Business Foundations Ltd’s Post

In the run-up to the 50th anniversary of ERISA, Preston Rutledge joins our CEO Brian Graff for a comprehensive look back and ahead. Listen Here: https://lnkd.in/dF6BegiF #ERISA #retirementplanning

A very interesting piece in the AFR today. I couldn't agree more "We need to better consider the complex, interconnected nature of retirement – the norms, rituals, and realities experienced by retirees. By doing so, we can create a more holistic and effective framework for retirement funding." https://lnkd.in/g__8x3tA

This video asks the right questions about how you can save money for retirement without sacrificing your quality of life.

Mark your calendars for April 26th, as we gather from 3:00 to 7:00 PM at 3122 Greenhill Circle, Cedar Falls for our grand opening and networking event. Talk with industry leaders in senior care and fianance to get questions answered that you have. Food, beverage, and dementia simulator all provided by Oak Park Estates! Matthew Monaghan, CFP®, CLU®, ChFC®, RICP®, will be there on behalf of his company Northwestern Mutual! RSVP by April 10th! https://lnkd.in/gXRFFY27 It's common for people to work hard and save for a lifetime and not understand how to turn all their assets into income. In fact, it can keep them from having the confidence to retire or take the next step because they are afraid of how it will impact their lifestyle. Common questions are: · When do we take social security? · We have several different accounts, how do we simplify this stuff? · How do we know we can afford things like health care and dips in the market? These are common questions and feelings Matt Monaghan and his team see daily. The fact is, there are a number of things to consider as you get closer to retirement, and helping you understand how all your financial pieces fit together are what they do best. We are excited they are joining us for this event. Matt Monaghan CFP, CLU, ChFC, RICP

CELEBRATING OUR RAYMOND JAMES, HITCHIN FAMILY On this special day, we want to celebrate the incredible bonds of friendship and camaraderie that exist within our entire team at Raymond James, Hitchin. Whether you've been with us for years or just a few months, you are an essential part of our family.  We are grateful for each and every one of you who contribute to the warm, supportive, and collaborative environment that defines Raymond James Hitchin. Your dedication to our clients and to each other is what sets us apart and makes us a true family.  Susie, Faye, Michael, Alex, Nicki, Laila, Sarah, Hannah, Gemma, Karen, and last (but not least) Jennifer - your presence and contributions are deeply appreciated. Each of you brings unique skills, perspectives, and personalities that enrich our team and make Raymond James Hitchin a wonderful place to work. As we celebrate the spirit of friendship today, let us also recognise the value of teamwork. When we work together, support each other, and foster genuine connections, we create an unbreakable foundation for success. Our clients can trust that when they choose Raymond James, Hitchin, they are not just gaining financial advisors, but also joining a welcoming and caring extended family.  So, let us raise a virtual toast to the amazing individuals who make up our Raymond James, Hitchin family. Here's to the power of friendship, teamwork, and the incredible things we can achieve together! 📸 @tigzrice.branding #BestFriendsDay #RaymondJamesHitchinFamily #TeamworkMakesTheDreamWork #GratefulForEachOther #RaymondJamesHitchin #WealthManagers #Investments #Hitchin #HitchinBusiness #Hertfordshire #WomenInBusiness #Investors #WomenInvestors #Pensions #ISAs #RetirementPlan #LifeWellPlanned #CapitalAtRisk

𝗕𝗲𝗶𝗻𝗴 “𝗳𝘂𝗹𝗹𝘆 𝘃𝗲𝘀𝘁𝗲𝗱” 𝗶𝘀 𝗮𝗻 𝗵𝗼𝗻𝗼𝗿 𝘄𝗲 𝗹𝗶𝗸𝗲 𝘁𝗼 𝗰𝗲𝗹𝗲𝗯𝗿𝗮𝘁𝗲! During our all-employee meetings this year, vests were handed out to everyone who has worked at Sargent for six years, meaning each of them has full ownership rights to their Sargent ESOP shares. Sargent employee-owners know that being “fully vested” is about more than just having access to their share of the company’s success when they retire, it’s about knowing that every time they contribute to a win in the field or invest in their fellow employee-owners through mentorship, they’re actively contributing to the success of the company and the retirement funds of their fellow employee-owners. “If someone comes to work in this company, and they put in decades of hard work, they ought to be able to retire with a surplus of dignity.” – Herb Sargent, CEO 𝗖𝗼𝗻𝗴𝗿𝗮𝘁𝘂𝗹𝗮𝘁𝗶𝗼𝗻𝘀 to Aaron Marable, Brian Fanjoy, Calvin Smith, Casey Flynn, Dana Merrill, Jakob Erskine, Jennifer Gallant, John Madigan, Justin Day, Keith Edgecomb, Nathan Clement, Nicholas Colomy, Nick Stiles, Richard Woodward Jr., Samuel Millett, and Tasha Gardner! #fullyvested #employeeownership #ESOP #celebration #vested #sargent

Job well done

Tune in for a high-level conversation on securing your business' future with Alison Smith, MSM, MBA, CRPS®, AIF® from Principal, as we explore the latest trends and strategies for navigating 401(k) and organizational retirement plans in 2024. Discover actionable insights to enhance employee retention and organizational efficiency amidst market enhancements. #businessstrategies #401k #retirementplannning www.julinaogilvie.com

'The lifeblood of many of the UK's most ground-breaking industries' Wonderful to welcome Emma Reynolds the pensions minister to our British Private Equity & Venture Capital Association (BVCA) pensions summit today alongside Kerry Baldwin Michael Moore And great to hear her commitment to sorting out the UK's challenge of getting more of our pension savings invested into growing British businesses. We'll all be better off in retirement if we can fix this. And our businesses will get the capital they need to scale. In her own words: 🔭🧪🔬"Venture capital and private equity have a critical role to play, by nurturing young, innovative companies and enabling them to grow, create jobs and support economic growth." 🌿💪 "Your industry is also the lifeblood of many of the UK's most ground-breaking industries, from technology to life sciences, and it is a critical driver of our nation's future prosperity.... We have more venture capital investment than other European nations and more high-growth companies, having created 144 unicorns and 85,000 start-ups and scale-ups." 📢 "And our pension funds are a significant source of capital, which can achieve higher returns for their members if they invest more in your industry. " Huge credit to the team Olivia Green Tom Taylor Sarah Adams Isobel Clarke Karen Hurst Amy Abbott Nicole Walker Rebecca A. Kelsee Avery Milli Wright Lucy Good Juliette Gerstein Mia Forti and all for their work.

Join us for our Pre-Retirement Strategies Webinar, EXCLUSIVELY for AdviceOne Advisory Services, LLC clients on November 25! Topics Include: How money in your 401(k) can work for you Pension decisions - Should you take the lump sum or the monthly annuity? Say yes to Backdoor Roth IRA/ Mega Backdoor Roth 401(k)! Deciding it's time to retire Taking advantage of company stock Maximizing charitable gifts When to downsize; where real estate is heading Tax-efficient withdrawal strategies and your tax bracket Green curve planning: the importance of age 63 and 73 vis-à-vis Roth decisions