The Doomsayers: Meredith Whitney

The former Oppenheimer analyst made a name for herself by warning about Citigroup's woes early and loudly. She's been right all the way down, and still is very hard on the large banks.

Capitalizing on her fame, Meredith Whitney has established her own firm, continually showing up in the media. Her solution to the crisis is to focus on building up smaller banks

Doom score: 55