Carolyn Breeze GAICD

Carolyn Breeze GAICD

Greater Sydney Area
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About

Carolyn Breeze, currently the CEO of Scalare Partners, is a distinguished leader in the…

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Experience

  • Scalare Partners Graphic

    Scalare Partners

    Australia

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    Australia

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    Australia

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    Australia

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    Australia

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    Melbourne, Victoria, Australia

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    ANZ

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    Sydney, Australia

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    Sydney, Australia

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    Australia and New Zealand

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Education

Publications

  • Newy Tech People Podcast

    Newy Tech People

    See publication

  • Fintech News | Silicon Valley Bank

    Fintech Chatter

    See publication

  • PayTo: Australia’s new face of digital payments. Is your business ready?

    Dynamic Business

    Australia’s businesses are evolving, and so is its payment infrastructure. New payment methods are gradually replacing cash, and technology is largely responsible for this change

    See publication

  • The Great Australian Shake Up Isn't going to Stop in 2022

    Finextra

    The growing appetite for digital payment solutions, combined with a relative lack of regulations in the space, has left the doors wide open for a diversity of players, from tech and financial giants, to smaller disruptive players, to position themselves and introduce innovative solutions at different levels of the payment spectrum. And like any fast-growing space, everyone is trying to get their piece of the pie, offering consumers and businesses a larger than ever variety of solutions to pay…

    The growing appetite for digital payment solutions, combined with a relative lack of regulations in the space, has left the doors wide open for a diversity of players, from tech and financial giants, to smaller disruptive players, to position themselves and introduce innovative solutions at different levels of the payment spectrum. And like any fast-growing space, everyone is trying to get their piece of the pie, offering consumers and businesses a larger than ever variety of solutions to pay for things and each other.

    See publication

  • Should you dictate where employees work?

    Dynamic Business

    “The perceived benefits of dictating where your employees work is, at its core, about control. The global pandemic has thrown us into the throes of remote work and, while there are undoubtedly challenges associated with remote work, a majority of the workforce has thrived and adapted well to this new way of work.

    “The freedom and flexibility to work asynchronously and from any location that suits your employees is now an important differentiator and a big value-add for companies seeking…

    “The perceived benefits of dictating where your employees work is, at its core, about control. The global pandemic has thrown us into the throes of remote work and, while there are undoubtedly challenges associated with remote work, a majority of the workforce has thrived and adapted well to this new way of work.

    “The freedom and flexibility to work asynchronously and from any location that suits your employees is now an important differentiator and a big value-add for companies seeking to attract and retain the best talent.

    “At GoCardless, we’ve recently implemented our ‘Adaptive Working’ policy, which means we have the freedom to choose how often we work in the office, as well as the option to work from anywhere in the world for 90 days per year. The reception from staff has been incredibly positive!”

    See publication

  • Late and failed payments: Bad debt puts strain on businesses.

    RFi Group, Australian Banking and Finance

    Anecdotal findings from the study revealed that respondents are struggling to keep up with rapid changes in consumer expectations. That challenge is further amplified by the constant evolution of the recurring payments space, which has become expensive, increasingly complex, and requires customisation, Forrester said.
    “The past 18 months have created a perfect storm for tremendous change in the payments landscape – from the advent of new payment methods to the progression of open banking…

    Anecdotal findings from the study revealed that respondents are struggling to keep up with rapid changes in consumer expectations. That challenge is further amplified by the constant evolution of the recurring payments space, which has become expensive, increasingly complex, and requires customisation, Forrester said.
    “The past 18 months have created a perfect storm for tremendous change in the payments landscape – from the advent of new payment methods to the progression of open banking frameworks, shifts in customers’ expectations, and a slew of regulatory considerations," said Carolyn Breeze, general manager, Australia, and New Zealand at GoCardless.
    “For businesses adapting to these rapid changes has not come easily and while many have been forced to accelerate their payment transformation journeys, the operational challenges still exist”.

    Other authors
    • Elizabeth Fry
    See publication

  • Can Open Banking Drive Benefits for Small Business?

    Inside Small Business

    See publication

  • Open banking has arrived, but without consumer trust, it’s going nowhere

    GoCardless

    In July 2020, Australia saw the first iteration of open banking in the form of the Consumer Data Right (CDR), allowing customers of the big four banks to securely share their financial data with accredited third-party fintechs and other financial institutions.

    The CDR scheme is a significant milestone in Australia’s banking and finance sector, giving consumers and eventually businesses, greater control and transparency over their financial data and how it is used.

    The key…

    In July 2020, Australia saw the first iteration of open banking in the form of the Consumer Data Right (CDR), allowing customers of the big four banks to securely share their financial data with accredited third-party fintechs and other financial institutions.

    The CDR scheme is a significant milestone in Australia’s banking and finance sector, giving consumers and eventually businesses, greater control and transparency over their financial data and how it is used.

    The key benefits of open banking, according to the , will enable and empower consumers to:

    Access better-suited financial products and services

    Switch between banks and financial institutions more easily

    Gain a holistic and clear understanding of saving, spending and investment decisions.

    With over 5,000 active fintechs in Australia and more opening by the day, the transformative potential of open banking is yet to be realised across key industries. So what comes next?

    See publication

  • The C Suites Top Lessons from 202

    Australian Financial Review

    See publication

  • Debunking Open Banking to democratise financial services

    Dynamic Business

    Open Banking is here. It’s not scary, and it could save you money.
    I asked my 72-year-old Dad what he thought Open Banking was. With a daughter deep in the fintech industry, you would hope he’d know a thing or two about dollars and cents.
    Despite his enthusiasm for the topic, he thought Open Banking was “more banks opening back up.” Not quite. He hit closer to the mark when he explained that ‘banks will become more transparent and teach people how to manage their money better when…

    Open Banking is here. It’s not scary, and it could save you money.
    I asked my 72-year-old Dad what he thought Open Banking was. With a daughter deep in the fintech industry, you would hope he’d know a thing or two about dollars and cents.
    Despite his enthusiasm for the topic, he thought Open Banking was “more banks opening back up.” Not quite. He hit closer to the mark when he explained that ‘banks will become more transparent and teach people how to manage their money better when saving, spending and making investment decisions.’ Sound familiar? Well, my Dad is not far from the truth.

    See publication

  • Business leaders share how you can get financially fit, stay focussed and recover post COVID

    Koshies Business Builders

    Keeping your business fighting fit during COVID takes strategy and focus. We sat down with some of the nation’s leading entrepreneurs and business leaders to get their advice on what your small business needs to do to survive and thrive.

    See publication

  • FINANCIAL TRANSFORMATION; THE SAVING GRACE OF AUSTRALIA’S BUSINESS ECONOMY

    AusBizMag

    Staring down the barrel of another recession, Carolyn Breeze, ANZ General Manager of GoCardless shares her insight on how financial transformation could recession-proof Australia’s business economy.

    See publication

  • How flexible payment options help boost subscription growth

    Finextra

    See publication

  • Five Essential Brain Cravings Every Leader Needs to Know

    Women in Payments

    See publication

  • How open banking will transform the subscription economy

    RFI Group, Asia Pacific Banking and Finance Mag

    How open banking will transform the subscription economy

    See publication

  • How to pandemic-proof your business by shifting to remote work

    Koshies Business Builders

    Over the last ten years, more and more businesses have slowly begun the shift towards a remote workforce. This has meant identifying best practices, finding the technology and infrastructure to ensure transparent, timely communications, and training staff to empower healthy work from home routines and foster productivity, writes Carolyn Breeze, GM ANZ GoCardless.

    See publication

  • My finance career revealed the truth about workplace opportunities

    CEO Magazine

    In the early stages of my career, I struggled to articulate my ambition. The fintech industry was undergoing rapid change – change that I wanted to be a part of. But like many women, I lacked confidence in my potential.

    As I matured and gained experience, I increasingly began to value my strengths. When I secured an opportunity to work at Paypal’s Braintree division, I worried about my lack of payments experience. But rather than back away, I jumped at it.

    I realised my core…

    In the early stages of my career, I struggled to articulate my ambition. The fintech industry was undergoing rapid change – change that I wanted to be a part of. But like many women, I lacked confidence in my potential.

    As I matured and gained experience, I increasingly began to value my strengths. When I secured an opportunity to work at Paypal’s Braintree division, I worried about my lack of payments experience. But rather than back away, I jumped at it.

    I realised my core skills were transferable; EQ, persistence, passion and stamina were more valuable than the ability to meet every demand of a role.

    See publication

  • B2B Transformation in Digital Commerce

    Balance Internet

    B2B Transformation in Digital Commerce

    See publication

  • Whats the best payment method to fuel the subscription economy?

    Power Retail Playbook

    An Australian online retailer with ambitions to grow their business abroad faces a barrage of obstacles – and right at the top is how they decide to collect payments from their customers. Choose the wrong method, and you’re adding unnecessary complexity and cost to your business. Get it right, and you’re able to collect payments with more predictability, allowing you to divert resources to the activities that really impact growth. Not only that, but the right payment method, in the hands of the…

    An Australian online retailer with ambitions to grow their business abroad faces a barrage of obstacles – and right at the top is how they decide to collect payments from their customers. Choose the wrong method, and you’re adding unnecessary complexity and cost to your business. Get it right, and you’re able to collect payments with more predictability, allowing you to divert resources to the activities that really impact growth. Not only that, but the right payment method, in the hands of the right Payment Service Provider (PSP), can help you attract new customers and reduce churn.
    So where should your search for the perfect payment method start?

    See publication

  • Flexibility and forecasting: How addressing payment pain-points can boost your customer experience

    Smart Compoany

    See publication

  • Preference vs experience: How do your customers really want to pay?

    Smart Company

    Preference vs experience: How do your customers really want to pay?

    See publication

  • Preference vs experience: How do your customers really want to pay?

    Smart Company

    See publication

  • Cashflow a Major Barrier for Small to Medium Businesses Looking to go Global

    Entrepreneur Asia Pacific

    Cashflow a Major Barrier for Small to Medium Businesses Looking to go Global
    But, with the rapid development and adoption of new technologies, all types of small-to-medium businesses now have the tools to connect with previously unreachable audiences.

    See publication

  • What if the whole internet were an e-commerce site?

    Internet Retailing

    See publication

  • Contextual commerce is coming – Carolyn Breeze tells us how to use it and where it’s going

    https://www.marketingmag.com.au/hubs-c/interview-breeze-contextual-commerce/

    See publication

  • https://12high.com.au/how-subscriptions-micropayments-can-turbo-charge-ecommerce-012/

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  • Racing for Relevance

    Retail Biz

    See publication

Courses

  • Company Directors Course

    GAICD

Honors & Awards

  • Fintech Leader of the Year

    Women in Finance

    https://www.womeninfinanceawards.com.au/winners/2021-winners-and-finalists

  • Advocate For Woman Award

    Woman in Payments

    The Women in Payments Advocate for Women Award is awarded to a nominee who actively contributes to the advancement and development of women either inside or outside his/her organization.

  • Industry Excellence Award

    Retail Global

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