TABLE 3.

1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF

SCHEDULED COMMERCIAL BANKS IN INDIA : 2010 AND 2011
(Amount in

crore)

As on March 31
State Bank
of India &
its Associates

Items

Number of reporting banks

Nationalised
Banks $

Public
Sector
Banks

Old Private
Sector
Banks

2010

2011

2010

2011

2010

2011

2010

2011

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

20

20

27

26

15

14

1104

1097

12440

17958

13544

19055

1273

1396

82622

83297

144836

187900

227458

271196

18898

22425

Liabilities
1. Capital
2. Reserves and Surplus
2.1.

Statutory Reserves

43834

39372

37973

46467

81807

85839

5238

5897

2.2.

Capital Reserves

1899

1940

24538

24986

26437

26926

1206

784

2.3.

Share Premium

21508

22035

15116

32195

36624

54229

5732

7485

2.4.

Investment Fluctuations Reserves

93

42

679

777

773

819

235

212

2.5.

Revenue and other Reserves

15286

19904

62275

78183

77562

98087

5980

7468

2.6.

Balance of Profit

4254

5292

4256

5295

507

579

3. Deposits

1108086 1245862 2583934 3127122 3692019 4372985 229897 264157

Type-wise
3A.1. Demand deposits

145374

154290

223155

255820

368528

410109

21597

24222

(i) From banks

11405

10705

8232

8898

19637

19603

481

442

(ii) From others

133968

143585

214923

246922

348891

390507

21115

23780

3A.2. Savings bank deposits

328109

406445

559158

676557

887267 1083001

43567

49667

3A.3. Term deposits

634603

685128 1801621 2194746 2436224 2879874 164733 190268

(i) From banks

15806

14681

121127

162673

136933

177354

12342

13568

(ii) From others

618797

670447 1680494 2032073 2299291 2702520 152391 176700

1068687

1199081 2461676 2967242 3530363 4166323 229897 264157

Location-wise
3B.1 Deposits of branches in India
3B.2 Deposits of branches outside India

39399

46781

Note
: $ Includes IDBI Bank Ltd.
Source : Annual accounts of banks.

51

122258

159880

161657

206661

TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF

SCHEDULED COMMERCIAL BANKS IN INDIA : 2010 AND 2011 (Contd.)
(Amount in

crore)

As on March 31
State Bank
of India &
its Associates

Items

Old Private
Sector
Banks

2011

2010

2011

2010

2011

2010

2011

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

121567

142003

192247

253141

313814

395144

8674

10967

53775

67842

155132

180302

208907

248144

7014

7853

1630

3574

16670

3574

18300

44

539

8538

9053

9446

9985

17984

19038

680

1088

(iii) From other institutions and agencies

45237

57160

142112

153646

187349

210806

6290

6226

Borrowings outside India

67792

74160

37115

72839

104907

147000

1660

3114

9358

7940

13877

25378

23235

33318

183

98875

125425

95117

110013

193992

235437

10164

10066

Borrowings in India
(i) From Reserve Bank of India
(ii) From other banks

4.2.

Public
Sector
Banks

2010

4. Borrowings
4.1.

Nationalised
Banks $

Secured borrowings included in 4

5. Other liabilities and provisions
5.1.

Bill payable

26332

26504

17991

15490

44323

41995

2070

1764

5.2.

Inter-office adjustment

11832

21689

2226

1275

14058

22963

325

345

5.3.

Interest accured

9411

11536

10296

12958

19707

24494

1007

1246

5.4.

Subordinate debt.

1525

1525

1525

1525

5.5.

Deferred tax liabilities

47

997

1278

997

1326

203

194

5.6.

Others (including provisions)

51300

65649

62083

77486

113383

143135

6558

6517

Total Liabilities
6. Cash and balances with RBI

1412253 1597684 3028574 3696133 4440827 5293817 268905 309011

82057

119234

188802

233145

270858

352379

16915

18173

8547

9062

9840

11930

18387

20992

1769

2167

6.1.

Cash in hand

6.2.

Balances with RBI

73509

110172

178962

221215

252471

331387

15146

16006

(i) In current account

73507

110169

178777

220941

252284

331110

15146

16006

185

274

188

277

30806

33979

83594

98247

114400

132225

5692

3908

7069

8379

43291

36411

50360

44790

5363

3385

3590

3900

23407

20653

26997

24553

2271

2759

(i) In current account

1367

1408

5542

4599

6909

6007

555

602

(ii) In other deposit accounts

2223

2491

17866

16054

20089

18545

1715

2156

7.1.2 Money at call and short notice

3479

4479

19884

15758

23362

20237

3093

627

(i) with banks

1480

2769

14617

14968

16097

17737

2343

627

(ii) with other institutions

1999

1710

5267

790

7266

2500

750

23737

25600

40303

61835

64040

87435

329

523

17858

13895

25453

45521

43311

59416

223

326

16915

12635

4845

12775

21760

25410

158

237

(ii) In other deposit accounts

943

1260

20608

32746

21551

34006

65

89

7.2.2 Money at call and short notice

5880

11705

14850

16314

20729

28019

106

197

(ii) In other account

7. Balances with banks in India and
money at call and short notice
7.1.

In India

7.1.1. Balances with banks

7.2

Outside India

7.2.1 Balances with Banks

(i) In current account

Note
: $ Includes IDBI Bank Ltd.
Source : Annual accounts of banks.

52

TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF

SCHEDULED COMMERCIAL BANKS IN INDIA : 2010 AND 2011 (Contd.)
(Amount in

crore)

As on March 31
State Bank
of India &
its Associates

Items

Old Private
Sector
Banks

2011

2010

2011

2010

2011

2010

2011

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

387473

385697

828125

942837 1215598 1328534

83499

92617

Investment in India in

379252

375683

814654

929701 1193906 1305384

83499

92617

(i) Government securities

309729

309659

690286

764752 1000015 1074411

60819

64603

(ii) Other approved securities

1254

539

3761

2559

5015

3098

289

51

(iii) Shares

7787

9497

12941

14813

20728

24310

657

862

19070

18279

36246

40142

55315

58421

4251

4418

4319

4886

3529

3822

7848

8708

129

219

37094

32822

67891

103613

104984

136434

17354

22463

Investment outside India in

8222

10014

13471

13136

21692

23149

(i) Government securities

2010

2239

6342

5864

8351

8103

(ii) Subsidiaries and/or joint ventures

1404

1603

1007

1555

2411

3158

(iii) Others

4808

6171

6121

5716

10930

11888

(iv) Debentures and Bonds

(v) Subsidiaries and/or joint ventures
(vi) Others
8.2

Public
Sector
Banks

2010

8. Investments
8.1

Nationalised
Banks $

9. Advances

857937

994154 1843082 2311478 2701019 3305632 154085 184647

Type-wise
9A.

(i) Bills purchased and discounted

51030

61028

89740

(ii) Cash credits,overdrafts &

loans repayable on demand

359411

433314

741440

(iii) Term loans

122377

140771

183405

8957

9875

963799 1100850 1397114

68119

84039

447496

499811 1011902 1225302 1459398 1725113

77010

90733

600030

699441 1346992 1687902 1947022 2387343 128613 155534

Security-wise
9B.

(i) Secured by tangible assets

(ii) Covered by Bank/Government
Guarantees

91018

115009

118020

164552

209038

279561

5804

6454

166889

179704

378070

459025

544958

638728

19667

22659

761777

886110 1720790 2135580 2482567 3021689 154085 184647

(i) Priority sectors

252668

318386

581713

691290

834381 1009676

(ii) Public sectors

63561

64080

191173

270885

254734

(iii) Banks

275

465

12415

31108

12690

(iv) Others

445272

503179

(iii) Unsecured
Sector-wise & Location-wise
9.C.I. Advances in India

Note
: $ Includes IDBI Bank Ltd.
Source : Annual accounts of banks.

53

54589

64047

334965

9153

8118

31573

303

1028

935489 1142297 1380761 1645476

90041 111455

TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF

SCHEDULED COMMERCIAL BANKS IN INDIA : 2010 AND 2011 (Contd.)
(Amount in

crore)

As on March 31
State Bank
of India &
its Associates

Items

Nationalised
Banks $

Public
Sector
Banks

Old Private
Sector
Banks

2010

2011

2010

2011

2010

2011

2010

2011

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

96160

108044

122292

175899

218452

283943

(i) Due from banks

15657

22424

15949

42087

31606

64511

(ii) Due from others

80503

85620

106343

133811

186846

219432

discounted

25294

14796

31389

41472

56683

56268

b) Syndicate loans

26475

36738

28012

36217

54487

72955

c) Others

28734

34086

46943

56122

75676

90208

6213

6565

28256

29591

34469

36156

2357

2509

1913

1941

22656

23404

24569

25345

1385

1614

303

335

322

326

625

661

232

51

3998

4289

5278

5861

9276

10150

740

845

47767

58056

56715

80836

104482

138892

6356

7156

1784

1631

2838

6877

4622

8508

180

74

10359

11862

16392

19757

26752

31620

1705

1848

5729

6945

16995

17274

22724

24219

1751

1874

127

123

118

115

245

238

24

23

29767

37496

20372

36813

50139

74309

2696

3336

9.C.II. Advances outside India

a) Bills purchased and

10. Fixed Assets

10.1

Premises

10.2

Fixed assets under construction

10.3

Other fixed assets

11. Other Assets

(i)

Inter - office adjustments (net)

(ii)

Interest accrued

(iii)

Tax paid in advance/tax

deducted at source

(iv)

Stationery and stamps

(v)

Others

Total Assets

1412253 1597684 3028574 3696133 4440827 5293817 268905 309011

Note
: $ Includes IDBI Bank Ltd.
Source : Annual accounts of banks.

54

TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF

SCHEDULED COMMERCIAL BANKS IN INDIA : 2010 AND 2011 (Contd.)
(Amount in

crore)

As on March 31
New Private
Sector
Banks

Items

Number of reporting banks

Private
Sector
Banks

Foreign
Banks

All Scheduled
Commercial
Banks

2010

2011

2010

2011

2010

2011

2010

2011

(9)

(10)

(11)

(12)

(13)

(14)

(15)

(16)

22

21

32

34

81

81

3276

3409

4549

4805

30527

35383

48619

59243

96537

111359

115435

133784

38649

45668 381542 450648

11903

15756

17141

21653

11197

13156 110144 120649

3194

3285

4400

4069

2219

57791

61512

63523

68997

206

64

441

276

84

Liabilities
1. Capital
2. Reserves and Surplus
2.1.

Statutory Reserves

2.2.

Capital Reserves

2.3.

Share Premium

2.4.

Investment Fluctuations Reserves

2.5.

Revenue and other Reserves

10367

11619

16347

19088

19448

2.6.

Balance of Profit

13077

19122

13584

19700

5701

592904

738602

822801 1002759

232099

240689 4746920 5616432

112992

134707

134589

158929

68250

72900 571367 641939

(i) From banks

4076

4744

4557

5186

1596

(ii) From others

108916

129963

130032

153743

66654

71081 545577 615331

3A.2. Savings bank deposits

142653

179463

186220

229130

36427

39650 1109915 1351782

3A.3. Term deposits

337259

424432

501992

614699

(i) From banks

19475

29506

31817

43074

(ii) From others

317784

394926

470175

571625

123415 124023 2892881 3398168

578880

720355

808777

984512

232099 240689 4571239 5391525

3B.2 Deposits of branches outside India 14024

18247

14024

18247

3. Deposits

2359

33056

33355

0 100146 123226
166

1297

1262

22324 113357 139499

7662

23541

32658

Type-wise
3A.1. Demand deposits

1819

25790

26608

127422 128138 3065638 3622712

4007

4116 172757 224544

Location-wise
3B.1 Deposits of branches in India

Source : Annual accounts of banks.

55

- 175680 224908

TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF

SCHEDULED COMMERCIAL BANKS IN INDIA : 2010 AND 2011 (Contd.)
(Amount in

crore)

As on March 31
New Private
Sector
Banks

Items

All Scheduled
Commercial
Banks

2011

2010

2011

2010

2011

2010

2011

(9)

(10)

(11)

(12)

(13)

(14)

(15)

(16)

140676

175017

149350

185984

68247

92797 531412 673925

69277

76954

76291

84807

34803

53440 320001 386391

4925

44

5464

825

21496

4443

45260

6768

9477

7449

10565

12526

20680

37959

50284

(iii) From other institutions and agencies

62509

62552

68799

68778

21452

11263 277600 290847

Borrowings outside India

71399

98063

73059

101178

33444

39357 211410 287534

2784

802

2967

806

16013

27190

48438

60778

58601

70844

65839

76992 318433 383273

14571

13826

16641

15590

3604

4528

64568

62113

30

93

355

438

116

98

14529

23499

5751

7137

6758

8383

1998

2259

28463

35136

Borrowings in India
(i) From Reserve Bank of India
(ii) From other banks

4.2.

Foreign
Banks

2010

4. Borrowings
4.1.

Private
Sector
Banks

Secured borrowings included in 4

5. Other liabilities and provisions

42215

61314

5.1.

Bill payable

5.2.

Inter-office adjustment

5.3.

Interest accured

5.4.

Subordinate debt.

1525

1525

5.5.

Deferred tax liabilities

203

194

1204

1524

5.6.

Others (including provisions)

28086

39723

34644

46240

60117

70102 208144 259476

881831 1089165 1150736 1398176

435362

491528 6026925 7183522

20293 365821 458783

Total Liabilities
6. Cash and balances with RBI

58951

67938

75866

86111

19097

8162

9566

9931

11733

607

6.1.

Cash in hand

6.2.

Balances with RBI

50789

58372

65935

74378

18489

19497 336895 425262

(i) In current account

50689

58272

65835

74278

18485

19491 336604 424880

100

100

100

100

32978

27708

38670

31616

20559

20586

14293

25949

17678

5344

11171

81653

73639

10028

11660

12299

14419

4645

8431

43942

47403

(i) In current account

2414

1447

2969

2049

974

1032

10852

9088

(ii) In other deposit accounts

7615

10214

9330

12370

3671

7399

33089

38314

7.1.2 Money at call and short notice

10557

2633

13650

3259

699

2740

37711

26236

624

2086

2967

2713

679

2663

19743

23113

9933

547

10683

547

20

77

17968

3124

12392

13415

12721

13938

15215

16194

91976 117567

7.2.1 Balances with Banks

8101

6003

8325

6330

12506

14587

64142

80334

(i) In current account

2995

3354

3153

3591

2141

4795

27055

33796

(ii) In other deposit accounts

5106

2650

5172

2739

10365

9793

37087

46537

4291

7412

4397

7608

2709

1606

27835

37234

(ii) In other account

7. Balances with banks in India and
money at call and short notice
7.1.

In India

7.1.1. Balances with banks

(i) with banks

(ii) with other institutions
7.2

Outside India

7.2.2 Money at call and short notice

Source : Annual accounts of banks.

56

797

28925

292

33521

382

27365 173629 191206

TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF

SCHEDULED COMMERCIAL BANKS IN INDIA : 2010 AND 2011 (Contd.)
(Amount in

crore)

As on March 31
New Private
Sector
Banks

Items

All Scheduled
Commercial
Banks

2011

2010

2011

2010

2011

2010

2011

(9)

(10)

(11)

(12)

(13)

(14)

(15)

(16)

270618

329403

354117

422020

159291

165499 1729006 1916053

Investment in India in

260741

319336

344240

411953

159291

165499

(i) Government securities

180209

197649

241028

262252

117497

111960 1358539 1448624

21

38

311

89

5330

3189

3511

3704

4168

4566

98

104

24993

28981

20398

39978

24650

44396

6634

6166

6848

7814

6978

8033

49753

70154

67107

92617

35058

Investment outside India in

9877

10067

9877

10067

31569

33217

(i) Government securities

165

929

165

929

8516

9033

(ii) Subsidiaries and/or joint ventures

6614

6616

6614

6616

9025

9774

(iii) Others

3098

2522

3098

2522

14028

14410

478356

612886

632441

797534

163260

195539 3496720 4298704

(i) Bills purchased and discounted

18505

23138

27462

33013

21307

25182 189540 241600

(ii) Cash credits,overdrafts &

loans repayable on demand

90600

119717

158719

203756

73034

91172

1332603 1692042

369250

470032

446260

560765

68919

79186

1974577 2365063

354511

468860

483124

624394

75474

85587

2505621 3097324

8734

10518

14539

16972

7326

8926 230902 305460

115111

133509

134778

156168

80461

101025 760197 895921

418910

533559

572995

718206

163260

195539

3218822 3935434

Priority sectors

147142

178226

201730

242272

55399

63913

1091510 1315861

(ii) Public sectors

9471

10035

18624

18153

2739

2971 276097 356089

(iii) Banks

1164

479

1467

1507

3607

3640

(iv) Others

261133

344818

351174

456273

101516

125015

(ii) Other approved securities

(iii) Shares
(iv) Debentures and Bonds
(v) Subsidiaries and/or joint ventures
(vi) Others
8.2

Foreign
Banks

2010

8. Investments
8.1

Private
Sector
Banks

9. Advances

1697437 1882836

86599 108983
14825

16741

47267 207150 276319

Type-wise
9A.

(iii) Term loans

Security-wise
9B.

(i) Secured by tangible assets

(ii) Covered by Bank/Government
Guarantees
(iii) Unsecured

Sector-wise & Location-wise

9.C.I. Advances in India
(i)

Source : Annual accounts of banks.

57

17764

36720

1833451 2226763

TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF

SCHEDULED COMMERCIAL BANKS IN INDIA : 2010 AND 2011 (Concld.)
(Amount in

crore)

As on March 31
New Private
Sector
Banks

Items

Private
Sector
Banks

Foreign
Banks

All Scheduled
Commercial
Banks

2010

2011

2010

2011

2010

2011

2010

2011

(9)

(10)

(11)

(12)

(13)

(14)

(15)

(16)

59446

79328

59446

79328

- 277898 363270

(i) Due from banks

1385

5542

1385

5542

(ii) Due from others

58061

73786

58061

73786

- 244907 293218

1983

1191

1983

1191

47574

57567

47574

57567

- 102061 130522

8504

15028

8504

15028

7882

10470

10239

12980

4860

4959

49568

54094

3360

5558

4744

7172

3127

3111

32440

35628

76

50

309

101

808

964

1742

1725

4445

4862

5185

5707

924

884

15386

16740

33047

40760

39404

47915

68295

21

180

95

154

226

4955

8829

6889

9282

8594

11130

2904

3046

38249

45796

5825

5910

7576

7784

2270

2841

32570

34844

30

40

54

63

300

301

20303

25507

23000

28843

62967

71759 136106 174911

881831 1089165 1150736 1398176

435362

491528 6026925 7183522

9.C.II. Advances outside India

32991

70053

a) Bills purchased and

discounted

b) Syndicate loans

c) Others

10. Fixed Assets

10.1

Premises

10.2

Fixed assets under construction

10.3

Other fixed assets

11. Other Assets

(i)

Inter - office adjustments (net)

(ii)

Interest accrued

(iii)

Tax paid in advance/tax

deducted at source

(iv)

Stationery and stamps

(v)

Others

Total Assets

Source : Annual accounts of banks.

58

58666

57459

84180 105236

77874 212181 264681