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    IC Personal Budget Template UpdateD

    Uploaded by

    Bleep News
    The household has a total monthly income of $7,257 and total monthly expenses of $2,423. After expenses, the household has a surplus of $4,834 per month that can be allocated to savings and discretionary spending. The largest expenses are $2,250 for mortgage/rent and $250 for groceries. The household aims to save $1,655 per month across emergency funds, retirement accounts, and other designated savings categories.

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    IC Personal Budget Template UpdateD

    Uploaded by

    Bleep News
    112 views6 pages
    The household has a total monthly income of $7,257 and total monthly expenses of $2,423. After expenses, the household has a surplus of $4,834 per month that can be allocated to savings and discretionary spending. The largest expenses are $2,250 for mortgage/rent and $250 for groceries. The household aims to save $1,655 per month across emergency funds, retirement accounts, and other designated savings categories.

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    IC-Personal-Budget-Template-UpdateD

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    The household has a total monthly income of $7,257 and total monthly expenses of $2,423. After expenses, the household has a surplus of $4,834 per month that can be allocated to savings and discretionary spending. The largest expenses are $2,250 for mortgage/rent and $250 for groceries. The household aims to save $1,655 per month across emergency funds, retirement accounts, and other designated savings categories.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Download as xlsx, pdf, or txt
    112 views6 pages

    IC Personal Budget Template UpdateD

    Uploaded by

    Bleep News
    The household has a total monthly income of $7,257 and total monthly expenses of $2,423. After expenses, the household has a surplus of $4,834 per month that can be allocated to savings and discretionary spending. The largest expenses are $2,250 for mortgage/rent and $250 for groceries. The household aims to save $1,655 per month across emergency funds, retirement accounts, and other designated savings categories.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Download as xlsx, pdf, or txt
    of 6

    HOUSEHOLD EXPENSE BUDGET

    $2,400.00

    SUMMARY BUDGET

    Total Income $ 7,257.00


    Total Expenses $ 2,423.00

    INCOME BUDGET

    Column1 $ 5,987.00
    Salary/Wages $ 200.00
    Interest Income $ 100.00
    Dividends $ 55.00
    Refunds/Reimbursements $ 500.00
    Business $ 300.00
    Pension $ 115.00
    Misc.
    TOTAL $ 7,257.00

    SAVINGS BUDGET

    Column1 $ 500.00
    Emergency Fund $ 200.00
    Transfer to Savings $ 100.00
    Retirement (401K, IRA) $ 55.00
    Investments $ 500.00
    Education $ 300.00
    Other
    TOTAL $ 1,655.00

    EXPENSES BUDGET RATE


    HOME
    Mortgage/Rent $ 2,250.00 92.86%
    Home/Rental Insurance $ 25.00 1.03%
    Electricity $ 40.00 1.65%
    Gas/Oil $ 44.00 1.82%
    Water/Sewer/Trash $ 20.00 0.83%
    Phone $ 15.00 0.62%
    Cable/Satellite $ - 0.00%
    Internet $ 29.00 1.20%
    Furnishing/Appliances $ - 0.00%
    Lawn/Garden $ - 0.00%
    Maintenance/Improvements $ - 0.00%
    Other $ - 0.00%
    $ 2,423.00 100.00%
    TRANSPORTATION
    Car Payments $ 250.00
    Auto Insurance $ 100.00
    Fuel $ 100.00
    Public Transportation $ -
    Repairs/Maintenance $ -
    Registration/License $ 100.00

    DAILY LIVING
    Groceries $ 250.00
    Child Care $ 100.00
    Dining Out $ 100.00
    Clothing $ -
    Cleaning $ -
    Salon/Barber $ 100.00
    Pet Supplies $ 101.00

    ENTERTAINMENT
    Video/DVD/Movies $ 250.00
    Concerts/Plays $ 100.00
    Sports $ 100.00
    Outdoor Recreation $ -

    HEALTH
    Health Insurance $ 65.00
    Gym Membership $ 20.00
    Doctors/Dentist Visits $ -
    Medicine/Prescriptions $ -
    Veterinarian $ -
    Life Insurance $ -

    VACATION/HOLIDAY
    Airfare $ 450.00
    Accommodations $ 250.00
    Food $ 200.00
    Souvenirs $ 50.00
    Pet Boarding $ 100.00
    Rental Car $ 150.00

    TOTAL $ 7,782.00
    $7,020.00

    ACTUAL BALANCE

    $ 7,020.00 $ 237.00
    $ 2,400.00 $ 23.00

    ACTUAL BALANCE

    $ 6,000.00 $ 13.00
    $ 150.00 $ (50.00)
    $ 100.00 $ -
    $ 20.00 $ (35.00)
    $ 500.00 $ -
    $ 200.00 $ (100.00)
    $ 50.00 $ (65.00)

    $ 7,020.00

    ACTUAL BALANCE

    $ 400.00 $ (100.00)
    $ - $ (200.00)
    $ - $ (100.00)
    $ - $ (55.00)
    $ - $ (500.00)
    $ - $ (300.00)
    $ 400.00

    ACTUAL BALANCE

    $ 2,250.00 $ -
    $ - Column1
    $ - $ (25.00)
    $ - $ (40.00)
    $ - $ (44.00)
    $ - $ (20.00)
    $ - $ (15.00)
    $ - $ -
    $ - $ (29.00)
    $ - $ -
    $ - $ -
    $ - $ -
    $ 2,250.00 $ -

    $ -
    $ - $ (250.00)
    $ 150.00 $ (100.00)
    $ - $ 50.00
    $ - $ -
    $ - $ -
    $ 150.00 $ (100.00)

    $ -
    $ - $ (250.00)
    $ - $ (100.00)
    $ - $ (100.00)
    $ - $ -
    $ - $ -
    $ - $ (100.00)
    $ - $ (101.00)
    $ -
    $ - $ (250.00)
    $ - $ (100.00)
    $ - $ (100.00)
    $ - $ -

    $ -
    $ - $ (65.00)
    $ - $ (20.00)
    $ - $ -
    $ - $ -
    $ - $ -
    $ - $ -

    $ -
    $ - $ (450.00)
    $ - $ (250.00)
    $ - $ (200.00)
    $ - $ (50.00)
    $ - $ (100.00)
    $ - $ (150.00)

    $ 2,400.00

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