‫ﺇ�ــــــﻔﺎﻗﻴﺔ ﺇﻱ ﻛﻮﺭﺏ ‪ /‬ﺇﻱ ﻛﻮﺭﺏ ﻣﻮﺑﺎ�ﻞ‬

‫‪eCorp Agreement/eCorp Mobile‬‬

‫‪This agreement is made on ............................................................................................................‬‬ ‫ُﺃﺑﺮﻣﺖ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ ﻓﻲ ﺗﺎ��ﺦ ‪� .......................................................‬ﻴﻦ ﻛﻞ ﻣﻦ‪:‬‬
‫‪by and between:‬‬
‫ﺍﻟﺒﻨﻚ ﺍﻷﻫﻠﻲ ﺍﻟﺴﻌﻮﺩﻱ‪ ،‬ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﺗﺄﺳﺴﺖ ﻭ ﻗﺎﺋﻤﺔ ﺑﻤﻮﺟﺐ ﻗﻮﺍﻧﻴﻦ ﺍﻟﻤﻤﻠﻜﺔ‬

‫‪The Saudi national bank, a joint stock company organized and existing‬‬ ‫ﺍﻟﻌﺮ�ﻴﺔ ﺍﻟﺴﻌﻮﺩﻳﺔ ﺑﻤﻮﺟﺐ ﺍﻟﺨﻄﺎﺏ‪/‬ﺍﻟﻤﻮﺍﻓﻘﺔ ﺭﻗﻢ ‪ ،4030001588‬ﻭﻋﻨﻮﺍﻧﻬﺎ‪:‬‬
‫‪under the laws of the Kingdom of Saudi Arabia with Commercial‬‬ ‫ﻃ��ﻖ ﺍﻟﻤﻠﻚ ﻓﻬﺪ‪ 3208 ،‬ﺣﻲ ﺍﻟﻌﻘﻴﻖ‪ ,‬ﺭﻗﻢ ﺍﻟﻮﺣﺪﺓ ‪ ،778‬ﺍﻟ��ﺎﺽ ‪13519-6676‬‬
‫‪Registration No. 4030001588, having its address at King Fahad Road,‬‬ ‫ﺍﻟﻤﻤﻠﻜﺔ ﺍﻟﻌﺮ�ﻴﺔ ﺍﻟﺴﻌﻮﺩﻳﺔ‪ ,‬ﻫﺎ�ﻒ‪.012 646 4999 :‬‬
‫‪3208 Al-Aqeeq District, Unit No. 778, Riyadh 13519-6676,‬‬ ‫ﻭﻳﺸﺎﺭ ﺇﻟﻴﻪ ﻓﻲ ﻫﺬﺓ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪� ،‬ﺒﻠﻔﻆ )ﺍﻟﺒﻨﻚ(‬
‫‪Saudi Arabia,‬‬ ‫‪........................................................................................................................................................................[.2‬‬
‫‪Telephone: 012 646 4999.‬‬ ‫‪ ،[ ....................................................................................................................................................................................‬ﻛﻴﺎﻥ ﻗﺎﺋﻢ‬
‫‪Hereinafter referred to as the Bank‬‬ ‫ﺑﻤﻮﺟﺐ ﻗﻮﺍﻧﻴﻦ ﺍﻟﻤﻤﻠﻜﺔ ﺍﻟﻌﺮ�ﻴﺔ ﺍﻟﺴﻌﻮﺩﻳﺔ ‪ ،‬ﺑﻤﻮﺟﺐ ﺍﻟﺨﻄﺎﺏ‪/‬ﺍﻟﻤﻮﺍﻓﻘﺔ‬
‫‪2.[ ............................................................................................................................................................................‬‬ ‫ﺭﻗﻢ ‪ ...................................................................................‬ﻭﻋﻨﻮﺍﻧﻪ‪....................................................................... :‬‬
‫‪.................................................................................................................................................................................],‬‬ ‫‪.........................................................................................................................................................................................‬‬
‫‪an entity established and existing under the laws of the Kingdom of‬‬ ‫ﻭﻳﺸﺎﺭ ﺇﻟﻴﻪ ﻓﻲ ﻫﺬﺓ ﺍﻻﺗﻔﺎﻗﻴﺔ ‪ ،‬ﺑﻠﻔﻂ )ﺍﻟﻌﻤﻴﻞ(‬
‫‪Saudi Arabia, with Commercial Registration No............................................................‬‬
‫‪having its address at .................................................................................................................................‬‬
‫ﺣﻴﺚ ﺗﻘﺪﻡ ﺍﻟﻌﻤﻴﻞ ﺑﻄﻠﺐ ﺧﺪﻣﺔ ﺍﺇﻱ ﻛﻮﺭﺏ‪ /‬ﺇﻱ ﻛﻮﺭﺏ ﻣﻮﺑﺎ�ﻞ ﻭﻳﻘﺒﻞ‬
‫‪Hereinafter referred to as the Client‬‬ ‫ﺍﻟﺒﻨﻚ ﺑﺘﻮﻓﻴﺮ ﻫﺬﻩ ﺍﻟﺨﺪﻣﺔ ﻟﻠﻌﻤﻴﻞ ﺣﺴﺐ ﺷ�ﻭﻁ ﻭﺃﺣﻜﺎﻡ ﻣﺤﺪﺩﺓ‬
‫‪The Client has applied for the eCorp / eCorp mobile service, and the‬‬
‫‪Bank agrees to extend such service to the Client under certain terms‬‬
‫ﻭﻋﻠﻴﻪ ﻭﺑﻨﺎﺀ ﻋﻠﻰ ﺍﻷﻫﻠﻴﺔ ﺍﻟﻘﺎﻧﻮﻧﻴﺔ ﺍﻟﻜﺎﻣﻠﺔ ﻟﻜﻼ ﺍﻟﻄﺮﻓﻴﻦ )ﺍﻟﺒﻨﻚ ﻭﺍﻟﻌﻤﻴﻞ( ﻓﻘﺪ ﺗﻢ ﺍﻻﺗﻔﺎﻕ ﻋﻠﻰ‬
‫‪and conditions.‬‬
‫ﺍﻟﺸ�ﻭﻁ ﻭﺍﻷﺣﻜﺎﻡ ﺍﻟﺘﺎﻟﻴﺔ‪:‬‬
‫‪Therefore, the parties (the Bank and the Client) hereto, each being‬‬
‫‪legally capable, have agreed upon the following terms and conditions:‬‬

‫‪Definitions‬‬ ‫ﺍﻟﺘـﻌـ��ـﻔـﺎﺕ‬

‫‪In this agreement, the following terminology shall be adopted‬‬ ‫ﻓﻲ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ‪ ،‬ﻳﺘﻢ ﺍﻋﺘﻤﺎﺩ ﺍﻟﻤﺼﻄﻠﺤﺎﺕ ﺍﻟﺘﺎﻟﻴﺔ ﺇﻻ ﺇﺫﺍ ﻛﺎﻥ ﺍﻟﺴﻴﺎﻕ ﻳﺸﻴﺮ ﺇﻟﻰ‬
‫‪unless the context suggests otherwise:‬‬ ‫ﺧﻼﻑ ﺫﻟﻚ‪:‬‬
‫‪• Bank: The Saudi national bank.‬‬ ‫• ﺍﻟﺒﻨﻚ‪ :‬ﺍﻟﺒﻨﻚ ﺍﻷﻫﻠﻲ ﺍﻟﺴﻌﻮﺩﻱ‪.‬‬
‫‪• Client: The individual or entity in whose name an account has been‬‬ ‫ﺍﻟﻌﻤﻴﻞ‪ :‬ﺍﻟﻔﺮﺩ ﺃﻭ ﺍﻟﻜﻴﺎﻥ ﺻﺎﺣﺐ ﺍﻟﺤﺴﺎﺏ‪.‬‬
‫‪opened with the Bank.‬‬ ‫• ﺍﻻﺗﻔﺎﻗﻴﺔ‪ :‬ﻣﺤﺘﻮﻯ ﻫﺬﺍ ﺍﻟﻨﻤﻮﺫﺝ‪ ،‬ﻣﺘﻀﻤﻨﺎ ﺍﻟﺸ�ﻭﻁ ﻭﺍﻷﺣﻜﺎﻡ‪.‬‬
‫‪• Agreement: The contents, terms & conditions of this form.‬‬
‫• ﺍﻟﻤﺴﺘﺨﺪﻡ ﺃﻭ ﺍﻟﻤﺴﺘﺨﺪﻣﻴﻦ‪ :‬ﻳﺸﻴﺮ ﺇﻟﻰ ﺍﻟـﺸﺨﺺ )ﺃﻭ ﺍﻷﺷﺨﺎﺹ( ﺍﻟﻤﺤـﺪﺩ ﻭﺍﻟﻤﺨـﻮﻝ ﻭﺍﻟﻤﻔﻮﺽ‬
‫‪• User or Users: refers to the person (or people) designated and‬‬
‫ﻣـﻦ ﻗـﺒـﻞ ﺍﻟــﻌـﻤـﻴــﻞ ﻟﻠﻮﺻــﻮﻝ ﻭﺍﺳـﺘـﺨــﺪﺍﻡ ﺧــﺪﻣـــﺔ ﺇﻱ ﻛﻮﺭﺏ‪/‬ﺇﻱ ﻛﻮﺭﺏ‬
‫‪authorized by the Client to access and use eCorp/ eCorp‬‬
‫ﻣﻮﺑﺎ�ﻞ‪ ،‬ﻭﺫﻟﻚ ﻋﻦ ﻃـــ��ــﻖ ﺗـﻌـــﺒﺌــﺔ ﻧـﻤﺎﺫﺝ ﺍﻟـﺒﻨــﻚ ﺍﻟﺨﺎﺻﺔ ﺑﺬﻟﻚ ﻭﺗﻮﻗﻴﻌﻬﺎ ﺃﻭ ﺍﻟﻤﻮﺍﻓﻘﺔ‬
‫‪mobile service, by using the Bank’s official forms for such purpose signed‬‬
‫‪or otherwise approved by the Client’s authorized signatories.‬‬ ‫ﻋﻠﻴﻬﺎ ﻣﻦ ﻗﺒﻞ ﺍﻟﻤﻔﻮﺿﻴﻦ ﺍﻟﻤﻌﺘﻤﺪ�ﻦ ﻟﺪﻯ ﺍﻟﻌﻤﻴﻞ‪.‬‬
‫‪• Service: Refers to eCorp/ eCorp mobile service, which‬‬ ‫• ﺍﻟـﺨـﺪﻣﺔ‪ :‬ﺗﺸﻴـﺮ ﺇﻟﻰ ﺧـﺪﻣﺔ ﺇﻱ ﻛﻮﺭﺏ‪ /‬ﺇﻱ ﻛﻮﺭﺏ ﻣﻮﺑﺎ�ﻞ‪ ،‬ﻭﺗﻌﻨﻲ ﺩﺧـﻮﻝ ﺃﻭ ﺍﺳﺘـﺨـﺪﺍﻡ ﺍﻟﻤﺴﺘﺨـﺪﻡ‬
‫‪means the User’s access and use of the Client’s accounts, financial or‬‬ ‫ﻟﺤﺴﺎﺑﺎﺕ ﺃﻭ ﻣﻨﺘــﺠـﺎﺕ ﺗﻤــﻮﻳــﻞ ﺍﻟـﺘــﺠــﺎﺭ ﺓ ﺃﻭ ﺍﻟﻤﻨﺘـﺠـﺎﺕ ﺍﻟﻤـﺎﻟﻴـﺔ‬
‫‪trade services electronically via the Bank’s eCorp/ eCorp‬‬ ‫ﻟﻠﻌـﻤـﻴـﻞ ﻓﻲ ﺍﻟـﺒﻨــﻚ ﺇﻟـﻜــﺘـﺮﻭ ﻧـﻴـﺎً ﺑــﺎﺳﺘﺨــﺪﺍﻡ ﻣــﻮﻗﻊ ﺇﻱ ﻛﻮﺭﺏ‪ /‬ﺇﻱ ﻛﻮﺭﺏ‬
‫‪mobile website through the internet or any other electronic means.‬‬ ‫ﻣﻮﺑﺎ�ﻞ ﻋﻠﻰ ﺍﻹ�ﺘﺮﻧﺖ ﺃﻭ ﺃﻳﺔ ﻭﺳﻴﻠﺔ ﺇﻟﻜﺘ�ﻭﻧﻴﺔ ﺃﺧﺮﻯ‪.‬‬
‫‪• Parties: refers to the Client and the Bank combined.‬‬ ‫• ﺍﻷﻃ�ﺍﻑ‪ :‬ﻳﺸﺎﺭ ﺑﺬﻟﻚ ﺇﻟﻰ ﺍﻟﻌﻤﻴﻞ ﻭﺍﻟﺒﻨﻚ ﻣﺠﺘﻤﻌﻴﻦ‪.‬‬

‫‪Any words and expressions herein which have a defined meaning in any‬‬ ‫ﺃﻯ ﻛﻠﻤﺔ ﺃﻭ ﻣﺼﻄﻠﺢ ﻓﻰ ﻫﺬﺍ ﺍﻟﻌﻘﺪ ﺃﻭ ﻫﺬﻩ ﺍﻹﺗﻔﺎﻗﻴﺔ ﻟﻪ ﺗﻌ��ﻒ ﻭﻣﻌﻨﻰ ﻭﺍﺿﺢ ﻓﻰ ﺍﻯ ﻗﻮﺍﻧﻴﻦ ﺃﻭ‬
‫‪VAT laws and regulations enacted within the Kingdom of Saudi Arabia shall‬‬ ‫ﺃﻧﻈﻤﺔ ﺃﻭ ﺗﻌﻠﻴﻤﺎﺕ ﺃﻭ ﻟﻮﺍﺋﺢ �ﻨﻔﻴﺬﻳﺔ ﺧﺎﺻﺔ ﺑﻀ��ﺒﺔ ﺍﻟﻘﻴﻤﺔ ﺍﻟﻤﻀﺎﻓﺔ ﺻﺪﺭﺕ ﻓﻰ ﺍﻟﻤﻤﻠﻜﺔ‬
‫‪have the same meaning as in that VAT laws and regulations.‬‬ ‫ﺍﻟﻌﺮ�ﻴﺔ ﺍﻟﺴﻌﻮﺩﻳﺔ‪ ،‬ﺳﻮﻑ ﻳﻜﻮﻥ ﻟﻬﺎ ﻧﻔﺲ ﺍﻟﻤﻌﻨﻰ ﻭ ﺍﻟﺘﻌ��ﻒ ﺍﻟﻤﻨﺼﻮﺹ ﻋﻠﻴﻪ ﻓﻰ ﺗﻠﻚ‬
‫ﺍﻟﻘﻮﺍﻧﻴﻦ ﺃﻭ ﺍﻷﻧﻈﻤﺔ ﺃﻭ ﺍﻟﺘﻌﻠﻴﻤﺎﺕ ﺃﻭ ﺍﻟﻠﻮﺍﺋﺢ ﺍﻟﺘﻨﻔﻴﺬﻳﺔ ﺍﻟﺨﺎﺻﺔ ﺑﻀ��ﺒﺔ ﺍﻟﻘﻴﻤﺔ ﺍﻟﻤﻀﺎﻓﺔ‪.‬‬

‫‪• ZATCA: Zakat, Tax and Customs Authority.‬‬ ‫• ﺍﻟﻬﻴﺌﺔ‪ :‬ﻫﻴﺌﺔ ﺍﻟﺰﻛﺎﺓ ﻭﺍﻟﻀ��ﺒﺔ ﻭﺍﻟﺠﻤﺎﺭﻙ‬

‫‪• VAT: any value added tax or similar additional tax chargeable under the‬‬ ‫• ﺿ��ﺒﺔ ﺍﻟﻘﻴﻤﺔ ﺍﻟﻤﻀﺎﻓﺔ‪ :‬ﺃﻯ ﺿ��ﺒﺔ ﻗﻴﻤﺔ ﻣﻀﺎﻓﺔ ﺃﻭ ﺿ��ﺒﺔ ﺇﺿﺎﻓﻴﺔ ﻣﻤﺎ�ﻠﺔ ﻳﺘﻢ ﻓﺮﺿﻬﺎ‬
‫‪laws and regulations of the Kingdom of Saudi Arabia for the time being‬‬
‫ﺑﻤﻮﺟﺐ ﺍﻯ ﻗﻮﺍﻧﻴﻦ ﺃﻭ ﺃﻧﻈﻤﺔ ﺃﻭ ﺗﻌﻠﻴﻤﺎﺕ ﺃﻭ ﻟﻮﺍﺋﺢ �ﻨﻔﻴﺬﻳﺔ ﻓﻰ ﺍﻟﻤﻤﻜﻠﺔ ﺍﻟﻌﺮ�ﻴﺔ ﺍﻟﺴﻌﻮﺩﻳﺔ ﻓﻰ‬
‫‪and any similar additional tax.‬‬
‫ﺍﻟﻮﻗﺖ ﺍﻟﺤﺎﻟﻰ ﻭﺃﻯ ﺿ��ﺒﺔ ﺇﺿﺎﻓﻴﺔ ﻣﻤﺎ�ﻠﺔ‪.‬‬
‫‪• VAT Regulation: is the VAT Law enacted by virtue of the Royal Decree‬‬
‫‪No. (M / 113) dated 2/11/1438H and its implementing regulations issued‬‬ ‫• ﻧﻈﺎﻡ ﺿ��ﺒﺔ ﺍﻟﻘﻴﻤﺔ ﺍﻟﻤﻀﺎﻓﺔ‪ :‬ﻫﻮ ﻧﻈﺎﻡ ﺿ��ﺒﺔ ﺍﻟﻘﻴﻤﺔ ﺍﻟﻤﻀﺎﻓﺔ ﺍﻟﺼﺎﺩﺭ ﺑﻤﻮﺟﺐ ﺍﻟﻤﺮﺳﻮﻡ‬
‫‪by GAZAT and as amended from time to time, and in general, any law or‬‬ ‫ﺍﻟﻤﻠﻜﻲ ﺭﻗﻢ )ﻡ‪ (113/‬ﻭﺗﺎ��ﺦ ‪2/11/1438‬ﻫـ ﻭﻻﺋﺤﺘﻪ ﺍﻟﺘﻨﻔﻴﺬﻳﺔ ﺍﻟﺼﺎﺩﺭﺓ ﻋﻦ ﺍﻟﻬﻴﺌﺔ ﻭﻛﺎﻓﺔ‬
‫‪regulation imposing or relating to the imposition or administration of a‬‬ ‫ﺗﻌﺪﻳﻼﺗﻬﻤﺎ ﻣﻦ ﻭﻗﺖ ﻷﺧﺮ‪ ،‬ﻭﺑﺼﻮﺭﺓ ﻋﺎﻣﺔ‪ ،‬ﺃﻯ ﻗﻮﺍﻧﻴﻦ ﺃﻭ ﺃﻧﻈﻤﺔ ﺃﻭ ﺗﻌﻠﻴﻤﺎﺕ ﺃﻭ ﻟﻮﺍﺋﺢ �ﻨﻔﻴﺬﻳﺔ‬
‫‪value added tax on goods and services in the Kingdom of Saudi Arabia‬‬ ‫ﺗﻔﺮﺽ ﺃﻭ ﻟﻬﺎ ﻋﻼﻗﺔ ﺑﻔﺮﺽ ﺃﻭ �ﺈﺩﺍﺭﺓ ﺿ��ﺒﺔ ﺍﻟﻘﻴﻤﺔ ﺍﻟﻤﻀﺎﻓﺔ ﻋﻠﻰ ﺍﻟﺴﻠﻊ ﻭﺍﻟﺨﺪﻣﺎﺕ ﻓﻰ‬
‫‪and any implementing regulation made under the relevant regulation or‬‬ ‫ﺍﻟﻤﻤﻠﻜﺔ ﺍﻟﻌﺮ�ﻴﺔ ﺍﻟﺴﻌﻮﺩﻳﺔ‪.‬‬
‫‪law.‬‬

‫‪• VAT–Exclusive Consideration:‬‬ ‫• ﻣﻘﺎﺑﻞ ﺍﻟﺘﻮ��ﺪ ﺍﻟﺨﺎﻟﺺ ﻣﻦ ﺿ��ﺒﺔ ﺍﻟﻘﻴﻤﺔ ﺍﻟﻤﻀﺎﻓﺔ‪:‬‬

‫‪For the avoidance of any doubt and notwithstanding the definition of‬‬ ‫ﻹﺳﺘﺒﻌﺎﺩ ﺃﻯ ﺷﻚ ﻭﺑﺎﻟﺮﻏﻢ ﻣﻦ ﺗﻌ��ﻒ "ﻣﻘﺎﺑﻞ ﺍﻟﺘﻮ��ﺪ" ﻓﻰ ﺗﺸ��ﻌﺎﺕ ﺿ��ﺒﺔ ﺍﻟﻘﻴﻤﺔ ﺍﻟﻤﻀﺎﻓﺔ‬
‫‪“consideration ”in the VAT Regulation, and unless otherwise expressly‬‬ ‫ﺻ�ﺍﺣﺔ ﻓﻰ ﻫﺬﻩ ﺍﻹﺗﻔﺎﻗﻴﺔ ﻋﻠﻰ ﺧﻼﻑ ﺫﻟﻚ‪ ،‬ﻓﺈﻥ ﺃﻯ ﻫﺎﻣﺶ ﺭﺑﺢ‪ ،‬ﺃﻭ ﺃﺳﻌﺎﺭ‪ ،‬ﺃﻭ ﺃﻳﺔ‬ ‫ً‬ ‫ﻭﻣﺎ ﻟﻢ ﻳﻨﺺ‬
‫‪stated in this Agreement, profit margin, prices or other sums payable or‬‬ ‫ﻣﺒﺎﻟﻎ ﺗﺪﻓﻊ ﻭﻓﻘﺎً ﻟﻬﺬﻩ ﺍﻹﺗﻔﺎﻗﻴﺔ ﺗﻌﺘﺒﺮ ﺧﺎﻟﺼﺔ ﻣﻦ ﺿ��ﺒﺔ ﺍﻟﻘﻴﻤﺔ ﺍﻟﻤﻀﺎﻓﺔ‪ .‬ﻛﻤﺎ ﺃﻥ ﻛﺎﻓﺔ ﺍﻟﻤﺒﺎﻟﻎ‬
‫‪amounts to be provided for under or in accordance with this Agreement‬‬ ‫ﺗﻌﺘﺒﺮ ﺧﺎﻟﺼﺔ ﻣﻦ ﺍﻳﺔ ﺿ�ﺍﺋﺐ ﻗﺪ ﻳﺘﻢ ﻓﺮﺿﻬﺎ ﻓﻰ ﺍﻟﻤﺴﺘﻘﺒﻞ )ﺑﻤﺎ ﻓﻰ ﺫﻟﻚ ﺿ��ﺒﺔ ﺍﻟﻘﻴﻤﺔ‬
‫‪are exclusive of any VAT. Furthermore all amounts exclude tax that would‬‬ ‫ﺍﻟﻤﻀﺎﻓﺔ(‪ .‬ﻭﻓﻮﺭ ﺗﻄ�ﻴﻖ ﺿ��ﺒﺔ ﺍﻟﻘﻴﻤﺔ ﺍﻟﻤﻀﺎﻓﺔ‪ ،‬ﻳﻜﻮﻥ ﻟﻠﺒﻨﻚ ﺍﻷﻫﻠﻲ ﺍﻟﺴﻌﻮﺩﻱ ﺍﻟﺤﻖ ﻓﻰ‬
‫‪18-DB-243_FORM 18CB013‬‬

‫‪be imposed in the future (including VAT). Upon implementation of the VAT,‬‬ ‫ﺍﻟﺘﺤﺼﻴﻞ ﻣﻦ ﺍﻟﻌﻤﻴﻞ ﺿ��ﺒﺔ ﺍﻟﻘﻴﻤﺔ ﺍﻟﻤﻀﺎﻓﺔ ﺍﻟﺘﻰ ﻳﻜﻮﻥ ﻣﻠﺰﻣﺎً ﺑﺘﺤﺼﻴﻠﻬﺎ ﺍﻟﺒﻨﻚ ﺍﻷﻫﻠﻲ‬
‫‪SNB will be entitled to recover from the Customer any VAT that SNB (as‬‬
‫ﺍﻟﺴﻌﻮﺩﻱ ﻃﺒﻘﺎً ﻟﺘﺸ��ﻌﺎﺕ ﺿ��ﺒﺔ ﺍﻟﻘﻴﻤﺔ ﺍﻟﻤﻀﺎﻓﺔ‪.‬‬
‫‪“banking service provider”) is required by law to collect.‬‬

‫ﺍﻟﺒﻨﻚ ﺍﻷﻫﻠﻲ ﺍﻟﺴﻌﻮﺩﻱ | ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﺳﻌﻮﺩﻳﺔ | �ﺃﺱ ﺍﻟﻤﺎﻝ ‪�� 44,780,000,000‬ﺎﻝ ﺳﻌﻮﺩﻱ ﻣﺪﻓﻮﻉ ﺑﺎﻟﻜﺎﻣﻞ | ﺍﻟﺮﻗﻢ ﺍﻟﻀ��ﺒﻲ ‪ | 300002471110003‬ﺱ‪.‬ﺕ‪ | 4030001588 .‬ﺧﺎﺿﻊ ﻹﺷ�ﺍﻑ ﻭﺭﻗﺎﺑﺔ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ |‬
‫ﻣﺮﺧﺺ ﻟﻪ ﺑﻤﻮﺟﺐ ﺍﻷﻣﺮ ﺍﻟﺴﺎﻣﻲ ﺭﻗﻢ ‪ 3737‬ﺍﻟﺼﺎﺩﺭ ﺑﺘﺎ��ﺦ ‪20/4/1373‬ﻫـ )ﺍﻟﻤﻮﺍﻓﻖ ‪26/12/1953‬ﻡ( | ﺍﻟﻤﺒﻨﻰ ﺍﻟﺮﺋﻴﺴﻲ ﺑ�ﺝ ﺍﻟﺒﻨﻚ ﺍﻷﻫﻠﻲ ﺍﻟﺴﻌﻮﺩﻱ ﻣﺮﻛﺰ ﺍﻟﻤﻠﻚ ﻋﺒﺪﺍﻪﻠﻟ ﺍﻟﻤﺎﻟﻲ ﻃ��ﻖ ﺍﻟﻤﻠﻚ ﻓﻬﺪ | ‪ – 3208‬ﺣﻲ ﺍﻟﻌﻘﻴﻖ |‬
‫‪Page 1 / 5‬‬ ‫ﺭﻗﻢ ﺍﻟﻮﺣﺪﺓ ‪ | 778‬ﺍﻟ��ﺎﺽ ‪www.alahli.com | 920001000 | 13519 – 6676‬‬
‫ﻋﻨﺪﻣﺎ �ﺮﺩ ﺫﻛﺮ ﺍﺳﻢ “ﺍﻟﺒﻨﻚ ﺍﻷﻫﻠﻲ ﺍﻟﺘﺠﺎﺭﻱ” ﺃﻭ “ﺍﻷﻫﻠﻲ” ﺃﻭ “ﺍﻟﺒﻨﻚ” ﻓﺘﻜﻮﻥ ﺍﻹﺷﺎﺭﺓ ﺇﻟﻰ “ﺍﻟﺒﻨﻚ ﺍﻷﻫﻠﻲ ﺍﻟﺴﻌﻮﺩﻱ”‬
 ‫ ﺇﻱ ﻛﻮﺭﺏ ﻣﻮﺑﺎ�ﻞ‬/ ‫ﺇ�ــــــﻔﺎﻗﻴﺔ ﺇﻱ ﻛﻮﺭﺏ‬
eCorp Agreement/eCorp Mobile

Introduction ‫ﺍﻟﻤــﻘﺪﻣـــﺔ‬

Scope of Agreement: :‫ﻧﻄﺎﻕ ﺍﻻﺗﻔﺎﻗﻴﺔ‬

This agreement governs the use of the Service and shall apply to all ‫ﺗﺤﻜﻢ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ ﺍﺳﺘﺨﺪﺍﻡ ﺍﻟﺨﺪﻣﺔ ﻭﻛﺎﻓﺔ ﺍﻟﻤﻨﺘﺠﺎﺕ ﺍﻟﻤﺎﻟﻴﺔ ﺃﻭ ﻣﻨﺘﺠﺎﺕ ﺍﻟﺘﺠﺎﺭﺓ ﺃﻭ ﺍﻟﺨﺪﻣﺎﺕ‬
financial and trade products or services initiated through the Service; .‫ﺍﻟﻤﻨﻔﺬﺓ ﻣﻦ ﺧﻼﻝ ﺍﻟﺨﺪﻣﺔ ﻭﺳﺘﻜﻮﻥ ُﻣﻠﺰﻣﺔ ﻟﻠﻌﻤﻴﻞ ﻭﺍﻟﻤﺴﺘﺨﺪﻣﻴﻦ‬
and shall be binding on the Client and User(s).
:‫ﺍﻟﺨﺼﺎﺋﺺ ﺍﻟﺮﺋﻴﺴﻴﺔ ﻟﻠﺨﺪﻣﺔ‬
Main Features of the Service: ،‫�ﺘﻴﺢ ﺍﻟﺨﺪﻣﺔ ﻟﻠﻤﺴﺘﺨﺪﻣﻴﻦ ﺍﻻﺳﺘﻔﺴﺎﺭ ﻋﻦ ﺣﺴﺎﺑﺎﺕ ﺍﻟﻌﻤﻴﻞ ﺃﻭ ﺍﻟﺤﺼﻮﻝ ﻋﻠﻰ ﻣﻌﻠﻮﻣﺎﺕ ﺣﻮﻟﻬﺎ‬
The Service allows User(s) to inquire or otherwise obtain information .‫ﻛﻤﺎ ﻗﺪ �ﺘﻴﺢ ﺍﻟﺨﺪﻣﺔ ﻟﻠﻤﺴﺘﺨﺪﻣﻴﻦ ﺑﺄﻥ ﻳﻨﻔﺬﻭﺍ ﻋﺪﺩﺍً ﻣﻦ ﺍﻟﺨﺪﻣﺎﺕ ﺍﻟﻤﺎﻟﻴﺔ ﻭﻋﻤﻠﻴﺎﺕ ﺍﻟﺘﺠﺎﺭﺓ‬
regarding the Client’s accounts. The Service may also permit Users to
initiate a number of financial and trade services and transactions.

Disclaimers of Liability and Delivery of Service ‫ﺗﻘﺪﻳﻢ ﺍﻟﺨﺪﻣﺔ ﻭ ﺇﻋﻔﺎﺀ ﺍﻟﻤﺴﺆﻭﻟﻴﺔ‬

Service Continuity:
Based on the Client's best interest, the Bank undertakes the followings :‫ﺍﺳﺘﻤ�ﺍ��ﺔ ﺍﻟﺨﺪﻣﺔ‬
commitments: :‫ ﻳﺘﻌﻬﺪ ﺍﻟﺒﻨﻚ ﺑﻤﺎ ﻳﻠﻲ‬،‫ﺑﻨﺎﺀ ﻋﻠﻰ ﻣﺎ ﺗﻘﺘﻀﻴﻪ ﻣﺼﻠﺤﺔ ﺍﻟﻌﻤﻴﻞ‬ ً
• To take all technical & management measures to ensure the service is ‫• ﺍﻟﻘﻴﺎﻡ ﺑﻜﺎﻓﺔ ﺍﻟﺘﺪﺍ�ﻴﺮ ﺍﻟﺘﻘﻨﻴﺔ ﻭﺍﻹﺩﺍ��ﺔ ﻟﺘﻮﻓﻴﺮ ﺍﻟﺨﺪﻣﺔ ﻋﻠﻰ ﻣﺪﺍﺭ ﺍﻟﺴﻨﺔ ﻓﻲ ﻛﻞ �ﻮﻡ ﻭﻛﻞ ﺳﺎﻋﺔ‬
available around-the-clock (24x7x365). .(24x7x365)
• To take all technical & management measures to ensure that service is ‫• ﺍﻟﻘﻴﺎﻡ ﺑﻜﺎﻓﺔ ﺍﻟﺘﺪﺍ�ﻴﺮ ﺍﻟﺘﻘﻨﻴﺔ ﻭﺍﻹﺩﺍ��ﺔ ﻭ ﺍﻟﺘﻲ ﻣﻦ ﺷﺄﻧﻬﺎ ﺃﻥ ﺗﻌﻴﺪ ﺍﻟﺨﺪﻣﺔ ﺃﻭ ﺟﺰﺀﺍً ﻣﻨﻬﺎ ﻓﻲ ﺣﺎﻝ‬
promptly restored in instance of failure or interruption. .‫ﺣﺪﻭﺙ ﺃﻱ ﺧﻠﻞ ﺗﻘﻨﻲ ﺃﻭ ﻏﻴﺮﻩ‬
• To take all technical & management measures to ensure that the ‫• ﺍﻟﻘﻴﺎﻡ ﺑﻜﺎﻓﺔ ﺍﻟﺘﺪﺍ�ﻴﺮ ﺍﻟﺘﻘﻨﻴﺔ ﻭﺍﻹﺩﺍ��ﺔ ﻭﺍﻟﺘﻲ ﻣﻦ ﺷﺄﻧﻬﺎ ﺗﺄﻣﻴﻦ ﺩﺧﻮﻝ ﺍﻟﻤﺴﺘﺨﺪﻡ ﻭﺍﺳﺘﺨﺪﺍﻡ‬
Client's access to the service is executed via safe and secure standards. ‫ﺍﻟﻤﻮﻗﻊ‬
The Bank shall avail these measures and details on the login page of the .‫ ﻛﻤﺎ ﻳﺘﻌﻬﺪ ﺍﻟﺒﻨﻚ ﺑﺘﻮﻓﻴﺮ ﻫﺬﻩ ﺍﻟﺘﻔﺎﺻﻴﻞ ﻋﻠﻰ ﺻﻔﺤﺔ ﺍﻟﺪﺧﻮﻝ ﺍﻟﺨﺎﺻﺔ ﺑﺎﻟﺨﺪﻣﺔ‬،‫ﺑﺸﻜﻞ ﺍَ ﻣﻦ‬
service. ‫ ﻻ ﻳﺘﺤﻤﻞ ﺍﻟﺒﻨﻚ ﺃﻱ ﻣﺴﺆﻭﻟﻴﺔ‬،‫ﻋﺪﺍ ﺣﺎﻻﺕ ﺍﻹﻫﻤﺎﻝ ﺍﻟﺠﺴﻴﻢ ﺃﻭ ﺳﻮﺀ ﺍﻟﺘﺼﺮﻑ ﺍﻟﻤﻄﻠﻖ ﻣﻦ ﻗﺒﻞ ﺍﻟﺒﻨﻚ‬
Gross negligence or misconduct notwithstanding, the Bank shall not be .‫ﻋﻦ ﺃﻱ ﺃﺿ�ﺍﺭ ﺃﻭ ﻣﻄﺎﻟﺒﺎﺕ ﻗﺪ �ﻨﺸﺄ ﻣﻦ ﺍﻟﻌﻄﻞ ﺍﻟﻜﺎﻣﻞ ﺃﻭ ﺍﻟﺠﺰﺋﻲ ﻷﻱ ﻣﻦ ﺍﻟﺘﺪﺍ�ﻴﺮ ﺍﻟﻤﺬﻛﻮﺭﺓ ﺃﻋﻼﻩ‬
liable or responsible for any damages or claims that may arise from full or
partial failure of the above measures.

Disclaimer of Liability – General: :‫ﺍﻹﻋﻔﺎﺀ ﻣﻦ ﺍﻟﻤﺴﺆﻭﻟﻴﺔ – ﻟﻤﺤﺔ ﻋﺎﻣﺔ‬

In no event shall the Bank have any liability to the Client or any other person ‫ﻟﻦ ﻳﺘﺤﻤﻞ ﺍﻟﺒﻨﻚ ﺑﺄﻱ ﺣﺎﻝ ﻣﻦ ﺍﻷﺣﻮﺍﻝ ﺃﻱ ﻣﺴﺆﻭﻟﻴﺔ ﻗﺎﻧﻮﻧﻴﺔ ﺗﺠﺎﻩ ﺍﻟﻌﻤﻴﻞ ﺃﻭ ﺃﻱ ﺷﺨﺺ ﺃﻭ ﻛﻴﺎﻥ‬
or entity for damages of any kind arising from the Client’s use of, or inability .‫ﺁﺧﺮ ﻋﻦ ﺃﻱ ﺿ�ﺭ ﻳﻨﺸﺄ ﻣﻦ ﺍﺳﺘﺨﺪﺍﻡ ﺍﻟﻌﻤﻴﻞ ﻟﻠﺨﺪﻣﺔ ﺃﻭ ﻋﺪﻡ ﻗﺪﺭﺗﻪ ﻋﻠﻰ ﺍﺳﺘﺨﺪﺍﻣﻬﺎ‬
to use the Service.
:‫ﺍﻹﻋﻔﺎﺀ ﻣﻦ ﺍﻟﻤﺴﺆﻭﻟﻴﺔ – ﻣﻌﻠﻮﻣﺎﺕ ﻃﺮﻑ ﺛﺎﻟﺚ‬
Disclaimer of Liability- Third Party Information: ‫ﻣﺴﺆﻭﻻ ﻋﻦ ﺩﻗﺔ ﻭﺍﻛﺘﻤﺎﻝ ﺃﻳﺔ ﻣﻌﻠﻮﻣﺎﺕ ﻳﺘﻢ ﺍﺳﺘﻼﻣﻬﺎ ﻣﻦ ﺑﻨﻮﻙ ﺃﻭ ﻣﺆﺳﺴﺎﺕ‬ ً ‫ﻟﻦ ﻳﻜﻮﻥ ﺍﻟﺒﻨﻚ‬
The Bank shall not be responsible for the accuracy and completeness of any ‫ﻣﺴﺆﻭﻻ ﻣﻦ ﺍﻟﻨﺎﺣﻴﺔ ﺍﻟﻘﺎﻧﻮﻧﻴﺔ‬
ً ‫ ﻭﻟﻦ ﻳﻜﻮﻥ ﺍﻟﺒﻨﻚ ﺑﺄﻱ ﺣﺎﻝ‬.‫ﻣﺎﻟﻴﺔ ﺃﺧﺮﻯ ﻏﻴﺮ ﺍﻟﺒﻨﻚ ﻋﻦ ﻃ��ﻖ ﺍﻟﺨﺪﻣﺔ‬
information received from other banks or financial institutions other ‫ﺗﺠﺎﻩ ﺍﻟﻌﻤﻴﻞ ﻋﻦ ﺃﻳﺔ ﺃﺿ�ﺍﺭ ﻳﻤﻜﻦ ﺃﻥ ﺗﻠﺤﻖ ﺑـﺎﻟﻌﻤﻴﻞ ﺑﺴﺒﺐ ﺍﻻﻋﺘﻤﺎﺩ ﻋﻠﻰ ﻣﻌﻠﻮﻣﺎﺕ ﻳﺘﻢ ﺍﺳﺘﻼﻣﻬﺎ‬
than the Bank by way of the Service, in no event shall the Bank be liable to .‫ﻣﻦ ﻣﺆﺳﺴﺎﺕ ﻣﺎﻟﻴﺔ ﻏﻴﺮ ﺍﻟﺒﻨﻚ‬
the Client for any damages that the Client may suffer by relying on
information received from financial institutions other than the Bank by way
:‫ﺍﻹﻋﻔﺎﺀ ﻣﻦ ﺍﻟﻤﺴﺆﻭﻟﻴﺔ – ﺍﺳﺘﺨﺪﺍﻡ ﺍﻟﻌﻤﻴﻞ‬
of the Service.
‫ﻣﺴﺆﻭﻻ ﻋﻦ ﺃﻳﺔ ﺧﺴﺎﺋﺮ ﺃﻭ ﻣﺼﺎ��ﻒ ﻳﺘﻜﺒﺪﻫﺎ ﺍﻟﻌﻤﻴﻞ �ﺘﻴﺠﺔ ﺃﻱ ﺍ�ﺘﻬﺎﻛﺎﺕ ﺃﻭ‬
ً ‫ﻻ ﻳﻜﻮﻥ ﺍﻟﺒﻨﻚ‬
.‫ﻣﺨﺎﻟﻔﺎﺕ ﻣﻦ ﻗﺒﻞ ﺍﻟﻌﻤﻴﻞ ﺃﻭ ﺃﻱ ﻣﻦ ﺍﻟﻤﺴﺘﺨﺪﻣﻴﻦ ﻟﺒﻨﻮﺩ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ‬
Disclaimer of Liability- Client Use:
The Bank shall not be held responsible for any losses or expenses incurred
by the Client as a result of any violation or breach by the Client or its Users :‫ﺍﻟﺘﻌﻬﺪﺍﺕ ﺃﻭ ﺍﻟﻀﻤﺎﻧﺎﺕ‬
to the terms of this agreement. ‫ﻳﺪﺭﻙ ﺍﻟﻌﻤﻴﻞ ﺑﺄﻥ ﻟﻠﺘﻘﻨﻴﺔ ﺍﻟﻤﺴﺘﺨﺪﻣﺔ ﺣﺪﻭﺩﺍً ﻭﺿﻮﺍﺑﻂ ﻣﻤﺎ ﻳﺠﻌﻞ ﺗﻮﻓﺮ ﺍﻟﺨﺪﻣﺔ ﺑﺸﻜﻞ ﻣﺴﺘﻤﺮ‬
‫ ﻻﻳﻘﺪﻡ ﺍﻟﺒﻨﻚ ﺃﻳﺔ‬،‫ ﻭﻟﺬﻟﻚ‬.‫ﻭﻣﺘﻜﺎﻣﻞ ﺃﻣ�ﺍً ﻳﻌﺘﻤﺪ ﺑﺸﻜﻞ ﺃﺳﺎﺳﻲ ﻋﻠﻰ ﺇﻣﻜﺎﻧﻴﺔ ﺗﻮﻇﻴﻒ ﻫﺬﻩ ﺍﻟﺘﻘﻨﻴﺔ‬
No Representations or Warranties: ‫ﺗﻌﻬﺪﺍﺕ ﻟﻠﻌﻤﻴﻞ ﺑﺸﺄﻥ ﺍﺳﺘﺨﺪﺍﻡ ﺍﻟﺨﺪﻣﺔ ﺃﻭ ﺃﻱ ﻧﻈﺎﻡ ﺍ�ﺼﺎﻻﺕ ﺃﻭ ﺗﺴﻠﻴﻢ ﻳﺤﺪﺩﻩ ﺍﻟﺒﻨﻚ ﻓﻴﻤﺎ ﻳﺘﻌﻠﻖ‬
The Client acknowledges that there are inherent technological limitations and .‫ﺑﺠﻮﺩﺗﻬﺎ ﻭﺳﺮﻋﺘﻬﺎ ﻭﺃﺩﺍﺋﻬﺎ ﻭﺩﻗـﺘﻬﺎ ﻭﺍﻋﺘﻤﺎﺩﻳﺘﻬﺎ ﻭﺟﺎﻫ��ﺘﻬﺎ ﺍﻟﻤﺴﺘﻤﺮﺓ ﺃﻭ ﺧﻼﻑ ﺫﻟﻚ‬
restrictions that continuous and/or uninterrupted availability of the Service
relies basically upon the employment of technology. Thus, the Bank makes ‫ﻭﻻﻳﻀﻤﻦ ﺃﻭ ﻳﺘﻌﻬﺪ ﺍﻟﺒﻨﻚ ﺑﺄﻥ ﺗـﺘﻄﺎﺑﻖ ﺍﻟﺨﺪﻣﺔ ﺃﻭ ﺃﻱ ﻧﻈﺎﻡ ﺍ�ﺼﺎﻻﺕ ﺃﻭ ﺗﺴﻠﻴﻢ ﻣﻊ ﺍﻱ ﻣﻮﺍﺻﻔﺎﺕ‬
no representation to the Client regarding the use of the Service or any
communication or delivery system specified by the Bank with respect to its ‫ ﺑﻨﺎﺀﺍً ﻋﻠﻰ ﺫﻟﻚ ﻓﺈﻥ ﺍﻟﻌﻤﻴﻞ‬.‫ﻳﻘﺪﻣﻬﺎ ﺍﻟﺒﻨﻚ ﺣﻮﻝ ﺫﻟﻚ ﺃﻭ ﺃﻥ ﺗﻜﻮﻥ ﺧﺎﻟﻴﺔ ﻣﻦ ﺍﻷﺧﻄﺎﺀ ﻭﺍﻟﻌﻴﻮﺏ‬
quality, timeliness, performance, accuracy, reliability, and continued ‫ﻳﺨﻠﻲ ﻃﺮﻑ ﺍﻟﺒﻨﻚ ﻣﻦ ﺃﻱ ﻣﺴﺆﻭﻟﻴﺔ ﻓﻲ ﺣﺎﻝ ﻋﺪﻡ ﺗﻮﻓﺮ ﺍﻟﺨﺪﻣﺔ ﻷﻱ ﺳﺒﺐ ﺗﻘﻨﻲ ﺃﻭ ﻋﻮﺍﻣﻞ ﺍﻟﺘﻲ‬
availability or any other attribute. .‫ﻗﺪ ﺗﻜﻮﻥ ﺧﺎﺭﺟﺔ ﻋﻦ ﺇ�ﺍﺩﺓ ﺍﻟﺒﻨﻚ‬

The Bank does not warrant that the Service or any communications or delivery
system will conform to any description thereof provided by the Bank or will be free
of errors or defects. Due to this the Client exempts and discharges the Bank from
any and all responsibility resulting from being unable to access or use the
respective services for any technical reason or other factors beyond the direct
control of the Bank.
18-DB-243_FORM 18CB013

| ‫ | ﺧﺎﺿﻊ ﻹﺷ�ﺍﻑ ﻭﺭﻗﺎﺑﺔ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬4030001588 .‫ﺕ‬.‫ | ﺱ‬300002471110003 ‫ ��ﺎﻝ ﺳﻌﻮﺩﻱ ﻣﺪﻓﻮﻉ ﺑﺎﻟﻜﺎﻣﻞ | ﺍﻟﺮﻗﻢ ﺍﻟﻀ��ﺒﻲ‬44,780,000,000 ‫ﺍﻟﺒﻨﻚ ﺍﻷﻫﻠﻲ ﺍﻟﺴﻌﻮﺩﻱ | ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﺳﻌﻮﺩﻳﺔ | �ﺃﺱ ﺍﻟﻤﺎﻝ‬
| ‫ – ﺣﻲ ﺍﻟﻌﻘﻴﻖ‬3208 | ‫ﻡ( | ﺍﻟﻤﺒﻨﻰ ﺍﻟﺮﺋﻴﺴﻲ ﺑ�ﺝ ﺍﻟﺒﻨﻚ ﺍﻷﻫﻠﻲ ﺍﻟﺴﻌﻮﺩﻱ ﻣﺮﻛﺰ ﺍﻟﻤﻠﻚ ﻋﺒﺪﺍﻪﻠﻟ ﺍﻟﻤﺎﻟﻲ ﻃ��ﻖ ﺍﻟﻤﻠﻚ ﻓﻬﺪ‬26/12/1953 ‫ﻫـ )ﺍﻟﻤﻮﺍﻓﻖ‬20/4/1373 ‫ ﺍﻟﺼﺎﺩﺭ ﺑﺘﺎ��ﺦ‬3737 ‫ﻣﺮﺧﺺ ﻟﻪ ﺑﻤﻮﺟﺐ ﺍﻷﻣﺮ ﺍﻟﺴﺎﻣﻲ ﺭﻗﻢ‬
Page 2 / 5 www.alahli.com | 920001000 | 13519 – 6676 ‫ | ﺍﻟ��ﺎﺽ‬778 ‫ﺭﻗﻢ ﺍﻟﻮﺣﺪﺓ‬
”‫ﻋﻨﺪﻣﺎ �ﺮﺩ ﺫﻛﺮ ﺍﺳﻢ “ﺍﻟﺒﻨﻚ ﺍﻷﻫﻠﻲ ﺍﻟﺘﺠﺎﺭﻱ” ﺃﻭ “ﺍﻷﻫﻠﻲ” ﺃﻭ “ﺍﻟﺒﻨﻚ” ﻓﺘﻜﻮﻥ ﺍﻹﺷﺎﺭﺓ ﺇﻟﻰ “ﺍﻟﺒﻨﻚ ﺍﻷﻫﻠﻲ ﺍﻟﺴﻌﻮﺩﻱ‬
 ‫ ﺇﻱ ﻛﻮﺭﺏ ﻣﻮﺑﺎ�ﻞ‬/ ‫ﺇ�ــــــﻔﺎﻗﻴﺔ ﺇﻱ ﻛﻮﺭﺏ‬
eCorp Agreement/eCorp Mobile

Access: :‫ﺇ�ﺎﺣﺔ ﺍﻟﺪﺧﻮﻝ‬

Access to use the Service shall be provided by the Bank through the internet or
‫�ﻮﻓﺮ ﺍﻟﺒﻨﻚ ﺇﻣﻜﺎﻧﻴﺔ ﺍﻟﺪﺧﻮﻝ ﻻﺳﺘﺨﺪﺍﻡ ﺍﻟﺨﺪﻣﺔ ﻣﻦ ﺧﻼﻝ ﺷﺒﻜﺔ ﺍﻹ�ﺘﺮﻧﺖ ﺃﻭ ﺃﻱ ﻧﻈﺎﻡ ﺍ�ﺼﺎﻻﺕ ﺃﻭ‬
any other communication delivery system that the Bank may specify from time to
time. The Client understands and acknowledges the confidentiality and other risks ‫ ﻭﻳﺪﺭﻙ ﻭﻳﻘﺮ ﺍﻟﻌﻤﻴﻞ ﺑﺎﻟﺴ��ﺔ ﻭﺍﻟﻤﺨﺎﻃﺮ ﺍﻷﺧﺮﻯ ﺍﻟﻤﺘﻌﻠﻘﺔ‬.‫ﺗﺴﻠﻴﻢ ﺁﺧﺮ ﻳﺤﺪﺩﻩ ﺍﻟﺒﻨﻚ ﻣﻦ ﻭﻗﺖ ﻵﺧﺮ‬
associated with the use of the Internet and similar technologies are taken into ‫ ﻭﻳﻘﺒﻞ ﺍﻟﻌﻤﻴﻞ ﺑﻬﺬﻩ ﺍﻟﻤﺨﺎﻃﺮ ﺑﻤﺎ ﻓﻲ ﺫﻟﻚ ﺗﺪﺧﻞ ﻃﺮﻑ‬.‫ﺑﺎﺳﺘﺨﺪﺍﻡ ﺷﺒﻜﺔ ﺍﻻ�ﺘﺮﻧﺖ ﻭﺍﻟﻨﻈﻢ ﺍﻟﻤﻤﺎ�ﻠﺔ‬
consideration. The Client accepts these risks, including third-party interference and
other security risks inherent in such use, and agrees that the Bank shall not be ‫ ﻭ�ﻮﺍﻓﻖ ﻋﻠﻰ ﺃﻥ ﺍﻟﺒﻨﻚ ﻟﻦ ﻳﻜﻮﻥ‬،‫ﺛﺎﻟﺚ ﻭﻣﺨﺎﻃﺮ ﺃﻣﻨﻴﺔ ﺍﺧﺮﻯ ﻣﺼﺎﺣﺒﺔ ﻟﻬﺬﺍ ﺍﻟﻨﻮﻉ ﻣﻦ ﺍﻻﺳﺘﺨﺪﺍﻡ‬
responsible to the Client of any damages that it may suffer which are caused by .‫ﻣﺴﻮﺅﻻ ﺗﺠﺎﻩ ﺍﻟﻌﻤﻴﻞ ﻋﻦ ﺃﻳﺔ ﺃﺿ�ﺍﺭ ﺗﻠﺤﻖ ﺑﻪ ﺟ�ﺍﺀ ﺫﻟﻚ‬
ً
such.
User Access Protection: :‫ﺣﻤﺎﻳﺔ ﻫﻮﻳﺔ ﺍﻟﻤﺴﺘﺨﺪﻡ‬
The following measures have been taken to protect the User's access to the :‫ﻗﺎﻡ ﺍﻟﺒﻨﻚ ﺑﺎﻹﺟ�ﺍﺀﺍﺕ ﺍﻟﺘﺎﻟﻴﺔ ﻟﺤﻤﺎﻳﺔ ﻫﻮﻳﺔ ﺍﻟﻤﺴﺘﺨﺪﻡ‬
Service: ،‫( ﺗﻮﻇﻴﻒ "ﺍﻟﻤﻌﻴﺎﺭ ﺍﻟﺜﻨﺎﺋﻲ" ﻟﻠﺘﺤﻘﻖ ﻣﻦ ﺍﻟﻬﻮﻳﺔ‬1
1) Employment of "2 factor authentication". ،‫( ﺇﺭﺳﺎﻝ ﺭﺳﺎﻟﺔ ﻧﺼﻴﺔ ﻟﻠﺘﺄﻛﺪ ﻣﻦ ﻫﻮﻳﺔ ﺍﻟﻤﺴﺘﺨﺪﻡ‬2
2) Usage of registered phone number for authentication. ،‫ ﻣﺤﺎﻭﻻﺕ ﻓﺎﺷﻠﺔ ﻟﻠﺪﺧﻮﻝ‬3 ‫( ﺗﻌﻄﻴﻞ ﺍﺳﻢ ﺍﻟﻤﺴﺘﺨﺪﻡ ﺑﻌﺪ‬3
3) User disablement after 3 failed attempts at login.
.(‫ ﺳﺎﻋﺔ ﻓﻲ ﺣﺎﻝ ﺍﻟﺪﺧﻮﻝ ﺑﻨﻈﺎﻡ ﺍﻟﺘﻮﻛﻦ )ﻧﻈﺎﻡ ﺍﻟﺘﺸﻔﻴﺮ‬24 ‫( ﺍ�ﺘﻈﺎﺭ‬4
4) 24 hour grace period if the User is utilizing a "token" device.
Delivery of Service: :‫ﺗﻘﺪﻳﻢ ﺍﻟﺨﺪﻣﺔ‬
In accordance with prevailing laws and interest of any of the Parties, the Client ‫ ﻓﺈﻥ ﺍﻟﻌﻤﻴﻞ ﻳﻘﺮ ﺑﺄﻧﻪ ﻣﻦ‬،‫ﺑﻤﻮﺟﺐ ﺍﻟﺘﻮﺍﻓﻖ ﻣﻊ ﺍﻟﻘﻮﺍﻧﻴﻦ ﺍﻟﻤﻌﻤﻮﻝ ﺑﻬﺎ ﻭﻣﺼﻠﺤﺔ ﺃﻱ ﻣﻦ ﺍﻷﻃ�ﺍﻑ‬
acknowledges that it is the Bank’s right to accept, reject or delay any of the
‫ﺣﻖ ﺍﻟﺒﻨﻚ ﺑﺄﻥ ﻳﻘﺒﻞ ﺃﻭ �ﺮﻓﺾ ﺃﻭ �ﺆﺟﻞ ﺃﻳﺎً ﻣﻦ ﺍﻵﺗﻲ ﺣﺴﺒﻤﺎ ﻳﻘ�ﺭﺓ ﺍﻟﺒﻨﻚ ﺩﻭﻥ ﺃﻱ ﻣﺴﺎﺀﻟﺔ‬
following and with no responsibility on the Bank:
1. Provisioning the Service to any Client or User(s). .‫ ﺗﻘﺪﻳﻢ ﺍﻟﺨﺪﻣﺔ ﻷﻱ ﻋﻤﻴﻞ ﺃﻭ ﻣﺴﺘﺨﺪﻡ‬.1
2. Directives received from the Client / User(s) through eCorp / eCorp mobile . ،‫ �ﻨﻔﻴﺬ ﺃﻱ ﺃﻭ ﻛﻞ ﻣﻦ ﺍﻷﻭﺍﻣﺮ ﺍﻟﺘﻲ ﺗﺮﺩ ﺇﻟﻰ ﺍﻟﺒﻨﻚ ﻋﻦ ﻃ��ﻖ ﺍﻟﺨﺪﻣﺔ‬.2
3. Response to any inquiry received by the Bank via or in regards ،‫ ﺍﻟﺘﺠﺎﻭﺏ ﻣﻊ ﺃﻱ ﺍﺳﺘﻔﺴﺎﺭ �ﺮﺩ ﺇﻟﻰ ﺍﻟﺒﻨﻚ ﻋﻦ ﻃ��ﻖ ﺃﻭ ﺑﺨﺼﻮﺹ ﺍﻟﺨﺪﻣﺔ‬.3
to the Service.
4. Debiting any of the Client’s accounts for any activity reaching the Bank via the .‫ �ﻨﻔﻴﺬ ﺃﻱ ﺧﺼﻢ ﻣﻦ ﺃﻱ ﻣﻦ ﺣﺴﺎﺑﺎﺕ ﺍﻟﻌﻤﻴﻞ ﻛﻤﺎ �ﺮﺩ ﻟﻠﺒﻨﻚ ﻋﻦ ﻃ��ﻖ ﺍﻟﺨﺪﻣﺔ‬.4
Service.

Usage Guidelines & Responsibilities ‫ﺿﻮﺍﺑﻂ ﻭﻣﺴﺆﻭﻟﻴﺎﺕ ﺍﻻﺳﺘﺨﺪﺍﻡ‬

Directives & Inquiries Sent to Bank: :‫ﺍﻟﺘﻮﺟﻴﻬﺎﺕ ﻭﺍﻻﺳﺘﻔﺴﺎ�ﺍﺕ ﺍﻟﺘﻲ ﻳﺘﻢ ﺇﺭﺳﺎﻟﻬﺎ ﺇﻟﻰ ﺍﻟﺒﻨﻚ‬
Following the Bank’s policies and procedures, the Client shall adhere to duly fill any ‫ �ﻮﺍﻓﻖ ﺍﻟﻌﻤﻴﻞ ﻋﻠﻰ ﺍﻻﻟﺘ�ﺍﻡ ﺑﺘﻌﺒﺌﺔ ﺍﻟﻨﻤﺎﺫﺝ ﺍﻟﻼﺯﻣﺔ ﺣﺴﺐ‬،‫ﻭﻓﻘﺎً ﻟﺴﻴﺎﺳﺎﺕ ﻭﺇﺟ�ﺍﺀﺍﺕ ﺍﻟﺒﻨﻚ‬
necessary form regarding his directives, signed or otherwise approved by the ‫ ﻭﺗﻮﻗﻴﻊ ﻫﺬﻩ ﺍﻟﻨﻤﺎﺫﺝ ﺃﻭ ﺍﻟﻤﻮﺍﻓﻘﺔ ﻋﻠﻴﻬﺎ ﻣﻦ ﻗﺒﻞ ﺍﻟﻤﻔﻮﺿﻴﻦ‬،‫ﺍﻹﺟ�ﺍﺀﺍﺕ ﻓﻴﻤﺎ ﻳﺘﻌﻠﻖ ﺑﺘﻮﺟﻴﻬﺎ�ﻪ‬
approved Client’s authorized signatories and sent to the concerned authorities in
.‫ﺍﻟﻤﻌﺘﻤﺪ�ﻦ ﻟـﺪﻯ ﺍﻟﻌﻤﻴﻞ ﻭﺇﺭﺳﺎﻟﻬﺎ ﺇﻟﻰ ﺍﻟﺠﻬﺎﺕ ﺍﻟﻤﻌﻨﻴﺔ ﻓﻲ ﺍﻟﺒﻨﻚ‬
the Bank.
Legality of Instructions Received by Bank: :‫ﻗﺎﻧﻮﻧﻴﺔ ﺍﻟﺘﻌﻠﻴﻤﺎﺕ ﺍﻟﺘﻲ ﺗﺼﻞ ﺇﻟﻰ ﺍﻟﺒﻨﻚ‬
The Client is aware that requests and instructions received by the Bank via the ‫ﻳﻘﺮ ﺍﻟﻌﻤﻴﻞ ﺑﺄﻥ ﺍﻟﻄﻠﺒﺎﺕ ﻭﺍﻟﺘﻌﻠﻴﻤﺎﺕ ﺍﻟﻮﺍﺭﺩﺓ ﻣﻨﻪ ﺧﻼﻝ ﺍﻟﺨﺪﻣﺔ ﺇﻟﻰ ﺍﻟﺒﻨﻚ ﺳﻮﻑ ﺗﻜﻮﻥ ﻣﻠﺰﻣﺔ‬
Service will be legally binding and may be considered as conclusive evidence in .‫ﻗﺎﻧﻮﻧﻴﺎً ﻭﺫﺍﺕ ﺩﻻﻟﺔ ﻗﻄﻌﻴﺔ ﻓﻲ ﺣﺎﻝ ﺃﻱ ﻧ�ﺍﻉ ﺃﻭ ﺧﻼﻑ‬
case of any dispute.
Negligence and Damages: :‫ﺍﻹﻫﻤﺎﻝ ﻭﺍﻷﺿ�ﺍﺭ‬
The Client shall be liable for any damage that may arise from any User’s negligence ‫ﻳﺘﺤﻤﻞ ﺍﻟﻌﻤﻴﻞ ﺍﻟﻤﺴﺆﻭﻟﻴﺔ ﻋﻦ ﺃﻳﺔ ﺃﺿ�ﺍﺭ ﻳﻤﻜﻦ ﺃﻥ �ﻨﺸﺄ ﻋﻦ ﺇﻫﻤﺎﻝ ﺃﻭ ﺳﻮﺀ ﺗﺼﺮﻑ ﻣﺘﻌﻤﺪ ﻣﻦ ﺟﺎﻧﺐ‬
.‫ﺍﻟﻤﺴﺘﺨﺪﻡ ﻓﻲ ﺍﻟﺪﺧﻮﻝ ﺇﻟﻰ ﺍﻟﺨﺪﻣﺔ ﻭﺍﺳﺘﺨﺪﺍﻣﻬﺎ ﺃﻭ ﻓﻲ ﺣﻤﺎﻳﺔ �ﻴﺎﻧﺎﺕ ﺍﻟﺪﺧﻮﻝ ﺍﻟﺨﺎﺻﺔ ﺑﻪ‬
or willful misconduct in accessing and using the Service or in safeguarding their
login information.
ً‫ﻳﺸﻤﻞ ﺫﻟﻚ ﺍﺳﺘﺨﺪﺍﻡ ﻛﻠﻤﺔ ﻣ�ﻭﺭ ﻳﺴﻬﻞ ﺗﺨﻤﻴﻨﻬﺎ ﻣﺜﻞ ﺗﺎ��ﺦ ﺍﻟﻤﻴﻼﺩ ﺃﻭ ﺍﺳﻢ ﺍﻟﻤﺴﺘﺨﺪﻡ ﻳﻨﺼﺢ ﺩﺍﺋﻤﺎ‬
These may include, but not limited to, using “weak” passwords that include well ‫ ﺍﺳﺘﺨﺪﺍﻡ‬:(‫ﺑﺎﻧﺸﺎﺀ ﻛﻠﻤﺔ ﻣ�ﻭﺭ ﺫﺍﺕ ﺻﻔﺎﺕ ﻳﺼﻌﺐ ﺳﺮﻗﺘﻬﺎ ﺃﻭ ﺗﺨﻤﻴﻨﻬﺎ )ﻋﻠﻰ ﺳ�ﻴﻞ ﺍﻟﻤﺜﺎﻝ ﻻ ﺍﻟﺤﺼﺮ‬
known or easy-to-guess information such as birthdate or name. It is advisable to .(‫ ﺗﺠﻨﺐ ﺍﺳﺘﺨﺪﺍﻡ ﺭﻣﻮﺯ‬،‫ ﺧﺎﻧﺎﺕ ﻋﻠﻰ ﺍﻷﻗﻞ‬6 ‫ ﺍﺳﺘﺨﺪﺍﻡ‬،‫ﺍﻷﺭﻗﺎﻡ ﻭﺍﻟﺤ�ﻭﻑ‬
use “strong” passwords that include numbers & letters, minimum use of 6 fields.
:‫ﺍﻟﻘﻮﺍﻧﻴﻦ ﺍﻟﺘﻲ ﺗﺤﻜﻢ ﻧﺸﺎﻁ ﺍﻟﻌﻤﻴﻞ‬
Rules Governing Client Activity: ‫ﻳﺘﻌﻬﺪ ﺍﻟﻌﻤﻴﻞ ﺑﺄﻥ �ﺘﻤﺎﺷﻰ ﻭ ﺗﻠﺘﺰﻡ ﺟﻤﻴﻊ ﺃﻧﺸﻄﺘﻪ ﻭﻋﻤﻠﻴﺎ�ﻪ ﺍﻟﻤﺘﻌﻠﻘﺔ ﺑـﺎﻟﺨﺪﻣﺔ ﺑﺎﻟﻘﻮﺍﻧﻴﻦ ﺍﻟﺴﺎ��ﺔ‬
The Client adheres that all activities and transactions relating to the Service shall
‫ﺑﺎﻟﻤﻤﻠﻜﺔ ﺍﻟﻌﺮ�ﻴﺔ ﺍﻟﺴﻌﻮﺩﻳﺔ ﻭﺗﻌﻠﻴﻤﺎﺕ ﻭﺳﻴﺎﺳﺎﺕ ﻣﺆﺳﺴﺔ ﺍﻟﻨﻘﺪ ﺍﻟﺴﻌﻮﺩﻱ ﺑﻤﺎ ﻓﻲ ﺫﻟﻚ ﻧﻈﻢ‬
at all times be in compliance with applicable laws and regulations of The Kingdom
of Saudi Arabia and the Saudi Arabian Monetary Agency (including Anti-Money .‫ﻭﺳﻴﺎﺳﺎﺕ ﻣﻜﺎﻓﺤﺔ ﻏﺴﻴﻞ ﺍﻷﻣﻮﺍﻝ‬
Laundering rules and policies).
:‫ﺗﻌﺪ�ﻞ ﻭﺇﻟﻐﺎﺀ ﺍﻟﺨﺪﻣﺎﺕ‬
Service Modification and Termination: ‫ ﺃﻭ ﺇﻟﻐﺎﺀ ﺃﻭ ﺗﻌﺪ�ﻞ ﺻﻼﺣﻴﺎﺕ ﻣﺴﺘﺨﺪﻡ ﻣﻌﻴﻦ‬،‫ﻳﺤﻖ ﻟﻠﻌﻤﻴﻞ ﺇﻟﻐﺎﺀ ﺃﻭ ﺗﻌﺪ�ﻞ ﺻﻼﺣﻴﺎ�ﻪ ﻓﻲ ﺍﻟﺨﺪﻣﺔ‬
The Client may cancel or edit the Service for itself or any of its Users at any time ‫ﻣﻦ ﺍﻟﻤﺴﺘﺨﺪﻣﻴﻦ ﻓﻲ ﺃﻱ ﻭﻗﺖ ﻭﺫﻟﻚ ﻋﻦ ﻃ��ﻖ ﻧﻤﺎﺫﺝ ﺍﻟﺒﻨﻚ ﺍﻟﺨﺎﺻﺔ ﺑﺬﻟﻚ ﻭﺗﻮﻗﻴﻌﻬﺎ ﻣﻦ ﻗﺒﻞ‬
by virtue of duly filled & signed forms provided by the Bank. .‫ﺍﻟﻤﻔﻮﺿﻴﻦ ﺍﻟﻤﻌﺘﻤﺪ�ﻦ ﻟـﺪﻯ ﺍﻟﻌﻤﻴﻞ‬
The Bank may, in its absolute discretion, cancel the registration of any User at any ‫ﻛﻤﺎ ﻳﺤﻖ ﻟﻠﺒﻨﻚ ﺍﻟﻘﻴﺎﻡ �ﺈﻟﻐﺎﺀ ﺻﻼﺣﻴﺎﺕ ﺍﻟﻌﻤﻴﻞ ﺃﻭ ﺃﻱ ﻣﻦ ﺍﻟﻤﺴﺘﺨﺪﻣﻴﻦ ﻷﻱ ﺃﺳﺒﺎﺏ ﻳ�ﺍﻫﺎ ﺩﻭﻥ‬
time without the need of any prior written notification. The cancellation process ‫ ﻭﻻ ﻳﺘﻢ ﺇﻋﻔﺎﺀ ﺍﻟﻌﻤﻴﻞ ﻣﻦ ﻣﺴﺆﻭﻟﻴﺔ ﻋﻦ ﺍﻟﻌﻤﻠﻴﺎﺕ ﺍﻟﺘﻲ ﺗﻤﺖ ﺃﻭ ﺗﻠﻚ‬،‫ﺍﻟﺤﺎﺟﺔ ﺇﻟﻰ ﻣﻮﺍﻓﻘﺔ ﺍﻟﻌﻤﻴﻞ‬
shall not affect Client’s accountabilities for any directives issued or any .‫ﺍﻟﺘﻲ ﻫﻲ ﻗﻴﺪ ﺍﻟﺘﻨﻔﻴﺬ ﻭﻗﺖ ﺇﻟﻐﺎﺀ ﺃﻭ ﺗﻌﺪ�ﻞ ﺍﻟﺼﻼﺣﻴﺎﺕ‬
transactions effected or any service already in progress at the time of cancellation.
:‫ﺳ��ﺔ ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻌﻤﻴﻞ‬
Client Information Confidentiality: ‫ﻓﻲ ﺣﺎﻝ ﺍﻧﻜﺸﺎﻑ �ﻴﺎﻧﺎﺕ ﺍﻟﻌﻤﻴﻞ ﺃﻭ ﺍﻟﻤﺴﺘﺨﺪﻡ ﺑﺄﻱ ﻃ��ﻘﺔ ﻛﺎﻧﺖ ﺃﻭ ﺗﻢ ﻓﻘﺪﺍﻧﻬﺎ ﺃﻭ ﺳﺮﻗﺘﻬﺎ ﺃﻭ‬
In case the Client or any User's identification, password or token becomes known,
‫ﻣﺴﺆﻭﻻ ﻋﻦ‬
ً ‫ ﻭﻳﻜﻮﻥ ﺍﻟﻌﻤﻴﻞ ﻭﺣﺪﻩ‬،‫ ﻓﺈﻧﻪ ﻳﺘﻮﺟﺐ ﻋﻠﻰ ﺍﻟﻌﻤﻴﻞ ﺇﺑﻼﻍ ﺍﻟﺒﻨﻚ ﻓﻮ�ﺍً ﻛﺘﺎﺑﺔ‬،‫ﻧﺴﻴﺎﻧﻬﺎ‬
obtained, stolen, lost or misplaced by whatever means, the Client shall be obliged
to immediately notify the Bank thereof in writing. The Client shall be solely liable .‫ﻛﺎﻓﺔ ﺍﻟﺘﻌﻠﻴﻤﺎﺕ ﻭﺍﻟﻌﻤﻠﻴﺎﺕ ﺍﻟﺘﻲ ﺗﻤﺖ ﻓﻲ ﻫﺬﺍ ﺍﻟﺨﺼﻮﺹ‬
for all the instructions, directives and inquiries acted on in respect of such
compromise.

Customer Complaints: :‫ﺷﻜﺎﻭﻯ ﺍﻟﻌﻤﻼﺀ‬

18-DB-243_FORM 18CB013

To officially issue a complaint, the Client may contact the Bank at the following :‫ ﻳﻤﻜﻦ ﺍﻟﺘﻮﺍﺻﻞ ﻋﻠﻰ ﺍﻟﺮﻗﻢ‬،‫ﻓﻲ ﺣﺎﻝ ﺭﻏﺒﺔ ﺍﻟﻌﻤﻴﻞ ﻓﻲ ﺍﻟﺘﻮﺍﺻﻞ ﻣﻊ ﺍﻟﺒﻨﻚ ﻟﺘﻘﺪﻳﻢ ﺍﻋﺘ�ﺍﺽ‬
number: 920024288 920024288
A request will be open to the Client and an SMS will be sent indicating the
.‫ﻭﺳﻴﺘﻢ ﻓﺘﺢ ﻃﻠﺐ ﻟﻠﻌﻤﻴﻞ ﻭﺇﺭﺳﺎﻝ ﺭﺳﺎﻟﺔ ﻧﺼﻴﺔ ﻟﻠﻮﻗﺖ ﺍﻟﻤﺘﻮﻗﻊ ﻟﻼ�ﺘﻬﺎﺀ‬
expected date of closure.

| ‫ | ﺧﺎﺿﻊ ﻹﺷ�ﺍﻑ ﻭﺭﻗﺎﺑﺔ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬4030001588 .‫ﺕ‬.‫ | ﺱ‬300002471110003 ‫ ��ﺎﻝ ﺳﻌﻮﺩﻱ ﻣﺪﻓﻮﻉ ﺑﺎﻟﻜﺎﻣﻞ | ﺍﻟﺮﻗﻢ ﺍﻟﻀ��ﺒﻲ‬44,780,000,000 ‫ﺍﻟﺒﻨﻚ ﺍﻷﻫﻠﻲ ﺍﻟﺴﻌﻮﺩﻱ | ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﺳﻌﻮﺩﻳﺔ | �ﺃﺱ ﺍﻟﻤﺎﻝ‬
| ‫ – ﺣﻲ ﺍﻟﻌﻘﻴﻖ‬3208 | ‫ﻡ( | ﺍﻟﻤﺒﻨﻰ ﺍﻟﺮﺋﻴﺴﻲ ﺑ�ﺝ ﺍﻟﺒﻨﻚ ﺍﻷﻫﻠﻲ ﺍﻟﺴﻌﻮﺩﻱ ﻣﺮﻛﺰ ﺍﻟﻤﻠﻚ ﻋﺒﺪﺍﻪﻠﻟ ﺍﻟﻤﺎﻟﻲ ﻃ��ﻖ ﺍﻟﻤﻠﻚ ﻓﻬﺪ‬26/12/1953 ‫ﻫـ )ﺍﻟﻤﻮﺍﻓﻖ‬20/4/1373 ‫ ﺍﻟﺼﺎﺩﺭ ﺑﺘﺎ��ﺦ‬3737 ‫ﻣﺮﺧﺺ ﻟﻪ ﺑﻤﻮﺟﺐ ﺍﻷﻣﺮ ﺍﻟﺴﺎﻣﻲ ﺭﻗﻢ‬
Page 3 / 5 www.alahli.com | 920001000 | 13519 – 6676 ‫ | ﺍﻟ��ﺎﺽ‬778 ‫ﺭﻗﻢ ﺍﻟﻮﺣﺪﺓ‬
”‫ﻋﻨﺪﻣﺎ �ﺮﺩ ﺫﻛﺮ ﺍﺳﻢ “ﺍﻟﺒﻨﻚ ﺍﻷﻫﻠﻲ ﺍﻟﺘﺠﺎﺭﻱ” ﺃﻭ “ﺍﻷﻫﻠﻲ” ﺃﻭ “ﺍﻟﺒﻨﻚ” ﻓﺘﻜﻮﻥ ﺍﻹﺷﺎﺭﺓ ﺇﻟﻰ “ﺍﻟﺒﻨﻚ ﺍﻷﻫﻠﻲ ﺍﻟﺴﻌﻮﺩﻱ‬
 ‫ ﺇﻱ ﻛﻮﺭﺏ ﻣﻮﺑﺎ�ﻞ‬/ ‫ﺇ�ــــــﻔﺎﻗﻴﺔ ﺇﻱ ﻛﻮﺭﺏ‬
eCorp Agreement/eCorp Mobile

The Client shall also exert all possible care and precautionary effort to ensure that ً‫ﻭ�ﺒﺬﻝ ﺍﻟﻌﻤﻴﻞ ﻛﺎﻓﺔ ﺍﻟﻮﺳﺎﺋﻞ ﻭﺍﻻﺣﺘﻴﺎﻃﺎﺕ ﻟﻀﻤﺎﻥ ﻭﺻﻮﻝ ﺍﻟﻤﺴﺘﺨﺪﻣﻴﻦ ﺇﻟﻰ ﺍﻟﺨﺪﻣﺔ ﺣﺼ�ﺍ‬
only its Users shall have access to the Service, exclusively by using the credentials ‫ ﻭﻳﻜﻮﻥ ﺍﻟﻌﻤﻴﻞ ﻭﺣﺪﻩ‬.‫ﺑﺎﺳﺘﺨﺪﺍﻡ �ﻴﺎﻧﺎﺕ ﺍﻟﺪﺧﻮﻝ ﺍﻟﻤﻘﺪﻣﺔ ﺇﻟﻰ ﻛﻞ ﻣﺴﺘﺨﺪﻡ ﻋﻠﻰ ﺣﺪﺓ‬
provided to each individual User by the Bank. The Client shall be fully and solely ‫ﻣﺴﺆﻭﻻ ﻣﺴﺆﻭﻟﻴﺔ ﻛﺎﻣﻠﺔ ﻋﻦ ﻋﺪﻡ ﺇﻓﺼﺎﺡ ﺍﻟﻤﺴﺘﺨﺪﻣﻴﻦ ﻋﻦ �ﻴﺎﻧﺎﺕ ﺍﺳﺘﺨﺪﺍﻡ ﺍﻟﺨﺪﻣﺔ ﻷﻱ‬
ً
responsible for ensuring that such Users do not divulge or make available any .‫ﻣﺴﺆﻭﻻ ﺃﻭ ﻣﻮﻇﻒ ﻣﻦ ﻣﻮﻇﻔﻲ ﺍﻟﺒﻨﻚ ﺃﻭ ﺃﻱ ﻃﺮﻑ ﺁﺧﺮ‬
ً
User’s identification to any Bank officer or employee or any third party.
‫ﻳﺘﻌﻬﺪ ﺍﻟﺒﻨﻚ ﺑﻌﺪﻡ ﺇﻓﺸﺎﺀ ﺃﻱ ﻣﻦ ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻌﻤﻴﻞ ﺃﻭ ﻣﺴﺘﺨﺪﻣﻴﻪ ﺃﻭ ﺍﺳﺘﺨﺪﺍﻡ ﻫﺬﻩ‬
The Bank shall not utilize or disclose this information for any commercial purpose
outside the scope of the Bank's services. .‫ﺍﻟﻤﻌﻠﻮﻣﺎﺕ ﻷﻏ�ﺍﺽ ﺗ�ﻭﻳﺠﻴﺔ ﺧﺎ�ﺝ ﻧﻄﺎﻕ ﻋﻤﻞ ﺍﻟﺒﻨﻚ‬

The Client understands the potential threats of using public or unprotected ‫ ﻳﺤﺬﺭ ﺍﻟﺒﻨﻚ ﻣﻦ ﺍﺳﺘﺨﺪﺍﻡ ﺍﻟﺸﺒﻜﺎﺕ ﺍﻟﻌﺎﻣﺔ ﺃﻭﻏﻴﺮ‬،‫ﻭﻟﺤﻤﺎﻳﺔ ﻣﻌﻠﻮﻣﺎﺕ ﺍﻟﻌﻤﻴﻞ ﻣﻦ ﺍﻻﻧﻜﺸﺎﻑ‬
networks. The Bank shall not be liable for any breach from such thusly. ‫ﺍﻟﻤﻌ�ﻭﻓﺔ ﻭﻻ ﻳﺘﺤﻤﻞ ﺍﻟﺒﻨﻚ ﻣﺴﺆﻭﻟﻴﺔ ﺃﻱ ﺧﻠﻞ ﺃﻭ ﺧ�ﻕ ﺃﻣﻨﻲ ﻳﺘﻌﺮﺽ ﻟﻪ ﺍﻟﻌﻤﻴﻞ ﺟ�ﺍﺀ ﺍﺳﺘﺨﺪﺍﻡ‬
.‫ﻫﺬﻩ ﺍﻟﻮﺳﺎﺋﻂ‬
Service Messages & Alerts:
The Bank may occasionally communicate important notices to its Users via the
:‫ﺭﺳﺎﺋﻞ ﻭﺇﺷﻌﺎ�ﺍﺕ ﺍﻟﺨﺪﻣﺔ‬
Service by sending messages and/or alerts, and it is the User’s responsibility to
periodically check their inboxes for such important message. ‫ ﻭﺃﻧﻪ ﻣﻦ‬،‫ﻗﺪ ﻳﻘﻮﻡ ﺍﻟﺒﻨﻚ ﺑﺎﻟﺘﻮﺍﺻﻞ ﻣﻊ ﺍﻟﻤﺴﺘﺨﺪﻡ ﻋﻦ ﻃ��ﻖ ﺍﻟﺨﺪﻣﺔ ﺑﺸﻜﻞ ﺭﺳﺎﺋﻞ ﺃﻭ �ﻨ�ﻴﻬﺎﺕ‬
Furthermore, the Client authorizes the Bank to make use of electronic mail in .‫ﻣﺴﺆﻭﻟﻴﺔ ﺍﻟﻤﺴﺘﺨﺪﻡ ﻣ�ﺍﺟﻌﺔ ﺍﻟﺮﺳﺎﺋﻞ ﻭﺍﻻﺷﻌﺎ�ﺍﺕ ﺍﻟﺨﺎﺻﺔ ﺑﻬﻢ ﺑﺸﻜﻞ ﺩﻭﺭﻱ‬
sending notifications and correspondences related to the Service. The Client ‫ �ﻮﺍﻓﻖ ﺍﻟﻌﻤﻴﻞ ﻭﻳﻔﻮﺽ ﺍﻟﺒﻨﻚ ﺑﺎﺳﺘﺨﺪﺍﻡ ﺍﻟﺒ��ﺪ ﺍﻹﻟﻜﺘ�ﻭﻧﻲ ﻹﺭﺳﺎﻝ‬،‫ﺑﺎﻹﺿﺎﻓﺔ ﺇﻟﻰ ﺫﻟﻚ‬
should take all necessary measures to maintain the secrecy of messages received ‫ ﻭﻳﺘﻮﺟﺐ ﻋﻠﻰ ﺍﻟﻌﻤﻴﻞ ﺍﻟﻘﻴﺎﻡ ﺑﻜﺎﻓﺔ ﺍﻹﺟ�ﺍﺀﺍﺕ‬،‫ﺍﻟﻤ�ﺍﺳﻼﺕ ﻭﺍﻹﺷﻌﺎ�ﺍﺕ ﺍﻟﺨﺎﺻﺔ ﺑـﺎﻟﺨﺪﻣﺔ‬
by any means and shall be held responsible for any violation in this regard. ‫ﻣﺴﺆﻭﻻ ﻋﻦ ﺃﻱ ﺍ�ﺘﻬﺎﻙ‬
ً ‫ﻟﻠﺤﻔﺎﻅ ﻋﻠﻰ ﺳ��ﺔ ﺍﻟﻤﻌﻠﻮﻣﺎﺕ ﺍﻟﻤﺴﺘﻠﻤﺔ ﻣﻦ ﺍﻟﺒﻨﻚ ﻭﻳﻜﻮﻥ ﺍﻟﻌﻤﻴﻞ‬
.‫ﻓﻲ ﻫﺬﺍ ﺍﻟﺼﺪﺩ‬
Tariff and Charges:
The Client undertakes to pay the fees / charges determined by the Bank in relation
:‫ﺍﻟﺘﻌﺮﻓﺔ ﻭﺍﻟﺮﺳﻮﻡ‬
to the Service as the Bank may prescribe from time to time. The Bank reserves the
right to amend the fees / charges at any time and the Client shall be informed in
،‫ﻳﻠﺘﺰﻡ ﺍﻟﻌﻤﻴﻞ ﺑﺴﺪﺍﺩ ﻛﺎﻓﺔ ﺍﻟﺮﺳﻮﻡ ﻭﺍﻟﻤﺼﺎ��ﻒ ﺍﻟﻤﺤﺪﺩﺓ ﻣﻦ ﻗﺒﻞ ﺍﻟﺒﻨﻚ ﻭﺍﻟﻤﺘﻌﻠﻘﺔ ﺑﺎﻟﺨﺪﻣﺔ‬
the event of amendments to the fees / charges. The Client authorizes the Bank to ‫ ﻭﺳﻴﺘﻢ ﺇﺧﻄﺎﺭ‬،‫ﻭﻳﺤﺘﻔﻆ ﺍﻟﺒﻨﻚ ﺑﺤﻘﻪ ﻓﻲ ﺗﻌﺪ�ﻞ ﺗﻠﻚ ﺍﻟﺮﺳﻮﻡ ﻭﺍﻟﻤﺼﺎ��ﻒ ﻓﻲ ﺃﻱ ﻭﻗﺖ ﻳ�ﺍﻩ‬
debit its account(s) for any fees or charges. ‫ﺍﻟﻌﻤﻴﻞ ﺑﺘﻠﻚ ﺍﻟﺘﻌﺪﻳﻼﺕ ﻓﻲ ﺣﻴﻨﻬﺎ ﻭﻳﻔﻮﺽ ﺍﻟﻌﻤﻴﻞ ﺍﻟﺒﻨﻚ ﺑﺎﻟﺨﺼﻢ ﻣﻦ ﺣﺴﺎﺏ ﺃﻭ ﺣﺴﺎﺑﺎﺕ‬
.‫ﺍﻟﻌﻤﻴﻞ ﻣﺒﺎﻟﻎ ﺍﻟﺮﺳﻮﻡ ﺃﻭ ﺍﻟﻤﺼﺎ��ﻒ‬
Charges, Fees and Payments:
1) Where VAT is applicable, the Profit Margin/Charges/Fees or amounts to be :‫ﺍﻟﺪﻓﻌﺎﺕ ﻭﺍﻟﺮﺳﻮﻡ ﻭﺍﻷﺗﻌﺎﺏ‬
provided for under or in accordance with this Agreement and related services are ‫ ﺃﻭ ﺃﻯ ﺭﺳﻮﻡ ﺃﻭ ﺃ�ﻌﺎﺏ‬،‫ ﻓﺈﻥ ﺃﻯ ﻫﺎﻣﺶ ﺭﺑﺢ‬،‫( ﻋﻨﺪﻣﺎ ﺗﻜﻮﻥ ﺿ��ﺒﺔ ﺍﻟﻘﻴﻤﺔ ﺍﻟﻤﻀﺎﻓﺔ ﻣﻔ�ﻭﺿﺔ‬1
stated exclusive of VAT, which shall be added at the prevailing rate of five percent ‫ﺃﻭ ﺃﻳﺔ ﻣﺒﺎﻟﻎ ﺗﺪﻓﻊ ﻭﻓﻘﺎً ﻟﻬﺬﻩ ﺍﻹﺗﻔﺎﻗﻴﺔ ﻭ ﺍﻟﺨﺪﻣﺎﺕ ﺍﻟﻤﺸﺎﺭ ﺇﻟﻴﻬﺎ ﺗﻌﺘﺒﺮ ﺧﺎﻟﺼﺔ ﻣﻦ ﺿ��ﺒﺔ ﺍﻟﻘﻴﻤﺔ‬
(5%) or as amended in the future whether by increase or decrease and charged to
(5%) ‫ ﻭﺍﻟﺘﻰ ﺳﻮﻑ ﺗﻀﺎﻑ ﻗﻴﻤﺘﻬﺎ ﻭﻓﻘﺎً ﻟﻤﻌﺪﻝ ﺍﻟﻀ��ﺒﺔ ﺍﻟﻤﻄﺒﻖ ﻭﻫﻮ ﺧﻤﺴﺔ ﺑﺎﻟﻤﺎﺋﺔ‬،‫ﺍﻟﻤﻀﺎﻓﺔ‬
the Customer.
.‫ ﻭﻳﺘﻢ ﺗﺤﻤﻴﻠﻬﺎ ﻋﻠﻰ ﺍﻟﻌﻤﻴﻞ‬،‫ﺳﻮﺍﺀ ﺑﺎﻟ��ﺎﺩﺓ ﺃﻭ ﺍﻟﻨﻘﺼﺎﻥ‬
ً ‫ﻣﺴﺘﻘﺒﻼ‬
ً ‫ﺗﻌﺪﻝ ﺍﻟﻨﺴﺒﺔ‬
ُ ‫ﺃﻭ ﻛﻤﺎ‬
2) Notwithstanding the sub-clause above and if, for whatsoever reason and ‫( ﻋﻠﻰ ﺍﻟﺮﻏﻢ ﻣﻦ ﺍﻟﻔﻘﺮﺓ ﺃﻋﻼﻩ ﻭﻷﻯ ﺳﺒﺐ ﻛﺎﻥ ﻭﺳﻮﺍﺀ ﻛﺎﻥ ﺫﻟﻚ ﻓﻴﻤﺎ ﻳﺨﺺ ﻣﻌﺎﻣﻠﺔ ﻣﻌﻴﻨﺔ‬2
whether for specific transaction or in general within applying the terms and ‫ ﺇﺫﺍ ﻗﺎﻡ ﺍﻟﺒﻨﻚ ﺍﻷﻫﻠﻲ‬،‫ﺃﻭ ﺑﺼﻮﺭﺓ ﻋﺎﻣﺔ ﻓﻴﻤﺎ ﻳﺨﺺ ﺗﻄ�ﻴﻖ ﺷ�ﻭﻁ ﻭﺃﺣﻜﺎﻡ ﻫﺬﻩ ﺍﻹﺗﻔﺎﻗﻴﺔ‬
conditions of this Agreement, SNB has made any or all of the Charges/Fees or ‫ ﺃﻭ ﺃﻯ ﺭﺳﻮﻡ ﺃﻭ ﺃ�ﻌﺎﺏ ﺃﻭ ﺃﻳﺔ‬،‫ﺍﻟﺴﻌﻮﺩﻱ ﺑﺘﻀﻤﻴﻦ ﺿ��ﺒﺔ ﺍﻟﻘﻴﻤﺔ ﺍﻟﻤﻀﺎﻓﺔ ﻓﻰ ﺃﻯ ﻫﺎﻣﺶ ﺭﺑﺢ‬
amounts to be provided inclusive of VAT, SNB shall provide an account statement ‫ ﺳﻮﻑ ﻳﻘﻮﻡ ﺍﻟﺒﻨﻚ ﺍﻷﻫﻠﻲ ﺍﻟﺴﻌﻮﺩﻱ ﺑﺘﻀﻤﻴﻦ ﻛﺸﻒ‬،‫ﻣﺒﺎﻟﻎ ﺗﺪﻓﻊ ﻭﻓﻘﺎً ﻟﻬﺬﻩ ﺍﻹﺗﻔﺎﻗﻴﺔ‬
(if any) the following month which will provide a breakdown of the applicable VAT ‫ﺍﻟﺤﺴﺎﺏ ﺍﻟﺨﺎﺹ ﺑﺎﻟﻌﻤﻴﻞ ﺇﻥ ﻭﺟﺪ ﻓﻰ ﺍﻟﺸﻬﺮ ﺍﻟﻼﺣﻖ ﻣﺘﻀﻤﻨﺎً ﻗﻴﻤﺔ ﺍﻟﻀ��ﺒﺔ ﺍﻟﻤﻀﺎﻓﺔ ﺍﻟﻤﺤﻤﻠﺔ‬
amount and its rate at the prevailing rate as applicable and charged to the .‫ﻭﻣﻌﺪﻝ ﺍﻟﻌﺎﺋﺪ ﺍﻟﻤﻄﺒﻖ ﺍﻟﻤﺤﻤﻠﺔ ﻋﻠﻰ ﺍﻟﻌﻤﻴﻞ‬
Customer.
:‫ﺍﻟﺘﻜﺎﻟﻴﻒ ﺍﻟﻤﺮﺗﺒﻄﺔ ﺑﺎﺳﺘﺨﺪﺍﻡ ﺍﻟﺨﺪﻣﺔ‬
Costs Associated with Using the Service:
‫�ﻮﺍﻓﻖ ﺍﻟﻌﻤﻴﻞ ﻋﻠﻰ ﺗﺤﻤﻞ ﻛﺎﻓﺔ ﺗﻜﺎﻟﻴﻒ ﺍﻻﺗﺼﺎﻝ )ﺑﻤﺎ ﻓﻴﻬﺎ ﺗﻜﺎﻟﻴﻒ ﺍﻟﻬﺎ�ﻒ ﻭﺍﻹ�ﺘﺮﻧﺖ( ﺃﻭ ﺃﻱ‬
Client agrees to bear all the costs of communication (including telephone usage
and internet connectivity costs) and/or any other costs related to using the .‫ﺗﻜﺎﻟﻴﻒ ﺧﺎﺻﺔ ﺑﺎﺳﺘﺨﺪﺍﻡ ﺍﻟﺨﺪﻣﺔ‬
Service.

Intellectual and Property Rights ‫ﺍﻟﺤﻘﻮﻕ ﺍﻟﻔﻜ��ﺔ ﻭﺍﻟﻤﻠﻜﻴﺔ‬

Token Device: :‫ﺃﺟﻬﺰﺓ ﺍﻟﺘﺸﻔﻴﺮ‬

The Client acknowledges that any electronic system or device provided by the Bank ‫ﻳﻘـﺮ ﺍﻟﻌﻤـﻴـﻞ ﺑـﺄﻥ ﺟﻤﻴﻊ ﺍﻟﻤﻌﺪﺍﺕ ﺍﻹﻟﻜـﺘ�ﻭﻧـﻴـﺔ ﻭﺍﻷﺟﻬﺰﺓ ﺍﻟﻤﻠﺤﻘﺔ ﺍﻟﺘﻲ ﻳﺘﻢ ﺗ�ﻭﻳﺪ ﺍﻟﻌﻤﻴﻞ ﺑﻬﺎ‬
is and shall remain at all the times the sole property of the Bank. Accordingly, the .‫ﻣﻦ ﻗﺒﻞ ﺍﻟﺒﻨﻚ ﻫـﻲ ﻣـﻠﻚ ﺧـﺎﻟـﺺ ﻟﻠـﺒﻨﻚ ﻭﺗـﻈـﻞ ﻛـﺬﻟﻚ ﻃﻮﺍﻝ ﻓـﺘـﺮﺓ ﺍﺳﺘﺨـﺪﺍﻡ ﺍﻟﻌﻤﻴﻞ ﻟﻬﺎ‬
Client undertakes to deliver the said system or devices upon the request of the ‫ﻭ�ﻮﺍﻓﻖ ﺍﻟﻌﻤﻴﻞ ﻋﻠﻰ ﺇﻋﺎﺩﺗﻬﺎ ﻟﻠﺒﻨﻚ ﻋﻨﺪ ﻣﻄﺎﻟﺒﺔ ﺍﻟﺒﻨﻚ ﺑﺬﻟﻚ ﻭﺑﻨﻔﺲ ﺣﺎﻟﺘﻬﺎ ﺍﻟﺘﻲ ﺗﻢ ﺗﺴﻠﻴﻤﻬﺎ‬
Bank and in the same condition in which the respective system was received by the
. ‫ﻟﻠﻌﻤﻴﻞ‬
Client.

:‫ﺗﺼﻤﻴﻢ ﺍﻟﺨﺪﻣﺔ‬
Service Design:
The Bank shall have sole and full control in the design, configuration, appearance ‫ﻳـﻜـﻮﻥ ﻟﻠﺒﻨﻚ ﺍﻟﺘﺤـﻜﻢ ﺍﻟﺤﺼﺮﻱ ﻭﺍﻟـﻜـﺎﻣــﻞ ﻓﻲ ﺗـﺼـﻤﻴـﻢ ﻭﺷﻜﻞ ﻭﻣـﺤـﺘﻮﻳـﺎﺕ ﺍﻟﺨـﺪﻣﺔ ﻭﻳـﺤـﺘﻔﻆ‬
and content of the Service, and reserves the right to make modifications to such at .‫ﺑﺤـﻖ ﺇﺩﺧـﺎﻝ ﺗﻌﺪﻳﻼﺕ ﻋﻠﻰ ﺫﻟﻚ ﻓﻲ ﺃﻱ ﻭﻗﺖ‬
any time. ‫ﻛـﻤــﺎ ﻳـﺤـﺘﻔــﻆ ﺍﻟﺒﻨﻚ ﻭﺣـﺪﻩ ﺑﺎﻟﺤـﻖ ﻓﻲ ﺗﻌـﺪﻳـﻞ ﻛـﺎﻣـﻞ ﺍﻟﺨﺪﻣﺔ ﺃﻭ ﺟﺰﺀ ﻣـﻨﻬﺎ ﺃﻭ ﺇﻳـﻘـﺎﻓﻬـﺎ ﺃﻭ‬
Furthermore, The Bank reserves the sole right to modify, suspend or discontinue ‫ ﻭ�ﻮﺍﻓﻖ ﺍﻟﻌﻤﻴﻞ ﻋﻠﻰ ﺃﻥ ﺍﻟﺒﻨﻚ ﻏﻴﺮ ﻣﺴﺆﻭﻝ ﺗﺠـﺎﻩ ﺍﻟﻌﻤﻴﻞ ﺃﻭ‬،(‫ﺗﻌـﻠﻴﻘﻬﺎ )ﻣﺆﻗـﺘﺎً ﺃﻭ ﺑﺸـﻜـﻞ ﺩﺍﺋـﻢ‬
the Service or any part of it (temporarily or permanently). The Client agrees that the .‫ﺗﺠـﺎﻩ ﺃﻱ ﺃﻃـ�ﺍﻑ ﺃﺧـﺮﻯ �ﺘﻴﺠﺔ ﺫﻟﻚ‬
Bank shall not be held liable to the Client or to any third party for any such action.

General Terms & Conditions ‫ﺃﺣﻜﺎﻡ ﻋﺎﻣﺔ‬

Governing Law & Dispute Resolution: :‫ﺍﻟﻘﺎﻧﻮﻥ ﺍﻟﺬﻱ ﻳﺤﻜﻢ ﺍﻻﺗﻔﺎﻗﻴﺔ ﻭﺗﺴﻮﻳﺔ ﺍﻟﻤﻨﺎﺯﻋﺎﺕ‬
This agreement shall be governed by the laws and regulations of the Kingdom of .‫ﺗﻜـﻮﻥ ﻫـﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ ﻣﺤـﻜﻮﻣﺔ ﺑﺎﻷﻧﻈﻤﺔ ﻭﺍﻟﻘﻮﺍﻧﻴﻦ ﺍﻟﺴﺎ��ﺔ ﻓﻲ ﺍﻟﻤﻤﻠﻜﺔ ﺍﻟﻌﺮ�ﻴﺔ ﺍﻟﺴﻌﻮﺩﻳﺔ‬
Saudi Arabia. Any disputes arising under this agreement shall be referred to the ‫ﻭ ﺃﻳﺔ ﻧ�ﺍﻋﺎﺕ �ﻨﺸـﺄ ﺑـﺸـﺄﻥ ﻫـﺬﻩ ﺍﻷﺗـﻔـﺎﻗـﻴـﺔ ﺳـ�ﺘـﻢ ﺇﺣـﺎﻟـﺘـﻬـﺎ ﺇﻟﻰ ﻟﺠـﻨـﺔ ﺗﺴﻮﻳﺔ ﺍﻟﻤﻨﺎﺯﻋﺎﺕ‬
Saudi Arabian Monetary Agency’s Committee for Settlement of Banking :‫ﺍﻟﻌﻨﺎﻭ�ﻦ‬.‫ﺍﻟﻤﺼﺮﻓﻴـﺔ ﺑﺎﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬
Disputes.Headings:
‫ﺇﻥ ﻛـﺎﻓـﺔ ﺍﻟـﻌـﻨﺎﻭ�ﻦ ﺍﻟﺮﺋﻴﺴﻴـﺔ ﺍﻟـﻮﺍﺭﺩﺓ ﻓﻲ ﻫﺬﻩ ﺍﻻﺗـﻔﺎﻗـﻴﺔ ﻫﻲ ﻟﻐﺮﺽ ﺍﻹﺷﺎﺭﺓ ﻓﻘﻂ ﻭﻻ ﻳﻘﺼﺪ‬
All headings in this agreement are for reference purposes only and shall not be
.‫ﻣﻨﻬﺎ ﺃﻥ ﺗﺤﺪﺩ ﺃﻭ ﺗﺆﺛﺮ ﺑﻄ��ﻘﺔ ﺃﺧﺮﻯ ﻓﻲ ﺗﻔﺴﻴﺮ ﺃﻱ ﺷﺮﻁ ﻓﻲ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ ﺑﺄﻳﺔ ﻃ��ﻘﺔ‬
18-DB-243_FORM 18CB013

construed to limit or otherwise affect the interpretation of any provision in this

agreement in any way.

| ‫ | ﺧﺎﺿﻊ ﻹﺷ�ﺍﻑ ﻭﺭﻗﺎﺑﺔ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬4030001588 .‫ﺕ‬.‫ | ﺱ‬300002471110003 ‫ ��ﺎﻝ ﺳﻌﻮﺩﻱ ﻣﺪﻓﻮﻉ ﺑﺎﻟﻜﺎﻣﻞ | ﺍﻟﺮﻗﻢ ﺍﻟﻀ��ﺒﻲ‬44,780,000,000 ‫ﺍﻟﺒﻨﻚ ﺍﻷﻫﻠﻲ ﺍﻟﺴﻌﻮﺩﻱ | ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﺳﻌﻮﺩﻳﺔ | �ﺃﺱ ﺍﻟﻤﺎﻝ‬
| ‫ – ﺣﻲ ﺍﻟﻌﻘﻴﻖ‬3208 | ‫ﻡ( | ﺍﻟﻤﺒﻨﻰ ﺍﻟﺮﺋﻴﺴﻲ ﺑ�ﺝ ﺍﻟﺒﻨﻚ ﺍﻷﻫﻠﻲ ﺍﻟﺴﻌﻮﺩﻱ ﻣﺮﻛﺰ ﺍﻟﻤﻠﻚ ﻋﺒﺪﺍﻪﻠﻟ ﺍﻟﻤﺎﻟﻲ ﻃ��ﻖ ﺍﻟﻤﻠﻚ ﻓﻬﺪ‬26/12/1953 ‫ﻫـ )ﺍﻟﻤﻮﺍﻓﻖ‬20/4/1373 ‫ ﺍﻟﺼﺎﺩﺭ ﺑﺘﺎ��ﺦ‬3737 ‫ﻣﺮﺧﺺ ﻟﻪ ﺑﻤﻮﺟﺐ ﺍﻷﻣﺮ ﺍﻟﺴﺎﻣﻲ ﺭﻗﻢ‬
Page 4 / 5 www.alahli.com | 920001000 | 13519 – 6676 ‫ | ﺍﻟ��ﺎﺽ‬778 ‫ﺭﻗﻢ ﺍﻟﻮﺣﺪﺓ‬
”‫ﻋﻨﺪﻣﺎ �ﺮﺩ ﺫﻛﺮ ﺍﺳﻢ “ﺍﻟﺒﻨﻚ ﺍﻷﻫﻠﻲ ﺍﻟﺘﺠﺎﺭﻱ” ﺃﻭ “ﺍﻷﻫﻠﻲ” ﺃﻭ “ﺍﻟﺒﻨﻚ” ﻓﺘﻜﻮﻥ ﺍﻹﺷﺎﺭﺓ ﺇﻟﻰ “ﺍﻟﺒﻨﻚ ﺍﻷﻫﻠﻲ ﺍﻟﺴﻌﻮﺩﻱ‬
 ‫ ﺇﻱ ﻛﻮﺭﺏ ﻣﻮﺑﺎ�ﻞ‬/ ‫ﺇ�ــــــﻔﺎﻗﻴﺔ ﺇﻱ ﻛﻮﺭﺏ‬
eCorp Agreement/eCorp Mobile

Acceptance of Terms and Conditions: :‫ﻗﺒﻮﻝ ﻫﺬﻩ ﺍﻟﺸ�ﻭﻁ ﻭﺍﻷﺣﻜﺎﻡ‬

The Client understands that accepting this agreement forms an explicit ‫ﻳـﺪﺭﻙ ﺍﻟـﻌﻤـﻴـﻞ ﺗﻤـﺎﻣـﺎً ﺑﺄﻥ ﺍﻟﻤﻮﺍﻓﻘﺔ ﻋﻠﻰ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ ﻳـﻌﻨـﻲ ﺍﻟﻘﺒـﻮﻝ ﺍﻟـﺼ��ـﺢ ﻭﺍﻟﻜـﺎﻣﻞ‬
acceptance to all the terms and conditions provided herein and obligates the
‫ ﻭﻳﻠﺘﺰﻡ ﺍﻟﻌﻤﻴﻞ ﺑﺎﺳﺘﺨﺪﺍﻡ ﺍﻟﺨﺪﻣﺔ ﻓﻲ ﺇﻃﺎﺭ ﻭﺣﺪﻭﺩ‬،‫ﻟﺠـﻤﻴـﻊ ﺍﻟﺸ�ﻭﻁ ﻭﺍﻷﺣﻜﺎﻡ ﺍﻟﻮﺍﺭﺩﺓ ﻓﻴﻬﺎ‬
Client to use the Service exclusively within the provisions, ways and means
provided. .‫ﻭﺳﺒﻞ ﺍﻻﺳﺘﺨﺪﺍﻡ ﺑـﻤـﺎ ﻳﺘﻔﻖ ﻣـﻊ ﻣﺤﺘﻮﻯ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ‬
Accepting this agreement means that the Client shall not and may not make any ‫ﺇﻥ ﻣﻮﺍﻓﻘﺔ ﺍﻟـﻌﻤﻴﻞ ﻋﻠﻰ ﻫﺬﻩ ﺍﻻﺗـﻔﺎﻗـﻴﺔ ﻳﻌﻨﻲ ﻋﺪﻡ ﻗﻴﺎﻡ ﺍﻟﻌﻤﻴﻞ �ﺈﺟ�ﺍﺀ ﺃﻱ ﺗﻌﺪﻳﻼﺕ ﺃﻭ‬
amendments, changes or omissions of any part of the agreement, nor introduce or ‫ﺗﻐ�ﻴ�ﺍﺕ ﺃﻭ ﺣﺬﻭﻓﺎﺕ ﻷﻱ ﺟــﺰﺀ ﻣﻨـﻬـﺎ ﻭﻋــﺪﻡ ﺇﺩﺧــﺎﻝ ﺃﻭ ﺇﻗــﺤــﺎﻡ ﺃﻱ ﺑﻨــﺪ ﺃﻭ ﺟـﻤـﻠـﺔ ﻋﻠـﻴـﻬﺎ‬
involve any item or phrase in any form whatsoever. The Client agrees that in case ‫ ﻓﺈﻥ ﺍﻟﻌﻤﻴﻞ �ﻮﺍﻓﻖ ﻋﻠﻰ ﺍﻋﺘﺒﺎﺭﻫﺎ‬،‫ ﻭﻓﻲ ﺣـﺎﻝ ﺣـﺼـﻮﻝ ﻣﺜﻞ ﻫـﺬﻩ ﺍﻟﺘﻌﺪﻳﻼﺕ‬.‫ﺑـﺄﻱ ﺷﻜﻞ ﻛـﺎﻥ‬
of such amendments they are to be considered null, void and of no legal .‫ﻻﻏﻴﺔ ﻭﺑﺎﻃﻠﺔ ﻭﻏﻴﺮ ﻣﻠﺰﻣﺔ ﻟﻸﻃ�ﺍﻑ ﻣﻦ ﺍﻟﻨﺎﺣﻴﺔ ﺍﻟﻘﺎﻧﻮﻧﻴﺔ‬
significance or obligations towards the Parties.
‫ﻓﻲ ﺣﺎﻝ ﺍﺳﺘﻼﻡ ﺍﻟﺒﻨﻚ ﻷﻱ ﺷ�ﻭﻁ ﺃﻭ ﺃﺣﻜﺎﻡ ﻣﻌﺪﻟﺔ ﺳﻮﺍﺀ ﻭﺭﻗﻴﺎً ﺃﻭ ﻣﻦ ﺧﻼﻝ ﺍﻟﻮﺳﺎﺋﻞ‬
Shall the Bank receive any modified terms or conditions on paper or through
‫ﺍﻹﻟﻜﺘ�ﻭﻧﻴﺔ ﺃﻭ ﺃﻱ ﻭﺳﺎﺋﻞ ﺍ�ﺼﺎﻻﺕ ﺃﺧﺮﻯ ﻓﺈﻥ ﺍﻟﻌﻤﻴﻞ ﻳﻘﺮ ﻭ�ﻮﺍﻓﻖ ﻋﻠﻰ ﺃﻥ ﺍﺳﺘﻼﻡ ﺍﻟﺒﻨﻚ ﻟﻤﺜﻞ‬
electronic means or any other means of communication, the Client acknowledges
and agrees that the receipt by the Bank of such modifications does not constitute ‫ﻗﺒﻮﻻ ﻣﻦ ﻃﺮﻑ ﺍﻟﺒﻨﻚ ﺑﺄﻱ ﺣﺎﻝ ﻣﻦ ﺍﻷﺣﻮﺍﻝ ﻟﻬﺬﻩ‬
ً ‫ﻫﺬﻩ ﺍﻟﺘﻌﺪﻳﻼﺕ ﻻ ﻳﻤﺜﻞ ﺑﺤﺪ ﺫﺍ�ﻪ ﻣﻮﺍﻓﻘﺔ ﺃﻭ‬
approval or acceptance by the Bank in any way for said modifications, and that the ‫ ﻭﺃﻥ ﻫﺬﻩ ﺍﻟﺸ�ﻭﻁ ﻭﺍﻷﺣﻜﺎﻡ ﺍﻟﺘﻲ ﺟﺮﻯ ﺗﻌﺪﻳﻠﻬﺎ ﻣﻦ ﻗﺒﻞ ﺍﻟﻌﻤﻴﻞ ﺗﻌﺘﺒﺮ ﻣﺮﻓﻮﺿﺔ‬،‫ﺍﻟﺘﻌﺪﻳﻼﺕ‬
terms and conditions that have been modified by the client are rejected .‫ﺑﺸﻜﻞ ﺗﻠﻘﺎﺋﻲ ﺩﻭﻥ ﺍﻟﺤﺎﺟﺔ ﻹﺷﻌﺎﺭ ﺍﻟﻌﻤﻴﻞ‬
automatically without the need to notify the Client.
:‫ﺗﻐ�ﻴﺮ ﺃﻭ ﺗﻌﺪ�ﻞ ﺍﻟﺸ�ﻭﻁ ﻭﺍﻷﺣﻜﺎﻡ‬
Changing or Amending The Terms and Conditions: ‫ﻳﺤﺘﻔﻆ ﺍﻟﺒﻨﻚ ﺑﺎﻟﺤﻖ ﻓﻲ ﺗﻐ�ﻴﺮ ﺃﻭ ﺗﻌﺪ�ﻞ ﺃﻱ ﻣﻦ ﺍﻟﺸ�ﻭﻁ ﻭ ﺍﻷﺣﻜﺎﻡ ﺍﻟﺨﺎﺻﺔ ﺑﻬﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ ﺃﻭ‬
The Bank reserves the right to change any of the terms or conditions found in this ،‫ﺍﺳﺘﺒﺪﺍﻟﻬﺎ ﻛﻠﻴﺎً ﺑﺸ�ﻭﻁ ﻭﺃﺣﻜﺎﻡ ﺃﺧﺮﻯ ﻭﺫﻟﻚ ﺑﻌﺮﺽ ﻫﺬﻩ ﺍﻟﺸ�ﻭﻁ ﻭﺍﻷﺣﻜﺎﻡ ﻋﻠﻰ ﻣﻮﻗﻊ ﺍﻟﺨﺪﻣﺔ‬
agreement or to replace it entirely by posting any such revised content on the
‫ﺣﻴﺚ ﺇﻥ ﺍﺳﺘﻤ�ﺍ��ﺔ ﺍﺳﺘﺨﺪﺍﻡ ﺍﻟﻌﻤﻴﻞ ﻟﻠﺨﺪﻣﺔ ﺗﻌﺘﺒﺮ ﺑﻤﺜﺎﺑﺔ ﻣﻮﺍﻓﻘﺔ ﻣﻦ ﺍﻟﻌﻤﻴﻞ ﻋﻠﻰ ﺗﻠﻚ‬
Service’s webpage, the Client’s continued access to or use of the Service shall
.‫ﺍﻟﺘﻐ�ﻴ�ﺍﺕ‬
constitute the Client’s acceptance of any such changes.

Bank Rights: :‫ﺣﻘﻮﻕ ﺍﻟﺒﻨﻚ‬

No failure by the Bank to exercise and no delay in exercising any right, power or ً‫ﻻ ﻳﻌﻨﻲ ﻋﺪﻡ ﻗﻴﺎﻡ ﺍﻟﺒﻨﻚ ﺃﻭ ﺗﺄﺧﺮﻩ ﻓﻲ ﺍﺳﺘﺨﺪﺍﻡ ﺻﻼﺣﻴﺎ�ﻪ ﺃﻭ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺑﺤﻘﻮﻗﻪ ﺟﺰﺋﻴﺎً ﺃﻭ ﻛﻠﻴﺎ‬
privilege hereunder shall operate as a waiver thereof, nor shall any single or partial ‫ ﻛﻤﺎ ﻻ ﻳﻌﻨﻲ ﻗﻴﺎﻡ ﺍﻟﺒﻨﻚ ﺑﺎﺳﺘﺨﺪﺍﻡ ﺻﻼﺣﻴﺎ�ﻪ‬،‫�ﻨﺎ�ﻻ ﻣﻦ ﺍﻟﺒﻨﻚ ﻋﻦ ﺗﻠﻚ ﺍﻟﺤﻘﻮﻕ ﺃﻭ ﺍﻟﺼﻼﺣﻴﺎﺕ‬ ً
exercise of any rights, power or privilege preclude any other or further exercise ‫�ﻨﺎ�ﻻ ﻣﻦ ﺍﻟﺒﻨﻚ ﻋﻦ ﺑﺎﻗﻲ ﺗﻠﻚ ﺍﻟﺼﻼﺣﻴﺎﺕ ﺃﻭ‬
ً ‫ﺟﺰﺋﻴﺎً ﺃﻭ ﺑﻌﻀﻬﺎ ﺃﻭ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺑﺠﺰﺀ ﻣﻦ ﺣﻘﻮﻗﻪ‬
thereof. The rights and remedies herein provided are cumulative and not exclusive . ً‫ ﺃﻭ ﺃﻥ ﻳﻤﻨﻌﻪ ﺫﻟﻚ ﻣﻦ ﺍﺳﺘﺨﺪﺍﻡ ﻛﺎﻓﺔ ﺻﻼﺣﻴﺎ�ﻪ ﺃﻭ ﺍﻟﻤﻄﺎﻟﺒﺔ ﺑﻜﺎﻣﻞ ﺣﻘﻮﻗﻪ ﻻﺣﻘﺎ‬،‫ﺍﻟﺤﻘﻮﻕ‬
of any rights or remedies provided by law.
‫ﻛﺎﻣﻼ ﻻ ﻳﺘﺠ�ﺃ ﻓﻲ ﺍﺳﺘﺨﺪﺍﻡ ﺻﻼﺣﻴﺎ�ﻪ ﺃﻭ ﺍﻟﻤﻄﺎﻟﺒﺔ‬
ً ً‫ﻭﻋﻠﻴﻪ ﻳﻜﻮﻥ ﺣﻖ ﺍﻟﺒﻨﻚ ﺍﻟﻘﺎﻧﻮﻧﻲ ﺣﻘﺎ‬
.‫ﺑﺎﻟﺘﻌﻮﻳﺾ ﻋﻦ ﺃﻱ ﺃﺿ�ﺍﺭ ﻣﺘﻰ ﻣﺎ ﺩﻋﺖ ﺍﻟﺤﺎﺟﺔ ﻟﺬﻟﻚ‬

This Agreement: :‫ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ‬

The agreement, and its terms and conditions supplement any agreement which the ‫ﺗﻜﻮﻥ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ ﻣﻜﻤﻠﺔ ﻭﺟﺰﺀ ﻻ ﻳﺘﺠ�ﺃ ﻭﺗﺨﻀﻊ ﻷﺣﻜﺎﻡ ﻭﺷ�ﻭﻁ ﺃﻱ ﺍ�ﻔﺎﻗﻴﺔ ﺗﻢ ﺗﻮﻗﻴﻌﻬﺎ ﺃﻭ‬
Client has executed or may execute with the Bank governing any of the Client’s
.‫ﺳﻴﺘﻢ ﺗﻮﻗﻴﻌﻬﺎ ﻣﻊ ﺍﻟﻌﻤﻴﻞ ﺑﺨﺼﻮﺹ ﺣﺴﺎﺑﺎﺕ ﺃﻭ ﺧﺪﻣﺎﺕ ﺃﻭ ﻣﻨﺘﺠﺎﺕ ﺍﻟﻌﻤﻴﻞ‬
accounts, services or products.

The Accredited Language: :‫ﺍﻟﻠﻐﺔ ﺍﻟﻤﻌﺘﻤﺪﺓ‬

The Arabic language is the language of interpretation and execution of this ‫ﺍﻟﻠﻐﺔ ﺍﻟﻌﺮ�ﻴﺔ ﻫﻲ ﺍﻟﻠﻐﺔ ﺍﻟﻤﻌﺘﻤﺪﺓ ﻟﺘﻔﺴﻴﺮ ﻭ�ﻨﻔﻴﺬ ﻫﺬﻩ ﺍﻻﺗﻔﺎﻗﻴﺔ ﻭﻓﻲ ﺣﺎﻝ ﺃﻱ ﺍﺧﺘﻼﻑ �ﻴﻦ‬
agreement. In case of any inconsistency between the Arabic and English texts, the ‫ﺍﻟﻨﺺ ﺍﻟﻌﺮﺑﻲ ﻭﺍﻹﻧﺠﻠﻴﺰﻱ ﻓﺈﻧﻪ ﻳﻌﺘﺪ ﺑﺎﻟﻨﺺ ﺍﻟﻌﺮﺑﻲ ﻛﺄﺳﺎﺱ ﻟﺘﻔﺴﻴﺮ ﻭﻓﻬﻢ ﻭ�ﻨﻔﻴﺬ ﻫﺬﻩ‬
Arabic text shall prevail and shall be the basis of interpretation and execution of this .‫ﺍﻻﺗﻔﺎﻗﻴﺔ‬
agreement.

‫ﺍﻟــــﻌــﻤــﻴــــــــﻞ‬ ‫ﺍﻟﺒﻨﻚ ﺍﻷﻫﻠﻲ ﺍﻟﺴﻌﻮﺩﻱ‬

The Client The Saudi national bank

Name: :‫ﺍﻻﺳــــــﻢ‬ Name: :‫ﺍﻻﺳــــــﻢ‬

Signature: :‫ﺍﻟﺘـﻮﻗـــــﻴﻊ‬ Signature: :‫ﺍﻟﺘـﻮﻗـــــﻴﻊ‬

Name: :‫ﺍﻻﺳــــــﻢ‬ Title: :‫ﻣﺴﻤﻰ ﺍﻟﻮﻇﻴﻔﺔ‬

Signature: :‫ﺍﻟﺘـﻮﻗـــــﻴﻊ‬ Date: :‫ﺍﻟﺘﺎ��ﺦ‬

Date: :‫ﺍﻟﺘﺎ��ﺦ‬
18-DB-243_FORM 18CB013

| ‫ | ﺧﺎﺿﻊ ﻹﺷ�ﺍﻑ ﻭﺭﻗﺎﺑﺔ ﺍﻟﺒﻨﻚ ﺍﻟﻤﺮﻛﺰﻱ ﺍﻟﺴﻌﻮﺩﻱ‬4030001588 .‫ﺕ‬.‫ | ﺱ‬300002471110003 ‫ ��ﺎﻝ ﺳﻌﻮﺩﻱ ﻣﺪﻓﻮﻉ ﺑﺎﻟﻜﺎﻣﻞ | ﺍﻟﺮﻗﻢ ﺍﻟﻀ��ﺒﻲ‬44,780,000,000 ‫ﺍﻟﺒﻨﻚ ﺍﻷﻫﻠﻲ ﺍﻟﺴﻌﻮﺩﻱ | ﺷﺮﻛﺔ ﻣﺴﺎﻫﻤﺔ ﺳﻌﻮﺩﻳﺔ | �ﺃﺱ ﺍﻟﻤﺎﻝ‬
| ‫ – ﺣﻲ ﺍﻟﻌﻘﻴﻖ‬3208 | ‫ﻡ( | ﺍﻟﻤﺒﻨﻰ ﺍﻟﺮﺋﻴﺴﻲ ﺑ�ﺝ ﺍﻟﺒﻨﻚ ﺍﻷﻫﻠﻲ ﺍﻟﺴﻌﻮﺩﻱ ﻣﺮﻛﺰ ﺍﻟﻤﻠﻚ ﻋﺒﺪﺍﻪﻠﻟ ﺍﻟﻤﺎﻟﻲ ﻃ��ﻖ ﺍﻟﻤﻠﻚ ﻓﻬﺪ‬26/12/1953 ‫ﻫـ )ﺍﻟﻤﻮﺍﻓﻖ‬20/4/1373 ‫ ﺍﻟﺼﺎﺩﺭ ﺑﺘﺎ��ﺦ‬3737 ‫ﻣﺮﺧﺺ ﻟﻪ ﺑﻤﻮﺟﺐ ﺍﻷﻣﺮ ﺍﻟﺴﺎﻣﻲ ﺭﻗﻢ‬
Page 5 / 5 www.alahli.com | 920001000 | 13519 – 6676 ‫ | ﺍﻟ��ﺎﺽ‬778 ‫ﺭﻗﻢ ﺍﻟﻮﺣﺪﺓ‬
”‫ﻋﻨﺪﻣﺎ �ﺮﺩ ﺫﻛﺮ ﺍﺳﻢ “ﺍﻟﺒﻨﻚ ﺍﻷﻫﻠﻲ ﺍﻟﺘﺠﺎﺭﻱ” ﺃﻭ “ﺍﻷﻫﻠﻲ” ﺃﻭ “ﺍﻟﺒﻨﻚ” ﻓﺘﻜﻮﻥ ﺍﻹﺷﺎﺭﺓ ﺇﻟﻰ “ﺍﻟﺒﻨﻚ ﺍﻷﻫﻠﻲ ﺍﻟﺴﻌﻮﺩﻱ‬