One Green Tree Finance

If you've been planning renovations or a new build then you'll know that construction costs have been creeping up, and it can be very difficult to source the right builder at the right time. Rising costs and other construction challenges will encourage people to buy property that's ready to move in to – bumping up competition for homes that are already renovated. Whether you want to gain an edge at auction, or you're looking to draw from your equity to fund renovations, we can help you understand your options. #OneGreenTreeFinance #ethicallending #ethicalfinance #greenloans #greenhomes #values #CentralCoast

Ever noticed how those online 'borrowing power' calculators ask how many dependents you have? This is because caring for children will impact how much the banks are willing to lend you. Roughly speaking, each child you have under your care will reduce your borrowing capacity by $70k. Get in touch if you'd like help understanding what size loan you might qualify for. #OneGreenTreeFinance #ethicallending #ethicalfinance #greenloans #greenhomes #values #CentralCoast

Making extra repayments on your home loan has a bigger impact than you might think – all thanks to the magic of compound interest. If you have a $1M loan and pay back an extra $100 each month, you will pay back your loan 17 months sooner, and save more than $80k in interest! This is assuming a 7% interest rate and a 30 year loan term, so please treat these figures as indicative only. Get in touch if you'd like help crunching the numbers on your extra repayments. #OneGreenTreeFinance #ethicallending #ethicalfinance #greenloans #greenhomes #values #CentralCoast

It's cheaper to pay off a home loan than it is to rent in 1 in 7 Australian suburbs (according to recent research from Domain). If you're ready to get off the renting wheel, get in touch to explore your options. #OneGreenTreeFinance #ethicallending #ethicalfinance #greenloans #greenhomes #values #CentralCoast

People are often surprised to hear we don’t charge a fee to help them find the right loan product. Instead, we’re paid a commission by the lender. It's our job to be across thousands of loan products and to scour the market to find you one that: - Suits your needs now and into the future - You have a good chance of being approved for - Will be processed within the timeframes you require. And to address the elephant in the room: these commissions are more-or-less the same amongst lenders and in no way influences which solutions we present to you. Get in touch to get started. #OneGreenTreeFinance #ethicallending #ethicalfinance #greenloans #greenhomes #values #CentralCoast

There are now almost 650,000 millionaires in Australia - up a whopping 30% from 2020. So what constitutes a millionaire? Well, these high net worth individuals meet this criteria: - $1 million in liquid financial assets - including their SMSF, but not including retail super, their home or business. Not too shabby! #OneGreenTreeFinance #ethicallending #ethicalfinance #greenloans #greenhomes #values #CentralCoast

A home loan is not something to set and forget. Why? Because rates change, new products enter the market, and people's situations evolve. This is why we keep in touch with our clients long after they're approved for their first home loan. Get in touch to get started. #OneGreenTreeFinance #ethicallending #ethicalfinance #greenloans #greenhomes #values #CentralCoast

If you're dreaming of moving in to a home of your own, here are 5 useful tips to make it happen: 1. Save for a deposit: Most lenders require at least 5% of the property's purchase price as a deposit. 2. Understand the costs involved: Factor in the cost of stamp duty, legal fees, insurances, moving costs etc. 3. Research your options: Do your research – or get us to do it for you – to find a home loan that suits your needs and budget. 4. Explore government grants: First homebuyer grants and schemes may be available to help you buy your home. 5. Use a professional broker: We can help you navigate the home buying process and find the right home loan for you. Ready to get started? Get in touch today! #OneGreenTreeFinance #ethicallending #ethicalfinance #greenloans #greenhomes #values #CentralCoast

This is not intended as financial advice, but these three tips are worth reflecting on – especially if the latest market fluctuations are making you nervous: - Stay focused on your goals - Be open to opportunities - Don't try to time the market What do you think? #OneGreenTreeFinance #ethicallending #ethicalfinance #greenloans #greenhomes #values #CentralCoast

Buy now, pay later services have proven to be one of the most popular disruptors to traditional credit cards! If a new home loan is on the horizon for you, keep in mind some lenders will view your Afterpay account as an ongoing credit facility (like a credit card), which may impact how much they're willing to lend you. It all depends on your circumstances, and which lender you end up applying with. Lucky for you, we have a lot of insight into the closely-guarded policies banks use to base their decision on whether to say Yay or Nay to your home loan application. Get in touch if you're applying for a loan and want help putting your best foot forward. #OneGreenTreeFinance #ethicallending #ethicalfinance #greenloans #greenhomes #values #CentralCoast