TABLE 3.

1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS IN INDIA : 2010 AND 2011
(Amount in Rs. crore)
As on March 31
State Bank
Nationalised
Public
Old Private
of India &
Banks$
Sector
Sector Banks
Items
its Associates
Banks
2010
2011
2010
2011
2010
2011
2010
2011
(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
Number of reporting banks
7
6
20
20
27
26
15
14
Liabilities
1. Capital
1104
1097 12440
17958
13544
19055
1273
1396
2. Reserves and Surplus
82622
83297 144836
187900
227458
271196
18898
22425
2.1. Statutory Reserves
43834
39372 37973
46467
81807
85839
5238
5897
2.2. Capital Reserves
1899
1940 24538
24986
26437
26926
1206
784
2.3. Share Premium
21508
22035
15116
32195
36624
54229
5732
7485
2.4. Investment Fluctuations Reserves
93
42
679
777
773
819
235
212
2.5. Revenue and other Reserves
15286
19904 62275
78183
77562
98087
5980
7468
2.6. Balance of Profit
2
4
4254
5292
4256
5295
507
579
3. Deposits
1108086 1245862
###
3127122
3692019 4372985
229897
264157
Type-wise
3A.1. Demand deposits
145374
154290 223155
255820
368528
410109
21597
24222
(i) From banks
11405
10705
8232
8898
19637
19603
481
442
(ii) From others
133968
143585 214923
246922
348891
390507
21115
23780
3A.2. Savings bank deposits
328109
406445 559158
676557
887267 1083001
43567
49667
3A.3. Term deposits
634603
685128
###
2194746
2436224 2879874
164733
190268
(i) From banks
15806
14681 121127
162673
136933
177354
12342
13568
(ii) From others
618797
670447
###
2032073
2299291 2702520
152391
176700
Location-wise
3B.1 Deposits of branches in India
1068687 1199081
###
2967242
3530363 4166323
229897
264157
3B.2 Deposits of branches outside India
39399
46781 122258
159880
161657
206661
Note : $ Includes IDBI Bank Ltd.
Source : Annual accounts of banks.
TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS IN INDIA : 2010 AND 2011
(Amount in Rs. crore)
As on March 31
State Bank
Nationalised
Public
Old Private
of India &
Banks$
Sector
Sector Banks
Items
its Associates
Banks
2010
2011
2010
2011
2010
2011
2010
2011
(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
4. Borrowings
121567
142003 192247
253141
313814
395144
8674
10967
4.1. Borrowings in India
53775
67842 155132
180302
208907
248144
7014
7853
(i) From Reserve Bank of India
0
1630
3574
16670
3574
18300
44
539
(ii) From other banks
8538
9053
9446
9985
17984
19038
680
1088

(iii) From other institutions and agencies

4.2. Borrowings outside India
Secured borrowings included in 4
5. Other liabilities and provisions
5.1. Bill payable
5.2. Inter-office adjustment
5.3. Interest accured
5.4. Subordinate debt.
5.5. Deferred tax liabilities
5.6. Others (including provisions)
Total Liabilities
6. Cash and balances with RBI
6.1. Cash in hand
6.2. Balances with RBI
(i) In current account
(ii) In other account
7. Balances with banks in India and money at call and short notice
7.1. In India
7.1.1. Balances with banks
(i) In current account
(ii) In other deposit accounts
7.1.2 Money at call and short notice
(i) with banks
(ii) with other institutions
7.2 Outside India
7.2.1 Balances with Banks
(i) In current account
(ii) In other deposit accounts
7.2.2 Money at call and short notice
Note : $ Includes IDBI Bank Ltd.
Source : Annual accounts of banks.

45237
67792
9358
98875
26332
11832
9411
0
0
51300
1412253
82057
8547
73509
73507
3
30806
7069
3590
1367
2223
3479
1480
1999
23737
17858
16915
943
5880

57160 142112
74160
37115
7940 13877
125425
95117
26504 17991
21689
2226
11536 10296
0
1525
47
997
65649 62083
1597684
###
119234 188802
9062
9840
110172 178962
110169 178777
3
185
33979 83594
8379 43291
3900 23407
1408
5542
2491 17866
4479 19884
2769 14617
1710
5267
25600 40303
13895 25453
12635
4845
1260 20608
11705 14850

153646
72839
25378
110013
15490
1275
12958
1525
1278
77486
3696133
233145
11930
221215
220941
274
98247
36411
20653
4599
16054
15758
14968
790
61835
45521
12775
32746
16314

187349
104907
23235
193992
44323
14058
19707
1525
997
113383
4440827
270858
18387
252471
252284
188
114400
50360
26997
6909
20089
23362
16097
7266
64040
43311
21760
21551
20729

210806
147000
33318
235437
41995
22963
24494
1525
1326
143135
5293817
352379
20992
331387
331110
277
132225
44790
24553
6007
18545
20237
17737
2500
87435
59416
25410
34006
28019

6290
1660
183
10164
2070
325
1007
203
6558
268905
16915
1769
15146
15146
5692
5363
2271
555
1715
3093
2343
750
329
223
158
65
106

6226
3114
3
10066
1764
345
1246
194
6517
309011
18173
2167
16006
16006
3908
3385
2759
602
2156
627
627
523
326
237
89
197

TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS IN INDIA : 2010 AND 2011
(Amount in Rs. crore)
As on March 31
State Bank
Nationalised
Public
Old Private
of
India
&
Banks$
Sector
Sector
Banks
Items
its Associates
Banks
2010
2011
2010
2011
2010
2011
2010
2011
(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
8. Investments
387473
385697 828125
942837
1215598 1328534
83499
92617
8.1 Investment in India in
379252
375683 814654
929701
1193906 1305384
83499
92617
(i) Government securities
309729
309659 690286
764752
1000015 1074411
60819
64603
(ii) Other approved securities
1254
539
3761
2559
5015
3098
289
51
(iii) Shares
7787
9497 12941
14813
20728
24310
657
862
(iv) Debentures and Bonds
19070
18279 36246
40142
55315
58421
4251
4418

(v) Subsidiaries and/or joint ventures

(vi) Others
8.2 Investment outside India in
(i) Government securities
(ii) Subsidiaries and/or joint ventures
(iii)Others
9. Advances
Type-wise
9A. (i) Bills purchased and discounted
(ii)Cash credits,overdrafts & loans repayable on demand
(iii) Term loans
Security-wise
9B. (i) Secured by tangible assets
(ii) Covered by Bank/Government Guarantees
(iii) Unsecured
Sector-wise & Location-wise
9.C.I. Advances in India
(i) Priority sectors
(ii) Public sectors
(iii) Banks
(iv) Others
9.C.II. Advances outside India
(i) Due from banks
(ii) Due from others
a) Bills purchased and discounted
b) Syndicate loans
c) Others
10. Fixed Assets
10.1 Premises
10.2.Fixed assets under construction
10.3 Other fixed assets
11.Other Assets
(i) Inter - office adjustments (net)
(ii) Interest accrued
(iii) Tax paid in advance/tax deducted at source
(iv) Stationery and stamps
(v) Others
Total Assets
Note : $ Includes IDBI Bank Ltd.
Source : Annual accounts of banks.

4319
37094
8222
2010
1404
4808
857937

4886
32822
10014
2239
1603
6171
994154

3529
67891
13471
6342
1007
6121
###

3822
103613
13136
5864
1555
5716
2311478

7848
104984
21692
8351
2411
10930
2701019

8708
136434
23149
8103
3158
11888
3305632

129
17354
154085

219
22463
184647

51030
359411
447496

61028 89740
433314 741440
499811 1011902

122377
963799
1225302

140771
1100850
1459398

183405
1397114
1725113

8957
68119
77010

9875
84039
90733

600030
91018
166889

699441
###
115009 118020
179704 378070

1687902
164552
459025

1947022
209038
544958

2387343
279561
638728

128613
5804
19667

155534
6454
22659

2135580
691290
270885
31108
1142297
175899
42087
133811
41472
36217
56122
29591
23404
326
5861
80836
6877
19757
17274
115
36813
3696133

2482567
834381
254734
12690
1380761
218452
31606
186846
56683
54487
75676
34469
24569
625
9276
104482
4622
26752
22724
245
50139
4440827

3021689
1009676
334965
31573
1645476
283943
64511
219432
56268
72955
90208
36156
25345
661
10150
138892
8508
31620
24219
238
74309
5293817

154085
54589
9153
303
90041
2357
1385
232
740
6356
180
1705
1751
24
2696
268905

184647
64047
8118
1028
111455
2509
1614
51
845
7156
74
1848
1874
23
3336
309011

761777
252668
63561
275
445272
96160
15657
80503
25294
26475
28734
6213
1913
303
3998
47767
1784
10359
5729
127
29767
1412253

886110
318386
64080
465
503179
108044
22424
85620
14796
36738
34086
6565
1941
335
4289
58056
1631
11862
6945
123
37496
1597684

###
581713
191173
12415
935489
122292
15949
106343
31389
28012
46943
28256
22656
322
5278
56715
2838
16392
16995
118
20372
###

TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS IN INDIA : 2010 AND 2011
(Amount in Rs. crore)
As on March 31
New Private Sector
Private Sector
Foreign
All Scheduled
Banks
Banks
Banks
Commercial
Items
Banks
2010
2011
2010
2011
2010
2011
2010
2011
(9)
(10)
(11)
(12)
(13)
(14)
(15)
(16)
Number of reporting banks
7
7
22
21
32
34
81
81
Liabilities
1. Capital
3276
3409
4549
4805
30527
35383 48619
59243
2. Reserves and Surplus
96537
111359
115435 133784
38649
45668 381542
450648
2.1. Statutory Reserves
11903
15756
17141
21653
11197
13156 110144
120649
2.2. Capital Reserves
3194
3285
4400
4069
2219
2359 33056
33355
2.3. Share Premium
57791
61512
63523
68997
0
0 100146
123226
2.4. Investment Fluctuations Reserves
206
64
441
276
84
166
1297
1262
2.5. Revenue and other Reserves
10367
11619
16347
19088
19448
22324 113357
139499
2.6. Balance of Profit
13077
19122
13584
19700
5701
7662 23541
32658
3. Deposits
592904
738602
822801 1002759
232099 240689
### 5616432
Type-wise
3A.1. Demand deposits
112992
134707
134589 158929
68250
72900 571367
641939
(i) From banks
4076
4744
4557
5186
1596
1819 25790
26608
(ii) From others
108916
129963
130032 153743
66654
71081 545577
615331
3A.2. Savings bank deposits
142653
179463
186220 229130
36427
39650 1109915 1351782
3A.3. Term deposits
337259
424432
501992 614699
127422 128138
### 3622712
(i) From banks
19475
29506
31817
43074
4007
4116 172757
224544
(ii) From others
317784
394926
470175 571625
123415 124023
### 3398168
Location-wise
3B.1 Deposits of branches in India
578880
720355
808777 984512
232099 240689
### 5391525
3B.2 Deposits of branches outside India
14024
18247
14024
18247
- 175680
224908
Source : Annual accounts of banks.

TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS IN INDIA : 2010 AND 2011
(Amount in Rs. crore)
As on March 31
New Private Sector
Private Sector
Foreign
All Scheduled
Banks
Banks
Banks
Commercial
Items
Banks
2010
2011
2010
2011
2010
2011
2010
2011
(9)
(10)
(11)
(12)
(13)
(14)
(15)
(16)
4. Borrowings
140676
175017
149350 185984
68247
92797 531412
673925
4.1. Borrowings in India
69277
76954
76291
84807
34803
53440 320001
386391
(i) From Reserve Bank of India
4925
44
5464
825
21496
4443
45260
(ii) From other banks
6768
9477
7449
10565
12526
20680 37959
50284

(iii) From other institutions and agencies

4.2. Borrowings outside India
Secured borrowings included in 4
5. Other liabilities and provisions
5.1. Bill payable
5.2. Inter-office adjustment
5.3. Interest accured
5.4. Subordinate debt.
5.5. Deferred tax liabilities
5.6. Others (including provisions)
Total Liabilities
6. Cash and balances with RBI
6.1. Cash in hand
6.2. Balances with RBI
(i) In current account
(ii) In other account
7. Balances with banks in India and money at call and short notice
7.1. In India
7.1.1. Balances with banks
(i) In current account
(ii) In other deposit accounts
7.1.2 Money at call and short notice
(i) with banks
(ii) with other institutions
7.2 Outside India
7.2.1 Balances with Banks
(i) In current account
(ii) In other deposit accounts
7.2.2 Money at call and short notice
Source : Annual accounts of banks.

62509
71399
2784
48438
14571
30
5751
28086
881831
58951
8162
50789
50689
100
32978
20586
10028
2414
7615
10557
624
9933
12392
8101
2995
5106
4291

62552
98063
802
60778
13826
93
7137
39723
1089165
67938
9566
58372
58272
100
27708
14293
11660
1447
10214
2633
2086
547
13415
6003
3354
2650
7412

68799
68778
73059 101178
2967
806
58601
70844
16641
15590
355
438
6758
8383
203
194
34644
46240
1150736 1398176
75866
86111
9931
11733
65935
74378
65835
74278
100
100
38670
31616
25949
17678
12299
14419
2969
2049
9330
12370
13650
3259
2967
2713
10683
547
12721
13938
8325
6330
3153
3591
5172
2739
4397
7608

21452
33444
16013
65839
3604
116
1998
4
60117
435362
19097
607
18489
18485
4
20559
5344
4645
974
3671
699
679
20
15215
12506
2141
10365
2709

11263
39357
27190
76992
4528
98
2259
4
70102
491528
20293
797
19497
19491
5
27365
11171
8431
1032
7399
2740
2663
77
16194
14587
4795
9793
1606

277600
290847
211410
287534
42215
61314
318433
383273
64568
62113
14529
23499
28463
35136
1525
1525
1204
1524
208144
259476
### 7183522
365821
458783
28925
33521
336895
425262
336604
424880
292
382
173629
191206
81653
73639
43942
47403
10852
9088
33089
38314
37711
26236
19743
23113
17968
3124
91976
117567
64142
80334
27055
33796
37087
46537
27835
37234

TABLE 3.1 : BANK GROUP-WISE LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS IN INDIA : 2010 AND 2011
(Amount in Rs. crore)
As on March 31
New Private Sector
Private Sector
Foreign
All Scheduled
Banks
Banks
Banks
Commercial
Items
Banks
2010
2011
2010
2011
2010
2011
2010
2011
(9)
(10)
(11)
(12)
(13)
(14)
(15)
(16)
8. Investments
270618
329403
354117 422020
159291 165499
### 1916053
8.1 Investment in India in
260741
319336
344240 411953
159291 165499
### 1882836
(i) Government securities
180209
197649
241028 262252
117497 111960
### 1448624
(ii) Other approved securities
21
38
311
89
4
2
5330
3189
(iii) Shares
3511
3704
4168
4566
98
104 24993
28981
(iv) Debentures and Bonds
20398
39978
24650
44396
6634
6166 86599
108983

(v) Subsidiaries and/or joint ventures

(vi) Others
8.2 Investment outside India in
(i) Government securities
(ii) Subsidiaries and/or joint ventures
(iii)Others
9. Advances
Type-wise
9A. (i) Bills purchased and discounted
(ii)Cash credits,overdrafts & loans repayable on
(iii) demand
Term loans
Security-wise
9B. (i) Secured by tangible assets
(ii) Covered by Bank/Government Guarantees
(iii) Unsecured
Sector-wise & Location-wise
9.C.I. Advances in India
(i) Priority sectors
(ii) Public sectors
(iii) Banks
(iv) Others
9.C.II. Advances outside India
(i) Due from banks
(ii) Due from others
a) Bills purchased and discounted
b) Syndicate loans
c) Others
10. Fixed Assets
10.1 Premises
10.2.Fixed assets under construction
10.3 Other fixed assets
11.Other Assets
(i) Inter - office adjustments (net)
(ii) Interest accrued
(iii) Tax paid in advance/tax deducted at source
(iv) Stationery and stamps
(v) Others
Total Assets
Source : Annual accounts of banks.

6848
49753
9877
165
6614
3098
478356

7814
70154
10067
929
6616
2522
612886

6978
67107
9877
165
6614
3098
632441

8033
92617
10067
929
6616
2522
797534

35058
163260

- 14825
16741
47267 207150
276319
- 31569
33217
8516
9033
9025
9774
- 14028
14410
195539
### 4298704

18505
90600
369250

23138
119717
470032

27462
158719
446260

33013
203756
560765

21307
73034
68919

25182 189540
241600
91172
### 1692042
79186
### 2365063

354511
8734
115111

468860
10518
133509

483124
14539
134778

624394
16972
156168

75474
7326
80461

85587
### 3097324
8926 230902
305460
101025 760197
895921

418910
147142
9471
1164
261133
59446
1385
58061
1983
47574
8504
7882
3360
76
4445
33047
0
6889
5825
30
20303
881831

533559
178226
10035
479
344818
79328
5542
73786
1191
57567
15028
10470
5558
50
4862
40760
21
9282
5910
40
25507
1089165

572995 718206
201730 242272
18624
18153
1467
1507
351174 456273
59446
79328
1385
5542
58061
73786
1983
1191
47574
57567
8504
15028
10239
12980
4744
7172
309
101
5185
5707
39404
47915
180
95
8594
11130
7576
7784
54
63
23000
28843
1150736 1398176

163260
55399
2739
3607
101516
4860
3127
808
924
68295
154
2904
2270
1
62967
435362

195539
63913
2971
3640
125015
4959
3111
964
884
77874
226
3046
2841
1
71759
491528

###
###
276097
17764
###
277898
32991
244907
58666
102061
84180
49568
32440
1742
15386
212181
4955
38249
32570
300
136106
###

3935434
1315861
356089
36720
2226763
363270
70053
293218
57459
130522
105236
54094
35628
1725
16740
264681
8829
45796
34844
301
174911
7183522