MERCHANT SERVICES AGREEMENT

MERCHANT SERVICES AGREEMENT / ‫اﺗﻔﺎﻗﻴﺔ ﺧﺪﻣﺎت اﻟﺘﺎﺟﺮ‬

Effective Date: The Merchant Services Agreement is effective as of [DATE] : ‫ﺗﺎ رﻳ ﺦ ﺳ ﺮﻳﺎ ن اﻟﻌ ﻘ ﺪ‬

(‫اﺗ ﻔ ﺎ ﻗ ﻴ ﺔ ﺧ ﺪ ﻣ ﺎ ت ا ﻟ ﺘ ﺎ ﺟ ﺮ ﺻ ﺎ ﻟ ﺤ ﺔ ﻣ ﻦ ﺗ ﺎ رﻳ ﺦ )ا ﻟ ﺘ ﺎ رﻳ ﺦ‬

The Company: The first signatory on the execution page, the “Company” is :‫ا ﻟ ﺸ ﺮ ﻛ ﺔ‬

:‫ "ا ﻟ ﺸ ﺮ ﻛ ﺔ " ﻫ ﻲ‬، ‫ا ﻟ ﻤ ﻮ ﻗ ﻊ ا ﻻ و ل ﻋ ﻠ ﻰ ﺻ ﻔ ﺤ ﺔ ا ﻟ ﺘ ﻮ ﻗ ﻴ ﻊ‬

Commercial Name PayTabs Egypt Solution ‫ا ﺳ ﻢ اﻟ ﺸ ﺮ ﻛﺔ‬

Commercial Registration Number 153376 ‫ر ﻗ ﻢ اﻟ ﺴ ﺠ ﻞ اﻟﺘ ﺠﺎ ر ي‬

Registered Address The Greek Campus, 28 Falaki Street, Bab El Louk, Tahrir, ‫اﻟ ﻌﻨ ﻮا ن اﻟ ﻤ ﺪ و ن‬

Cairo, Egypt.

Represented by Karim Eyada ‫ﻣ ﻤﺜ ﻞ اﻟ ﺸ ﺮ ﻛ ﺔ‬

Designation Managing Director ‫اﻟ ﻤﻨ ﺼ ﺐ‬

Email Address [email protected] ‫اﻟﺒ ﺮﻳ ﺪ ا ﻹﻟ ﻜﺘ ﺮ وﻧ ﻲ‬

The Merchant: The second signatory on the execution page, the “Merchant” is: :‫اﻟﺘﺎ ﺟ ﺮ‬

:‫ "ا ﻟ ﺘ ﺎ ﺟ ﺮ " ﻫ ﻮ‬، ‫ا ﻟ ﻤ ﻮ ﻗ ﻊ ا ﻟ ﺜ ﺎﻧ ﻲ ﻋ ﻠ ﻰ ﺻ ﻔ ﺤ ﺔ ا ﻟ ﺘ ﻮ ﻗ ﻴ ﻊ‬

Company Name ‫ا ﻟ ﻤ ﺘ ﻜ ﺎ ﻣ ﻠ ﻪ ﻟ ﺘ ﺠ ﺎ ر ة ا ﻷ د وا ت ا ﻟ ﻤ ﻨ ﺰ ﻟ ﻴ ﺔ‬ ‫ا ﺳ ﻢ اﻟﺘﺎ ﺟ ﺮ‬

Company Registration Number 48464 ‫ر ﻗ ﻢ اﻟ ﺴ ﺠ ﻞ اﻟﺘ ﺠﺎ ر ي‬

Company Address ‫ ا ﻟ ﺪ ﻗ ﻬ ﻠ ﻴ ﺔ ﻣ ﺮ ﻛ ﺰ و ﻣ ﺪﻳ ﻨ ﺔ ﺑ ﻠ ﻘ ﺎ س ا ﻟ ﺨ ﺎ زﻧ ﺪا‬,‫ ﻧ ﺴ ﻤ ﻪ ﺧ ﺎ ﻟ ﺪ ا ﻟ ﺴ ﻴ ﺪ ﺣ ﺎ ﻣ ﺪ‬/ ‫ ﺑ ﻤ ﻠ ﻚ‬, ‫ﻋﻨ ﻮا ن اﻟﺘﺎ ﺟ ﺮ‬

Belqas , EG

Signatory Name ‫ﻧ ﻬ ﺎ ﻋ ﺒ ﺪا ﻟ ﺮ ﺣ ﻤ ﻦ ﻣ ﻨ ﺪ و ر ﺣ ﺴ ﻦ‬ ‫ا ﺳ ﻢ اﻟ ﻤ ﺨ ﻮ ل ﺑﺎﻟﺘ ﻮ ﻗﻴ ﻊ‬

Store Name ‫ا ﻟ ﻤ ﺘ ﻜ ﺎ ﻣ ﻠ ﻪ ﻟ ﺘ ﺠ ﺎ ر ة ا ﻷ د وا ت ا ﻟ ﻤ ﻨ ﺰ ﻟ ﻴ ﺔ‬ ‫ا ﺳ ﻢ اﻟ ﻤﺘ ﺠ ﺮ‬

Website http://ourmisr.com ‫اﻟ ﻤ ﻮ ﻗ ﻊ ا ﻹﻟ ﻜﺘ ﺮ وﻧ ﻲ‬

Email Address [email protected] ‫اﻟﺒ ﺮﻳ ﺪ ا ﻹﻟ ﻜﺘ ﺮ وﻧ ﻲ‬

Merchant and the undersigned, as the legal representative of ‫ أ ن ﻋ ﻠ ﻰ ﺣ ﺪ‬، ‫ ﺑ ﺎ ﻋ ﺘ ﺒ ﺎ ر ه ا ﻟ ﻤ ﻤ ﺜ ﻞ ا ﻟ ﻘ ﺎﻧ ﻮﻧ ﻲ ﻟ ﻠ ﺘ ﺎ ﺟ ﺮ‬، ‫ﻳ ﺆ ﻛ ﺪ ا ﻟ ﺘ ﺎ ﺟ ﺮ وا ﻟ ﻤ ﻮ ﻗ ﻊ أ دﻧ ﺎ ه‬

Merchant, hereby confirm that the information in the ‫ ﻳ ﻮا ﻓ ﻖ‬، ‫ ﺑ ﺎ ﻻ ﺿ ﺎ ﻓ ﺔ ا ﻟ ﻲ ذ ﻟ ﻚ‬. ‫ﻋ ﻠ ﻤ ﻬ ﻢ ا ﻟ ﻤ ﻌ ﻠ ﻮ ﻣ ﺎ ت ا ﻟ ﻮا ر د ة ﻓ ﻲ ا ﻟ ﺠ ﺪا و ل ﺻ ﺤ ﻴ ﺤ ﺔ‬

Schedules is correct to the best of their knowledge. Further, the ‫ا ﻟ ﺘ ﺎ ﺟ ﺮ ﻋ ﻠ ﻰ ا ﻟ ﻜ ﺸ ﻒ ﻋ ﻦ ﻣ ﻌ ﻠ ﻮ ﻣ ﺎﺗ ﻪ ﻣ ﻦ ﻗ ﺒ ﻞ ا ﻟ ﺸ ﺮ ﻛ ﺔ وا ﻟ ﺘ ﺤ ﻘ ﻖ ﻣ ﻦ ﻣ ﻌ ﻠ ﻮ ﻣ ﺎﺗ ﻪ‬

Merchant agrees to disclose their information by the Company ‫ﻣ ﻦ ﻗ ﺒ ﻞ ا ﻟ ﺸ ﺮ ﻛ ﺔ و وا ﺣ ﺪ أ و أ ﻛ ﺜ ﺮ ﻣ ﻦ ﻣ ﺰ و دﻳ ﻬ ﺎ ا ﻟ ﺬﻳ ﻦ ﻳ ﻘ ﺪ ﻣ ﻮ ن ﺧ ﺪ ﻣ ﺎ ت ا ﻟ ﺘ ﺎ ﺟ ﺮ‬

and verification of their information by the Company and one ‫ و ا ﻟ ﺘ ﻲ ﺗ ﺨ ﻀ ﻊ‬، ‫ﻋ ﻠ ﻰ ا ﻟ ﻨ ﺤ ﻮ ا ﻟ ﻤ ﻨ ﺼ ﻮ ص ﻋ ﻠ ﻴ ﻪ ﻓ ﻲ ا ﻟ ﺸ ﺮ و ط وا ﻷ ﺣ ﻜ ﺎ م ا ﻟ ﻤ ﺮ ﻓ ﻘ ﺔ‬

or more of their providers who provides the services of the ‫ﻟﺨﻄﺔ اﻟﺘﺴﻌﻴﺮ اﻟﻤﻨﺼﻮص ﻋﻠﻴﻬﺎ ﻫﻨﺎ‬.

Merchant as set forth in the attached Standard Terms and ‫ أ ن ا ﻟ ﺘ ﺎ ﺟ ﺮ ﻗ ﺪ ﺗ ﻠ ﻘ ﻰ و ﻗ ﺮأ و ﻓ ﻬ ﻢ و وا ﻓ ﻖ‬، ‫ﻳ ﺆ ﻛ ﺪ ا ﻟ ﺘ ﺎ ﺟ ﺮ وﻳ ﻘ ﺮ ﻟ ﺼ ﺎ ﻟ ﺢ ا ﻟ ﺸ ﺮ ﻛ ﺔ‬

Conditions, subject to the pricing plan set herein. ‫ﻋ ﻠ ﻰ ا ﻻ ﻟ ﺘ ﺰا م ﺑ ﺸ ﺮ و ط ﻫ ﺬ ه ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ و ﻃ ﺮ ق ا ﻟ ﺪ ﻓ ﻊ ا ﻟ ﺒ ﺪﻳ ﻠ ﺔ ا ﻟ ﻤ ﺤ ﺪ د ة أ دﻧ ﺎ ه )ﺑ ﻤ ﺎ‬

Merchant confirms and represents in the interest of the ‫)ﻓﻲ ذﻟﻚ اﻟﺠﺪاول اﻟﻤﺨﺘﻠﻔﺔ‬:

Company, that Merchant has received, read, understood and ‫ ﻛ ﺮ و ت اﻟ ﺪ ﻓ ﻊ‬-

agreed to be bound by the terms of this Agreement and the ‫ ﻣﻴ ﺰ ة‬-

selected alternative payment methods below (including the ‫ أ ﻣﺎ ن‬-

various schedules): QR Code -

o Payment Cards ‫ ر ﺳ ﻮ م اﻟﺘ ﻘ ﺴﻴ ﻂ ﻋﺒ ﺮ ﻛ ﺮ و ت ا ﻻﺋﺘ ﻤﺎ ن‬-

o Meeza ‫ﺔ ﻋ ﻦ ا ﻟ ﺘ ﺎ ﺟ ﺮ و ﺣ ﻴ ﺚ ﻳ ﺘ ﻢ ﺗ ﻌ ﻴ ﻴ ﻨ ﻪ ﻋ ﻠ ﻰ ﻫ ﺬا‬
ً ‫ا ﻟ ﺘ ﺎ ﺟ ﺮ وا ﻟ ﻤ ﻮ ﻗ ﻊ أ دﻧ ﺎ ه ا ﻟ ﺬ ي ﻳ ﻌ ﻤ ﻞ ﻧ ﻴ ﺎﺑ‬

o Aman ‫ أ و ﺳ ﻠ ﻄ ﺔ ا ﻟ ﺸ ﺮ ﻛ ﺔ ا ﻟ ﻤ ﻄ ﻠ ﻮﺑ ﺔ ﻟ ﻠ ﺪ ﺧ ﻮ ل ﻓ ﻲ ا ﻟ ﺘ ﺰا ﻣ ﺎﺗ ﻪ‬/ ‫ ﻳ ﺘ ﻤ ﺘ ﻊ ﺑ ﻘ ﻮ ة و‬، ‫ا ﻟ ﻨ ﺤ ﻮ‬

o QR Code ‫وﺗ ﻨ ﻔ ﻴ ﺬ ﻫ ﺎ ﺑ ﻤ ﻮ ﺟ ﺐ ﻫ ﺬ ه ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ وإ ﻛ ﻤ ﺎ ﻟ ﻬ ﺎ ؛ ) ب( ﺗ ﻨ ﻔ ﻴ ﺬ وﺗ ﺴ ﻠ ﻴ ﻢ ﻫ ﺬ ه ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ‬

o Installment Fees through Credit Card ، ‫ﻣ ﻦ ﻗ ﺒ ﻞ ا ﻟ ﺘ ﺎ ﺟ ﺮ وإﺗ ﻤ ﺎ ﻣ ﻬ ﺎ ﺑ ﺎ ﻟ ﺘ ﺮﺗ ﻴ ﺐ ا ﻟ ﻤ ﺘ ﻔ ﻖ ﻋ ﻠ ﻴ ﻪ ﺑ ﻤ ﻮ ﺟ ﺐ ﻫ ﺬ ه ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ‬

Merchant and the undersigned acting on behalf of the ‫وﺑ ﺎ ﻟ ﺘ ﺎ ﻟ ﻲ ﺗ ﻢ ا ﻟ ﺘ ﺼ ﺮﻳ ﺢ ﺑ ﻪ ﺣ ﺴ ﺐ ا ﻷ ﺻ ﻮ ل ﻣ ﻦ ﺧ ﻼ ل ﺟ ﻤ ﻴ ﻊ إ ﺟ ﺮا ءا ت ا ﻟ ﺸ ﺮ ﻛ ﺔ‬

Merchant has the power and/or authority of the Company ‫ا ﻟ ﻀ ﺮ و رﻳ ﺔ د و ن أ ي ﻣ ﻮا ﻓ ﻘ ﺔ أ و ﺗ ﻔ ﻮﻳ ﺾ آ ﺧ ﺮ ﻣ ﻦ ا ﻟ ﺘ ﺎ ﺟ ﺮ أ و ﻣ ﺠ ﻠ ﺲ إ دا رﺗ ﻪ ) ﺣ ﻴ ﺚ‬

required to enter into, perform and complete its obligations ‫ﻳ ﻨ ﻄ ﺒ ﻖ( أ و ا ﻟ ﻤ ﺴ ﺎ ﻫ ﻤ ﻴ ﻦ ) ﺣ ﻴ ﺚ ﻳ ﻨ ﻄ ﺒ ﻖ( ؛ و ) ج( ﺗ ﻢ ﺗ ﻨ ﻔ ﻴ ﺬ ﻫ ﺬ ه ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ وﺗ ﺴ ﻠ ﻴ ﻤ ﻬ ﺎ‬

under this Agreement; (b) the execution and delivery of this ‫ﻣﺎ ﻣ ﻦ اﻟﺘﺎ ﺟ ﺮ‬
ً ‫ﻋ ﻠ ﻰ ا ﻟ ﻨ ﺤ ﻮ ا ﻟ ﻮا ﺟ ﺐ ﻣ ﻦ ﻗ ﺒ ﻞ ا ﻟ ﺘ ﺎ ﺟ ﺮ وﺗ ﻌ ﺘ ﺒ ﺮ ا ﻟ ﺘ ﺰا ﻣ ﺎ ﺳ ﺎ رﻳ ﺎ و ﻣ ﻠ ﺰ‬

Agreement by the Merchant and its completion of the ‫واﺟﺐ اﻟﻨﻔﺎذ ﻋﻠﻰ اﻟﺘﺎﺟﺮ وﻓًﻘﺎ ﻟﺸﺮوﻃﻪ‬.

arrangement contemplated under this Agreement and thus :‫ﻣ ﻮ ﻗ ﻌ ﺔ ﻣ ﻦ ﻗ ﺒ ﻞ‬

duly authorized by all necessary Company actions without any :‫ﺑﺎﻟ ﻨ ﻴﺎﺑ ﺔ ﻋ ﻦ‬

further approval or authorization of the Merchant, its Board of (‫)ا ﺳ ﻢ ا ﻟ ﺘ ﺎ ﺟ ﺮ‬

Directors (where applicable) or the Shareholders (where :‫اﻟ ﺘﺎ رﻳ ﺦ‬

applicable) is required and (c) this Agreement has been duly :‫ا ﻷ ﺳ ﻢ‬

executed and delivered by the Merchant and constitutes a valid :‫ﻣ ﻨ ﺼ ﺐ‬

and binding obligations of Merchant to be enforceable by ______________________

Merchant as per the terms of this Agreement. ‫اﻟﺘ ﻮ ﻗﻴ ﻊ‬

Signed by

On behalf of the:

(Merchant name)

Date:

Name:

Designation:

_________________________

Signature

TABLE OF CHARGES /1 ‫ﺟﺪول اﻟﺮﺳﻮم‬

The below is the pricing table at the effective date of the Agreement. The pricing is subject to change at any time.

.‫ واﻟ ﺮ ﺳ ﻮ م ﻗﺎﺑﻠ ﺔ ﻟﻠﺘ ﻌ ﺪﻳ ﻞ ﻓ ﻲ أ ي و ﻗ ﺖ‬.‫ﻣﺎ ﻳﻠ ﻲ ﺟ ﺪ و ل اﻟ ﺮ ﺳ ﻮ م ﻋﻨ ﺪ ﺗﺎ رﻳ ﺦ ﺳ ﺮﻳﺎ ن ا ﻻﺗ ﻔﺎ ﻗﻴ ﺔ‬

THE START UP PLAN /‫ﺑﺮﻧﺎﻣﺞ اﻻﺑﺘﺪاﺋﻲ‬ THE GROWTH PLAN /‫ﺑﺮﻧﺎﻣﺞ اﻟﻨﻤﻮ‬

Up to EGP 30,000 EGP 30,000.01 – 250,000

‫ ﺟﻨﻴﺔ‬30,000 ‫إﻟﻰ‬ ‫ ﺟﻨﻴﺔ‬250,000 ‫ ﺟﻨﻴﺔ اﻟﻰ‬30,000 ‫ﻣﻦ‬

Monthly Fees NIL/ ‫ﻻ ﻳﻨﻄﺒﻖ‬ NIL/ ‫ﻻ ﻳﻨﻄﺒﻖ‬ ‫اﻟ ﺮ ﺳ ﻮ م‬

‫اﻟ ﺸ ﻬ ﺮﻳ ﺔ‬
 Transaction Fees NIL /‫ﻻ ﻳﻨﻄﺒﻖ‬ 2.2% + EGP 2 ‫ر ﺳﻮم‬

‫اﻟ ﻤﻌﺎ ﻣ ﻼ ت‬

Meeza Fees NIL /‫ﻻ ﻳﻨﻄﺒﻖ‬ 1.5% + EGP 1.5 ‫ر ﺳ ﻮ م ﻣﻴ ﺰ ة‬

Set Up Fee NIL / ‫ﻻ ﻳﻨﻄﺒﻖ‬ ‫ر ﺳ ﻮ م اﻟﻨ ﻈﺎ م‬

Integration Fee NIL / ‫ﻻ ﻳﻨﻄﺒﻖ‬ ‫ر ﺳ ﻮ م اﻟ ﺪ ﻣ ﺞ‬

Rolling Reserve NA ‫ا ﻻ ﺣﺘﻴﺎ ﻃ ﻲ‬

‫ا ﻟ ﻤ ﺘ ﺪا و ل‬

Security Deposit Amount NIL / ‫ﻻ ﻳﻨﻄﺒﻖ‬ ‫ﻣﺒﻠ ﻎ اﻟﺘﺄ ﻣﻴ ﻦ‬

Refund Fee NIL / ‫ﻻ ﻳﻨﻄﺒﻖ‬ ‫ر ﺳﻮم‬

‫ا ﺳ ﺘ ﺮ دا د ﻛ ﺎ ﻣ ﻞ‬

‫اﻟ ﻤﺒﻠ ﻎ‬

Wire Transfer Fee Bank charge / ‫ اﻟﺮﺳﻮم اﻟﻤﺼﺮﻓﻴﺔ‬+ EGP 5 ‫ر ﺳ ﻮ م ﻋ ﻤﻠﻴ ﺔ‬

‫اﻟﺘ ﺤ ﻮﻳ ﻞ‬

Exchange Rate/FX Conversion 1.00% ‫ﺳﻌ ﺮ‬

‫ ﺻ ﺮ ف‬/‫اﻟ ﺼ ﺮ ف‬

‫اﻟﻌ ﻤﻠ ﺔ‬

Pre-authorization Fee (if applicable) EGP 1 per authorization / ‫ﻟﻜﻞ ﺗﺮﺧﻴﺺ‬ ‫ر ﺳﻮم‬

‫اﻟﺘ ﺮ ﺧﻴ ﺺ‬

‫ا ﻟ ﻤ ﺒ ﺪﺋ ﻲ )إ ن‬

(‫وُﺟﺪ‬

Tokenization Fee NIL / ‫ﻻ ﻳﻨﻄﺒﻖ‬ ‫ر ﺳ ﻮ م اﻟﺘ ﺮ ﻣﻴ ﺰ‬

Tokenized Transaction Fee (if applicable) EGP 1 ‫ر ﺳﻮم‬

‫ﻣﻌﺎ ﻣ ﻼ ت‬

‫ا ﻟ ﺘ ﺮ ﻣ ﻴ ﺰ )إ ن‬

(‫وُﺟﺪ‬

Period of Holding 3 days ‫ﻣ ﺪ ة اﻟ ﻘﺒ ﺾ‬

Chargeback Fee EGP 400 ‫ر ﺳﻮم‬

‫ا ﻻ ﺳ ﺘ ﺮ دا د‬

Minimum Payout EGP 5000 ‫اﻟ ﺤ ﺪ ا ﻷ دﻧ ﻰ‬

‫ﻟﻠﺪﻓ ﻊ‬

A Plugin Fee of 0.15% per transaction may apply, where such fee is imposed by an external E-Commerce Platform Provider on a Merchant

Website – e.g., Shopify platform costs applied per transaction processed via a Merchant Website.

Payments Terms and Conditions

The below terms and conditions shall complement those of the Agreement, as well as those posted on PayTabs’ website and mobile

application and shall be considered an integrated part of this contract and shall be obliged to the Merchant.
· All fees and charges shown above are exclusive of VAT. The . ‫· ﺟ ﻤ ﻴ ﻊ ا ﻟ ﺮ ﺳ ﻮ م وا ﻟ ﻤ ﺼ ﺎ رﻳ ﻒ أ ﻋ ﻼ ه ﺻ ﺎ ﻓ ﻴ ﺔ ﻣ ﻦ ﺿ ﺮﻳ ﺒ ﺔ ا ﻟ ﻘ ﻴ ﻤ ﺔ ا ﻟ ﻤ ﻀ ﺎ ﻓ ﺔ‬

Merchant is obligated to settle any VAT payments that are due, ‫ﻳ ﻠﺘ ﺰ م اﻟﺘﺎ ﺟ ﺮ ﺑﺘ ﺴ ﻮﻳ ﺔ أ ي ﻣ ﺪ ﻓ ﻮ ﻋﺎ ت ﺧﺎ ﺻ ﺔ ﺑ ﻀ ﺮﻳﺒ ﺔ اﻟ ﻘﻴ ﻤ ﺔ اﻟ ﻤ ﻀﺎ ﻓ ﺔ‬

on-demand. PayTabs may withhold any VAT or other tax or levy ‫ ﻳ ﺠ ﻮ ز ﻟـ ﺑ ﻴ ﺘ ﺎﺑ ﺲ ا ﻗ ﺘ ﻄ ﺎ ع أ ي ﺿ ﺮﻳ ﺒ ﺔ ﺧ ﺎ ﺻ ﺔ ﺑ ﺎ ﻟ ﻘ ﻴ ﻤ ﺔ‬. ‫ا ﻟ ﻤ ﺴ ﺘ ﺤ ﻘ ﺔ ﻋ ﻨ ﺪ ا ﻟ ﻄ ﻠ ﺐ‬

obligation if required or requested to do so, in accordance with ‫ا ﻟ ﻤ ﻀ ﺎ ﻓ ﺔ أ و ﻏ ﻴ ﺮ ﻫ ﺎ ﻣ ﻦ ا ﻟ ﻀ ﺮاﺋ ﺐ أ و ا ﻻ ﻟ ﺘ ﺰا ﻣ ﺎ ت ا ﻟ ﻤ ﻔ ﺮ و ﺿ ﺔ إ ذا ﺗ ﻄ ﻠ ﺐ ذ ﻟ ﻚ أ و‬

the applicable laws and regulations. .‫ﻃ ُﻠﺐ ﻣﻨﻬﺎ ذﻟﻚ وﻓًﻘﺎ ﻟﻠﻘﻮاﻧﻴﻦ واﻟﻠﻮاﺋﺢ اﻟﻤﻌﻤﻮل ﺑﻬﺎ‬

· Transactions in foreign currencies use the actual exchange rate ‫· ﺗ ﺨ ﻀ ﻊ اﻟ ﻤﻌﺎ ﻣ ﻼ ت اﻟﺘ ﻲ ﺗﺘ ﻢ ﺑﺎﻟﻌ ﻤ ﻼ ت ا ﻷ ﺟﻨﺒﻴ ﺔ ﻟ ﺴﻌ ﺮ اﻟ ﺼ ﺮ ف اﻟ ﻔﻌﻠ ﻲ ﻓ ﻲ‬

at the time of processing; a conversion fee is applied on foreign .‫و ﻗ ﺖ اﻟ ﺼ ﺮ ف ﻣ ﻊ ر ﺳ ﻮ م ﺗ ﺤ ﻮﻳ ﻞ‬

currency transactions.

· All payment methods are supported and subject to fees as per ‫· ﻳﺘﻢ اﺳﺘﺨﺪام ﻛﻞ ﻃﺮق اﻟﺪﻓﻊ وﺗﺨﻀﻊ ﻟﻠﺮﺳﻮم وﻓًﻘﺎ ﻷﺣﻜﺎم وﺷﺮوﻃﻨﺎ‬

our standard terms and conditions. .‫اﻟ ﺴﺎ رﻳ ﺔ‬

· Any other fees, costs, charges or fines which are detailed in the ‫· ﻳ ﺘ ﺤ ﻤ ﻞ ا ﻟ ﺘ ﺎ ﺟ ﺮ أ ي ر ﺳ ﻮ م أ و ﺗ ﻜ ﺎ ﻟ ﻴ ﻒ أ و ﻏ ﺮا ﻣ ﺎ ت أ ﺧ ﺮ ى ﻣ ﻮ ﺿ ﺤ ﺔ ﻓ ﻲ ا ﻟ ﺒ ﻨ ﻮ د‬

standard terms and conditions of our Merchant Services . ‫وا ﻟ ﺸ ﺮ و ط ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ ﺧ ﺪ ﻣ ﺎ ت ا ﻟ ﺘ ﺎ ﺟ ﺮ ا ﻟ ﺨ ﺎ ﺻ ﺔ ﺑ ﻨ ﺎ‬

Agreement shall be borne by the Merchant.

· Charges stated above are in Egyptian pounds. .‫· ﺟ ﻤﻴ ﻊ اﻟ ﺮ ﺳ ﻮ م ﻓ ﻲ اﻟ ﺠ ﺪ و ل أ ﻋ ﻼ ه ﺑﺎﻟ ﺠﻨ ﺔ اﻟ ﻤ ﺼ ﺮ ي‬

· The fees and charges as detailed above and/or elsewhere in the ‫ أ و ﺗ ﻜﺎﻟﻴ ﻒ ﺑ ﻤﺎ ﻓ ﻲ ذﻟ ﻚ ﻋﻠ ﻰ ﺳﺒﻴ ﻞ اﻟ ﻤﺜﺎ ل ﻻ اﻟ ﺤ ﺼ ﺮ ر ﺳ ﻮ م‬/ ‫· أ ي ر ﺳ ﻮ م و‬

Agreement are non-refundable. To be clear set up fee and/or ‫ا ﻻﻧ ﺪ ﻣﺎ ج أ و اﻟ ﺮ ﺳ ﻮ م اﻟ ﺸ ﻬ ﺮﻳ ﺔ أ و ر ﺳ ﻮ م اﻟ ﻤ ﻌﺎ ﻣ ﻼ ت أ و اﻟ ﺮ ﺳ ﻮ م ا ﻷ ﺧ ﺮ ى‬

any other fees and charges including but not limited to ‫ ﻏﻴﺮ ﻗﺎﺑﻞ‬، ‫ أو ﻫﺬا اﻟﺠﺪول‬/ ‫ اﻟﻤﺤﺼﻠﺔ وﻓًﻘﺎ ﻟﺸﺮوط اﻻﺗﻔﺎﻗﻴﺔ و‬/ ‫اﻟﻤﻄﺒﻘﺔ‬

integration fee, monthly fee, transaction fee or such other fees .‫ﻟ ﻼ ﺳﺘ ﺮ ﺟﺎ ع‬

or charges applied/collected as per the terms of the Agreement

and/or this Schedule, are non-refundable.

· Upon account closure request or termination of services, the ‫ ﺳﻴﺘ ﻢ ﺗ ﺤ ﺼﻴ ﻞ اﻟ ﺮ ﺳ ﻮ م‬،‫· ﻋﻨ ﺪ ﻃ ﻠ ﺐ إ ﻏ ﻼ ق اﻟ ﺤ ﺴﺎ ب أ و إﻧ ﻬﺎ ء اﻟ ﺨ ﺪ ﻣﺎ ت‬

applicable fees and charges will be collected in full for the entire ‫ ﺑ ﻐ ﺾ‬، ‫ا ﻟ ﻤ ﻌ ﻤ ﻮ ل ﺑ ﻬ ﺎ ﺑ ﺎ ﻟ ﻜ ﺎ ﻣ ﻞ ﻃ ﻮا ل ﻣ ﺪ ة ﻫ ﺬا ا ﻟ ﺸ ﻬ ﺮ ا ﻟ ﺬ ي ﻗ ﺪ م ﻓ ﻴ ﻪ ا ﻟ ﻄ ﻠ ﺐ‬

duration of such calendar month, irrespective of whether such ‫ا ﻟ ﻨ ﻈ ﺮ ﻋ ﻤ ﺎ إ ذا ﻛ ﺎ ن ﻫ ﺬا ا ﻹﻧ ﻬ ﺎ ء ﻗ ﺪ ﺗ ﻢ ﻣ ﺒ ﺎ ﺷ ﺮ ة ﺑ ﻌ ﺪ ا ﻻﻧ ﺘ ﻬ ﺎ ء ﻣ ﻦ ﺣ ﺴ ﺎ ب ا ﻟ ﺘ ﺎ ﺟ ﺮ‬

termination took place immediately after the Merchant account .‫أ و ﻓ ﻲ ا ﻷ ﺳﺎﺑﻴ ﻊ اﻟ ﺴﺎﺑ ﻘ ﺔ ﻣ ﻦ اﻟ ﺸ ﻬ ﺮ ﺗ ﻘ ﻮﻳ ﻤ ﻲ‬

is done or in the earlier weeks /later part of a calendar month.

· Merchant is obligated to settle any and all accrued dues ‫· ﻳ ﻠﺘ ﺰ م اﻟﺘﺎ ﺟ ﺮ ﺑﺘ ﺴ ﻮﻳ ﺔ أ ي و ﺟ ﻤﻴ ﻊ ﻣ ﺴﺘ ﺤ ﻘﺎ ت )ﺑ ﻤﺎ ﻓ ﻲ ذﻟ ﻚ اﻟ ﺮ ﺳ ﻮ م‬

(including the fees and charges detailed hereinabove) to ‫ ﻓ ﻲ ﺣ ﺎ ﻟ ﺔ ﺣ ﺪ و ث أ ي ﺗ ﺄ ﺧ ﻴ ﺮ ﻓ ﻲ‬. ‫ا ﻟ ﻤ ﻮ ﺿ ﺤ ﺔ ا ﻋ ﻼ ه( إ ﻟ ﻰ ﺑ ﻴ ﺘ ﺎﺑ ﺲ د و ن أ ي ﺗ ﺄ ﺧ ﻴ ﺮ‬

PayTabs without any delays. Should there be any delay in ‫ ﺗ ﺤﺘ ﻔ ﻆ‬،‫د ﻓ ﻊ أ ي ر ﺳ ﻮ م أ و أ ي ﻣﺒﻠ ﻎ آ ﺧ ﺮ ﻣ ﺴﺘ ﺤ ﻖ ﻓﻴ ﻤﺎ ﻳﺘﻌﻠ ﻖ ﺑ ﺤ ﺴﺎ ب اﻟﺘﺎ ﺟ ﺮ‬

payment of fees, charges, or any such other amount ‫ﺑ ﻴ ﺘ ﺎﺑ ﺲ ﺑ ﺎ ﻟ ﺤ ﻖ ﻓ ﻲ ﺗ ﻌ ﻠ ﻴ ﻖ ﻛ ﻞ أ و وا ﺣ ﺪ أ و أ ﻛ ﺜ ﺮ ﻣ ﻦ ﺧ ﺪ ﻣ ﺎﺗ ﻬ ﺎ ﻟ ﻠ ﺘ ﺎ ﺟ ﺮ ﻟ ﻔ ﺘ ﺮ ة ﻏ ﻴ ﺮ‬

due/outstanding in relation to a Merchant’s account, PayTabs ‫ ﻣﻊ‬،‫ وﻓًﻘﺎ ﻟﺘﻘﺪﻳﺮه اﻟﺨﺎص‬،‫ﻣﺤﺪدة أو إﻧﻬﺎء اﻟﻌﻼﻗﺔ ﻣﻊ اﻟﺘﺎﺟﺮ ﻓﻲ أي وﻗﺖ‬

reserves the right to suspend all or one or more of its services to ‫ ﻳ ﺘ ﺤ ﻤ ﻞ ا ﻟ ﺘ ﺎ ﺟ ﺮ أ ي ﺗ ﻜ ﺎ ﻟ ﻴ ﻒ وﻧ ﻔ ﻘ ﺎ ت‬. ‫ا ﺳ ﺘ ﺮ دا ر ا ﻟ ﺮ ﺳ ﻮ م و ﺟ ﻤ ﻌ ﻬ ﺎ ﻣ ﻦ ا ﻟ ﺘ ﺎ ﺟ ﺮ‬

the Merchant for an indefinite period and/or terminate the . ‫إ ﺿ ﺎ ﻓ ﻴ ﺔ ﺗ ﺘ ﻜ ﺒ ﺪ ﻫ ﺎ ﺑ ﻴ ﺘ ﺎﺑ ﺲ ﻓ ﻲ ﺑ ﺪ ء ﻋ ﻤ ﻠ ﻴ ﺎ ت ا ﻟ ﺘ ﺤ ﺼ ﻴ ﻞ ﻻ ﺳ ﺘ ﺮ دا د ﺗ ﻠ ﻚ ا ﻟ ﺮ ﺳ ﻮ م‬

relationship with such Merchant at any time, at its sole

discretion, with necessary collection of dues/recovery

proceedings to follow. Any additional costs and expenses

incurred by PayTabs in initiating such collections/recovery

proceedings shall be ultimately borne by the Merchant.

· By signing the Agreement, the Merchant agrees and ‫ ﻳ ﻮا ﻓ ﻖ ا ﻟ ﺘ ﺎ ﺟ ﺮ وﻳ ﻘ ﺮ ﺑ ﺄﻧ ﻪ ﻗ ﺪ ﺗ ﻠ ﻘ ﻰ‬، ‫· ﻣ ﻦ ﺧ ﻼ ل ا ﻟ ﺘ ﻮ ﻗ ﻴ ﻊ ﻋ ﻠ ﻰ ﺗ ﻠ ﻚ ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ‬

acknowledges that it have received, read, understood and . ‫و ﻗ ﺮأ و ﻓ ﻬ ﻢ و وا ﻓ ﻖ ﻋ ﻠ ﻰ ا ﻟ ﺸ ﺮ و ط ا ﻟ ﻤ ﺬ ﻛ ﻮ ر ة ﺑ ﺘ ﻠ ﻚ ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ و ﻣ ﻠ ﺤ ﻘ ﺎﺗ ﻬ ﺎ‬

agrees on the terms and conditions of this Agreement and its

Schedules.

· PayTabs reserves the right to collect from the Merchant ‫· ﺗ ﺤﺘ ﻔ ﻆ ﺑﻴﺘﺎﺑ ﺲ ﺑﺎﻟ ﺤ ﻖ ﻓ ﻲ ﺗ ﺤ ﺼﻴ ﻞ ﻣﺒ ﻠ ﻎ اﻟ ﺤ ﺪ ا ﻷ دﻧ ﻰ ﻟ ﺤ ﺴﺎ ب اﻟﺘﺎ ﺟ ﺮ ﻛ ﻞ‬

account minimum fees per calendar month, in advance, with ‫ ﻣ ﻊ إ ﺟ ﺮا ء ا ﻟ ﺘ ﻌ ﺪﻳ ﻼ ت ا ﻟ ﻼ ﺣ ﻘ ﺔ ﻓ ﻲ ﻧ ﻬ ﺎﻳ ﺔ ﻫ ﺬا ا ﻟ ﺸ ﻬ ﺮ‬، ‫ﻣ ﺎ‬

ً ‫ﺷ ﻬ ﺮ ﺗ ﻘ ﻮﻳ ﻤ ﻲ ﻣ ﻘ ﺪ‬

subsequent adjustments to be carried out at the end of such ‫ ﻟ ﻤ ﺰﻳ ﺪ ﻣ ﻦ ا ﻟ ﺘ ﻔ ﺎ ﺻ ﻴ ﻞ‬. ‫ا ﻟ ﺘ ﻘ ﻮﻳ ﻤ ﻲ ﺣ ﺴ ﺐ إ ﺟ ﻤ ﺎ ﻟ ﻲ ﺣ ﺠ ﻢ ا ﻟ ﻤ ﻌ ﺎ ﻣ ﻼ ت ا ﻟ ﻤ ﺘ ﺮا ﻛ ﻢ‬

calendar month subject to the total transaction volume ‫ ﻳ ﻤ ﻜ ﻦ ﻟ ﻠ ﺘ ﺎ ﺟ ﺮ ا ﻟ ﺮ ﺟ ﻮ ع إ ﻟ ﻰ "ا ﻷ ﺳ ﺌ ﻠ ﺔ‬، ‫ﺣ ﻮ ل ﻛ ﻴ ﻔ ﻴ ﺔ ﺣ ﺴ ﺎ ب ا ﻟ ﺮ ﺳ ﻮ م ا ﻟ ﺸ ﻬ ﺮﻳ ﺔ‬

accumulated. For more details on how the monthly fees are . ‫ وا ﻟ ﺘ ﻲ ﻳ ﻤ ﻜ ﻦ ﺗ ﻮ ﻓ ﻴ ﺮ ﻫ ﺎ ﻋ ﻨ ﺪ ا ﻟ ﻄ ﻠ ﺐ‬، " ‫ ا ﻟ ﺮ ﺳ ﻮ م ا ﻟ ﺸ ﻬ ﺮﻳ ﺔ‬- ‫ا ﻟ ﺸ ﺎﺋ ﻌ ﺔ‬

calculated, the Merchant may refer to “Frequently Asked

Questions – Monthly Fees”, that can be provided on request.

SCHEDULE 2 / 2) ‫)ﺟﺪول‬

Payment Terms and Conditions for Aman / ‫ﺷﺮوط وأﺣﻜﺎم اﻟﺪﻓﻊ ﻷﻣﺎن‬

Fee Type Charges /‫اﻟﺮﺳﻮم‬ ‫ﻧ ﻮ ع اﻟ ﺮ ﺳ ﻮ م‬

Transaction Fees 2.5% + EGP 0 ‫ر ﺳ ﻮ م اﻟ ﻤﻌﺎ ﻣ ﻼ ت‬

Refund Fees 2.5% ‫ر ﺳ ﻮ م ﺳ ﺤ ﺐ أ و إ ﺳ ﺘ ﺮ دا د ا ﻷ ﻣ ﻮا ل‬

Wire Transfer Fee Bank charge / ‫ اﻟﺮﺳﻮم اﻟﻤﺼﺮﻓﻴﺔ‬+ EGP 5 ‫ر ﺳ ﻮ م ﻋ ﻤ ﻠﻴ ﺔ اﻟﺘ ﺤ ﻮﻳ ﻞ‬

Period of Holding 10 days ‫ﻣ ﺪ ة اﻟ ﻘﺒ ﺾ‬

The below payment terms and conditions shall be subject to ، ‫ﺗ ﻜ ﻮ ن ﺷ ﺮ و ط وأ ﺣ ﻜ ﺎ م ا ﻟ ﺪ ﻓ ﻊ ا ﻟ ﻮا ر د ة ا دﻧ ﺎ ه ﻣ ﻜ ﻤ ﻠ ﺔ ﻟ ﺸ ﺮ و ط ﻫ ﺬ ه ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ‬

the terms of this Agreement, Paytabs’ website and mobile ‫ وﺗ ﻌﺘﺒ ﺮ‬،‫و ﻛ ﺬﻟ ﻚ ﺗ ﻠ ﻚ اﻟ ﻤﻨ ﺸ ﻮ ر ة ﻋ ﻠ ﻰ ﻣ ﻮ ﻗ ﻌﺒﻴﺘﺎﺑ ﺲ وﺗ ﻄﺒﻴ ﻖ اﻟ ﻬﺎﺗ ﻒ اﻟ ﻤ ﺤ ﻤ ﻮ ل‬

application and shall be considered an integrated part of this .‫ﺟﺰءًا ﻻ ﻳﺘﺠﺰأ ﻣﻦ ﻫﺬا اﻻﺗﻔﺎق وﻳﺠﺐ أن ﺗﻜﻮن ﻣﻠﺰﻣﺔ ﺗﺠﺎه اﻟﺘﺎﺟﺮ‬

Agreement. The Merchant shall comply with the above.

Transactions in foreign currencies used are the actual ‫· ﺗ ﺨ ﻀ ﻊ اﻟ ﻤﻌﺎ ﻣ ﻼ ت اﻟﺘ ﻲ ﺗﺘ ﻢ ﺑﺎﻟﻌ ﻤ ﻼ ت ا ﻷ ﺟﻨﺒﻴ ﺔ ﻟ ﺴﻌ ﺮ اﻟ ﺼ ﺮ ف اﻟ ﻔﻌﻠ ﻲ ﻓ ﻲ‬

exchange rates at the time of processing; a conversion fee is .‫و ﻗ ﺖ اﻟ ﺼ ﺮ ف ﻣ ﻊ ر ﺳ ﻮ م ﺗ ﺤ ﻮﻳ ﻞ‬

applied on foreign currency transactions.

· The Fees shall be deducted prior to Paytabs transfers it to .‫· ﺳﻴﺘ ﻢ ﺧ ﺼ ﻢ ﺗ ﻠ ﻚ اﻟ ﺮ ﺳ ﻮ م ﻗﺒ ﻞ أ ن ﻳﺘ ﻢ ﺗ ﺤ ﻮﻳ ﻠ ﻬﺎ اﻟ ﻰ ﺣ ﺴﺎ ب اﻟﺘﺎ ﺟ ﺮ‬

theMerchant account.

· Paytabs shall settle to the Merchant account all cash payment ‫· ﺳﺘ ﻘ ﻮ م ﺑﻴﺘﺎﺑ ﺲ ﺑﺘ ﺤ ﻮﻳ ﻞ ﺻﺎ ﻓ ﻲ اﻟ ﻤﺒﺎﻟ ﻎ اﻟ ﻤ ﺤ ﺼ ﻠ ﺔ ﺑ ﻌ ﺪ ﺧ ﺼ ﻢ اﻟ ﻌ ﻤ ﻮﻟ ﺔ ﻣ ﻦ‬

transactions after deducting its commissions within ten (10) (10) ‫إﺟﻤﺎﻟﻲ اﻟﻤﺒﺎﻟﻎ اﻟﻤﺤﺼﻠﺔ ﻟﺤﺴﺎب اﻟﺘﺎﺟﺮ وذﻟﻚ ﻓﻲ ﻣﺪه اﻗﺼﺎﻫﺎ ﻋﺸﺮة‬

days from the date of each transaction. .‫اﻳﺎ م ﻣ ﻦ ﺗﺎ رﻳ ﺦ ﻛ ﻞ ﻣ ﻌﺎ ﻣ ﻠ ﻪ‬

· Paytabs shall issue the invoices to the Merchant on a monthly .ً ‫· ﺗﻘﻮم ﺑﻴﺘﺎﺑﺲ ﺑﺈﺻﺪار اﻟﻔﻮاﺗﻴﺮ إﻟﻰ اﻟﺘﺎﺟﺮ ﺷﻬﺮﻳﺎ‬

basis.
All amounts and fees stated or referred to in this Schedule: ُ ‫· وﺑ ﺎ ﻟ ﻨ ﺴ ﺒ ﺔ ﻟ ﻜ ﺎ ﻓ ﺔ ا ﻟ ﻤ ﺒ ﺎ ﻟ ﻎ وا ﻟ ﺮ ﺳ ﻮ م ا ﻟ ﻤ ﻨ ﺼ ﻮ ص ﻋ ﻠ ﻴ ﻬ ﺎ أ و ا ﻟ‬
‫ﻤـ ﺸ ﺎ ر إ ﻟ ﻴ ﻬ ﺎ ﻓ ﻲ ﻫ ﺬا‬

(i) shall be payable in Egyptian Pounds; :‫ا ﻻﺗ ﻔﺎ ق‬

(ii) are exclusive of value added tax. ‫)أ( ﺗﻜﻮن ﺑﺎﻟﺠﻨﻴﻪ اﻟﻤﺼﺮي؛‬

.‫)ب( وﻳﺘﻌﻴﻦ أن ﺗﻜﻮن ﺻﺎﻓﻴﺔ ﻣﻦ ﺿﺮﻳﺒﺔ اﻟﻘﻴﻤﺔ اﻟﻤﻀﺎﻓﺔ‬

· Any other fees, costs, charges or fines related to the Services . ‫· ﻳ ﺘ ﺤ ﻤ ﻞ ا ﻟ ﺘ ﺎ ﺟ ﺮ أ ي ر ﺳ ﻮ م أ و ﺗ ﻜ ﺎ ﻟ ﻴ ﻒ أ و ﻏ ﺮا ﻣ ﺎ ت أ ﺧ ﺮ ى ا ﻟ ﻤ ﺘ ﻌ ﻠ ﻘ ﺔ ﺑ ﺎ ﻟ ﺨ ﺪ ﻣ ﺎ ت‬

shall be borne by the Merchant.

· Upon termination of services, the applicable fees and charges ‫ ﺳﻴﺘ ﻢ ﺗ ﺤ ﺼﻴ ﻞ اﻟ ﺮ ﺳ ﻮ م اﻟ ﻤ ﺴﺘ ﺤ ﻘ ﺔ ﻟﺒﻴﺘﺎﺑ ﺲ‬،‫· ﻋﻨ ﺪ ﻃ ﻠ ﺐ إﻧ ﻬﺎ ء اﻟ ﺨ ﺪ ﻣﺎ ت‬

due shall be collected in full. .‫ﺑﺎﻟ ﻜﺎ ﻣ ﻞ‬

· By signing the Agreement, the Merchant agrees and ‫ ﻳ ﻮا ﻓ ﻖ ا ﻟ ﺘ ﺎ ﺟ ﺮ وﻳ ﻘ ﺮ ﺑ ﺄﻧ ﻪ ﻗ ﺪ ﺗ ﻠ ﻘ ﻰ و ﻗ ﺮأ‬، ‫· ﻣ ﻦ ﺧ ﻼ ل ا ﻟ ﺘ ﻮ ﻗ ﻴ ﻊ ﻋ ﻠ ﻰ ﺗ ﻠ ﻚ ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ‬

acknowledges that they have received, read, understood and . ‫و ﻓ ﻬ ﻢ و وا ﻓ ﻖ ﻋ ﻠ ﻰ ا ﻟ ﺸ ﺮ و ط ا ﻟ ﻤ ﺬ ﻛ ﻮ ر ة ﺑ ﺘ ﻠ ﻚ ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ و ﻣ ﻠ ﺤ ﻘ ﺎﺗ ﻬ ﺎ‬

agrees on the terms and conditions of this Agreement and its

Schedules.

SCHEDULE 3 / 3) ‫)ﺟﺪول‬

Payment Terms and Conditions for QR Code ‫ﺷﺮوط وأﺣﻜﺎم اﻟﺪﻓﻊ‬

Fee Type Charges /‫اﻟﺮﺳﻮم‬ ‫ﻧ ﻮ ع اﻟ ﺮ ﺳ ﻮ م‬

Transaction Fees 1.5% + EGP 0 ‫ر ﺳ ﻮ م اﻟ ﻤﻌﺎ ﻣ ﻼ ت‬

Wire Transfer Fee Bank charge / ‫ اﻟﺮﺳﻮم اﻟﻤﺼﺮﻓﻴﺔ‬+ EGP 5 ‫ر ﺳ ﻮ م ﻋ ﻤ ﻠﻴ ﺔ اﻟﺘ ﺤ ﻮﻳ ﻞ‬

Period of Holding 3 days ‫ﻣ ﺪ ة اﻟ ﻘﺒ ﺾ‬

The below payment terms and conditions shall be subject to ، ‫ﺗ ﻜ ﻮ ن ﺷ ﺮ و ط وأ ﺣ ﻜ ﺎ م ا ﻟ ﺪ ﻓ ﻊ ا ﻟ ﻮا ر د ة أ دﻧ ﺎ ه ﻣ ﻜ ﻤ ﻠ ﺔ ﻟ ﺸ ﺮ و ط ﻫ ﺬ ه ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ‬

the terms of this Agreement, Paytabs’ website and mobile ‫ وﺗ ﻌﺘﺒ ﺮ‬،‫و ﻛ ﺬﻟ ﻚ ﺗ ﻠ ﻚ اﻟ ﻤﻨ ﺸ ﻮ ر ة ﻋ ﻠ ﻰ ﻣ ﻮ ﻗ ﻌﺒﻴﺘﺎﺑ ﺲ وﺗ ﻄﺒﻴ ﻖ اﻟ ﻬﺎﺗ ﻒ اﻟ ﻤ ﺤ ﻤ ﻮ ل‬

application and shall be considered an integrated part of this .‫ﺟﺰءًا ﻻ ﻳﺘﺠﺰأ ﻣﻦ ﻫﺬا اﻻﺗﻔﺎق وﻳﺠﺐ أن ﺗﻜﻮن ﻣﻠﺰﻣﺔ ﺗﺠﺎه اﻟﺘﺎﺟﺮ‬

Agreement. The Merchant shall comply with the above.

Transactions in foreign currencies used are the actual ‫· ﺗ ﺨ ﻀ ﻊ اﻟ ﻤﻌﺎ ﻣ ﻼ ت اﻟﺘ ﻲ ﺗﺘ ﻢ ﺑﺎﻟﻌ ﻤ ﻼ ت ا ﻷ ﺟﻨﺒﻴ ﺔ ﻟ ﺴﻌ ﺮ اﻟ ﺼ ﺮ ف اﻟ ﻔﻌﻠ ﻲ ﻓ ﻲ‬

exchange rates at the time of processing; a conversion fee is .‫و ﻗ ﺖ اﻟ ﺼ ﺮ ف ﻣ ﻊ ر ﺳ ﻮ م ﺗ ﺤ ﻮﻳ ﻞ‬

applied on foreign currency transactions.

· The Fees shall be deducted prior to Paytabs transfers it to .‫· ﺳﻴﺘ ﻢ ﺧ ﺼ ﻢ ﺗ ﻠ ﻚ اﻟ ﺮ ﺳ ﻮ م ﻗﺒ ﻞ أ ن ﻳﺘ ﻢ ﺗ ﺤ ﻮﻳ ﻠ ﻬﺎ اﻟ ﻰ ﺣ ﺴﺎ ب اﻟﺘﺎ ﺟ ﺮ‬

theMerchant account.

Paytabs shall settle to the Merchant account all cash payment ‫· ﺳﺘ ﻘ ﻮ م ﺑﻴﺘﺎﺑ ﺲ ﺑﺘ ﺤ ﻮﻳ ﻞ ﺻﺎ ﻓ ﻲ اﻟ ﻤﺒﺎﻟ ﻎ اﻟ ﻤ ﺤ ﺼ ﻠ ﺔ ﺑ ﻌ ﺪ ﺧ ﺼ ﻢ اﻟ ﻌ ﻤ ﻮﻟ ﺔ ﻣ ﻦ‬

transactions after deducting its commissions through the bank ‫إ ﺟ ﻤ ﺎ ﻟ ﻲ ا ﻟ ﻤ ﺒ ﺎ ﻟ ﻎ ا ﻟ ﻤ ﺤ ﺼ ﻠ ﺔ ﻟ ﺤ ﺴ ﺎ ب ا ﻟ ﺘ ﺎ ﺟ ﺮ ﻣ ﻦ ﺧ ﻼ ل ا ﻟ ﺒ ﻨ ﻚ ا ﻟ ﺮا ﻋ ﻲ ﻟ ﻠ ﺨ ﺪ ﻣ ﺔ‬

sponsoring the service to the Merchant bank account or ‫ﺑ ﻌ ﻤ ﻞ ا ﻟ ﺘ ﺴ ﻮﻳ ﺔ ﻟ ﻜ ﺎ ﻓ ﺔ ﺣ ﺴ ﺎﺑ ﺎ ت ا ﻟ ﺴ ﺪا د ا ﻻ ﻟ ﻜ ﺘ ﺮ وﻧ ﻲ ا ﻟ ﻤ ﻮ ﺿ ﺤ ﺔ ﻟ ﺼ ﺎ ﻟ ﺢ ا ﻟ ﺘ ﺎ ﺟ ﺮ‬

wallets. .‫وﺗ ﺤ ﻮﻳ ﻠ ﻬﺎ اﻟ ﻲ ﺣ ﺴﺎ ب ا و اﻟ ﻤ ﺤ ﻔ ﻈ ﺔ اﻟﺘ ﺠﺎ رﻳ ﺔ ﻟ ﻠﺘﺎ ﺟ ﺮ‬

· Paytabs shall issue the invoices to the Merchant on a monthly .ً ‫· ﺗﻘﻮم ﺑﻴﺘﺎﺑﺲ ﺑﺈﺻﺪار اﻟﻔﻮاﺗﻴﺮ إﻟﻰ اﻟﺘﺎﺟﺮ ﺷﻬﺮﻳﺎ‬

basis.
All amounts and fees stated or referred to in this Schedule: ُ ‫· وﺑ ﺎ ﻟ ﻨ ﺴ ﺒ ﺔ ﻟ ﻜ ﺎ ﻓ ﺔ ا ﻟ ﻤ ﺒ ﺎ ﻟ ﻎ وا ﻟ ﺮ ﺳ ﻮ م ا ﻟ ﻤ ﻨ ﺼ ﻮ ص ﻋ ﻠ ﻴ ﻬ ﺎ أ و ا ﻟ‬
‫ﻤـ ﺸ ﺎ ر إ ﻟ ﻴ ﻬ ﺎ ﻓ ﻲ ﻫ ﺬا‬

(i) shall be payable in Egyptian Pounds; : ‫ا ﻻﺗ ﻔﺎ ق‬

(ii) are exclusive of value added tax. ‫)أ( ﺗﻜﻮن ﺑﺎﻟﺠﻨﻴﻪ اﻟﻤﺼﺮي؛‬

.‫)ب( وﻳﺘﻌﻴﻦ أن ﺗﻜﻮن ﺻﺎﻓﻴﺔ ﻣﻦ ﺿﺮﻳﺒﺔ اﻟﻘﻴﻤﺔ اﻟﻤﻀﺎﻓﺔ‬

· Any other fees, costs, charges or fines related to the Services . ‫· ﻳ ﺘ ﺤ ﻤ ﻞ ا ﻟ ﺘ ﺎ ﺟ ﺮ أ ي ر ﺳ ﻮ م أ و ﺗ ﻜ ﺎ ﻟ ﻴ ﻒ أ و ﻏ ﺮا ﻣ ﺎ ت أ ﺧ ﺮ ى ا ﻟ ﻤ ﺘ ﻌ ﻠ ﻘ ﺔ ﺑ ﺎ ﻟ ﺨ ﺪ ﻣ ﺎ ت‬

shall be borne by the Merchant.

· Upon termination of services, the applicable fees and charges ‫ ﺳﻴﺘ ﻢ ﺗ ﺤ ﺼﻴ ﻞ اﻟ ﺮ ﺳ ﻮ م اﻟ ﻤ ﺴﺘ ﺤ ﻘ ﺔ ﻟﺒﺎ ى ﺗﺎﺑ ﺲ‬،‫· ﻋﻨ ﺪ ﻃ ﻠ ﺐ إﻧ ﻬﺎ ء اﻟ ﺨ ﺪ ﻣﺎ ت‬

due shall be collected in full. .‫ﺑﺎﻟ ﻜﺎ ﻣ ﻞ‬

· By signing the Agreement, the Merchant agrees and ‫ ﻳ ﻮا ﻓ ﻖ ا ﻟ ﺘ ﺎ ﺟ ﺮ وﻳ ﻘ ﺮ ﺑ ﺄﻧ ﻪ ﻗ ﺪ ﺗ ﻠ ﻘ ﻰ و ﻗ ﺮأ‬، ‫· ﻣ ﻦ ﺧ ﻼ ل ا ﻟ ﺘ ﻮ ﻗ ﻴ ﻊ ﻋ ﻠ ﻰ ﺗ ﻠ ﻚ ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ‬

acknowledges that they have received, read, understood and . ‫و ﻓ ﻬ ﻢ و وا ﻓ ﻖ ﻋ ﻠ ﻰ ا ﻟ ﺸ ﺮ و ط ا ﻟ ﻤ ﺬ ﻛ ﻮ ر ة ﺑ ﺘ ﻠ ﻚ ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ و ﻣ ﻠ ﺤ ﻘ ﺎﺗ ﻬ ﺎ‬

agrees on the terms and conditions of this Agreement and its

Schedules.

SCHEDULE 4 / 4) ‫)ﺟﺪول‬

Installment Fees through / ‫رﺳﻮم اﻟﺘﻘﺴﻴﻂ ﻋﺒﺮ ﻛﺮوت اﻻﺋﺘﻤﺎن‬

Credit Card
‫اﻟﺒﻨ ﻚ‬ ‫اﻟﺒﻨ ﻚ ا ﻷ ﻫﻠ ﻲ اﻟ ﻤ ﺼ ﺮ ي‬ Issuer Bank

‫اﻟ ﺼﺎد ر‬ Name

‫ﻓ ﺘ ﺮا ت‬ 36 30 24 18 12 10 9 6 Installment

‫اﻟﺘ ﻘ ﺴﻴ ﻂ‬ Plans (months)

(‫) ﺷ ﻬ ﺮ‬

‫ر ﺳﻮم‬ 35.17% 30.83% 26.08% 20.86% 15.12% 13.08% 12.03% 8.80% Transaction

(% ) ‫ا ﻟ ﻤ ﻌ ﺎ ﻣ ﻼ ت‬ Fees (%)

‫ر ﺳ ﻮ م ﻋ ﻤﻠﻴ ﺔ‬ EGP 5 + ‫ اﻟﺮﺳﻮم اﻟﻤﺼﺮﻓﻴﺔ‬/ Bank charge Wire Transfer

‫اﻟﺘ ﺤ ﻮﻳ ﻞ‬ Fee

‫ﻣ ﺪ ة اﻟ ﻘﺒ ﺾ‬ 3 days Period of

Holding

The below payment terms and conditions shall be subject to ، ‫ﺗ ﻜ ﻮ ن ﺷ ﺮ و ط وأ ﺣ ﻜ ﺎ م ا ﻟ ﺪ ﻓ ﻊ ا ﻟ ﻮا ر د ة ا دﻧ ﺎ ه ﻣ ﻜ ﻤ ﻠ ﺔ ﻟ ﺸ ﺮ و ط ﻫ ﺬ ه ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ‬

the terms of this Agreement, Paytabs’ website and mobile ‫ وﺗ ﻌﺘﺒ ﺮ‬،‫و ﻛ ﺬﻟ ﻚ ﺗ ﻠ ﻚ اﻟ ﻤﻨ ﺸ ﻮ ر ة ﻋ ﻠ ﻰ ﻣ ﻮ ﻗ ﻌﺒﻴﺘﺎﺑ ﺲ وﺗ ﻄﺒﻴ ﻖ اﻟ ﻬﺎﺗ ﻒ اﻟ ﻤ ﺤ ﻤ ﻮ ل‬

application and shall be considered an integrated part of this .‫ﺟﺰءًا ﻻ ﻳﺘﺠﺰأ ﻣﻦ ﻫﺬا اﻻﺗﻔﺎق وﻳﺠﺐ أن ﺗﻜﻮن ﻣﻠﺰﻣﺔ ﺗﺠﺎه اﻟﺘﺎﺟﺮ‬

Agreement. The Merchant shall comply with the above.

Transactions in foreign currencies used are the actual ‫· ﺗ ﺨ ﻀ ﻊ اﻟ ﻤﻌﺎ ﻣ ﻼ ت اﻟﺘ ﻲ ﺗﺘ ﻢ ﺑﺎﻟﻌ ﻤ ﻼ ت ا ﻷ ﺟﻨﺒﻴ ﺔ ﻟ ﺴﻌ ﺮ اﻟ ﺼ ﺮ ف اﻟ ﻔﻌﻠ ﻲ ﻓ ﻲ‬

exchange rates at the time of processing; a conversion fee is .‫و ﻗ ﺖ اﻟ ﺼ ﺮ ف ﻣ ﻊ ر ﺳ ﻮ م ﺗ ﺤ ﻮﻳ ﻞ‬

applied on foreign currency transactions.

· The Fees shall be deducted prior to Paytabs transfers it to .‫· ﺳﻴﺘ ﻢ ﺧ ﺼ ﻢ ﺗ ﻠ ﻚ اﻟ ﺮ ﺳ ﻮ م ﻗﺒ ﻞ أ ن ﻳﺘ ﻢ ﺗ ﺤ ﻮﻳ ﻠ ﻬﺎ اﻟ ﻰ ﺣ ﺴﺎ ب اﻟﺘﺎ ﺟ ﺮ‬

theMerchant account.
· Paytabs shall settle to the Merchant account all cash payment ‫· ﺳﺘ ﻘ ﻮ م ﺑﻴﺘﺎﺑ ﺲ ﺑﺘ ﺤ ﻮﻳ ﻞ ﺻﺎ ﻓ ﻲ اﻟ ﻤﺒﺎﻟ ﻎ اﻟ ﻤ ﺤ ﺼ ﻠ ﺔ ﺑ ﻌ ﺪ ﺧ ﺼ ﻢ اﻟ ﻌ ﻤ ﻮﻟ ﺔ ﻣ ﻦ‬

transactions after deducting its commissions within four (4 ) (4) ‫إﺟﻤﺎﻟﻲ اﻟﻤﺒﺎﻟﻎ اﻟﻤﺤﺼﻠﺔ ﻟﺤﺴﺎب اﻟﺘﺎﺟﺮ وذﻟﻚ ﻓﻲ ﻣﺪه اﻗﺼﺎﻫﺎ أرﺑﻌﺔ‬

days from the date of each transaction. .‫اﻳﺎ م ﻣ ﻦ ﺗﺎ رﻳ ﺦ ﻛ ﻞ ﻣ ﻌﺎ ﻣ ﻠ ﻪ‬

· Paytabs shall issue the invoices to the Merchant on a monthly .ً ‫· ﺗﻘﻮم ﺑﻴﺘﺎﺑﺲ ﺑﺈﺻﺪار اﻟﻔﻮاﺗﻴﺮ إﻟﻰ اﻟﺘﺎﺟﺮ ﺷﻬﺮﻳﺎ‬

basis.

All amounts and fees stated or referred to in this Schedule: ُ ‫· وﺑ ﺎ ﻟ ﻨ ﺴ ﺒ ﺔ ﻟ ﻜ ﺎ ﻓ ﺔ ا ﻟ ﻤ ﺒ ﺎ ﻟ ﻎ وا ﻟ ﺮ ﺳ ﻮ م ا ﻟ ﻤ ﻨ ﺼ ﻮ ص ﻋ ﻠ ﻴ ﻬ ﺎ أ و ا ﻟ‬

‫ﻤـ ﺸ ﺎ ر إ ﻟ ﻴ ﻬ ﺎ ﻓ ﻲ ﻫ ﺬا‬

(i) shall be payable in Egyptian Pounds; .‫ا ﻻﺗ ﻔﺎ ق‬

(ii) are exclusive of value added tax. ‫)أ( ﺗﻜﻮن ﺑﺎﻟﺠﻨﻴﻪ اﻟﻤﺼﺮي؛‬

.‫)ب( وﻳﺘﻌﻴﻦ أن ﺗﻜﻮن ﺻﺎﻓﻴﺔ ﻣﻦ ﺿﺮﻳﺒﺔ اﻟﻘﻴﻤﺔ اﻟﻤﻀﺎﻓﺔ‬

· Any other fees, costs, charges or fines related to the Services . ‫· ﻳ ﺘ ﺤ ﻤ ﻞ ا ﻟ ﺘ ﺎ ﺟ ﺮ أ ي ر ﺳ ﻮ م أ و ﺗ ﻜ ﺎ ﻟ ﻴ ﻒ أ و ﻏ ﺮا ﻣ ﺎ ت أ ﺧ ﺮ ى ا ﻟ ﻤ ﺘ ﻌ ﻠ ﻘ ﺔ ﺑ ﺎ ﻟ ﺨ ﺪ ﻣ ﺎ ت‬

shall be borne by the Merchant.

· Upon termination of services, the applicable fees and charges ‫ ﺳﻴﺘ ﻢ ﺗ ﺤ ﺼﻴ ﻞ اﻟ ﺮ ﺳ ﻮ م اﻟ ﻤ ﺴﺘ ﺤ ﻘ ﺔ ﻟﺒﻴﺘﺎﺑ ﺲ‬،‫· ﻋﻨ ﺪ ﻃ ﻠ ﺐ إﻧ ﻬﺎ ء اﻟ ﺨ ﺪ ﻣﺎ ت‬

due shall be collected in full. .‫ﺑﺎﻟ ﻜﺎ ﻣ ﻞ‬

· By signing the Agreement, the Merchant agrees and ‫ ﻳ ﻮا ﻓ ﻖ ا ﻟ ﺘ ﺎ ﺟ ﺮ وﻳ ﻘ ﺮ ﺑ ﺄﻧ ﻪ ﻗ ﺪ ﺗ ﻠ ﻘ ﻰ و ﻗ ﺮأ‬، ‫· ﻣ ﻦ ﺧ ﻼ ل ا ﻟ ﺘ ﻮ ﻗ ﻴ ﻊ ﻋ ﻠ ﻰ ﺗ ﻠ ﻚ ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ‬

acknowledges that they have received, read, understood and . ‫و ﻓ ﻬ ﻢ و وا ﻓ ﻖ ﻋ ﻠ ﻰ ا ﻟ ﺸ ﺮ و ط ا ﻟ ﻤ ﺬ ﻛ ﻮ ر ة ﺑ ﺘ ﻠ ﻚ ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ و ﻣ ﻠ ﺤ ﻘ ﺎﺗ ﻬ ﺎ‬

agrees on the terms and conditions of this Agreement and its

Schedules.

Merchant Services Agreement ‫اﺗ ﻔﺎ ﻗﻴ ﺔ ﺧ ﺪ ﻣﺎ ت اﻟﺘﺎ ﺟ ﺮ‬

Schedule 5: Merchant Agreement - Terms and Conditions ‫ ا ﻟ ﺸ ﺮ و ط و ا ﻷ ﺣ ﻜ ﺎ م‬- ‫ أ ﺗ ﻔ ﺎ ﻗ ﻴ ﺔ ا ﻟ ﺘ ﺎ ﺟ ﺮ‬:5 ‫ﺟ ﺪ و ل‬

Preamble ‫اﻟﺘ ﻤ ﻬﻴ ﺪ‬

WHEREASPayTabs is a payment processing Platform (as (‫ﻣ ﻌ ﺮ ف أ دﻧ ﺎ ه‬

ُ ‫ﺣ ﻴ ﺚ إ ن ﺑﻴﺘﺎﺑ ﺲ ﻫ ﻲ ﻣﻨ ﺼ ﺔ ﻟﺘ ﺤ ﻮﻳ ﻞ ﻋ ﻤ ﻠﻴﺎ ت اﻟ ﺪ ﻓ ﻊ ) ﻛ ﻤﺎ ﻫ ﻮ‬

defined below) that provides a range of e-commerce ‫و ﻫ ﻲ ﺗ ﻮ ﻓ ﺮ ﻣ ﺠ ﻤ ﻮ ﻋ ﺔ ﻣ ﻦ اﻟ ﺤ ﻠ ﻮ ل ا ﻹﻟ ﻜﺘ ﺮ وﻧﻴ ﺔ اﻟ ﺨﺎ ﺻ ﺔ ﺑﺎﻟ ﻤ ﻌﺎ ﻣ ﻼ ت اﻟﺘ ﺠﺎ رﻳ ﺔ ﺑ ﻤﺎ‬

transaction solutions, including payment processing, invoice ‫ وﺗ ﺴ ﻮﻳ ﺔ ا ﻟ ﻤ ﻌ ﺎ ﻣ ﻼ ت‬، ‫ وإ ﺻ ﺪا ر وإ دا ر ة ا ﻟ ﻔ ﻮاﺗ ﻴ ﺮ‬، ‫ﻓ ﻲ ذ ﻟ ﻚ ﺗ ﺤ ﻮﻳ ﻞ ا ﻟ ﻤ ﺪ ﻓ ﻮ ﻋ ﺎ ت‬

creation and management, transaction reconciliation and ‫وﺗ ﻘ ﺪﻳ ﻢ اﻟﺘ ﻘﺎ رﻳ ﺮ ) وﻳ ﺸﺎ ر إﻟ ﻰ ذﻟ ﻚ إ ﺟ ﻤﺎ ﻻ ﺑﺎ ﺳ ﻢ اﻟ ﺨ ﺪ ﻣﺎ ت ﻛ ﻤﺎ و ر د ﻓ ﻲ‬

reporting services (collectively “Services” more particularly .(‫ا ﻟ ﺘ ﻌ ﺮﻳ ﻒ أ دﻧ ﺎ ه‬

defined below).

WHEREASMerchant wish to receive and subscribe for certain ‫و ﺣ ﻴ ﺚ إ ن ا ﻟ ﺘ ﺎ ﺟ ﺮ ﻳ ﺮ ﻏ ﺐ ﻓ ﻲ ا ﻻ ﺷ ﺘ ﺮا ك وا ﻟ ﺤ ﺼ ﻮ ل ﻋ ﻠ ﻰ ﺧ ﺪ ﻣ ﺎ ت ﻣ ﻌ ﻴ ﻨ ﺔ ﻣ ﻦ‬

Services from PayTabs, and PayTabs wishes to provide certain ‫ﺑ ﻴ ﺘ ﺎﺑ ﺲ ؛ وﺗ ﺮ ﻏ ﺐ ﺑ ﻴ ﺘ ﺎﺑ ﺲ ﻓ ﻲ ﺗ ﻘ ﺪﻳ ﻢ ﺧ ﺪ ﻣ ﺎﺗ ﻬ ﺎ و ﻓ ﻘ ﺎ ﻟ ﺸ ﺮ و ط وأ ﺣ ﻜ ﺎ م ﻫ ﺬ ه‬

Services to Merchant on the terms and conditions set forth in :‫ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ ؛ و ﻋ ﻠ ﻴ ﻪ ﻓ ﻘ ﺞ أ ﻗ ﺮ ا ﻟ ﻄ ﺮ ﻓ ﺎ ن ﺑ ﺄ ﻫ ﻠ ﻴ ﺘ ﻬ ﻤ ﺎ ﻟ ﻠ ﺘ ﻌ ﺎ ﻗ ﺪ واﺗ ﻔ ﻘ ﺎ ﻋ ﻠ ﻰ ﻣ ﺎ ﻳ ﻠ ﻲ‬

this Agreement. Therefore, the Parties hereto agree as follows

1. Definitions ‫ ا ﻟ ﺘ ﻌ ﺮ ﻳ ﻔ ﺎ ت‬:‫أ و ﻻ‬

In addition to other terms defined in this Agreement, the ‫ ﻳ ﻜ ﻮ ن‬،‫ﺑﺎ ﻹ ﺿﺎ ﻓ ﺔ إﻟ ﻰ اﻟ ﻤ ﺼ ﻄ ﻠ ﺤﺎ ت ا ﻷ ﺧ ﺮ ى اﻟ ﻤ ﻌ ﺮ ﻓ ﺔ ﻓ ﻲ ﻫ ﺬ ه ا ﻻﺗ ﻔﺎ ﻗﻴ ﺔ‬

following terms shall have their corresponding meaning : :‫ﻟ ﻠ ﻤ ﺼ ﻄ ﻠ ﺤﺎ ت اﻟ ﺘﺎﻟ ﻴ ﺔ اﻟ ﻤ ﻌﺎﻧ ﻲ اﻟ ﻤ ﺒ ﻴ ﻨ ﺔ ﻗ ﺮﻳ ﻦ ﻛ ﻞ ﻣ ﻨ ﻬﺎ‬

1.1 “Active Freeze” has the meaning referred to in Clause No. ‫( ﻳﻜﻮن ﻟﻪ اﻟﻤﻌﻨﻰ اﻟﻮارد ﻓﻲ اﻟﺒﻨﺪ رﻗﻢ‬Active Freeze) ‫ﺗﺠﻤﻴﺪ اﻟﺤﺴﺎب‬11.

6.7. 6.7

1.2 “Administrative Charges” has the meaning referred to in ‫( ﻳﻜﻮن ﻟﻬﺎ اﻟﻤﻌﻨﻰ اﻟﻮارد ﻓﻲ‬Administrative Charges) ‫ رﺳﻮم إدارﻳﺔ‬1.2

Clause No. 11.2 .11,2 ‫اﻟﺒﻨﺪ رﻗﻢ‬

1.3 “API(s)” means the application program interface (including ‫(( ﺗﺴﺘﺨﺪم ﻟﻠﺪﻣﺞ‬API(s) ‫ واﺟﻬﺔ)أو واﺟﻬﺎت( اﻟﺒﺮﻧﺎﻣﺞ اﻟﺘﻄﺒﻴﻘﻲ‬1.3

all specifications for routines, data structures, object classes, ‫ وﺗ ﺸ ﺘ ﻤ ﻞ ﻋ ﻠ ﻰ ا ﻟ ﻤ ﻮا ﺻ ﻔ ﺎ ت ا ﻟ ﺨ ﺎ ﺻ ﺔ‬، ‫ا ﻟ ﺘ ﻜ ﻨ ﻮ ﻟ ﻮ ﺟ ﻲ ﺑ ﻴ ﻦ ﻣ ﻮ ﻗ ﻊ ا ﻟ ﺘ ﺎ ﺟ ﺮ وا ﻟ ﻤ ﻨ ﺼ ﺔ‬

and related protocols, modifiable code, and accompanying ‫ﺑ ﺎ ﻟ ﺮ وﺗ ﻴ ﻨ ﺎ ت و ﻫ ﻴ ﺎ ﻛ ﻞ ا ﻟ ﺒ ﻴ ﺎﻧ ﺎ ت و ﻓ ﺌ ﺎ ت ا ﻟ ﻨ ﻤ ﺎ ذ ج وا ﻟ ﺒ ﺮ وﺗ ﻮ ﻛ ﻮ ﻻ ت ا ﻟ ﻤ ﺘ ﻌ ﻠ ﻘ ﺔ ﺑ ﻬ ﺎ‬

library(ies) of software, any utilities, applications, installers, ‫و ﻣ ﺨ ﺘ ﻠ ﻒ ا ﻟ ﺸ ﻔ ﺮا ت ا ﻟ ﻘ ﺎﺑ ﻠ ﺔ ﻟ ﻠ ﺘ ﻌ ﺪﻳ ﻞ وا ﻟ ﻤ ﻜ ﺘ ﺒ ﺔ ا ﻟ ﺸ ﺎ ﻣ ﻠ ﺔ ﻟ ﻠ ﺒ ﺮ ﻣ ﺠ ﻴ ﺎ ت و ﺟ ﻤ ﻴ ﻊ‬

integration tool kits, plug-in, and documentation for technology ‫ﻣ ﻜ ﻮﻧ ﺎ ت ا ﻟ ﺒ ﺮﻧ ﺎ ﻣ ﺞ ﻣ ﻦ أ د وا ت وﺗ ﻄ ﺒ ﻴ ﻘ ﺎ ت وﺗ ﺮ ﻛ ﻴ ﺒ ﺎ ت و ﻣ ﺠ ﻤ ﻮ ﻋ ﺔ أ د وا ت ا ﻟ ﺪ ﻣ ﺞ‬

integration of Merchant Site and Platform. . ‫وا ﻟ ﻮ ﺻ ﻼ ت وا ﻟ ﻮﺛ ﺎﺋ ﻖ‬

1.4 “Approved Product” means a Product which is: :‫(ﻳﻘﺼﺪ ﺑﻪ‬Approved Product) ‫ اﻟﻤﻨﺘﺞ اﻟﻤﻌﺘﻤﺪ‬/ ‫ﻣﻨﺘﺞ ﻣﻌﺘﻤﺪ‬1.4

(i) offered for sale by the Merchant on the Merchant Site; and ‫)أ( اﻟﻤﻨﺘﺠﺎت اﻟﻤﻌﺮوﺿﺔ ﻟﻠﺒﻴﻊ ﻣﻦ ﻗﺒﻞ اﻟﺘﺎﺟﺮ ﻋﻠﻰ ﻣﻮﻗﻊ اﻟﺘﺎﺟﺮ‬

(ii) a product or service which is not listed among PayTabs ‫)ب( اﻟﻤﻨﺘﺠﺎت أو اﻟﺨﺪﻣﺎت اﻟﺘﻲ ﻟﻴﺴﺖ ﻣﺪرﺟﺔ ﺿﻤﻦ ﻓﺌﺎت اﻟﻤﻌﺎﻣﻼت‬

Prohibited Transactions categories as set out in clause 16.2 .16.2 ‫اﻟﻤﺤﻈﻮرة ﻣﻦ ﻗﺒﻞ ﺑﻴﺘﺎﺑﺲ ﻛﻤﺎ ﻫﻮ ﻣﺒﻴﻦ ﻓﻲ اﻟﺒﻨﺪ رﻗﻢ‬

below.

1.5 “Authentication” shall mean the process by which the ‫(ﻳﻘﺼﺪ ﺑﻬﺎ ﻋﻤﻠﻴﺔ ﻣﺼﺪر ﺑﻄﺎﻗﺔ‬Authentication)‫اﻟﻤﺼﺎدﻗﺔ‬/ ‫اﻟﺘﺼﺪﻳﻖ‬1.5

Customer’s identification is authenticated by the Card Issuing .‫اﻟ ﺪ ﻓ ﻊ اﻟﺘ ﻲ ﻳﺘ ﻢ ﻣ ﻦ ﺧ ﻼﻟ ﻬﺎ ﺗ ﻮﺛﻴ ﻖ ﻫ ﻮﻳ ﺔ اﻟ ﻌ ﻤﻴ ﻞ ﻣ ﻦ اﻟﺒﻨ ﻚ‬

Bank.

1.6 “Authorization” means approval by the Card Issuing Bank ‫(ﻫﻮ اﻟﻤﻮاﻓﻘﺔ ﻣﻦ ﻗﺒﻞ‬Authorization)‫ اﻗﺮار ﺑﻄﺎﻗﺔ اﻟﺪﻓﻊ‬/ ‫ اﻻﻗﺮار‬1.6

validating a Transaction. .‫ﻤ ﺼ ﺪ ر ﻟ ﻠﺒ ﻄﺎ ﻗ ﺔ ﻋ ﻠ ﻰ إﺗ ﻤﺎ م اﻟ ﻤ ﻌﺎ ﻣ ﻠ ﺔ ﺑ ﻌ ﺪ اﻟﺘ ﺤ ﻘ ﻖ ﻣ ﻦ ﺻ ﺤ ﺔ اﻟﺒﻴﺎﻧﺎ ت‬

ُ ‫اﻟﺒﻨ ﻚ اﻟ‬

1.7 ” Card(s)” means the debit or credit card issued by the debit) ‫(ﻳﻘﺼﺪ ﺑﻬﺎ ﺑﻄﺎﻗﺔ اﻟﻤﺪﻳﻦ أو اﻟﺴﺤﺐ اﻟﻔﻮري‬Card(s‫اﻟﺒﻄﺎﻗﺎت‬1.7

Payment Card Issuer and used by the Customers to purchase ُ ‫(اﻟﺼﺎدرة ﻣﻦ‬credit card) ‫( أو اﻻﺋﺘﻤﺎن‬card
‫ﻣﺼﺪ ِر ﺑﻄﺎﻗﺔ اﻟﺪﻓﻊ وﻫﻲ‬

Products from the Merchant. . ‫ا ﻟ ﺒ ﻄ ﺎ ﻗ ﺎ ت ا ﻟ ﺘ ﻲ ﻳ ﺴ ﺘ ﺨ ﺪ ﻣ ﻬ ﺎ ا ﻟ ﻌ ﻤ ﻼ ء ﻟ ﺸ ﺮا ء ا ﻟ ﻤ ﻨ ﺘ ﺠ ﺎ ت ﻣ ﻦ ا ﻟ ﺘ ﺎ ﺟ ﺮ‬

1.8 “Card Licensor” means a member of the Payment Card ‫(ﻫﻮ ﻋﻀﻮ ﻓﻲ إﺣﺪى اﻟﻤﻨﻈﻤﺎت‬Card Licensor)‫ ﻣﺎﻧﺢ ﺗﺮﺧﻴﺺ اﻟﺒﻄﺎﻗﺔ‬1.8

Association such as Visa International, MasterCard, Diners Club, ‫ﻤﺼﺪ ِرة ﻟﺒﻄﺎﻗﺎت اﻻﺋﺘﻤﺎن ﻣﺜﻞ ﻓﻴﺰا اﻟﻌﺎﻟﻤﻴﺔ وﻣﺎﺳﺘﺮﻛﺎرد‬
ُ ‫أ و اﻟ ﻤ ﺆ ﺳ ﺴﺎ ت اﻟ‬

Discover Cards, CUP, JCB and American Express. .‫ وأﻣﻴﺮﻛﻦ إﻛﺴﺒﺮﻳﺲ‬CUP‫ و‬JCB‫وداﻳﻨﺮز ﻛﻠﻮب اﻟﻌﺎﻟﻤﻴﺔ ودﻳﺴﻜﻔﺮ و‬

1.9 “Chargeback” means the procedure by which a Transaction ‫((ﻫﻮ إﺟﺮاء ﻳﺘﻢ‬Chargeback(s)‫ اﻟﻤﺒﺎﻟﻎ اﻟﻤﺴﺘﺮدة‬/ ‫ رد اﻟﻤﺪﻓﻮﻋﺎت‬1.9

(or portion thereof) is denied or returned by the Card Licensor ‫ﺑﻤﻮﺟﺒﻪ رﻓﺾ أو إرﺟﺎع ﻣﻌﺎﻣﻠﺔ )أو ﺟﺰء ﻣﻨﻬﺎ( ﻣﻦ ﻗِﺒﻞ ﻣﺎﻧﺢ ﺗﺮﺧﻴﺼﺎﻟﺒﻄﺎﻗﺔ أو‬

or the Payment Card Issuer which may result in a debit to the .‫ﻣﺼﺪ ِر ﺑﻄﺎﻗﺔ اﻟﺪﻓﻊ ﻣﻤﺎ ﻗﺪ ﻳﺆدي إﻟﻰ ﺧﺼﻢ ﻳﺘﺤﻤﻠﻪ اﻟﺘﺎﺟﺮ‬
ُ

Merchant.

1.10“Chargeback Amount” means the Transaction amount ‫(ﻫﻮ ﻣﺒﻠﻎ اﻟﻤﻌﺎﻣﻠﺔ‬Chargeback Amount)‫ﻗﻴﻤﺔ اﻟﻤﺒﺎﻟﻎ اﻟﻤﺴﺘﺮدة‬1.10

which may be debited to the Merchant, pursuant to a . ‫ا ﻟ ﺬ ي ﻗ ﺪ ﻳ ﺘ ﻢ ﺧ ﺼ ﻤ ﻪ ﻣ ﻦ ا ﻟ ﺘ ﺎ ﺟ ﺮ ﺑ ﺴ ﺒ ﺐ إ ﺟ ﺮا ء ر د ا ﻟ ﻤ ﺪ ﻓ ﻮ ﻋ ﺎ ت‬

Chargeback.

1.11“Chargeback Fees” shall have the meaning referred to in ‫( واﻟﻤﺸﺎر ﻟﺘﻌﺮﻳﻔﻬﺎ ﻓﻲ‬Chargeback Fees) ‫رﺳﻮم اﻻﺳﺘﺮداد اﻟﺒﻨﻜﻲ‬1.11

clause 11.2 11.2 ‫اﻟﺒﻨﺪ رﻗﻢ‬

1.12“Collected Payment” means the Total Sale Price credited to Collected) ‫ﻤﺤﺼﻠﺔ‬
ُ ‫ اﻷﻣﻮال اﻟ‬/ ‫ اﻟﺪﻓﻌﺎت اﻟﻤﺘﺴﻠﻤﺔ‬/ ‫اﻟﺪﻓﻌﺔ اﻟﻤﺘﺴﻠﻤﺔ‬1.12

PayTabs’ bank account pursuant to a valid Transaction and ‫(( ﻫﻲ إﺟﻤﺎﻟﻲ ﺳﻌﺮ اﻟﺒﻴﻊ اﻟﺬي ﺗﻢ ﺗﻘﻴﻴﺪه ﻟﺤﺴﺎب ﺑﻴﺘﺎﺑﺲ‬Payment(s

matched to Merchant’s Account ID by PayTabs. ‫ا ﻟ ﻤ ﺼ ﺮ ﻓ ﻲ و ﻓ ﻘ ﺎ ﻟ ﻤ ﻌ ﺎ ﻣ ﻠ ﺔ ﺻ ﺤ ﻴ ﺤ ﺔ وﻳ ﺘ ﻮا ﻓ ﻖ ﻫ ﺬا ﻣ ﻊ ر ﻗ ﻢ ﺣ ﺴ ﺎ ب ا ﻟ ﺘ ﺎ ﺟ ﺮ ﻣ ﻊ‬

.‫ﺑﻴﺘﺎﺑ ﺲ‬

1.13“Commercial Registration” means the permits issued by (Commercial Registration Certificate) ‫ﺷﻬﺎدة اﻟﺴﺠﻞ اﻟﺘﺠﺎري‬1.13

government agencies that allow Merchant to conduct the ‫ﻫ ﻲ ا ﻟ ﺘ ﺼ ﺎ رﻳ ﺢ ا ﻟ ﺼ ﺎ د ر ة ﻣ ﻦ ا ﻟ ﻬ ﻴ ﺌ ﺎ ت ا ﻟ ﺤ ﻜ ﻮ ﻣ ﻴ ﺔ ا ﻟ ﺘ ﻲ ﺗ ﺴ ﻤ ﺢ ﻟ ﻠ ﺘ ﺎ ﺟ ﺮ ﺑ ﺈ ﺟ ﺮا ء‬

specified business. .‫أ ﻋ ﻤﺎ ل ﺗ ﺠﺎ رﻳ ﺔ ﻣ ﻌﻴﻨ ﺔ‬

1.14“Confidential Information” shall have the meaning referred ‫( واﻟﻤﺸﺎر ﻟﺘﻌﺮﻳﻔﻬﺎ ﻓﻲ‬Confidential Information) ‫ﻣﻌﻠﻮﻣﺎت ﺳﺮﻳﺔ‬1.14

to in clause 17.1. .17.1 ‫اﻟﺒﻨﺪ رﻗﻢ‬

1.15“Customer(s)” means any person who owns any Card that ‫(( ﻳ ُﻘﺼﺪ ﺑﻪ أي ﺷﺨﺺ ﻳﻤﺘﻠﻚ أي ﺑﻄﺎﻗﺔ‬Customer(s) ‫ اﻟﻌﻤﻼء‬/ ‫اﻟﻌﻤﻴﻞ‬1.15

they use to process the Transaction. . ‫ﻳ ﺴ ﺘ ﺨ ﺪ ﻣ ﻬ ﺎ ﻹ ﺟ ﺮا ء ا ﻟ ﻤ ﻌ ﺎ ﻣ ﻠ ﺔ‬

1.16“Disputed Transaction” means a complaint, claim or ‫( ﻳ ُﻘﺼﺪ ﺑﻬﺎ أي ﺷﻜﻮى أو‬Disputed Transaction) ‫ﻣﻌﺎﻣﻠﺔ ﻣﺘﻨﺎزع ﻋﻠﻴﻬﺎ‬1.16

dispute raised by the Customer and/or the Card Licensor in ‫ﻣﺼﺪ ِر ﺑﻄﺎﻗﺔ اﻟﺪﻓﻌﺄو ﻛﻼﻫﻤﺎ ﻓﻴﻤﺎ‬
ُ ‫ﻣ ﻄ ﺎ ﻟ ﺒ ﺔ أ و ﻧ ﺰا ع ﻳ ﻘ ﺎ م ﺳ ﻮا ء ﻣ ﻦ ا ﻟ ﻌ ﻤ ﻴ ﻞ أ و‬

connection with a Transaction. .‫ﻳﺘﻌﻠ ﻖ ﺑ ﻤﻌﺎ ﻣﻠ ﺔ‬

1.17“Merchant” means a natural person or a legal entity who ‫( ﻳ ُﻘﺼﺪ ﺷﺨﺺ ﻃﺒﻴﻌﻲ أو ﻛﻴﺎن ﻗﺎﻧﻮﻧﻲ ﻳﻘﻮم‬Merchant) ‫ اﻟﺘﺎﺟﺮ‬/ ‫ﺗﺎﺟﺮ‬1.17

sells Products through Merchant Site and is a party to this .‫ﺑﺒﻴ ﻊ اﻟ ﻤﻨﺘ ﺠﺎ ت ﻣ ﻦ ﺧ ﻼ ل ﻣ ﻮ ﻗ ﻊ اﻟﺘﺎ ﺟ ﺮ و ﻫ ﻮ ﻃ ﺮ ف ﻫ ﺬ ه ا ﻻﺗ ﻔﺎ ﻗﻴ ﺔ‬

Agreement.

1.18“Merchant Account” means the Merchant’s bank account ‫( ﻫﻮ اﻟﺤﺴﺎب اﻟﻤﺼﺮﻓﻲ ﻟﻠﺘﺎﺟﺮ‬Merchant Account) ‫ﺣﺴﺎب اﻟﺘﺎﺟﺮ‬1.18

for the credit/debit of any sale/refund of Transactions. .‫ﺳﻮاء ﻛﺎن داﺋﻨ ًﺎ أم ﻣﺪﻳﻨ ًﺎ ﻓﻲ أي ﻣﻌﺎﻣﻠﺔ ﺑﻴﻊ أو رد أﻣﻮال‬

1.19“Merchant Site” shall mean the website bearing Merchant’s ‫( ﻳ ُﻘﺼﺪ ﺑﻪ اﻟﻤﻮﻗﻊ اﻹﻟﻜﺘﺮوﻧﻲ أو ﺗﻄﺒﻴﻖ‬Merchant Site) ‫ﻣﻮﻗﻊ اﻟﺘﺎﺟﺮ‬1.19

domain name or mobile app, the content of which are ‫ و ﻫ ﻮ ا ﻟ ﺬ ي ﻳ ﻘ ﻮ م ﺑ ﺘ ﺸ ﻐ ﻴ ﻠ ﻪ وﻳ ﻤ ﺘ ﻠ ﻚ‬، ‫ا ﻟ ﺠ ﻮا ل ا ﻟ ﺬ ي ﻳ ﺤ ﻤ ﻞ ا ﺳ ﻢ ﺧ ﺎ ص ﺑ ﺎ ﻟ ﺘ ﺎ ﺟ ﺮ‬

controlled, operated and owned by the Merchant and ‫ وﺗ ﻢ إﻧ ﺸ ﺎ ؤ ه ﺑ ﻐ ﺮ ض ﺗ ﻤ ﻜ ﻴ ﻦ ا ﻟ ﻌ ﻤ ﻼ ء ﻣ ﻦ ﻣ ﺸ ﺎ ﻫ ﺪ ة‬، ‫ﻣ ﺤ ﺘ ﻮا ه وﻳ ﺘ ﺤ ﻜ ﻢ ﻓ ﻴ ﻪ‬

established for the purpose of enabling the Customers to view ‫أو ﻋﻠﻰ‬/‫اﻟﻤﻨﺘﺠﺎت وﺗﻨﻔﻴﺬ ﻣﻌﺎﻣﻼت ﺷﺮاء اﻟﻤﻨﺘﺠﺎت اﻟﻤﻌﺮوﺿﺔ ﻋﻠﻰ اﻟﻤﻮﻗﻊ و‬

the Products and carry out Transactions for purchase of . ‫ﺗ ﻄ ﺒ ﻴ ﻖ ا ﻟ ﺠ ﻮا ل‬

Products offered on the website and/or mobile app.

1.20“Partner Bank” shall mean various banks, financial ‫( ﻳ ُﻘﺼﺪ ﺑﻪ اﻟﺒﻨﻮك واﻟﻤﺼﺎرف اﻟﻤﺨﺘﻠﻔﺔ‬Partner Bank) ‫اﻟﺒﻨﻚ اﻟﺸﺮﻳﻚ‬1.20

institutions, Payment Card Associations, or payment system ‫ﻤﺼﺪ ِرةﻟﺒﻄﺎﻗﺎﺗﺎﻻﺋﺘﻤﺎن وﺷﺮﻛﺎت‬

ُ ‫وا ﻟ ﻤ ﺆ ﺳ ﺴ ﺎ ت ا ﻟ ﻤ ﺎ ﻟ ﻴ ﺔ وا ﻟ ﻤ ﻨ ﻈ ﻤ ﺎ ت ا ﻟ‬

providers. .‫ﻣﻌﺎﻟ ﺠ ﺔ ﻋ ﻤﻠﻴﺎ ت اﻟ ﺪ ﻓ ﻊ‬

1.21“Partner Bank Services” shall mean the payment gateway ‫( ﻫﻲ أﻧﻈﻤﺔ اﻟﺪﻓﻊ‬Partner Bank Services) ‫ﺧﺪﻣﺎت اﻟﺒﻨﻚ اﻟﺸﺮﻳﻚ‬1.21

system and services provided by the Partner Bank such as: :‫ا ﻹ ﻟ ﻜ ﺘ ﺮ وﻧ ﻴ ﺔ وا ﻟ ﺨ ﺪ ﻣ ﺎ ت ا ﻟ ﺘ ﻲ ﻳ ﻘ ﺪ ﻣ ﻬ ﺎ ا ﻟ ﺒ ﻨ ﻚ ا ﻟ ﺸ ﺮﻳ ﻚ ﻣ ﺜ ﻞ‬

(i) to route internet based valid Card transactions; :‫)أ( ﺗﻮﺟﻴﻪ اﻟﻤﻌﺎﻣﻼت ﻋﺒﺮ اﻹﻧﺘﺮﻧﺖ ﺑﺎﺳﺘﺨﺪام اﻟﺒﻄﺎﻗﺎت اﻟﺴﺎرﻳﺔ‬

(ii) offer various facilities through the internet; ‫)ب( ﺗﻘﺪﻳﻢ ﻣﺨﺘﻠﻒ اﻟﺘﺴﻬﻴﻼت ﻋﺒﺮ اﻹﻧﺘﺮﻧﺖ؛‬

(iii) provide Authentication and Authorization from Payment ‫)ت( ﺗﻘﺪﻳﻢ اﻟﺘﺼﺪﻳﻖ واﻹﻗﺮار ﻣﻦ اﻟﻤﻨﻈﻤﺎت واﻟﻤﺆﺳﺴﺎت‬

Card Associations or other Third Party Payment Processors or ‫ﻤﺼﺪ ِرةﻟﺒﻄﺎﻗﺎﺗﺎﻻﺋﺘﻤﺎن أو ﺷﺮﻛﺎت اﻟﻤﻘﺎﺻﺔ؛و‬
ُ ‫اﻟ‬

clearing houses; and ‫)ث( ﺗﻮﻓﻴﺮ ﺧﺪﻣﺎت اﻟﺘﺴﻮﻳﺔ ﻓﻴﻤﺎ ﻳﺘﻌﻠﻖ ﺑﺘﻌﻠﻴﻤﺎت اﻟﺪﻓﻊ اﻟﺘﻲ ﻗﺪﻣﻬﺎ اﻟﻌﻤﻼء‬

(iv) provide settlement facilities in respect of payment

instructions initiated by Customers.

1.22“Payment Card Associations” means any Card Licensors, Payment) ‫ﻤﺼﺪ ِرة ﻟﺒﻄﺎﻗﺎت اﻻﺋﺘﻤﺎن‬
ُ ‫أو اﻟﻤﻨﻈﻤﺎت اﻟ‬/ ‫اﻟﻤﺆﺳﺴﺎت و‬1.22

such as Visa International, MasterCard, Diners International, ‫( ﻳ ُﻘﺼﺪ ﺑﻬﺎ أي ﻣﻦ اﻟﺸﺮﻛﺎت اﻟﺘﻲ ﺗﻤﻨﺢ ﺗﺮاﺧﻴﺺ‬Card Associations

Discover Cards, CUP, JCB and American Express. ‫ا ﻟ ﺒ ﻄ ﺎ ﻗ ﺎ ت ﻣ ﺜ ﻞ ﻓ ﻴ ﺰا ا ﻟ ﻌ ﺎ ﻟ ﻤ ﻴ ﺔ و ﻣ ﺎ ﺳ ﺘ ﺮ ﻛ ﺎ ر د و داﻳ ﻨ ﺮ ز ﻛ ﻠ ﻮ ب ا ﻟ ﻌ ﺎ ﻟ ﻤ ﻴ ﺔ و دﻳ ﺴ ﻜ ﻔ ﺮ‬

.‫ وأﻣﻴﺮﻛﻦ إﻛﺴﺒﺮﻳﺲ‬CUP‫ و‬JCB‫و‬

1.23“Payment Card Issuer” or “Card Issuing Bank” means any Payment Card Issuer) ‫ﻤﺼﺪر ﻟﻠﺒﻄﺎﻗﺔ‬
ُ ‫ اﻟﺒﻨﻚ اﻟ‬/ ‫ﻣﺼﺪ ِر ﺑﻄﺎﻗﺔ اﻟﺪﻓﻊ‬
ُ 1.23

financial institution that issued the Card used by the Customer ‫( ﻫﻮ أي ﺟﻬﺔ أو ﻣﺆﺳﺴﺔ ﻣﺎﻟﻴﺔ أﺻﺪرت اﻟﺒﻄﺎﻗﺔ‬/ Card Issuing Bank

in any Transaction. .‫اﻟ ﻤ ﺴﺘ ﺨ ﺪ ﻣ ﺔ ﻣ ﻦ ﻗﺒ ﻞ اﻟﻌ ﻤﻴ ﻞ ﻓ ﻲ أ ي ﻣﻌﺎ ﻣﻠ ﺔ‬

1.24 “Penalties” means any fine or amount (together with any ‫( ﻫﻲ أي ﻏﺮاﻣﺔ أو ﻣﺒﻠﻎ )ﺑﺎﻹﺿﺎﻓﺔ إﻟﻰ‬Penalties) ‫ اﻟﻌﻘﻮﺑﺎت‬/ ‫ﻋﻘﻮﺑﺎت‬1.24

associated costs) which may be levied on PayTabs or Merchant ‫أ ي ﺗ ﻜ ﺎ ﻟ ﻴ ﻒ ﻣ ﺮﺗ ﺒ ﻄ ﺔ( ﻗ ﺪ ﻳ ﺘ ﻢ ﻓ ﺮ ﺿ ﻬ ﺎ ﻋ ﻠ ﻰ ﺑ ﻴ ﺘ ﺎﺑ ﺲ أ و ا ﻟ ﺘ ﺎ ﺟ ﺮ ﻧ ﺘ ﻴ ﺠ ﺔ ﻣ ﺨ ﺎ ﻟ ﻔ ﺔ‬

as a result of the contravention of a rule, law, statute or ‫ﻣﺼﺪ ِر ﺑﻄﺎﻗﺔ‬

ُ ‫ﻟ ﻘﺎ ﻋ ﺪ ة أ و ﻗﺎﻧ ﻮ ن أ و ﺗ ﺸ ﺮﻳ ﻊ أ و ﺑ ﺴﺒ ﺐ ﺗ ﻮ ﺟﻴ ﻬﺎ ت ﻟ ﻤ ﺼ ﺮ ف أ و‬

guideline of a bank, Payment Card Issuer and/or Payment Card ُ ‫أو اﻟﻤﺆﺳﺴﺎت اﻟ‬/‫اﻟﺪﻓﻊ و‬
.‫ﻤﺼﺪ ِرة ﻟﺒﻄﺎﻗﺎت اﻻﺋﺘﻤﺎن‬

Association.

1.25“Platform” means the proprietary application having the ‫(اﻟﻤﻘﺼﻮد ﺑﻬﺎ اﻟﻨﻈﺎم اﻟﺒﺮﻣﺠﻲ ﻟﻠﺘﻄﺒﻴﻖ‬Platform) ‫ اﻟﻤﻨﺼﺔ‬/ ‫ﻣﻨﺼﺔ‬1.25

technical functionality specified in the Technical Manual, ‫ا ﻟ ﺬ ي ﻟ ﻪ ا ﻟ ﺤ ﻘ ﻮ ق ا ﻟ ﻤ ﺤ ﻔ ﻮ ﻇ ﺔ وا ﻟ ﺬ ي ﻃ ﻮ رﺗ ﻪ ﺷ ﺮ ﻛ ﺔ ﺑ ﻴ ﺘ ﺎﺑ ﺲ ﺑ ﻮ ﻇ ﺎﺋ ﻔ ﻪ ا ﻟ ﺘ ﻘ ﻨ ﻴ ﺔ‬

developed by PayTabs that can be integrated with Merchant ‫ وﻳ ﻤ ﻜ ﻦ د ﻣ ﺠ ﻪ ﻣ ﻊ ﻣ ﻮ ﻗ ﻊ ا ﻟ ﺘ ﺎ ﺟ ﺮ‬، ‫ا ﻟ ﻤ ﻨ ﺼ ﻮ ص ﻋ ﻠ ﻴ ﻬ ﺎ ﺗ ﺤ ﺪﻳ ﺪا ﻓ ﻲ ا ﻟ ﺪ ﻟ ﻴ ﻞ ا ﻟ ﺘ ﻘ ﻨ ﻲ‬

Site through an API. The Platform shall be the interface for the ‫ اﻟﻤﻨﺼﺔ ﻫﻲ واﺟﻬﺔ ﻟﻠﻌﻤﻴﻞ ﻟﺒﺪء‬.(API) ‫ﻣﻦ ﺧﻼل واﺟﻬﺔ اﻟﺒﺮﻧﺎﻣﺞ اﻟﺘﻄﺒﻴﻘﻲ‬

Customer to initiate Transactions through Cards. The Platform’s ‫ وﺗﺘ ﻤﺜ ﻞ اﻟ ﻮ ﻇﻴ ﻔ ﺔ ا ﻷ ﺳﺎ ﺳﻴ ﺔ ﻟ ﻠ ﻤﻨ ﺼ ﺔ ﻓ ﻲ ﺗ ﻠ ﻘ ﻲ‬،‫اﻟ ﻤ ﻌﺎ ﻣ ﻼ ت ﻣ ﻦ ﺧ ﻼ ل اﻟﺒ ﻄﺎ ﻗﺎ ت‬

basic functionality is to receive the transaction data done ‫ﺑ ﻴ ﺎﻧ ﺎ ت ا ﻟ ﻤ ﻌ ﺎ ﻣ ﻠ ﺔ ﻣ ﻦ ﺧ ﻼ ل ﻣ ﻮ ﻗ ﻊ ا ﻟ ﺘ ﺎ ﺟ ﺮ وإ ﺣ ﺎ ﻟ ﺔ ﺑ ﻴ ﺎﻧ ﺎ ت ا ﻟ ﻤ ﻌ ﺎ ﻣ ﻠ ﺔ إ ﻟ ﻰ ﻃ ﺮ ف‬

through Merchant Site and to forward such transaction data to .‫ﺛﺎﻟ ﺚ ﻟ ﻤﻌﺎﻟ ﺠ ﺔ اﻟ ﺪ ﻓ ﻊ‬

the respective Third-Party Payment Processor.

1.26“Pricing Plan” is the pricing structure for each Transaction ‫(ﻫﻮ ﺟﺪول اﻷﺳﻌﺎر اﻟﺨﺎص ﺑﻜﻞ ﻣﻌﺎﻣﻠﺔ‬Pricing Plan)‫ﺟﺪول اﻷﺳﻌﺎر‬1.26

and any other fees applicable to the Merchant and set at the ‫وأ ي ر ﺳ ﻮ م أ ﺧ ﺮ ى ﻳ ﺘ ﺤ ﺪ د ﻟ ﻠ ﺘ ﺎ ﺟ ﺮ ﻋ ﻨ ﺪ اﻧ ﻀ ﻤ ﺎ ﻣ ﻪ إ ﻟ ﻰ ﺑ ﻴ ﺘ ﺎﺑ ﺲ و ﻗ ﺎﺑ ﻞ ﻟ ﺘ ﻌ ﺪﻳ ﻞ ﻣ ﻦ‬

time of affiliation by PayTabs and subject to amendment at any .‫و ﻗ ﺖ ﻵ ﺧ ﺮ ﻣ ﻊ إ ﺧ ﻄﺎ ر ﻣ ﺴﺒ ﻖ ﻣ ﻦ ﺑﻴﺘﺎﺑ ﺲ ﻟ ﻠﺘﺎ ﺟ ﺮ‬

time with advance notice to the Merchant.

1.27“Products” shall mean goods and/or services offered for ‫أو‬/‫( ﻫﻲ اﻟﺴﻠﻊ و‬Products) ‫ اﻟﻤﻨﺘﺠﺎت‬/ ‫ ﻣﻨﺘﺠﺎت‬/ ‫ اﻟﻤﻨﺘﺞ‬/ ‫ﻣﻨﺘﺞ‬1.27

sale by the Merchant on the Merchant Site. .‫اﻟ ﺨ ﺪ ﻣﺎ ت اﻟﺘ ﻲ ﻳﻌ ﺮ ﺿ ﻬﺎ اﻟﺘﺎ ﺟ ﺮ ﻟﻠﺒﻴ ﻊ ﻋﻠ ﻰ ﻣ ﻮ ﻗ ﻊ اﻟﺘﺎ ﺟ ﺮ‬

1.28“Refund Transaction” shall have the meaning in clause 7.2 ‫( واﻟﻤﺸﺎر ﻟﺘﻌﺮﻳﻔﻬﺎ ﻓﻲ‬Refund Transaction)‫إﻋﺎدة اﻟﻤﺒﺎﻟﻎ اﻟﻤﺴﺪدة‬1.28

7.2‫اﻟﺒﻨﺪ رﻗﻢ‬

1.29“Service(s)” means payment processing services including ‫(( ﻫﻲ ﺧﺪﻣﺎت‬Service(s) ‫ اﻟﺨﺪﻣﺎت‬/ ‫ ﺧﺪﻣﺎت‬/ ‫اﻟﺨﺪﻣﺔ‬/ ‫ﺧﺪﻣﺔ‬1.29

certain hosted online checkout solutions, invoice creation and ‫ﻣ ﻌﺎﻟ ﺠ ﺔ ﻋ ﻤ ﻠﻴﺎ ت اﻟ ﺪ ﻓ ﻊ ﺑ ﻤﺎ ﻓ ﻲ ذﻟ ﻚ ﺗ ﻮ ﻓﻴ ﺮ ﺣ ﻠ ﻮ ل ﻣ ﻌﻴﻨ ﺔ ﻟ ﺪ ﻓ ﻊ ﺛ ﻤ ﻦ اﻟ ﻤ ﺸﺘ ﺮﻳﺎ ت‬

management, transaction reconciliation and reporting services ‫ وﺗ ﺴ ﻮﻳ ﺔ ا ﻟ ﻤ ﻌ ﺎ ﻣ ﻼ ت وﺗ ﻘ ﺪﻳ ﻢ‬، ‫ وإ ﺻ ﺪا ر وإ دا ر ة ا ﻟ ﻔ ﻮاﺗ ﻴ ﺮ‬، ‫ﻋ ﻦ ﻃ ﺮﻳ ﻖ ا ﻹﻧ ﺘ ﺮﻧ ﺖ‬

and any other services provided by PayTabs through the ‫ا ﻟ ﺘ ﻘ ﺎ رﻳ ﺮ وأ ي ﺧ ﺪ ﻣ ﺎ ت أ ﺧ ﺮ ى ﺗ ﻘ ﺪ ﻣ ﻬ ﺎ ﺑ ﻴ ﺘ ﺎﺑ ﺲ ﻣ ﻦ ﺧ ﻼ ل ا ﻟ ﻤ ﻨ ﺼ ﺔ ﻟ ﺘ ﺴ ﻬ ﻴ ﻞ ﺣ ﺮ ﻛ ﺔ‬

Platform to facilitate online purchasing or other activity via ‫ و ﻻ ﺗ ﺸ ﻤ ﻞ‬. ‫ا ﻟ ﺸ ﺮا ء ا ﻹ ﻟ ﻜ ﺘ ﺮ وﻧ ﻲ ﻋ ﺒ ﺮ ﻣ ﻮ ﻗ ﻊ ا ﻟ ﺘ ﺎ ﺟ ﺮ أ و ﺑ ﻮاﺑ ﺎ ت ا ﻟ ﺘ ﺠ ﺎ ر ة ا ﻹ ﻟ ﻜ ﺘ ﺮ وﻧ ﻴ ﺔ‬

Merchant Site or e-commerce portals. Services does not ‫ﻫ ﺬ ه اﻟ ﺨ ﺪ ﻣﺎ ت ا ﻻﺗ ﺼﺎ ﻻ ت اﻟ ﺨﺎ ﺻ ﺔ ﺑﺄﻧ ﻈ ﻤ ﺔ ﻣ ﻌﺎﻟ ﺠ ﺔ اﻟﺒﻴﺎﻧﺎ ت اﻟ ﻤ ﺴﺘ ﺨ ﺪ ﻣ ﺔ ﻣ ﻦ‬

include the connection of the data processing systems used by .‫ﻗِﺒﻞ اﻟﺘﺎﺟﺮ‬

the Merchant.

1.30“Technical Manual” means the technical documents and ‫اﻟﺪﻟﻴﻞ اﻟﺘﻘﻨﻲ ﻫﻮ اﻟﻮﺛﺎﺋﻖ اﻟﺘﻘﻨﻴﺔ واﻟﻜﺘﻴﺒﺎت اﻟﺘﻲ ﺗﺴﺎﻋﺪ اﻟﺘﺎﺟﺮ ﻋﻠﻰ‬1.30

manuals that guide the Merchant to use the Platform. ‫ا ﺳ ﺘ ﺨ ﺪا م ا ﻟ ﻤ ﻨ ﺼ ﺔ‬

1.31“Third Party Payment Processor” means a licensed third- ‫ﻣ ﺮ ﺧ ﺺ ﻟ ﻪ وﻳﺘﺒ ﻊ أ و‬ ُ ‫ ﻃﺮف ﺛﺎﻟﺚ ﻟﻤﻌﺎﻟﺠﺔ اﻟﺪﻓﻊ ﻫﻮ‬1.31
ُ ‫ﻣﻌﺎﻟ ﺞ د ﻓ ﻊ ﺧﺎ ر ﺟ ﻲ‬

party payment processor affiliated or associated to any ‫ﻤﺼﺪ ِرة ﻟﺒﻄﺎﻗﺎﺗﺎﻻﺋﺘﻤﺎن أو ﺷﺒﻜﺎت اﻟﺪﻓﻊ‬
ُ ‫ﻳ ﺮﺗﺒ ﻂ ﺑﺄ ي ﻣ ﻦ اﻟ ﻤ ﺆ ﺳ ﺴﺎ ت اﻟ‬

Payment Card Associations, card schemes, Partner Banks or ‫ﺑ ﺎ ﻟ ﺒ ﻄ ﺎ ﻗ ﺎ ت أ و ا ﻟ ﺒ ﻨ ﻮ ك ا ﻟ ﺸ ﺮﻳ ﻜ ﺔ أ و أ ي ﺑ ﻨ ﻚ آ ﺧ ﺮ ﻳ ﺴ ﻬ ﻞ ﻋ ﻤ ﻠ ﻴ ﺎ ت ا ﺳ ﺘ ﺨ ﺪا م‬

any other bank who facilitates processing of the online Card .‫اﻟﺒ ﻄﺎ ﻗﺎ ت ﻋﺒ ﺮ ا ﻹﻧﺘ ﺮﻧ ﺖ ﻧﻴﺎﺑ ﺔ ﻋ ﻦ اﻟ ﻌ ﻤﻴ ﻞ‬

transactions on behalf of the Customer.

1.32“Total Sale Price” shall have the meaning referred to in ‫( واﻟﻤﺸﺎر ﻟﺘﻌﺮﻳﻔﻬﺎ ﻓﻲ اﻟﺒﻨﺪ رﻗﻢ‬Total Sale Price) ‫إﺟﻤﺎﻟﻲ ﺳﻌﺮ اﻟﺒﻴﻊ‬1.32

clause 8.2 8.2

1.33“Transaction(s)” means any payment made by a Customer ُ َ‫ اﻟﻤﻌﺎﻣﻼت ﺗﻌﻨﻲ أي ﻣﺒﻠﻎ د َﻓَﻌ‬/ ‫ﻣﻌﺎﻣﻼت‬/ ‫ اﻟﻤﻌﺎﻣﻠﺔ‬/ ‫ ﻣﻌﺎﻣﻠﺔ‬1.33
‫ﻪ اﻟﻌ ﻤﻴ ﻞ‬

to the Merchant for the Products purchased/received from the . ‫إ ﻟ ﻰ ا ﻟ ﺘ ﺎ ﺟ ﺮ ﻣ ﻘ ﺎﺑ ﻞ ا ﻟ ﻤ ﻨ ﺘ ﺠ ﺎ ت ا ﻟ ﺘ ﻲ ا ﺷ ﺘ ﺮا ﻫ ﺎ أ و ﺗ ﺴ ﻠ ﻤ ﻬ ﺎ ﻣ ﻦ ا ﻟ ﺘ ﺎ ﺟ ﺮ‬

Merchant.

1.34“Wire Transfer fee” shall have the meaning referred to in Wire Transfer) ‫ رﺳﻮم اﻟﺘﺤﻮﻳﻞ اﻟﺒﻨﻜﻲ‬/ ‫رﺳﻮم اﻟﺤﻮاﻟﺔ اﻟﻤﺼﺮﻓﻴﺔ‬1.34

clause 11.2. 11.2 ‫( ﺑﺤﺴﺐ اﻟﻤﻌﻨﻰ اﻟﻤﺸﺎر ﻟﻪ ﻓﻲ اﻟﺒﻨﺪ رﻗﻢ‬fee

2. General Provisions ‫ أ ﺣ ﻜ ﺎ م ﻋ ﺎ ﻣ ﺔ‬:‫ﺛ ﺎ ﻧ ﻴ ﺄ‬

Interpretation: In this Agreement, unless the context otherwise ‫اﻟﺒﻨ ﻮ د اﻟﺘﺎﻟﻴ ﺔ ﻫ ﻲ ﺗ ﻔ ﺴﻴ ﺮ ﻟ ﻤﺎ ﺟﺎ ء ﻓ ﻲ ﻫ ﺬ ه ا ﻻﺗ ﻔﺎ ﻗﻴ ﺔ ﻣﺎ ﻟ ﻢ ﻳ ﻘﺘ ﺾ اﻟ ﺴﻴﺎ ق‬

requires: :‫ﺧ ﻼ ف ذﻟ ﻚ‬

2.1 words importing the singular include the plural and vice .‫ اﻟﻜﻠﻤﺎت اﻟﺘﻲ ﺗﺄﺗﻲ ﻓﻲ ﺻﻴﻐﺔ اﻟﻤﻔﺮد ﺗﺸﻤﻞ اﻟﺠﻤﻊ واﻟﻌﻜﺲ ﺻﺤﻴﺢ‬2.1

versa;

2.2 words importing a gender include every gender; .‫ اﻟﻜﻠﻤﺎت اﻟﺘﻲ ﺗﺄﺗﻲ ﻓﻲ ﺻﻴﻐﺔ اﻟﻤﺬﻛﺮ ﺗﺸﻤﻞ اﻟﻤﺆﻧﺚ واﻟﻌﻜﺲ ﺻﺤﻴﺢ‬2.2

2.3 references to any document are references to that ‫اﻹﺷﺎرة إﻟﻰ أي وﺛﻴﻘﺔ ﻫﻲ إﺷﺎرة إﻟﻰ ذات اﻟﻮﺛﻴﻘﺔ ﺑﺼﻴﻐﺘﻬﺎ اﻟﻤﻌﺪﻟﺔ أو‬2.3

document as amended, consolidated, supplemented, novated .‫اﻟ ﻤ ﻮ ﺣ ﺪ ة أ و اﻟ ﻤ ﻜ ﻤ ﻠ ﺔ أ و اﻟ ﻤ ﺴﺘ ﺤ ﺪﺛ ﺔ أ و اﻟ ﻤ ﺴﺘﺒ ﺪﻟ ﺔ ﻣ ﻦ و ﻗ ﺖ ﻵ ﺧ ﺮ‬

or replaced from time to time;

2.4 references to clauses, paragraphs, recitals and annexes are ‫ اﻹﺷﺎرة إﻟﻰ اﻟﻤﻘﺎﻃﻊ واﻟﻔﻘﺮات واﻟﺪﻳﺒﺎﺟﺔ واﻟﻤﻼﺣﻖ ﻫﻲ إﺷﺎرة إﻟﻰ‬2.4

references to clauses and paragraphs of, and recitals and . ‫ا ﻟ ﻤ ﻘ ﺎ ﻃ ﻊ وا ﻟ ﻔ ﻘ ﺮا ت وا ﻟ ﺪﻳ ﺒ ﺎ ﺟ ﺔ وا ﻟ ﻤ ﻼ ﺣ ﻖ ا ﻟ ﺨ ﺎ ﺻ ﺔ ﺑ ﻬ ﺬ ه ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ‬

annexes to, this Agreement;

2.5 headings are for convenience only and will be ignored in ‫ ﻋﻠﻰ أن ﺗﻬﻤﻞ ﻫﺬه‬،‫ ﺗﻢ وﺿﻊ اﻟﻌﻨﺎوﻳﻦ ﻟﺴﻬﻮﻟﺔ اﻟﺮﺟﻮع إﻟﻴﻬﺎ ﻓﻘﻂ‬2.5

construing this Agreement; .‫اﻟ ﻌﻨﺎ وﻳ ﻦ ﻋﻨ ﺪ ﺗ ﻔ ﺴﻴ ﺮ ﻫ ﺬ ه ا ﻻﺗ ﻔﺎ ﻗﻴ ﺔ‬

2.6 references to Parties or to any Party include references to ‫اﻹﺷﺎرة إﻟﻰ "اﻷﻃﺮاف" أو إﻟﻰ أي "ﻃﺮف" ﺗﺘﻀﻤﻦ ﺧﻠﻔﺎءﻫﻢ وورﺛﺘﻬﻢ‬2.6

their or its respective successors, legal heirs, permitted assigns, . ‫ا ﻟ ﺸ ﺮ ﻋ ﻴ ﻴ ﻦ وا ﻟ ﻤ ﺘ ﻨ ﺎ ز ل ﻟ ﻬ ﻢ وا ﻟ ﻤ ﻨ ﻔ ﺬﻳ ﻦ وا ﻹ دا رﻳ ﻴ ﻦ‬

executors and administrators;

2.7 references to law shall be law as amended, consolidated, ‫ اﻹﺷﺎرة إﻟﻰ "اﻟﻘﺎﻧﻮن" ﺗﺘﻀﻤﻦ اﻟﻘﺎﻧﻮن ﺑﺼﻴﻐﺘﻪ اﻟﻤﻌﺪﻟﺔ أو اﻟﻤﻮﺣﺪة أو‬2.7

supplemented or replaced from time to time and include ‫ وﺗﺘ ﻀ ﻤ ﻦ ﻛ ﺬﻟ ﻚ أ ي ﺣ ﻜ ﻢ د ﺳﺘ ﻮ ر ي أ و‬،‫اﻟ ﻤ ﻜ ﻤ ﻠ ﺔ أ و اﻟ ﻤ ﺴﺘﺒ ﺪﻟ ﺔ ﻣ ﻦ و ﻗ ﺖ ﻵ ﺧ ﺮ‬

references to any constitutional provision, treaty, convention, ‫ﻣ ﻌ ﺎ ﻫ ﺪ ة أ و اﺗ ﻔ ﺎ ﻗ ﻴ ﺔ أ و ﺗ ﺸ ﺮﻳ ﻊ أ و ﻣ ﺮ ﺳ ﻮ م أ و ﻻﺋ ﺤ ﺔ أ و ﻗ ﺎ ﻋ ﺪ ة ﻗ ﺎﻧ ﻮﻧ ﻴ ﺔ أ و ﻗ ﺮا ر‬

statute, act, regulation, rule, ordinance, subordinate legislation, . ‫ر ﺳ ﻤ ﻲ أ و ﺗ ﺸ ﺮﻳ ﻊ ﺛ ﺎﻧ ﻮ ي أ و أ ﺣ ﻜ ﺎ م ا ﻟ ﻘ ﺎﻧ ﻮ ن ا ﻟ ﻌ ﺎ م وا ﻟ ﺨ ﺎ ص‬

rule of common law and of equity;

2.8 references to any judgment include references to any ‫ اﻹﺷﺎرة إﻟﻰ أي "ﺣﻜﻢ" ﺗﺘﻀﻤﻦ أي أﻣﺮ أو إﻧﺬار ﻗﻀﺎﺋﻲ أو ﻣﺮﺳﻮم أو‬2.8

order, injunction, decree, determination or award of any court .‫ﺗ ﻘ ﺮﻳ ﺮ ﻣ ﺤ ﻜ ﻤ ﺔ أ و ﺣ ﻜ ﻢ ﺑﺎﻟﺘ ﻌ ﻮﻳ ﺾ ﺻﺎ د ر ﻣ ﻦ أ ي ﻣ ﺤ ﻜ ﻤ ﺔ أ و ﻫﻴﺌ ﺔ ﻗ ﻀﺎﺋﻴ ﺔ‬

or tribunal; and

2.9 references to any person include references to any ‫اﻹﺷﺎرة إﻟﻰ أي "ﺷﺨﺺ" ﺗﺘﻀﻤﻦ اﻷﻓﺮاد واﻟﺸﺮﻛﺎت واﻟﻬﻴﺌﺎت‬2.9

individual, company, corporate body, association, partnership, ‫وا ﻟ ﻤ ﺆ ﺳ ﺴ ﺎ ت وا ﻟ ﺠ ﻤ ﻌ ﻴ ﺎ ت وا ﻟ ﺸ ﺮا ﻛ ﺔ وا ﻟ ﺸ ﺮ ﻛ ﺎ ت وا ﻟ ﻤ ﺸ ﺎ رﻳ ﻊ ا ﻟ ﻤ ﺸ ﺘ ﺮ ﻛ ﺔ واﺗ ﺤ ﺎ د‬

firm, joint venture, trust and governmental agency. . ‫ﺷ ﺮ ﻛ ﺎ ت إ دا ر ة ا ﻷ ﻣ ﻮا ل وا ﻟ ﻮ ﻛ ﺎ ﻻ ت ا ﻟ ﺤ ﻜ ﻮ ﻣ ﻴ ﺔ‬

3 Scope of PayTabs Services ‫ ﻧ ﻄ ﺎ ق ﺧ ﺪ ﻣ ﺎ ت ﺑ ﻴ ﺘ ﺎ ﺑ ﺲ‬:‫ﺛ ﺎ ﻟ ﺜ ﺎ‬

3.1 PayTabs will act as an intermediary and/or facilitator by ‫ﺳﺘﻌﻤﻞ ﺑﻴﺘﺎﺑﺲ ﻛﻮﺳﻴﻂ أو ﻣﻴﺴﺮ ﻋﻦ ﻃﺮﻳﻖ إﻧﺸﺎء راﺑﻂ ﺑﻴﻦ ﻣﻮﻗﻊ‬3.1

creating a link between the Merchant Site and Third-Party ‫اﻟﺘﺎ ﺟ ﺮ و ﻃ ﺮ ف ﺛﺎﻟ ﺚ ﻟ ﻤ ﻌﺎﻟ ﺠ ﺔ اﻟ ﺪ ﻓ ﻊ ﻣ ﻦ ﺧ ﻼ ل ﻣﻨ ﺼ ﺔ ﺑﻴﺘﺎﺑ ﺲ ﻟﺘ ﻤ ﻜﻴ ﻦ اﻟ ﻌ ﻤ ﻼ ء‬

Payment Processor by means of the Platform for enabling the .‫ﻣ ﻦ د ﻓ ﻊ إ ﺟ ﻤﺎﻟ ﻲ ﺳﻌ ﺮ اﻟﺒﻴ ﻊ ﻋﻠ ﻰ ﻣ ﻮ ﻗ ﻊ اﻟﺘﺎ ﺟ ﺮ‬

Customers to make payment of Total Sale Price through the

Merchant Site.
3.2 In order to provide the Service, PayTabs has entered into ‫ﻣﻦ أﺟﻞ ﺗﻘﺪﻳﻢ اﻟﺨﺪﻣﺔ دﺧﻠﺖ ﺑﻴﺘﺎﺑﺲ ﻓﻲ اﺗﻔﺎﻗﻴﺎت ﻣﻊ ﻣﺨﺘﻠﻒ اﻟﺒﻨﻮك‬3.2

agreements with various Partner Banks and Third-Party . ‫ا ﻟ ﺸ ﺮﻳ ﻜ ﺔ وأ ﻃ ﺮا ف ﺛ ﺎ ﻟ ﺜ ﺔ ﻟ ﻤ ﻌ ﺎ ﻟ ﺠ ﺔ ا ﻟ ﺪ ﻓ ﻊ‬

Payment Processors.

3.3 Subject to clause 11 , the Merchant hereby directs and ‫ ﻳﻮﺟﻪ وﻳﻔﻮض اﻟﺘﺎﺟﺮ ﺑﻴﺘﺎﺑﺲ ﻓﻲ اﺳﺘﻼم‬،11 ‫ ﻣﻊ ﻋﺪم اﻹﺧﻼل ﺑﺎﻟﺒﻨﺪ رﻗﻢ‬3.3

authorizes PayTabs to receive and settle the Total Sale Price in . ‫وﺗ ﺴ ﻮﻳ ﺔ إ ﺟ ﻤ ﺎ ﻟ ﻲ ﺳ ﻌ ﺮ ا ﻟ ﺒ ﻴ ﻊ و ﻓ ﻘ ﺎ ﻟ ﺸ ﺮ و ط وأ ﺣ ﻜ ﺎ م ﻫ ﺬ ه ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ‬

accordance with and subject to the provisions of this

Agreement.

3.4 The functionality of the Platform is limited to receiving the ‫ﺗﻘﺘﺼﺮ وﻇﺎﺋﻒ اﻟﻤﻨﺼﺔ ﻋﻠﻰ ﺗﻠﻘﻲ ﺑﻴﺎﻧﺎت اﻟﻤﻌﺎﻣﻼت اﻟﺘﻲ ﻳﺘﻢ ﺟﻤﻌﻬﺎ‬3.4

Transaction data collected by or through the Merchant Site and . ‫ﺑ ﻮا ﺳ ﻄ ﺔ أ و ﻣ ﻦ ﺧ ﻼ ل ﻣ ﻮ ﻗ ﻊ ا ﻟ ﺘ ﺎ ﺟ ﺮ وإ ﺣ ﺎ ﻟ ﺘ ﻬ ﺎ إ ﻟ ﻰ ﻃ ﺮ ف ﺛ ﺎ ﻟ ﺚ ﻟ ﻤ ﻌ ﺎ ﻟ ﺠ ﺔ ا ﻟ ﺪ ﻓ ﻊ‬

to forward it to the respective Third-Party Payment Processor.

3.5 PayTabs shall provide APIs to the Merchant to facilitate ‫( ﻟﻠﺘﺎﺟﺮ‬APIs) ‫ ﺳﺘﻘﻮم ﺑﻴﺘﺎﺑﺲ" ﺑﺘﻮﻓﻴﺮ واﺟﻬﺎت اﻟﺒﺮﻧﺎﻣﺞ اﻟﺘﻄﺒﻴﻘﻲ‬3.5

integration of the Merchant Site with the Platform, for use as a ، ‫ﻟ ﺘ ﺴ ﻬ ﻴ ﻞ د ﻣ ﺞ ﻣ ﻮ ﻗ ﻊ ا ﻟ ﺘ ﺎ ﺟ ﺮ ﻣ ﻊ ا ﻟ ﻤ ﻨ ﺼ ﺔ ﻟ ﻜ ﻲ ﻳ ﺴ ﺘ ﺨ ﺪ ﻣ ﻬ ﺎ ﻛ ﻤ ﺤ ﺮ ك ﻟ ﺪ ﻓ ﻊ ا ﻷ ﻣ ﻮا ل‬

payment engine. The integration of the Merchant’s Site and .‫و ﺳﻴ ﻜ ﻮ ن د ﻣ ﺞ ﻣ ﻮ ﻗ ﻊ اﻟﺘﺎ ﺟ ﺮ ﻣ ﻊ اﻟ ﻤﻨ ﺼ ﺔ ﻫ ﻮ ﻣ ﺴ ﺆ وﻟﻴ ﺔ اﻟﺘﺎ ﺟ ﺮ و ﺣ ﺪ ه‬

Platform shall be the sole responsibility of the Merchant.

4 Grant of License ‫ ﻣ ﻨ ﺢ ا ﻟ ﺘ ﺮ ا ﺧ ﻴ ﺺ‬:‫ر ا ﺑ ﻌ ﺎ‬

4.1 PayTabs grants to Merchant, a non-exclusive, non- ‫ﺗﻤﻨﺢ ﺑﻴﺘﺎﺑﺲ ﻟﻠﺘﺎﺟﺮ ﺗﺮﺧﻴﺼﺎ ﻏﻴﺮ ﺣﺼﺮي وﻏﻴﺮ ﻗﺎﺑﻞ ﻟﻠﺘﺤﻮﻳﻞ وﻏﻴﺮ ﻗﺎﺑﻞ‬4.1

transferable, non-sub-licensable license to use the API(s), ‫وﻳﺨﻀﻊ ﻫﺬا‬،‫ﻟﻠﺘﻨﺎزل ﻻﺳﺘﺨﺪام اﻟﻤﻨﺼﺔ وواﺟﻬﺎت اﻟﺒﺮﻧﺎﻣﺞ اﻟﺘﻄﺒﻴﻘﻲ‬

subject to the terms and conditions of this Agreement, the ‫ و ﻏ ﺮ ﺿ ﻪ اﻟ ﻮ ﺣﻴ ﺪ ﻫ ﻮ د ﻣ ﺞ ﻣ ﻮ ﻗ ﻊ‬،‫اﻟﺘ ﺮ ﺧﻴ ﺺ إﻟ ﻰ أ ﺣ ﻜﺎ م و ﺷ ﺮ و ط ﻫ ﺬ ه ا ﻻﺗ ﻔﺎ ﻗﻴ ﺔ‬

Platform, and the API(s); and solely for the purpose of ‫ وﻟﻴ ﺲ ﻷ ي ﻏ ﺮ ض آ ﺧ ﺮ )ﺑ ﻤﺎ ﻓ ﻲ ذﻟ ﻚ ﻋ ﻠ ﻰ ﺳﺒﻴ ﻞ اﻟ ﻤﺜﺎ ل ﻻ‬،‫اﻟﺘﺎ ﺟ ﺮ ﻣ ﻊ اﻟ ﻤﻨ ﺼ ﺔ‬

integration of Merchant Site with Platform, and not for any ‫ا ﻟ ﺤ ﺼ ﺮ ا ﻟ ﻨ ﻘ ﻞ ا ﻟ ﺨ ﺎ ر ﺟ ﻲ أ و ا ﻟ ﺘ ﺮ ﺧ ﻴ ﺺ أ و ا ﻟ ﺘ ﻮ زﻳ ﻊ ﺳ ﻮا ء ﻛ ﺎ ن ا ﻟ ﻐ ﺮ ض ﺗ ﺠ ﺎ رﻳ ﺎ أ و‬

other purpose (including without limitation external transfer, ‫ وﻟﻴﺲ إﻟﻰ‬،‫ وﻳ ُﻤﻨﺢ اﻟﺘﺮﺧﻴﺺ ﺑﻤﻮﺟﺐ ﻫﺬا اﻟﺒﻨﺪ إﻟﻰ اﻟﺘﺎﺟﺮ وﺣﺪه‬.(‫ﻏﻴﺮ ﺗﺠﺎري‬

licensing or distribution, whether commercial or otherwise). ‫ وﺗ ﻌ ﺪ ﻣ ﻮا ﻓ ﻘ ﺔ ﺑ ﻴ ﺘ ﺎﺑ ﺲ ﻋ ﻠ ﻰ ﻗ ﺒ ﻮ ل ا ﻟ ﺘ ﺎ ﺟ ﺮ‬. ‫أ ي ﺷ ﺮ ﻛ ﺎ ت أ و ﻛ ﻴ ﺎﻧ ﺎ ت ﺗ ﺎﺑ ﻌ ﺔ ﻟ ﻪ‬

The license granted under this clause is granted only to ‫ﻛ ﻤ ﺴ ﺘ ﺨ ﺪ م ﻟ ﻠ ﺨ ﺪ ﻣ ﺎ ت و ﻃ ﺮ ق ا ﻟ ﺪ ﻓ ﻊ ذا ت ا ﻟ ﺼ ﻠ ﺔ ﻫ ﻲ ﻣ ﻮا ﻓ ﻘ ﺔ ﻋ ﻠ ﻰ ﺷ ﺨ ﺼ ﻪ‬

Merchant, and not to any affiliated companies or entities. ‫و ﺣ ﺪ ه ﻋ ﻠ ﻰ ﻧ ﺤ ﻮ ﺟ ﺎ ز م و ﻣ ﻘ ﺘ ﺼ ﺮ ة ﻋ ﻠ ﻰ ا ﺳ ﺘ ﺨ ﺪا م ا ﻟ ﺘ ﺎ ﺟ ﺮ ﻟ ﺘ ﻤ ﻜ ﻴ ﻦ ا ﻟ ﻌ ﻤ ﻼ ء ﻣ ﻦ‬

PayTabs acceptance of Merchant as user of the Services and .‫د ﻓ ﻊ ﺛ ﻤ ﻦ ﻣﻨﺘ ﺠﺎ ت اﻟﺘﺎ ﺟ ﺮ‬

the relevant payment methods is strictly personal and limited

to the use by Merchant for enabling payment for Merchant’s

Products.
4.2 The Merchant agrees and acknowledge that nothing in this ‫ﻳﻮاﻓﻖ اﻟﺘﺎﺟﺮ وﻳﻘﺮ ﺑﺄﻧﻪ ﻟﻴﺲ ﻓﻲ ﻫﺬه اﻻﺗﻔﺎﻗﻴﺔ ﻣﺎ ﻳﻤﻜﻦ ﺗﻔﺴﻴﺮه أو ﺗﺄوﻳﻠﻪ‬4.2

Agreement shall be construed to transfer or convey to ‫ﻋ ﻠ ﻰ أﻧ ﻪ ﺗ ﺤ ﻮﻳ ﻞ أ و ﻧ ﻘ ﻞ أ ي ﻣ ﻦ ﺣ ﻘ ﻮ ق ﻣ ﻠ ﻜ ﻴ ﺔ ا ﻟ ﻤ ﻨ ﺼ ﺔ أ و وا ﺟ ﻬ ﺎ ت ا ﻟ ﺒ ﺮﻧ ﺎ ﻣ ﺞ‬

Merchant any proprietary rights in the API’s or Platform. All ‫ وأ ن ﺟ ﻤ ﻴ ﻊ ﺣ ﻘ ﻮ ق ا ﻟ ﻤ ﻠ ﻜ ﻴ ﺔ ا ﻟ ﻔ ﻜ ﺮﻳ ﺔ و ﻏ ﻴ ﺮ ﻫ ﺎ ﻣ ﻦ ﺣ ﻘ ﻮ ق‬. ‫ا ﻟ ﺘ ﻄ ﺒ ﻴ ﻘ ﻲ إ ﻟ ﻰ ا ﻟ ﺘ ﺎ ﺟ ﺮ‬

intellectual property rights and other proprietary rights of ‫ﻣ ﻠ ﻜ ﻴ ﺔ ا ﻟ ﻤ ﻨ ﺼ ﺔ و وا ﺟ ﻬ ﺎ ت ا ﻟ ﺒ ﺮﻧ ﺎ ﻣ ﺞ ا ﻟ ﺘ ﻄ ﺒ ﻴ ﻘ ﻲ ﻫ ﻲ ﻣ ﻤ ﻠ ﻮ ﻛ ﺔ ﻓ ﻘ ﻂ ﻟ ﺸ ﺮ ﻛ ﺔ‬

whatsoever nature in the API’s and Platform shall vest solely ‫ وﻳ ﺤ ﻖ ﻟ ﺸ ﺮ ﻛ ﺔ ﺑ ﻴ ﺘ ﺎﺑ ﺲ ﻓ ﻲ أ ي و ﻗ ﺖ وﺑ ﺪ و ن ﻣ ﻮا ﻓ ﻘ ﺔ ا ﻟ ﺘ ﺎ ﺟ ﺮ إ ﺟ ﺮا ء‬. ‫ﺑ ﻴ ﺘ ﺎﺑ ﺲ‬

with PayTabs. PayTabs is entitled, at any time without the ،(‫أو إﺻﺪارات ﺟﺪﻳﺪة‬/‫ﺗﻐﻴﻴﺮات ﻋﻠﻰ اﻟﻤﻨﺼﺔ )ﺑﻤﺎ ﻓﻲ ذﻟﻚ أي ﺗﺤﺪﻳﺜﺎت و‬

consent of the Merchant, to make changes to the Platform ‫و ﺳ ﺘ ﺤ ﺎ و ل ﺑ ﻴ ﺘ ﺎﺑ ﺲ إ ﺟ ﺮا ء ﻫ ﺬ ه ا ﻟ ﺘ ﻐ ﻴ ﻴ ﺮا ت ﻣ ﻦ د و ن أ ن ﻳ ﺆﺛ ﺮ ذ ﻟ ﻚ ﻋ ﻠ ﻰ ا ﺳ ﺘ ﺨ ﺪا م‬

(including any updates and/or new releases). PayTabs will ‫ﻣﺎ ﺑﺘﺜﺒﻴ ﺖ‬
ً ‫ وﺳﻴﻜﻮن اﻟﺘﺎﺟﺮ ﻣﻠﺰ‬.‫ إﻻ أﻧﻬﺎ ﻻ ﺗﻀﻤﻦ ذﻟﻚ‬،‫اﻟﻤﻨﺼﺔ ﻣﻦ ﻗِﺒﻞ اﻟﺘﺎﺟﺮ‬

endeavor to make such changes without affecting the use of ‫أو إﺻﺪارات ﺟﺪﻳﺪة( ﻓﻮرا ﻟﻀﻤﺎن‬/‫ﻫﺬه اﻟﺘﻐﻴﻴﺮات )ﺑﻤﺎ ﻓﻲ ذﻟﻚ أي ﺗﺤﺪﻳﺜﺎت و‬

the Platform by the Merchant. The Merchant shall be obligated . ‫ا ﻻ ﺳ ﺘ ﺨ ﺪا م ا ﻟ ﺴ ﻠ ﻴ ﻢ ﻟ ﻠ ﻤ ﻨ ﺼ ﺔ‬

to install such changes (including any updates and/or new

releases) immediately to guarantee proper use of Platform.

4.3 Restrictions on License: :‫ اﻟﻘﻴﻮد اﻟﻤﻔﺮوﺿﺔ ﻋﻠﻰ اﻟﺘﺮﺧﻴﺺ‬4.3

Merchant shall not and shall not permit another party to: :‫ﻻ ﻳ ﺠ ﻮ ز ﻟ ﻠ ﺘﺎ ﺟ ﺮ أ ن ﻳ ﻔ ﻌ ﻞ أ و ﻳ ﺴ ﻤ ﺢ ﻟ ﻄ ﺮ ف آ ﺧ ﺮ ﺑﺄ ن ﻳ ﻔ ﻌ ﻞ ا ﻵﺗ ﻲ‬

(i) Copy, modify, adapt, enhance, customize, edit, display, ‫)أ( ﻧﺴﺦ أو ﺗﻌﺪﻳﻞ أو ﺗﻜﻴﻴﻒ أو ﺗﻌﺰﻳﺰ أو ﺗﺨﺼﻴﺺ أو ﺗﺤﺮﻳﺮ أو ﺣﺬف أو ﻋﺮض‬

distribute, transmit, broadcast, publish, make available and ‫أ و ﺗ ﻮ زﻳ ﻊ أ و ﻧ ﻘ ﻞ أ و ﺑ ﺚ أ و ﻧ ﺸ ﺮ أ و إﺗﺎ ﺣ ﺔ أ و ﺗﺒﺎ د ل اﻟ ﻤ ﻠ ﻜﻴ ﺔ اﻟ ﻔ ﻜ ﺮﻳ ﺔ أ و‬

communicate API’s/Platform intellectual property in any ‫ ا ﻟ ﻤ ﻨ ﺼ ﺔ ﺑ ﺄ ي ﻃ ﺮﻳ ﻘ ﺔ إ ﻻ ﻣ ﺎ‬/ ‫ا ﻟ ﻤ ﻌ ﻠ ﻮ ﻣ ﺎ ت ا ﻟ ﺨ ﺎ ﺻ ﺔ ﺑ ﻮا ﺟ ﻬ ﺎ ت ا ﻟ ﺒ ﺮﻧ ﺎ ﻣ ﺞ ا ﻟ ﺘ ﻄ ﺒ ﻴ ﻘ ﻲ‬

manner other than as specifically allowed by this Agreement; .‫ﻫ ﻮ ﻣ ﺴ ﻤ ﻮ ح ﺑ ﻪ ﻋ ﻠ ﻰ و ﺟ ﻪ اﻟﺘ ﺤ ﺪﻳ ﺪ ﻓ ﻲ ﻫ ﺬ ه ا ﻻﺗ ﻔﺎ ﻗﻴ ﺔ‬

(ii) reverse engineer, disassemble, decompile or otherwise ‫)ب( ﻋﻤﻞ ﻫﻨﺪﺳﺔ ﻋﻜﺴﻴﺔ أو ﺗﻔﻜﻴﻚ أو ﻓﻚ ﺗﺸﻔﻴﺮ أو ﻣﺤﺎوﻟﺔ اﺳﺘﺨﺮاج اﻟﻜﻮد‬

attempt to derive the source code from the API’s /Platform; . ‫ ا ﻟ ﻤ ﻨ ﺼ ﺔ‬/ ‫ا ﻟ ﻤ ﺼ ﺪ ر ي ﻣ ﻦ وا ﺟ ﻬ ﺎ ت ا ﻟ ﺒ ﺮﻧ ﺎ ﻣ ﺞ ا ﻟ ﺘ ﻄ ﺒ ﻴ ﻘ ﻲ‬

(iii) use or do or attempt to do anything in relation to the ‫ ﺑﻮاﺟﻬﺎت‬/ ‫)ت( اﺳﺘﺨﺪام أو ﻋﻤﻞ أو ﻣﺤﺎوﻟﺔ ﻋﻤﻞ أي ﺷﻲء ﺧﺎص ﺑﺎﻟﻤﻨﺼﺔ‬

API’s/Platform not expressly allowed by this Agreement; . ‫ا ﻟ ﺒ ﺮﻧ ﺎ ﻣ ﺞ ا ﻟ ﺘ ﻄ ﺒ ﻴ ﻘ ﻴ ﺈ ﻻ ﺑ ﺤ ﺴ ﺐ ﻣ ﺎ ﻫ ﻮ ﻣ ﺴ ﻤ ﻮ ح ﺑ ﻪ ﺻ ﺮا ﺣ ﺔ ﻓ ﻲ ﻫ ﺬ ه ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ‬

(iv) provide processing services, commercial timesharing, ‫)ث( ﺗﻘﺪﻳﻢ ﺧﺪﻣﺎت ﻷﻃﺮاف ﺧﺎرﺟﻴﺔ ﻣﺜﻞ ﺧﺪﻣﺎت اﻟﻤﻌﺎﻟﺠﺔ أو اﻟﻤﺸﺎرﻛﺔ‬

rental, sharing arrangements or permit access of the ‫اﻟ ﺰ ﻣﻨﻴ ﺔ اﻟﺘ ﺠﺎ رﻳ ﺔ أ و اﻟﺘﺄ ﺟﻴ ﺮ أ و ﺗ ﺮﺗﻴﺒﺎ ت اﻟﺘ ﻘﺎ ﺳ ﻢ أ و اﻟ ﺴ ﻤﺎ ح ﻟ ﻬ ﻢ ﺑﺎﻟ ﺪ ﺧ ﻮ ل إﻟ ﻰ‬

API’s/Platform to third parties; or . ‫ ا ﻟ ﻤ ﻨ ﺼ ﺔ‬/ ‫وا ﺟ ﻬ ﺎ ت ا ﻟ ﺒ ﺮﻧ ﺎ ﻣ ﺞ ا ﻟ ﺘ ﻄ ﺒ ﻴ ﻘ ﻲ‬

(v) sell, lease, license, sublicense, assign or otherwise transfer ‫)ج( ﺑﻴﻊ أو ﺗﺄﺟﻴﺮ أو ﺗﺮﺧﻴﺺ أو ﺗﺮﺧﻴﺺ ﻣﻦ اﻟﺒﺎﻃﻦ أو ﺗﺤﻮﻳﻞ ﻣﻠﻜﻴﺔ أو ﻧﻘﻞ‬

the API’s/Platform. . ‫ ا ﻟ ﻤ ﻨ ﺼ ﺔ‬/ ‫ﺑ ﺄ ي ﻃ ﺮﻳ ﻘ ﺔ ﻛ ﺎﻧ ﺖ ﻟ ﻮا ﺟ ﻬ ﺎ ت ا ﻟ ﺒ ﺮﻧ ﺎ ﻣ ﺞ ا ﻟ ﺘ ﻄ ﺒ ﻴ ﻘ ﻲ‬

5 Merchant Onboarding ‫ ا ﻻ ﻟ ﺘ ﺤ ﺎ ق ا ﻟ ﻔ ﻌ ﻠ ﻲ ﻟ ﻠ ﺘ ﺎ ﺟ ﺮ‬:‫ﺧ ﺎ ﻣ ﺴ ﺎ‬

5.1 In order to enable PayTabs and the Partner Bank to comply ‫ﻣﻦ أﺟﻞ ﺗﻤﻜﻴﻦ ﺑﻴﺘﺎﺑﺲ واﻟﺒﻨﻚ اﻟﺸﺮﻳﻚ ﻣﻦ اﻻﻣﺘﺜﺎل ﻟﻘﻮاﻧﻴﻦ ﻣﻜﺎﻓﺤﺔ‬5.1

with anti-money laundering, anti-terrorism, sanctions, fraud ‫ﻏ ﺴ ﻴ ﻞ ا ﻷ ﻣ ﻮا ل و ﻣ ﻜ ﺎ ﻓ ﺤ ﺔ ا ﻹ ر ﻫ ﺎ ب وا ﻟ ﻌ ﻘ ﻮﺑ ﺎ ت و ﻣ ﻨ ﻊ ا ﻻ ﺣ ﺘ ﻴ ﺎ ل وا ﻟ ﻘ ﻮاﻧ ﻴ ﻦ‬

prevention, applicable laws, rules and regulations and the ‫ﻤﺼﺪ ِرة ﻟﺒﻄﺎﻗﺎت‬
ُ ‫وا ﻟ ﻘ ﻮا ﻋ ﺪ وا ﻟ ﻠ ﻮاﺋ ﺢ ا ﻟ ﻤ ﻌ ﻤ ﻮ ل ﺑ ﻬ ﺎ و ﻣ ﺘ ﻄ ﻠ ﺒ ﺎ ت ا ﻟ ﻤ ﺆ ﺳ ﺴ ﺎ ت ا ﻟ‬

Payment Card Association requirements, the Merchant must ‫ا ﻻﺋﺘ ﻤﺎ ن؛ ﻓﺈﻧ ﻪ ﻳ ﺠ ﺐ ﻋ ﻠ ﻰ اﻟﺘﺎ ﺟ ﺮ ﻋﻨ ﺪ اﻟﺘ ﻘ ﺪ م ﺑ ﻄ ﻠ ﺐ ﻟ ﻠ ﺤ ﺼ ﻮ ل ﻋ ﻠ ﻰ اﻟ ﺨ ﺪ ﻣﺎ ت‬

provide comprehensive information about its constitution, ‫أ ن ﻳ ﻘ ﺪ م ا ﻟ ﻤ ﻌ ﻠ ﻮ ﻣ ﺎ ت ا ﻟ ﺸ ﺎ ﻣ ﻠ ﺔ وا ﻟ ﻮﺛ ﺎﺋ ﻖ ا ﻟ ﻘ ﺎﻧ ﻮﻧ ﻴ ﺔ ا ﻟ ﺨ ﺎ ﺻ ﺔ ﺑ ﺎ ﻟ ﺘ ﺎ ﺟ ﺮ و ﺷ ﺮ ﻛ ﺘ ﻪ‬

Merchant Site, ownership, legal representatives, legal ‫و ﻣ ﻮ ﻗ ﻌ ﻪ ا ﻻ ﻟ ﻜ ﺘ ﺮ وﻧ ﻲ وأ و را ق ا ﻟ ﻤ ﻠ ﻜ ﻴ ﺔ وا ﻟ ﻤ ﻤ ﺜ ﻠ ﻴ ﻦ ا ﻟ ﻘ ﺎﻧ ﻮﻧ ﻴ ﻴ ﻦ وا ﻷﻧ ﺸ ﻄ ﺔ‬

documentations and activities. The Merchant shall provide ‫ وﻳ ﻠﺘ ﺰ م اﻟﺘﺎ ﺟ ﺮ ﺑﻨﺎ ء ً ﻋ ﻠ ﻰ اﻟ ﻄ ﻠ ﺐ ا ﻷ و ل اﻟ ﻤ ﻘ ﺪ م ﻣ ﻦ ﺑﻴﺘﺎﺑ ﺲ‬.‫اﻟ ﻤ ﺮ ﺧ ﺺ ﻟ ﻬﺎ‬

upon first request from PayTabs additional information and ‫ﺑ ﺘ ﻮ ﻓ ﻴ ﺮ ا ﻟ ﻤ ﻌ ﻠ ﻮ ﻣ ﺎ ت ا ﻹ ﺿ ﺎ ﻓ ﻴ ﺔ وا ﻟ ﻮﺛ ﺎﺋ ﻖ وا ﻟ ﻤ ﺴ ﺘ ﻨ ﺪا ت وا ﻟ ﺒ ﻴ ﺎﻧ ﺎ ت ا ﻟ ﺪا ﻋ ﻤ ﺔ ﻟ ﻀ ﻤ ﺎ ن‬

supporting documentation to ensure compliance with ‫ﻤﺼﺪ ِرة‬

ُ ‫ا ﻻ ﻣ ﺘ ﺜ ﺎ ل ﻟ ﻠ ﻘ ﻮاﻧ ﻴ ﻦ وا ﻟ ﻠ ﻮاﺋ ﺢ ا ﻟ ﻤ ﻌ ﻤ ﻮ ل ﺑ ﻬ ﺎ و ﻟ ﻮاﺋ ﺢ ا ﻟ ﻤ ﺆ ﺳ ﺴ ﺎ ت ا ﻟ‬

applicable laws and regulations and Payment Card Association .‫ﻟﺒ ﻄﺎ ﻗﺎ ت ا ﻻﺋﺘ ﻤﺎ ن‬

regulations.
5.2 Merchant agrees that PayTabs may without notice, and at ‫ﻳﻮاﻓﻖ اﻟﺘﺎﺟﺮ ﻋﻠﻰ أن ﺑﻴﺘﺎﺑﺲ ﻟﻬﺎ اﻟﺤﻖ ﻓﻲ زﻳﺎرة ﻣﻘﺮ اﻟﺘﺎﺟﺮ ﺑﺪون‬5.2

its sole discretion visit the Merchant’s premises to verify .‫إ ﺧ ﻄﺎ ر و ﺣ ﺴ ﺐ ﺗ ﻘ ﺪﻳ ﺮ ﺑﻴﺘﺎﺑ ﺲ اﻟ ﻤ ﻄ ﻠ ﻖ ﻟ ﻠﺘ ﺤ ﻘ ﻖ ﻣ ﻦ ﻣ ﻌ ﻠ ﻮ ﻣﺎ ت اﻟﺘﺎ ﺟ ﺮ‬

Merchant’s information.

6 Risk Coverage ‫ ﺗ ﻐ ﻄ ﻴ ﺔ ا ﻟ ﻤ ﺨ ﺎ ﻃ ﺮ‬:‫ﺳ ﺎ د ﺳ ﺎ‬

6.1 PayTabs reserves the right to ask for a financial guarantee ‫أو وداﺋﻊ ﺗﺄﻣﻴﻨﻮاﻟﺘﻲ‬/‫ ﺗﺤﺘﻔﻆ ﺑﻴﺘﺎﺑﺲ ﺑﺎﻟﺤﻖ ﻓﻲ ﻃﻠﺐ ﺿﻤﺎﻧﺎت ﻣﺎﻟﻴﺔ و‬6.1

and/or security deposit to be held by PayTabs as a Merchant "‫ﺗﺤﺘﻔﻆ ﺑﻬﺎ ﺑﻴﺘﺎﺑﺲ ﻛﺎﺣﺘﻴﺎﻃﻲ ﺗﺠﺎري )ﻳ ُﺸﺎر إﻟﻴﻪ ﺑﺎﺳﻢ "اﻻﺣﺘﻴﺎﻃﻲ اﻟﻤﺘﺪاول‬

reserve(“Rolling Reserve” mentioned in the Pricing Plan) ‫ﻓ ﻲ ﺧ ﻄ ﺔ ا ﻟ ﺘ ﺴ ﻌ ﻴ ﺮ( و ﻫ ﻮ ﻣ ﺎ ﻳ ﻌ ﺎ د ل ﻧ ﺴ ﺒ ﺔ ﻣ ﺌ ﻮﻳ ﺔ ﻣ ﻦ ﺣ ﺠ ﻢ ا ﻟ ﻤ ﻌ ﺎ ﻣ ﻼ ت ا ﻟ ﺘ ﺠ ﺎ رﻳ ﺔ‬

equivalent to a percentage of the Merchant transaction ‫ وﻳ ﺤ ﻖ ﻟ ﺒ ﻴ ﺘ ﺎﺑ ﺲ ﻓ ﻲ أ ي و ﻗ ﺖ وﺑ ﺪ و ن إﺑ ﺪا ء أ ﺳ ﺒ ﺎ ب أ ن ﺗ ﻄ ﻠ ﺐ زﻳ ﺎ د ة‬. ‫ﻟ ﻠ ﺘ ﺎ ﺟ ﺮ‬

volume. PayTabs shall have the right, at any time and without . ‫ا ﻻ ﺣ ﺘ ﻴ ﺎ ﻃ ﻲ ا ﻟ ﻤ ﺘ ﺪا و ل‬

giving reasons, to demand increasing the Rolling Reserve.

6.2 The financial guarantee and/or security deposit will be ‫ ﺳﻴﺘﻢ ﺗﻌﺪﻳﻞ اﻻﺣﺘﻴﺎﻃﻲ اﻟﻤﺘﺪاول اﻟﺴﺎﺑﻖ ذﻛﺮه ﺗﻠﻘﺎﺋﻴﺎ ﺑﺎﻟﺘﻨﺎﺳﺐ ﻣﻊ‬6.2

automatically adjusted against the Merchant daily payment ‫أ ر ﻗﺎ م ﺗ ﺴ ﻮﻳ ﺔ اﻟ ﻤ ﺪ ﻓ ﻮ ﻋﺎ ت اﻟﻴ ﻮ ﻣﻴ ﺔ ﻟ ﻠﺘﺎ ﺟ ﺮ و ذﻟ ﻚ ﻟ ﻠ ﺤ ﻔﺎ ظ ﻋ ﻠ ﻰ ا ﻻ ﺣﺘﻴﺎ ﻃ ﻲ‬

settlement figures to maintain the reserve equivalent to the .‫ﻣﻌﺎدًﻻ ﻟﻠﻨﺴﺒﺔ اﻟﻤﺌﻮﻳﺔ ﻟﺤﺠﻢ ﻣﻌﺎﻣﻼت اﻟﺘﺎﺟﺮ‬

percentage of the Merchant transaction volume.

6.3 PayTabs will use this financial guarantee/security deposit of ‫ﺳﻮف ﺗﺴﺘﺨﺪم ﺑﻴﺘﺎﺑﺲ ﻫﺬا اﻟﻀﻤﺎن اﻟﻤﺎﻟﻲ أو ﻣﺒﻠﻎ اﻷﺣﺘﻴﺎﻃﻲ اﻟﻤﺘﺪاول‬6.3

Merchant reserve to settle any financial liability or amount ‫ﻤﺼﺪ ِرة ﻟﺒﻄﺎﻗﺎت‬
ُ ‫ﻟ ﺘ ﺴ ﻮﻳ ﺔ أ ي ا ﻟ ﺘ ﺰا ﻣ ﺎ ت ﻣ ﺎ ﻟ ﻴ ﺔ أ و ﻣ ﺒ ﺎ ﻟ ﻎ ﺗ ﻔ ﺮ ﺿ ﻬ ﺎ ا ﻟ ﻤ ﺆ ﺳ ﺴ ﺔ ا ﻟ‬

enforced by the Payment Card Association or a law ‫ا ﻻﺋﺘ ﻤﺎ ن أ و أ ي ﺳ ﻠ ﻄ ﺔ ﻣ ﻦ ﺳ ﻠ ﻄﺎ ت ﺗﻨ ﻔﻴ ﺬ اﻟ ﻘﺎﻧ ﻮ ن أ و أ ي ﻃ ﺮ ف آ ﺧ ﺮ و ﻣ ﻄ ﻠ ﻮ ب‬

enforcement authority or any other party, charged due to any ‫ﺗ ﺤ ﺼﻴﻠ ﻬﺎ ﺑ ﺴﺒ ﺐ أ ي ﻣ ﺴﺄﻟ ﺔ ﺗﺘﻌﻠ ﻖ ﺑﺎﻟﺘﺎ ﺟ ﺮ أ و ﻣ ﻮ ﻗ ﻊ اﻟﺘﺎ ﺟ ﺮ أ و اﻟ ﻤﻌﺎ ﻣ ﻼ ت ﻣﺜ ﻞ‬

issue related to the Merchant, Merchant Site, or Transactions .‫أو ﺗﺴﻮﻳﺎت وذﻟﻚ ﻗﺒﻞ إﻧﻬﺎء اﻟﺨﺪﻣﺎت‬/‫اﻟﻤﺒﺎﻟﻎ اﻟﻤﺴﺘﺮدة و‬

such as any Chargebacks and/or adjustments prior to the

termination of the provision of the Services.

6.4 Upon termination of the Services and settlement of all ‫ﻋﻨﺪ إﻧﻬﺎء اﻟﺨﺪﻣﺔ وﺗﺴﻮﻳﺔ ﺟﻤﻴﻊ اﻟﻤﺒﺎﻟﻎ اﻟﻤﺴﺘﺤﻘﺔ اﻟﺪﻓﻊ ﻟﺸﺮﻛﺔ ﺑﻴﺘﺎﺑﺲ‬6.4

amounts due to PayTabs by the Merchant, PayTabs shall ‫ ﻓﺈ ن ﺑﻴﺘﺎﺑ ﺲ ﺳﺘ ﻘ ﻮ م ﺑ ﺮ د اﻟ ﻀ ﻤﺎ ن اﻟ ﻤﺎﻟ ﻲ أ و ﻣﺒ ﻠ ﻎ اﻟﺘﺄ ﻣﻴ ﻦ ﺧ ﻼ ل‬،‫ﻋ ﻠ ﻰ اﻟﺘﺎ ﺟ ﺮ‬

refund the financial guaranty/security deposit within two ‫( ﻳﻮم ﻣﻦ ﺗﺎرﻳﺦ إﻧﻬﺎء اﻟﺨﺪﻣﺔ أو ﺗﺎرﻳﺦ ﺗﺴﻮﻳﺔ ﺟﻤﻴﻊ اﻟﻤﺒﺎﻟﻎ‬200) ‫ﻣﺎﺋﺘﻲ‬

hundred (200) calendar days from the date of termination of .‫ أﻳ ﻬ ﻤﺎ أﺑ ﻌ ﺪ‬،‫اﻟ ﻤ ﺴﺘ ﺤ ﻘ ﺔ ﻟ ﺸ ﺮ ﻛ ﺔ ﺑﻴﺘﺎﺑ ﺲ‬

the Services or date of settlement of all amounts due to

PayTabs, whichever is later.

6.5 In the event of an excessive level of Chargebacks against ‫ﻓﻲ ﺣﺎﻟﺔ زﻳﺎدة ﻋﺪد إﺟﺮاءات رد اﻟﻤﺪﻓﻮﻋﺎت ﺿﺪ اﻟﺘﺎﺟﺮ ﻓﺈن ﺑﻴﺘﺎﺑﺲ ﻟﻬﺎ‬6.5

the Merchant, PayTabs reserves the right of Active Freeze ‫ و ﻋ ﺪ م ا ﻹ ﻓ ﺮا ج ﻋ ﻦ ﻫ ﺬ ه ا ﻟ ﺪ ﻓ ﻌ ﺎ ت‬، ‫ا ﻟ ﺤ ﻖ ب ﺗ ﻌ ﻠ ﻴ ﻖ ﻣ ﺒ ﺎ ﻟ ﻎ ا ﻟ ﺪ ﻓ ﻌ ﺎ ت ا ﻟ ﻤ ﺘ ﺴ ﻠ ﻤ ﺔ‬

against the Merchantand not to transfer such payments to the ‫ و ﻟ ﻦ ﻳ ﺘ ﻢ ا ﻹ ﻓ ﺮا ج ﻋ ﻦ ﻫ ﺬ ه ا ﻟ ﺪ ﻓ ﻌ ﺎ ت‬، ‫ا ﻟ ﻤ ﺘ ﺴ ﻠ ﻤ ﺔ أ و ﺗ ﺤ ﻮﻳ ﻠ ﻬ ﺎ إ ﻟ ﻰ ا ﻟ ﺘ ﺎ ﺟ ﺮ‬

Merchant. These held back Collected Payments may be . ‫( ﻳﻮم‬200) ‫اﻟﻤﺘﺴﻠﻤﺔ إﻻ ﺑﻌﺪ ﻣﺮور ﻓﺘﺮة ﻣﺎﺋﺘﻲ‬

released only after a period of two hundred (200) calendar

days.

6.6 In the event of incidents like: :‫ﻓﻲ ﺣﺎﻟﺔ وﻗﻮع ﺣﺎﻻت ﻣﺜﻞ‬6.6
(i) suspicious transactions ‫)أ( اﻟﻤﻌﺎﻣﻼت اﻟﻤﺸﺒﻮﻫﺔ‬

(ii) Excess Chargebacks as per clause 6.6; ‫؛‬6.6 ‫)ب( زﻳﺎدة ﻋﺪد إﺟﺮاءات رد اﻟﻤﺪﻓﻮﻋﺎت ﻛﻤﺎ ﺟﺎء ﻓﻲ اﻟﺒﻨﺪ رﻗﻢ‬

(iii) unclear documentation; ‫)ت( وﺟﻮد وﺛﺎﺋﻖ ﻏﻴﺮ واﺿﺤﺔ؛‬

(iv) Merchant bank statement not uploaded; ‫)ث( ﻛﺸﻒ اﻟﺤﺴﺎب اﻟﻤﺼﺮﻓﻲ ﻟﻠﺘﺎﺟﺮ ﻟﻢ ﻳﺘﻢ ﺗﺤﻤﻴﻠﻪ؛‬

(v) Merchant bank statement incomplete; ‫)ج( اﻟﺒﻴﺎﻧﺎت اﻟﻤﺼﺮﻓﻴﺔ ﻟﻠﺘﺎﺟﺮ ﻏﻴﺮ ﻣﻜﺘﻤﻠﺔ؛‬

(vi) Merchant bank information not matching with bank ‫)ح( اﻟﻤﻌﻠﻮﻣﺎت اﻟﻮاردة ﻣﻦ ﺑﻨﻚ اﻟﺘﺎﺟﺮ ﻻ ﺗﺘﻄﺎﺑﻖ ﻣﻊ ﻛﺸﻒ اﻟﺤﺴﺎب‬

statement; ‫اﻟ ﻤ ﺼ ﺮ ﻓ ﻲ؛‬

(vii) expired ID or Commercial Registration Certificate; ‫)خ( اﻧﺘﻬﺎء ﺻﻠﺤﻴﺔ ﺑﻄﺎﻗﺔ اﻟﻬﻮﻳﺔ أو اﻟﺴﺠﻞ اﻟﺘﺠﺎري؛‬

(viii) Merchant Site inactivity/dysfunction; or ‫)د( ﻣﻮﻗﻊ اﻟﺘﺎﺟﺮ ﻏﻴﺮ ﻧﺸﻂ؛ أو‬

(ix) Merchant Site incomplete for various reasons. .‫)ذ( ﻣﻮﻗﻊ اﻟﺘﺎﺟﺮ ﻏﻴﺮ ﻣﻜﺘﻤﻞ ﻷﺳﺒﺎب ﻣﺨﺘﻠﻔﺔ‬

PayTabs shall have the right to Active Freeze shall apply until (‫ﺑ ﻴ ﺘ ﺎﺑ ﺲ ﻟ ﻬ ﺎ ا ﻟ ﺤ ﻖ ﻓ ﻲ ﺗ ﻌ ﻠ ﻴ ﻖ ﻣ ﺒ ﺎ ﻟ ﻎ ا ﻟ ﺪ ﻓ ﻌ ﺎ ت ا ﻟ ﻤ ﺘ ﺴ ﻠ ﻤ ﺔ )أ ي ﺗ ﺠ ﻤ ﻴ ﺪ ا ﻟ ﺤ ﺴ ﺎ ب‬

the rectification/regularization/resolving of abovementioned .‫أو اﻟﻤﺸﺎﻛﻞ اﻟﻤﺬﻛﻮرة أﻋﻼه‬/‫ﺣﺘﻰ ﻳﺘﻢ ﺗﺼﺤﻴﺢ أو ﺗﺴﻮﻳﺔ أو ﺣﻞ اﻟﻌﻴﻮب و‬

defects and/or issues to PayTabs’ satisfaction. However, ‫ ﻓ ﻘ ﺪ ﺗ ﺴ ﻤ ﺢ ﺑ ﻴ ﺘ ﺎﺑ ﺲ ﺣ ﺴ ﺐ ﺗ ﻘ ﺪﻳ ﺮ ﻫ ﺎ ا ﻟ ﻤ ﻄ ﻠ ﻖ ﻟ ﻠ ﺘ ﺎ ﺟ ﺮ ﺑ ﺎ ﺳ ﺘ ﺨ ﺪا م‬، ‫و ﻣ ﻊ ذ ﻟ ﻚ‬

PayTabs may, at its sole discretion, permit the Merchant to . ‫ا ﻟ ﻤ ﻨ ﺼ ﺔ ﻹ ﺟ ﺮا ء ا ﻟ ﻤ ﻌ ﺎ ﻣ ﻼ ت ﺧ ﻼ ل ﻫ ﺬ ه ا ﻟ ﻔ ﺘ ﺮ ة‬

continue to use the Platform for Transactions during this time.

7 General Requirements ‫ ﻣ ﺘ ﻄ ﻠ ﺒ ﺎ ت ﻋ ﺎ ﻣ ﺔ‬:‫ﺳ ﺎ ﺑ ﻌ ﺎ‬

7.1 The Merchant agrees to provide appropriate provisions on ‫ﻳﻮاﻓﻖ اﻟﺘﺎﺟﺮ ﻋﻠﻰ ﺗﻮﻓﻴﺮ ﺻﻔﺤﺔ ﻋﻠﻰ ﻣﻮﻗﻊ اﻟﺘﺎﺟﺮ ﻟﻠﺮد ﻋﻠﻰ اﺳﺘﻔﺴﺎرات‬7.1

Merchant Site, to inquiries about the sale, quality, quantity, or ‫ و ﻛ ﺬﻟ ﻚ‬،‫اﻟ ﻌ ﻤ ﻼ ء ﺑ ﺨ ﺼ ﻮ ص ﺑﻴ ﻊ اﻟ ﻤﻨﺘ ﺠﺎ ت أ و ﺟ ﻮ دﺗ ﻬﺎ أ و ﻛ ﻤﻴﺘ ﻬﺎ أ و ﺗ ﺴ ﻠﻴ ﻤ ﻬﺎ‬

delivery of Products and also about the return or exchange of ‫ وﻳ ﺠ ﺐ أ ن ﻳ ﺘ ﻀ ﻤ ﻦ ا ﻟ ﺮ د ﻋ ﻠ ﻰ‬، ‫ﺑ ﺨ ﺼ ﻮ ص ﺳ ﻴ ﺎ ﺳ ﺔ إ ﻋ ﺎ د ة ا ﻟ ﻤ ﻨ ﺘ ﺠ ﺎ ت أ و ا ﺳ ﺘ ﺒ ﺪا ﻟ ﻬ ﺎ‬

Products. Such provisions must include at least an e-Mail . ‫ا ﻻ ﺳ ﺘ ﻔ ﺴ ﺎ را ت ﻋ ﻨ ﻮا ن ﺑ ﺮﻳ ﺪ ا ﻟ ﻜ ﺘ ﺮ وﻧ ﻲ و ر ﻗ ﻤ ﺎ ﻟ ﻠ ﻬ ﺎﺗ ﻒ وا ﻟ ﻌ ﻨ ﻮا ن ا ﻟ ﺒ ﺮﻳ ﺪ ي ﻟ ﻠ ﺘ ﺎ ﺟ ﺮ‬

address, telephone number, and mailing address of the ‫وﻳ ﻮا ﻓ ﻖ ا ﻟ ﺘ ﺎ ﺟ ﺮ ﻋ ﻠ ﻰ ﺗ ﻘ ﺪﻳ ﻢ ر دا ﻛ ﺎ ﻓ ﻴ ﺎ ﻷ ي ﻣ ﻦ ﻫ ﺬ ه ا ﻻ ﺳ ﺘ ﻔ ﺴ ﺎ را ت ﻓ ﻲ ﻏ ﻀ ﻮ ن‬

Merchant. The Merchant agrees to provide an adequate .‫أو ﺑﻴﺘﺎﺑﺲ‬/‫( أﻳﺎم ﺗﻘﻮﻳﻤﻴﺔ ﻣﻦ ﺗﺎرﻳﺦ اﺳﺘﻔﺴﺎر اﻟﻌﻤﻴﻞ و‬7) ‫ﺳﺒﻌﺔ‬

response to any such inquiry within seven (7) calendar days

from the date on which the Customer and/or PayTabs make an

inquiry.

7.2 Merchant agrees that, when a refund is made to a ٍ ‫ ﻳﻮاﻓﻖ اﻟﺘﺎﺟﺮ ﻋﻠﻰ أﻧﻪ ﻋﻨﺪﻣﺎ ﻳﺘﻢ إﻋﺎدة اﻟﻤﺒﺎﻟﻎ اﻟﻤﺴﺪدة إﻟﻰ ﻋﻤﻴ‬7.2
‫ﻞ ﻣﺎ‬

Customer whether all or part of the amount has been refunded Refund)("‫ﺳﻮاء ﺗﻢ إﻋﺎدة ﻛﺎﻣﻞ اﻟﻤﺒﻠﻎ أو ﺟﺰء ﻣﻨﻪ )"إﻋﺎدة اﻟﻤﺒﺎﻟﻎ اﻟﻤﺴﺪدة‬

("Refund Transaction"), the Merchant will refund to the ‫ ﻓﺈن اﻟﺘﺎﺟﺮ ﺳﻮف ﻳ َُﺮد إﻟﻰ اﻟﻌﻤﻴﻞ ﻣﺒﻠﻐﺎ ﻻ ﻳﺠﺎوزﺳﻌﺮ اﻟﻤﻨﺘﺞ‬،(Transaction

Customer an amount not exceeding the price of the Product ‫ وﻳ ﺠ ﺐ ﻋ ﻠ ﻰ ا ﻟ ﺘ ﺎ ﺟ ﺮ ﻋ ﺪ م إ ﻋ ﺎ د ة ا ﻟ ﻤ ﺒ ﺎ ﻟ ﻎ ا ﻟ ﻤ ﺴ ﺪ د ة ﻣ ﺒ ﺎ ﺷ ﺮ ة‬. ‫ا ﻟ ﺬ ي ﺗ ﻢ ﺷ ﺮا ؤ ه‬

purchased. The Merchant must not issue a credit of the Refund ‫إﻟ ﻰ اﻟ ﻌ ﻤﻴ ﻞ ﻓ ﻲ ﺷ ﻜ ﻞ ﻧ ﻘ ﺪ ي أ و إ ﺿﺎ ﻓﺘ ﻬﺎ إﻟ ﻰ أ ي ﺑ ﻄﺎ ﻗ ﺔ اﺋﺘ ﻤﺎ ن ﻏﻴ ﺮ اﻟﺒ ﻄﺎ ﻗ ﺔ‬

Transaction directly to the Customer in the form of cash or by ‫ ﻛ ﻤ ﺎ ﻳ ﺠ ﺐ ﻋ ﻠ ﻰ ا ﻟ ﺘ ﺎ ﺟ ﺮ ﻋ ﺪ م ﺗ ﻨ ﻔ ﻴ ﺬ‬. ‫ا ﻟ ﻤ ﺴ ﺘ ﺨ ﺪ ﻣ ﺔ ﻓ ﻲ ﺷ ﺮا ء ا ﻟ ﻤ ﻨ ﺘ ﺞ ذ ي ا ﻟ ﺼ ﻠ ﺔ‬

credit to any card other than the Card used in the purchase of ‫ﻫ ﺬا ا ﻹ ﺟ ﺮا ء إ ذا ﻛ ﺎﻧ ﺖ ا ﻟ ﻤ ﻌ ﺎ ﻣ ﻠ ﺔ ﻗ ﺪ ﺗ ﻢ د ﻓ ﻊ ﻣ ﺒ ﻠ ﻎ ا ﻟ ﺸ ﺮا ء ا ﻷ ﺻ ﻠ ﻲ ﻓ ﻴ ﻬ ﺎ ﻧ ﻘ ﺪا أ و‬

relevant Product. The Merchant also must not perform a .‫ا ﺳﺘ ﺨ ﺪ ﻣ ﺖ ﻓﻴ ﻬﺎ ﺑ ﻄﺎ ﻗ ﺔ أ ﺧ ﺮ ى‬

Refund Transaction for a Transaction that was originally paid in

cash or charged to any other card.

7.3 The Merchant agrees to disclose on Merchant Site the ‫ﻳﻮاﻓﻖ اﻟﺘﺎﺟﺮ ﻋﻠﻰ اﻟﻜﺸﻒ ﻋﻦ اﻟﺴﻴﺎﺳﺎت اﻟﻤﺘﻌﻠﻘﺔ ﺑﺸﺤﻦ اﻟﻤﻨﺘﺠﺎت‬7.3

policies with respect to shipping, deliveries, returns, refunds ‫أو اﺳﺘﺒﺪال اﻟﻤﻨﺘﺠﺎت وذﻟﻚ‬/‫وﺗﺴﻠﻴﻤﻬﺎ وإﻋﺎدﺗﻬﺎ وإﻋﺎدة اﻟﻤﺒﺎﻟﻎ اﻟﻤﺴﺪدة و‬

and/or exchanges of Products. Such policies must be ‫ وﻳ ﺠ ﺐ أ ن ﻳ ﺘ ﻢ ﻋ ﺮ ض ﻫ ﺬ ه ا ﻟ ﺴ ﻴ ﺎ ﺳ ﺎ ت ﺑ ﺸ ﻜ ﻞ وا ﺿ ﺢ ﻻ ﻟ ﺒ ﺲ‬. ‫ﻋ ﻠ ﻰ ﻣ ﻮ ﻗ ﻊ ا ﻟ ﺘ ﺎ ﺟ ﺮ‬

unambiguously and prominently displayed in a manner such . ‫ﻓ ﻴ ﻪ ﻟ ﻴ ﻜ ﻮ ن ا ﻟ ﻌ ﻤ ﻴ ﻞ ﻋ ﻠ ﻰ د راﻳ ﺔ ﻣ ﻌ ﻘ ﻮ ﻟ ﺔ ﺑ ﻬ ﺬ ه ا ﻟ ﺴ ﻴ ﺎ ﺳ ﺎ ت ﻗ ﺒ ﻞ ﺑ ﺪ ء ا ﻟ ﻤ ﻌ ﺎ ﻣ ﻠ ﺔ‬

that a Customer must have reasonably been aware of such ‫ﻛ ﻤ ﺎ ﻳ ﺠ ﺐ أ ن ﺗ ﺘ ﻮا ﻓ ﻖ ﺳ ﻴ ﺎ ﺳ ﺎ ت ا ﻟ ﺘ ﺎ ﺟ ﺮ ﻣ ﻊ ﺟ ﻤ ﻴ ﻊ ا ﻟ ﻘ ﻮاﻧ ﻴ ﻦ ا ﻟ ﺴ ﺎ رﻳ ﺔ ﻋ ﻠ ﻰ‬

policies prior to making a Transaction. The Merchant’s policies . ‫ﺳ ﻴ ﺎ ﺳ ﺎ ت ا ﻹ ر ﺟ ﺎ ع وإ ﻋ ﺎ د ة ا ﻟ ﻤ ﺒ ﺎ ﻟ ﻎ ا ﻟ ﻤ ﺴ ﺪ د ة وا ﻻ ﺳ ﺘ ﺒ ﺪا ل‬

must also comply with all laws applicable to return, refund or

exchange of Products.

8 Obtaining Authorization ‫ ا ﻟ ﺤ ﺼ ﻮ ل ﻋ ﻠ ﻰ ا ﻹ ﻗ ﺮ ا ر‬:‫ﺛ ﺎ ﻣ ﻨ ﺎ‬

8.1 Prior to purchasing an Approved Product from the ‫ ﻳﺠﺐ ﻋﻠﻰ اﻟﻌﻤﻴﻞ إدﺧﺎل ﺗﻔﺎﺻﻴﻞ‬،‫ﻗﺒﻞ ﺷﺮاء ﻣﻨﺘﺞ ﻣﻌﺘﻤﺪ ﻣﻦ اﻟﺘﺎﺟﺮ‬8.1

Merchant, the Customer shall enter the Card details requesting ‫ وأ ن ﻳ ﺸ ﻴ ﺮ ا ﻹ ﻗ ﺮا ر ا ﻟ ﻤ ﺘ ﺴ ﻠ ﻢ ﻋ ﺒ ﺮ‬، ‫ا ﻟ ﺒ ﻄ ﺎ ﻗ ﺔ ﻟ ﻠ ﺤ ﺼ ﻮ ل ﻋ ﻠ ﻰ ا ﻹ ﻗ ﺮا ر ﻋ ﺒ ﺮ ا ﻟ ﻤ ﻨ ﺼ ﺔ‬

for Authorization via the Platform. An Authorization received ‫ﻤﺼﺪ ِر ﻟﻠﺒﻄﺎﻗﺔ ﻗﺪ أﻋﻄﻰ اﻹذن ﻟﻠﺘﺎﺟﺮ ﺑﺈﺟﺮاء ﻫﺬه‬
ُ ‫اﻟ ﻤﻨ ﺼ ﺔ إﻟ ﻰ أ ن اﻟﺒﻨ ﻚ اﻟ‬

through the Platform indicates that the Card Issuing Bank has .‫اﻟ ﻤﻌﺎ ﻣﻠ ﺔ‬

authorized such Transaction to the Merchant.

8.2 The request for Authorization must include the pertinent ،‫ﻳﺠﺐ أن ﻳﺘﻀﻤﻦ ﻃﻠﺐ اﻹذن اﻟﻤﻌﻠﻮﻣﺎت ذات اﻟﺼﻠﺔ اﻟﺘﻲ ﺣﺪدﻫﺎ اﻟﺘﺎﺟﺮ‬8.2

information specified by the Merchant, including the Total Sale ‫ﺑ ﻤ ﺎ ﻓ ﻲ ذ ﻟ ﻚ ا ﻟ ﺴ ﻌ ﺮ ا ﻟ ﻤ ﻌ ﻠ ﻦ ﻟ ﻠ ﻤ ﻨ ﺘ ﺞ ا ﻟ ﻤ ﻌ ﺘ ﻤ ﺪ وأ ي ﺿ ﺮﻳ ﺒ ﺔ ﻛ ﻀ ﺮﻳ ﺒ ﺔ ا ﻟ ﺴ ﻠ ﻊ‬

Price of the Approved Product and any tax such as products ‫وا ﻟ ﺨ ﺪ ﻣ ﺎ ت أ و ﺿ ﺮﻳ ﺒ ﺔ ا ﻟ ﻤ ﺒ ﻴ ﻌ ﺎ ت أ و ا ﻟ ﺘ ﺄ ﻣ ﻴ ﻦ أ و ﺿ ﺮﻳ ﺒ ﺔ ا ﻟ ﻘ ﻴ ﻤ ﺔ ا ﻟ ﻤ ﻀ ﺎ ﻓ ﺔ أ و‬

and services tax, sales tax, insurance, value added tax, customs ‫ا ﻟ ﺮ ﺳ ﻮ م وا ﻟ ﻀ ﺮاﺋ ﺐ ا ﻟ ﺠ ﻤ ﺮ ﻛ ﻴ ﺔ )إ ذا ﻛ ﺎﻧ ﺖ ﻣ ﻌ ﻠ ﻮ ﻣ ﺔ وﻳ ﺘ ﺤ ﻤ ﻠ ﻬ ﺎ ا ﻟ ﺘ ﺎ ﺟ ﺮ( أ و ﻏ ﻴ ﺮ ﻫ ﺎ‬

(if known and borne by the Merchant) or other fees and taxes, ‫ ﺑ ﺎ ﻹ ﺿ ﺎ ﻓ ﺔ ﻟ ﺮ ﺳ ﻮ م ا ﻟ ﺸ ﺤ ﻦ ا ﻟ ﻤ ﺮﺗ ﺒ ﻄ ﺔ ﺑ ﺎ ﻟ ﻤ ﻨ ﺘ ﺞ ا ﻟ ﻤ ﻌ ﺘ ﻤ ﺪ‬، ‫ﻣ ﻦ ا ﻟ ﺮ ﺳ ﻮ م وا ﻟ ﻀ ﺮاﺋ ﺐ‬

as well as relevant shipping charges, which the Customer has ‫وا ﻟ ﺘ ﻲ وا ﻓ ﻖ ا ﻟ ﻌ ﻤ ﻴ ﻞ ﻋ ﻠ ﻰ د ﻓ ﻌ ﻬ ﺎ ) "إ ﺟ ﻤ ﺎ ﻟ ﻲ ﺳ ﻌ ﺮ ا ﻟ ﺒ ﻴ ﻊ "( وا ﻟ ﻤ ﻌ ﻠ ﻮ ﻣ ﺎ ت وا ﻟ ﺒ ﻴ ﺎﻧ ﺎ ت‬

agreed to on payment ("Total Sale Price") and the information .‫اﻟﺘ ﻲ ﻳﺘ ﻄ ﻠﺒ ﻬﺎ اﻟ ﻘﺎﻧ ﻮ ن‬

and data required by law.

8.3 The Merchant acknowledges that the receipt of an ‫ﻳﻘﺮ اﻟﺘﺎﺟﺮ ﺑﺄن اﺳﺘﻼم إﻗﺮار ﻣﻦ اﻟﺒﻨﻚ ﺑﺨﺼﻮص ﻣﻨﺘﺞ ﻣﻌﺘﻤﺪ ﻳﻌﻨﻲ ﻓﻘﻂ‬8.3

Authorization for an Approved Product only indicates that, as ‫ ا ﻟ ﺒ ﻨ ﻚ ﻣ ﺼ ﺪ ر ا ﻟ ﺒ ﻄ ﺎ ﻗ ﺔ ﻳ ﻌ ﺘ ﻘ ﺪ أ ن ا ﻟ ﺒ ﻄ ﺎ ﻗ ﺔ وا ﻟ ﺘ ﻲ ﻳ ﻄ ﻠ ﺐ‬، ‫ ﻓ ﻲ ﺗ ﺎ رﻳ ﺦ ا ﻹ ﻗ ﺮا ر‬، ‫أﻧ ﻪ‬

of the date of Authorization, the Card Issuing Bank has reason :‫اﻟ ﻌ ﻤ ﻴ ﻞ اﻟ ﺤ ﺼ ﻮ ل ﻋ ﻠ ﻰ ﺗ ﻔ ﻮﻳ ﺾ ﻟ ﻬﺎ‬

to believe that the Card to which the Customer requests

Authorization:

(i) has sufficient credit with the Payment Card Issuer to pay the ُ ‫)أ( ﻟﺪﻳﻬﺎ أرﺻﺪة داﺋﻨﺔ ﻟﺪى‬
‫ﻣ ﺼ ﺪ ر ﺑ ﻄﺎ ﻗ ﺔ اﻟ ﺪ ﻓ ﻊ ﺗ ﻜ ﻔ ﻲ ﻟ ﺪ ﻓ ﻊ ﺛ ﻤ ﻦ اﻟ ﻤﻨﺘ ﺞ‬

Merchant; ‫ﻟﻠﺘﺎ ﺟ ﺮ؛‬

(ii) is being used within the Card’s valid dates; ‫)ب( ﻳﺘﻢ اﺳﺘﺨﺪاﻣﻬﺎ ﺧﻼل ﻓﺘﺮة ﺗﺎرﻳﺦ اﻟﺼﻼﺣﻴﺔ اﻟﺨﺎص ﺑﺎﻟﺒﻄﺎﻗﺔ؛‬

(iii) has not been reported as lost or stolen; and ‫)ت( ﻟﻢ ﻳﺘﻢ اﻹﺑﻼغ ﻋﻦ ﺳﺮﻗﺘﻬﺎ أو ﻓﻘﺪﻫﺎ؛‬

(iv) is not an illegitimate copy of the Card. .‫)ث( ﻟﻴﺴﺖ ﻧﺴﺨﺔ ﻣﺰﻳﻔﺔ ﻣﻦ اﻟﺒﻄﺎﻗﺔ‬

8.4 An Authorization is not a guarantee that the Customer to ‫ اﻹﻗﺮار ﻟﻴﺲ ﺿﻤﺎﻧﺎ ﺑﺄن اﻟﻌﻤﻴﻞ اﻟﺬي ﻗﺎم اﻟﺘﺎﺟﺮ ﺑﺘﺴﻠﻴﻤﻪ اﻟﻤﻨﺘﺠﺎت‬8.4

whom the Merchant delivered the Approved Products is, in ‫ ﻛ ﻤ ﺎ إ ن ا ﻹ ﻗ ﺮا ر ﻻ ﻳ ﻌ ﺘ ﺒ ﺮ‬، ‫ا ﻟ ﻤ ﻌ ﺘ ﻤ ﺪ ة ﻫ ﻮ ﻓ ﻲ ا ﻟ ﻮا ﻗ ﻊ ﺣ ﺎ ﻣ ﻞ أ و ﺻ ﺎ ﺣ ﺐ ا ﻟ ﺒ ﻄ ﺎ ﻗ ﺔ‬

fact, the Card holder; nor is an Authorization a representation ‫ﺿ ﻤ ﺎﻧ ﺎ ً ﻋ ﻠ ﻰ أ ن ا ﻟ ﻤ ﻌ ﺎ ﻣ ﻠ ﺔ ﻟ ﻦ ﺗ ﺨ ﻀ ﻊ ﻹ ﺟ ﺮا ء ر د ا ﻟ ﻤ ﺪ ﻓ ﻮ ﻋ ﺎ ت ﻣ ﻦ ﻗ ﺒ ﻞ ا ﻟ ﺒ ﻨ ﻚ‬

from the Card Issuing Bank that the transaction will not be .‫ﻤ ﺼ ﺪ ر ﻟﻠﺒ ﻄﺎ ﻗ ﺔ‬
ُ ‫اﻟ‬

subject to Chargeback to the Merchant.

9 Chargebacks ‫ ا ﻟ ﻤ ﺒ ﺎ ﻟ ﻎ ا ﻟ ﻤ ﺴ ﺘ ﺮ ﺟ ﻌ ﺔ‬:‫ﺗ ﺎ ﺳ ﻌ ﺎ‬
9.1 The Payment Card Issuer shall have the right to Chargeback ُ ‫ﻳﺤﻖ ﻟ‬9.1
‫ﻤﺼﺪ ِر ﺑﻄﺎﻗﺔ اﻟﺪﻓﻊ أن ﻳﻘﻮم ﺑﺮد اﻟﻤﺪﻓﻮﻋﺎت اﻟﺨﺎﺻﺔ ﺑﻤﻌﺎﻣﻠﺔ‬

a Transaction, without prior notice to the Merchant, for any ‫ﺑ ﺪ و ن إ ﺷﻌﺎ ر ﻣ ﺴﺒ ﻖ ﻟﻠﺘﺎ ﺟ ﺮ ﻷ ي ﺳﺒ ﺐ ﻣ ﻦ ا ﻷ ﺳﺒﺎ ب اﻟﺘﺎﻟﻴ ﺔ ﻋﻠ ﻰ ﺳﺒﻴ ﻞ اﻟ ﻤﺜﺎ ل‬

reason, including but not limited to: :‫ﻻ اﻟ ﺤ ﺼ ﺮ‬

(i) the Customer fails to obtain the Authorization in accordance .‫)أ( ﻓﺸﻞ اﻟﻌﻤﻴﻞ ﻓﻲ اﻟﺤﺼﻮل ﻋﻠﻰ اﻹﻗﺮار ﻛﻤﺎ ﺟﺎء ﻓﻲ اﻟﺒﻨﺪ اﻟﺜﺎﻣﻦ أﻋﻼه‬

with clause 8 above;

(ii) a Disputed Transaction; .‫)ب( إذا ﻛﺎﻧﺖ اﻟﻤﻌﺎﻣﻠﺔ ﻣﺤﻞ ﻧﺰاع‬

(iii) the Merchant fails to provide any documentation or ‫)ت( ﻓﺸﻞ اﻟﺘﺎﺟﺮ ﻓﻲ ﺗﻘﺪﻳﻢ أي وﺛﻴﻘﺔ أو ﻣﻌﻠﻮﻣﺎت ﺗﺘﻌﻠﻖ ﺑﺎﻟﻤﻌﺎﻣﻠﺔ ﺧﻼل‬

information pertaining to a Transaction within seven (7) .‫( أﻳﺎم ﺗﻘﻮﻳﻤﻴﺔ ﻣﻦ ﺗﺎرﻳﺦ اﺳﺘﻼم اﻟﺘﺎﺟﺮ ﻟﻄﻠﺐ ﺑﻬﺬا اﻟﺨﺼﻮص‬7) ‫ﺳﺒﻌﺔ‬

calendar days of the Merchant’s receipt of such request;

(iv) that a Transaction is alleged to have been accepted or ‫)ث( أن ﻳﻜﻮن ﻗﺪ ﺗﻢ ﻗﺒﻮل اﻟﻤﻌﺎﻣﻠﺔ أو ﻃﻠﺒﻬﺎ ﻋﻠﻰ ﻧﺤﻮ ﻏﻴﺮ ﺳﻠﻴﻢ ﺑﺪون إذن‬

requested improperly without the authority of the Customer; .‫اﻟﻌ ﻤﻴ ﻞ‬

(v) is reversed for any reason by any payment processor, ُ ‫)ج( ﺗﻢ ﻋﻜﺲ ﻣﺴﺎرﻫﺎ ﻷي ﺳﺒﺐ ﻣﻦ اﻷﺳﺒﺎب ﻣﻦ ﻗِﺒﻞ أي‬
‫ﻣﻌﺎﻟ ﺞ د ﻓ ﻊ أ و‬

financial institution, or Payment Card Issuer; or .‫ﻣ ﺆ ﺳ ﺴ ﺔ ﻣﺎﻟﻴ ﺔ أ و ﻣ ﺼ ﺪ ر ﺑ ﻄﺎ ﻗ ﺔ اﻟ ﺪ ﻓ ﻊ‬

(vi) is allegedly unlawful, suspicious, or in violation of this ‫)ح( ﻓﻲ ﺣﺎل ﻛﺎن ﻫﻨﺎﻟﻚ ﻣﺎ ﻳﺸﻴﺮ إﻟﻰ ﻛﻮن اﻟﻤﻌﺎﻣﻠﺔ ﻏﻴﺮ ﻗﺎﻧﻮﻧﻴﺔ أو ﻣﺸﺒﻮﻫﺔ‬

Agreement or other applicable terms and conditions. . ‫أ و ﺗ ﻨ ﺘ ﻬ ﻚ ﺑ ﻨ ﻮ د ﻫ ﺬ ه ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ أ و ا ﻷ ﺣ ﻜ ﺎ م وا ﻟ ﺸ ﺮ و ط ا ﻟ ﻤ ﻄ ﺒ ﻘ ﺔ ا ﻷ ﺧ ﺮ ى‬

9.2 In case of Chargeback, PayTabs shall have the right to ‫ﻓﻲ ﻓﻲ ﺣﺎﻟﺔ ﺣﺼﻮل ﻋﻤﻠﻴﺔ "اﺳﺘﺮداد اﻟﻤﺪﻓﻮﻋﺎت" ﻓﺈﻧﻪ ﻳﺤﻖ ﻟﺸﺮﻛﺔ‬9.2

impose the Chargeback Fees. . ‫ﺑ ﻴ ﺘ ﺎﺑ ﺲ ﻓ ﺮ ض ر ﺳ ﻮ م ا ﻻ ﺳ ﺘ ﺮ دا د ا ﻟ ﺒ ﻨ ﻜ ﻲ‬

9.3 The Merchant agrees that, for a period of two (2) Gregorian ‫ﻳﻘﺮ اﻟﺘﺎﺟﺮ ﺑﺄﻧﻪ ﺳﻴﻜﻮن ﻣﺴﺆول ﺑﺸﻜﻞ ﻛﺎﻣﻞ ﻋﻦ دﻓﻊ رﺳﻮم اﺳﺘﺮداد‬9.3

years after the termination of the Services, the Merchant will be – (2) ‫اﻟﻤﺪﻓﻮﻋﺎت واﻟﺘﺴﻮﻳﺎت اﻟﻨﺎﺟﻤﺔ ﻋﻦ أي ﻣﻌﺎﻣﻼت أﺧﺮى ﻟﻤﺪة ﺳﻨﺘﻴﻦ‬

responsible for payment of Chargebacks Fees and adjustments .‫ ﺑ ﻌ ﺪ اﻧﺘ ﻬﺎ ء ﺗ ﻘ ﺪﻳ ﻢ اﻟ ﺨ ﺪ ﻣﺎ ت‬-‫ﺗ ﺤ ﺴ ﺐ ﺑﺎﻟﺘ ﻘ ﻮﻳ ﻢ اﻟ ﻤﻴ ﻼ د ي‬

resulting from any Transactions.

10 Payment to Merchant Account ‫ ا ﻟ ﺪ ﻓ ﻊ إ ﻟ ﻰ ﺣ ﺴ ﺎ ب ا ﻟ ﺘ ﺎ ﺟ ﺮ‬:‫ﻋ ﺎ ﺷ ﺮ ا‬

10.1 The primary obligation of PayTabs is to ensure transfer of ‫ إن اﻻﻟﺘﺰام اﻷﺳﺎﺳﻲ ﻟﺸﺮﻛﺔ ﺑﻴﺘﺎﺑﺲ ﻫﻮ ﺿﻤﺎن ﺗﺤﻮﻳﻞ اﻟﺪﻓﻌﺎت‬10.1

Collected Payments to Merchant Account in accordance with ‫ و ﻻ ﻳ ﺨ ﻀ ﻊ ﻫ ﺬا ا ﻻ ﻟ ﺘ ﺰا م ﻷ ي‬، ‫ا ﻟ ﻤ ﺘ ﺴ ﻠ ﻤ ﺔإ ﻟ ﻰ ﺣ ﺴ ﺎ ب ا ﻟ ﺘ ﺎ ﺟ ﺮ و ﻓ ﻘ ﺎ ﻟ ﻬ ﺬ ه ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ‬

this Agreement. This liability is not subject to any limitation of . ‫ﻗ ﻴ ﺪ ﻣ ﻦ ﻗ ﻴ ﻮ د ا ﻟ ﻤ ﺴ ﺆ و ﻟ ﻴ ﺔ ﻗ ﺪ ﻳ ﻜ ﻮ ن ﻣ ﺬ ﻛ ﻮ را ﻓ ﻲ ﻣ ﻜ ﺎ ن آ ﺧ ﺮ ﻓ ﻲ ﻫ ﺬ ه ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ‬

liability that may be expressed elsewhere in this Agreement.

10.2 Subject to this Agreement, PayTabs will transfer to the ‫ﺑﺤﺴﺐ ﻫﺬه اﻻﺗﻔﺎﻗﻴﺔ ﻓﺈن ﺑﻴﺘﺎﺑﺲ ﺳﺘﻘﻮم ﻣﻦ ﺧﻼل اﻟﻤﻨﺼﺔ ﺑﺘﺤﻮﻳﻞ‬10.2

Merchant Account the Collected Payments for the Transaction ‫ و ﺳ ﻴ ﺘ ﻢ ا ﻟ ﺘ ﺤ ﻮﻳ ﻞ‬. ‫ا ﻟ ﺪ ﻓ ﻌ ﺎ ت ا ﻟ ﻤ ﺘ ﺴ ﻠ ﻤ ﺔا ﻟ ﺨ ﺎ ﺻ ﺔ ﺑ ﺎ ﻟ ﻤ ﻌ ﺎ ﻣ ﻠ ﺔ إ ﻟ ﻰ ﺣ ﺴ ﺎ ب ا ﻟ ﺘ ﺎ ﺟ ﺮ‬

using the Platform. Such transfer will be made by crediting the ‫ ﺑﻌ ﺪ ﺧ ﺼ ﻢ أ ي ر ﺳ ﻮ م‬،‫ﻤ ﺤ ﺼﻠ ﺔ ﻟ ﺤ ﺴﺎ ب اﻟﺘﺎ ﺟ ﺮ‬
ُ ‫ﻋ ﻦ ﻃ ﺮﻳ ﻖ ﻗ ﻴ ﺪ ﻫ ﺬ ه ا ﻷ ﻣ ﻮا ل ا ﻟ‬

Collected Payment to Merchant Account, less any applicable . ‫ا و ﺿ ﺮاﺋ ﺐ إ ن و ﺟ ﺪ ت‬

fees and taxes.

10.3 Collected Payments are subject to, among others things, ‫ ب ﻗﻴﻤﺔ اﻟﻤﺒﺎﻟﻎ‬،‫ ﺿﻤﻦ أﻣﻮر أﺧﺮى‬،‫ﺳﻮف ﺗﺘﺄﺛﺮ اﻟﺪﻓﻌﺎت اﻟﻤﺘﺴﻠﻤﺔ‬10.3

the Chargeback Amount, Chargeback Fees and/or other fines ‫أو اﻟﻐﺮاﻣﺎت‬/‫اﻟﻤﺴﺘﺮﺟﻌﺔ ورﺳﻮم اﻻﺳﺘﺮداد اﻟﺒﻨﻜﻲ اﻟﻤﺒﺎﻟﻎ اﻟﻤﺴﺘﺮﺟﻌﺔ و‬

imposed by the Payment Card Association and also to the ‫ﻤﺼﺪ ِرة ﻟﺒﻄﺎﻗﺎت اﻻﺋﺘﻤﺎن‬
ُ ‫ا ﻷ ﺧ ﺮ ى ا ﻟ ﺘ ﻲ ﻗ ﺪ ﺗ ﻔ ﺮ ﺿ ﻬ ﺎ ا ﻟ ﻤ ﺆ ﺳ ﺴ ﺎ ت وا ﻟ ﻤ ﻨ ﻈ ﻤ ﺎﺗ ﺎ ﻟ‬

Pricing Plan agreed between PayTabs and the Merchant. . ‫و ﻛ ﺬ ﻟ ﻚ ﺑ ﺠ ﺪ و ل ا ﻟ ﺮ ﺳ ﻮ م ا ﻟ ﻤ ﺘ ﻔ ﻖ ﻋ ﻠ ﻴ ﻪ ﺑ ﻴ ﻦ ﺑ ﻴ ﺘ ﺎﺑ ﺲ وا ﻟ ﺘ ﺎ ﺟ ﺮ‬

10.4 Subject to clause 10.3 , PayTabs reserves the right to ‫ ﻓﺈن ﺷﺮﻛﺔ ﺑﻴﺘﺎﺑﺲ ﺗﺤﺘﻔﻆ ﺑﺎﻟﺤﻖ ﻓﻲ ﺗﻐﻴﻴﺮ‬10,3 ‫وﺑﺎﻟﻨﺴﺒﺔ ﻟﻠﺒﻨﺪ رﻗﻢ‬10.4

change the payment method and shall notify the Merchant in ‫ﻃ ﺮﻳ ﻘ ﺔ ا ﻟ ﺪ ﻓ ﻊ و ﺳ ﻮ ف ﺗ ﻘ ﻮ م ﺑ ﺈ ﺧ ﻄ ﺎ ر ا ﻟ ﺘ ﺎ ﺟ ﺮ ﻣ ﻘ ﺪ ﻣ ﺎ ﺑ ﺨ ﺼ ﻮ ص أ ي ﺗ ﻐ ﻴ ﻴ ﺮا ت ﻣ ﻦ‬

advance of any such changes. . ‫ﻫ ﺬا ا ﻟ ﻘ ﺒ ﻴ ﻞ‬

10.5 In the event PayTabs need to conduct an investigation or ‫ﻗﺪ ﺗﺆﺟﻞ ﺑﻴﺘﺎﺑﺲ ﺗﺤﻮﻳﻞ اﻟﺪﻓﻌﺎت اﻟﻤﺘﺴﻠﻤﺔ إﻟﻰ اﻟﺘﺎﺟﺮ ﺑﺴﺒﺐ اﻟﺤﺎﺟﺔ‬10.5

resolve any Disputed Transaction or as required by law or court ‫إ ﻟ ﻰ إ ﺟ ﺮا ء ﺗ ﺤ ﻘ ﻴ ﻖ أ و ﺗ ﺴ ﻮﻳ ﺔ ﻣ ﻌ ﺎ ﻣ ﻠ ﺔ ﻣ ﺘ ﻨ ﺎ ز ع ﻋ ﻠ ﻴ ﻬ ﺎ أ و و ﻓ ﻘ ﺎ ﻟ ﻤ ﺎ ﻳ ﻘ ﺘ ﻀ ﻴ ﻪ ا ﻟ ﻘ ﺎﻧ ﻮ ن‬

order, or if otherwise requested by a law enforcement or ‫أو أﻣﺮ ﻗﻀﺎﺋﻲ أو ﺑﺴﺒﺐ ﻃﻠﺐ ﻣﻦ ﻗِﺒﻞ ﺟﻬﺔ ﺣﻜﻮﻣﻴﺔ أو ﺟﻬﺔ ﻣﻦ ﺟﻬﺎت إﻧﻔﺎذ‬

governmental entity, PayTabs may defer transfer of Collected .‫اﻟ ﻘﺎﻧ ﻮ ن‬

Payments to Merchant.

10.6 In the event of suspension or termination of Services, ‫ﻳﺠﻮز ﻟﺒﻴﺘﺎﺑﺲ ﻋﻨﺪ ﺗﻌﻠﻴﻖ أو إﻧﻬﺎء اﻟﺨﺪﻣﺔ ﺣﺠﺰ ﺟﺰء ﻣﻦ ﻣﺒﺎﻟﻎ اﻟﺪﻓﻌﺎت‬10.6

PayTabs may withhold that portion of the Collected Payments ‫اﻟ ﻤﺘ ﺴ ﻠ ﻤ ﺔ ﺗ ﻌﺘﺒ ﺮ ه ﺑﻴﺘﺎﺑ ﺲ ﺿ ﺮ و رﻳﺎ ﻟﺘ ﻐ ﻄﻴ ﺔ أ ي ﻣ ﺴﺘ ﺤ ﻘﺎ ت ﻣ ﺤﺘ ﻤ ﻠ ﺔ ﻓ ﻲ ﺣﺎ ل‬

that PayTabs deems necessary to cover the reasonable ‫أو وﺟﻮد أﻳﺔ اﻟﺘﺰاﻣﺎت‬/‫ﺣﺪوث إﺟﺮاء ﻟﺮد اﻟﻤﺪﻓﻮﻋﺎت أو ﻓﺮض ﻋﻘﻮﺑﺎت و‬

outstanding risk of Chargebacks, Penalties and/or any other .‫أ ﺧ ﺮ ى ﻟ ﻠﺘﺎ ﺟ ﺮ ﺑ ﻤ ﻮ ﺟ ﺐ ﻫ ﺬ ه ا ﻻﺗ ﻔﺎ ﻗﻴ ﺔ أ و أ ي أ ﺣ ﻜﺎ م ا و ﺷ ﺮ و ط أ ﺧ ﺮ ى ﻣ ﺮﺗﺒ ﻄ ﺔ‬

obligations of Merchant under all applicable terms and ‫و ﻋ ﻨ ﺪ ا ﻟ ﻄ ﻠ ﺐ ﻓ ﺈ ن ﺷ ﺮ ﻛ ﺔ ﺑ ﻴ ﺘ ﺎﺑ ﺲ ﺳ ﻮ ف ﺗ ﻘ ﺪ م إ ﺧ ﻄ ﺎ را ﻛ ﺘ ﺎﺑ ﻴ ﺎ ﻳ ﻮ ﺿ ﺢ ﺑ ﺎ ﻟ ﺘ ﻔ ﺼ ﻴ ﻞ‬

conditions including but not limited to this Agreement. Upon ‫ ﺳ ﻴ ﺘ ﻢ ﺗ ﻌ ﻠ ﻴ ﻖ ﻫ ﺬ ه ا ﻟ ﻤ ﺒ ﺎ ﻟ ﻎ إ ﻟ ﻰ أ ن ﺗ ﻘ ﺪ ر‬. ‫ﻣ ﺒ ﺮ راﺗ ﻬ ﺎ ﻟ ﺘ ﻌ ﻠ ﻴ ﻖ ا ﻟ ﺪ ﻓ ﻌ ﺎ ت ا ﻟ ﻤ ﺘ ﺴ ﻠ ﻤ ﺔ‬

request, PayTabs shall provide written notice detailing its ‫ﺑ ﻴ ﺘ ﺎﺑ ﺲ ﺣ ﺴ ﺐ ﺗ ﻘ ﺪﻳ ﺮ ﻫ ﺎ ا ﻟ ﻤ ﻄ ﻠ ﻖ ﻋ ﺪ م و ﺟ ﻮ د أ ي ﺧ ﻄ ﺮ أ و ا ﻟ ﺘ ﺰا م و ﺟ ﻤ ﻴ ﻊ ا ﻟ ﻤ ﺒ ﺎ ﻟ ﻎ‬

justification for withholding the Collected Payment. Such funds . ‫ا ﻟ ﻤ ﺴ ﺘ ﺤ ﻘ ﺔ ﻟ ﺒ ﻴ ﺘ ﺎﺑ ﺲ ﺗ ﻢ ﺳ ﺪا د ﻫ ﺎ‬

shall continue to be withheld until PayTabs determines at its

sole discretion that no risks or obligations remain and all

amounts due to PayTabs have been settled.

11 Fees Payable by the Merchant ‫ ا ﻟ ﺮ ﺳ ﻮ م ا ﻟ ﻤ ﺴ ﺘ ﺤ ﻘ ﺔ ا ﻟ ﺪ ﻓ ﻊ ﻋ ﻠ ﻰ ا ﻟ ﺘ ﺎ ﺟ ﺮ‬:‫ﺣ ﺎ د ي ﻋ ﺸ ﺮ‬

11.1The Merchant acknowledges and agrees to pay to PayTabs ‫ ﻳﻘﺮ اﻟﺘﺎﺟﺮ وﻳﻮاﻓﻖ ﻋﻠﻰ ﺳﺪاد رﺳﻮم ﺑﻴﺘﺎﺑﺲ ﻣﺤﺴﻮﺑﺔ ﻋﻠﻰ أﺳﺎس‬11.1

a fee based on the Pricing Plan and the transaction volume of ‫ وﺗ ﺨ ﻀ ﻊ ﺷ ﺮ و ط وأ ﺣ ﻜ ﺎ م ا ﻟ ﺮ ﺳ ﻮ م و ﺟ ﺪ و ل‬. ‫ﺟ ﺪ و ل ا ﻟ ﺮ ﺳ ﻮ م و ﺣ ﺠ ﻢ ا ﻟ ﻤ ﻌ ﺎ ﻣ ﻼ ت‬

the Merchant, . All terms for the fees for such commercial ‫ﻣ ﻘ ﺎﺑ ﻞ ا ﻟ ﺨ ﺪ ﻣ ﺎ ت ا ﻟ ﺘ ﻲ ﺗ ﻘ ﺪ ﻣ ﻬ ﺎ ﺷ ﺮ ﻛ ﺔ ﺑ ﻴ ﺘ ﺎﺑ ﺲ ﻓ ﺈ ن ا ﻟ ﺘ ﺎ ﺟ ﺮ ﻳ ﻘ ﺮ وﻳ ﻮا ﻓ ﻖ ﻋ ﻠ ﻰ د ﻓ ﻊ‬

proposals and/or Pricing Plans are subject to change in ‫ ﺗ ﺨ ﻀ ﻊ ﺟ ﻤﻴ ﻊ ﺷ ﺮ و ط‬.‫ر ﺳ ﻮ م ﺑ ﺤ ﺴ ﺐ ﺟ ﺪ و ل اﻟ ﺮ ﺳ ﻮ م و ﻛ ﻤﻴ ﺔ اﻟ ﻤﻌﺎ ﻣ ﻼ ت‬

accordance to the terms of this Agreement. This fee will be ‫اﻟ ﺮ ﺳ ﻮ م اﻟ ﺨﺎ ﺻ ﺔ ﺑ ﻬ ﺬ ه اﻟ ﻤ ﻘﺘ ﺮ ﺣﺎ ت اﻟﺘ ﺠﺎ رﻳ ﺔ و ﺟ ﺪ و ل اﻟ ﺮ ﺳ ﻮ م ﻗﺎﺑ ﻞ ﻟ ﻠﺘ ﻐﻴﻴ ﺮ‬

debited from the Collected Payment prior to being credited ‫ وﺳﻴﺘﻢ ﺧﺼﻢ ﻫﺬه اﻟﺮﺳﻮم ﻣﻦ اﻟﺪﻓﻌﺔ اﻟﻤﺘﺴﻠﻤﺔ‬.‫وﻓًﻘﺎ ﻟﺒﻨﻮد ﻫﺬه اﻻﺗﻔﺎﻗﻴﺔ‬

into the Merchant Account. .‫ﻗﺒ ﻞ أ ن ﻳﺘ ﻢ ﻗﻴ ﺪ ﻫﺎ ﻓ ﻲ ﺣ ﺴﺎ ب اﻟﺘﺎ ﺟ ﺮ‬

11.2 The Merchant agrees that PayTabs will impose Chargeback ‫ﻳﻮاﻓﻖ اﻟﺘﺎﺟﺮ ﻋﻠﻰ إن ﺑﻴﺘﺎﺑﺲ ﺳﺘﻔﺮض رﺳﻮم اﺳﺘﺮداد ﻟﻜﻞ ﺣﺎﻟﺔ‬11.2

Fees, in respect of each ChargeBack (“Chargeback Fees”), an ‫ و ر ﺳ ﻮ م إ دا رﻳ ﺔ ﻣ ﻘ ﺎﺑ ﻞ ﻛ ﻞ ﻃ ﻠ ﺐ‬، (" ‫ا ﺳ ﺘ ﺮ دا د ا ﻟ ﻤ ﺪ ﻓ ﻮ ﻋ ﺎ ت ) " ر ﺳ ﻮ م ا ﻻ ﺳ ﺘ ﺮ دا د‬

administration charge for each "Request for documents" ‫ﻣﺼﺪ ِر ﺑﻄﺎﻗﺔ اﻟﺪﻓﻊ ﻳﻄﻠﺐ اﻟﺤﺼﻮل ﻋﻠﻰ ﻣﺴﺘﻨﺪات أو وﺛﺎﺋﻖ أو‬
ُ ‫ﻳﺮِد ﻣﻦ‬

received from the Payment Card Issuer or for any refund ‫( ﻳﻄﻠﺒﻬﺎ‬Refund Transaction) ‫ﻣﻘﺎﺑﻞ أي ﻋﻤﻠﻴﺔﻹﻋﺎدة اﻟﻤﺒﺎﻟﻎ اﻟﻤﺴﺪدة‬

transaction requested by the Merchant (“Administrative ‫ ورﺳﻮم اﻟﺘﺤﻮﻳﻞ اﻟﺒﻨﻜﻲ ﻋﻠﻰ ﻛﻞ‬،(Administrative Charges) ‫اﻟﺘﺎﺟﺮ‬

Charges”), a Wire Transfer fee for each funds transfer from ‫ا ﻟ ﺘ ﺤ ﻮﻳ ﻼ ت ا ﻟ ﻤ ﺎ ﻟ ﻴ ﺔ ﻣ ﻦ ﺑ ﻴ ﺘ ﺎﺑ ﺲ إ ﻟ ﻰ ﺣ ﺴ ﺎ ب ا ﻟ ﺘ ﺎ ﺟ ﺮ ) ﺳ ﻮا ء ﺗ ﻢ ا ﻟ ﺘ ﺤ ﻮﻳ ﻞ ﺑ ﻴ ﻦ‬

PayTabs to the Merchant Account (either Inter-country or Intra- ‫ وا ي ر ﺳ ﻮ م أ ﺧ ﺮ ى ﻣ ﻦ و ﻗ ﺖ إ ﻟ ﻰ آ ﺧ ﺮ‬، (‫ﺑ ﻠ ﺪا ن ﻣ ﺨ ﺘ ﻠ ﻔ ﺔ أ و دا ﺧ ﻞ ا ﻟ ﺒ ﻠ ﺪ ا ﻟ ﻮا ﺣ ﺪ‬

country) and such other fees applicable from time to time and .‫ﺗﺒ ﻠ ﻎ ﺑ ﻬﺎ اﻟﺘﺎ ﺟ ﺮ ﻣ ﺴﺒ ﻘﺎ ً ﻛﺘﺎﺑ ﺔ‬

notified to the Merchant in advance in writing.

11.3Merchant must maintain a specified minimum account ‫ ﻛﺠﺰء‬،‫ﻳﺠﺐ ﻋﻠﻰ اﻟﺘﺎﺟﺮ أن ﻳﺤﺎﻓﻆ ﻋﻠﻰ ﺣﺪ رﺻﻴﺪ أدﻧﻰ ﻣﺤﺪد ﻟﺤﺴﺎﺑﻪ‬11.3

balance maintained on PayTabs Platform. Any Chargebacks ‫ ﺳﻴﺘ ﻢ ﺧ ﺼ ﻢ ر ﺳ ﻮ م‬.‫ﻣ ﻦ ﺣ ﺴﺎ ب ﻣ ﻌﺎ ﻣ ﻼﺗ ﻪ اﻟ ﻤ ﺤ ﻔ ﻮ ظ ﻋ ﻠ ﻰ ﻣﻨ ﺼ ﺔ ﺑﻴﺘﺎﺑ ﺲ‬

Fees, Administrative Fees or other amounts due to PayTabs ‫ا ﻻ ﺳ ﺘ ﺮ دا د ا ﻟ ﺒ ﻨ ﻜ ﻲ أ و ا ﻟ ﺮ ﺳ ﻮ م ا ﻹ دا رﻳ ﺔ أ و أ ي ﻣ ﺒ ﺎ ﻟ ﻎ أ ﺧ ﺮ ى ﻣ ﺴ ﺘ ﺤ ﻘ ﺔ ﻟ ﺸ ﺮ ﻛ ﺔ‬

from the Merchant will be automatically deducted from the ‫ و ﻓ ﻲ ﺣﺎﻟ ﺔ ﻋ ﺪ م ﻛ ﻔﺎﻳ ﺔ‬،‫ﺑﻴﺘﺎﺑ ﺲ ﻣ ﻦ اﻟﺘﺎ ﺟ ﺮ ﺗ ﻠ ﻘﺎﺋﻴﺎ ﻣ ﻦ اﻟ ﺪ ﻓ ﻌﺎ ت اﻟ ﻤﺘ ﺴ ﻠ ﻤ ﺔ‬

Collected Payments and in the event of any insufficiency of ‫ أ و ﺣ ﻴ ﺜ ﻤ ﺎ ﻛ ﺎ ن ذ ﻟ ﻚ ﻣ ﻨ ﺎ ﺳ ﺒ ﺎ‬/ ‫ا ﻟ ﺮ ﺻ ﻴ ﺪ ﻓ ﺴ ﻴ ﺘ ﻢ ﺧ ﺼ ﻤ ﻬ ﺎ ﻣ ﻦ ا ﻷ ﺣ ﺘ ﻴ ﺎ ﻃ ﻲ ا ﻟ ﻤ ﺘ ﺪا و ل و‬

funds, such charges will be deducted from financial guaranty ‫ﻋ ﻦ ﻃ ﺮﻳ ﻖ ا ﻟ ﻮ ﺳ ﺎﺋ ﻞ إ ذا ﺗ ﻢ ﺗ ﻄ ﺒ ﻴ ﻖ ا ﻟ ﺨ ﺼ ﻮ ﻣ ﺎ ت ﻋ ﻠ ﻴ ﻬ ﺎ ﻣ ﺜ ﻞ ﺑ ﻄ ﺎ ﻗ ﺔ ا ﻻﺋ ﺘ ﻤ ﺎ ن أ و‬

and/or security deposit. Any deficiency related thereto shall ‫ وﻳﺘ ﺤ ﻤ ﻞ اﻟﺘﺎ ﺟ ﺮ ﻣ ﺴ ﺆ وﻟﻴ ﺔ‬.‫ﺑ ﻄﺎ ﻗ ﺔ اﻟ ﺨ ﺼ ﻢ اﻟ ﻤ ﻘﻴ ﺪ ة ﻟ ﻠﺘﺎ ﺟ ﺮ ﻣ ﻊ ﺷ ﺮ ﻛ ﺔ ﺑﻴﺘﺎﺑ ﺲ‬

promptly be cured by the Merchant upon demand by PayTabs. .‫ﺗ ﻐ ﻄﻴ ﺔ أ ي ﻧ ﻘ ﺺ ﻳﺘ ﻌ ﻠ ﻖ ﺑ ﺬﻟ ﻚ ﻋ ﻠ ﻰ و ﺟ ﻪ اﻟ ﺴ ﺮ ﻋ ﺔ وﺑﻨﺎ ء ﻋ ﻠ ﻰ ﻃ ﻠ ﺐ ﻣ ﻦ ﺑﻴﺘﺎﺑ ﺲ‬

12 Merchant’s obligations ‫ ا ﻟ ﺘ ﺰ ا ﻣ ﺎ ت ا ﻟ ﺘ ﺎ ﺟ ﺮ‬:‫ﺛ ﺎ ﻧ ﻲ ﻋ ﺸ ﺮ‬

12.1 The Merchant shall be obligated to inform the Customers .‫ﻳﻠﺘﺰم اﻟﺘﺎﺟﺮ ﺑﺈﺑﻼغ اﻟﻌﻤﻼء ﺑﺄن دﻓﻊ ﺛﻤﻦ ﻣﻨﺘﺠﺎﺗﻪ ﻳﺘﻢ ﻣﻦ ﺧﻼل اﻟﻤﻨﺼﺔ‬12.1

that its Products are charged through the Platform.

12.2 The Merchant shall be obligated to manage passwords ‫ﻳﻠﺘﺰم اﻟﺘﺎﺟﺮ ﺑﺎﻟﺘﻌﺎﻣﻞ ﻣﻊ ﻛﻠﻤﺎت اﻟﻤﺮور وﺗﻔﺎﺻﻴﻞ ﺗﺴﺠﻴﻞ اﻟﺪﺧﻮل إﻟﻰ‬12.2

and login details of the Platform in a secure and confidential ‫ و ﻻ ﻳ ﺠ ﻮ ز ﻟ ﻠﺘﺎ ﺟ ﺮ ا ﻹ ﻓ ﺼﺎ ح ﻋ ﻦ ﻫ ﺬ ه اﻟ ﻤ ﻌ ﻠ ﻮ ﻣﺎ ت‬،‫اﻟ ﻤﻨ ﺼ ﺔ ﺑ ﻄ ﺮﻳ ﻘ ﺔ آ ﻣﻨ ﺔ و ﺳ ﺮﻳ ﺔ‬

manner. The Merchant shall not disclose such information or .‫أ و إﺗﺎ ﺣﺘ ﻬﺎ ﻷ ي ﻃ ﺮ ف ﺛﺎﻟ ﺚ‬

make it available to third parties.

12.3 The Merchant shall inform PayTabs in writing. and in a 3 ‫ﻳﺠﺐ ﻋﻠﻰ اﻟﺘﺎﺟﺮ إﺑﻼغ ﺑﻴﺘﺎﺑﺲ ﻛﺘﺎﺑﺔوﻓﻲ اﻟﻮﻗﺖ اﻟﻤﺤﺪد )ﻓﻲ ﻏﻀﻮن‬12.3

timely manner (within 3 working days or subsequently updated ‫أﻳ ﺎ م ﻋ ﻤ ﻞ أ و ﺣ ﺴ ﺐ ﺟ ﺪ و ل ز ﻣ ﻨ ﻲ ﻗ ﺪ ﻳ ﺘ ﻢ ﺗ ﺤ ﺪﻳ ﺜ ﻪ ﻻ ﺣ ﻘ ﺎ( ﻋ ﻦ أ ي ﺗ ﻐ ﻴ ﻴ ﺮا ت ﻓ ﻲ‬

timeline) of any changes in ownership structure, authorized ‫ﻫ ﻴ ﻜ ﻞ ﻣ ﻠ ﻜ ﻴ ﺔ ﺷ ﺮ ﻛ ﺘ ﻪ أ و ا ﻟ ﺬﻳ ﻦ ﻟ ﻬ ﻢ ﺣ ﻖ ا ﻟ ﺘ ﻮ ﻗ ﻴ ﻊ أ و ﻋ ﻨ ﻮا ن ﺷ ﺮ ﻛ ﺘ ﻪ أ و ا ﻻ ﺳ ﻢ‬

signatories, address, entity registered name or ‘’doing business ‫ وﻓﻲ ﺟﻤﻴﻊ اﻟﺤﺎﻻت‬.(DBA) ‫اﻟﻤﺴﺠﻞ ﻟﻠﺸﺮﻛﺔ أو اﻻﺳﻢ اﻟﺘﺠﺎري اﻟﻤﺘﺪاول‬

as’’ DBA name. In this respect, Merchant will ensure, in all ‫ﺤ ﺪﺛ ﺔ ﻣ ﻦ ﺷ ﻬﺎ د ة اﻟ ﺴ ﺠ ﻞ‬

َ ‫ﻣ‬
ُ ‫ﻓ ﻌ ﻠ ﻰ اﻟﺘﺎ ﺟ ﺮ أ ن ﻳ ﻀ ﻤ ﻦ ﺣ ﺼ ﻮ ل ﺑﻴﺘﺎﺑ ﺲ ﻋ ﻠ ﻰ ﻧ ﺴ ﺦ‬

cases, that PayTabs maintains an up-to-date copy of the ‫ ا ﻻ ﺳ ﻢ اﻟﺘ ﺠﺎ ر ي و ﻣ ﻠ ﻜﻴ ﺔ اﻟ ﻤ ﻮ ﻗ ﻊ‬/ ‫اﻟﺘ ﺠﺎ ر ي و ﺷ ﻬﺎ د ة اﻟ ﻌ ﻼ ﻣ ﺔ اﻟﺘ ﺠﺎ رﻳ ﺔ‬

Merchant’s Commercial Registration Certificate, trade ‫ وﻳ ﻘ ﺮ ا ﻟ ﺘ ﺎ ﺟ ﺮ‬. ‫ا ﻻ ﻟ ﻜ ﺘ ﺮ وﻧ ﻲ وﺗ ﻜ ﻮ ن ﻫ ﺬ ه ا ﻟ ﺸ ﻬ ﺎ دا ت ﺻ ﺎ د ر ة ﻋ ﻦ ﺳ ﻠ ﻄ ﺎ ت ﻳ ﻌ ﺘ ﺪ ﺑ ﻬ ﺎ‬

mark/trade name certificate, and domain ownership, each ‫ﺑﺄ ن ﻣ ﺨﺎﻟ ﻔ ﺔ ﺣ ﻜ ﻢ ﻫ ﺬ ه اﻟ ﻔ ﻘ ﺮ ة ﻳ ﻤﺜ ﻞ ﺿ ﺮ ر ﺟ ﺴﻴ ﻢ ﻟﺒﻴﺘﺎﺑ ﺲ وﻟ ﻦ ﺗ ﻜ ﻮ ن ﺑﻴﺘﺎﺑ ﺲ‬

issued by an appropriate authority. Merchant agrees that any .‫ﻣ ﺴﺌ ﻮﻟ ﺔ ﻗﺒ ﻞ اﻟﻐﻴ ﺮ ﻋ ﻦ ذﻟ ﻚ ﺑﺄ ي ﺷ ﻜ ﻞ ﻣ ﻦ ا ﻷ ﺷ ﻜﺎ ل‬

failure on their part to inform about the changes shall lead to

difficulties and disadvantages and PayTabs shall not be

responsible for the same in any manner whatsoever.

12.4The Merchant must demonstrate that it has and will ‫ﻳﺘﻌﻴﻦ ﻋﻠﻰ اﻟﺘﺎﺟﺮ أن ﻳﺜﺒﺖ أن ﻟﺪﻳﻪ ﺳﻴﺎﺳﺔ وإﺟﺮاءات ﻣﻌﻴﻨﺔ ﻟﻔﻬﺮﺳﺔ‬12.4

continue to have, a filing system policy and procedures that ‫و ﺣ ﻔ ﻆ اﻟ ﻤ ﻠ ﻔﺎ ت اﻟ ﻤ ﺴﺘ ﺨ ﺪ ﻣ ﺔ ﻟﺘ ﺨ ﺰﻳ ﻦ ﻣ ﻌ ﻠ ﻮ ﻣﺎ ت ﻛ ﻞ ﻃ ﻠ ﺐ وﺗ ﻔﺎ ﺻﻴ ﻞ ﺗ ﺴ ﻠﻴ ﻢ‬

enables all ordering and delivery information of the Customers ‫ وأﻧ ﻪ ﺳ ﻴ ﺴ ﺘ ﻤ ﺮ ﻓ ﻲ اﺗ ﺒ ﺎ ع ﻫ ﺬ ه‬، ‫ و ذ ﻟ ﻚ ﻓ ﻲ ﻣ ﻜ ﺎ ن آ ﻣ ﻦ‬، ‫ا ﻟ ﻤ ﻨ ﺘ ﺠ ﺎ ت ﻟ ﻠ ﻌ ﻤ ﻼ ء‬

to be stored in a secure place for a period of at least two (2) ‫اﻟ ﺴﻴﺎ ﺳ ﺔ و ﺣ ﻔ ﻆ اﻟ ﻤ ﻠ ﻔﺎ ت ﻟ ﻤ ﺪ ة ﻻ ﺗ ﻘ ﻞ ﻋ ﻦ ﻋﺎ ﻣﻴﻴ ﻦ ﺑ ﺤ ﺴ ﺐ اﻟﺘ ﻘ ﻮﻳ ﻢ اﻟ ﻤﻴ ﻼ د ي‬

Gregorian years, in order to minimize its liability towards any ‫ﻣ ﻦ أ ﺟ ﻞ ا ﻟ ﺘ ﻘ ﻠ ﻴ ﻞ ﻣ ﻦ ﻣ ﺴ ﺆ و ﻟ ﻴ ﺘ ﻪ وأﺛ ﺮ ﻫ ﺎ ﺗ ﺠ ﺎ ه أ ي ﻋ ﻤ ﻠ ﻴ ﺎ ت ا ﺳ ﺘ ﺮ دا د ﻣ ﺒ ﺎ ﻟ ﻎ‬

potential Chargeback. .‫( ﻣﺤﺘﻤﻠﺔ ﻓﻲ اﻟﻤﺴﺘﻘﺒﻞ‬Chargeback)

12.5The Merchant will comply with all laws applicable to the ،‫ ﻳﻤﺘﺜﻞ اﻟﺘﺎﺟﺮ ﻟﺠﻤﻴﻊ اﻟﻘﻮاﻧﻴﻦ اﻟﻤﻨﻄﺒﻘﺔ ﻋﻠﻰ أﻧﺸﻄﺘﻪ اﻟﺘﺠﺎرﻳﺔ‬12.5

Merchant’s business activities including, without limitation, any ‫ ا ﻟ ﻘ ﻮاﻧ ﻴ ﻦ ا ﻟ ﻤ ﺘ ﻌ ﻠ ﻘ ﺔ ﺑ ﺄ ي ﻋ ﻤ ﻠ ﻴ ﺔ‬- ‫وﻳ ﺘ ﻀ ﻤ ﻦ ذ ﻟ ﻚ – ﻋ ﻠ ﻰ ﺳ ﺒ ﻴ ﻞ ا ﻟ ﻤ ﺜ ﺎ ل ﻻ ا ﻟ ﺤ ﺼ ﺮ‬

export, import, customs, licensing requirements or other ‫ أ و ا ﻟ ﺤ ﺼ ﻮ ل ﻋ ﻠ ﻰ ﺗ ﺮ ﺧ ﻴ ﺺ‬، ‫ أ و ﻓ ﺮ ض ر ﺳ ﻮ م ﺟ ﻤ ﺮ ﻛ ﻴ ﺔ‬، ‫ أ و ا ﺳ ﺘ ﻴ ﺮا د‬، ‫ﺗ ﺼ ﺪﻳ ﺮ‬

restrictions on distributing the Products sold by the Merchant. .‫ أ و أ ي ﻗﻴ ﻮ د أ ﺧ ﺮ ى ﺗﺘ ﻌ ﻠ ﻖ ﺑﺘ ﻮ زﻳ ﻊ اﻟ ﻤﻨﺘ ﺠﺎ ت اﻟﺘ ﻲ ﻳﺒﻴ ﻌ ﻬﺎ اﻟﺘﺎ ﺟ ﺮ‬،‫ﻣ ﻌﻴ ﻦ‬
12.6The Merchant undertakes to notify PayTabs, without delay, ‫ﻳﺘﻌﻬﺪ اﻟﺘﺎﺟﺮ ﺑﺈﺧﻄﺎر ﺑﻴﺘﺎﺑﺲ دون ﺗﺄﺧﻴﺮ ﺑﺄي إﻳﻘﺎف ﻣﺰﻣﻊ ﻟﻤﻨﺘﺠﺎﺗﻪ‬12.6

of any intended suspension of its Products provided to the .‫اﻟ ﻤ ﻘ ﺪ ﻣ ﺔ ﻟﻠﻌ ﻤ ﻼ ء‬

Customers.

12.7The Merchant shall immediately inform PayTabs about any ‫ﺳﻴﻘﻮم اﻟﺘﺎﺟﺮ ﻋﻠﻰ اﻟﻔﻮر ﺑﺈﺑﻼغ ﺑﻴﺘﺎﺑﺲ ﺑﺄي اﻧﺘﻬﺎك ﻣﺤﺘﻤﻞ ﻷي ﻣﻦ‬12.7

potential infringement of any PayTabs intellectual property .‫أو اﻟﺤﻘﻮق اﻟﻤﺤﻔﻮﻇﺔ ﻟﺸﺮﻛﺔ ﺑﻴﺘﺎﺑﺲ‬/‫ﺣﻘﻮق اﻟﻤﻠﻜﻴﺔ اﻟﻔﻜﺮﻳﺔ و‬

rights and/or proprietary rights.

12.8The Merchant agrees not to sell, promote or advertise any ‫ﻳﻮاﻓﻖ اﻟﺘﺎﺟﺮ ﻋﻠﻰ ﻋﺪم اﺳﺘﺨﺪام اﺳﻢ ﺑﻴﺘﺎﺑﺲ ﺑﺄي ﺷﻜﻞ ﻣﻦ اﻷﺷﻜﺎل‬12.8

or all its Products either on Merchant Site or elsewhere using ‫ﻟﺒﻴ ﻊ أ ي ﻣ ﻦ ﻣﻨﺘ ﺠﺎﺗ ﻪ أ و اﻟﺘ ﺮ وﻳ ﺞ ﻟ ﻬﺎ أ و ا ﻹ ﻋ ﻼ ن ﻋﻨ ﻬﺎ ﻋ ﻠ ﻰ ﻣ ﻮ ﻗ ﻊ اﻟﺘﺎ ﺟ ﺮ أ و ﻓ ﻲ‬

PayTabs name, in any manner whatsoever. .‫أ ي ﻣ ﻜﺎ ن آ ﺧ ﺮ‬

12.9The Merchant agrees to display PayTabs logo and/or ‫أو اﻷﺧﺘﺎم اﻟﺮﻗﻤﻴﺔ ذات اﻟﺼﻠﺔ‬/‫ﻳﻮاﻓﻖ اﻟﺘﺎﺟﺮ ﻋﻠﻰ ﻋﺮض ﺷﻌﺎر ﺑﻴﺘﺎﺑﺲ و‬12.9

related digital seals which link to the PayTabs home page and ‫ و ﻛ ﺬ ﻟ ﻚ أ ي ﻣ ﻮا د إ ﻋ ﻼﻧ ﻴ ﺔ‬. ‫ﻋ ﻠ ﻰ ﻣ ﻮ ﻗ ﻊ ا ﻟ ﺘ ﺎ ﺟ ﺮ ﻟ ﻠ ﺮﺑ ﻂ ﺑ ﺎ ﻟ ﺼ ﻔ ﺤ ﺔ ا ﻟ ﺮﺋ ﻴ ﺴ ﻴ ﺔ ﻟ ﺒ ﻴ ﺘ ﺎﺑ ﺲ‬

any PayTabs advertisement material on Merchant Site. PayTabs ‫ و ﻗ ﺪ ﺗ ﺤ ﺘ ﻮ ي ﻣ ﻮا د ﺑ ﻴ ﺘ ﺎﺑ ﺲ ا ﻹ ﻋ ﻼﻧ ﻴ ﺔ ﻋ ﻠ ﻰ ﻣ ﻠ ﺼ ﻘ ﺎ ت ﻟ ﻠ ﻤ ﺘ ﺠ ﺮ‬. ‫ﻋ ﻦ ﺑ ﻴ ﺘ ﺎﺑ ﺲ‬

material may include stickers for the store, shop or car window ‫أو ﺷﻌﺎرات ﺷﺮﻛﺎت ﺑﻄﺎﻗﺎت اﻻﺋﺘﻤﺎن‬/‫وﻟﻠﺴﻴﺎرات ﻋﻠﻴﻬﺎ ﺷﻌﺎر ﺑﻴﺘﺎﺑﺲ و‬

with the PayTabs logo and/or credit card organization logos or .‫و ﻛ ﺬﻟ ﻚ ﻻ ﻓﺘﺎ ت و ﻣ ﻄ ﻮﻳﺎ ت‬

signs or leaflets.

13 Representations and Warranty ‫ ا ﻟ ﺘ ﻌ ﻬ ﺪ ا ت و ا ﻟ ﻀ ﻤ ﺎ ﻧ ﺎ ت‬:‫ﺛ ﺎ ﻟ ﺚ ﻋ ﺸ ﺮ‬

13.1 Each of the Parties represents, warrants and undertakes :‫ﻳﺘﻌﻬﺪ وﻳﻀﻤﻦ وﻳﻘﺮ ﻛﻞ ﻣﻦ اﻟﻄﺮﻓﻴﻦ‬13.1

that:

(i) It is duly organised and validly existing under the laws of the ،‫)أ( أﻧﻪ ﻣﺆﺳﺲ وﻗﺎﺋﻢ ﺑﺸﻜﻞ ﻗﺎﻧﻮﻧﻲ وﻓﻘﺎ ﻟﻘﻮاﻧﻴﻦ اﻟﺪوﻟﺔ اﻟﻤﺆﺳﺲ ﻓﻴﻬﺎ‬

jurisdiction in which it is established, has the power and ‫ وﺑ ﺄ ن ا ﻟ ﺘ ﺰا ﻣ ﺎﺗ ﻪ‬، ‫وأ ن ﻟ ﺪﻳ ﻪ ا ﻟ ﺴ ﻠ ﻄ ﺔ وا ﻟ ﺼ ﻼ ﺣ ﻴ ﺔ ﻹﺑ ﺮا م وﺗ ﻨ ﻔ ﻴ ﺬ ﻫ ﺬ ه ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ‬

authority to execute and perform this Agreement, his ‫ وأ ن ﺗ ﻨ ﻔ ﻴ ﺬ ﻫ ﺬ ه ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ ﻻ ﻳ ﺘ ﻌ ﺎ ر ض ﻣ ﻊ أ ي ا ﻟ ﺘ ﺰا م‬، ‫ﻣ ﻠ ﺰ ﻣ ﺔ و ﻗ ﺎﺑ ﻠ ﺔ ﻟ ﻠ ﺘ ﻨ ﻔ ﻴ ﺬ‬

obligations are binding and enforceable, this Agreement does ، ‫ﻗ ﺎﻧ ﻮﻧ ﻲ أ و ﺗ ﻌ ﺎ ﻗ ﺪ ي آ ﺧ ﺮ و ﻻ ﻳ ﺘ ﻄ ﻠ ﺐ ﻣ ﻮا ﻓ ﻘ ﺔ أ ي ﺟ ﻬ ﺔ ﺣ ﻜ ﻮ ﻣ ﻴ ﺔ أ و ﻏ ﻴ ﺮ ﺣ ﻜ ﻮ ﻣ ﻴ ﺔ‬

not violate any legal or contractual obligation and does require ‫وأ ن ا ﻟ ﺸ ﺨ ﺺ ا ﻟ ﻤ ﻮ ﻗ ﻊ ﻋ ﻠ ﻰ ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ ﻟ ﺪﻳ ﻪ ا ﻷ ﻫ ﻠ ﻴ ﺔ ا ﻟ ﻘ ﺎﻧ ﻮﻧ ﻴ ﺔ وﺗ ﻢ ﺗ ﻔ ﻮﻳ ﻀ ﻪ ﻋ ﻠ ﻰ‬

any governmental or non-governmental approval, and that the .‫ﻧ ﺤ ﻮ ﺻ ﺤﻴ ﺢ‬

signatory has the capacity and has been properly delegated.

(ii) Merchant represents and warrants that all information and ‫)ب( ﻳﻘﺮ اﻟﺘﺎﺟﺮ وﻳﻀﻤﻦ ﺑﺄن ﺟﻤﻴﻊ اﻟﻤﻌﻠﻮﻣﺎت واﻟﻮﺛﺎﺋﻖ اﻟﻤﺘﻌﻠﻘﺔ ﺑﻪ واﻟﻤﻘﺪﻣﺔ‬

documents concerning the Merchant provided to PayTabs is ‫ وﻳﺘ ﻌ ﻬ ﺪ اﻟﺘﺎ ﺟ ﺮ ﺑﺈ ﺧ ﻄﺎ ر –ﺑﻴﺘﺎﺑ ﺲ‬.‫إﻟ ﻰ ﺑﻴﺘﺎﺑ ﺲ " ﺻ ﺤﻴ ﺤ ﺔ و د ﻗﻴ ﻘ ﺔ ﺑ ﻘ ﺪ ر ﻋ ﻠ ﻤ ﻪ‬

true and accurate to the best of its knowledge. Merchant ‫ﻛ ﺘ ﺎﺑ ﺔ ﻓ ﻲ ﺣ ﺎ ل ﺣ ﺪ و ث أ ي ﺗ ﻐ ﻴ ﻴ ﺮا ت أ و و ﻗ ﻮ ع أ ي أ ﺧ ﻄ ﺎ ء ﺗ ﺘ ﻌ ﻠ ﻖ ﺑ ﻬ ﺬ ه ا ﻟ ﻤ ﻌ ﻠ ﻮ ﻣ ﺎ ت‬

undertakes to promptly and subsequently notify PayTabs in .‫أ و اﻟ ﻮﺛﺎﺋ ﻖ‬

writing of any changes or errors in such information or

documentation.

13.2 Disclaimer of warranty ‫ إﺧﻼء ﻣﺴﺆوﻟﻴﺔ اﻟﻀﻤﺎن‬13.2

PayTabs will make all reasonable efforts to provide ‫ﺳ ﻮ ف ﺗ ﺒ ﺬ ل ﺑ ﻴ ﺘ ﺎﺑ ﺲ ﻛ ﻞ ا ﻟ ﺠ ﻬ ﻮ د ا ﻟ ﻤ ﻌ ﻘ ﻮ ﻟ ﺔ ﻟ ﺘ ﻮ ﻓ ﻴ ﺮ ﺧ ﺪ ﻣ ﺔ ﻣ ﺘ ﻮا ﺻ ﻠ ﺔ وا ﻟ ﺘ ﻲ ﻗ ﺪ‬

uninterrupted service subject to down time and regular ‫ و ﻣ ﻊ ذ ﻟ ﻚ وﺑ ﻐ ﺾ‬. ‫ﺗ ﺘ ﻌ ﺮ ض ﻟ ﻠ ﺘ ﻮ ﻗ ﻒ ﺑ ﺴ ﺒ ﺐ ا ﻷ ﻋ ﻄ ﺎ ل وأ ﻋ ﻤ ﺎ ل ا ﻟ ﺼ ﻴ ﺎﻧ ﺔ ا ﻟ ﺪ و رﻳ ﺔ‬

maintenance. However, notwithstanding anything contained in ‫اﻟﻨ ﻈ ﺮ ﻋ ﻤﺎ ﺟﺎ ء ﻓ ﻲ ﻫ ﺬ ه ا ﻻﺗ ﻔﺎ ﻗﻴ ﺔ ﻓﺈ ن اﻟﺘﺎ ﺟ ﺮ ﻳ ﻘ ﺮ ﺑﺄ ن ﻋ ﻤ ﻞ اﻟ ﻤﻨ ﺼ ﺔ‬

this Agreement, the Merchant acknowledges that the Platform ‫وا ﻟ ﺨ ﺪ ﻣ ﺎ ت و ﺧ ﺪ ﻣ ﺎ ت ا ﻟ ﺒ ﻨ ﻚ ا ﻟ ﺸ ﺮﻳ ﻚ ﻗ ﺪ ﻻ ﺗ ﻜ ﻮ ن ﻣ ﺘ ﻮا ﺻ ﻠ ﺔ ﻃ ﻮا ل ا ﻟ ﻮ ﻗ ﺖ و ﻗ ﺪ ﻻ‬

and Services and Partner Bank Services may not be ‫ﺗ ﻜ ﻮ ن ﺧﺎﻟﻴ ﺔ ﻣ ﻦ ا ﻷ ﺧ ﻄﺎ ء و ﻗ ﺪ ﻻ ﺗ ﻜ ﻮ ن ﺧﺎﻟﻴ ﺔ ﻣ ﻦ اﻟ ﻔﻴ ﺮ و ﺳﺎ ت أ و ﻏﻴ ﺮ ذﻟ ﻚ ﻣ ﻦ‬

uninterrupted or error free or free from any virus or other ‫ و ﻟ ﺬا ﺗ ﺨ ﻠ ﻲ ﺑ ﻴ ﺘ ﺎﺑ ﺲ‬، ‫ا ﻟ ﺸ ﻔ ﺮا ت أ و ا ﻟ ﺒ ﺮ ﻣ ﺠ ﻴ ﺎ ت ا ﻟ ﺨ ﺒ ﻴ ﺜ ﺔ أ و ا ﻟ ﻤ ﺪ ﻣ ﺮ ة أ و ا ﻟ ﺘ ﺨ ﺮﻳ ﺒ ﻴ ﺔ‬

malicious, destructive or corrupting code or program. PayTabs ،‫ اﻟ ﻤ ﻜﺘ ﻮﺑ ﺔ أ و اﻟ ﺸ ﻔ ﻮﻳ ﺔ‬،‫ﻣ ﺴ ﺆ وﻟﻴﺘ ﻬﺎ ﻣ ﻦ ﺟ ﻤﻴ ﻊ اﻟ ﻀ ﻤﺎﻧﺎ ت اﻟ ﺼ ﺮﻳ ﺤ ﺔ أ و اﻟ ﻀ ﻤﻨﻴ ﺔ‬
explicitly disclaims all warranties, express or implied, written or ‫ﺑ ﻤﺎ ﻓ ﻲ ذﻟ ﻚ ﻋ ﻠ ﻰ ﺳﺒﻴ ﻞ اﻟ ﻤﺜﺎ ل ﻻ اﻟ ﺤ ﺼ ﺮ ﺿ ﻤﺎﻧﺎ ت ﺻ ﻼ ﺣﻴ ﺔ اﻟ ﻌ ﺮ ض ﻓ ﻲ‬

oral including but not limited to warranties of merchantability ‫ ﻛ ﻤ ﺎ ﻳ ﻘ ﺮ ا ﻟ ﺘ ﺎ ﺟ ﺮ ﺑ ﺄ ن ا ﻻﺗ ﻔ ﺎ ق ﺑ ﻴ ﻦ ﺑ ﻴ ﺘ ﺎﺑ ﺲ وﺑ ﻴ ﻦ‬. ‫ا ﻟ ﺴ ﻮ ق وا ﻟ ﻤ ﻼ ء ﻣ ﺔ ﻟ ﻐ ﺮ ض ﻣ ﻌ ﻴ ﻦ‬

and fitness of the Services or Platform for a particular purpose. ‫أ ي ﻣ ﻦ ا ﻟ ﺒ ﻨ ﻮ ك ا ﻟ ﺸ ﺮﻳ ﻜ ﺔ ﻗ ﺪ ﻳ ﻨ ﺘ ﻬ ﻲ ﻓ ﻲ أ ي و ﻗ ﺖ و ﻗ ﺪ ﻳ ﺘ ﻢ ﺳ ﺤ ﺐ ﺧ ﺪ ﻣ ﺎ ت ﻫ ﺬا‬

The Merchant also acknowledges that the arrangement ‫ و ﻋ ﻠ ﻰ اﻟ ﺮ ﻏ ﻢ ﻣ ﻦ أ ن ﺑﻴﺘﺎﺑ ﺲ‬.‫ ﻫ ﺬ ه اﻟﺒﻨ ﻮ ك ﻓ ﻲ أ ي و ﻗ ﺖ وﺑﺄﺛ ﺮ ﻓ ﻮ ر ي‬/ ‫اﻟﺒﻨ ﻚ‬

between one or more Partner Banks and PayTabs may ‫ ﻓ ﺈﻧ ﻬ ﺎ ﻻ ﺗ ﺘ ﻌ ﻬ ﺪ و ﻻ‬، ‫ﺗ ﻌ ﺘ ﻤ ﺪ ا ﻟ ﺘ ﺪاﺑ ﻴ ﺮ ا ﻷ ﻣ ﻨ ﻴ ﺔ ا ﻟ ﺘ ﻲ ﺗ ﻌ ﺘ ﺒ ﺮ ﻫ ﺎ ﻣ ﻨ ﺎ ﺳ ﺒ ﺔ ﻟ ﺘ ﻘ ﺪﻳ ﻢ ا ﻟ ﺨ ﺪ ﻣ ﺎ ت‬

terminate at any time and such Partner Bank Services may be ‫ﺗ ﻀ ﻤ ﻦ أ ن ﻳ ﺘ ﻐ ﻠ ﺐ أ ي ﺷ ﺨ ﺺ ﻋ ﻠ ﻰ ا ﻟ ﺘ ﺪاﺑ ﻴ ﺮ ا ﻷ ﻣ ﻨ ﻴ ﺔ أ و ﻳ ﺨ ﺘ ﺮ ﻗ ﻬ ﺎ وﻳ ﺼ ﻞ ﺑ ﺪ و ن إ ذ ن‬

withdrawn. Although, PayTabs adopts security measures it ‫ و ﻋﻨ ﺪﺋ ﺬ ﻟ ﻦ ﺗ ﻜ ﻮ ن ﺑﻴﺘﺎﺑ ﺲ ﻋ ﺮ ﺿ ﺔ ﻷ ي ﻣ ﺴ ﺆ وﻟﻴ ﺔ‬.‫ اﻟ ﻌ ﻤﻴ ﻞ‬/ ‫إﻟ ﻰ ﺑﻴﺎﻧﺎ ت اﻟﺘﺎ ﺟ ﺮ‬

considers appropriate for the offer of Services, it does not ‫إ ذا ا ﺧ ﺘ ﺮ ق أ و ﺗ ﻤ ﻜ ﻦ ﺷ ﺨ ﺺ ﻏ ﻴ ﺮ ﻣ ﺼ ﺮ ح ﻟ ﻪ ﻣ ﻦ ا ﻟ ﺪ ﺧ ﻮ ل إ ﻟ ﻰ ا ﻟ ﻤ ﻨ ﺼ ﺔ أ و إ ﻟ ﻰ‬

assure or guarantee that no person will overcome or subvert ‫ وﻳ ﻘ ﺮ اﻟﺘﺎ ﺟ ﺮ أﻳ ﻀﺎ ﺑﺄ ن ﺑﻴﺘﺎﺑ ﺲ ﻟﻴ ﺴ ﺖ ﻣ ﺴ ﺆ وﻟ ﺔ ﻋ ﻦ د ﻗ ﺔ‬.‫ﺣ ﺴﺎ ب اﻟﺘﺎ ﺟ ﺮ‬

the security measures and gain unauthorised access to the ‫وا ﻛ ﺘ ﻤ ﺎ ل ا ﻟ ﺒ ﻴ ﺎﻧ ﺎ ت ا ﻟ ﻤ ﻘ ﺪ ﻣ ﺔ ﻣ ﻦ ا ﻟ ﺘ ﺎ ﺟ ﺮ و ﻣ ﻦ ﻣ ﺰ و د ي ﺧ ﺪ ﻣ ﺎ ت ا ﻟ ﺪ ﻓ ﻊ ا ﻵ ﺧ ﺮﻳ ﻦ‬

Merchant/Customer data. PayTabs shall not be responsible or ‫أو اﻟﺒﻴﺎﻧﺎت‬/‫أو اﻟﻤﺄﺧﻮذة ﻣﻦ اﻟﺪﻟﻴﻞ اﻟﻌﺎم و‬/‫وﻏﻴﺮﻫﻢ ﻣﻦ اﻷﻃﺮاف اﻟﺨﺎرﺟﻴﺔ و‬

liable if any unauthorised person hacks into or gains access to ‫ ﻓﺈ ن ﺑﻴﺘﺎﺑ ﺲ ﻟ ﻦ‬،‫ ﺑﺎ ﻹ ﺿﺎ ﻓ ﺔ إﻟ ﻰ ذﻟ ﻚ‬.‫اﻟﺘ ﻲ ﺗ ﺪﻳ ﺮ ﻫﺎ ﺑﻴﺘﺎﺑ ﺲ أ و أ ي ﻃ ﺮ ف آ ﺧ ﺮ‬

the Platform or to the Merchant’s account. Merchant also ،‫ أﻳ ًﺎ ﻛﺎن ﻧﻮﻋﻬﺎ أو ﺳﺒﺒﻬﺎ‬،‫ﺗﻜﻮن ﻣﺴﺆوﻟﺔ أﻣﺎم اﻟﺘﺎﺟﺮ ﻋﻦ أي ﺧﺴﺎرة أو أﺿﺮار‬

acknowledges that PayTabs is not liable for the accuracy and ‫ ﺑ ﻤﺎ ﻓ ﻲ ذﻟ ﻚ ﻋ ﻠ ﻰ ﺳﺒﻴ ﻞ اﻟ ﻤﺜﺎ ل ﻻ‬،‫ ﻣﺒﺎ ﺷ ﺮ ة أ و ﻏﻴ ﺮ ﻣﺒﺎ ﺷ ﺮ ة‬،‫ﻧﺎ ﺷﺌ ﺔ أ و ﻧﺎﺗ ﺠ ﺔ‬

completeness of data submitted by the Merchant, payment ‫ا ﻟ ﺤ ﺼ ﺮ ا ﻷ ﺿ ﺮا ر ا ﻟ ﻨ ﺎﺗ ﺠ ﺔ ﻋ ﻦ ﻓ ﻘ ﺪا ن ا ﻟ ﺒ ﻴ ﺎﻧ ﺎ ت أ و ﺗ ﻌ ﻄ ﻞ أ و ﺗ ﻮ ﻗ ﻒ و ﺻ ﻮ ل ا ﻟ ﻌ ﻤ ﻴ ﻞ‬

service providers and other third parties, and/or taken from ‫ وﻟﻦ ﺗﻜﻮن ﺑﻴﺘﺎﺑﺲ‬.‫أو اﺳﺘﺨﺪام ﻣﻮﻗﻊ اﻟﺘﺎﺟﺮ واﻟﺨﺪﻣﺎت‬/‫إﻟﻰ ﻣﻮﻗﻊ اﻟﺘﺎﺟﺮ و‬

public directories, and/or data managed by it or any third party. ‫ﻣ ﺴ ﺆ وﻟ ﺔ أ ﻣﺎ م اﻟﺘﺎ ﺟ ﺮ ﻋ ﻦ اﻟ ﻤﻌﺎ ﻣ ﻼ ت ا ﻻ ﺣﺘﻴﺎﻟﻴ ﺔ أ و اﻟ ﻤﻌﺎ ﻣ ﻼ ت ﻏﻴ ﺮ اﻟ ﻤﺄذ و ن ﺑ ﻬﺎ‬

In addition, PayTabs shall not be liable to the Merchant for any ‫ ﺑ ﻐ ﺾ ا ﻟ ﻨ ﻈ ﺮ ﻋ ﻦ ﻛ ﻴ ﻒ أ و‬، ‫وا ﻟ ﺘ ﻲ ﻗ ﺪ ﻳ ﻘ ﻮ م ﺑ ﻬ ﺎ ﺑ ﻌ ﺾ ا ﻟ ﻌ ﻤ ﻼ ء ﻣ ﻦ ﺧ ﻼ ل ا ﻟ ﻤ ﻨ ﺼ ﺔ‬

loss or damage, whatsoever or howsoever caused or arising, ‫ وﻳ ﻘ ﺮ ا ﻟ ﺘ ﺎ ﺟ ﺮ ﺑ ﺈ ﺧ ﻼ ء ﻣ ﺴ ﺆ و ﻟ ﻴ ﺔ ﺑ ﻴ ﺘ ﺎﺑ ﺲ إ ذا ﻛ ﺎ ن ا ﻟ ﻀ ﺮ ر‬. ‫ﻣ ﻦ ا ﻟ ﺬ ي ﻗ ﺎ م ﺑ ﻬ ﺎ‬

directly or indirectly, including without limitation, as a result of ‫ﻣ ﺮﺗ ﺒ ﻄ ﺎ ﺑ ﺎ ﺳ ﺘ ﺨ ﺪا م ﻣ ﻌ ﻠ ﻮ ﻣ ﺎ ت ﻗ ﺪﻳ ﻤ ﺔ ﻟ ﻠ ﻮا ﺟ ﻬ ﺔ ا ﻟ ﺒ ﻴ ﻨ ﻴ ﺔ أ و ﻗ ﺪ ﺗ ﻢ ﺗ ﻐ ﻴ ﻴ ﺮ ﻫ ﺎ ﻋ ﻠ ﻰ ﻧ ﺤ ﻮ‬

loss of data, interruption or stoppage to the Customer’s access ‫ أ و ﻛ ﺎ ن ﻣ ﺮﺗ ﺒ ﻄ ﺎ ﺑ ﺎﻧ ﻘ ﻄ ﺎ ع‬، ‫ﻏ ﻴ ﺮ ﻣ ﻘ ﺒ ﻮ ل ﻣ ﻘ ﺎ رﻧ ﺔ ﺑ ﺎ ﻟ ﺼ ﻴ ﻐ ﺔ ا ﻷ ﺻ ﻠ ﻴ ﺔ ﻟ ﻠ ﻮا ﺟ ﻬ ﺔ‬

to and/or use of Merchant Site and Services. Paytabs will not be ‫ وﻳ ﻮا ﻓ ﻖ ا ﻟ ﺘ ﺎ ﺟ ﺮ ﻣ ﻮا ﻓ ﻘ ﺔ ﻏ ﻴ ﺮ ﻣ ﺸ ﺮ و ﻃ ﺔ ﻋ ﻠ ﻰ أ ن ﺑ ﻴ ﺘ ﺎﺑ ﺲ ﻣ ﻦ‬. ‫ا ﻻﺗ ﺼ ﺎ ل ﺑ ﺎ ﻟ ﻤ ﻨ ﺼ ﺔ‬

liable to the Merchant for fraudulent or unauthorized ‫ﺧ ﻼ ل ﺗ ﻮ ﻓﻴ ﺮ ﻫﺎ ﻟﻠ ﻤﻨ ﺼ ﺔ ﻻ ﺗﺘﻌ ﻬ ﺪ ﺑ ﻀ ﻤﺎ ن أ و ﺗ ﺪ ﻋ ﻢ أ و ﺗ ﺤ ﻤ ﻲ أ و ﺗ ﻀ ﻤ ﻦ أ ي ﻣﻨﺘ ﺞ‬

transactions made by the Customers through the Platform .‫ﻗ ﺪ ﻳﻌ ﺮ ﺿ ﻪ اﻟﺘﺎ ﺟ ﺮ ﻋﻠ ﻰ ﻣ ﻮ ﻗ ﻊ اﻟﺘﺎ ﺟ ﺮ‬

howsoever or whosesoever originated. Paytabs liability is

excluded if damage is related to the use of interface

information that is out of date or has been inadmissibly

changed as compared to the original interface version or

related to the interrupted connection to the Platform. The

Merchant unconditionally and unilaterally agrees, that Paytabs,

by way of its provision of the Platform, does not warrant,

support, protect, or guarantee any Product that Merchant may

offer on Merchant Site.

14 Indemnification ‫ إ ﺑ ﺮ ا ء ا ﻟ ﺬ ﻣ ﺔ و ا ﻟ ﺘ ﻌ ﻮ ﻳ ﺾ‬:‫ر ا ﺑ ﻊ ﻋ ﺸ ﺮ‬
The Merchant hereby undertakes and agrees to indemnify and ‫ﻳ ﺘ ﻌ ﻬ ﺪ ا ﻟ ﺘ ﺎ ﺟ ﺮ ﺑ ﻤ ﻮ ﺟ ﺐ ﻫ ﺬ ه ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ وﻳ ﻮا ﻓ ﻖ ﻋ ﻠ ﻰ ﺗ ﻌ ﻮﻳ ﺾ وﺗ ﺒ ﺮﺋ ﺔ ذ ﻣ ﺔ ﺑ ﻴ ﺘ ﺎﺑ ﺲ‬

hold harmless PayTabs including their officers, directors and ‫ﺑ ﻤ ﺎ ﻓ ﻲ ذ ﻟ ﻚ إ دا رﺗ ﻬ ﺎ و ﻣ ﻮ ﻇ ﻔ ﻴ ﻬ ﺎ و و ﻛ ﻼﺋ ﻬ ﺎ ﻣ ﻦ ﺟ ﻤ ﻴ ﻊ ا ﻹ ﺟ ﺮا ءا ت وا ﻟ ﺪ ﻋ ﺎ و ى‬

agents from and against all actions, proceedings, claims ‫وا ﻟ ﻤ ﻄ ﺎ ﻟ ﺒ ﺎ ت )ﺑ ﻤ ﺎ ﻓ ﻲ ذ ﻟ ﻚ ﻣ ﻄ ﺎ ﻟ ﺒ ﺎ ت ا ﻷ ﻃ ﺮا ف ا ﻟ ﺨ ﺎ ر ﺟ ﻴ ﺔ( وا ﻻ ﻟ ﺘ ﺰا ﻣ ﺎ ت )ﺑ ﻤ ﺎ ﻓ ﻲ‬

(including third party claims), liabilities (including statutory ‫ذ ﻟ ﻚ ا ﻟ ﻤ ﺴ ﺆ و ﻟ ﻴ ﺔ ا ﻟ ﻘ ﺎﻧ ﻮﻧ ﻴ ﺔ( وا ﻟ ﻌ ﻘ ﻮﺑ ﺎ ت وا ﻟ ﻤ ﻄ ﺎ ﻟ ﺐ وا ﻟ ﺘ ﻜ ﺎ ﻟ ﻴ ﻒ )ﺑ ﻤ ﺎ ﻓ ﻲ ذ ﻟ ﻚ‬

liability), penalties, demands and costs (including without ‫ﻋ ﻠ ﻰ ﺳ ﺒ ﻴ ﻞ ا ﻟ ﻤ ﺜ ﺎ ل ﻻ ا ﻟ ﺤ ﺼ ﺮ ا ﻟ ﻤ ﺼ ﺎ رﻳ ﻒ ا ﻟ ﻘ ﺎﻧ ﻮﻧ ﻴ ﺔ( وا ﻟ ﺘ ﻌ ﻮﻳ ﻀ ﺎ ت وا ﻷ ﺿ ﺮا ر‬

limitation, legal costs), awards, damages, losses and/or ‫ اﻟﻨﺎﺷﺌﺔ ﺑﺸﻜﻞ ﻣﺒﺎﺷﺮ أو ﻏﻴﺮ ﻣﺒﺎﺷﺮ ﻧﺘﻴﺠﺔ‬،‫ أﻳ ًﺎ ﻣﺎ ﻛﺎﻧﺖ‬،‫واﻟﺨﺴﺎﺋﺮ واﻟﻨﻔﻘﺎت‬

expenses, howsoever, arising directly or indirectly, including :‫ا ﻵﺗ ﻲ ﻋ ﻠ ﻰ ﺳ ﺒ ﻴ ﻞ اﻟ ﻤ ﺜﺎ ل ﻻ اﻟ ﺤ ﺼ ﺮ‬

but not limited to, as a result of;

(i) breach or non-performance by the Merchant of any of its ‫)أ( ﺧﺮق أو ﻋﺪم ﺗﻨﻔﻴﺬ اﻟﺘﺎﺟﺮ ﻷي ﻣﻦ ﺗﻌﻬﺪاﺗﻪ أو اﻟﺘﺰاﻣﺎﺗﻪ أو ﺿﻤﺎﻧﺎﺗﻪ أو‬

undertakings, warranties, covenants, declarations or . ‫إ ﻗ ﺮا راﺗ ﻪ أ و ﺗ ﺼ ﺮﻳ ﺤ ﺎﺗ ﻪ ا ﻟ ﺘ ﻲ ﺗ ﻀ ﻤ ﻨ ﺘ ﻬ ﺎ ﻫ ﺬ ه ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ‬

obligations made under this Agreement;

(ii) breach of confidentiality and intellectual property .‫ اﻟﺘﺰاﻣﺎت اﻟﻤﻠﻜﻴﺔ اﻟﻔﻜﺮﻳﺔ‬/ ‫)ب( ﺧﺮق اﻟﺘﺎﺟﺮ ﻟﻘﻮاﻋﺪ اﻟﺴﺮﻳﺔ وﺣﻘﻮق‬

rights/obligations by the Merchant;

(iii) any claim or proceeding brought by the Customer or any ‫)ت( أي ﻣﻄﺎﻟﺒﺔ أو دﻋﻮى ﻳﺮﻓﻌﻬﺎ اﻟﻌﻤﻴﻞ أو أي ﻃﺮف ﺧﺎرﺟﻲ ﺿﺪ ﺑﻴﺘﺎﺑﺲ‬

third party against PayTabs in respect of the Products offered .‫ﻓﻴ ﻤﺎ ﻳﺘﻌﻠ ﻖ ﺑﺎﻟ ﻤﻨﺘ ﺠﺎ ت اﻟﺘ ﻲ ﻳ ﻘ ﺪ ﻣ ﻬﺎ اﻟﺘﺎ ﺟ ﺮ‬

by the Merchant;

(iv) any claim or proceeding brought by the Customer or any ‫)ث( أي ﻣﻄﺎﻟﺒﺔ أو دﻋﻮى ﻳﺮﻓﻌﻬﺎ اﻟﻌﻤﻴﻞ أو أي ﻃﺮف ﺧﺎرﺟﻲ ﺿﺪ ﺑﻴﺘﺎﺑﺲ‬

third party against PayTabs in respect of PayTabs Services; .‫ﻓﻴ ﻤﺎ ﻳﺘ ﻌ ﻠ ﻖ ﺑ ﺨ ﺪ ﻣﺎ ت ﺑﻴﺘﺎﺑ ﺲ‬

(v) any act, deed, negligence, omission, misrepresentation, ‫)ج( أي ﻓﻌﻞ أو ﻋﻤﻞ أو إﻫﻤﺎل أو إﻏﻔﺎل أو ﺳﻮء ﺗﻤﺜﻴﻞ أو ﺗﺸﻮﻳﻪ أو ﺗﻘﺼﻴﺮ أو‬

default, misconduct, non-performance or fraud by the ‫ﺳ ﻮ ء ﺳﻠ ﻮ ك أ و ﺗ ﻘﺎ ﻋ ﺲ أ و ا ﺣﺘﻴﺎ ل ﻣ ﻦ ﻗﺒ ﻞ اﻟﺘﺎ ﺟ ﺮ أ و ﻣ ﻮ ﻇ ﻔﻴ ﻪ أ و اﻟ ﻤ ﻘﺎ وﻟﻴ ﻦ أ و‬

Merchant, its employees, contractors, agents, Customers or .‫اﻟ ﻮ ﻛ ﻼ ء أ و اﻟﻌ ﻤ ﻼ ء أ و أ ي ﻃ ﺮ ف آ ﺧ ﺮ‬

any third party;

(vi) any hacking or lapse in security of the Merchant Site or the ‫)ح( أي ﻗﺮﺻﻨﺔ أو ﺛﻐﺮة ﻓﻲ ﻧﻈﺎم اﻷﻣﻦ واﻟﺤﻤﺎﻳﺔ اﻟﺨﺎص ﺑﻤﻮﻗﻊ اﻟﺘﺎﺟﺮ أو‬

Customer data; .‫ﺑﻴﺎﻧﺎ ت اﻟ ﻌ ﻤﻴ ﻞ‬

(vii) Chargebacks or refunds relating to the Transactions ‫)خ( إﺟﺮاءات إﺳﺘﺮداد اﻟﻤﺪﻓﻮﻋﺎت أو إﻋﺎدة اﻟﻤﺒﺎﻟﻎ اﻟﻤﺴﺪدة اﻟﻤﺘﻌﻠﻘﺔ‬

contemplated under this Agreement; .‫ﺑﺎﻟ ﻤ ﻌﺎ ﻣ ﻼ ت اﻟ ﻤﻨ ﺼ ﻮ ص ﻋ ﻠﻴ ﻬﺎ ﺑ ﻤ ﻮ ﺟ ﺐ ﻫ ﺬ ه ا ﻻﺗ ﻔﺎ ﻗﻴ ﺔ‬

(viii) breach of law, rules, regulations, legal requirements ‫)د( ﺧﺮق اﻟﻘﺎﻧﻮن أو اﻟﻘﻮاﻋﺪ أو اﻟﻠﻮاﺋﺢ أو اﻟﻤﺘﻄﻠﺒﺎت اﻟﻘﺎﻧﻮﻧﻴﺔ ﺑﻤﺎ ﻓﻲ ذﻟﻚ‬

including Payment Card Association rules, Partner Bank rules in ‫ﻤﺼﺪ ِرة ﻟﺒﻄﺎﻗﺎت اﻻﺋﺘﻤﺎن أو ﻗﻮاﻋﺪ اﻟﺒﻨﻚ اﻟﺸﺮﻳﻚ ﻓﻲ‬
ُ ‫ﻗ ﻮا ﻋ ﺪ ا ﻟ ﻤ ﺆ ﺳ ﺴ ﺎ ت ا ﻟ‬

any place where Customer is making the Transaction and/or ‫أو ﺣﻴﺚ ﻳﺘﻢ ﺗﺴﻠﻴﻢ اﻟﻤﻨﺘﺠﺎت‬/‫أي ﻣﻜﺎن ﻳﻘﻮم ﻓﻴﻪ اﻟﻌﻤﻴﻞ ﺑﺈﺟﺮاء اﻟﻤﻌﺎﻣﻠﺔ و‬

where the Products is to be delivered and/or where the Card ُ ‫ إﻧﺸﺎء اﻟﺒﻨﻚ اﻟ‬/ ‫ ﺗﺴﺠﻴﻞ‬/ ‫أو ﺣﻴﺚ ﻳﺘﻢ إدراج‬/‫و‬
.‫ﻤ ﺼ ﺪ ر ﻟﻠﺒ ﻄﺎ ﻗ ﺔ‬

Issuing Bank is incorporated/registered/established; or

(ix) any fines, Penalties or interest imposed directly or indirectly ‫)ذ( أي ﻏﺮاﻣﺎت أو ﻋﻘﻮﺑﺎت أو ﻓﻮاﺋﺪ ﺗﻔﺮض ﺑﺸﻜﻞ ﻣﺒﺎﺷﺮ أو ﻏﻴﺮ ﻣﺒﺎﺷﺮ ﻋﻠﻰ‬

on PayTabs, on account of Merchant or Transactions conducted ‫ﺑﻴﺘﺎﺑ ﺲ أ و ﻋ ﻠ ﻰ ﺣ ﺴﺎ ب اﻟﺘﺎ ﺟ ﺮ أ و ﻋ ﻠ ﻰ اﻟ ﻤ ﻌﺎ ﻣ ﻼ ت اﻟﺘ ﻲ ﺗﺘ ﻢ ﻣ ﻦ ﺧ ﻼ ل ﻣ ﻮ ﻗ ﻊ‬

through the Merchant Site under this Agreement. .‫اﻟﺘﺎ ﺟ ﺮ ﺑ ﻤ ﻮ ﺟ ﺐ ﻫ ﺬ ه ا ﻻﺗ ﻔﺎ ﻗﻴ ﺔ‬

The indemnities provided herein shall survive the termination ‫ﺗ ﻈ ﻞ ﺑ ﻨ ﻮ د إﺑ ﺮا ء ا ﻟ ﺬ ﻣ ﺔ وا ﻟ ﺘ ﻌ ﻮﻳ ﻀ ﺎ ت ا ﻟ ﻤ ﻨ ﺼ ﻮ ص ﻋ ﻠ ﻴ ﻬ ﺎ ﺳ ﺎ رﻳ ﺔ ا ﻟ ﻤ ﻔ ﻌ ﻮ ل ﺑ ﻌ ﺪ‬

of this Agreement. .‫إﻧ ﻬﺎ ء ﻫ ﺬ ه ا ﻻﺗ ﻔﺎ ﻗﻴ ﺔ‬

15 Limitation of Liability ‫ ﺗ ﺤ ﺪ ﻳ ﺪ ا ﻟ ﻤ ﺴ ﺆ و ﻟ ﻴ ﺔ‬:‫ﺧ ﺎ ﻣ ﺲ ﻋ ﺸ ﺮ‬

Notwithstanding anything stated under this Agreement, the ‫ ﻓﺈ ن اﻟ ﻤ ﺴ ﺆ وﻟﻴ ﺔ‬،‫وﺑ ﻐ ﺾ اﻟﻨ ﻈ ﺮ ﻋ ﻦ أ ي ﺷ ﻲ ء ﻣﻨ ﺼ ﻮ ص ﻋ ﻠﻴ ﻪ ﻓ ﻲ ﻫ ﺬ ﻫﺎ ﻻﺗ ﻔﺎ ﻗﻴ ﺔ‬

aggregate liability of PayTabs under this Agreement shall be ‫ا ﻹ ﺟ ﻤﺎﻟﻴ ﺔ ﻟﺒﻴﺘﺎﺑ ﺲ ﺑ ﻤ ﻮ ﺟ ﺐ ﻫ ﺬ ه ا ﻻﺗ ﻔﺎ ﻗﻴ ﺔ ﺗ ﻘﺘ ﺼ ﺮ ﻋ ﻠ ﻰ اﻟ ﺮ ﺳ ﻮ م اﻟﺘ ﻲ ﻳ ﺪ ﻓ ﻌ ﻬﺎ‬

limited to the fees paid by the Merchant to PayTabs with ‫ وﻟ ﻦ ﺗ ﻜ ﻮ ن ﺑﻴﺘﺎﺑ ﺲ‬.‫اﻟﺘﺎ ﺟ ﺮ إﻟ ﻰ ﺑﻴﺘﺎﺑ ﺲ ﻓﻴ ﻤﺎ ﻳﺘ ﻌ ﻠ ﻖ ﺑﺎﻟ ﻤ ﻌﺎ ﻣ ﻠ ﺔ ﻣ ﺤ ﻞ اﻟ ﻤ ﺴ ﺆ وﻟﻴ ﺔ‬

respect to the applicable Transaction. In no event shall PayTabs ‫ﻣ ﺴ ﺆ و ﻟ ﺔ ﺑ ﺄ ي ﺣ ﺎ ل ﻣ ﻦ ا ﻷ ﺣ ﻮا ل أ ﻣ ﺎ م ا ﻟ ﺘ ﺎ ﺟ ﺮ ﻋ ﻦ أ ي أ ﺿ ﺮا ر أ و ﺧ ﺴ ﺎﺋ ﺮ ﻏ ﻴ ﺮ‬

be liable to the Merchant for any indirect, consequential or ‫ﻣﺒﺎ ﺷ ﺮ ة أ و ﻻ ﺣ ﻘ ﺔ أ و ﺧﺎ ﺻ ﺔ ﺑ ﻤﺎ ﻓ ﻲ ذﻟ ﻚ ﻋ ﻠ ﻰ ﺳﺒﻴ ﻞ اﻟ ﻤﺜﺎ ل ﻻ اﻟ ﺤ ﺼ ﺮ اﻟ ﺨ ﺴﺎﺋ ﺮ‬

special damages or losses, including without limitation, lost ، ‫ﻓ ﻲ ا ﻷ رﺑ ﺎ ح أ و ﺧ ﺴ ﺎﺋ ﺮ ا ﻹﻳ ﺮا دا ت أ و ﺗ ﻜ ﺎ ﻟ ﻴ ﻒ ا ﻟ ﺘ ﺄ ﺧ ﻴ ﺮ أ و ا ﻟ ﺘ ﻌ ﻮﻳ ﻀ ﺎ ت ا ﻟ ﺘ ﺄ دﻳ ﺒ ﻴ ﺔ‬

profits, lost revenues, costs of delay, or punitive damages, ‫ ﺣﺘ ﻰ ﻟ ﻮ ﺗ ﻢ ﻧ ﺼ ﺢ اﻟﺘﺎ ﺟ ﺮ ﻣ ﻘ ﺪ ﻣﺎ ﺑﺈ ﻣ ﻜﺎﻧﻴ ﺔ ﺣ ﺪ و ث ﻣﺜ ﻞ ﻫ ﺬ ه‬،‫ﻛﻴ ﻔ ﻤﺎ ﺗ ﻢ ﺗ ﻜﺒ ﺪ ﻫﺎ‬

however incurred, even if the Merchant has been advised in . ‫ا ﻷ ﺿ ﺮا ر‬

advance of the possibility of such damages.

16 Prohibited Transactions ‫ ا ﻟ ﻤ ﻌ ﺎ ﻣ ﻼ ت ا ﻟ ﻤ ﺤ ﻈ ﻮ ر ة‬:‫ﺳ ﺎ د س ﻋ ﺸ ﺮ‬

16.1The Merchant acknowledges and agrees that it will only ‫ﻳﻘﺮ اﻟﺘﺎﺟﺮ وﻳﻮاﻓﻖ ﻋﻠﻰ أﻧﻪ ﻟﻦ ﻳﻘﺪم ﺳﻮى اﻟﻤﻨﺘﺠﺎت اﻟﻤﺮﺗﺒﻄﺔ أو‬16.1

offer the Products that are connected to or associated with the ‫ا ﻟ ﻤ ﺘ ﻌ ﻠ ﻘ ﺔ ﺑ ﺎ ﻟ ﻨ ﺸ ﺎ ط ا ﻟ ﻤ ﺬ ﻛ ﻮ ر ا ﻓ ﻲ ﺷ ﻬ ﺎ د ة ا ﻟ ﺴ ﺠ ﻞ ا ﻟ ﺘ ﺠ ﺎ ر ي ا ﻟ ﺨ ﺎ ﺻ ﺔ ﺑ ﻪ وا ﻟ ﺘ ﻲ‬

activity noted in its Commercial Registration Certificate and . ‫ﺗ ﻢ ا ﻻﺗ ﻔ ﺎ ق ﻋ ﻠ ﻴ ﻬ ﺎ ﻋ ﻨ ﺪ اﻧ ﻀ ﻤ ﺎ ﻣ ﻪ إ ﻟ ﻰ ﺑ ﻴ ﺘ ﺎﺑ ﺲ و ﻗ ﺒ ﻮ ﻟ ﻪ ﻟ ﻬ ﺬ ه ا ﻷ ﺣ ﻜ ﺎ م وا ﻟ ﺸ ﺮ و ط‬

agreed at the time of acceptance of this Agreement. If the ‫ ﻓ ﺌ ﺔ أ ﺧ ﺮ ى ﻣ ﻦ ا ﻟ ﻤ ﻨ ﺘ ﺠ ﺎ ت‬/ ‫وإ ذا أ را د ا ﻟ ﺘ ﺎ ﺟ ﺮ أ ن ﻳ ﻘ ﺪ م ﻓ ﻲ و ﻗ ﺖ ﻻ ﺣ ﻖ أ ي ﻧ ﻮ ع‬

Merchant subsequently offers any other type/category of ‫أو اﻟﺨﺪﻣﺎت ﻓﻌﻠﻰ اﻟﺘﺎﺟﺮ أوﻻ اﻟﺤﺼﻮل ﻋﻠﻰ ﻣﻮاﻓﻘﺔ ﻛﺘﺎﺑﻴﺔ ﻣﻦ ﺑﻴﺘﺎﺑﺲ ﻗﺒﻞ‬/‫و‬

products and/or services, the Merchant shall obtain prior .‫أو اﻟﺨﺪﻣﺎت اﻟﺠﺪﻳﺪة‬/‫اﻟﺪﺧﻮل ﻓﻲ أي ﻣﻌﺎﻣﻠﺔ ﺗﺘﻌﻠﻖ ﺑﻬﺬه اﻟﻤﻨﺘﺠﺎت و‬

written approval from PayTabs before entering into any

Transaction in connection with such new products and/or

services.

16.2The Merchant acknowledges and agrees that the following ‫ﻳﻘﺮ اﻟﺘﺎﺟﺮ ﺑﻌﻠﻤﺔ ﺑﺄن اﻟﻤﻌﺎﻣﻼت اﻟﺘﺎﻟﻴﺔ ﻣﺤﻈﻮرة اﻣﻦ ﻗﺒﻞ ﺑﻴﺘﺎﺑﺲ‬16.2

transactions are prohibited by PayTabs for use on the PayTabs :‫وﻳ ﻠ ﺘ ﺰ م ﺑ ﻌ ﺪ م ا ﻟ ﺘ ﻌ ﺎ ﻣ ﻞ ﺑ ﻬ ﺎ ﺧ ﻼ ل ا ﺳ ﺘ ﺨ ﺪا ﻣ ﻪ ﻟ ﻠ ﻤ ﻨ ﺼ ﺔ‬

Platform :

(i) Penalties or fines of any kind, damages, losses or any other ‫)أ( اﻟﻌﻘﻮﺑﺎت أو اﻟﻐﺮاﻣﺎت ﻣﻦ أي ﻧﻮع أو اﻷﺿﺮار أو اﻟﺨﺴﺎﺋﺮ أو أي ﺗﻜﺎﻟﻴﻒ‬

costs that are beyond the Total Sale Price of any Products ‫أ ﺧ ﺮ ى ﺗﺘ ﺠﺎ و ز إ ﺟ ﻤﺎﻟ ﻲ ﺳﻌ ﺮ اﻟﺒﻴ ﻊ ﻷ ي ﻣ ﻦ اﻟ ﻤﻨﺘ ﺠﺎ ت اﻟﺘ ﻲ ﻳ ﻘ ﺪ ﻣ ﻬﺎ اﻟﺘﺎ ﺟ ﺮ أ و أ ي‬

offered by the Merchant or any other amounts for which a . ‫ﻣ ﺒ ﺎ ﻟ ﻎ أ ﺧ ﺮ ى ﻟ ﻢ ﻳ ﻮا ﻓ ﻖ ا ﻟ ﻌ ﻤ ﻴ ﻞ ﻋ ﻠ ﻰ د ﻓ ﻌ ﻬ ﺎ ﻋ ﻠ ﻰ و ﺟ ﻪ ا ﻟ ﺨ ﺼ ﻮ ص إ ﻟ ﻰ ا ﻟ ﺘ ﺎ ﺟ ﺮ‬

Customer has not specifically agreed to pay the Merchant;

(ii) Gambling services, lotteries, gambling chips or gambling ‫)ب( ﺧﺪﻣﺎت اﻟﻤﻘﺎﻣﺮة واﻟﻤﺮاﻫﻨﺎت واﻟﻴﺎﻧﺼﻴﺐ وأﺳﻬﻢ اﻟﻤﻘﺎﻣﺮة وﻛﻤﺒﻴﺎﻻت‬

credits or similar services; .‫اﻟ ﻤ ﻘﺎ ﻣ ﺮ ة أ و أ ي ﺧ ﺪ ﻣﺎ ت ﻣ ﻤﺎﺛ ﻠ ﺔ‬

(iii) Sales made under a different trade name or business ‫)ت( اﻟﻤﺒﻴﻌﺎت اﻟﺘﻲ ﺗﺘﻢ ﺗﺤﺖ اﺳﻢ ﺗﺠﺎري أو ﻛﻴﺎن ﺗﺠﺎري ﻣﺨﺘﻠﻒ ﻋﻤﺎ ﻫﻮ‬

affiliation than that has been informed at the time of affiliation . ‫ﻣ ﺸ ﺎ ر إ ﻟ ﻴ ﻪ ﻋ ﻨ ﺪ ا ﻻﻧ ﻀ ﻤ ﺎ م إ ﻟ ﻰ ﺑ ﻴ ﺘ ﺎﺑ ﺲ أ و ﻣ ﺎ وا ﻓ ﻘ ﺖ ﻋ ﻠ ﻴ ﻪ ﺑ ﻴ ﺘ ﺎﺑ ﺲ ﻛ ﺘ ﺎﺑ ﻴ ﺎ‬

and/ or otherwise approved by PayTabs in writing;

(iv) Any Transaction that violates the applicable laws or ‫)ث( أي ﻣﻌﺎﻣﻠﺔ ﺗﺨﺎﻟﻒ اﻟﻘﻮاﻧﻴﻦ واﻟﻠﻮاﺋﺢ واﻟﻘﺮارات اﻟﺴﺎرﻳﺔ ﻋﻠﻰ ﺑﻴﺘﺎﺑﺲ‬

regulations of the country of residence where PayTabs and the . ‫وا ﻟ ﺘ ﺎ ﺟ ﺮ‬

Merchant do business.

(v) Cash, traveler’s cheques, cash equivalents, or other ‫)ج( اﻟﻨﻘﺪ أو اﻟﺸﻴﻜﺎت اﻟﺴﻴﺎﺣﻴﺔ أو اﻟﻤﻜﺎﻓِﺌﺎت اﻟﻨﻘﺪﻳﺔ أو ﻏﻴﺮﻫﺎ ﻣﻦ اﻟﺴﻨﺪات‬

negotiable instruments; . ‫وا ﻟ ﺼ ﻜ ﻮ ك ا ﻟ ﻘ ﺎﺑ ﻠ ﺔ ﻟ ﻠ ﺘ ﺪا و ل‬

(vi) Any other reason specified in the PayTabs website or stated ‫)ح( أي ﺳﺒﺐ آﺧﺮ ﺗﻢ ﺗﺤﺪﻳﺪه ﻣﻦ ﻗﺒﻞ أو ﻋﻠﻰ ﻣﻮﻗﻊ ﺑﻴﺘﺎﺑﺲ‬

or notified otherwise by PayTabs

16.3Unless otherwise mutually agreed by the parties and with ‫ﻣﺎ ﻟﻢ ﻳﺘﻔﻖ اﻟﻄﺮﻓﺎن ﻋﻠﻰ ﺧﻼف ذﻟﻚ وﺑﻤﻮاﻓﻘﺔ ﻣﺴﺒﻘﺔ ﻣﻦ اﻟﺒﻨﻮك‬16.3

prior approval from Partner Banks, the Merchant will not ‫اﻟ ﺸ ﺮﻳ ﻜ ﺔ ﻓ ﻠ ﻦ ﻳ ﻘ ﻮ م اﻟﺘﺎ ﺟ ﺮ ﺑ ﺠ ﻤ ﻊ ﻣ ﻌ ﻠ ﻮ ﻣﺎ ت اﻟﺒ ﻄﺎ ﻗ ﺔ ﺑ ﻤﺎ ﻓ ﻲ ذﻟ ﻚ ﻋ ﻠ ﻰ ﺳﺒﻴ ﻞ‬

collect the Card information, including but not limited to, 1) the ‫( رﻗﻢ اﻟﻜﻮد‬3) ،‫( ﺗﺎرﻳﺦ اﻧﺘﻬﺎء اﻟﺼﻼﺣﻴﺔ‬2) ،‫( رﻗﻢ اﻟﺒﻄﺎﻗﺔ‬1) ‫اﻟﻤﺜﺎل ﻻ اﻟﺤﺼﺮ‬

Card number, (2) Expiration date, and 3) Numbers on the back ‫ وﺳﺘﻘﻮم ﺑﻴﺘﺎﺑﺲ وﺣﺪﻫﺎ ﺑﺠﻤﻊ‬.CVV ‫اﻟﻤﻮﺟﻮد ﻋﻠﻰ اﻟﺒﻄﺎﻗﺔ واﻟﻤﻌﺮوف ﺑﺎﺳﻢ‬

or front of the Card, known as the CVV. All of this information ‫ ﻫ ﺬا و ﺳ ﺘ ﻜ ﻮ ن ﺑ ﻴ ﺘ ﺎﺑ ﺲ ﻣ ﺴ ﺆ و ﻟ ﺔ ﻋ ﻦ أ ﻣ ﻦ ﺑ ﻴ ﺎﻧ ﺎ ت ﺣ ﺎ ﻣ ﻞ‬. ‫ﻛ ﻞ ﻫ ﺬ ه ا ﻟ ﻤ ﻌ ﻠ ﻮ ﻣ ﺎ ت‬

will be collected only by PayTabs. PayTabs shall be responsible ‫اﻟﺒ ﻄﺎ ﻗ ﺔ اﻟﺘ ﻲ ﻓ ﻲ ﺣ ﻮ ز ة ﺑﻴﺘﺎﺑ ﺲ أ و اﻟﺘ ﻲ ﺗ ﺨ ﺰﻧ ﻬﺎ أ و ﺗ ﻌﺎﻟ ﺠ ﻬﺎ أ و ﺗﻨ ﻘ ﻠ ﻬﺎ ﻧﻴﺎﺑ ﺔ ﻋ ﻦ‬

for the security of cardholder data, that PayTabs possess or ‫اﻟ ﻌ ﻤﻴ ﻞ أ و إﻟ ﻰ اﻟ ﺤ ﺪ اﻟ ﺬ ي ﻳ ﻤ ﻜ ﻦ أ ن ﺗ ﺆﺛ ﺮ ﻓﻴ ﻪ ﻋ ﻠ ﻰ أ ﻣ ﻦ ﺑﻴﺌ ﺔ ﺑﻴﺎﻧﺎ ت ﺣﺎ ﻣ ﻞ‬

otherwise stores, processes or transmits on behalf of the .‫اﻟﺒ ﻄﺎ ﻗ ﺔ‬

Customer, or to the extent that they could impact the security

of the Customer’s cardholder data environment.

16.4The Merchant shall not publish any wrong or misleading ‫ ﻻ ﻳﺠﻮز ﻟﻠﺘﺎﺟﺮ ﻧﺸﺮ أﻳﺔ ﻣﻌﻠﻮﻣﺎت ﺧﺎﻃﺌﺔ أو ﻣﻀﻠﻠﺔ ﻋﻦ ﻋﺮﺿﻪ‬15،4

information about its offer of Products, in particular when ‫ وﺗ ﻌﻴﻴ ﻦ‬،‫ ﻻ ﺳﻴ ﻤﺎ ﻋﻨ ﺪ ﻋ ﺮ ض ﺧ ﺪ ﻣﺎ ت ﻣ ﺪ ﻓ ﻮ ﻋ ﺔ ﻋ ﻠ ﻰ ا ﻹﻧﺘ ﺮﻧ ﺖ‬، ‫ﻟ ﻠ ﻤﻨﺘ ﺠﺎ ت‬

offering paid services on the internet, to designate them ‫ و ﻋ ﺪ م ﺗ ﻘ ﺪﻳ ﻤ ﻬ ﺎ " ﻛ ﻤ ﺤ ﺘ ﻮ ى ﻣ ﺠ ﺎﻧ ﻲ " و ﻋ ﻼ و ة ﻋ ﻠ ﻰ‬، ‫ا ﻟ ﺨ ﺪ ﻣ ﺎ ت ﻋ ﻠ ﻰ ﻫ ﺬا ا ﻷ ﺳ ﺎ س‬

accordingly and not offer them as “free content”. Furthermore, ‫ذﻟ ﻚ ﻓﺈ ن اﻟﺘﺎ ﺟ ﺮ أﻳ ﻀﺎ ﻣ ﻠ ﺰ م ﺑ ﻌ ﺪ م إ ر ﺳﺎ ل ر ﺳﺎﺋ ﻞ اﻟﺒ ﺮﻳ ﺪ اﻟ ﻤ ﺰ ﻋ ﺞ ﻏﻴ ﺮ‬

the Merchant is also obligated to not spam. .(spam)‫اﻟﻤﻮاﻓﻖ ﻋﻠﻴﻪ‬/‫اﻟﻤﻄﻠﻮب‬

17 Confidentiality ‫ ا ﻟ ﺴ ﺮ ﻳ ﺔ‬:‫ﺳ ﺎ ﺑ ﻊ ﻋ ﺸ ﺮ‬

17.1. Pursuant to the Services to be rendered hereunder, each ‫ ﻓﺈن‬،‫ وﻓﻘﺎ ﻟﻠﺨﺪﻣﺎت اﻟﺘﻲ ﺳﻴﺘﻢ ﺗﻘﺪﻳﻤﻬﺎ ﺑﻤﻮﺟﺐ ﻫﺬه اﻻﺗﻔﺎﻗﻴﺔ‬17.1

party now has or will have possession of or access to ‫ا ﻟ ﻤ ﻌ ﻠ ﻮ ﻣ ﺎ ت ا ﻟ ﺴ ﺮﻳ ﺔ ) ﻛ ﻤ ﺎ ﻫ ﻲ ﻣ ﻮ ﺿ ﺤ ﺔ أ دﻧ ﺎ ه( ا ﻟ ﻤ ﺘ ﻌ ﻠ ﻘ ﺔ ﺑ ﻜ ﻞ ﻃ ﺮ ف ﺳ ﺘ ﻜ ﻮ ن ﻣ ﻦ‬

Confidential Information (as defined below) relating to the ‫ وﻟ ﻤ ﻘﺎ ﺻ ﺪ‬.‫ا ﻵ ن أ و ﻻ ﺣ ﻘﺎ ﻓ ﻲ ﺣ ﻮ ز ة اﻟ ﻄ ﺮ ف ا ﻵ ﺧ ﺮ أ و ﻣﺘﺎ ح ﻟ ﻪ اﻟ ﻮ ﺻ ﻮ ل إﻟﻴ ﻬﺎ‬

other party. For the purposes of this clause 17 , the party ‫ ﻓﺴﻴﺸﺎر إﻟﻰ اﻟﻄﺮف اﻟﺬي ﻳﺘﻠﻘﻰ أي ﻣﻌﻠﻮﻣﺎت اﻟﺴﺮﻳﺔ‬، 17 ‫ﻫﺬا اﻟﺒﻨﺪ رﻗﻢ‬

receiving any Confidential Information will be referred to as the ‫ﺑ ﺎ ﺳ ﻢ "ا ﻟ ﻤ ﺘ ﻠ ﻘ ﻲ " و ﺳ ﻴ ﺸ ﺎ ر إ ﻟ ﻰ ا ﻟ ﻄ ﺮ ف ا ﻟ ﺬ ي ﻳ ﻔ ﺼ ﺢ ﻋ ﻦ ﻫ ﺬ ه ا ﻟ ﻤ ﻌ ﻠ ﻮ ﻣ ﺎ ت‬

“Recipient” and the Party disclosing such Confidential ‫ ﻓ ﺈ ن ا ﻟ ﻤ ﻌ ﻠ ﻮ ﻣ ﺎ ت‬، ‫ و ﻛ ﻤ ﺎ ﻫ ﻮ ﻣ ﺴ ﺘ ﺨ ﺪ م ﻫ ﻨ ﺎ‬.(‫ﺑ ﺎ ﺳ ﻢ "ا ﻟ ﻤ ﺎﻧ ﺢ " )أ ي ﻣ ﺎﻧ ﺢ ا ﻟ ﻤ ﻌ ﻠ ﻮ ﻣ ﺎ ت‬

Information will be referred to as the “Discloser.” As used ‫ أ و‬،‫اﻟ ﺴ ﺮﻳ ﺔ أ و ﻏﻴ ﺮ اﻟ ﻤ ﻌ ﻠﻨ ﺔ ﺗ ﻌﻨ ﻲ ﺟ ﻤﻴ ﻊ اﻟﺒﻴﺎﻧﺎ ت أ و اﻟ ﻤ ﻌ ﻠ ﻮ ﻣﺎ ت ﻏﻴ ﺮ اﻟ ﻤ ﻌ ﻠﻨ ﺔ‬

herein, confidential or non-public information means all non- ‫ أ و اﻟﻐﻴ ﺮ ﻋﺎ ﻣ ﺔ ﺑ ﻤﺎ ﻓ ﻲ ذﻟ ﻚ ﻋﻠ ﻰ ﺳﺒﻴ ﻞ اﻟ ﻤﺜﺎ ل ﻻ اﻟ ﺤ ﺼ ﺮ أ ي‬،‫اﻟ ﺨﺎ ﺻ ﺔ ﺑﺎﻟ ﻤﻠ ﻜﻴ ﺔ‬

public, proprietary, or non-public data or information including ‫ إ ﻻ اﻟ ﻤ ﻌ ﻠ ﻮ ﻣﺎ ت اﻟﺘ ﻲ ﻳ ﻤ ﻜ ﻦ‬،‫ﻣ ﻌ ﻠ ﻮ ﻣﺎ ت ﺷ ﺨ ﺼﻴ ﺔ أ و ﻣ ﻌ ﻠ ﻮ ﻣﺎ ت اﻟ ﻬ ﻮﻳ ﺔ اﻟ ﺸ ﺨ ﺼﻴ ﺔ‬

but not limited to any personal or personally identifiable ‫ )أ( أﻧ ﻬ ﺎ ﻣ ﻦ ا ﻟ ﻤ ﺴ ﺎﺋ ﻞ ا ﻟ ﻌ ﺎ ﻣ ﺔ ا ﻟ ﺘ ﻲ ﻳ ﻌ ﺮ ﻓ ﻬ ﺎ ا ﻟ ﻨ ﺎ س د و ن أ ن‬:‫ﻟ ﻠ ﻤ ﺘ ﻠ ﻘ ﻲ أ ن ﻳ ﺜ ﺒ ﺖ‬

information, except information that the Recipient can ‫ أ و ) ب( أﻧ ﻬ ﺎ ﻛ ﺎﻧ ﺖ أ ﺻ ﻼ وﺑ ﺸ ﻜ ﻞ ﺷ ﺮ ﻋ ﻲ ﻓ ﻲ ﺣ ﻮ ز ة‬، ‫ﻳ ﺮﺗ ﻜ ﺐ ا ﻟ ﻤ ﺘ ﻠ ﻘ ﻲ أ ي ﺧ ﻄ ﺄ‬

demonstrate: (a) is or becomes a matter of public knowledge ‫اﻟ ﻤﺘﻠ ﻘ ﻲ و ﻓ ﻲ ﺻ ﻮ ر ة ﻛﺎ ﻣﻠ ﺔ و ﻣﻠ ﻤ ﻮ ﺳ ﺔ ﻗﺒ ﻞ أ ن ﻳﺘﻠ ﻘ ﻰ اﻟ ﻤﻌﻠ ﻮ ﻣﺎ ت ﻏﻴ ﺮ اﻟ ﻤﻌﻠﻨ ﺔ‬

through no fault of Recipient; (b) was rightfully in Recipient’s ‫ أ و ) ج( أﻧ ﻪ ﻗ ﺪ ﺗ ﻢ ﺗ ﻘ ﺪﻳ ﻤ ﻬ ﺎ إ ﻟ ﻰ ا ﻟ ﻤ ﺘ ﻠ ﻘ ﻲ ﻋ ﻠ ﻰ أ ﺳ ﺎ س ﻏ ﻴ ﺮ ﺳ ﺮ ي ﻣ ﻦ‬، ‫ﻣ ﻦ ا ﻟ ﻤ ﺎﻧ ﺢ‬

possession in a complete and tangible form before it received ‫ﻗِﺒﻞ ﻃﺮف ﺛﺎﻟﺚ ﺷﺮﻳﻄﺔ أﻻ ﻳﻜﻮن ﻫﺬا اﻟﻄﺮف اﻟﺜﺎﻟﺚ ﻣﻠﺰﻣﺎ ﺑﺎﺗﻔﺎق ﻣﻊ‬

the Confidential Information from Discloser; (c) was furnished (‫ أو )د‬،‫اﻟﻤﺎﻧﺢ ﻟﻠﺤﻔﺎظ ﻋﻠﻰ اﻟﺴﺮﻳﺔ ﻓﻴﻤﺎ ﻳﺘﻌﻠﻖ ﺑﻬﺬه اﻟﻤﻌﻠﻮﻣﺎت ﻏﻴﺮ اﻟﻤﻌﻠﻨﺔ‬

to Recipient on a non-confidential basis from a third party, ‫أﻧ ﻪ ﻗ ﺪ ﺗ ﻢ اﻟ ﻮ ﺻ ﻮ ل إﻟﻴ ﻬﺎ ﺑ ﺸ ﻜ ﻞ ﻣ ﺴﺘ ﻘ ﻞ ﻣ ﻦ ﻗﺒ ﻞ اﻟ ﻤﺘ ﻠ ﻘ ﻲ د و ن اﻟ ﺮ ﺟ ﻮ ع إﻟ ﻰ‬

provided that such third party is not bound by an obligation of .‫ﻣ ﻌ ﻠ ﻮ ﻣﺎ ت اﻟ ﻤﺎﻧ ﺢ‬

confidentiality to Discloser with respect to such Confidential

Information; or (d) was independently developed by Recipient

without reference to the Discloser’s information.

17.2 Required Disclosure ‫ اﻹﻓﺸﺎء اﻟﻤﻄﻠﻮب ﻟﻠﻤﻌﻠﻮﻣﺎت اﻟﺴﺮﻳﺔ‬17.2

If Recipient is required to disclose in order to comply with ‫إ ذا ﻛ ﺎ ن ﻣ ﻄ ﻠ ﻮﺑ ﺎ ﻣ ﻦ ا ﻟ ﻤ ﺘ ﻠ ﻘ ﻲ ا ﻟ ﻜ ﺸ ﻒ ﻋ ﻦ ا ﻟ ﻤ ﻌ ﻠ ﻮ ﻣ ﺎ ت ا ﻟ ﺴ ﺮﻳ ﺔ ا ﻣ ﺘ ﺜ ﺎ ﻻ ﻟ ﻠ ﻘ ﻮاﻧ ﻴ ﻦ‬

applicable laws or regulations, or with a valid order of a court ، ‫أ و ا ﻟ ﻠ ﻮاﺋ ﺢ ا ﻟ ﺴ ﺎ رﻳ ﺔ أ و ا ﻣ ﺘ ﺜ ﺎ ﻻ ﻷ ﻣ ﺮ ﺻ ﺤ ﻴ ﺢ ﺻ ﺎ د ر ﻣ ﻦ ﺟ ﻬ ﺔ ﺣ ﻜ ﻮ ﻣ ﻴ ﺔ أ و ﻗ ﻀ ﺎﺋ ﻴ ﺔ‬

or other governmental body or, it may do so without breach of ‫ وﻟ ﻜ ﻦ ﻓ ﻘ ﻂ إﻟ ﻰ‬،‫ﻓﻴ ﺠ ﻮ ز ﻟ ﻪ اﻟ ﻘﻴﺎ م ﺑ ﺬﻟ ﻚ د و ن أ ن ﻳ ﻌ ﺪ ذﻟ ﻚ ﺧ ﺮ ﻗﺎ ﻟ ﻬ ﺬ ه ا ﻻﺗ ﻔﺎ ﻗﻴ ﺔ‬

this Agreement, but only to the extent and for the purposes of ‫ )أ( )إ ﻟ ﻰ ا ﻟ ﺤ ﺪ ا ﻟ ﻤ ﻨ ﻄ ﻘ ﻲ أ و‬:‫ و ﺷ ﺮﻳ ﻄ ﺔ أ ن‬، ‫ﺣ ﺪ و ﻷ ﻏ ﺮا ض ﻫ ﺬا ا ﻹ ﻓ ﺸ ﺎ ء ا ﻟ ﻤ ﻄ ﻠ ﻮ ب‬

such required disclosure and provided that: (a) to the extent ‫ا ﻟ ﻤ ﺴ ﻤ ﻮ ح ﺗ ﺤ ﺖ ا ﻟ ﻘ ﺎﻧ ﻮ ن( ﻳ ﺨ ﻄ ﺮ ا ﻟ ﻤ ﺘ ﻠ ﻘ ﻲ ا ﻟ ﻤ ﺎﻧ ﺢ ﻋ ﻠ ﻰ ا ﻟ ﻔ ﻮ ر ﻣ ﻦ أ ﺟ ﻞ إﺗ ﺎ ﺣ ﺔ‬

practicable under such requirement, Recipient promptly ‫ا ﻟ ﻔ ﺮ ﺻ ﺔ ﻟ ﻠ ﻤ ﺎﻧ ﺢ ﻛ ﻲ ﻳ ﺴ ﻌ ﻲ ﻟ ﺤ ﻤ ﺎﻳ ﺔ ﻧ ﻔ ﺴ ﻪ أ و ﻣ ﻨ ﻊ ا ﻟ ﻜ ﺸ ﻒ ؛ ) ب( ﻳ ﺘ ﺨ ﺬ ا ﻟ ﻤ ﺘ ﻠ ﻘ ﻲ‬

notifies Discloser in order to provide Discloser the opportunity ‫ﺟ ﻤ ﻴ ﻊ ا ﻟ ﺘ ﺪاﺑ ﻴ ﺮ ا ﻟ ﻤ ﻤ ﻜ ﻨ ﺔ ﻟ ﻠ ﺤ ﺼ ﻮ ل ﻋ ﻠ ﻰ ﺣ ﻔ ﺎ ظ ﺳ ﺮﻳ ﺔ ا ﻟ ﻤ ﻌ ﻠ ﻮ ﻣ ﺎ ت ا ﻟ ﺴ ﺮﻳ ﺔ ﻣ ﻦ‬

to seek a protective order; and (b) Recipient takes all ‫ و ﻟ ﻠ ﺘ ﻘ ﻠ ﻴ ﻞ إ ﻟ ﻰ أ دﻧ ﻰ ﺣ ﺪ ﻣ ﻦ ﻧ ﻄ ﺎ ق ﻫ ﺬا‬، ‫ﻗ ﺒ ﻞ ا ﻟ ﻄ ﺮ ف ا ﻟ ﻜ ﺎ ﺷ ﻒ ﻟ ﺼ ﺎ ﻟ ﺤ ﻬ ﻢ‬

reasonable actions to assist Discloser in obtaining confidential ‫ و ﺳ ﺘ ﻈ ﻞ ا ﻟ ﻤ ﻌ ﻠ ﻮ ﻣ ﺎ ت ا ﻟ ﺴ ﺮﻳ ﺔ ا ﻟ ﺘ ﻲ ﺗ ﻢ ا ﻟ ﻜ ﺸ ﻒ‬. ‫ا ﻹ ﻓ ﺸ ﺎ ء إ ذا ﻛ ﺎ ن ذ ﻟ ﻚ ﻣ ﻤ ﻜ ﻨ ﺎ‬

treatment for such information and, if possible, to minimize the . ‫ﻣ ﻞ ﻋ ﻠ ﻰ أﻧ ﻬ ﺎ ذا ت ﻃ ﺎﺑ ﻊ ﺳ ﺮ ي ﻟ ﺠ ﻤ ﻴ ﻊ ا ﻷ ﻏ ﺮا ض ﺑ ﻤ ﻮ ﺟ ﺐ ﻫ ﺬ ه ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ‬

َ ‫ﻋﻨ ﻬﺎ ﺗﻌﺎ‬

extent of such disclosure. Any Confidential Information so

disclosed will continue to be treated by Discloser as

confidential for all purposes hereunder.

17.3 Remedy ‫اﻟﺘﻌﻮﻳﺾ‬17.3

Each of PayTabs and the Merchant hereby acknowledges that ‫ﻳ ﻘ ﺮ ﻛ ﻞ ﻣ ﻦ اﻟﺘﺎ ﺟ ﺮ وﺑﻴﺘﺎﺑ ﺲ ﺑﺄ ن إ ﻓ ﺸﺎ ء اﻟ ﻤ ﻌ ﻠ ﻮ ﻣﺎ ت اﻟ ﺴ ﺮﻳ ﺔ ﻣ ﻦ ﻗﺒ ﻠ ﻪ أ و ﺧ ﺮ ق‬

disclosure of the Confidential Information by it or breach of the ‫ا ﻷ ﺣ ﻜ ﺎ م ا ﻟ ﻮا ر د ة ﻓ ﻲ ﻫ ﺬ ه ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ ﻗ ﺪ ﻳ ﺆ د ي إ ﻟ ﻰ إ ﺻ ﺎﺑ ﺔ ا ﻟ ﻄ ﺮ ف ا ﻵ ﺧ ﺮ ﺑ ﻀ ﺮ ر‬

provisions contained herein may give rise to irreparable injury ‫ و ﻗ ﺪ ﻳ ﻜ ﻮ ن ﻫ ﺬا ا ﻻﻧ ﺘ ﻬ ﺎ ك أ و ا ﻹ ﻓ ﺸ ﺎ ء ﻏ ﻴ ﺮ ﻗ ﺎﺑ ﻞ ﻟ ﻠ ﺘ ﻌ ﻮﻳ ﺾ‬.، ‫ﻣ ﺘ ﻌ ﺬ ر ا ﻻ ﺻ ﻼ ح‬

to the other party and such breach or disclosure may be ‫ وﺑﻨﺎ ء ﻋ ﻠ ﻰ ذﻟ ﻚ ﻓﻴ ﺠ ﻮ ز ﻟ ﻠ ﻤﺘ ﻀ ﺮ ر أ ن ﻳﺘ ﺤ ﺼ ﻞ ﻋ ﻠ ﻰ ﺗ ﻌ ﻮﻳ ﺾ‬.‫اﻟ ﻤﺎ د ي ﺑ ﺸ ﻜ ﻞ ﻛﺎ ف‬

inadequately compensable in money damages. Accordingly, the ‫ﺿ ﺪ ا ﻟ ﻤ ﺨ ﺎ ﻟ ﻔ ﺎ ت أ و ا ﻟ ﺘ ﻌ ﻬ ﺪا ت ا ﻟ ﻤ ﻬ ﺪ د ة ﺑ ﺎ ﻟ ﻤ ﺨ ﺎ ﻟ ﻔ ﺔ ﻣ ﻦ ا ﻟ ﻤ ﺬ ﻛ ﻮ ر أ ﻋ ﻼ ه ﻋ ﻦ‬

damaged party may seek and obtain injunctive relief against ‫ ﻣ ﻊ ا ﺣﺘ ﻔﺎ ظ اﻟ ﻄ ﺮ ف اﻟ ﻤ ﻌ ﻮ ض ﻟ ﻪ ﺑﺎﻟ ﺤ ﻖ ﻓ ﻲ اﻟ ﻤ ﻄﺎﻟﺒ ﺔ‬.‫ﻃ ﺮﻳ ﻖ أ ﻣ ﺮ ﻗ ﻀﺎﺋ ﻲ‬

the breach or threatened breach of the foregoing undertakings. ‫ﺑ ﺎ ﻟ ﺘ ﻌ ﻮﻳ ﻀ ﺎ ت ا ﻟ ﺘ ﻲ ﻟ ﻢ ﻳ ﺸ ﻤ ﻠ ﻬ ﺎ ﻫ ﺬا ا ﻟ ﺤ ﻜ ﻢ ا ﻟ ﻘ ﻀ ﺎﺋ ﻲ ﻳ ﻤ ﺎ ﻳ ﺘ ﻨ ﺎ ﺳ ﺐ ﻣ ﻊ ا ﻟ ﻘ ﻮاﻧ ﻴ ﻦ‬

Such remedy will not be deemed to be the exclusive remedy for . ‫وا ﻷﻧ ﻈ ﻤ ﺔ ذا ت ا ﻟ ﺼ ﻠ ﺔ‬

any such breach or threatened breach but will be in addition to

all other remedies available at law or equity.

17.4 Publicity ‫اﻹﻋﻼن‬17.4

Merchant hereby permits PayTabs to publicly disclose ‫ﻳ ﺴ ﻤ ﺢ ا ﻟ ﺘ ﺎ ﺟ ﺮ ﺑ ﻤ ﻮ ﺟ ﺐ ﻫ ﺬ ه ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ ﻟ ﺒ ﻴ ﺘ ﺎﺑ ﺲ ﺑ ﺎ ﻹ ﻓ ﺼ ﺎ ح )ﺑ ﻤ ﺎ ﻓ ﻲ ذ ﻟ ﻚ ا ﺳ ﺘ ﺨ ﺪا م‬

(including use of tradename, trademarks in PayTabs website) ‫ا ﻻ ﺳ ﻢ ا ﻟ ﺘ ﺠ ﺎ ر ي وا ﻟ ﻌ ﻼ ﻣ ﺎ ت ا ﻟ ﺘ ﺠ ﺎ رﻳ ﺔ ﻋ ﻠ ﻰ ﻣ ﻮ ﻗ ﻊ ﺑ ﻴ ﺘ ﺎﺑ ﺲ( ﻋ ﻦ أ ن ا ﻟ ﺘ ﺎ ﺟ ﺮ ﻗ ﺪ‬

(in any press release, prospectus, offering memorandum, ‫أﺑ ﺮ م اﺗ ﻔﺎ ﻗﺎ ﻣ ﻊ ﺑﻴﺘﺎﺑ ﺲ أ و أ ن اﻟﺘﺎ ﺟ ﺮ ﻳ ﺴﺘ ﻔﻴ ﺪ ﻣ ﻦ ﺧ ﺪ ﻣﺎ ت ﺑﻴﺘﺎﺑ ﺲ ) ﻓ ﻲ أ ي ﺑﻴﺎ ن‬

customer list or otherwise) that Merchant has entered into an .(‫ﺻ ﺤ ﻔ ﻲ أ و ﻧ ﺸ ﺮ ة أ و ﻣ ﺬ ﻛ ﺮ ة ﻋ ﺮ ض أ و ﻗ ﺎﺋ ﻤ ﺔ ﻋ ﻤ ﻼ ء أ و ﻏ ﻴ ﺮ ذ ﻟ ﻚ‬

agreement with PayTabs or that Merchant is availing Services

from PayTabs.

17.5 Data Protection ‫ﺣﻤﺎﻳﺔ اﻟﺒﻴﺎﻧﺎت‬17.5

(i) The Merchant must at all times comply with the Data ‫)أ( ﻳﺠﺐ ﻋﻠﻰ اﻟﺘﺎﺟﺮ ﻓﻲ ﺟﻤﻴﻊ اﻷوﻗﺎت اﻻﻟﺘﺰام ﺑﻘﺎﻧﻮن ﺣﻤﺎﻳﺔ اﻟﺒﻴﺎﻧﺎت رﻗﻢ‬

Protection law No. 151 for the year 2020. The Customer may ‫ ﻳﺠﻮز ﻟﻠﻌﻤﻴﻞ ﺗﺰوﻳﺪ اﻟﺘﺎﺟﺮ ﺑﻤﻌﻠﻮﻣﺎت ﺗﺸﻤﻞ ﻋﻠﻰ ﺳﺒﻴﻞ‬.2020 ‫ ﻟﻌﺎم‬151

provide the Merchant with Data including but not limited to ‫اﻟ ﻤﺜﺎ ل ﻻ اﻟ ﺤ ﺼ ﺮ ﺑﻴﺎﻧﺎ ت ﺷ ﺨ ﺼﻴ ﺔ و ﺑﺎ ﻷ ﺧ ﺺ اﻟﺒﻴﺎﻧﺎ ت اﻟ ﺸ ﺨ ﺼﻴ ﺔ اﻟ ﺤ ﺴﺎ ﺳ ﺔ‬

Personal Data, specifically Sensitive Personal Data that may be ‫ و ﻗ ﺪ ﺗ ﺸ ﻤ ﻞ ﻫ ﺬ ه اﻟﺒﻴﺎﻧﺎﺗ ﻌ ﻠ ﻰ ﺳﺒﻴ ﻞ‬،‫اﻟﺘ ﻲ ﻗ ﺪ ﺗ ﻜ ﻮ ن ﻣ ﻄ ﻠ ﻮﺑ ﺔ ﻹﺗ ﻤﺎ م اﻟ ﻤ ﻌﺎ ﻣ ﻠ ﺔ‬

required for completion of a transaction. Such Data may ‫ا ﻟ ﻤ ﺜ ﺎ ل ﻻ ا ﻟ ﺤ ﺼ ﺮ إ ﺳ ﻢ ا ﻟ ﻌ ﻤ ﻴ ﻞ و ا ﻟ ﻌ ﻨ ﻮا ن و ر ﻗ ﻢ ﺑ ﻄ ﺎ ﻗ ﺔ ا ﻻﺋ ﺘ ﻤ ﺎ ن و ر ﻗ ﻢ ا ﻟ ﻬ ﻮﻳ ﺔ و‬

include but not limited to Customer’s name, address, credit ‫ ﻳ ﺠ ﺐ ﻋ ﻠ ﻰ ا ﻟ ﺘ ﺎ ﺟ ﺮ ا ﻟ ﺘ ﺄ ﻛ ﺪ ﻣ ﻦ أﻧ ﻪ ﻗ ﺪ اﺗ ﺨ ﺬ ﺟ ﻤ ﻴ ﻊ ا ﻟ ﺘ ﺪاﺑ ﻴ ﺮ‬. ‫ إ ﻟ ﺦ‬. . . ‫ﻃ ﺒ ﻴ ﻌ ﺔ ا ﻟ ﻤ ﻌ ﺎ ﻣ ﻠ ﺔ‬

card number, identification number, nature of transaction etc. ‫ا ﻟ ﺘ ﻘ ﻨ ﻴ ﺔ وا ﻷ ﻣ ﻨ ﻴ ﺔ ا ﻟ ﻤ ﻨ ﺎ ﺳ ﺒ ﺔ ﻟ ﺤ ﻤ ﺎﻳ ﺔ ﻫ ﺬ ه ا ﻟ ﺒ ﻴ ﺎﻧ ﺎ ت ﻣ ﻦ ا ﻟ ﺪ ﺧ ﻮ ل ﻏ ﻴ ﺮ ا ﻟ ﻤ ﺼ ﺮ ح ﺑ ﻪ أ و‬

The Merchant shall ensure that it has taken all the appropriate ‫ ﻣ ﻊ ﺣ ﺼ ﻮ ل ﻋ ﻠ ﻲ ا ﻟ ﻤ ﻮا ﻓ ﻘ ﺔ ا ﻟ ﺨ ﻄ ﻴ ﺔ ا ﻟ ﻤ ﻨ ﺎ ﺳ ﺒ ﺔ ﻣ ﻦ ا ﻟ ﻌ ﻤ ﻴ ﻞ‬، ‫ﻏ ﻴ ﺮ ا ﻟ ﻘ ﺎﻧ ﻮﻧ ﻲ‬

technical and security measures to protect such Data against ‫ ﻋ ﻠ ﻰ‬. ‫ﻟ ﻤ ﻌ ﺎ ﻟ ﺠ ﺔ ا ﻟ ﺒ ﻴ ﺎﻧ ﺎ ت و ﺣ ﻔ ﻈ ﻬ ﺎ وﻧ ﺸ ﺮ ﻫ ﺎ ﻋ ﻠ ﻲ ﺑ ﻴ ﺘ ﺎﺑ ﺲ وا ﻷ ﻃ ﺮا ف ا ﻷ ﺧ ﺮ ى‬

unauthorized or unlawful access, while ensuring that ‫ا ﻟ ﺘ ﺎ ﺟ ﺮ ا ﻟ ﺘ ﺄ ﻛ ﺪ ﻣ ﻦ أ ن ﻟ ﺪﻳ ﻪ أﻧ ﻈ ﻤ ﺔ و ﺿ ﻮاﺑ ﻂ وﻧ ﻘ ﺎ ط ﻓ ﺤ ﺺ ﻣ ﻨ ﺎ ﺳ ﺒ ﺔ ﻟ ﺤ ﻤ ﺎﻳ ﺔ‬

appropriate written consent from the Customer is secured for ‫ﻣﻌﻠ ﻮ ﻣﺎ ت اﻟﻌ ﻤﻴ ﻞ و ﻣ ﻦ اﻟ ﻔ ﻘ ﺪ أ و ﻧ ﻘ ﻞ اﻟ ﻤﻌﻠ ﻮ ﻣﺎ ت ﻏﻴ ﺮ اﻟ ﻤ ﺼ ﺮ ح ﺑ ﻪ أ و ا ﻻ ﻓ ﺼﺎ ح‬

processing, storing and dissemination of Data to PayTabs and ‫ و ﻃﺒ ﻘﺎ ً ﻟ ﺬﻟ ﻚ ﻳﺘ ﺤ ﻤ ﻞ‬.‫اﻟ ﻌ ﺮ ﺿ ﻲ أ و اﻟﺘ ﻠ ﻒ اﻟ ﻌ ﺮ ﺿ ﻲ ﻟ ﻠﺒﻴﺎﻧﺎ ت ا اﻟ ﻌ ﻤﻴ ﻞ أ و إﺗ ﻼ ﻓ ﻬﺎ‬

other parties. The Merchant shall ensure that it has suitable ‫ا ﻟ ﺘ ﺎ ﺟ ﺮ ا ﻟ ﻤ ﺴ ﺆ و ﻟ ﻴ ﺔ ا ﻟ ﻜ ﺎ ﻣ ﻠ ﺔ ﻋ ﻦ أ ي ﺧ ﺴ ﺎﺋ ﺮ أ و أ ﺿ ﺮا ر وأ ي أ ﺿ ﺮا ر أ ﺧ ﺮ ى ﻗ ﺪ‬

systems, controls, and check points to protect Customer ‫ﻳﺘ ﻜﺒ ﺪ ﻫﺎ اﻟﻌ ﻤﻴ ﻞ ﻧﺘﻴ ﺠ ﺔ إ ﻫ ﻤﺎ ل أ و ﻓﻌ ﻞ ا و إ ﻏ ﻔﺎ ل أ و ﺧ ﺮ ق ﻣ ﻦ اﻟﺘﺎ ﺟ ﺮ ﻓ ﻲ‬

information against accidental loss, unauthorised transfer, ‫أو ﺑﻤﻮﺟﺐ اﻟﻘﻮاﻧﻴﻦ اﻟﻤﻌﻤﻮل‬/‫اﻻﻣﺘﺜﺎل ﻻﻟﺘﺰاﻣﺎﺗﻪ ﺑﻤﻮﺟﺐ ﻫﺬه اﻻﺗﻔﺎﻗﻴﺔ و‬

accidental disclosure or destruction of, or damage to the Data ..‫ﺑ ﻬﺎ‬

of the Customer. Accordingly, The Merchant shall be fully

responsible for any losses, damages and any other damages

that a Customer may incur as a result of negligence, acts or

omission or breach from the Merchant in complying with its

obligations per this Agreement and/or as required under the

applicable laws.

(ii) By signing this Agreement, the Merchant is representing and ‫ ﻳ ُﻘﺮ اﻟﺘﺎﺟﺮ وﻳﻀﻤﻦ أﻧﻪ ﻳﻤﺘﺜﻞ‬،‫)ب( ﺑﻤﻮﺟﺐ اﻟﺘﻮﻗﻴﻊ ﻋﻠﻰ ﻫﺬه اﻻﺗﻔﺎﻗﻴﺔ‬

warranting that it complies fully with the obligations noted in ‫ﻟ ﻼ ﻟ ﺘ ﺰا ﻣ ﺎ ت ا ﻟ ﻤ ﺬ ﻛ ﻮ ر ة ﻓ ﻲ ﻫ ﺬا ا ﻟ ﺒ ﻨ ﺪ و اﻧ ﻪ اﺗ ﺨ ﺬ ا ﻟ ﺘ ﺪاﺑ ﻴ ﺮ ا ﻟ ﻼ ز ﻣ ﺔ ﻟ ﻠ ﺤ ﺼ ﻮ ل ﻋ ﻠ ﻲ‬

this Clause and has taken due measures to secure prior written ‫ﻣ ﻮا ﻓ ﻘ ﺔ ﻛ ﺘ ﺎﺑ ﻴ ﺔ ﻣ ﺴ ﺒ ﻘ ﺔ ﻣ ﻦ ا ﻟ ﻌ ﻤ ﻴ ﻞ وا ﻷ ﻃ ﺮا ف ا ﻷ ﺧ ﺮ ى ذا ت ا ﻟ ﺼ ﻠ ﺔ ا ﻟ ﺘ ﻲ ﻗ ﺪ‬

consent from its Customer and other related parties whose .‫ أ و ﻳ ﻌﺎﻟ ﺠ ﻬﺎ ﻛ ﺠ ﺰ ء ﻣ ﻦ ﻫ ﺬ ه ا ﻻﺗ ﻔﺎ ﻗﻴ ﺔ‬/ ‫ﻳ ﻔ ﺼ ﺢ اﻟﺘﺎ ﺟ ﺮ ﻋ ﻦ ﺑﻴﺎﻧﺎﺗ ﻬﺎ و‬

Data the Merchant may disclose and/or process as part of this

Agreement.

(iii) The Merchant agrees that PayTabs may share, disseminate ‫)ت( ﻳﻮاﻓﻖ اﻟﺘﺎﺟﺮ ﻋﻠﻰ أﻧﻪ ﻳﺠﻮز ﻟـﺒﻴﺘﺎﺑﺲ ﻣﺸﺎرﻛﺔ ﺑﻴﺎﻧﺎت اﻟﻌﻤﻴﻞ أو ﻧﺸﺮﻫﺎ‬

or transfer (locally or cross border) the Customer Data, as well ‫ ﺑﺎﻹﺿﺎﻓﺔ إﻟﻰ ﺑﻴﺎﻧﺎت اﻟﺘﺎﺟﺮ إﻟﻰ ﻃﺮف‬، (‫أو ﻧﻘﻠﻬﺎ )ﻣﺤﻠﻴ ًﺎ أو ﻋﺒﺮ اﻟﺤﺪود‬

as Merchant’s Data to third party(ies) (e.g., third party /(‫ ﺗﻄﺒﻴﻘﺎت ﻃﺮف)اﻃﺮاف( ﺛﺎﻟﺚ)ة‬،‫)ﺟﻬﺎت( ﺧﺎرﺟﻴﺔ )ﻋﻠﻰ ﺳﺒﻴﻞ اﻟﻤﺜﺎل‬

applications /third-party payment processor/third party service ‫ ( ﻟ ﻐ ﺮ ض‬.‫ إﻟ ﺦ‬، ‫ ﻣ ﺰ و د و ن ﺧ ﺪ ﻣ ﺔ ﺗﺎﺑ ﻊ ﻟ ﻄ ﺮ ف ﺛﺎﻟ ﺚ‬/ ‫ﻣ ﻌﺎﻟ ﺞ ﺗﺎﺑ ﻊ ﻟ ﺠ ﻬ ﺔ ﺧﺎ ر ﺟﻴ ﺔ‬

providers, etc) for the purpose of performing Services under ، ‫ ﻣ ﻦ ﺧ ﻼ ل ا ﻟ ﺘ ﻮ ﻗ ﻴ ﻊ ﻋ ﻠ ﻰ ﻫ ﺬ ه ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ‬. ‫أ دا ء ا ﻟ ﺨ ﺪ ﻣ ﺎ ت ﺑ ﻤ ﻮ ﺟ ﺐ ﻫ ﺬ ه ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ‬

this Agreement. By signing this Agreement, the Merchant ‫ﻳﺼﺮح اﻟﺘﺎﺟﺮ ﻟـﺒﻴﺘﺎﺑﺲ وﻛﺬﻟﻚ اﻷﻃﺮاف اﻟﺜﺎﻟﺜﺔ اﻟﻤﺸﺎر إﻟﻴﻬﺎ ﻫﻨﺎ ﺑﺘﻠﻘﻲ‬

authorizes PayTabs as well as the third parties referred therein ، ‫ا ﻟ ﻤ ﻌ ﻠ ﻮ ﻣ ﺎ ت ا ﻟ ﺸ ﺨ ﺼ ﻴ ﺔ وا ﻣ ﺘ ﻼ ﻛ ﻬ ﺎ وا ﺳ ﺘ ﺨ ﺪا ﻣ ﻬ ﺎ وا ﻻ ﺣ ﺘ ﻔ ﺎ ظ ﺑ ﻬ ﺎ وا ﻟ ﺘ ﺨ ﻠ ﺺ ﻣ ﻨ ﻬ ﺎ‬

to receive, possess, use, retain and dispose of the personal ‫ﺣ ﻴ ﺚ ﻳ ﺘ ﻢ ﻣ ﺸ ﺎ ر ﻛ ﺘ ﻬ ﺎ ﺑ ﻮا ﺳ ﻄ ﺔ ﺑ ﻴ ﺘ ﺎﺑ ﺲ ﻓ ﻴ ﻤ ﺎ ﻳ ﺘ ﻌ ﻠ ﻖ ﺑ ﺘ ﻮ ﻓ ﻴ ﺮ ا ﻟ ﺨ ﺪ ﻣ ﺎ ت ﺑ ﻤ ﻮ ﺟ ﺐ‬

information, where so shared by PayTabs in connection with .‫ﻫ ﺬ ه ا ﻻﺗ ﻔﺎ ﻗﻴ ﺔ‬

the provision of Services under this Agreement.

(iv) If any personal Data breach occurs at Merchant end and/or ‫ أو إذا ﻛﺎن‬/ ‫)ث( ﻓﻲ ﺣﺎﻟﺔ أي ﺧﺮق ﻟﻠﺒﻴﺎﻧﺎت اﻟﺸﺨﺼﻴﺔ ﻣﻦ ﻗﺒﻞ اﻟﺘﺎﺟﺮ و‬

if there is loss of Merchant losses Customer, PayTabs’ Personal ‫ أ و أ ي ﺗﺄﺛﻴ ﺮ أ و‬/ ‫ﻫﻨﺎ ك ﺧ ﺴﺎ ر ة ﻓ ﻲ اﻟﺘﺎ ﺟ ﺮ ﻟ ﻠ ﻌ ﻤﻴ ﻞ وﺑﻴﺎﻧﺎ ت ﺑﻴﺘﺎﺑ ﺲ اﻟ ﺸ ﺨ ﺼﻴ ﺔ و‬

Data and or such other Data related impact, incidents or ‫ ﻓ ﺈ ن ا ﻟ ﺘ ﺎ ﺟ ﺮ ﻣ ﻠ ﺰ م ﺑ ﺎ ﻹ ﺧ ﻄ ﺎ ر ﻳ ﻮا ﻓ ﻖ‬، ‫أ ﺣ ﺪا ث أ و أ ﺣ ﺪا ث أ ﺧ ﺮ ى ﻣ ﺮﺗ ﺒ ﻄ ﺔ ﺑ ﺎ ﻟ ﺒ ﻴ ﺎﻧ ﺎ ت‬

events, PayTabs Personal Data, The Merchant is obligated to ‫ أ و‬/ ‫ﻋ ﻠ ﻰ إﺑ ﻼ غ ﺑ ﻴ ﺘ ﺎﺑ ﺲ ﻋ ﻠ ﻰ ا ﻟ ﻔ ﻮ ر ﺑ ﻬ ﺬا ا ﻟ ﺘ ﺄﺛ ﻴ ﺮ و ﺧ ﺮ ق ا ﻟ ﺒ ﻴ ﺎﻧ ﺎ ت وا ﻟ ﺤ ﺪ ث و‬

notify agrees to inform PayTabs of such impact, Data breach, ‫ ﺳﺎﻋﺔ ﻣﻦ ﺣﺪوث ﺧﺮق ﻟﻤﺜﻞ ﻫﺬا اﻟﺘﺄﺛﻴﺮ أو‬24 ‫واﻗﻌﺔ وﻓﻲ ﻣﻮﻋﺪ ﻻ ﻳﺘﺠﺎوز‬

incident and or event immediately and no later than within 24 ‫ ﻳ ﺠ ﺐ أ ن ﻳ ﻜ ﻮ ن ﻫ ﺬا ا ﻹ ﺧ ﻄ ﺎ ر إ ﻟ ﻰ ﺑ ﻴ ﺘ ﺎﺑ ﺲ‬. ‫ﺧ ﺮ ق ا ﻟ ﺒ ﻴ ﺎﻧ ﺎ ت أ و ا ﻟ ﺤ ﺎ د ث أ و ا ﻟ ﻮا ﻗ ﻌ ﺔ‬

hours of breach occurrence of such impact, Data breach, ‫ﻣ ﺎ ﺑ ﺨ ﻄ ﻂ ا ﻟ ﺪ ﻋ ﻢ وا ﻟ ﻘ ﺮا ر ا ﻟ ﺘ ﻲ‬

ً ‫ﻋﺒ ﺮ اﻟﺒ ﺮﻳ ﺪ ا ﻹﻟ ﻜﺘ ﺮ وﻧ ﻲ أ و إ ﺷ ﻌﺎ ر ﺧ ﻄ ﻲ ﻣ ﺪ ﻋ ﻮ‬

incident and or event. Such notification to PayTabs shall be via . ‫ ﻣ ﻦ ﺧ ﻼ ل ا ﻟ ﺘ ﻮا ﺻ ﻞ ا ﻟ ﻜ ﺘ ﺎﺑ ﻲ ا ﻟ ﺮ ﺳ ﻤ ﻲ‬. ‫ﻗ ﺪ ﺗ ﺮا ﻫ ﺎ ﺿ ﺮ و رﻳ ﺔ‬

email or written notice backed with such supports and

resolution plans as may be deemed necessary. through formal

written communication.

(v) In case of any Data breach or account data compromise ‫)ج( ﻓﻲ ﺣﺎﻟﺔ ﺣﺪوث أي ﺧﺮق ﻟﻠﺒﻴﺎﻧﺎت أو اﺧﺘﺮاق ﻟﺒﻴﺎﻧﺎت اﻟﺤﺴﺎب )ﻓﻌﻠﻲ أو‬

event (actual or potential), resulting due to or identified as ‫ ﻳ ﻨ ﺘ ﺞ ﻋ ﻦ أ و ﻳ ﺘ ﻢ ﺗ ﺤ ﺪﻳ ﺪ ه ﻋ ﻠ ﻰ أﻧ ﻪ ﻣ ﺮﺗ ﺒ ﻂ ﺑ ﺎ ﻷ ﻓ ﻌ ﺎ ل أ و ا ﻹ ﻏ ﻔ ﺎ ﻻ ت ﻣ ﻦ‬، (‫ﻣ ﺤ ﺘ ﻤ ﻞ‬

associated with the acts or omissions on the part of Merchant ‫ ﻳﺠﻮز ﻟـﺒﻴﺘﺎﺑﺲ ﻓﺮض‬،‫ﺟﺎﻧﺐ اﻟﺘﺎﺟﺮ أو اﻷﻃﺮاف ذات اﻟﺼﻠﺔ اﻟﻤﺮﺗﺒﻄﺔ ﺑﺬﻟﻚ‬

or related parties associated thereby, PayTabs may charge the ‫ر ﺳ ﻮ م ﻋ ﻠ ﻰ اﻟﺘﺎ ﺟ ﺮ أ و ﺟ ﻤﻴ ﻊ اﻟﺘ ﻜﺎﻟﻴ ﻒ اﻟ ﻤ ﺮﺗﺒ ﻄ ﺔ أ و اﻟ ﻤﺘ ﻌ ﻠ ﻘ ﺔ ﺑ ﺨ ﺮ ق اﻟﺒﻴﺎﻧﺎ ت‬

Merchant any and all costs associated with or connection with ‫ﻫ ﺬا أ و ﺣ ﺪ ث ا ﺧ ﺘ ﺮا ق ﺑ ﻴ ﺎﻧ ﺎ ت ا ﻟ ﺤ ﺴ ﺎ ب ﺑ ﻤ ﺎ ﻓ ﻲ ذ ﻟ ﻚ ﻋ ﻠ ﻰ ﺳ ﺒ ﻴ ﻞ ا ﻟ ﻤ ﺜ ﺎ ل ﻻ‬

such Data breach or account data compromise event including ‫اﻟﺤﺼﺮ إﺷﺮاك ﻣﺤﻘﻖ ﺟﻨﺎﺋﻲ وﻓًﻘﺎ ﻟﻤﺘﻄﻠﺒﺎت ﻣﺆﺳﺴﺔ ﺑﻄﺎﻗﺔ اﻟﺪﻓﻊ‬

but not limited to engagement of a forensic investigator per ‫وا ﻟ ﻐ ﺮا ﻣ ﺎ ت وا ﻟ ﻌ ﻘ ﻮﺑ ﺎ ت ا ﻟ ﻤ ﺮﺗ ﺒ ﻄ ﺔ ﺑ ﻬ ﺎ وا ﻟ ﺮ ﺳ ﻮ م ا ﻷ ﺧ ﺮ ى وا ﻻ ﻟ ﺘ ﺰا ﻣ ﺎ ت ا ﻟ ﺘ ﻲ ﻗ ﺪ‬

Payment Card Association requirements, fines, penalties ‫ ﻳ ﻮا ﻓ ﻖ ا ﻟ ﺘ ﺎ ﺟ ﺮ ﻋ ﻠ ﻰ أ ن ﻣ ﺜ ﻞ ﻫ ﺬ ه ا ﻟ ﺮ ﺳ ﻮ م وا ﻟ ﻐ ﺮا ﻣ ﺎ ت‬. ‫ﺗ ﻨ ﺸ ﺄ ﻋ ﻦ ذ ﻟ ﻚ‬

associated thereto and other charges, and liabilities that may ‫وا ﻻ ﻟ ﺘ ﺰا ﻣ ﺎ ت ﻳ ﺠ ﺐ أ ن ﻳ ﻔ ﻲ ﺑ ﻬ ﺎ ا ﻟ ﺘ ﺎ ﺟ ﺮ ﻋ ﻠ ﻰ ا ﻟ ﻔ ﻮ ر ﺑ ﻨ ﺎ ء ﻋ ﻠ ﻰ إ ﺧ ﻄ ﺎ ر ﻣ ﻦ ﺑ ﻴ ﺘ ﺎﺑ ﺲ‬

arise thereby. The Merchant agrees that any such charges, ‫ أ و‬/ ‫إ ﻟ ﻰ ﺟ ﺎﻧ ﺐ ا ﻻ ﻟ ﺘ ﺰا م ﺑ ﺈ ﺟ ﺮا ء أ ي ﺿ ﻮاﺑ ﻂ إ ﺿ ﺎ ﻓ ﻴ ﺔ وﺗ ﺤ ﺴ ﻴ ﻨ ﺎ ت ا ﻟ ﻨ ﻈ ﺎ م و‬

fines, liabilities shall be promptly met by the Merchant upon . ‫ ﺗ ﻄ ﻠ ﺒ ﻬ ﺎ ﻓ ﻲ ﻫ ﺬا ا ﻟ ﺼ ﺪ د‬/ ‫ﺗ ﺼ ﺤ ﻴ ﺢ ا ﻟ ﺜ ﻐ ﺮا ت ا ﻟ ﺘ ﻲ ﻗ ﺪ ﺗ ﻼ ﺣ ﻈ ﻬ ﺎ ﺑ ﻴ ﺘ ﺎﺑ ﺲ‬

notification from PayTabs along with commitment to undertake

any additional controls, system enhancements and/or gap

rectification that PayTabs may note/instruct in this regard.

(vi) Either by completing the prescribed form made available by ‫)ح( إﻣﺎ ﻋﻦ ﻃﺮﻳﻖ إﻛﻤﺎل اﻟﻨﻤﻮذج اﻟﻤﺤﺪد اﻟﺬي ﺗﻮﻓﺮه ﺑﻴﺘﺎﺑﺲ ﻋﻨﺪ اﻟﻄﻠﺐ أو‬

PayTabs upon request or where the Merchant issues a written ‫ﻋﻨﺪﻣﺎ ﻳﺼﺪر اﻟﺘﺎﺟﺮ ﻃﻠﺒ ًﺎ ﻣﻜﺘﻮﺑ ًﺎ ﻳﺴﻌﻰ ﻟﻠﺘﺨﻠﺺ ﻣﻦ اﻟﻤﻌﻠﻮﻣﺎت اﻟﺸﺨﺼﻴﺔ‬

request seeking disposal or destruction of personal ‫ ﺗﺘ ﻢ ﻣ ﻌﺎﻟ ﺠ ﺔ ﻫ ﺬ ه اﻟ ﻄ ﻠﺒﺎ ت و ﻣ ﻌﺎﻟ ﺠﺘ ﻬﺎ‬، ‫اﻟ ﻤ ﻮ ﺟ ﻮ د ة ﻟ ﺪ ى ﺑﻴﺘﺎ ب أ و إﺗ ﻼ ﻓ ﻬﺎ‬

information held with PayTabs, such requests shall be ‫ ﻗ ﻮاﻧ ﻴ ﻦ و ﻟ ﻮاﺋ ﺢ‬. ‫ﺑ ﻮا ﺳ ﻄ ﺔ ﺑ ﻴ ﺘ ﺎﺑ ﺲ ﺑ ﻤ ﺎ ﻳ ﺘ ﻤ ﺎ ﺷ ﻰ ﻣ ﻊ ا ﻟ ﺒ ﻴ ﺎﻧ ﺎ ت ا ﻟ ﻤ ﻌ ﻤ ﻮ ل ﺑ ﻬ ﺎ‬

processed and addressed by the PayTabs in line with the ، ‫ ﻣ ﻊ ا ﻻ ﺣ ﺘ ﻔ ﺎ ظ ﺑ ﺒ ﻴ ﺎﻧ ﺎ ت ﻣ ﻌ ﻠ ﻮ ﻣ ﺎ ت ا ﻟ ﺸ ﺨ ﺺ )ا ﻟ ﻤ ﺤ ﻔ ﻮ ﻇ ﺎ ت‬، ‫وا ﻟ ﺘ ﺰا ﻣ ﺎ ت ا ﻟ ﺤ ﻤ ﺎﻳ ﺔ‬

applicable data protection laws, regulations and obligations, ‫ إ ﻟ ﺦ( ﺣ ﻴ ﺚ ﻗ ﺪ ﺗ ﻜ ﻮ ن ﺑ ﻴ ﺘ ﺎﺑ ﺲ‬. . . ‫ ا ﻟ ﻨ ﺴ ﺦ ا ﻟ ﻤ ﺴ ﺢ ا ﻟ ﻀ ﻮﺋ ﻲ‬، ‫ا ﻟ ﻤ ﻠ ﻔ ﺎ ت ا ﻻ ﺣ ﺘ ﻴ ﺎ ﻃ ﻴ ﺔ‬

while retaining such person information data (archives, back-up ‫ﻣ ﻠ ﺰ ﻣ ﺔ ﺑ ﺎ ﻻ ﺣ ﺘ ﻔ ﺎ ظ ﺑ ﻬ ﺎ ﻛ ﺠ ﺰ ء ﻣ ﻦ ﻣ ﺘ ﻄ ﻠ ﺒ ﺎ ت ا ﻻ ﺣ ﺘ ﻔ ﺎ ظ ﺑ ﺎ ﻟ ﻮﺛ ﺎﺋ ﻖ ﺑ ﻤ ﻮ ﺟ ﺐ ا ﻟ ﻘ ﻮاﻧ ﻴ ﻦ‬

files, scanned copies etc.) as PayTabs may be obligated to ‫ أ و ﻛ ﺠ ﺰ ء ﻣ ﻦ ﻋ ﻤ ﻠ ﻴ ﺎ ت ا ﻟ ﻜ ﺸ ﻒ ا ﻹ ﻟ ﺰا ﻣ ﻴ ﺔ إ ﻟ ﻰ ا ﻟ ﺤ ﺪ ا ﻟ ﻤ ﻨ ﺼ ﻮ ص‬، ‫ا ﻟ ﻤ ﻌ ﻤ ﻮ ل ﺑ ﻬ ﺎ‬

retain as part of documentation retention requirements under ‫ﻋﻠﻴ ﻪ أ و ﺗ ﻢ ﻃﻠﺒ ﻬﺎ ﻣ ﻦ ﻗﺒ ﻞ اﻟ ﻤﻨ ﻈ ﻤﻴ ﻦ اﻟ ﻤﻌﻨﻴﻴ ﻦ أ و اﻟ ﺴﻠ ﻄﺎ ت اﻟ ﺤ ﻜ ﻮ ﻣﻴ ﺔ أ و‬

applicable laws, or as part of mandatory disclosures to the ‫ﻷ ﻏ ﺮا ض ا ﻟ ﻮ ﻓ ﺎ ء ﺑ ﺎ ﻟ ﺘ ﺰا ﻣ ﺎﺗ ﻬ ﺎ ﺑ ﻤ ﻮ ﺟ ﺐ أ و ﺗ ﺠ ﺎ ه أ ي أ ﻏ ﺮا ض ﻟ ﻤ ﻨ ﻊ ا ﻟ ﺠ ﺮاﺋ ﻢ ا ﻟ ﻤ ﺎ ﻟ ﻴ ﺔ‬

extent provisioned or requisitioned by respective regulators, .‫ووﻓًﻘﺎ ﻟﺴﻴﺎﺳﺎت ﺣﻤﺎﻳﺔ اﻟﺒﻴﺎﻧﺎت واﻟﺨﺼﻮﺻﻴﺔ وإﺟﺮاءات ﺑﻴﺘﺎﺑﺲ‬

government authorities, or for the purposes of meeting its

obligations under or towards any financial crime prevention

purposes and as per the data protection and privacy policies

and procedures of PayTabs.

(vii) Should the Merchant have any queries or concerns with ‫)خ( ﻓﻲ ﺣﺎﻟﺔ وﺟﻮد أي اﺳﺘﻔﺴﺎرات أو ﻣﺨﺎوف ﻟﺪى اﻟﺘﺎﺟﺮ ﻓﻴﻤﺎ ﻳﺘﻌﻠﻖ ﺑﺈدارة‬

respect to the management of personal information by ‫ ﻳ ُﻄﻠﺐ ﻣﻦ اﻟﺘﺎﺟﺮ اﻻﺗﺼﺎل ﺑﻤﺴﺆول‬،‫اﻟﻤﻌﻠﻮﻣﺎت اﻟﺸﺨﺼﻴﺔ ﺑﻮاﺳﻄﺔ ﺑﻴﺘﺎﺑﺲ‬

PayTabs, the Merchant is requested to contact PayTabs’ Data ‫ﺣ ﻤﺎﻳ ﺔ اﻟﺒﻴﺎﻧﺎ ت ﻓ ﻲ ﺑﻴﺘﺎﺑ ﺲ أ و ﻗ ﺴ ﻢ ا ﻻ ﻣﺘﺜﺎ ل ﻋﺒ ﺮ‬

Protection Officer or Compliance Department via [email protected]

[email protected]

(viii) For the purpose of this Clause, the terms , noted herein ‫ ﻳﺘﻢ ﺗﻌﺮﻳﻒ اﻟﻤﺼﻄﻠﺤﺎت اﻟﻤﺬﻛﻮرة ﻫﻨﺎ ﻋﻠﻰ اﻟﻨﺤﻮ‬،‫)د( ﻟﻐﺮض ﻫﺬا اﻟﺒﻨﺪ‬

are defined as follows: :‫اﻟ ﺘﺎﻟ ﻲ‬

“Data” means any information collected or received by the ‫"ا ﻟ ﺒ ﻴ ﺎﻧ ﺎ ت " ﺗ ﻌ ﻨ ﻲ أ ي ﻣ ﻌ ﻠ ﻮ ﻣ ﺎ ت ﻳ ﺘ ﻢ ﺟ ﻤ ﻌ ﻬ ﺎ أ و ا ﺳ ﺘ ﻼ ﻣ ﻬ ﺎ ﻣ ﻦ ﺧ ﻼ ل ا ﻟ ﺘ ﺎ ﺟ ﺮ ﻣ ﻦ‬

Merchant from the Customer related to any personal data or ‫اﻟﻌﻤﻴﻞ ﻓﻴﻤﺎ ﻳﺘﻌﻠﻖ ﺑﺄي ﺑﻴﺎﻧﺎت ﺷﺨﺼﻴﺔ أو ﺑﻴﺎﻧﺎت ﺷﺨﺼﻴﺔ ﺣﺴﺎﺳﺔ ﺗ ُﺴﺘﺨﺪم‬

sensitive personal data that is used to identify the Customer. .‫ﻟﺘ ﺤ ﺪﻳ ﺪ ﻫ ﻮﻳ ﺔ اﻟ ﻌ ﻤﻴ ﻞ‬

"Personal Data” means information that can be associated with ‫"ا ﻟ ﺒ ﻴ ﺎﻧ ﺎ ت ا ﻟ ﺸ ﺨ ﺼ ﻴ ﺔ " ﺗ ﻌ ﻨ ﻲ ا ﻟ ﻤ ﻌ ﻠ ﻮ ﻣ ﺎ ت ا ﻟ ﺘ ﻲ ﻳ ﻤ ﻜ ﻦ رﺑ ﻄ ﻬ ﺎ ﺑ ﺎ ﻟ ﻌ ﻤ ﻴ ﻞ وﻳ ﻤ ﻜ ﻦ‬

the Customer and can be used to identify the Customer such as ‫ا ﺳ ﺘ ﺨ ﺪا ﻣ ﻬ ﺎ ﻟ ﺘ ﺤ ﺪﻳ ﺪ ﻫ ﻮﻳ ﺔ ا ﻟ ﻌ ﻤ ﻴ ﻞ ﻣ ﺜ ﻞ ا ﻻ ﺳ ﻢ و ر ﻗ ﻢ ا ﻟ ﻬ ﻮﻳ ﺔ و ر ﻗ ﻢ ا ﻟ ﻬ ﺎﺗ ﻒ‬

a name, phone number, address, identification number, ‫ا ﻟ ﺦ‬. . . ‫وا ﻟ ﻌ ﻨ ﻮا ن و ﻋ ﻨ ﻮا ن ا ﻟ ﺒ ﺮﻳ ﺪ ا ﻹ ﻟ ﻜ ﺘ ﺮ وﻧ ﻲ‬

location data, email address .etc. ، ‫"ا ﻟ ﺒ ﻴ ﺎﻧ ﺎ ت ا ﻟ ﺸ ﺨ ﺼ ﻴ ﺔ ا ﻟ ﺤ ﺴ ﺎ ﺳ ﺔ " ﺗ ﻌ ﻨ ﻲ ﻣ ﻌ ﻠ ﻮ ﻣ ﺎ ت ا ﻟ ﻌ ﻤ ﻴ ﻞ ا ﻟ ﻤ ﺘ ﻌ ﻠ ﻘ ﺔ ﺑ ﺎ ﻟ ﻌ ﺮ ق‬

“Sensitive Personal Data” means information of the Customer . ‫ إ ﻟ ﺦ‬... ‫ وا ﻟ ﺼ ﺤ ﺔ‬، ‫ وا ﻟ ﻤ ﻌ ﺘ ﻘ ﺪا ت ا ﻟ ﺪﻳ ﻨ ﻴ ﺔ‬، ‫ وا ﻟ ﺮأ ي ا ﻟ ﺴ ﻴ ﺎ ﺳ ﻲ‬، ‫وا ﻷ ﺻ ﻞ ا ﻟ ﻌ ﺮ ﻗ ﻲ‬

related to race, ethnic origin, political opinion, religious beliefs,

health…etc.

18 Duration of the Contract ‫ ﻣ ﺪ ة ا ﻟ ﻌ ﻘ ﺪ‬:‫ﺛ ﺎ ﻣ ﻦ ﻋ ﺸ ﺮ‬

This Agreement shall continue to be in full force and effect until .‫ﻳ ﺴﺘ ﻤ ﺮ ﺳ ﺮﻳﺎ ن ﻫ ﺬ ه ا ﻻﺗ ﻔﺎ ﻗﻴ ﺔ ﺣﻴ ﺰ اﻟﺘﻨ ﻔﻴ ﺬ ﺣﺘ ﻰ اﻧ ﻬﺎ ء ا ﻻﺗ ﻔﺎ ﻗﻴ ﺔ‬

termination.

19 Suspension and/or Termination of the Services ‫ أ و إ ﻧ ﻬ ﺎ ء ا ﻟ ﺨ ﺪ ﻣ ﺎ ت‬/ ‫ ﺗ ﻌ ﻠ ﻴ ﻖ و‬:‫ﺗ ﺎ ﺳ ﻊ ﻋ ﺸ ﺮ‬

19.1 PayTabs may, with immediate effect and without notice ‫ﻳﺠﻮز ﻟﺒﻴﺘﺎﺑﺲ ﺣﺴﺐ ﺗﻘﺪﻳﺮﻫﺎ اﻟﻤﻄﻠﻖ أن ﺗﻨﻬﻲ أو ﺗﻌﻠﻖ ﻣﺆﻗﺘﺎ ﺗﻘﺪﻳﻢ‬19.1

and at its sole discretion, terminate or temporarily suspend the :‫اﻟ ﺨ ﺪ ﻣﺎ ت ﺑ ﺘﺄﺛ ﻴ ﺮ ﻓ ﻮ ر ي و د و ن إ ﺷ ﻌﺎ ر ﻣ ﺴ ﺒ ﻖ ﻓ ﻲ اﻟ ﺤﺎ ﻻ ت اﻟ ﺘﺎﻟ ﻴ ﺔ‬

provision of Services in the following events:

(i) The Merchant fails to pay any amount on the due date of ‫)أ( اﺧﻔﺎق اﻟﺘﺎﺟﺮ ﻓﻲ ﺗﺴﺪﻳﺪ أي ﻣﺒﺎﻟﻎ ﻣﺴﺘﺤﻘﺔ اﻋﺘﺒﺎًرا ﻣﻦ ﺗﺎرﻳﺦ اﺳﺘﺤﻘﺎق‬

payment; ‫ا ﻟ ﺴ ﺪا د ؛‬

(ii) at any time where the amount of Chargebacks, credits, or ‫)ب( ﻓﻲ أي وﻗﺖ ﺗﺼﻞ ﻓﻴﻪ اﻟﻤﺒﺎﻟﻎ اﻟﻤﺴﺘﺮﺟﻌﺔ أو اﻟﻘﺮوض أو اﻟﻨﺰاﻋﺎت أو‬

the Customer disputes or complaints reach a level which ‫ﺷ ﻜ ﺎ و ى ا ﻟ ﻌ ﻤ ﻼ ء إ ﻟ ﻰ ﻣ ﺴ ﺘ ﻮ ى ﺗ ﻌ ﺘ ﺒ ﺮ ه ﺑ ﻴ ﺘ ﺎﺑ ﺲ ﺣ ﺴ ﺐ ﺗ ﻘ ﺪﻳ ﺮ ﻫ ﺎ ا ﻟ ﻤ ﻄ ﻠ ﻖ ذا ﺗ ﺄﺛ ﻴ ﺮ‬

PayTabs may consider in its sole discretion to be have a ‫ﺳﻠﺒ ﻲ ﻋﻠ ﻰ ﻧ ﺸﺎ ﻃ ﻬﺎ اﻟﺘ ﺠﺎ ر ي؛‬

negative effect to its business;

(iii) the Merchant and/or its’ principals, agents, subsidiaries or ‫أو ﻣﺪﻳﺮﻳﻪ أو وﻛﻼﺋﻪ أو ﺷﺮﻛﺎﺗﻪ‬/‫)ت( ﻣﻤﺎرﺳﺔ اﻟﺘﺎﺟﺮ ﻷﻋﻤﺎﻟﻪ اﻟﺘﺠﺎرﻳﺔ و‬

affiliates conduct its business in an illegal manner; ‫اﻟ ﻔ ﺮ ﻋﻴ ﺔ أ و اﻟ ﻤﻨﺘ ﺴﺒ ﺔ ﺑ ﻄ ﺮﻳ ﻘ ﺔ ﻏﻴ ﺮ ﻗﺎﻧ ﻮﻧﻴ ﺔ ؛‬

(iv) the Merchant commits a breach of this Agreement and if ‫ ﻳﻮﻣﺎ ﻣﻦ‬14 ‫ وﻋﺪم ﺗﺼﺤﻴﺢ اﻹﺧﻼل ﺧﻼل‬،‫)ث( إﺧﻼل اﻟﺘﺎﺟﺮ ﺑﻬﺬه اﻻﺗﻔﺎﻗﻴﺔ‬

such breach is remediable, fails to remedy that breach within a (‫ﺗ ﺎ رﻳ ﺦ إ ﺧ ﻄ ﺎ ر ه ﺑ ﻪ ﻛ ﺘ ﺎﺑ ﻴ ﺎ )إ ذا ﻛ ﺎ ن ا ﻹ ﺧ ﻼ ل ﻗ ﺎﺑ ﻼ ﻟ ﻠ ﺘ ﺼ ﺤ ﻴ ﺢ‬

period of fourteen (14) calendar days after being notified in

writing to do so;

(v) the Merchant suspends, or threatens to suspend, payment ‫)ج( ﻳﺘﻮﻗﻒ أو ﻳﻬﺪد ﺑﺘﻮﻗﻒ أو ﻋﺠﺰ اﻟﺘﺎﺟﺮ ﻋﻦ ﺳﺪاد دﻳﻮﻧﻪ أو اﻋﺘﺮاﻓﻪ ﺑﻌﺪم‬

of its debts or is unable to pay its debts or admits inability to ‫ا ﻟ ﻘ ﺪ ر ة ﻋ ﻠ ﻰ ﺳ ﺪا د دﻳ ﻮﻧ ﻪ أ و ﻟ ﺪﻳ ﻪ ﺷ ﺮﻳ ﻚ ) ﻓ ﻲ ﺣ ﺎ ﻟ ﺔ و ﺟ ﻮ د ﺷ ﺮا ﻛ ﺔ( ﻳ ﻨ ﻄ ﺒ ﻖ ﻋ ﻠ ﻴ ﻪ‬

pay its debts or (being a partnership) has any partner to whom .‫أ ي ﻣ ﻤﺎ ﺳﺒ ﻖ‬

any of the foregoing apply;

(vi) the Merchant commences negotiations with all or any class ‫)ح( ﻳﺒﺪأ اﻟﺘﺎﺟﺮ ﻣﻔﺎوﺿﺎت ﻣﻊ ﺟﻤﻴﻊ أو ﻣﻊ ﻓﺌﺔ ﻣﻦ اﻟﺪاﺋﻨﻴﻦ ﻣﻦ أﺟﻞ إﻋﺎدة‬

of its creditors with a view to rescheduling any of its debts, or ‫ﺟ ﺪ و ﻟ ﺔ أ ي ﻣ ﻦ دﻳ ﻮﻧ ﻪ أ و ﻳ ﻘ ﺪ م ا ﻗ ﺘ ﺮا ﺣ ﺎ ﻟ ﻠ ﺘ ﺴ ﻮﻳ ﺔ أ و ﻳ ﺪ ﺧ ﻞ ﻓ ﻲ أ ي ﺗ ﺴ ﻮﻳ ﺔ أ و‬

makes a proposal for or enters into any compromise or ‫ﺗ ﺮﺗ ﻴ ﺒ ﺎ ت ﻣ ﻊ ا ﻟ ﺪاﺋ ﻨ ﻮ ن ؛‬

arrangement with its creditors;

(vii) a petition is filed, a notice is given, a resolution is passed, or ‫)خ( ﻳﺘﻢ ﺗﻘﺪﻳﻢ ﻃﻠﺐ أو إﺧﻄﺎر أو ﻳﺘﻢ ﺻﺪور ﻗﺮار أو أﻣﺮ ﻳﺘﻌﻠﻖ ﺑﺘﺼﻔﻴﺔ أﻋﻤﺎل‬

an order is made, for or in connection with the winding up of ‫اﻟﺘﺎ ﺟ ﺮ؛‬

the Merchant;

(viii) an application is made to court, or an order is made, for ‫)د( ﺗﻘﺪﻳﻢ ﻃﻠﺐ إﻟﻰ اﻟﻤﺤﻜﻤﺔ أو ﺻﺪور أﻣﺮ ﺑﺘﻌﻴﻴﻦ ﺣﺎرس أو أﻣﻴﻦ أو ﻳﺘﻢ‬

the appointment of an administrator or if a notice of intention ‫ﺗ ﻘ ﺪﻳ ﻢ إ ﺷ ﻌ ﺎ ر ﺑ ﺎ ﻋ ﺘ ﺰا م ﺗ ﻌ ﻴ ﻴ ﻦ ﻣ ﺴ ﺆ و ل إ دا ر ي أ و إ ذا ﺗ ﻢ ﻓ ﻌ ﻼ ﺗ ﻌ ﻴ ﻴ ﻦ ﻣ ﺴ ﺆ و ل‬

to appoint an administrator is given or if an administrator is ‫إ دا ر ي ﻹ دا ر ة أ ﻋ ﻤ ﺎ ل ا ﻟ ﺘ ﺎ ﺟ ﺮ ؛‬

appointed over the Merchant;

(ix) the Merchant, being an individual, is the subject of an ‫ ﻣﺤﻞ إﺟﺮاءات إﻋﺴﺎر أو إﻓﻼس‬،‫ إذا ﻛﺎن ﺷﺨﺼﺎ ﻃﺒﻴﻌﻴﺎ‬،‫)ذ( أن ﻳﻜﻮن اﻟﺘﺎﺟﺮ‬

insolvency/bankruptcy petition or order; ‫؛‬

(x) the Merchant suspends or ceases, or threatens to suspend ‫)ر( ﻗﻴﺎم اﻟﺘﺎﺟﺮ ﺑﺘﻌﻠﻴﻖ أو إﻳﻘﺎف أو اﻟﺘﻬﺪﻳﺪ ﺑﺘﻌﻠﻴﻖ أو إﻳﻘﺎف ﺟﻤﻴﻊ أﻋﻤﺎﻟﻪ أو‬

or cease, to carry on all or a substantial part of its business; ‫ﺟ ﺰ ء ﻛﺒﻴ ﺮ ﻣﻨ ﻬﺎ؛‬

(xi) the Merchant, being an individual, dies or, by reason of ‫ إذا ﺗﻮﻓﻰ أو أﺻﺒﺢ ﻏﻴﺮ ﻗﺎدر ﻋﻠﻰ إدارة‬،‫)ز( إذا ﻛﺎن اﻟﺘﺎﺟﺮ ﺷﺨﺼﺎ ﻃﺒﻴﻌﻴﺎ‬

illness or incapacity (whether mental or physical), is incapable ‫ﺷ ﺆ وﻧ ﻪ ا ﻟ ﺨ ﺎ ﺻ ﺔ ﺑ ﺴ ﺒ ﺐ ا ﻟ ﻤ ﺮ ض أ و ا ﻟ ﻌ ﺠ ﺰ ) ﺳ ﻮا ء ﻛ ﺎﻧ ﺖ ا ﻷ ﺳ ﺒ ﺎ ب ﻋ ﻘ ﻠ ﻴ ﺔ أ و‬

of managing his/her own affairs or becomes a patient under ‫ﺟ ﺴ ﺪﻳ ﺔ( أ و ﻳ ﺼ ﺒ ﺢ ﻣ ﺮﻳ ﻀ ﺎ و ﻓ ﻘ ﺎ ﻟ ﻠ ﻘ ﻮاﻧ ﻴ ﻦ ا ﻟ ﻤ ﻌ ﻤ ﻮ ل ﺑ ﻬ ﺎ ؛‬

any applicable laws; or

(xii) If the nature of transactions appear to be suspicious or .‫)س( أو إذا ﺑﺪت اﻟﻤﻌﺎﻣﻼت ﻣﺸﺒﻮﻫﺔ أو ﻏﻴﺮ ﻋﺎدﻳﺔ‬

abnormal.
19.2PayTabs reserves the right to terminate the provision of ‫ﺗﺤﺘﻔﻆ ﺑﻴﺘﺎﺑﺲ ﺑﺎﻟﺤﻖ ﻓﻲ إﻧﻬﺎء ﺗﻘﺪﻳﻢ اﻟﺨﺪﻣﺎت ﻟﻠﺘﺎﺟﺮ وﻓﻘﺎ ﻹرادﺗﻬﺎ‬19.2

the Services to the Merchant at its own discretion and without ‫ ﻳﻮﻣﺎ ﻋﻠﻲ‬15 ‫اﻟﻤﻨﻔﺮدة ودون ﺳﺒﺐ وذﻟﻚ ﺑﺈﺧﻄﺎر اﻟﺘﺎﺟﺮ ﻛﺘﺎﺑﺔ ﻗﺒﻞ اﻹﻧﻬﺎء ﺑـ‬

cause by giving the Merchant at least fifteen (15) calendar days’ ‫ ﺳ ﻮ ف ﺗ ﺪ ﻓ ﻊ ﺑ ﻴ ﺘ ﺎﺑ ﺲ إ ﻟ ﻰ ا ﻟ ﺘ ﺎ ﺟ ﺮ ﻗ ﻴ ﻤ ﺔ‬، ‫ و ﻋ ﻠ ﻰ ا ﻟ ﺮ ﻏ ﻢ ﻣ ﻦ ﻫ ﺬا ا ﻹﻧ ﻬ ﺎ ء‬. ‫ا ﻷ ﻗ ﻞ‬

prior written notice. Notwithstanding such termination, ‫ﺟ ﻤﻴ ﻊ اﻟ ﻤﻌﺎ ﻣ ﻼ ت اﻟﺘ ﻲ ﺗ ﻢ ﺗ ﺤ ﺼﻴﻠ ﻬﺎ ﻣ ﻦ ﺧ ﻼ ل اﻟ ﻤﻨ ﺼ ﺔ و ﻓ ﻘﺎ ﻷ ﺣ ﻜﺎ م ﻫ ﺬ ه‬

PayTabs will pay to the Merchant for all Transactions captured .‫ا ﻻﺗ ﻔﺎ ﻗﻴ ﺔ‬

in the Platform in accordance with the respective provisions of

this Agreement.

19.3The Merchant acknowledges and agrees that the Services ‫ﻗﺮ اﻟﺘﺎﺟﺮ وﻳﻮاﻓﻖ ﻋﻠﻰ أﻧﻪ ﻳﺠﻮز وﻗﻒ اﻟﺨﺪﻣﺎت ﻓﻲ ﺣﺎﻟﺔ ﻧﻘﻞ اﻟﻤﻠﻜﻴﺔ‬19.3

may be suspended in case of transfer of ownership or sale of .‫أ و ﺑﻴ ﻊ ﺟ ﺰ ء ﻣ ﻦ ﻧ ﺸﺎ ط اﻟﺘﺎ ﺟ ﺮ اﻟﺘ ﺠﺎ ر ي‬

all or part of the Merchant’s business.

20 Miscellaneous Provisions. ‫ أ ﺣ ﻜ ﺎ م ﻣ ﺘ ﻔ ﺮ ﻗ ﺔ‬:‫ﻋ ﺸ ﺮ و ن‬

20.1 Governing Law, Settlement of Disputes and Jurisdiction ‫ اﻟﻘﺎﻧﻮن واﺟﺐ اﻟﺘﻄﺒﻴﻖ وﺗﺴﻮﻳﺔ اﻟﻤﻨﺎزﻋﺎت‬20.1

This Agreement (and any dispute or claim relating to it, its ‫ﺗ ﺨ ﻀ ﻊ ﻫ ﺬ ه ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ ) وأ ي ﻧ ﺰا ع ﻳ ﻨ ﺸ ﺄ ﻋ ﻨ ﻬ ﺎ أ و ﺑ ﺴ ﺒ ﺒ ﻬ ﺎ ا و ﺑ ﻘ ﺎﺑ ﻠ ﻴ ﺘ ﻬ ﺎ ﻟ ﻺﻧ ﻔ ﺎ ذ أ و‬

enforceability or its termination) is to be governed by and ‫ وﻳ ﻜ ﻮ ن ا ﻻ ﺧ ﺘ ﺼ ﺎ ص‬، ‫ا ﻹﻧ ﻬ ﺎ ء( ﻟ ﻠ ﻘ ﻮاﻧ ﻴ ﻦ ا ﻟ ﺴ ﺎ رﻳ ﺔ ﻓ ﻲ ﺟ ﻤ ﻬ ﻮ رﻳ ﺔ ﻣ ﺼ ﺮ ا ﻟ ﻌ ﺮﺑ ﻴ ﺔ‬

construed in accordance with the laws of Arab Republic of ‫اﻟ ﻘ ﻀﺎﺋ ﻲ ﻟ ﻤ ﺤ ﻜ ﻤ ﺔ ﺷ ﻤﺎ ل اﻟ ﻘﺎ ﻫ ﺮ ة‬

Egypt and each Party hereby expressly accepts and submits to

the jurisdiction of the courts of north Cairo, Egypt.

20.2 Notices ‫ اﻹﺧﻄﺎرات‬20.2

All notices, requests, demands, waivers and between the ‫ﺗ ﻜ ﻮ ن ﻛ ﺎ ﻓ ﺔ وا ﻹ ﺧ ﻄ ﺎ را ت وا ﻟ ﻄ ﻠ ﺒ ﺎ ت وا ﻟ ﺘ ﻨ ﺎ ز ﻻ ت وا ﻟ ﻤ ﺮا ﺳ ﻼ ت ﺑ ﻴ ﻦ ا ﻟ ﻄ ﺮ ﻓ ﻴ ﻦ‬

Parties and others required communication or permitted to be ‫ ﻋ ﻦ‬، ‫ ﻛ ﺘ ﺎﺑ ﺔ ﺑ ﺎ ﻟ ﻠ ﻐ ﺔ ا ﻟ ﻌ ﺮﺑ ﻴ ﺔ أ و ا ﻹﻧ ﺠ ﻠ ﻴ ﺰﻳ ﺔ‬، ‫و ﻏ ﻴ ﺮ ذ ﻟ ﻚ ﻣ ﻦ ﻃ ﺮ ق ا ﻟ ﺘ ﻮا ﺻ ﻞ ا ﻟ ﻼ ز ﻣ ﺔ‬

given under this Agreement shall be in writing in English or ‫ أ و اﻟﺒ ﺮﻳ ﺪ‬،‫ أ و اﻟﺒ ﺮﻳ ﺪ اﻟ ﻤ ﻤﺘﺎ ز‬،‫ﻃ ﺮﻳ ﻖ اﻟﺒ ﺮﻳ ﺪ اﻟ ﻤ ﺴ ﺠ ﻞ ﻟ ﻜ ﻞ ﻣ ﻦ اﻟ ﻄ ﺮ ﻓﻴ ﻦ‬

Arabic language, through certified or registered mail, courier, . :‫ا ﻻ ﻟ ﻜ ﺘ ﺮ وﻧ ﻲ أ و ا ﻟ ﻔ ﺎ ﻛ ﺲ ﻋ ﻠ ﻰ ا ﻟ ﻌ ﻨ ﻮا ن ا ﻟ ﻤ ﻮ ﺿ ﺢ أ ﻋ ﻼ ه‬

email, facsimile to be send as per the information provided

above,

· All such notices, requests, demands, waivers and other ‫· وﺗ ﻌ ﺘ ﺒ ﺮ ﺟ ﻤ ﻴ ﻊ ا ﻹ ﺷ ﻌ ﺎ را ت وا ﻹ ﺧ ﻄ ﺎ را ت وا ﻟ ﻤ ﻄ ﺎ ﻟ ﺒ ﺎ ت وا ﻹ ﻋ ﻔ ﺎ ءا ت و ﻏ ﻴ ﺮ ﻫ ﺎ ﻣ ﻦ‬

communications shall be deemed duly given in the following :‫اﻟ ﻤ ﺨﺎ ﻃ ﺒﺎ ت ﻧﺎ ﻓ ﺬ ة وﺗ ﺘ ﺮﺗ ﺐ ﻋ ﻠ ﻴ ﻬﺎ ﺟ ﻤ ﻴ ﻊ ا ﻵﺛﺎ ر اﻟ ﻘﺎﻧ ﻮﻧ ﻴ ﺔ ﻓ ﻲ اﻟ ﺤﺎ ﻻ ت اﻟ ﺘﺎﻟ ﻴ ﺔ‬

cases:

1) if by personal delivery on the next business day after such .‫ ﻓﻲ اﻟﻴﻮم اﻟﻌﻤﻞ اﻟﺘﺎﻟﻲ ﻟﻬﺬا اﻟﺘﺴﻠﻴﻢ‬:‫إذا ﺗﻢ ﺗﺴﻠﻴﻤﻬﺎ ﺑﺸﻜﻞ ﺷﺨﺼﻲ‬-1 (1

delivery

2) if by certified or registered mail on the tenth (10th) day after ‫( ﺑﻌﺪ‬10) ‫ ﻓﻲ اﻟﻴﻮم اﻟﻌﺎﺷﺮ‬:‫( إذا ﻛﺎﻧﺖ ﻣﻦ ﺧﻼل اﻟﺒﺮﻳﺪ اﻟﻤﻌﺘﻤﺪ أو اﻟﻤﺴﺠﻞ‬2

the mailing thereof . ‫إ ر ﺳ ﺎ ﻟ ﻬ ﺎ ﺑ ﺎ ﻟ ﺒ ﺮﻳ ﺪ إ ذا ﻛ ﺎ ن ﻳ ﻮ م ﻋ ﻤ ﻞ أ و ﻓ ﻲ ا ﻟ ﻴ ﻮ م ا ﻟ ﻌ ﻤ ﻞ ا ﻟ ﻼ ﺣ ﻖ‬

3) if by courier service or similar service, on the day delivered if ‫ ﻓ ﻲ ﻳ ﻮ م‬:‫ ( إ ذا ﻛ ﺎﻧ ﺖ ﻣ ﻦ ﺧ ﻼ ل ﺧ ﺪ ﻣ ﺔ ا ﻟ ﺒ ﺮﻳ ﺪ ا ﻟ ﺴ ﺮﻳ ﻊ أ و أ ي ﺧ ﺪ ﻣ ﺔ ﻣ ﻤ ﺎﺛ ﻠ ﺔ‬3

delivered on a business day during business hours or . ‫ﺗ ﺴ ﻠ ﻴ ﻤ ﻬ ﺎ إ ذا ﻛ ﺎ ن ﻳ ﻮ م ﻋ ﻤ ﻞ أ و ﻓ ﻲ ا ﻟ ﻴ ﻮ م ا ﻟ ﻌ ﻤ ﻞ ا ﻟ ﻼ ﺣ ﻖ‬

otherwise on the next business day or

4) if by email on the business day following the day on which ‫ ﻓﻲ اﻟﻴﻮم اﻟﺘﺎﻟﻲ ﻟﻮﺻﻮل اﻟﺒﺮﻳﺪ‬:‫( إذا ﻛﺎﻧﺖ ﻣﻦ ﺧﻼل اﻟﺒﺮﻳﺪ اﻻﻟﻜﺘﺮوﻧﻲ‬4

such email was successfully sent . ‫ا ﻹ ﻟ ﻜ ﺘ ﺮ وﻧ ﻲ إ ذا ﻛ ﺎ ن ﻳ ﻮ م ﻋ ﻤ ﻞ أ و ﻓ ﻲ ا ﻟ ﻴ ﻮ م ا ﻟ ﻌ ﻤ ﻞ ا ﻟ ﻼ ﺣ ﻖ‬

20.3 Severability ‫ ﻗﺎﺑﻠﻴﺔ اﻟﻔﺼﻞ‬20.3

It is the desire and intent of the parties that the provisions of ‫ﺗ ﺘ ﺠ ﻪ ر ﻏ ﺒ ﺔ ا ﻟ ﻄ ﺮ ﻓ ﻴ ﻦ و ﻣ ﻘ ﺼ ﺪ ﻫ ﻢ ﻣ ﻦ ﺑ ﻨ ﻮ د وأ ﺣ ﻜ ﺎ م ﻫ ﺬ ه ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ أ ن ﺗ ﻜ ﻮ ن‬

this Agreement shall be enforced to the fullest extent ‫ﻧ ﺎ ﻓ ﺬ ة ﻓ ﻲ ﺗ ﻄ ﺒ ﻴ ﻖ ﻫ ﺬ ه ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ إ ﻟ ﻰ أ ﻗ ﺼ ﻰ ﺣ ﺪ ﻣ ﺴ ﻤ ﻮ ح ﺑ ﻪ ﺑ ﻤ ﻮ ﺟ ﺐ ا ﻟ ﻘ ﻮاﻧ ﻴ ﻦ‬

permissible under the laws and public policies applied in each ‫وا ﻟ ﺴ ﻴ ﺎ ﺳ ﺎ ت ا ﻟ ﻌ ﺎ ﻣ ﺔ ا ﻟ ﻤ ﻄ ﺒ ﻘ ﺔ ﻓ ﻲ ﻛ ﻞ و ﻻﻳ ﺔ ﻗ ﻀ ﺎﺋ ﻴ ﺔ ﻳ ﺘ ﻢ ﺗ ﻨ ﻔ ﻴ ﺬ ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ‬

jurisdiction in which enforcement is sought. Accordingly, if any ً ‫ إ ذا ا ﻋ ﺘ ﺒ ﺮ ت ﻣ ﺤ ﻜ ﻤ ﺔ ذا ت ا ﺧ ﺘ ﺼ ﺎ ص ﻗ ﻀ ﺎﺋ ﻲ ﺟ ﺰ ء‬، ‫ وﺑ ﻨ ﺎ ء ﻋ ﻠ ﻰ ذ ﻟ ﻚ‬. ‫ﺑ ﻤ ﻮ ﺟ ﺒ ﻬ ﺎ‬

particular portion of this Agreement shall be deemed by a ‫ﻣ ﻌﻴﻨﺎ ﻣ ﻦ ﻫ ﺬ ه ا ﻻﺗ ﻔﺎ ﻗﻴ ﺔ ﻏﻴ ﺮ ﻗﺎﻧ ﻮﻧ ﻲ أ و ﻏﻴ ﺮ ﺻﺎﻟ ﺢ أ و ﻏﻴ ﺮ ﻗﺎﺑ ﻞ ﻟ ﻠﺘﻨ ﻔﻴ ﺬ ﻓﺈ ن‬

court of competent jurisdiction to be illegal, invalid or ‫ وﺑ ﺪ ﻻ ﻣ ﻦ ذﻟ ﻚ اﻟﻨ ﺺ اﻟ ﻐﻴ ﺮ ﻗﺎﻧ ﻮﻧ ﻲ أ و‬،‫ﺑ ﻘﻴ ﺔ ﻫ ﺬ ه ا ﻻﺗ ﻔﺎ ﻗﻴ ﺔ ﻟ ﻦ ﺗﺘﺄﺛ ﺮ ﺑ ﺬﻟ ﻚ‬

unenforceable, the remainder of this Agreement shall not be ‫اﻟﺒﺎ ﻃ ﻞ أ و اﻟ ﻐﻴ ﺮ ﻗﺎﺑ ﻞ ﻟ ﻠﺘﻨ ﻔﻴ ﺬ ﻳﺘ ﻢ إ ﺿ ﺎ ﻓ ﺔ ﻧ ﺺ آ ﺧ ﺮ ﻟﻴ ﻜ ﻮ ن ﺟ ﺰ ء ً ﻣ ﻦ ﻫ ﺬ ه‬

affected thereby, and in lieu of such illegal, invalid or ‫ ﻋ ﻠ ﻰ أ ن ﻳ ﻜ ﻮ ن ﻫ ﺬا ا ﻟ ﻨ ﺺ ﻣ ﺸ ﺎﺑ ﻬ ﺎ ﻟ ﻠ ﻨ ﺺ‬، (‫ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ )ا ﻷ ﺣ ﻜ ﺎ م وا ﻟ ﺸ ﺮ و ط‬

unenforceable provision, there shall be added as part of this ‫اﻟ ﺴﺎﺑ ﻖ ﻓ ﻲ ﺷ ﺮ و ﻃ ﻪ إﻟ ﻰ أ ﻗ ﺼ ﻰ د ر ﺟ ﺔ ﻣ ﻤ ﻜﻨ ﺔ وﻳ ﻜ ﻮ ن ﻗﺎﻧ ﻮﻧﻴﺎ و ﺻ ﺤﻴ ﺤﺎ و ﻗﺎﺑ ﻼ‬

Agreement, a provision as similar as Agreement as may be .‫ﻟ ﻺﻧ ﻔﺎ ذ‬

possible and be legal, valid and enforceable.

20.4 Language ‫ اﻟﻠﻐﺔ‬20.4

(i) Arabic language to prevail– This Agreement is drawn up in ‫ وﻓﻲ ﺣﺎﻟﺔ اﻟﺘﻌﺎرض ﺑﻴﻦ‬،‫)أ( ﺗﺤﺮرت ﻫﺬه اﻻﺗﻔﺎﻗﻴﺔ ﺑﺎﻟﻠﻐﺔ اﻟﻌﺮﺑﻴﺔ واﻻﻧﺠﻠﻴﺰﻳﺔ‬

both English and Arabic language. In the event of any conflict .‫اﻟﻨ ﺼﻴ ﻦ ﻳﺘ ﻢ ﺗ ﻐ ﻠﻴ ﺐ اﻟ ﻠ ﻐ ﺔ اﻟ ﻌ ﺮﺑﻴ ﺔ‬

between these two versions, the Arabic language text shall

prevail.

20.5 Entire Agreement ‫ ﻣﺠﻤﻞ اﻻﺗﻔﺎق‬20.5

This Agreement and Schedules , constitute the entire ‫ﺗ ﺸ ﻜ ﻞ ﻫ ﺬ ه ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ و ﻣ ﻠ ﺤ ﻘ ﺎﺗ ﻬ ﺎ و ﺟ ﺪا و ﻟ ﻬ ﺎ ﻛ ﺎ ﻣ ﻞ ا ﻻﺗ ﻔ ﺎ ق وا ﻟ ﺘ ﻔ ﺎ ﻫ ﻢ ﺑ ﻴ ﻦ‬

agreement and understanding between the parties with ‫ا ﻟ ﻄ ﺮ ﻓ ﻴ ﻦ وﺗ ﺤ ﻞ ﻣ ﺤ ﻞ أ ي اﺗ ﻔ ﺎ ﻗ ﺎ ت أ و ﺗ ﻌ ﻬ ﺪا ت أ و ﺗ ﻔ ﺎ ﻫ ﻤ ﺎ ت أ و و ﻋ ﻮ د أ و ﺷ ﺮ و ط‬

respect to the subject matter of this Agreement and ‫ ﺑ ﻴ ﻦ ا ﻟ ﻄ ﺮ ﻓ ﻴ ﻦ‬، ‫ ﺻ ﺮﻳ ﺤ ﺔ أ م ﺿ ﻤ ﻨ ﻴ ﺔ‬، ‫ ﺳ ﻮا ء ﻛ ﺎﻧ ﺖ ﺷ ﻔ ﻬ ﻴ ﺔ أ م ﻣ ﻜ ﺘ ﻮﺑ ﺔ‬، ‫ﺳ ﺎﺑ ﻘ ﺔ‬

supersedes and extinguishes any prior drafts, agreements, .‫اﻟ ﻤﺘ ﻌ ﻠ ﻘ ﺔ ﺑ ﻤ ﻮ ﺿ ﻮ ع ﻫ ﺬ ه ا ﻻﺗ ﻔﺎ ﻗﻴ ﺔ‬

undertakings, understandings, promises or conditions, whether

oral or written, express or implied between the parties relating

to such subject matter.

20.6 No Partnership/Agency ‫ ﻻ ﺷﺮاﻛﺔ أو وﻛﺎﻟﺔ‬20.6

Nothing in this Agreement are intended to or shall operate to ‫ﻻ ﻳﻮﺟﺪ ﻓﻲ ﻫﺬه اﻻﺗﻔﺎﻗﻴﺔ ﻣﺎ ﻳ ُﻘﺼﺪ ﺑﻪ أو ﻳﺆدي إﻟﻰ إﻧﺸﺎء ﺷﺮاﻛﺔ أو ﻣﺸﺮوع‬

create a partnership, joint venture or employer/employee ‫ أ و ﻣﺎ ﻳ ﺴ ﻤ ﺢ ﻷ ي‬،‫ﻣ ﺸﺘ ﺮ ك أ و ﻋ ﻼ ﻗ ﺔ ﻋ ﻤ ﻞ أ و ﺗﺒﻌﻴ ﺔ ﻣ ﻦ أ ي ﻧ ﻮ ع ﺑﻴ ﻦ اﻟ ﻄ ﺮ ﻓﻴ ﻦ‬

relationship of any kind between the Parties, or to authorize ‫ و ﻻ ﻳ ﻤ ﻠ ﻚ أ ي ﻃ ﺮ ف )ﺑﺎ ﺳﺘﺜﻨﺎ ء ﻣﺎ ﻫ ﻮ‬،‫ﻣ ﻦ اﻟ ﻄ ﺮ ﻓﻴ ﻦ ﺑﺎﻟ ﻌ ﻤ ﻞ ﻛ ﻮ ﻛﻴ ﻞ ﻟ ﻶ ﺧ ﺮ‬

either Party to act as agent for the other, and (save as ‫ﻣ ﻨ ﺼ ﻮ ص ﻋ ﻠ ﻴ ﻪ ﻓ ﻲ ﻫ ﺬ ه ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ( ﺳ ﻠ ﻄ ﺔ ا ﻟ ﺘ ﺼ ﺮ ف ﺑ ﺎ ﺳ ﻢ أ و ﻧ ﻴ ﺎﺑ ﺔ ﻋ ﻦ ا ﻟ ﻄ ﺮ ف‬

otherwise expressly set out in this Agreement) neither Party ‫ا ﻵ ﺧ ﺮ أ و ﺑ ﻤﺎ ﻳ ﺮﺑ ﻄ ﻪ أ و ﻳ ﻠ ﺰ ﻣ ﻪ ﺑﺄ ي ﺷ ﻜ ﻞ ﻣ ﻦ ا ﻷ ﺷ ﻜﺎ ل )ﺑ ﻤﺎ ﻓ ﻲ ذﻟ ﻚ ﺗ ﻘ ﺪﻳ ﻢ أ ي‬

shall have authority to act in the name or on behalf of or ‫ أ و ا ﻟ ﺘ ﻌ ﻬ ﺪ ﺑ ﺄ ي ﻗ ﺮ ض أ و‬، ‫ أ و ا ﻓ ﺘ ﺮا ض أ و ا ﻟ ﺘ ﺰا م أ و ﻣ ﺴ ﺆ و ﻟ ﻴ ﺔ‬، ‫إ ﻗ ﺮا ر أ و ﺿ ﻤ ﺎ ن‬

otherwise to bind the other in any way (including the making of .(‫ﻣ ﻤ ﺎ ر ﺳ ﺔ أ ي ﺣ ﻖ أ و ﺳ ﻠ ﻄ ﺔ‬

any representation or warranty, the assumption of any

obligation or liability, the pledging of any credit or the exercise

of any right or power).

20.7 Force Majeure ‫اﻟﻘﻮة اﻟﻘﺎﻫﺮة‬20.7

Neither party shall be in breach of this agreement nor liable for ‫ﻟ ﻦ ﻳ ﻜ ﻮ ن أ ي ﻃ ﺮ ف ﻣ ﺴ ﺆ و ﻻ ﻋ ﻦ ا ﻟ ﺨ ﺴ ﺎﺋ ﺮ أ و ا ﻷ ﺿ ﺮا ر ا ﻟ ﺘ ﻲ ﺗ ﻜ ﺒ ﺪ ﻫ ﺎ ا ﻟ ﻄ ﺮ ف‬

delay in performing, or failure to perform, any of its obligations ‫ا ﻵ ﺧ ﺮ ﻧ ﺘ ﻴ ﺠ ﺔ ﻓ ﺸ ﻞ أ ي ﻣ ﻦ ا ﻟ ﻄ ﺮ ﻓ ﻴ ﻦ ﻓ ﻲ ﺗ ﻨ ﻔ ﻴ ﺬ ا ﻟ ﺘ ﺰا ﻣ ﺎﺗ ﻪ ا ﻟ ﻤ ﻨ ﺼ ﻮ ص ﻋ ﻠ ﻴ ﻬ ﺎ ﻓ ﻲ‬

under this Agreement if such delay or failure result from any ‫ﻫ ﺬ ه ا ﻻﺗ ﻔﺎ ﻗﻴ ﺔ ﺑ ﺴﺒ ﺐ أ ي ﺣ ﺪ ث اﻟ ﻘ ﻮ ة اﻟ ﻘﺎ ﻫ ﺮ ة ﺧﺎ ر ج ﻧ ﻄﺎ ق ﺳﻴ ﻄ ﺮ ة أ ي ﻣ ﻦ‬

force majeur events, circumstances or causes beyond its ‫ا ﻟ ﻄ ﺮ ﻓ ﻴ ﻦ ﻣ ﺜ ﻞ أ ﺣ ﺪا ث ا ﻟ ﺤ ﺮ ب أ و ا ﻷ ﻋ ﻤ ﺎ ل ا ﻹ ر ﻫ ﺎﺑ ﻴ ﺔ أ و ا ﻻ ﺿ ﻄ ﺮاﺑ ﺎ ت ا ﻷ ﻫ ﻠ ﻴ ﺔ أ و‬

reasonable control such as terrorist attack, war, civil . ‫ا ﻹ ﺟ ﺮا ءا ت ا ﻟ ﺤ ﻜ ﻮ ﻣ ﻴ ﺔ أ و ا ﻟ ﺤ ﺮﻳ ﻖ أ و أ ﻋ ﻤ ﺎ ل ا ﻟ ﺸ ﻐ ﺐ أ و ﺑ ﺴ ﺒ ﺐ ا ﻟ ﻘ ﻀ ﺎ ء وا ﻟ ﻘ ﺪ ر‬

commotion or riots, fire, any action taken by a government or

act of God.

20.8 Assignment ‫ اﻟﺘﻨﺎزل‬20.8

The Merchant shall not assign or transfer this Agreement or ‫ﻻ ﻳ ﺠ ﻮ ز ﻟ ﻠ ﺘ ﺎ ﺟ ﺮا ن ﻳ ﺘ ﻨ ﺎ ز ل ﻋ ﻦ ﻛ ﻞ أ و ﺑ ﻌ ﺾ ﻫ ﺬ ه ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ أ و ﺣ ﻘ ﻮ ﻗ ﻪ أ و ا ﻟ ﺘ ﺰا ﻣ ﺎﺗ ﻪ‬

any or all of their rights and/or obligations under this ‫ا ﻟ ﻨ ﺎ ﺷ ﺌ ﺔ ﻋ ﻨ ﻬ ﺎ أ و أ ي ﻓ ﺎﺋ ﺪ ة أ و ﻣ ﺼ ﻠ ﺤ ﺔ ﻓ ﻴ ﻬ ﺎ إ ﻟ ﻰ ا ﻟ ﻐ ﻴ ﺮ د و ن ﻣ ﻮا ﻓ ﻘ ﺔ ﻛ ﺘ ﺎﺑ ﻴ ﺔ ﻣ ﻦ‬

Agreement, nor any benefit nor interest in or under it, to any . ‫ و ﻻ ﻳ ﺠ ﻮ ز ﺣ ﺠ ﺐ ﻫ ﺬ ه ا ﻟ ﻤ ﻮا ﻓ ﻘ ﺔ د و ن ﻣ ﺒ ﺮ ر ﻣ ﻨ ﻄ ﻘ ﻲ‬، ‫ﺑ ﻴ ﺘ ﺎﺑ ﺲ‬

third party without the written consent of PayTabs which

consent shall not be unreasonably withheld.

20.9 Waiver ‫ اﻟﺘﻨﺎزل ﻋﻦ اﻟﺤﻖ‬20.9

Unless otherwise expressly stated in this Agreement, the failure ‫ ﻓ ﺈ ن ﻋ ﺪ م ا ﻟ ﻤ ﻄ ﺎ ﻟ ﺒ ﺔ‬، ‫ﻣ ﺎ ﻟ ﻢ ﻳ ﻨ ﺺ ﻋ ﻠ ﻰ ﺧ ﻼ ف ذ ﻟ ﻚ ﺻ ﺮا ﺣ ﺔ ﻓ ﻲ ﻫ ﺬ ه ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ‬

to exercise or delay in exercising a right or remedy under this ‫ﺑ ﺎ ﻟ ﺘ ﻌ ﻮﻳ ﺾ ا ﻟ ﺬ ي ﺗ ﻜ ﻔ ﻠ ﻪ ﻫ ﺬ ه ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ أ و ا ﻟ ﺘ ﺮا ﺧ ﻲ ﻓ ﻲ ﻃ ﻠ ﺒ ﻪ ﻻ ﻳ ﺸ ﻜ ﻞ ﺗ ﻨ ﺎ ز ﻻ ﻋ ﻦ‬

Agreement shall not constitute a waiver of the right or remedy ‫ و ﻻ ﻳ ﺸ ﻜ ﻞ ﺗﻨﺎ ز ﻻ ﻋ ﻦ أ ي ﻣ ﻦ اﻟ ﺤ ﻘ ﻮ ق أ و ﺳﺒ ﻞ‬،‫ذﻟ ﻚ اﻟ ﺤ ﻖ أ و اﻟﺘ ﻌ ﻮﻳ ﺾ‬

or a waiver of any other rights or remedies and no single or ‫ و ﻟ ﻦ ﺗ ﻤ ﻨ ﻊ ﻣ ﻤ ﺎ ر ﺳ ﺔ وا ﺣ ﺪ ة أ و ﺟ ﺰﺋ ﻴ ﺔ ا ﻟ ﺤ ﻖ ﻓ ﻲ ا ﻟ ﻤ ﻄ ﺎ ﻟ ﺒ ﺔ‬، ‫ا ﻟ ﺘ ﻌ ﻮﻳ ﻀ ﺎ ت ا ﻷ ﺧ ﺮ ى‬

partial exercise of any right or remedy under this Agreement ‫ﺑﺎﻟﺘ ﻌ ﻮﻳ ﺾ ﻣ ﻦ ﻋ ﺪ ﻣ ﻪ و ﺳﻴﺒ ﻘ ﻰ ﺣ ﻖ اﻟ ﻤ ﻄﺎﻟﺒ ﺔ ﺑﺎﻟﺘ ﻌ ﻮﻳ ﺾ ﻣ ﻜ ﻔ ﻮ ل ﺑ ﻤ ﻮ ﺟ ﺐ ﻫ ﺬ ه‬

shall prevent any further exercise of the right or remedy or the .ً ‫اﻻﺗﻔﺎﻗﻴﺔ وﻛﺬﻟﻚ ﻟﻦ ﺗﺆﺛﺮ أي ﻣﻤﺎرﺳﺔ ﻋﻠﻰ ﻫﺬا اﻟﺤﻖ ﻣﺴﺘﻘﺒﻼ‬

exercise of any other rights or remedies.

20.10 Survival of Provisions ‫ اﺳﺘﻤﺮار اﻷﺣﻜﺎم‬20.10

The terms and provisions of this Agreement that by their ‫إ ن ﺑ ﻨ ﻮ د وأ ﺣ ﻜ ﺎ م ﻫ ﺬ ه ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ – وا ﻟ ﺘ ﻲ ﺑ ﺤ ﻜ ﻢ ﻃ ﺒ ﻴ ﻌ ﺘ ﻬ ﺎ و ﻣ ﺤ ﺘ ﻮا ﻫ ﺎ ﺗ ﻬ ﺪ ف إ ﻟ ﻰ‬

nature and content are intended to survive the performance ‫اﺳﺘﻤﺮار ﺗﻨﻔﻴﺬﻫﺎ ﻣﻦ ﻗِﺒﻞ أي ﻣﻦ أو ﺟﻤﻴﻊ أﻃﺮاﻓﻬﺎ – ﺳﺘﺴﺘﻤﺮ ﺣﺘﻰ اﻧﺘﻬﺎء‬

hereof by any or all parties hereto shall so survive the . ‫وإﻧ ﻬ ﺎ ء ﻫ ﺬ ه ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ‬

completion and termination of this Agreement.

20.11 Amendment ‫ اﻟﺘﻌﺪﻳﻞ‬20.11

This Agreement may be varied, amended, or modified by ‫ﻳ ﺠ ﻮ ز ﺗ ﻌ ﺪﻳ ﻞ ﻫ ﺬ ه ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ ﺑ ﺎ ﻻﺗ ﻔ ﺎ ق ا ﻟ ﻤ ﺘ ﺒ ﺎ د ل وﻳ ﺘ ﻢ ا ﻻﺗ ﻔ ﺎ ق ﻋ ﻠ ﻰ ﻫ ﺬا ا ﻟ ﺘ ﻌ ﺪﻳ ﻞ‬

mutual agreement and such variation, modification or ‫ﻓ ﻲ ا ﻟ ﺠ ﺪا و ل وﻳ ﺠ ﺐ أ ن ﻳ ﺬ ﻛ ﺮ ا ﻟ ﺒ ﻨ ﺪ أ و ا ﻟ ﻔ ﻘ ﺮ ة ا ﻟ ﻤ ﻌ ﺪ ﻟ ﺔ ﻣ ﻦ ﻫ ﺬ ه ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ ﻓ ﻲ‬

amendment shall be agreed upon in Schedules . The amended ‫ وﻳ ﺠ ﺐ أ ن ﺗ ﺆ د ي ﻣ ﺤ ﺘ ﻮﻳ ﺎ ت ا ﻟ ﺠ ﺪ و ل إ ﻟ ﻰ ﺗ ﻐ ﻴ ﻴ ﺮ ا ﻟ ﻤ ﺤ ﺘ ﻮﻳ ﺎ ت ﻣ ﻦ ﻫ ﺬ ه‬، ‫ا ﻟ ﺠ ﺪا و ل‬

language or clause of this Agreement shall be stated in the ‫ا ﻻﺗ ﻔﺎ ﻗﻴ ﺔ ﻓ ﻘ ﻂ ﺑﺎﻟ ﻘ ﺪ ر اﻟ ﺬ ي ﺗ ﻢ ا ﻻﺗ ﻔﺎ ق ﻋ ﻠﻴ ﻪ ﺑﻴ ﻦ اﻟﺘﺎ ﺟ ﺮ وﺑﻴﺘﺎﺑ ﺲ؛ وﺗﺒ ﻘ ﻰ ﺟ ﻤﻴ ﻊ‬

Schedules and such contents shall alter the contents of this .‫اﻟ ﺸ ﺮ و ط ا ﻷ ﺧ ﺮ ى د و ن ﺗﻐﻴﻴ ﺮ‬

Agreement only to the extent expressly agreed upon between

Merchant and PayTabs; all other conditions shall remain

unchanged.

20.12 Procedure for Execution ‫ إﺟﺮاءات اﻟﺘﻨﻔﻴﺬ‬20.12

This Agreement is concluded by both Parties by signing by ‫ﺗ ﻢ إﺑ ﺮا م ﻫ ﺬ ه ا ﻻﺗ ﻔ ﺎ ﻗ ﻴ ﺔ ﺑ ﻴ ﻦ ا ﻟ ﻄ ﺮ ﻓ ﻴ ﻦ وا ﻟ ﺘ ﻮ ﻗ ﻴ ﻊ ﻋ ﻠ ﻴ ﻬ ﺎ ﻋ ﻦ ﻃ ﺮﻳ ﻖ ا ﻟ ﺘ ﻮ ﻗ ﻴ ﻊ‬

electronic signature. The Parties hereby agree that such ‫ وﻳ ﻮا ﻓ ﻖ ا ﻷ ﻃ ﺮا ف ﺑ ﻤ ﻮ ﺟ ﺐ ﻫ ﺬا ﻋ ﻠ ﻰ أ ن ﻣ ﺜ ﻞ ﻫ ﺬا ا ﻟ ﺘ ﻮ ﻗ ﻴ ﻊ ﺳ ﺎ ر ي‬، ‫إ ﻟ ﻜ ﺘ ﺮ وﻧ ﻲ‬

signature shall be valid as if the Parties have physically signed ‫اﻟﻤﻔﻌﻮل ﻛﻤﺎ ﻟﻮ أن اﻷﻃﺮاف ﻗﺪ وﻗﻌﺖ ﻓﻌﻠﻴ ًﺎ ﻋﻠﻰ اﻻﺗﻔﺎﻗﻴﺔ واﻟﻄﺮﻓﺎن ﻳﺘﻨﺎزﻻ‬

the Agreement and the Parties waive any and all rights to ‫ﻋ ﻦ أ ي ﺣ ﻖ ﻣ ﻦ ﺣ ﻘ ﻮ ق اﻟ ﻄ ﻌ ﻦ ﻓ ﻲ ﺻ ﺤ ﺔ و ﺣ ﺠﻴ ﺔ اﻟﺘ ﻮ ﻗﻴ ﻊ ا ﻹﻟ ﻜﺘ ﺮ وﻧ ﻲ‬

dispute the validity of the electronic signature.

Amendments to the Agreement ‫ﺗ ﻌ ﺪﻳ ﻼ ت ﻟ ﻼﺗ ﻔﺎ ﻗﻴ ﺔ‬

The Following are the agreed amendments to the Merchant . ‫ ﻻ ﺗ ﻮ ﺟ ﺪ‬:‫ﻣﺎ ﻳ ﻠ ﻲ ﻫ ﻢ اﻟ ﺘ ﻌ ﺪﻳ ﻼ ت اﻟ ﻤ ﺘ ﻔ ﻖ ﻋ ﻠ ﻴ ﻬﺎ ﻻﺗ ﻔﺎ ﻗ ﻴ ﺔ ﺧ ﺪ ﻣﺎ ت اﻟ ﺘﺎ ﺟ ﺮ‬

Services Agreement: N/A

On behalf of: Paytabs Egypt Solutions On behalf of: ‫ا ﻟ ﻤ ﺘ ﻜ ﺎ ﻣ ﻠ ﻪ ﻟ ﺘ ﺠ ﺎ ر ة ا ﻷ د وا ت ا ﻟ ﻤ ﻨ ﺰ ﻟ ﻴ ﺔ‬

‫ﺑﺎﻟﻨﻴﺎﺑ ﺔ ﻋ ﻦ‬ ‫ﺑﺎﻟﻨﻴﺎﺑ ﺔ ﻋ ﻦ‬

Date 21/05/2024 Date 21/05/2024

‫اﻟﺘﺎ رﻳ ﺦ‬ ‫اﻟﺘﺎ رﻳ ﺦ‬

Name Karim Eyada Name

‫اﻻ ﺳﻢ‬ ‫اﻻ ﺳﻢ‬

Title Managing Director Title

‫اﻟ ﻤﻨ ﺼ ﺐ‬ ‫اﻟ ﻤﻨ ﺼ ﺐ‬

Signature Signature Sign above

‫اﻟﺘ ﻮ ﻗﻴ ﻊ‬ ‫اﻟﺘ ﻮ ﻗﻴ ﻊ‬ ‫و ﻗ ﻊ ﺑﺎ ﻷ ﻋﻠ ﻲ‬
Submit Undo Clear
‫إ ر ﺳﺎ ل‬ ‫ﺗ ﺮا ﺟ ﻊ‬ ‫ﻣ ﺴﺢ‬