Tembo

Tembo

Financial Services

Dar es Salaam, Dar es Salaam 3,083 followers

Building infrastructure for financial services across Africa!

About us

We provide APIs and SDKs for businesses to embed and launch payments, collections, cards, wallets and programable bank accounts across Africa. Our business partners use us to offer transactional accounts, sub wallets, acquiring, micro loans and remittances services to their end users. Some of our key partners are fintechs, gig apps, e-commerce companies, digital banks, mobile money operators, digital lenders and super-apps. Licensed by the Central Bank of Tanzania and holds additional regulatory approvals to operate in Tanzania, Rwanda, Kenya and beyond, Our team is working hard to activate our services to the wider East and West African Countries.

Industry
Financial Services
Company size
11-50 employees
Headquarters
Dar es Salaam, Dar es Salaam
Type
Privately Held
Founded
2020

Locations

Employees at Tembo

Updates

  • View organization page for Tembo, graphic

    3,083 followers

    Such an interesting post-----

    View profile for Reuben Mwatosya, graphic

    Cofounder & Chief Operating Officer at Tembo

    𝗪𝗵𝗮𝘁’𝘀 𝗵𝗮𝗽𝗽𝗲𝗻𝗶𝗻𝗴 𝘁𝗼 𝘁𝗵𝗲 𝗨𝗦𝗗 𝘃𝘀 𝗧𝗭𝗦 𝗶𝗻 𝗧𝗮𝗻𝘇𝗮𝗻𝗶𝗮? 𝗔 𝘄𝗶𝗹𝗱 𝗿𝗶𝗱𝗲, 𝗼𝗿 𝗮 𝗰𝗮𝗹𝗰𝘂𝗹𝗮𝘁𝗲𝗱 𝗺𝗼𝘃𝗲? 🧐 🇹🇿 🇺🇸 𝖨𝗇 𝖮𝖼𝗍𝗈𝖻𝖾𝗋 2024, 𝗍𝗁𝖾 𝖽𝗈𝗅𝗅𝖺𝗋 𝗐𝖺𝗌 𝗍𝗋𝖺𝖽𝗂𝗇𝗀 𝗮𝗯𝗼𝘃𝗲 𝗧𝗭𝗦 𝟮𝟳𝟬𝟬. 𝖥𝖺𝗌𝗍 𝖿𝗈𝗋𝗐𝖺𝗋𝖽 𝗍𝗈 𝗍𝗁𝖾 𝗅𝖺𝗌𝗍 𝖿𝖾𝗐 𝖽𝖺𝗒𝗌, 𝖺𝗇𝖽 𝗂𝗍 𝖽𝗋𝗈𝗉𝗉𝖾𝖽 𝗅𝗂𝗄𝖾 𝖺 𝗌𝗍𝗈𝗇𝖾 𝗍𝗈 𝗧𝗭𝗦 𝟮𝟮𝟬𝟬. 𝖡𝗎𝗍 𝗁𝗈𝗅𝖽 𝗈𝗇—𝗍𝗈𝖽𝖺𝗒, 𝗂𝗍'𝗌 𝗋𝖾𝖻𝗈𝗎𝗇𝖽𝗂𝗇𝗀 𝖿𝖺𝗌𝗍, 𝗌𝗂𝗍𝗍𝗂𝗇𝗀 𝖺𝗍 𝗧𝗭𝗦 𝟮𝟯𝟴𝟯. 𝖠𝗅𝗅 𝗍𝗁𝗂𝗌 𝗎𝗉 𝖺𝗇𝖽 𝖽𝗈𝗐𝗇 𝗶𝗻 𝗷𝘂𝘀𝘁 𝘁𝘄𝗼 𝗺𝗼𝗻𝘁𝗵𝘀! 📉 𝗗𝗼𝘄𝗻 𝗳𝗮𝘀𝘁.  ⬆️  📈 𝗨𝗽 𝗲𝘃𝗲𝗻 𝗳𝗮𝘀𝘁𝗲𝗿. ⬇️ 𝖢𝗈𝗎𝗅𝖽 𝗂𝗍 𝖻𝖾 𝖺 𝗌𝗎𝗋𝗀𝖾 𝗂𝗇 𝖿𝗈𝗋𝖾𝗑 𝗶𝗻𝗳𝗹𝗼𝘄𝘀 𝗳𝗿𝗼𝗺 𝗲𝘅𝗽𝗼𝗿𝘁𝘀, 𝗱𝗶𝗮𝘀𝗽𝗼𝗿𝗮 𝗿𝗲𝗺𝗶𝘁𝘁𝗮𝗻𝗰𝗲𝘀, 𝗼𝗿 𝗴𝗼𝘃𝗲𝗿𝗻𝗺𝗲𝗻𝘁 𝗶𝗻𝘁𝗲𝗿𝘃𝗲𝗻𝘁𝗶𝗼𝗻𝘀? 𝖮𝗋 𝗐𝖺𝗌 𝗍𝗁𝖾 𝖽𝗋𝗈𝗉 𝖺𝗇 𝗈𝗏𝖾𝗋𝗌𝗁𝗈𝗈𝗍 𝖿𝗋𝗈𝗆 𝗆𝗈𝗇𝖾𝗍𝖺𝗋𝗒 𝗉𝗈𝗅𝗂𝖼𝗒 𝗈𝗋 𝗌𝖾𝖺𝗌𝗈𝗇𝖺𝗅 𝗍𝗋𝖾𝗇𝖽𝗌? 𝗔𝘀 𝘄𝗲 𝗺𝗮𝗿𝗰𝗵 𝘁𝗼𝘄𝗮𝗿𝗱 𝟮𝟬𝟮𝟱, 𝗮 𝗯𝗶𝗴 𝘆𝗲𝗮𝗿 𝗳𝗼𝗿 𝗧𝗮𝗻𝘇𝗮𝗻𝗶𝗮 (𝗁𝗂𝗇𝗍: 𝖾𝗅𝖾𝖼𝗍𝗂𝗈𝗇𝗌, 𝗆𝖾𝗀𝖺 𝗉𝗋𝗈𝗃𝖾𝖼𝗍𝗌), 𝗍𝗁𝖾 𝗌𝗍𝖺𝗄𝖾𝗌 𝖿𝗈𝗋 𝖼𝗎𝗋𝗋𝖾𝗇𝖼𝗒 𝗆𝗈𝗏𝖾𝗆𝖾𝗇𝗍 𝖼𝗈𝗎𝗅𝖽𝗇’𝗍 𝖻𝖾 𝗁𝗂𝗀𝗁𝖾𝗋.😇 💭 𝗪𝗵𝗮𝘁 𝗱𝗼 𝘆𝗼𝘂 𝘁𝗵𝗶𝗻𝗸 𝘄𝗶𝗹𝗹 𝗵𝗮𝗽𝗽𝗲𝗻? 𝗪𝗵𝗲𝗿𝗲 𝗱𝗼 𝘆𝗼𝘂 𝘀𝗲𝗲 𝘁𝗵𝗲 𝗧𝗭𝗦 𝗵𝗲𝗮𝗱𝗶𝗻𝗴 𝗮𝘀 𝘄𝗲 𝗰𝗹𝗼𝘀𝗲 𝗼𝘂𝘁 𝟮𝟬𝟮𝟰 𝗮𝗻𝗱 𝗹𝗼𝗼𝗸 𝗮𝗵𝗲𝗮𝗱 𝘁𝗼 𝟮𝟬𝟮𝟱? 𝖣𝗋𝗈𝗉 𝗒𝗈𝗎𝗋 𝗂𝗇𝗌𝗂𝗀𝗁𝗍𝗌 𝗂𝗇 𝗍𝗁𝖾 𝖼𝗈𝗆𝗆𝖾𝗇𝗍𝗌—𝖻𝖾𝖼𝖺𝗎𝗌𝖾 𝗍𝗁𝗂𝗌 𝗂𝗌𝗇’𝗍 𝗃𝗎𝗌𝗍 𝖺𝖻𝗈𝗎𝗍 𝗇𝗎𝗆𝖻𝖾𝗋𝗌. 𝖨𝗍’𝗌 𝖺𝖻𝗈𝗎𝗍 𝗍𝗁𝖾 𝖻𝗂𝗀𝗀𝖾𝗋 𝗉𝗂𝖼𝗍𝗎𝗋𝖾 𝗌𝗁𝖺𝗉𝗂𝗇𝗀 𝖳𝖺𝗇𝗓𝖺𝗇𝗂𝖺’𝗌 𝖿𝗎𝗍𝗎𝗋𝖾, 𝗮𝗻𝗱 𝗜’𝗱 𝗹𝗼𝘃𝗲 𝘁𝗼 𝗵𝗲𝗮𝗿 𝘆𝗼𝘂𝗿 𝘁𝗮𝗸𝗲 !😏 Tanzania Commercial Bank, GTBank Tanzania, Western Union, Ria Money Transfer, TerraPay, MeTL Group, Nilos, Lake Oil Group, Visa, JTI, Holcim, Diageo, CAB Payments Europe, Ebury, Waza (YC W23)

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  • 🌟 Celebrating Two Decades of Digital Transformation in Tanzania’s Financial Landscape 🌟 Tanzania's financial journey over the past 20 years is nothing short of remarkable. From limited access to formal financial services to becoming a hub for digital financial innovation, the growth of Digital Financial Services (DFS) and fintech has reshaped lives, businesses, and communities.

    View profile for Beatrice Muru, graphic

    Regional Director Africa @ Skaleet | Fintech

    🌟 Celebrating Two Decades of Digital Transformation in Tanzania’s Financial Landscape 🌟 Tanzania's financial journey over the past 20 years is nothing short of remarkable. From limited access to formal financial services to becoming a hub for digital financial innovation, the growth of Digital Financial Services (DFS) and fintech has reshaped lives, businesses, and communities. 📈 Key milestones: - 2008: The introduction of M-Pesa by Vodacom marked a turning point, bringing mobile money to the masses. - 2014: Interoperability between mobile money services enhanced accessibility and lowered transaction costs. - 2020: The pandemic accelerated digital adoption, solidifying DFS as an essential service. 🚀 Pioneers in innovation: Companies like Selcom Tanzania and Maxcom Africa paved the way with groundbreaking solutions, from SIM banking to microinsurance and prepaid electricity services, empowering underserved communities. 💡 Future opportunities: With emerging technologies like blockchain, AI, and open banking on the horizon, Tanzania’s fintech ecosystem is poised for further growth, creating a more inclusive financial future. However, challenges such as the digital divide, financial literacy gaps, and cybersecurity risks remain. Continued collaboration between regulators, fintech innovators, and public-private partnerships will be crucial to overcoming these hurdles. Let’s work together to ensure fintech continues to unlock opportunities and drive economic empowerment for all Tanzanians. 🌍💼 by Financial Sector Deepening Tanzania and Reuben Mwatosya #Fintech #FinancialInclusion #Tanzania #Innovation #DFS

    Digital Financial Services and Financial Technology in Tanzania - FSD Tanzania

    Digital Financial Services and Financial Technology in Tanzania - FSD Tanzania

    https://www.fsdt.or.tz

  • 𝗙𝗿𝗼𝗺 𝗣𝗶𝗼𝗻𝗲𝗲𝗿𝘀 𝘁𝗼 𝗚𝗮𝗺𝗲-𝗖𝗵𝗮𝗻𝗴𝗲𝗿𝘀: 𝗛𝗼𝘄 𝗙𝗶𝗻𝘁𝗲𝗰𝗵 𝗶𝘀 𝗥𝗲𝗱𝗲𝗳𝗶𝗻𝗶𝗻𝗴 𝗧𝗮𝗻𝘇𝗮𝗻𝗶𝗮'𝘀 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗟𝗮𝗻𝗱𝘀𝗰𝗮𝗽𝗲 🚀 Excited to share an article by FSDT as they celebrate 20 years of driving financial inclusion in Tanzania. This is more than a milestone—it’s a moment to reflect on the journey of an industry that’s changed millions of lives. 𝗧𝗵𝗲 𝗮𝗿𝘁𝗶𝗰𝗹𝗲 𝗱𝗶𝘃𝗲𝘀 𝗶𝗻𝘁𝗼: ✨ How 𝗠𝗽𝗲𝘀𝗮 became the spark that set the fintech industry on fire. ✨ How 𝗖𝗢𝗩𝗜𝗗-𝟭𝟵 accelerated adoption of digital financial services. ✨ Celebrating the 𝘁𝗿𝗮𝗶𝗹𝗯𝗹𝗮𝘇𝗲𝗿𝘀— like Selcom and Maxcom, who paved the way for today’s innovations.😍

    View profile for Reuben Mwatosya, graphic

    Cofounder & Chief Operating Officer at Tembo

    𝗙𝗿𝗼𝗺 𝗣𝗶𝗼𝗻𝗲𝗲𝗿𝘀 𝘁𝗼 𝗚𝗮𝗺𝗲-𝗖𝗵𝗮𝗻𝗴𝗲𝗿𝘀: 𝗛𝗼𝘄 𝗙𝗶𝗻𝘁𝗲𝗰𝗵 𝗶𝘀 𝗥𝗲𝗱𝗲𝗳𝗶𝗻𝗶𝗻𝗴 𝗧𝗮𝗻𝘇𝗮𝗻𝗶𝗮'𝘀 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗟𝗮𝗻𝗱𝘀𝗰𝗮𝗽𝗲 🚀 I’m excited to share an article I’ve collaborated on with FSDT as they celebrate 20 years of driving financial inclusion in Tanzania. This is more than a milestone—it’s a moment to reflect on the journey of an industry that’s changed millions of lives. 𝗧𝗵𝗲 𝗮𝗿𝘁𝗶𝗰𝗹𝗲 𝗱𝗶𝘃𝗲𝘀 𝗶𝗻𝘁𝗼: ✨ How 𝗠𝗽𝗲𝘀𝗮 became the spark that set the fintech industry on fire. ✨ How 𝗖𝗢𝗩𝗜𝗗-𝟭𝟵 accelerated adoption of digital financial services. ✨ Celebrating the 𝘁𝗿𝗮𝗶𝗹𝗯𝗹𝗮𝘇𝗲𝗿𝘀— like Selcom and Maxcom, who paved the way for today’s innovations.😍 𝗕𝗲𝘆𝗼𝗻𝗱 𝘁𝗵𝗲 𝘀𝘂𝗽𝗽𝗼𝗿𝘁 𝗼𝗳 𝘁𝗵𝗲 𝗿𝗲𝗴𝘂𝗹𝗮𝘁𝗼𝗿𝘀, 𝗶𝘁 𝘁𝗮𝗸𝗲𝘀 𝗮 𝗯𝗼𝗹𝗱 𝗹𝗼𝗼𝗸 𝗮𝘁 𝘁𝗵𝗲 𝗳𝘂𝘁𝘂𝗿𝗲. With AI, Blockchain, and Financial Services as a Service on the rise, who will take the reins leading the country in the next evolution? Read the full article here: https://lnkd.in/eWTHZ_qc 𝗟𝗲𝘁’𝘀 𝗱𝗶𝘀𝗰𝘂𝘀𝘀—𝘄𝗵𝗼 𝗮𝗻𝗱 𝗵𝗼𝘄 𝘁𝗵𝗲𝘆 𝘄𝗼𝘂𝗹𝗱 𝘀𝗵𝗮𝗽𝗲 𝘁𝗵𝗲 𝗻𝗲𝘅𝘁 𝟮𝟱 𝘆𝗲𝗮𝗿𝘀 𝗼𝗳 𝗧𝗮𝗻𝘇𝗮𝗻𝗶𝗮’𝘀 𝗳𝗶𝗻𝘁𝗲𝗰𝗵 𝗿𝗲𝘃𝗼𝗹𝘂𝘁𝗶𝗼𝗻? 𝗪𝗵𝗮𝘁 𝗰𝗵𝗮𝗹𝗹𝗲𝗻𝗴𝗲𝘀 𝗮𝗻𝗱 𝗼𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝗶𝗲𝘀 𝗹𝗶𝗲 𝗮𝗵𝗲𝗮𝗱? Financial Sector Deepening Tanzania, Tanzania Fintech Association (TAFINA), Selcom Tanzania, Maxcom Africa, NALA, Ramani.io, Tembo, Tausi Africa, Credable Group, Vodacom, Yas Tanzania and airtel

    Digital Financial Services and Financial Technology in Tanzania - FSD Tanzania

    Digital Financial Services and Financial Technology in Tanzania - FSD Tanzania

    https://www.fsdt.or.tz

  • Great read---- as we close the year.

    View profile for Reuben Mwatosya, graphic

    Cofounder & Chief Operating Officer at Tembo

    This year, I’ve written 52 articles on topics like fintech, regulations and making the jump from corporate to fintech. It’s been such a rewarding journey, and I’m grateful to everyone who’s read and subscribed to Cofounders' Notebook (reubenmars.substack.com). It’s so encouraging to see readers tuning in from the US, India, Nigeria, Uganda, and of course, the majority from Tanzania, Kenya, and the UK. Your support means the world! 🇰🇪 🇳🇬 🇺🇬 🇺🇸 🇬🇧 If you haven’t subscribed yet, check it out here: reubenmars.substack.com. You can explore all my posts so far—or subscribe to join us. What should I write about next? Drop your ideas in the comments or send me a quick message. I’ll pick one and share my take next month.

    Why It’s Hard to Digitize B2B Transactions Using M-pesa & Airtel Mobile Money.

    Why It’s Hard to Digitize B2B Transactions Using M-pesa & Airtel Mobile Money.

    reubenmars.substack.com

  • View organization page for Tembo, graphic

    3,083 followers

    🚀 𝗧𝗮𝗻𝘇𝗮𝗻𝗶𝗮’𝘀 𝗦𝗽𝗲𝗰𝗶𝗮𝗹 𝗦𝘁𝗮𝘁𝘂𝘀 𝗳𝗼𝗿 𝘁𝗵𝗲 𝗗𝗶𝗮𝘀𝗽𝗼𝗿𝗮: 𝗧𝗵𝗲 𝗽𝗹𝗮𝗻 𝘁𝗼 𝗱𝗼𝘂𝗯𝗹𝗲 𝗥𝗲𝗺𝗶𝘁𝘁𝗮𝗻𝗰𝗲𝘀 𝘃𝗮𝗹𝘂𝗲𝘀 🚀 𝗘𝘅𝗰𝗶𝘁𝗶𝗻𝗴 𝘁𝗶𝗺𝗲𝘀 𝗮𝗵𝗲𝗮𝗱 𝗳𝗼𝗿 𝗧𝗮𝗻𝘇𝗮𝗻𝗶𝗮 𝘄𝗶𝘁𝗵 𝘁𝗵𝗲 𝗻𝗲𝘄 𝗗𝗶𝗮𝘀𝗽𝗼𝗿𝗮 𝗦𝗽𝗲𝗰𝗶𝗮𝗹 𝗦𝘁𝗮𝘁𝘂𝘀! 𝘛𝘩𝘪𝘴 𝘪𝘴 𝘢 𝘨𝘢𝘮𝘦-𝘤𝘩𝘢𝘯𝘨𝘦𝘳, 𝘢𝘪𝘮𝘪𝘯𝘨 𝘵𝘰 𝘥𝘰𝘶𝘣𝘭𝘦 𝘳𝘦𝘮𝘪𝘵𝘵𝘢𝘯𝘤𝘦𝘴 𝘧𝘳𝘰𝘮 $751 𝘮𝘪𝘭𝘭𝘪𝘰𝘯 𝘵𝘰 $1.5 𝘣𝘪𝘭𝘭𝘪𝘰𝘯 𝘢𝘯𝘥 𝘶𝘯𝘭𝘰𝘤𝘬 𝘯𝘦𝘸 𝘰𝘱𝘱𝘰𝘳𝘵𝘶𝘯𝘪𝘵𝘪𝘦𝘴 𝘧𝘰𝘳 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘸𝘰𝘳𝘬 𝘢𝘯𝘥 𝘭𝘪𝘧𝘦. 𝘈𝘵 𝘛𝘦𝘮𝘣𝘰, 𝘸𝘦’𝘳𝘦 𝘱𝘳𝘰𝘶𝘥 𝘵𝘰 𝘣𝘦 𝘱𝘢𝘳𝘵 𝘰𝘧 𝘵𝘩𝘪𝘴 𝘫𝘰𝘶𝘳𝘯𝘦𝘺. 𝗔𝘀 𝗮 𝗼𝗻𝗲-𝘀𝘁𝗼𝗽 𝘀𝗵𝗼𝗽 𝗳𝗼𝗿 𝗿𝗲𝗺𝗶𝘁𝘁𝗮𝗻𝗰𝗲 𝗰𝗼𝗺𝗽𝗮𝗻𝗶𝗲𝘀, 𝘄𝗲 𝗺𝗮𝗸𝗲 𝗶𝘁 𝗲𝗮𝘀𝘆 𝗳𝗼𝗿 𝘂𝘀𝗲𝗿𝘀 𝘁𝗼 𝘀𝗲𝗻𝗱 𝗺𝗼𝗻𝗲𝘆 𝗱𝗶𝗿𝗲𝗰𝘁𝗹𝘆 𝘁𝗼 𝗧𝗮𝗻𝘇𝗮𝗻𝗶𝗮’𝘀 𝗺𝗼𝗯𝗶𝗹𝗲 𝗺𝗼𝗻𝗲𝘆 𝗮𝗻𝗱 𝗯𝗮𝗻𝗸 𝗮𝗰𝗰𝗼𝘂𝗻𝘁𝘀. 𝘐𝘧 𝘺𝘰𝘶 𝘢𝘳𝘦 𝘢 𝘳𝘦𝘮𝘪𝘵𝘵𝘢𝘯𝘤𝘦 𝘤𝘰𝘮𝘱𝘢𝘯𝘺 𝘢𝘯𝘥 𝘺𝘰𝘶’𝘳𝘦 𝘯𝘰𝘵 𝘵𝘦𝘳𝘮𝘪𝘯𝘢𝘵𝘪𝘯𝘨 𝘪𝘯𝘵𝘰 𝘛𝘢𝘯𝘻𝘢𝘯𝘪𝘢, 𝘛𝘦𝘮𝘣𝘰 𝘮𝘢𝘬𝘦𝘴 𝘪𝘵 𝘴𝘶𝘱𝘦𝘳 𝘦𝘢𝘴𝘺 𝘧𝘰𝘳 𝘺𝘰𝘶 𝘵𝘰 𝘱𝘭𝘶𝘨 𝘪𝘯 𝘢𝘯𝘥 𝘭𝘢𝘶𝘯𝘤𝘩. 𝘖𝘶𝘳 𝘮𝘪𝘴𝘴𝘪𝘰𝘯 𝘪𝘴 𝘴𝘪𝘮𝘱𝘭𝘦: 𝘮𝘢𝘬𝘦 𝘴𝘦𝘯𝘥𝘪𝘯𝘨 𝘮𝘰𝘯𝘦𝘺 𝘴𝘦𝘢𝘮𝘭𝘦𝘴𝘴, 𝘴𝘢𝘧𝘦, 𝘢𝘯𝘥 𝘢𝘧𝘧𝘰𝘳𝘥𝘢𝘣𝘭𝘦—𝘩𝘦𝘭𝘱𝘪𝘯𝘨 𝘧𝘢𝘮𝘪𝘭𝘪𝘦𝘴 𝘨𝘳𝘰𝘸 𝘴𝘵𝘳𝘰𝘯𝘨𝘦𝘳 𝘢𝘯𝘥 𝘣𝘶𝘪𝘭𝘥 𝘢 𝘣𝘳𝘪𝘨𝘩𝘵𝘦𝘳 𝘧𝘶𝘵𝘶𝘳𝘦. 𝗧𝗼 𝗮𝗹𝗹 𝘁𝗵𝗲 𝗮𝗺𝗮𝘇𝗶𝗻𝗴 𝗧𝗮𝗻𝘇𝗮𝗻𝗶𝗮𝗻𝘀 𝗮𝗯𝗿𝗼𝗮𝗱: 𝘆𝗼𝘂𝗿 𝗶𝗺𝗽𝗮𝗰𝘁 𝗺𝗮𝘁𝘁𝗲𝗿𝘀, 𝗮𝗻𝗱 𝘄𝗲’𝗿𝗲 𝗵𝗲𝗿𝗲 𝘁𝗼 𝘀𝘂𝗽𝗽𝗼𝗿𝘁 𝘆𝗼𝘂. 𝗘𝘃𝗲𝗿𝘆 𝘁𝗿𝗮𝗻𝘀𝗳𝗲𝗿 𝗰𝗼𝘂𝗻𝘁𝘀. 𝗟𝗲𝘁’𝘀 𝘀𝗵𝗮𝗽𝗲 𝗧𝗮𝗻𝘇𝗮𝗻𝗶𝗮’𝘀 𝗳𝘂𝘁𝘂𝗿𝗲 𝘁𝗼𝗴𝗲𝘁𝗵𝗲𝗿! FITSPA Uganda Africa Fintech Network Fintech Association Of Kenya Fintech Association Of Nigeria Association of Fintechs in Kenya Fintech Association of South Africa (FINASA) airtel MTN Absa Group https://lnkd.in/eKDHVEWX

    Tanzania finally moves to introduce special status to Diaspora

    Tanzania finally moves to introduce special status to Diaspora

    thecitizen.co.tz

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    Cards and Payments in Tanzania is a very interesting article.

    View profile for Reuben Mwatosya, graphic

    Cofounder & Chief Operating Officer at Tembo

    𝗧𝗮𝗻𝘇𝗮𝗻𝗶𝗮 𝗵𝗮𝘀 𝗼𝘃𝗲𝗿 𝟭𝟮 𝗺𝗶𝗹𝗹𝗶𝗼𝗻 𝗰𝗮𝗿𝗱𝘀, 𝗆𝖺𝗂𝗇𝗅𝗒 𝖵𝗂𝗌𝖺 𝖺𝗇𝖽 𝖬𝖺𝗌𝗍𝖾𝗋𝖼𝖺𝗋𝖽, 𝗯𝘂𝘁 𝗼𝗻𝗹𝘆 𝟮 𝗺𝗶𝗹𝗹𝗶𝗼𝗻 𝗮𝗿𝗲 𝗮𝗰𝘁𝗶𝘃𝗲𝗹𝘆 𝘂𝘀𝗲𝗱. 𝖠 𝗌𝗎𝗋𝗉𝗋𝗂𝗌𝗂𝗇𝗀 𝟫𝟨% 𝗈𝖿 𝖼𝖺𝗋𝖽 𝗍𝗋𝖺𝗇𝗌𝖺𝖼𝗍𝗂𝗈𝗇𝗌 𝗁𝖺𝗉𝗉𝖾𝗇 𝖺𝗍 𝖠𝖳𝖬𝗌, 𝗆𝖾𝖺𝗇𝗂𝗇𝗀 𝗍𝗁𝖾𝗌𝖾 𝗰𝗮𝗿𝗱𝘀 𝗮𝗿𝗲 𝗽𝗿𝗶𝗺𝗮𝗿𝗶𝗹𝘆 𝘂𝘀𝗲𝗱 𝗳𝗼𝗿 𝘄𝗶𝘁𝗵𝗱𝗿𝗮𝘄𝗶𝗻𝗴 𝗰𝗮𝘀𝗵—𝗇𝗈𝗍 𝖿𝗈𝗋 𝖾𝗏𝖾𝗋𝗒𝖽𝖺𝗒 𝗉𝗎𝗋𝖼𝗁𝖺𝗌𝖾𝗌 𝗅𝗂𝗄𝖾 𝗀𝗋𝗈𝖼𝖾𝗋𝗂𝖾𝗌, 𝖻𝗎𝗌 𝖿𝖺𝗋𝖾, 𝗈𝗋 𝗆𝖾𝗋𝖼𝗁𝖺𝗇𝖽𝗂𝗌𝖾. 💳 𝖡𝗎𝗍 𝗍𝗁𝖾𝗋𝖾’𝗌 𝖺 𝗌𝗁𝗂𝖿𝗍 𝗁𝖺𝗉𝗉𝖾𝗇𝗂𝗇𝗀. 𝗟𝗼𝗰𝗮𝗹𝗹𝘆 𝗶𝘀𝘀𝘂𝗲𝗱 𝗻𝗶𝗰𝗵𝗲 𝗰𝗮𝗿𝗱𝘀 𝗮𝗿𝗲 𝗴𝗮𝗶𝗻𝗶𝗻𝗴 𝘁𝗿𝗮𝗰𝘁𝗶𝗼𝗻 𝗮𝘀 𝗮 𝗺𝗲𝗮𝗻𝘀 𝗼𝗳 𝗽𝗮𝘆𝗺𝗲𝗻𝘁. 𝖨𝗇 𝗍𝗁𝖾 𝖺𝗋𝗍𝗂𝖼𝗅𝖾 𝖻𝖾𝗅𝗈𝗐, 𝖨 𝗁𝗂𝗀𝗁𝗅𝗂𝗀𝗁𝗍 𝖮𝖭𝖤 𝖫𝖮𝖢𝖠𝖫𝖫𝖸 𝖨𝖲𝖲𝖴𝖤𝖣 𝖢𝖠𝖱𝖣 𝗅𝖾𝖺𝖽𝗂𝗇𝗀 𝗍𝗁𝖾 𝖼𝗁𝖺𝗋𝗀𝖾 𝗂𝗇 𝖿𝖾𝗋𝗋𝗂𝖾𝗌, 𝗌𝗉𝗈𝗋𝗍𝗌, 𝖺𝗇𝖽 𝖾𝗏𝖾𝗇 𝗋𝖺𝗉𝗂𝖽 𝖻𝗎𝗌 𝗍𝖾𝗋𝗆𝗂𝗇𝖺𝗅𝗌 𝗂𝗇 𝖳𝖺𝗇𝗓𝖺𝗇𝗂𝖺. 𝖠𝗇𝖽 𝗂𝗍’𝗌 𝗇𝗈𝗍 𝗃𝗎𝗌𝗍 𝖳𝖺𝗇𝗓𝖺𝗇𝗂𝖺—𝗌𝗂𝗆𝗂𝗅𝖺𝗋 𝖼𝖺𝗋𝖽𝗌 𝖺𝗋𝖾 𝗀𝖺𝗂𝗇𝗂𝗇𝗀 𝗆𝗈𝗆𝖾𝗇𝗍𝗎𝗆 𝗂𝗇 𝖭𝗂𝗀𝖾𝗋𝗂𝖺 𝖺𝗇𝖽 𝖱𝗐𝖺𝗇𝖽𝖺 𝖺𝗌 𝗐𝖾𝗅𝗅. 🚌 🇹🇿 🇳🇬 🔑 𝗪𝗵𝘆 𝗱𝗼𝗲𝘀 𝘁𝗵𝗶𝘀 𝗺𝗮𝘁𝘁𝗲𝗿? 𝖥𝗈𝗋 𝖿𝗂𝗇𝗍𝖾𝖼𝗁𝗌, 𝗍𝗁𝗂𝗌 𝗂𝗌 𝖺 𝖼𝗅𝖾𝖺𝗋 𝗌𝗂𝗀𝗇𝖺𝗅 𝗈𝖿 𝗇𝖾𝗐 𝗈𝗉𝗉𝗈𝗋𝗍𝗎𝗇𝗂𝗍𝗂𝖾𝗌: 𝖠𝗌 𝖿𝗈𝗋 𝖻𝖺𝗇𝗄𝗌, 𝖨’𝗆 𝗇𝗈𝗍 𝗌𝗎𝗋𝖾 𝗐𝗁𝖺𝗍 𝗍𝗁𝗂𝗌 𝗌𝗁𝗂𝖿𝗍 𝗆𝖾𝖺𝗇𝗌 𝖿𝗈𝗋 𝗍𝗁𝖾𝗆 𝗒𝖾𝗍, 𝖻𝗎𝗍 𝖿𝗈𝗋 𝖼𝖺𝗋𝖽 𝗌𝖼𝗁𝖾𝗆𝖾𝗌, 𝖨 𝖻𝖾𝗅𝗂𝖾𝗏𝖾 𝗍𝗁𝖾𝗒 𝖺𝗅𝗋𝖾𝖺𝖽𝗒 𝗄𝗇𝗈𝗐 𝗁𝗈𝗐 𝗍𝗈 𝗇𝖺𝗏𝗂𝗀𝖺𝗍𝖾 𝗍𝗁𝗂𝗌 𝗌𝗉𝖺𝖼𝖾, 𝖳𝗁𝖾𝗒 𝗁𝖺𝗏𝖾 𝖻𝖾𝖾𝗇 𝖺𝗋𝗈𝗎𝗇𝖽 𝗅𝗈𝗇𝗀𝖾𝗋 𝗍𝗁𝖺𝗇 𝗆𝗒 𝗆𝗎𝗆! 𝗪𝗵𝗮𝘁 𝗱𝗼 𝘆𝗼𝘂 𝘁𝗵𝗶𝗻𝗸? Lemme know your COMMENTS and how you feel reading this article, I used Recent National Payments Report as the main source of Data. 𝖨 𝗐𝗋𝗂𝗍𝖾 𝖺𝗋𝗍𝗂𝖼𝗅𝖾𝗌 𝗅𝗂𝗄𝖾 𝗍𝗁𝗂𝗌 𝖾𝗏𝖾𝗋𝗒 𝗐𝖾𝖾𝗄, 𝘀𝗼 𝗯𝗲 𝘀𝘂𝗿𝗲 𝘁𝗼 𝘀𝘂𝗯𝘀𝗰𝗿𝗶𝗯𝗲 𝗶𝗳 𝘆𝗼𝘂 𝗲𝗻𝗷𝗼𝘆𝗲𝗱 𝗶𝘁, 𝗼𝗿 𝘀𝗵𝗮𝗿𝗲 𝗶𝘁 𝘄𝗶𝘁𝗵 𝘀𝗼𝗺𝗲𝗼𝗻𝗲 𝘄𝗵𝗼 𝗺𝗶𝗴𝗵𝘁 𝗳𝗶𝗻𝗱 𝗶𝘁 𝘂𝘀𝗲𝗳𝘂𝗹! https://lnkd.in/g2BntNxt

    Card Payments in Tanzania: A Missed Opportunity or a Sign of a Deeper Trend?

    Card Payments in Tanzania: A Missed Opportunity or a Sign of a Deeper Trend?

    reubenmars.substack.com

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    View profile for Reuben Mwatosya, graphic

    Cofounder & Chief Operating Officer at Tembo

    🚀 𝗔𝘁𝘁𝗲𝗻𝘁𝗶𝗼𝗻 𝗥𝗲𝗺𝗶𝘁𝘁𝗮𝗻𝗰𝗲 𝗔𝗽𝗽𝘀! 𝗡𝗼𝘄 𝘆𝗼𝘂 𝗰𝗮𝗻 𝗹𝗮𝘂𝗻𝗰𝗵 𝗧𝗮𝗻𝘇𝗮𝗻𝗶𝗮 𝗶𝗻 𝟱 𝗱𝗮𝘆𝘀🚀 If you’re from the US, UK, Canada, UAE, Kenya, Nigeria, or anywhere else, you know that true growth in remittances comes from launching new corridors. Tembo 𝗵𝗮𝘀 𝗷𝘂𝘀𝘁 𝗺𝗮𝗱𝗲 𝗶𝘁 𝗶𝗻𝗰𝗿𝗲𝗱𝗶𝗯𝗹𝘆 𝗲𝗮𝘀𝘆 𝗮𝗻𝗱 𝗳𝗮𝘀𝘁 𝗳𝗼𝗿 𝘆𝗼𝘂 𝘁𝗼 𝘁𝗮𝗽 𝗶𝗻𝘁𝗼 𝘁𝗵𝗲 𝘃𝗶𝗯𝗿𝗮𝗻𝘁 𝗧𝗮𝗻𝘇𝗮𝗻𝗶𝗮𝗻 𝗺𝗮𝗿𝗸𝗲𝘁! We’ve taken care of everything you need to launch seamlessly and immediately, 𝗬𝗼𝘂 𝗱𝗼 𝗻𝗼𝘁 𝗻𝗲𝗲𝗱 𝘁𝗼 𝗱𝗼 𝗮𝗻𝘆𝘁𝗵𝗶𝗻𝗴 𝗼𝘁𝗵𝗲𝗿 𝘁𝗵𝗮𝗻 𝗽𝗮𝗿𝘁𝗻𝗲𝗿 𝘄𝗶𝘁𝗵 𝗧𝗲𝗺𝗯𝗼 𝗮𝗻𝗱 𝗹𝗮𝘂𝗻𝗰𝗵 𝗧𝗮𝗻𝘇𝗮𝗻𝗶𝗮. ✅ 𝗟𝗶𝗰𝗲𝗻𝘀𝗲? ✔️ Check! ✅ 𝗔𝗽𝗽𝗿𝗼𝘃𝗮𝗹? ✔️ Check! ✅ 𝗕𝗮𝗻𝗸 𝗣𝗮𝘆𝗼𝘂𝘁𝘀? ✔️ Check! ✅ 𝗠𝗼𝗯𝗶𝗹𝗲 𝗠𝗼𝗻𝗲𝘆 𝗣𝗮𝘆𝗼𝘂𝘁s? ✔️ Check! ✅ 𝗙𝗫 𝗣𝗿𝗼𝘃𝗶𝗱𝗲𝗿? ✔️ Check! ✅ 𝗔𝗣𝗜 𝗥𝗲𝗮𝗱𝘆? ✔️ Check! 🌟 To get started, email [email protected] or inbox me now! Let’s get your users sending money into Tanzania!

  • Tembo reposted this

    View profile for Reuben Mwatosya, graphic

    Cofounder & Chief Operating Officer at Tembo

    𝗨𝘀𝗶𝗻𝗴 𝗖𝗵𝗮𝘁𝗚𝗣𝗧 𝗜𝘀𝗻’𝘁 𝗖𝗵𝗲𝗮𝘁𝗶𝗻𝗴: 𝗠𝘆 𝗖𝗼𝗻𝘃𝗲𝗿𝘀𝗮𝘁𝗶𝗼𝗻 𝘄𝗶𝘁𝗵 𝗜𝗿𝗲𝗻𝗲 𝗼𝗻 𝘂𝘀𝗶𝗻𝗴 𝗔𝗜 𝘁𝗼𝗼𝗹𝘀 𝗮𝘁 𝗦𝗰𝗵𝗼𝗼𝗹 𝗮𝗻𝗱 𝗮𝘁 𝗪𝗼𝗿𝗸 💬 𝗜𝗿𝗲𝗻𝗲: "𝐼’𝑚 𝑛𝑜𝑡 𝑔𝑜𝑖𝑛𝑔 𝑡𝑜 𝑢𝑠𝑒 𝐶ℎ𝑎𝑡𝐺𝑃𝑇 𝑎𝑠 𝐼 𝑑𝑜 𝑚𝑦 𝑠𝑐ℎ𝑜𝑜𝑙 𝑞𝑢𝑖𝑧. 𝐼 𝑤𝑎𝑛𝑡 𝑡𝑜 𝑢𝑠𝑒 𝑚𝑦 𝑏𝑟𝑎𝑖𝑛 𝑎𝑛𝑑 𝑝𝑎𝑠𝑠 𝑜𝑛 𝑚𝑦 𝑜𝑤𝑛, 𝑛𝑜𝑡 𝑐ℎ𝑒𝑎𝑡 𝑏𝑦 𝑢𝑠𝑖𝑛𝑔 𝐶ℎ𝑎𝑡𝐺𝑃𝑇." 𝗠𝗲: "𝐼 𝑔𝑒𝑡 𝑖𝑡, 𝐼𝑟𝑒𝑛𝑒! 𝐵𝑢𝑡 𝑢𝑠𝑖𝑛𝑔 𝐶ℎ𝑎𝑡𝐺𝑃𝑇 𝑖𝑠𝑛’𝑡 𝑐ℎ𝑒𝑎𝑡𝑖𝑛𝑔—𝑖𝑡’𝑠 𝑎𝑏𝑜𝑢𝑡 𝑏𝑒𝑖𝑛𝑔 𝑒𝑓𝑓𝑖𝑐𝑖𝑒𝑛𝑡. 𝐼𝑓 𝑦𝑜𝑢 ℎ𝑎𝑑 𝑡𝑜 𝑔𝑒𝑡 𝑡𝑜 𝑤𝑜𝑟𝑘, 𝑤𝑜𝑢𝑙𝑑 𝑦𝑜𝑢 𝑤𝑎𝑙𝑘 𝑡ℎ𝑒 𝑤ℎ𝑜𝑙𝑒 𝑤𝑎𝑦, 𝑜𝑟 𝑗𝑢𝑠𝑡 𝑡𝑎𝑘𝑒 𝑎 𝑐𝑎𝑟?"🚗 𝗜𝗿𝗲𝗻𝗲: "𝑂𝑏𝑣𝑖𝑜𝑢𝑠𝑙𝑦, 𝐼'𝑑 𝑡𝑎𝑘𝑒 𝑡ℎ𝑒 𝑐𝑎𝑟! 𝑊𝑎𝑙𝑘𝑖𝑛𝑔 𝑤𝑜𝑢𝑙𝑑 𝑡𝑎𝑘𝑒 𝑓𝑜𝑟𝑒𝑣𝑒𝑟 𝑎𝑛𝑑 𝐼 𝑤𝑖𝑙𝑙 𝑏𝑒 𝑠𝑜 𝑡𝑖𝑟𝑒𝑑 𝑑𝑢ℎ (𝑟𝑜𝑙𝑙𝑖𝑛𝑔 ℎ𝑒𝑟 𝑒𝑦𝑒𝑠)."🙄 𝗠𝗲: "𝐸𝑥𝑎𝑐𝑡𝑙𝑦! 𝑌𝑜𝑢 𝑐𝑜𝑢𝑙𝑑 𝑤𝑎𝑙𝑘, 𝑏𝑢𝑡 𝑡ℎ𝑒 𝑐𝑎𝑟 𝑔𝑒𝑡𝑠 𝑦𝑜𝑢 𝑡ℎ𝑒𝑟𝑒 𝑓𝑎𝑠𝑡𝑒𝑟 𝑎𝑛𝑑 𝑙𝑒𝑎𝑣𝑒𝑠 𝑦𝑜𝑢 𝑤𝑖𝑡ℎ 𝑚𝑜𝑟𝑒 𝑒𝑛𝑒𝑟𝑔𝑦 𝑓𝑜𝑟 𝑤ℎ𝑎𝑡 𝑎𝑐𝑡𝑢𝑎𝑙𝑙𝑦 𝑚𝑎𝑡𝑡𝑒𝑟𝑠. 𝐶ℎ𝑎𝑡𝐺𝑃𝑇 𝑖𝑠 𝑙𝑖𝑘𝑒 𝑡ℎ𝑎𝑡—𝑖𝑡 ℎ𝑒𝑙𝑝𝑠 𝑦𝑜𝑢 𝑏𝑒 𝑏𝑒𝑡𝑡𝑒𝑟, 𝑓𝑎𝑠𝑡𝑒𝑟, 𝑎𝑛𝑑 𝑚𝑜𝑟𝑒 𝑡ℎ𝑜𝑟𝑜𝑢𝑔ℎ. 𝗜𝗿𝗲𝗻𝗲: "𝑆𝑜, 𝑖𝑡’𝑠 𝑚𝑜𝑟𝑒 𝑙𝑖𝑘𝑒 𝑎 𝑝𝑟𝑜𝑑𝑢𝑐𝑡𝑖𝑣𝑖𝑡𝑦 𝑏𝑜𝑜𝑠𝑡 𝑡ℎ𝑎𝑛 𝑎 𝑠ℎ𝑜𝑟𝑡𝑐𝑢𝑡?"🤔 𝗠𝗲: "𝑌𝑒𝑠! 𝐽𝑢𝑠𝑡 𝑙𝑖𝑘𝑒 𝑢𝑠𝑖𝑛𝑔 𝐺𝑜𝑜𝑔𝑙𝑒, 𝑏𝑢𝑡 𝑓𝑜𝑟 𝑑𝑟𝑎𝑓𝑡𝑖𝑛𝑔 𝑒𝑚𝑎𝑖𝑙𝑠, 𝑐𝑟𝑒𝑎𝑡𝑖𝑛𝑔 𝑎𝑛𝑑 𝑟𝑒𝑓𝑖𝑛𝑖𝑛𝑔 𝑖𝑑𝑒𝑎𝑠. 𝐼𝑛 𝑡𝑜𝑑𝑎𝑦’𝑠 𝐴𝐼-𝑑𝑟𝑖𝑣𝑒𝑛 𝑤𝑜𝑟𝑙𝑑, 𝑘𝑛𝑜𝑤𝑖𝑛𝑔 ℎ𝑜𝑤 𝑡𝑜 𝑢𝑠𝑒 𝐴𝐼 𝑡𝑜𝑜𝑙𝑠 𝑙𝑖𝑘𝑒 𝐶ℎ𝑎𝑡𝐺𝑃𝑇 𝑖𝑠 𝑎𝑐𝑡𝑢𝑎𝑙𝑙𝑦 𝑎 𝑠𝑘𝑖𝑙𝑙 𝑡ℎ𝑎𝑡 𝑐𝑎𝑛 𝑟𝑒𝑎𝑙𝑙𝑦 𝑠𝑒𝑡 𝑦𝑜𝑢 𝑎𝑝𝑎𝑟𝑡." 𝗜𝗿𝗲𝗻𝗲: "𝐴𝑙𝑟𝑖𝑔ℎ𝑡, 𝐼 𝑔𝑢𝑒𝑠𝑠 𝐼 ℎ𝑎𝑑𝑛’𝑡 𝑡ℎ𝑜𝑢𝑔ℎ𝑡 𝑜𝑓 𝑖𝑡 𝑡ℎ𝑎𝑡 𝑤𝑎𝑦. 𝑀𝑎𝑦𝑏𝑒 𝐼’𝑙𝑙 𝑢𝑠𝑒 𝑖𝑡 𝑓𝑜𝑟 𝑡ℎ𝑖𝑠 𝑞𝑢𝑖𝑧 𝑎𝑛𝑑 𝑡ℎ𝑒 𝑝𝑎𝑝𝑒𝑟 𝐼 𝑎𝑚 𝑤𝑜𝑟𝑘𝑖𝑛𝑔 𝑜𝑛. 𝗠𝗲: "𝐸𝑥𝑎𝑐𝑡𝑙𝑦! 𝐴𝑛𝑑 𝑦𝑜𝑢 𝑘𝑛𝑜𝑤 𝑖𝑡 𝑐𝑎𝑛 𝑛𝑜𝑡 𝑏𝑒 𝑐ℎ𝑒𝑎𝑡𝑖𝑛𝑔 𝑖𝑓 𝑡ℎ𝑒𝑦 𝑘𝑛𝑜𝑤 𝑡ℎ𝑎𝑡 𝑦𝑜𝑢 𝑎𝑟𝑒 𝑢𝑠𝑖𝑛𝑔 𝑎𝑛 𝐴𝐼 𝑡𝑜𝑜𝑙, 𝑝𝑙𝑢𝑠 𝑖𝑡 𝑖𝑠 𝑛𝑜𝑡 𝑐ℎ𝑒𝑎𝑡𝑖𝑛𝑔 𝑖𝑓 𝑒𝑣𝑒𝑟𝑦𝑜𝑛𝑒'𝑠 𝑢𝑠𝑖𝑛𝑔 𝑖𝑡.😊 𝗪𝗵𝗮𝘁 𝗱𝗼 𝘆𝗼𝘂 𝘁𝗵𝗶𝗻𝗸 𝗼𝗳 𝗵𝗼𝘄 𝘄𝗲 𝘂𝘀𝗲 𝗔𝗜 𝘁𝗼𝗼𝗹𝘀 𝗼𝗻 𝗮 𝗱𝗮𝘆 𝘁𝗼 𝗱𝗮𝘆 𝗯𝗮𝘀𝗶𝘀, 𝗮𝘁 𝘄𝗼𝗿𝗸 𝗼𝗿 𝗮𝘁 𝘀𝗰𝗵𝗼𝗼𝗹?, 𝗗𝗼 𝘆𝗼𝘂 𝘁𝗵𝗶𝗻𝗸 𝗜 𝗺𝗶𝘀𝗹𝗲𝗱 𝗵𝗲𝗿 𝗲𝘀𝗽𝗲𝗰𝗶𝗮𝗹𝗹𝘆 𝗮𝘀 𝘁𝗵𝗲 𝘄𝗼𝗿𝗹𝗱 𝗯𝗲𝗰𝗼𝗺𝗲𝘀 𝗺𝗼𝗿𝗲 𝗔𝗜-𝗱𝗿𝗶𝘃𝗲𝗻 ?🚀 https://lnkd.in/gRmTKm_a

    The employees secretly using AI at work

    The employees secretly using AI at work

    bbc.com

  • Tembo reposted this

    View profile for Reuben Mwatosya, graphic

    Cofounder & Chief Operating Officer at Tembo

    🌍 𝗔 𝗦𝘂𝘀𝘁𝗮𝗶𝗻𝗮𝗯𝗹𝗲 𝗧𝗮𝗹𝗲𝗻𝘁 𝗣𝗶𝗽𝗲𝗹𝗶𝗻𝗲 𝗳𝗼𝗿 𝗙𝗶𝗻𝘁𝗲𝗰𝗵, 𝗕𝗮𝗻𝗸𝘀, 𝗮𝗻𝗱 𝗠𝗼𝗯𝗶𝗹𝗲 𝗠𝗼𝗻𝗲𝘆 𝗢𝗽𝗲𝗿𝗮𝘁𝗼𝗿𝘀 𝗶𝗻 𝗘𝗮𝘀𝘁 𝗔𝗳𝗿𝗶𝗰𝗮. 𝘐𝘮𝘢𝘨𝘪𝘯𝘦 𝘪𝘧 𝘌𝘢𝘴𝘵 𝘈𝘧𝘳𝘪𝘤𝘢’𝘴 𝘣𝘢𝘯𝘬𝘴, 𝘧𝘪𝘯𝘵𝘦𝘤𝘩𝘴, 𝘢𝘯𝘥 𝘮𝘰𝘣𝘪𝘭𝘦 𝘮𝘰𝘯𝘦𝘺 𝘰𝘱𝘦𝘳𝘢𝘵𝘰𝘳𝘴—𝘫𝘰𝘪𝘯𝘦𝘥 𝘧𝘰𝘳𝘤𝘦𝘴 𝘵𝘰 𝘪𝘯𝘷𝘦𝘴𝘵 𝘪𝘯 𝘴𝘰𝘮𝘦𝘵𝘩𝘪𝘯𝘨 𝘵𝘳𝘢𝘯𝘴𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘷𝘦: 𝗮 𝘀𝗵𝗮𝗿𝗲𝗱 𝘁𝗮𝗹𝗲𝗻𝘁 𝗱𝗲𝘃𝗲𝗹𝗼𝗽𝗺𝗲𝗻𝘁 𝗽𝗿𝗼𝗴𝗿𝗮𝗺. 𝗝𝘂𝘀𝘁 𝗮𝘀 𝗴𝗹𝗼𝗯𝗮𝗹 𝗴𝗶𝗮𝗻𝘁𝘀 𝘂𝗻𝗶𝘁𝗲𝗱 𝘁𝗼 𝗰𝗿𝗲𝗮𝘁𝗲 Mastercard 𝗮𝗻𝗱 Visa , 𝘴𝘦𝘵𝘵𝘪𝘯𝘨 𝘢 𝘴𝘵𝘢𝘯𝘥𝘢𝘳𝘥 𝘵𝘩𝘢𝘵 𝘶𝘯𝘭𝘰𝘤𝘬𝘦𝘥 𝘸𝘰𝘳𝘭𝘥𝘸𝘪𝘥𝘦 𝘢𝘤𝘤𝘦𝘴𝘴, 𝘸𝘦, 𝘵𝘰𝘰, 𝘤𝘰𝘶𝘭𝘥 𝘣𝘶𝘪𝘭𝘥 𝘢 𝘭𝘦𝘨𝘢𝘤𝘺 𝘧𝘰𝘳 𝘌𝘢𝘴𝘵 𝘈𝘧𝘳𝘪𝘤𝘢’𝘴 𝘸𝘰𝘳𝘬𝘧𝘰𝘳𝘤𝘦. 🥰 𝘐𝘯𝘴𝘵𝘦𝘢𝘥 𝘰𝘧 “𝘱𝘰𝘢𝘤𝘩𝘪𝘯𝘨,” 𝘸𝘦 𝘤𝘰𝘶𝘭𝘥 𝘤𝘳𝘦𝘢𝘵𝘦 𝘢 𝘤𝘰𝘭𝘭𝘢𝘣𝘰𝘳𝘢𝘵𝘪𝘷𝘦 𝘤𝘰𝘯𝘴𝘰𝘳𝘵𝘪𝘶𝘮—𝘰𝘯𝘦 𝘸𝘩𝘦𝘳𝘦 𝘪𝘯𝘥𝘶𝘴𝘵𝘳𝘺 𝘭𝘦𝘢𝘥𝘦𝘳𝘴 𝘧𝘶𝘯𝘥 𝘵𝘢𝘪𝘭𝘰𝘳𝘦𝘥 𝘵𝘳𝘢𝘪𝘯𝘪𝘯𝘨 𝘱𝘳𝘰𝘨𝘳𝘢𝘮𝘴 𝘧𝘰𝘳 𝗵𝗶𝗴𝗵-𝗱𝗲𝗺𝗮𝗻𝗱 𝘀𝗸𝗶𝗹𝗹𝘀 𝗹𝗶𝗸𝗲 𝗣𝗿𝗼𝗱𝘂𝗰𝘁, 𝗔𝗜, 𝗖𝗼𝗺𝗽𝗹𝗶𝗮𝗻𝗰𝗲, 𝗣𝗮𝗿𝘁𝗻𝗲𝗿𝘀𝗵𝗶𝗽𝘀 𝗮𝗻𝗱 𝗧𝗲𝗰𝗵. 𝘛𝘩𝘪𝘴 𝘤𝘰𝘶𝘭𝘥 𝘴𝘶𝘱𝘱𝘭𝘺 𝘢 𝘤𝘰𝘯𝘵𝘪𝘯𝘶𝘰𝘶𝘴 𝘧𝘭𝘰𝘸 𝘰𝘧 𝘫𝘰𝘣-𝘳𝘦𝘢𝘥𝘺 𝘱𝘳𝘰𝘧𝘦𝘴𝘴𝘪𝘰𝘯𝘢𝘭𝘴, 𝘱𝘢𝘷𝘪𝘯𝘨 𝘵𝘩𝘦 𝘸𝘢𝘺 𝘧𝘰𝘳 𝘴𝘶𝘴𝘵𝘢𝘪𝘯𝘢𝘣𝘭𝘦 𝘨𝘳𝘰𝘸𝘵𝘩 𝘢𝘯𝘥 𝘪𝘯𝘯𝘰𝘷𝘢𝘵𝘪𝘰𝘯 𝘢𝘤𝘳𝘰𝘴𝘴 𝘒𝘦𝘯𝘺𝘢, 𝘜𝘨𝘢𝘯𝘥𝘢, 𝘛𝘢𝘯𝘻𝘢𝘯𝘪𝘢, 𝘙𝘸𝘢𝘯𝘥𝘢, 𝘢𝘯𝘥 𝘣𝘦𝘺𝘰𝘯𝘥. 😍 🚀 In the below article, I argued that 𝗕𝘆 𝗶𝗻𝘃𝗲𝘀𝘁𝗶𝗻𝗴 𝘁𝗼𝗴𝗲𝘁𝗵𝗲𝗿, 𝘄𝗲 𝗰𝗮𝗻 𝗿𝗲𝗱𝘂𝗰𝗲 𝗰𝗼𝘀𝘁𝘀, 𝗯𝗼𝗼𝘀𝘁 𝗿𝗲𝘁𝗲𝗻𝘁𝗶𝗼𝗻, 𝗮𝗻𝗱 𝗳𝗼𝘀𝘁𝗲𝗿 𝗮 𝗿𝗲𝘀𝗶𝗹𝗶𝗲𝗻𝘁 𝘁𝗮𝗹𝗲𝗻𝘁 𝗲𝗰𝗼𝘀𝘆𝘀𝘁𝗲𝗺 𝘁𝗵𝗮𝘁 𝗱𝗿𝗶𝘃𝗲𝘀 𝗘𝗮𝘀𝘁 𝗔𝗳𝗿𝗶𝗰𝗮’𝘀 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗲𝘃𝗼𝗹𝘂𝘁𝗶𝗼𝗻. 𝘓𝘦𝘵’𝘴 𝘣𝘳𝘦𝘢𝘬 𝘨𝘳𝘰𝘶𝘯𝘥 𝘢𝘴 𝘢𝘯 𝘪𝘯𝘥𝘶𝘴𝘵𝘳𝘺. 𝘓𝘦𝘵’𝘴 𝘣𝘶𝘪𝘭𝘥 𝘢 𝘧𝘶𝘵𝘶𝘳𝘦 𝘵𝘩𝘢𝘵 𝘵𝘩𝘳𝘪𝘷𝘦𝘴 𝘰𝘯 𝘤𝘰𝘭𝘭𝘢𝘣𝘰𝘳𝘢𝘵𝘪𝘰𝘯 𝘸𝘩𝘦𝘯 𝘪𝘵 𝘤𝘰𝘮𝘦𝘴 𝘵𝘰 𝘴𝘩𝘢𝘳𝘦𝘥 𝘵𝘢𝘭𝘦𝘯𝘵 𝘤𝘩𝘢𝘭𝘭𝘦𝘯𝘨𝘦𝘴. 💬 𝘞𝘩𝘢𝘵 𝘥𝘰 𝘺𝘰𝘶 𝘵𝘩𝘪𝘯𝘬—𝘤𝘰𝘶𝘭𝘥 𝘢𝘯 𝘪𝘯𝘥𝘶𝘴𝘵𝘳𝘺-𝘣𝘢𝘤𝘬𝘦𝘥 𝘵𝘢𝘭𝘦𝘯𝘵 𝘪𝘯𝘪𝘵𝘪𝘢𝘵𝘪𝘷𝘦 𝘣𝘦 𝘵𝘩𝘦 𝘨𝘢𝘮𝘦-𝘤𝘩𝘢𝘯𝘨𝘦𝘳 𝘌𝘢𝘴𝘵 𝘈𝘧𝘳𝘪𝘤𝘢 𝘯𝘦𝘦𝘥𝘴? Tanzania Fintech Association (TAFINA), Financial Sector Deepening Tanzania, FITSPA Uganda, Fintech Association Of Kenya, University of Cambridge, University of Dar es Salaam (UDSM), United Nations Capital Development Fund (UNCDF), MTN, Onafriq, KCB Bank Group, Absa Group https://lnkd.in/e3vdTY4f

    East Africa's Talent Wars: Let's all pay for school fees to expand the talent pool.

    East Africa's Talent Wars: Let's all pay for school fees to expand the talent pool.

    reubenmars.substack.com

  • Tembo reposted this

    View profile for Reuben Mwatosya, graphic

    Cofounder & Chief Operating Officer at Tembo

    🌟 𝗙𝗿𝗼𝗺 𝗕𝗮𝗻𝗸𝗶𝗻𝗴 𝘁𝗼 𝘁𝗵𝗲 𝗙𝗶𝗻𝘁𝗲𝗰𝗵: 𝗠𝘆 𝗪𝗼𝗻𝗱𝗲𝗿𝗳𝘂𝗹 𝗖𝗮𝗿𝗲𝗲𝗿 𝗮𝗻𝗱 𝗕𝗼𝗹𝗱 𝗠𝗼𝗻𝗲𝘆 𝗠𝗼𝘃𝗲𝘀! 𝖠𝖿𝗍𝖾𝗋 𝟣𝟢 𝗒𝖾𝖺𝗋𝗌 𝗂𝗇 𝖻𝖺𝗇𝗄𝗂𝗇𝗀 𝗐𝗂𝗍𝗁 NMB Bank Plc, Barclays now Absa Group, Exim Bank (Tanzania) Limited, 𝖺𝗇𝖽 𝖿𝗂𝗇𝖺𝗅𝗅𝗒 𝖺𝗌 𝖧𝖾𝖺𝖽 𝗈𝖿 𝖢𝗈𝗋𝗉𝗈𝗋𝖺𝗍𝖾 𝖺𝗍 Ecobank Tanzania, 𝖨 𝗍𝗁𝖾𝗇 𝗃𝗎𝗆𝗉𝖾𝖽 𝗂𝗇𝗍𝗈 𝗍𝗁𝖾 𝖿𝗂𝗇𝗍𝖾𝖼𝗁 𝗐𝗈𝗋𝗅𝖽! 𝖨 𝗃𝗈𝗂𝗇𝖾𝖽 NALA 𝖺𝗇𝖽 𝗅𝖺𝗍𝖾𝗋 𝗰𝗼-𝗳𝗼𝘂𝗻𝗱𝗲𝗱 Tembo —𝗮𝗻𝗱 𝗶𝘁’𝘀 𝗯𝗲𝗲𝗻 𝗼𝗻𝗲 𝗼𝗳 𝘁𝗵𝗲 𝗯𝗲𝘀𝘁 𝗱𝗲𝗰𝗶𝘀𝗶𝗼𝗻𝘀 𝗼𝗳 𝗺𝘆 𝗹𝗶𝗳𝗲. 🚀 𝖲𝗐𝗂𝗍𝖼𝗁𝗂𝗇𝗀 𝖿𝗋𝗈𝗆 𝗍𝗁𝖾 𝖼𝗈𝗋𝗉𝗈𝗋𝖺𝗍𝖾 𝗃𝗈𝖻 𝗍𝗈 𝖿𝗂𝗇𝗍𝖾𝖼𝗁 𝗌𝗍𝖺𝗋𝗍𝗎𝗉𝗌 𝗁𝖺𝗌 𝗎𝗇𝗅𝗈𝖼𝗄𝖾𝖽 𝖾𝗑𝖼𝗂𝗍𝗂𝗇𝗀 𝗈𝗉𝗉𝗈𝗋𝗍𝗎𝗇𝗂𝗍𝗂𝖾𝗌 𝖿𝗈𝗋 𝖽𝗋𝗂𝗏𝗂𝗇𝗀 𝗂𝗇𝗇𝗈𝗏𝖺𝗍𝗂𝗈𝗇 𝗂𝗇 𝖿𝗂𝗇𝖺𝗇𝖼𝗂𝖺𝗅 𝗌𝖾𝗋𝗏𝗂𝖼𝖾𝗌. 🌍💡 𝗔𝗿𝗲 𝘆𝗼𝘂 𝗧𝗵𝗶𝗻𝗸𝗶𝗻𝗴 𝗼𝗳 𝗺𝗮𝗸𝗶𝗻𝗴 𝗮 𝘀𝗶𝗺𝗶𝗹𝗮𝗿 𝗺𝗼𝘃𝗲? 𝖣𝗋𝗈𝗉 𝖺 𝖼𝗈𝗆𝗆𝖾𝗇𝗍 𝗈𝗋 𝗍𝖺𝗀 𝗌𝗈𝗆𝖾𝗈𝗇𝖾 𝗐𝗁𝗈’𝗌 𝗋𝖾𝖺𝖽𝗒 𝗍𝗈 𝗍𝖺𝗄𝖾 𝗍𝗁𝖺𝗍 𝗌𝗍𝖾𝗉—𝖨’𝗆 𝗁𝖾𝗋𝖾 𝗍𝗈 𝖼𝗁𝖺𝗍, 𝖺𝗇𝗌𝗐𝖾𝗋 𝗊𝗎𝖾𝗌𝗍𝗂𝗈𝗇𝗌, 𝖺𝗇𝖽 𝗁𝖾𝗅𝗉! 💼🔥 https://lnkd.in/ecZYT_En

    So You Wanna Leave Your Job For A Startup?

    So You Wanna Leave Your Job For A Startup?

    reubenmars.substack.com

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