reach by opening a second location. - Enhance productivity through property expansion or remodeling. - Scale your workforce and enhance customer service by hiring additional employees. - Achieve business goals with new building or space acquisitions. - Improve operational efficiency with equipment, machinery, or software purchases. - Facilitate new ventures by covering upfront project or inventory costs. - Enhance cash flow and reduce financial strain through refinancing existing debt. Strategically leveraging a term loan can position your business for success, providing the necessary time to realize a return on investment before repayment commences. Find out which options may best suit your current situation by completing the brief questionnaire below.

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Industry expert David Nicholson shares his insights into why Vertical IQ is a must have solution for bankers. "Vertical IQ is like having a 25-year commercial banker at your side — someone who has expertise in the exact industry you are navigating. Their timely, relevant Industry Intelligence provides the industry- and credit-driving information that bankers base their decisions on." #creditunderwriting #creditanalysis #banking #bankers #industryintelligence #industryresearch

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Ranqx can make SMB working capital lending a great experience for the financial institution and the SMB. Imagine your SMB members getting a response to their fully digital loan application in only 5 minutes and the loan officer only needing to click links on their computer vs spend 2 weeks getting documents. ranqx.com From the CFPB (https://lnkd.in/eNhcnavR): Small businesses are the engines of growth in our communities, driving wealth creation and upward financial mobility. When small businesses succeed, our economy is stronger, more equitable and more resilient. There are 33.2 million small businesses in the U.S. Small businesses accounted for more than 99.9% of all U.S. business. They employed 61.7 million people, or 46.4% of the American workforce. Source: U.S. Small Business Administration (SBA) 2022 Small Business Profile 18.3 percent, or about 1 million businesses with employees, are minority-owned 9.7% Asian-owned 5.8% Hispanic-owned 2.2% Black (African-American)-owned 0.4% American Indian or Alaskan Native-owned 0.1% Native Hawaiian or other Pacific Islander-owned Source: 2019 Annual Business Survey (ABS),  U.S. Census Bureau   19.9 percent, or about 1.1 million businesses with employees, are woman-owned Businesses without employees are owned almost equally by both women and men. Source: 2019 Annual Business Survey (ABS),  U.S. Census Bureau 5.9 percent, or almost 340,000 businesses with employees, are veteran-owned Approximately 3.9 million Americans are employed by veteran-owned businesses. Source: 2019 Annual Business Survey (ABS),  U.S. Census Bureau   But for some, accessing funding can be a challenge   Entrepreneurs often source capital from their personal and family savings to get their business off the ground 64.4% use personal and family savings 16.5% use business loans from banks or other financial institutions 9.1% use personal credit cards 8.7% use personal family assets (other than the owner's savings) Source: Annual Survey of Entrepreneurs 2016 , US Census Bureau Ideally, small business owners who want to use credit to grow their businesses would be able to obtain it. But some entrepreneurs struggle to access fair, affordable loans. Entrepreneurs deserve a fair chance at business ownership

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Kirk Kordeleski stands out as a top-tier thought leader in the Credit Union Industry. Kirk doesn't just discuss theories; he brings invaluable firsthand experience to implementing best practices and achieving tangible results within our industry. Don't pass up the opportunity to hear his insights in full. Fill out the form below to access the complete interview. https://lnkd.in/gSaCyqwa #creditunions #automationintelligence #automation #banking #digitaltransformation

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If you’re an entrepreneur, you know it, I know it…. The struggle is real. I get it! One (important) area that many small business owners struggle with is cash flow management. (By the way, checking your bank 🏦 balance every day to see how much money is available is nothing the optimal way to track your cash flow in a business.) So… what if it wasn’t as hard as you thought when it comes to understanding your finances? 🛌 😴 Would you sleep better at night and be less anxious and overwhelmed if you knew your numbers? 💴🤑Better yet, what if you knew what steps to take in certain area of your business to drive more profit and cash to pay yourself more! I’m here to help!! Calling all Female Founders (in the greater Seattle Area), have we got something in store for you!! Join us at the monthly CEO Society workshop where you’ll get some additional insight oh how to manage your business finances so you can make the best data driven decisions for your business! I’ll be the workshop leader and presenter at the November 15 meeting. Where you’ll walk away with a better understanding of your business finances and how you can take action right away to help drive Revenue, Profit and most importantly CASH FLOW! 🗓️Date: November 15 ⏰ Time: 10:00 - 12:00 PST 📍 Where: Kirkland/Totem Lake 11853B 124th Ave NE Kirkland WA 98034, US Register at the link in the comments below. Not to mention this is also a great way to expand your network and meet some INCREDIBLE women business owners in all types of industries. You never know where your next big referral may come from! Hope to see you there! https://lnkd.in/gtQFePF6

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Friendly Reminder, this Friday @ 10:00 am in Kirkland, WA .... we're getting real about business finances! Workshop: Cash is Queen! Transform your business into a machine, by understanding your numbers! Register today to reserve your spot for this in-person workshop. 👉 REGISTER HERE: https://lnkd.in/gUFVZ5UM You'll learn: 🔢 Why it’s so important to track your numbers 😢 The biggest mistakes business owners make 📉 Why most businesses fail 💲 Three Key Financial Statements and what they mean 💸 Key drivers of revenue, profit and Cash Flow 🗓️ How to track your CASH FLOW every single month Hope to see you there!

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Last month in our ND Chiefs meetup, we talked about tips and tricks for staying centered during overwhelm. My favorites included: - setting office hours to field general questions - blocking your calendar to protect pause time - thinking about what you can delay, cancel, delegate, defer Register here for our July 15 meetup, led by me and Antonia Bowring: https://lnkd.in/g8g6XWU2 Since we had so much to talk about, this month we'll discuss ways we navigate summertime - more demands, less structure, vacations, and more. Eager for some tips? Check out this article on Psychology Today: https://lnkd.in/gqD5YZJT

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🚨Implosion Alert 🚨 Shenanigans continue in the banking industry. The CEO hired his wife and dog 😵‍💫😱😳 ‼️Republic First Bank ‼️ The rot and greed is in the executive board rooms while the customers and employees pay the price. Instead of doing the right thing and putting depositors' money to work into neglected segments of the community (that's the whole purpose of a community bank charter after all!), these "bank executives" - IMO sleezy used car salesmen in designer suits - went for the easy money and loaded the Republic First Bank's balance sheets with high risk securities. Many more banks will fail because they have recklessly invested OUR money when the Fed was giving it away during the pandemic - a time of national crisis. These "executives" took advantage of the system during a crisis while the rest of the nation struggled to survive. What's the solution ? 1. The Fed should confiscate all of the personal assets of these dirty bankers 2. AI + blockchain technology is rendering all them irrelevant. Don't let them use your money to lobby Congress to impede this much needed tech. Angel AI to the rescue! AngelAi.com #blockchain #ai #angelai #bankfailure #implosion #dirtybankers #cheaters #irresponsible #badmanagement

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If you're struggling to grow core deposits or fighting to win new members/customers, this free Strum Platform webinar Wednesday will fuel you with fresh ideas and case studies on building a data-driven growth strategy and executional approach to increase performance. Let's go!

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Are you still using outdated tools to tackle complex loan problems? If you're relying on spreadsheets, old presentation software, or your LOS, it's time to rethink your approach. Upgrading your tech can save you 8-12 hours a week, reduce the number of touches per file, delight borrowers, and close more loans. LANIS users are seeing a 95% submit-to-close ratio, compared to the industry average of just 53%. Enhance the initial interview process with borrowers, close more loans, and get more referrals from satisfied borrowers and realtors. Isn't it time to up your game? LANIS TIER|ONE is the Cloud-Based Most Efficient Mortgage Prequalification, Presentation, and Compliance software for Loan Officers. All Three Features must be in your software tool to improve Loan Submit to Close ratios. Invest in your future and schedule a 15 Minute Executive overview with this link: https://lnkd.in/gy2QyYAR www.golanis.com [email protected] 805-498-4843 #loans #mortgagesoftware #compliance #software

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Are you still using outdated tools to tackle complex loan problems? If you're relying on spreadsheets, old presentation software, or your LOS, it's time to rethink your approach. Upgrading your tech can save you 8-12 hours a week, reduce the number of touches per file, delight borrowers, and close more loans. LANIS users are seeing a 95% submit-to-close ratio, compared to the industry average of just 53%. Enhance the initial interview process with borrowers, close more loans, and get more referrals from satisfied borrowers and realtors. Isn't it time to up your game? LANIS TIER|ONE is the Cloud-Based Most Efficient Mortgage Prequalification, Presentation, and Compliance software for Loan Officers. All Three Features must be in your software tool to improve Loan Submit to Close ratios. Invest in your future and schedule a 15 Minute Executive overview with this link: https://lnkd.in/gy2QyYAR www.golanis.com [email protected] 805-498-4843 #loans #mortgagesoftware #compliance #software #mortgagebrokers

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Are you still using outdated tools to tackle complex loan problems? If you're relying on spreadsheets, old presentation software, or your LOS, it's time to rethink your approach. Upgrading your tech can save you 8-12 hours a week, reduce the number of touches per file, delight borrowers, and close more loans. LANIS users are seeing a 95% submit-to-close ratio, compared to the industry average of just 53%. Enhance the initial interview process with borrowers, close more loans, and get more referrals from satisfied borrowers and realtors. Isn't it time to up your game? LANIS TIER|ONE is the Cloud-Based Most Efficient Mortgage Prequalification, Presentation, and Compliance software for Loan Officers. All Three Features must be in your software tool to improve Loan Submit to Close ratios. Invest in your future and schedule a 15 Minute Executive overview with this link: https://lnkd.in/gy2QyYAR www.golanis.com [email protected] 805-498-4843 #loans #mortgagesoftware #compliance #software #efficiency 

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Are you still using outdated tools to tackle complex loan problems? If you're relying on spreadsheets, old presentation software, or your LOS, it's time to rethink your approach. Upgrading your tech can save you 8-12 hours a week, reduce the number of touches per file, delight borrowers, and close more loans. LANIS users are seeing a 95% submit-to-close ratio, compared to the industry average of just 53%. Enhance the initial interview process with borrowers, close more loans, and get more referrals from satisfied borrowers and realtors. Isn't it time to up your game? LANIS TIER|ONE is the Cloud-Based Most Efficient Mortgage Prequalification, Presentation, and Compliance software for Loan Officers. All Three Features must be in your software tool to improve Loan Submit to Close ratios. Invest in your future and schedule a 15 Minute Executive overview with this link: https://lnkd.in/gy2QyYAR www.golanis.com [email protected] 805-498-4843 #loans #mortgagesoftware #compliance #software #efficiency  #mortgagebrokers

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