Adam Kalisiak

Issuer-Provided Installment Plans Are Catching up to Traditional BNPL Plans - Digital Transactions https://buff.ly/3LdM8PA #payments #installmentpayments #BNPL #AuriemmaGroup #pointofsale #debitcards #consumers #ecommerce #budgeting

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Here is the breakdown of how your FICO score is based: • Payment history: 35% of your FICO score is based on your payment history. This includes whether you've paid your bills and other obligations on time. • Amounts owed: 30% of your FICO score is based on the amount you owe. • Length of credit history: 15% of your FICO score is based on how long you've had credit. • New credit accounts: 10% of your FICO score is based on how many new credit accounts you've opened. • Types of credit used: 10% of your FICO score is based on the types of credit you have, such as credit cards, mortgages, and car loans. These are ways to help maintain a good credit score: 1. Pay Bills on Time - Late payments can negatively impact your credit score. Always pay at least the minimum due by the due date. 2. Keep Credit Utilization Low - Aim to use no more than 33% of your available credit limit. Lower utilization rates are better for your score. 3. Avoid Opening Too Many Accounts Quickly - Opening multiple credit accounts in a short period can make you appear risky to lenders. 4. Maintain Older Credit Accounts - The age of your credit accounts contributes to your score. Avoid closing old accounts unless necessary. 5. Diversify Credit Types - Having a mix of credit types, like installment loans (e.g., mortgages) and revolving credit (e.g., credit cards), can positively impact your score. Please reach out to any of your Summit Funding Advisor Team. We can do a quick Pre approval and credit check for a potential buyer(s) which will be valid for 120 days. We’re here for you! Contact Us by Email: https://lnkd.in/gChuVCeD - Or - Call Us: 404-835-6500 #CreditTips #FinancialHealth #HomeBuyingJourney Summit Funding Advisors, LLC 2675 Paces Ferry Rd SE Suite 320 Atlanta, Georgia 30339 Summit Funding Advisors LLC NLMS #947748 GA Lender License #35285 FL Lender License #MLD2429 SC Lender License #947748 TN Lender License #947748

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⌛ Why do international transfers take so long? We asked the same question. Traditional transfers take days, but business moves fast. Customers and vendors expect quick payments and better margins. And making a last-minute transfer? Forget it. So, we came up with a solution - Hubpay Corporate FX. Move at the speed of business with faster, more efficient international transfers. 👉 Ready to learn more? Visit wearehubpay.com and request a demo of our platform today! #UAEbusiness #corporateFX #Hubpay #GlobalPayments #Forex #CrossBorderPayments #B2B #BusinessGrowth

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Unlock global finances with Purse Money! 🌎💸 Multicurrency wallet, easy conversions, USD virtual card, seamless transfers, and your own IBAN. Download the app now and take control of your money! 📱✨ #PurseMoney #USD #Euro #Remittance

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Fabrick Announces the Agreement to Acquire finAPI GmbH Paolo Zaccardi, CEO of Fabrick, stated: "This agreement to acquire finAPI, following the recent capital increase with Mastercard and Gruppo Reale Mutua and the acquisition of JudoPay in the United Kingdom, represents another significant milestone for Fabrick, enabling the proliferation of the internationalisation strategy defined since our inception. It allows us to enter the DACH Region, an area of strategic importance in allowing us to scale up our operations and seize the growing opportunities offered by the sector in which we operate. This operation is also a further step in expanding our offering, which now covers the entire value chain of Open Finance services." https://lnkd.in/eVshDA85 Florian Haagen Tanja Birkholz SCHUFA Holding AG #fintech #finance #banking #paytech #payments #fintechnews #paymentsnews

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Automatic is now fully integrated with Karus! We are excited to announce this partnership as it allows our Lenders to take advantage of #Karus AI-powered risk based pricing, portfolio and risk management tools, cash flow forecasting and much more. See the full partnership announcement and press release at: https://lnkd.in/eY9jZfVp #automatic #fintechsolutions #AI #partnership #lendersafeguards #underwriting #autoloans #riskmanagement #consumercredit #lending #analytics #indirectauto #innovation #portfoliomanagement #lenders #independentdealers #loananalysis #autolending

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Klarna Cashback Drives $100M-Worth of Sales in Just Six Weeks Erin Jaeger, head of North America for Klarna says, “The take-up has been phenomenal! Cashback is driving a huge uptick in conversion for our merchant partners, and consumers are earning money while they shop… and after they stop!”  https://lnkd.in/eF2SNgb8 Sebastian Siemiatkowski Camilla Sanders Sofia Back David Sandstrom Joachim Reuss David Fock David Sykes Niclas Neglen #fintech #finance #banking #paytech #payments #fintechnews #paymentsnews

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Benefits of Using CurPay for Everyday Transactions Learn how CurPay simplifies everyday trading using an easy setup process and establishing a personalized money market strategy. Non Custodial Easy to Use 27 Trading Signals 30 preset settings Global Actions - control all assets NOT A BOT CurPay provides users more Control, Automation, and Protection on your Crypto assets www.curpaytrader.com #CurPayAVP #FintechInnovation #DigitalPaymentSolutions #SecureTransactions #NonCustodialTrading #DecentralizedFinance #CryptoTrading #BlockchainTrader #TokenEconomy #DigitalAssets #DeFiTrader #CryptoInvesting

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SkySparc And Kyriba Partner To Accelerate Treasury Transformation With Innovative Tools And Technology Read the full story here: 👇 https://lnkd.in/eapRNvnU #treasury #fintech #banking #fintechboostup

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Launching a card program? You need an issuer processor. Issuer processors connect card issuers, cardholders, card networks, and banks to ensure payment transactions are processed smoothly. But not all issuer processors are the same. Our guide to issuer processors covers: ✅ The different phases of issuer processors ✅ How to work with an issuer processor ✅ Why a developer-first processor might be the right choice for you Read our guide in the comments below ⬇️

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Priority Debuts Enhancements to Its Banking and Treasury Passport Priority has introduced enhancements to the Passport product within its banking and treasury solutions platform. Among the changes announced by the unified commerce company Monday (Sept. 23) is an offering called Cash Builder, an FDIC-insured savings account that lets customers passively earn money on idle funds. “Passport Cash Builder also integrates our advanced embedded yield API, which allows customers to invest in a variety of professionally managed options including money market, Treasury-backed securities, and short term investments,” the company said in a news release. “For those seeking even higher yields with high liquidity, Cash Builder+ accounts provide excellent rates for qualified deposits.” The company has also introduced consumer accounts, a Passport account that lets them receive funds (including direct deposits), pay bills, access ATMs and integrate with Apple, Google and Samsung wallets. These accounts are available through employers and other organizations that have a relationship with Priority. The accounts allow money to be moved quickly and seamlessly between the organization and its individual constituents. “Nothing rivals Passport’s simple integration, ease of use and functionality,” said Priority CEO Tom Priore. “With every enhancement, we’re perfecting the value of this powerful tool for businesses of all sizes.” PYMNTS spoke last month with Albert Acevedo, senior vice president of treasury services at Priority, about the way the integration of banking and payments are transforming business operations. “Customers are looking for financial operations that work in concert with their business needs, combining the latest technology with legacy systems in a way that’s both seamless and secure,” Acevedo told PYMNTS. The notion of integrated payments is not just reshaping how businesses operate, that report added, but also a new paradigm to introduce efficiencies, improve security and drive strategic decision-making. The ability to integrate and use data across business functions is a game-changer in today’s data-rich landscape, that report added. For finance chiefs and treasurers, real-time access to financial data can be critical for making informed decisions and strategic planning. Acevedo underlined the importance of integrating data within a native platform such as his company’s Passport solution. “With integrated data, you have real-time information at your fingertips,” Acevedo said. “This means you don’t have to wait for batch processes or worry about delays. It’s all about turning that data into something useful — whether that’s real-time reporting on deposit usability or managing investments on an intraday basis.” News credit PYMNTS #news #fintech #fintechnews #globalcrypto #inr #gaming

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ICYMI, our Treasury Analytics tool is now equipped with a Delivery Day dropdown to view deliverables based on first/last/custom delivery date. This allows a user to account for the fact that a futures CTD can be affected by the date a short position holder chooses for delivery. http://spr.ly/6041jxpC5

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Our CEO and Co-founder Eyal Moldovan caught up with The Fintech Times to discuss the positive impact of #EmbeddedFinance on the #GigEconomy, including instant payouts, cash advances & streamlined tax management. Check out the full article here: https://hubs.la/Q02tGBbP0

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There are MANY reasons for treasury service providers, FI's, and fintechs to become CTMfile Associate members. Here is reason number 4️⃣: You can amplify📣 your message across multiple channels. Your content will be featured on CTMfile and shared across our social media pages, newsletters, and YouTube video channel, ensuring maximum exposure for your brand and offerings. Want to know more about becoming a CTMfile Associate member? Email us at [email protected] #AssociateMember #CTMfile #Fintech #FinancialInstitutions #BusinessSolutions #TreasuryManagement #BusinessNetworking #TreasuryServices #FinanceTech

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⚖Wire Transfer vs ACH, what's the difference? Quick Answer... Wire is immediate and used for overseas payments. ACH is more secure and more cost-effective, but does not work for international payments. In this post we explain in more detail the difference between ACH and Wire Transfers based on the following questions:   Which is Faster? Which is more Secure? Which Costs More? https://lnkd.in/gDviGviX #ach #wiretransfer #payments #payables #accountspayable

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