MUHAMMAD

NOMAN IFTIKHAR

CURRICULUM VITAE
CONTACT DETAILS
Mobile: +920333-3709673
+920345-2144709

Email: [email protected]

OBJECTIVES:
Seeking a long-term opportunity within the business community, where my professional
experience, education, and abilities would be advantageous to the growth of my
employer and myself.
E.g.: Record information about financial status of customers, keeping records of collection
and status of accounts, identifying the underlying principles, reasons, or facts of
information.
And as accounts assist manager, have a rich experience with five years of work
experience in accounting. Strong accounting and management skills with extensive
knowledge in processes and accounting standards.

PROFESSIONAL SYNOPSIS
There has never been a more Opportune Time to Enter the Accounting Profession.
The accounting profession is experiencing tremendous change which provides significant
opportunities for accounting students. According to the U.S. Bureau of Labor Statistics,
the current trend in employment is moving toward positions requiring college degrees
and increased technology skills. Employment of accountants is expected to grow 10 to
20 percent through the year 2010.

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Accounting professionals are the lifeblood of any organization. Despite tough economic
times, the Bureau of Labor and Statistics projects that accountant and auditor
employment will increase by 18% by 2016 – faster than the average for all other
occupations.
A recognized leader in accounting education will help you develop the tools for success in
this growing profession.

RELEVANT EXPERIENCE
Has extensive experience of working at a senior level, including providing Board
development
Events in financial management. Has an extensive track record of delivering savings and
Developing business cases and has a keen understanding of strategic issues and
developing policy.
As a qualified accountant with a marketing qualification, has a blend of financial and
General management skills. An in-demand finance trainer and author, delivering
development events to both public and private sector clients.

ORGANISATIONAL EXPERIENCE

ACCOUNTING ASISTANT MANAGER – PAKISTAN ENTERPRISES LTD.

From (1st march 2003 to 30th may 2005)
ACCOUNTING ASISTANT MANAGER – ALM ENTERPRISES LTD.
From (1st June 2005 to 29th Jan 2006)

Company SYNOPSIS
PAKISTAN ENTERPRISES LTD,
ALM ENTERPRISES LTD,
A preeminent logistics provider, cover a wide range of services including international
freight forwarding and any other logistical solutions. They offer consolidation of any kind
of cargo across Pakistan and the world.
International freight forwarding agents providing services of sea freight forwarding, air
freight forwarding, customs clearance, air cargo shipment services, bulk cargo handling
services, transportation services, custom house broking services, insurance, packing a
moving services road & rail services Also serving domestic freight forwarding.

DUTIES & RESPONSIBILITIES

• Prepare profit and loss statements and monthly closing and cost accounting
reports.
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 • Compile and analyze financial information to prepare entries to accounts, such as
general ledger accounts, and document business transactions.
• Monitor and review accounting and related system reports for accuracy and
completeness.
• Prepare and review budget, revenue, expense, payroll entries, invoices, and other
accounting documents.
• Analyze revenue and expenditure trends and recommend appropriate budget
levels, and ensure expenditure control.
• Explain billing invoices and accounting policies to staff, vendors and clients.
• Resolve accounting discrepancies.
• Recommend, develop and maintain financial data bases, computer software
systems and manual filing systems.
• Supervise the input and handling of financial data and reports for the company's
automated financial systems.
• Interact with internal and external auditors in completing audits.

CUSTOMER SERVICE OFFICER – ALLIDE BANK OF PAKISTAN LTD.

From (1st February 2006 to 30th march 2007)
CUSTOMER SERVICE OFFICER – CITY BANK
From (1st April 2007 to 25 January 2009)

DUTIES & RESPONSIBILITIES

• In charge for complete operations of the branch which includes supervision of
account opening, fixed deposits clearing, remittances, credit cards, standing
orders and handling team of staff.
• Developing plans in line with overall branch operations; ensuring that goals and
objectives are met.
• Monitoring branch operations for its smooth running, while adhering to the
highest level of service quality and adherence to delivery standards.
• Preparing branch budget, analyzing variances and implementing rectifications as
required.
• In charge for handling all types of retail loan procedures, guarantees as well auto-
loan procedures.
• Actively involve in recruiting, interviewing, training, monitoring and motivating
Phone Representatives and other staffs. Also implementing career development
programs for same.
• Directing a team of outbound agents in the generation of sales leads and
achievement of target.
• Providing assistance to sales department in the implementation of sales goals as
well as participating in encouraging sales of financial services and other banks
products/services.
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 • Conducting an analysis of risks; determining appropriate tools to be implemented
and ensuring control in compliance to all bank policies.

CUSTOMER SERVICE
• Processing customer transactions and responding to product & service inquiries in
a responsive, accurate and timely manner. Providing quality customer service at
an excellent level.
• Building awareness among customers with special emphasis on flexibility, ease of
operations, safety and security on the bank’s diversified range of products to
meet client needs.
• Managing customer needs, advising investment portfolio and handling client
• Servicing
• Consistently meeting/exceeding monthly sales and referral goals by conducting
customer sales interviews, cross-selling and up-selling banks products & services.
• Developing and participating in customer retention program by making customer
retention calls regularly, both in person and/or by telephone contact.
• Ensuring that customer problems and complaints are handled professionally,
effectively, maintained at a minimum level and resolved up to the highest level of
customer satisfaction.

TRANING
• Attended courses for being A Certified Management Accountant.
• Preparing financial statements and balance sheet manually and by computer.
• English Language Course at the ARENA MULTIMEDIA.
• Participated in various training course organized by Egyptian Banking Institute
which Includes Swift Course; Introduction for Retail Banking and Introduction for
External Banking Services.
• Communication, Presentation and People’s Management Skills.
• Anti-Money Laundering, How to Deal with Difficult People and other courses.

CORE COMPETENCIES

ACCOUNTING SKILLS
Accountants and Bookkeepers Skills Make Businesses Profitable
Businesses that want to stay in business are well aware that they must understand
the financial health of their company, but financial analysis is something that
most small businesses owners do not have training in. When you do a company's
books and summarize in report form profit and loss and expenses, you are the single
person which that company can go to to find out if they are even making
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money or not. You are in a unique position to financially keep the owner in control of
their company's future. Because you are the key financial contact with a small
business, your advice is appreciated and you become one of its most valued
contacts.
If you are looking for an opportunity where you will not have to spend the rest of
your life learning new disciplines, Accounting is for you. The principles of
Accounting and Bookkeeping taught in the Professional Bookkeeper Program is the
same methodology that has been used for over 300 years! Unlike technical careers
where you must constantly retool every couple of years, when you learn Accounting,
you have learned a skill for life.

ACTIVITIES
List all your significant activities you did as a student and communal activities including
organizations, student government, sports, and professional affiliations. Use action items
to describe your responsibilities and accomplishments you did.

EDUCATION

• I.Com (private) from Karachi University of Pakistan.

• B.Com (private) from Karachi University of Pakistan.
• Visual Basic.Net Programming 6 months short coerce.
• Java script Net programming 3 months short coerce.

COMPUTER SKILLS

• Microsoft office MS word, MS excel, MS power point, MS access.

• Outlook express
• Net mail Searching and browsing.
• C.H.N certificate in hardware and networking.
• I.T Information technology 3 months short coerce.
• Java Script C ++

PERSONAL INFORMATION

• Date of birth 8TH JAN 1984

• Martial status SINGEL
• Religion Islam
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 • Languages english, urdu, panjabi,
• Hobbies Internet browsing, computer programming

QUALIFICATIONS

Result oriented and experienced Banking Professional with expertise in managing branch
operations, handling team of personnel in direct supervision, controlling banking
operations, ensuring compliance with policies and established practices, cash operations
management, forecasting, interpreting regulations, developing customer rapport and
resolving problems. Dynamic personality with track record of successfully soliciting new
and deepening existing corporate clients / partners; completing projects and handling
multi-task effectively. Also detailed and resourceful team leader who can promote work
environment to improvise productivity, efficiency, quality and strengthening financial
results, Also a trustworthy colleague capable of dealing with constant challenges and
leading change.

JOB DESCRIPTION

• Maintain Cash book, Bank Book and Ledgers

• To develop and implement financial structure and accounting procedure.
• Preparation of annual budget for individual projects.
• Monthly Income & Expenditure statement and periodical budget review reports.
• Management of all payments and receipts and the bank account.
• Supervision and accounting of school fee with monthly statement of fee received.
• Purchases and stock control, including purchase of fixed assets, equipment and
other items according to approved procedure.
• Bank Reconciliation Statement
• Administration of payroll system and staff record.
• Maintenance of students’ record
• Checking of regular attendance of students, teaching staff and support staff.
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• Allocation of duties to support staff and day to day monitoring.

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