Insurance Information

All students are required to obtain adequate health insurance coverage (few exemptions apply). To assist students in obtaining coverage, the University-sponsored Student Health Insurance Plan by Aetna Student Health is designed to be used in conjunction with the services of the Student Health Service and Counseling Center. 

Domestic students with adequate coverage of their own can waive the University-sponsored plan, however, international students are required to enroll in the University-sponsored plan (unless being sponsored by an embassy).

Student Health Insurance Plan Highlights

Annual Deductible

  • In-network: $300
  • Out-of-network: $750

Co-Pays

  • Student Health Service or Counseling Center: $0
  • Primary and Specialist Care outside of Student Health Service: $40

Out-of-Pocket Maximums*

  • In-network: $5,500
  • Out-of-network: $6,000

*Includes the deductible, copays, coinsurance, and covered prescription drug copays.

Insurance Rates and Coverage Dates

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  • 2024-2025 Annual

    Undergraduate, Graduate, and International Students
    August 15, 2024 to August 14, 2025
    $4,041

    Class of 2028 MD/MPH Students
    June 20, 2024 to June 19, 2025
    $4,041

    Class of 2028 MD and All Others
    July 1, 2024 to June 19, 2025
    $3,920

    Class of 2027 All Medical
    June 20, 2024 to June 19, 2025
    $4,041

    Class of 2026 All Medical
    June 20, 2024 to June 19, 2025
    $4,041

    Class of 2025 All Medical
    June 20, 2024 to June 19, 2025
    $4,041

    Graduate Int'l LLM
    August 1, 2024 to June 30, 2025
    $3,700

  • Spring and Summer 2025

    Undergraduate, Graduate, and International Students
    January 5, 2025 to August 14, 2025
    $2,467

    Medical Students Semi-Annual Spring
    January 1, 2025 to June 19, 2025
    $1,896

    Graduate Int'l LLM Semi-Annual Spring
    January 1, 2025 to June 30, 2025
    $1,863

  • 2025 Summer Only

    Undergraduate, Graduate, and International Students
    May 10, 2025 to August 14, 2025
    $ 1,093

Vision/Dental Insurance

Dental and vision plans vary considerably. Please carefully review the benefits and limitations to ensure that the policy meets your needs.

Dental Coverage

Optional Dental Coverage for all students is offered through Aetna Dental. 

Enrollment for coverage is available through the Aetna Student Health portal. 

Customer Service: 877-238-6200

Please note: This plan provides dental coverage only in the state of Florida (except for limited emergency care out of FL). You must use your Florida address to enroll into the dental plan. You must also select a Primary Care Dentist (PCD).

Vision Coverage

Optional Vision Coverage for all students is offered through Aetna Vision Preferred.  

Enrollment for coverage is available through the Aetna Student Health portal.

Customer Service: 1-877-973-3238

More Information for . . .

Domestic Students

Domestic undergraduate students enrolled in six or more credit hours per semester and domestic graduate students considered full time are required to obtain adequate health insurance.

Learn More

International Students

All international students are required to enroll in the University-sponsored health insurance program regardless of credit load. The annual premium for this coverage is added to each student's fees.

Learn More

Graduating Students

Graduating seniors, and others leaving the University, are encouraged to seek alternative coverage well before the termination of their current plan.

Learn More

Graduate Assistants

Graduate students with an active graduate assistantship job assignment in Workday and who are eligible for the Graduate School subsidy can pay for the remaining portion of the insurance via payroll deduction.

Learn More

MD and MD/MPH Students

Miller School of Medicine MD and MD/MPH students enrolled in six or more credit hours per semester are required to obtain adequate health insurance.

Learn More

Dependents and Spouses

Although not eligible for care at Student Health Service, dependents and spouses of enrollees are eligible for coverage.

Learn More
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