Kevin Pho, M.D.’s Post

While individual disability insurance is often the first disability insurance product most doctors purchase to protect their income, it is just the starting point for most. This is particularly true for high earners. While nearly every doctor would benefit from added coverage, those in higher-earning medical specialties, those who are self-employed, and those who live in states with high salaries and high costs of living are at the most risk of developing a coverage gap. Therefore, brokers should prioritize ensuring these clients have the right amount and type of disability insurance to protect their current income. To learn more about disability coverage gaps, and how MGIS can help, click here https://lnkd.in/eBaYXpqS #mgis #disability #doctors

Have you ever paused to consider what would happen if an unexpected disability prevented you from working? It's a question that many of us prefer not to dwell on, yet it's a crucial aspect of safeguarding our futures. Disability insurance offers you the peace of mind and financial security you need in such unforeseen circumstances. By investing in disability insurance, you're not just protecting your income; you're safeguarding your family's well-being and ensuring your ability to meet your financial obligations, even if you can't work due to disability. Don't leave your future to chance-take proactive steps today to secure it with disability insurance. 📞Get in touch with Manpreet Singh on 306-472-2020 📧Reach out to us via email at [email protected] 🌐For more info visit - ms-insurance.ca #punjabinsurance #secureyourfuture #disabilitycoverage #financialprotection #peaceofmind #safeguardyourincome #insureyourfuture #protectyourfamily #financialsecurity #planfortheunexpected #incomeprotection #dontleaveittochance #disabilityinsurance #planfortomorrow #insureyourself #safeguardyourlife

Are you healthy? Do you depend on your income? What would happen if you experienced a short term or long term disability? When it comes to your financial future, isn't it better to make sure all your bases are covered? 🙆🏼♀️ This Disability Insurance Awareness Month, reach out to learn how individual disability insurance from New York Life can help supplement government programs or enhance your employer benefits, so you can have peace of mind knowing you're fully covered. 💸 #DisabilityInsurance #Incomereplacement #disability #protection #protectyourincome

In the event of a disability, two-income households are 10% more likely than married couples with a single income to file bankruptcy due to higher fixed expenses*. Learn how you can protect your family’s standard of living by adding individual disability insurance to your plan. *The Two-Income Trap: Are Two Earner Households More Financially Vulnerable?, Center for Economic Studies, June2019

In the event of a disability, two-income households are 10% more likely than married couples with a single income to file bankruptcy due to higher fixed expenses*. Learn how you can protect your family’s standard of living by adding individual disability insurance to your plan. *The Two-Income Trap: Are Two Earner Households More Financially Vulnerable?, Center for Economic Studies, June2019

In the event of a disability, two-income households are 10% more likely than married couples with a single income to file bankruptcy due to higher fixed expenses*. Learn how you can protect your family’s standard of living by adding individual disability insurance to your plan. *The Two-Income Trap: Are Two Earner Households More Financially Vulnerable?, Center for Economic Studies, June2019

In the event of a disability, two-income households are 10% more likely than married couples with a single income to file bankruptcy due to higher fixed expenses*. Learn how you can protect your family’s standard of living by adding individual disability insurance to your plan. *The Two-Income Trap: Are Two Earner Households More Financially Vulnerable?, Center for Economic Studies, June2019

In the event of a disability, two-income households are 10% more likely than married couples with a single income to file bankruptcy due to higher fixed expenses*. Learn how you can protect your family’s standard of living by adding individual disability insurance to your plan. *The Two-Income Trap: Are Two Earner Households More Financially Vulnerable?, Center for Economic Studies, June2019

In the event of a disability, two-income households are 10% more likely than married couples with a single income to file bankruptcy due to higher fixed expenses*. Learn how you can protect your family’s standard of living by adding individual disability insurance to your plan. *The Two-Income Trap: Are Two Earner Households More Financially Vulnerable?, Center for Economic Studies, June2019

In the event of a disability, two-income households are 10% more likely than married couples with a single income to file bankruptcy due to higher fixed expenses*. Learn how you can protect your family’s standard of living by adding individual disability insurance to your plan. *The Two-Income Trap: Are Two Earner Households More Financially Vulnerable?, Center for Economic Studies, June2019