Ashish Malhotra

A home loan is not something to set and forget. Why? Because rates change, new products enter the market, and people's situations evolve. This is why we keep in touch with our clients long after they're approved for their first home loan. Get in touch to get started. #bricksandmortgage #firsthome #financialwellness #financialfreedom #outsource #worksmart #trustedadviser #refinance #parramatta #parramattamums #finance #parramattariver

Considering a home loan for your new flat? Discover essential tips and considerations with Desai Homes to make informed decisions. Explore more! https://lnkd.in/gyDuUYdw

A home loan is not something to set and forget. Why? Because rates change, new products enter the market, and people's situations evolve. This is why we keep in touch with our clients long after they're approved for their first home loan. Get in touch to get started. #OneGreenTreeFinance #ethicallending #ethicalfinance #greenloans #greenhomes #values #CentralCoast

Start saving before you sell! . Discover how to efficiently manage and reduce the costs of selling your home. For more insights and tips on home selling, visit directhomeselling.com.au. . #DirectHomeSelling #SellSmartNotHard #DirectSellExperts #HomeSellingSimplified #PropertySellingTips #RealEstateRevolution #EffortlessHomeSales #YourHomeYourProfit #SellWithConfidence #InnovativeHomeSelling #HomeSellingJourney #ExpertSellingAdvice

Whether you're buying a new home, refinancing, or investing in commercial properties, our expert team is here to guide you every step of the way. Trust Bigger Cents for reliable and professional mortgage consultancy. Contact us today to learn more! www.biggercents.com.au 1300 024 447 #MortgageConsultancy #TrustedAdvisor #HomeLoans #Refinance #CommercialMortgage #NonResidentMortgages #CorporateLoans #RealEstateFinancing

Higher volumes of property buyers eager to purchase before interest rates drop and home prices potentially rise are now taking out larger home loans with smaller deposits. According to CoreLogic, the proportion of new owner-occupier mortgages with loan-to-value (LVR) ratios of 90% and higher increased by more than 50% in the 12 months to June, from 6.1% to 9.2%. CoreLogic’s analysis of Australian Prudential Regulation Authority data reveals that high LVR loans peaked in December 2020, and then fell steadily before rising sharply in December 2023. CoreLogic economist Kaytlin Ezzy told Domain that one of the main reasons for rising LVRs was shrinking borrowing capacity due to high interest rates. “Borrowing capacity has become more pinched...House prices continue to set new records so finances have become incredibly tight for many people.” She said many buyers were trying to “get in” before interest rates fall, as this could fuel buying activity and drive up property prices. #homeloans #LVR #interestrates ------------------------ Are you keen to buy a property but don’t have a 20% deposit? Direct Credit Home Loans has very flexible lending criteria that allows us to say ‘yes’ when mainstream banks say ‘no’. Get in touch on (07) 3726 1124 or email [email protected] – before property prices potentially rise.

An outdated mortgage could be costing you extra every month. Reviewing your loan can reveal opportunities for savings and better terms. Here are 5 reasons to reassess your home loan: - Lower Interest Rates: With lenders constantly reviewing and updating their rates and products, it’s important to regularly review your home loan to ensure you’re getting the most competitive interest rate available. - Change in Financial Situation: If your income has increased or decreased, your current loan might not be the best fit. Adjusting your loan can better align with your new financial status. - Home Value Appreciation: Your property’s increased value could mean more equity, giving you greater leverage to negotiate better terms and a lower interest rate with your lender. - Debt Consolidation: Combining your mortgage with other debts might lower your overall interest rates and simplify your payments. - Improved Credit Score: A better credit score since you took out the loan might qualify you for a lower rate with another lender. This can result in substantial long-term savings. Keen to explore your options? Contact us to see how much you could save with a quick loan review. We’re here to help you find the best solution. 📞 – 1300 36 36 99 📧 – [email protected] 🌐 – www.multichoice.com.au

:: Move your savings accounts to save home loan interest ::   When you have a home loan with an offset account, or even better, multiple offset accounts, it makes sense to move all of your accounts to the home loan lender. 
Home loan interest is charged daily, so every day, the money you have in these accounts saves you interest (which means your loan will get paid off sooner). 
This is helpful for everyone. Please save and share 😊 #Happyclients #blackfishfinance #leahbusby #financebroker #homeloans #experts #blackfishgroup #financialplanning #lifestyle #mortgage #mortgagebroker #glenelgbroker #adelaidebroker #mortgagebroker #brokeryourfriendstrust #financedbyblackfish #homeloantips #askleah #bankaccounts #savingsaccounts #offsetaccounts #savemoney

Ready to unlock savings on your mortgage? Explore home loan refinancing with Guidance Mortgage Brokers. We specialize in helping Australians refinance for better rates and terms. Don't let your current mortgage hold you back – contact us now to see how much you could save! #GuidanceMortgageBrokers #VIC #MortgageBroker #Loans #RefinancingStrategies #RefinanceOptions #LoanImprovement

"***SECOND MORTGAGE*** Tired of jumping through hoops for your second mortgage only to get told the valuation didn’t stack up?! Partner directly with the lender and call Fuzion capital today, we may not need a valuation!! [email protected] 0438 151 181 #mortgagebroker #privatelending #fuzioncapital #nickharper"

Saving for a home deposit? It's all about consistency and commitment. Start small, save smart, and watch your dreams grow. 🌱 Let's talk about your options.  Book a call with our Broker 🧑🏻‍💼  Click the link below ⬇️