Pattern

Locum Tenens Doctors Need Disability Insurance—Yesterday 🫠 If you’re a locum tenens doctor, you’ve got the freedom to choose when, where, and how you practice medicine. But that independence comes with a catch— you’re completely on your own to protect your income. If illness or injury takes you out of the game, your income stops. Period. Here’s the reality: As a locum, YOU are your business. And if something happens to YOU, there’s no backup plan unless you’ve put one in place. That’s where true own-occupation disability insurance comes in. It’s not just a "nice-to-have"; it’s a lifeline. This type of policy pays you if you can’t work in your medical specialty—even if you’re able to work in another job or specialty. And let’s be honest—most doctors don’t think about this until it’s too late. Don’t let that be you. Protecting your income should be as non-negotiable as carrying malpractice insurance. Freedom that doing locums offers is amazing, but it comes with responsibility. Take care of the business of YOU. After all, your ability to earn an income is your greatest asset—so guard it like it’s your job. Let’s talk if you have questions—this is too important to ignore. Pattern can help you compare your disability options and make the right decision. Link in bio. #LocumTenens #PhysicianLife #DisabilityInsurance #MedicalProfessionals #IncomeProtection Weatherby Healthcare LocumTenens.com VISTA Staffing Medicus Jackson + Coker CompHealth AMN Healthcare Hayes Locums

Doctors, are you getting the ROI you deserve from your career? 25% of doctors at 65 have less than $1M saved for retirement. Don’t let that be you. It’s time to turn your hard-earned income into lasting wealth with a clear plan. 💡 👉 Get clear on your goals. 👉 Automate your savings. 👉 Protect your paycheck. You’ve worked too hard to let your sacrifices go to waste. Make your plan. Take action. Your future self—and your family—will thank you. Pattern helps doctors compare and buy disability and life insurance. Hit the link in the bio for free quotes! #PhysicianFinance #DoctorLife #WealthBuilding #FinancialFreedom #DisabilityInsurance

What if I told you that waiting just five years to invest could cut your retirement savings in half? 😱 Sounds dramatic, right? But for many doctors, that’s the real cost of waiting to invest. Here’s the deal: As a physician, you’re already starting the race 8-10 years behind your non-doctor friends. While they were building careers, saving, and investing, you were grinding through med school and residency. Totally worth it—but now the clock is ticking. ⌛ Here’s why this matters: The time value of money doesn’t care how hard you work. A dollar invested at age 20 can grow 88x by age 65 (assuming reasonable returns). Wait just 10 years, and that same dollar grows to only 23x. By age 40? You’re down to 7.5x. 🚨 Every five years you wait, you’re chopping your future in half. The lesson? Start now. Even if you’re still in training and can only set aside a little, do it. Those dollars you invest today will work harder for you than the ones you throw at the market later. Time is one of the greatest assets you have as a doctor. Don’t let it slip through your fingers. #InvestEarly #FinancialFreedom #DoctorsAndMoney #TimeValueOfMoney #WealthBuilding Pattern doesn't help you invest your money, but it does help you protect your income that funds your investing

⚠️ Mandatory wellness trainings aren’t the cure for physician burnout. ⚠️ Taking real action to address practical life stressors will do far more to reduce stress than generic advice about mindfulness or relaxation techniques. Here’s what I mean: 🎯Securing your finances. 🎯Creating a plan for financial independence through debt elimination and investing. 🎯Ensuring your employment contract doesn’t restrict your career. What do you think? Change my mind. #PhysicianWellness #FinancialFreedom #BurnoutSolutions #CareerIndependence #DoctorsLife #WorkLifeBalance #HealthcareLeadership #MindfulnessVsAction Pattern Michael Johnson Lauren Beltz Frances Mei Hardin, MD Nisha Mehta, MD

Your early career is the perfect time to make smart financial moves, physicians! 💡 Start now to build a foundation for lasting success. 🩺💰 Pattern is an expert at #2 For the bonus tip, hit up Michael Johnson. #PhysicianFinance #SmartMoney

Too many early-career physicians are falling for the whole life insurance trap. 🪤 My new doctor told me, 'I bought everything hook, line, and sinker in residency,' and admitted she probably got taken. She totally got taken. It drives me nuts to see doctors being sold products they don’t need. Whole Life is one of the worst! Term life insurance is the smarter, simpler option—it’s affordable and gives your family the protection they actually need. If you’ve got questions or need a second opinion, let’s talk. Don’t let bad advice derail your financial future! Pattern specializes in helping doctors compare and buy disability and term life insurance. Click the link in my bio! #PhysicianFinance #LifeInsurance #FinancialWellness #Doctors #TermInsurance #CareerTips #DoctorLife

This weekend, our family went on a hike, and toward the end, we came face-to-face with a challenge: 315 stone steps. As we looked up at the climb, Jessica asked Eden if she thought she could do it. Without hesitation, our 4-year-old looked at those stairs, said, “I got this,” and started climbing. Step after step, she kept saying, “I got this,” all the way to the top—with Jessica cheering her on every step of the way. No help, no stopping, and to be honest, with less complaining than her older brothers. 🤔 It got me thinking about how often we come up against challenges that feel like a mountain of steps in front of us. What if, instead of hesitating or overthinking, we faced them with Eden’s simple faith and determination: “I got this!”? And how much stronger would we feel with someone encouraging us along the way, reminding us that we’re doing better than we think? Sometimes the hardest things in life are just about taking one step at a time. Believe you can do it, surround yourself with encouragers, and keep going—even when the climb feels steep. Thanks for the reminder, Eden! 💪 #igotthis #familytime #encouragement

🔥Hot take: Disability insurance trumps life insurance for early-career physicians. My first reason is in the comments… 👇 #PhysicianFinance #DisabilityInsurance #LifeInsurance #CareerPlanning #DoctorsOfLinkedIn #FinancialWellness #IncomeProtection Pattern

Doctors, don’t wait for 2025 to bring higher insurance rates. Most disability insurance carriers make rate changes in January—usually not in your favor. Lock in 2024 rates now to save money and protect your future. Request your free quotes today from Pattern! Link in my bio. #DisabilityInsurance #Physicians #FinancialPlanning #DoctorFinance #MedicalProfessionals