Monica Millares’ Post

What’s Next? Off to the beach or... Starting the next big thing in payments!? 👨🚀 🚀   Back in 2009, I started my first startup. Now, in 2024, I'm diving into a new venture. Bad timing? Maybe. But after my last company, I couldn’t just relax on a beach, away from the startup world. I felt the urge to capitalize on the billion mistakes I’ve made over the past 10+ years and build something BIG with real impact this time. So, I went hunting for the biggest problem I could find. World hunger? Climate change? Too far from my skills. The biggest pain points for me, as a CEO, have always been TIME & MONEY. Software and AI tools are promising to do things faster with fewer resources, but they are also the fastest-growing cost for companies and 32% of this budget is wasted on unused or duplicated software. +30 Billion $, that could be used to solve huge problems, and 4 Million hours every year are LOST. That’s just not right and together with my amazing co-founder, Thomas Alisi , I have decided to built WithLess—a system designed to help Founders and CFOs ensure their teams have the software they really need, with less time, money, and admin work. So, tomorrow instead of planning vacations, with an incredible SWAT I´m launching WithLess, the next big thing in payments 🤞, at the Mastercard Innovation Forum. Before heading to your holidays, don’t forget to follow us—you can be part of this journey even from the beach. #Mastercard #MastercardMIF2024 #WITHLESS

𝐏𝐚𝐲𝐏𝐚𝐥'𝐬 '𝐀𝐝'-𝐕𝐞𝐧𝐭𝐮𝐫𝐞 𝐢𝐧𝐭𝐨 𝐀𝐝𝐯𝐞𝐫𝐭𝐢𝐬𝐢𝐧𝐠 𝐃𝐨𝐦𝐚𝐢𝐧, 𝐌𝐨𝐝𝐮𝐥𝐫 𝐌𝐨𝐝𝐮𝐥𝐚𝐭𝐞𝐬 𝐓𝐫𝐚𝐯𝐞𝐥 𝐏𝐚𝐲𝐦𝐞𝐧𝐭𝐬, 𝐚𝐧𝐝 𝐅𝐢𝐧𝐭𝐞𝐜𝐡𝐎𝐒' '𝐄𝐔'𝐩𝐡𝐨𝐫𝐢𝐜 $𝟔𝟎𝐌 𝐅𝐮𝐧𝐝𝐢𝐧𝐠 All served in Edition #121 of the Weekly Fintech Brew! ☕ ♨️ This Tuesday Tea is piping hot - From travel's seamless integration with finance to global powerhouses expanding their reach and funding that could revolutionise financial inclusion in Africa, we've got the insights you need. 🐝 Decoding Last Week's Fintech Buzz: #Top3 ☝️Travel is a hot area for Fintech ▪️ The emergence of travel-focused fintech solutions such as NuViagens by Nubank and Modulr's travel payments solution indicates a growing trend towards integrating financial services with travel planning. This suggests that consumers are increasingly seeking seamless and integrated experiences when managing their finances and lifestyle arrangements. ✌️Fintech Funding on the Rise ▪️ Investments in FintechOS and Kuda highlight the continued investor confidence in the potential of fintechs to improve financial inclusion and economic growth, particularly in underbanked regions like Africa. 👌Data is King in Payments ▪️ PayPal's introduction of PayPal Ads underscores the increasing trend of fintech companies leveraging their vast user data to create additional revenue streams beyond their core financial services. This highlights the growing importance of data monetisation strategies within the fintech industry and the potential for fintech companies to become significant players in the advertising ecosystem. 📰 More names that are keeping this edition brimming with fintech highlights: Plaid, Ozone API, Circle, Solaris SE, Nium, HSBC, Zūm Rails, Yapily, Currencycloud, 9Spokes, Tide, Tonik, allpay Limited, Treasury Prime, Papara, Mastercard, Xapo Bank, Cogo, Greenly | Certified B Corp... and many more! 🔗𝐇𝐚𝐩𝐩𝐲 𝐋𝐞𝐚𝐫𝐧𝐢𝐧𝐠! Dive into exclusive resources curated just for you at the end, featuring: Citi, American Banker X i2c Inc., Fintech Takes by Alex Johnson, Zimpler and the latest in-house curations from WhiteSight! ________________ 𝐍𝐨 𝐭𝐢𝐦𝐞 𝐟𝐨𝐫 𝐥𝐞𝐧𝐠𝐭𝐡𝐲 𝐫𝐞𝐚𝐝𝐬? 𝐖𝐞 𝐠𝐞𝐭 𝐢𝐭! 𝐆𝐞𝐭 𝐭𝐡𝐞 𝐤𝐞𝐲 𝐭𝐚𝐤𝐞𝐚𝐰𝐚𝐲𝐬 𝐢𝐧 𝐚 𝐪𝐮𝐢𝐜𝐤 𝐚𝐧𝐝 𝐞𝐚𝐬𝐲 𝐟𝐨𝐫𝐦𝐚𝐭. 🗞️ 𝐖𝐢𝐭𝐡 𝐨𝐮𝐫 𝐧𝐞𝐰𝐬𝐥𝐞𝐭𝐭𝐞𝐫, 𝐲𝐨𝐮 𝐠𝐞𝐭: Quick reads that keep you informed. Discover the newest names and trends shaping the fintech landscape. Understand the key themes ecosystem players are leveraging to stay ahead. Get a steaming cuppa brewed directly to your inbox, every week! here 👉: https://lnkd.in/g6aQjnb7 #fintech #newsletter #embeddedfinance #openfinance #digitalfinance #DeFi #infrastructurefinance #greenfinance

💡 What’s next for Revolut? Revolut's latest announcements at The Revolutionaries event reflect its bold vision for 2025: AI assistants, digital mortgages, SME-focused innovations, and branded ATMs. Beyond the buzzwords, these moves are more than just product launches—they’re strategic steps toward creating a connected ecosystem that drives stronger relationships with both individual and business customers. Here's how I see it: 🔹 Building a Seamless Financial Ecosystem By introducing AI-powered assistants and integrating smart tools for both personal and business users, Revolut is setting the stage for deeper engagement. Imagine a single platform that not only manages your money but proactively advises you—on saving, spending, or growing your business. This isn’t just a convenience; it’s a loyalty engine. 🔹 Revolutionizing Credit and Mortgages Launching digital mortgages in select markets isn’t just about entering a high-margin space—it’s about meeting customers where traditional banks fall short. Speed, simplicity, and transparency will attract a new wave of customers while locking them into long-term relationships. Pairing mortgages with loyalty incentives could make Revolut indispensable in customers' financial journeys. 🔹 Empowering SMEs With tools like Revolut Kiosk and enhanced payment solutions, Revolut is targeting small businesses—the backbone of many economies. By solving operational pain points like cash flow management or payment processing, Revolut positions itself as an essential partner for SMEs to grow and thrive. 🔹 Local Presence, Global Reach Branded ATMs and region-specific offerings, like cash deposit options or currency conversions, show Revolut’s focus on accessibility. This strategy not only boosts visibility in key markets but strengthens trust—especially in regions where physical touchpoints are still essential. 🔹 What Could Be Next? Looking ahead, Revolut has an opportunity to: 🌲 Expand sustainability-focused financial products, like green loans. 👨🎨 Strengthen ties with freelancers, influencers and gig workers through tailored solutions (e.g. Revolut Pro). 💕 Build on partnerships for deeper financial inclusion. Revolut’s playbook isn’t just about offering new features—it’s about rethinking how businesses and consumers interact with financial services. The question is, how will these innovations inspire other industries to follow suit? 👉 What are your thoughts on Revolut’s next moves? How do you see this shaping the broader financial services landscape? Let's discuss! Follow Christiane Zhao for more. #Innovation #Fintech #CustomerExperience #revolut #SME

👋 Hey-yo BCN FinTech Community. Just a quick post today to show how we're working on our new strategic roadmap. It's a screen cap from our meeting last Friday. While Victor H. couldn't make it due to travel and was truly missed, the super active and smart BCN FinTech community member Lucy Criddle has joined this one. And our beloved chief happiness officer Samson 🐶 Lucy used her experience to help us order our scattered thoughts and plans. These have previously just existed somewhere in our brains as a wild mess. Now, she is guiding us to not only document those ideas more clearly, but map them out strategically so we have a clear guide going forward. As we like to say: You, the community, have put the BCN FinTech train 🚆 in motion. Now, faced with an abundance of choices of where to go next, it's about making sure we pick the direction that will benefit our ecosystem the best in both short and long-term. And that's what Lucy is helping us with. Thanks Lucy 🙏 We can't wait to share our new strategic roadmap with you asap, though it will need a bit more time until we finalize it. So please be patient and track our Linkedin page for updates. Or, even better, reach out to us if you have any feedback for us on things you'd like to see, partnership proposals, if you want to get involved etc. We're nice people and don't bite (no, Samson 🐶 doesn't bite either, he is just adorable). Written by Clemens without AI 🤖 

𝐓𝐡𝐞 𝐅𝐢𝐧𝐭𝐞𝐜𝐡 𝐅𝐢𝐠𝐡𝐭 𝐂𝐥𝐮𝐛: 𝐅𝐫𝐨𝐦 𝐁𝐚𝐧𝐤𝐬 𝐭𝐨 𝐓𝐞𝐥𝐜𝐨𝐬, 𝐑𝐨𝐮𝐧𝐝 𝐓𝐰𝐨! Remember the epic battles between traditional banks and nimble FinTech startups? Yeah, that war is still raging on. But hold on, there's a new challenger entering the ring! 𝐑𝐨𝐮𝐧𝐝 1: 𝐅𝐢𝐧𝐓𝐞𝐜𝐡 𝐯𝐬. 𝐁𝐚𝐧𝐤𝐬 - 𝐓𝐡𝐞 𝐑𝐢𝐬𝐞 𝐨𝐟 𝐭𝐡𝐞 𝐑𝐞𝐛𝐞𝐥𝐬 We all saw it coming. FinTechs stormed the scene, offering sleek apps, innovative products, and a customer-centric approach that left traditional banks feeling dusty. Open banking opened doors (literally!), and competition spurred a wave of financial inclusion. But wait, there's more! 𝐑𝐨𝐮𝐧𝐝 2: 𝐃𝐢𝐠𝐢𝐭𝐚𝐥 𝐁𝐚𝐧𝐤𝐬 𝐯𝐬. 𝐓𝐞𝐥𝐜𝐨𝐬 - 𝐓𝐡𝐞 𝐂𝐨𝐧𝐧𝐞𝐜𝐭𝐢𝐯𝐢𝐭𝐲 𝐂𝐥𝐚𝐬𝐡 Now, digital banks like Nubank (looking at you ) are eyeing a new battleground: mobile networks. Telcos, with their vast customer bases and established infrastructure, are suddenly facing competition for a whole new revenue stream. 𝐖𝐡𝐚𝐭 𝐝𝐨𝐞𝐬 𝐭𝐡𝐢𝐬 𝐦𝐞𝐚𝐧 𝐟𝐨𝐫 𝐮𝐬? 👉 𝐆𝐞𝐭 𝐫𝐞𝐚𝐝𝐲 𝐟𝐨𝐫 𝐛𝐮𝐧𝐝𝐥𝐞𝐝 𝐬𝐞𝐫𝐯𝐢𝐜𝐞𝐬: Imagine managing your finances and topping up your mobile data seamlessly within one app. Convenience is about to get a major upgrade! 👉 𝐃𝐚𝐭𝐚-𝐝𝐫𝐢𝐯𝐞𝐧 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐩𝐫𝐨𝐝𝐮𝐜𝐭𝐬: Telcos hold a treasure trove of customer data. Digital banks could leverage this to create personalized financial solutions and targeted marketing. 👉 𝐓𝐡𝐞 𝐛𝐚𝐭𝐭𝐥𝐞 𝐟𝐨𝐫 𝐜𝐮𝐬𝐭𝐨𝐦𝐞𝐫 𝐥𝐨𝐲𝐚𝐥𝐭𝐲: Buckle up for a fight for your financial loyalty! Expect both digital banks and telcos to dish out attractive deals and innovative features. 𝐓𝐡𝐢𝐬 𝐢𝐬 𝐣𝐮𝐬𝐭 𝐭𝐡𝐞 𝐛𝐞𝐠𝐢𝐧𝐧𝐢𝐧𝐠, 𝐟𝐨𝐥𝐤𝐬! The lines between finance and telecommunications are blurring, and the competition is about to get fierce. Who will emerge victorious? Only time will tell. But one thing's for sure: we, the consumers, stand to benefit! **What are your thoughts on this new wave of FinTech competition? Share your insights in the comments! #FinTech #DigitalBanking #TelcoWars #FutureofFinance #isapexchange #isaplife #isapnetwork iSAP Solutions ltd iSAP Exchange FZCO iSAP.LIFE iSAP Network cloud based Telecommunication iSAP Group Investments ltd

𝐓𝐡𝐞 𝐅𝐢𝐧𝐭𝐞𝐜𝐡 𝐅𝐢𝐠𝐡𝐭 𝐂𝐥𝐮𝐛: 𝐅𝐫𝐨𝐦 𝐁𝐚𝐧𝐤𝐬 𝐭𝐨 𝐓𝐞𝐥𝐜𝐨𝐬, 𝐑𝐨𝐮𝐧𝐝 𝐓𝐰𝐨! Remember the epic battles between traditional banks and nimble FinTech startups? Yeah, that war is still raging on. But hold on, there's a new challenger entering the ring! 𝐑𝐨𝐮𝐧𝐝 1: 𝐅𝐢𝐧𝐓𝐞𝐜𝐡 𝐯𝐬. 𝐁𝐚𝐧𝐤𝐬 - 𝐓𝐡𝐞 𝐑𝐢𝐬𝐞 𝐨𝐟 𝐭𝐡𝐞 𝐑𝐞𝐛𝐞𝐥𝐬 We all saw it coming. FinTechs stormed the scene, offering sleek apps, innovative products, and a customer-centric approach that left traditional banks feeling dusty. Open banking opened doors (literally!), and competition spurred a wave of financial inclusion. But wait, there's more! 𝐑𝐨𝐮𝐧𝐝 2: 𝐃𝐢𝐠𝐢𝐭𝐚𝐥 𝐁𝐚𝐧𝐤𝐬 𝐯𝐬. 𝐓𝐞𝐥𝐜𝐨𝐬 - 𝐓𝐡𝐞 𝐂𝐨𝐧𝐧𝐞𝐜𝐭𝐢𝐯𝐢𝐭𝐲 𝐂𝐥𝐚𝐬𝐡 Now, digital banks like Nubank (looking at you ) are eyeing a new battleground: mobile networks. Telcos, with their vast customer bases and established infrastructure, are suddenly facing competition for a whole new revenue stream. 𝐖𝐡𝐚𝐭 𝐝𝐨𝐞𝐬 𝐭𝐡𝐢𝐬 𝐦𝐞𝐚𝐧 𝐟𝐨𝐫 𝐮𝐬? 👉 𝐆𝐞𝐭 𝐫𝐞𝐚𝐝𝐲 𝐟𝐨𝐫 𝐛𝐮𝐧𝐝𝐥𝐞𝐝 𝐬𝐞𝐫𝐯𝐢𝐜𝐞𝐬: Imagine managing your finances and topping up your mobile data seamlessly within one app. Convenience is about to get a major upgrade! 👉 𝐃𝐚𝐭𝐚-𝐝𝐫𝐢𝐯𝐞𝐧 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐩𝐫𝐨𝐝𝐮𝐜𝐭𝐬: Telcos hold a treasure trove of customer data. Digital banks could leverage this to create personalized financial solutions and targeted marketing. 👉 𝐓𝐡𝐞 𝐛𝐚𝐭𝐭𝐥𝐞 𝐟𝐨𝐫 𝐜𝐮𝐬𝐭𝐨𝐦𝐞𝐫 𝐥𝐨𝐲𝐚𝐥𝐭𝐲: Buckle up for a fight for your financial loyalty! Expect both digital banks and telcos to dish out attractive deals and innovative features. 𝐓𝐡𝐢𝐬 𝐢𝐬 𝐣𝐮𝐬𝐭 𝐭𝐡𝐞 𝐛𝐞𝐠𝐢𝐧𝐧𝐢𝐧𝐠, 𝐟𝐨𝐥𝐤𝐬! The lines between finance and telecommunications are blurring, and the competition is about to get fierce. Who will emerge victorious? Only time will tell. But one thing's for sure: we, the consumers, stand to benefit! **What are your thoughts on this new wave of FinTech competition? Share your insights in the comments! #FinTech #DigitalBanking #TelcoWars #FutureofFinance #isapexchange #isaplife #isapnetwork iSAP Solutions ltd iSAP Exchange FZCO iSAP.LIFE iSAP Network cloud based Telecommunication iSAP Group Investments ltd

𝐓𝐡𝐞 𝐅𝐢𝐧𝐭𝐞𝐜𝐡 𝐅𝐢𝐠𝐡𝐭 𝐂𝐥𝐮𝐛: 𝐅𝐫𝐨𝐦 𝐁𝐚𝐧𝐤𝐬 𝐭𝐨 𝐓𝐞𝐥𝐜𝐨𝐬, 𝐑𝐨𝐮𝐧𝐝 𝐓𝐰𝐨! Remember the epic battles between traditional banks and nimble FinTech startups? Yeah, that war is still raging on. But hold on, there's a new challenger entering the ring! 𝐑𝐨𝐮𝐧𝐝 1: 𝐅𝐢𝐧𝐓𝐞𝐜𝐡 𝐯𝐬. 𝐁𝐚𝐧𝐤𝐬 - 𝐓𝐡𝐞 𝐑𝐢𝐬𝐞 𝐨𝐟 𝐭𝐡𝐞 𝐑𝐞𝐛𝐞𝐥𝐬 We all saw it coming. FinTechs stormed the scene, offering sleek apps, innovative products, and a customer-centric approach that left traditional banks feeling dusty. Open banking opened doors (literally!), and competition spurred a wave of financial inclusion. But wait, there's more! 𝐑𝐨𝐮𝐧𝐝 2: 𝐃𝐢𝐠𝐢𝐭𝐚𝐥 𝐁𝐚𝐧𝐤𝐬 𝐯𝐬. 𝐓𝐞𝐥𝐜𝐨𝐬 - 𝐓𝐡𝐞 𝐂𝐨𝐧𝐧𝐞𝐜𝐭𝐢𝐯𝐢𝐭𝐲 𝐂𝐥𝐚𝐬𝐡 Now, digital banks like Nubank (looking at you ) are eyeing a new battleground: mobile networks. Telcos, with their vast customer bases and established infrastructure, are suddenly facing competition for a whole new revenue stream. 𝐖𝐡𝐚𝐭 𝐝𝐨𝐞𝐬 𝐭𝐡𝐢𝐬 𝐦𝐞𝐚𝐧 𝐟𝐨𝐫 𝐮𝐬? 👉 𝐆𝐞𝐭 𝐫𝐞𝐚𝐝𝐲 𝐟𝐨𝐫 𝐛𝐮𝐧𝐝𝐥𝐞𝐝 𝐬𝐞𝐫𝐯𝐢𝐜𝐞𝐬: Imagine managing your finances and topping up your mobile data seamlessly within one app. Convenience is about to get a major upgrade! 👉 𝐃𝐚𝐭𝐚-𝐝𝐫𝐢𝐯𝐞𝐧 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐩𝐫𝐨𝐝𝐮𝐜𝐭𝐬: Telcos hold a treasure trove of customer data. Digital banks could leverage this to create personalized financial solutions and targeted marketing. 👉 𝐓𝐡𝐞 𝐛𝐚𝐭𝐭𝐥𝐞 𝐟𝐨𝐫 𝐜𝐮𝐬𝐭𝐨𝐦𝐞𝐫 𝐥𝐨𝐲𝐚𝐥𝐭𝐲: Buckle up for a fight for your financial loyalty! Expect both digital banks and telcos to dish out attractive deals and innovative features. 𝐓𝐡𝐢𝐬 𝐢𝐬 𝐣𝐮𝐬𝐭 𝐭𝐡𝐞 𝐛𝐞𝐠𝐢𝐧𝐧𝐢𝐧𝐠, 𝐟𝐨𝐥𝐤𝐬! The lines between finance and telecommunications are blurring, and the competition is about to get fierce. Who will emerge victorious? Only time will tell. But one thing's for sure: we, the consumers, stand to benefit! **What are your thoughts on this new wave of FinTech competition? Share your insights in the comments! #FinTech #DigitalBanking #TelcoWars #FutureofFinance #isapexchange #isaplife #isapnetwork iSAP Solutions ltd iSAP Exchange FZCO iSAP.LIFE iSAP Network cloud based Telecommunication iSAP Group Investments ltd

𝐓𝐡𝐞 𝐅𝐢𝐧𝐭𝐞𝐜𝐡 𝐅𝐢𝐠𝐡𝐭 𝐂𝐥𝐮𝐛: 𝐅𝐫𝐨𝐦 𝐁𝐚𝐧𝐤𝐬 𝐭𝐨 𝐓𝐞𝐥𝐜𝐨𝐬, 𝐑𝐨𝐮𝐧𝐝 𝐓𝐰𝐨! Remember the epic battles between traditional banks and nimble FinTech startups? Yeah, that war is still raging on. But hold on, there's a new challenger entering the ring! 𝐑𝐨𝐮𝐧𝐝 1: 𝐅𝐢𝐧𝐓𝐞𝐜𝐡 𝐯𝐬. 𝐁𝐚𝐧𝐤𝐬 - 𝐓𝐡𝐞 𝐑𝐢𝐬𝐞 𝐨𝐟 𝐭𝐡𝐞 𝐑𝐞𝐛𝐞𝐥𝐬 We all saw it coming. FinTechs stormed the scene, offering sleek apps, innovative products, and a customer-centric approach that left traditional banks feeling dusty. Open banking opened doors (literally!), and competition spurred a wave of financial inclusion. But wait, there's more! 𝐑𝐨𝐮𝐧𝐝 2: 𝐃𝐢𝐠𝐢𝐭𝐚𝐥 𝐁𝐚𝐧𝐤𝐬 𝐯𝐬. 𝐓𝐞𝐥𝐜𝐨𝐬 - 𝐓𝐡𝐞 𝐂𝐨𝐧𝐧𝐞𝐜𝐭𝐢𝐯𝐢𝐭𝐲 𝐂𝐥𝐚𝐬𝐡 Now, digital banks like Nubank (looking at you ) are eyeing a new battleground: mobile networks. Telcos, with their vast customer bases and established infrastructure, are suddenly facing competition for a whole new revenue stream. 𝐖𝐡𝐚𝐭 𝐝𝐨𝐞𝐬 𝐭𝐡𝐢𝐬 𝐦𝐞𝐚𝐧 𝐟𝐨𝐫 𝐮𝐬? 👉 𝐆𝐞𝐭 𝐫𝐞𝐚𝐝𝐲 𝐟𝐨𝐫 𝐛𝐮𝐧𝐝𝐥𝐞𝐝 𝐬𝐞𝐫𝐯𝐢𝐜𝐞𝐬: Imagine managing your finances and topping up your mobile data seamlessly within one app. Convenience is about to get a major upgrade! 👉 𝐃𝐚𝐭𝐚-𝐝𝐫𝐢𝐯𝐞𝐧 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐩𝐫𝐨𝐝𝐮𝐜𝐭𝐬: Telcos hold a treasure trove of customer data. Digital banks could leverage this to create personalized financial solutions and targeted marketing. 👉 𝐓𝐡𝐞 𝐛𝐚𝐭𝐭𝐥𝐞 𝐟𝐨𝐫 𝐜𝐮𝐬𝐭𝐨𝐦𝐞𝐫 𝐥𝐨𝐲𝐚𝐥𝐭𝐲: Buckle up for a fight for your financial loyalty! Expect both digital banks and telcos to dish out attractive deals and innovative features. 𝐓𝐡𝐢𝐬 𝐢𝐬 𝐣𝐮𝐬𝐭 𝐭𝐡𝐞 𝐛𝐞𝐠𝐢𝐧𝐧𝐢𝐧𝐠, 𝐟𝐨𝐥𝐤𝐬! The lines between finance and telecommunications are blurring, and the competition is about to get fierce. Who will emerge victorious? Only time will tell. But one thing's for sure: we, the consumers, stand to benefit! **What are your thoughts on this new wave of FinTech competition? Share your insights in the comments! #FinTech #DigitalBanking #TelcoWars #FutureofFinance #isapexchange #isaplife #isapnetwork iSAP Solutions ltd iSAP Exchange FZCO iSAP.LIFE iSAP Network cloud based Telecommunication iSAP Group Investments ltd

𝐓𝐡𝐞 𝐅𝐢𝐧𝐭𝐞𝐜𝐡 𝐅𝐢𝐠𝐡𝐭 𝐂𝐥𝐮𝐛: 𝐅𝐫𝐨𝐦 𝐁𝐚𝐧𝐤𝐬 𝐭𝐨 𝐓𝐞𝐥𝐜𝐨𝐬, 𝐑𝐨𝐮𝐧𝐝 𝐓𝐰𝐨! Remember the epic battles between traditional banks and nimble FinTech startups? Yeah, that war is still raging on. But hold on, there's a new challenger entering the ring! 𝐑𝐨𝐮𝐧𝐝 1: 𝐅𝐢𝐧𝐓𝐞𝐜𝐡 𝐯𝐬. 𝐁𝐚𝐧𝐤𝐬 - 𝐓𝐡𝐞 𝐑𝐢𝐬𝐞 𝐨𝐟 𝐭𝐡𝐞 𝐑𝐞𝐛𝐞𝐥𝐬 We all saw it coming. FinTechs stormed the scene, offering sleek apps, innovative products, and a customer-centric approach that left traditional banks feeling dusty. Open banking opened doors (literally!), and competition spurred a wave of financial inclusion. But wait, there's more! 𝐑𝐨𝐮𝐧𝐝 2: 𝐃𝐢𝐠𝐢𝐭𝐚𝐥 𝐁𝐚𝐧𝐤𝐬 𝐯𝐬. 𝐓𝐞𝐥𝐜𝐨𝐬 - 𝐓𝐡𝐞 𝐂𝐨𝐧𝐧𝐞𝐜𝐭𝐢𝐯𝐢𝐭𝐲 𝐂𝐥𝐚𝐬𝐡 Now, digital banks like Nubank (looking at you ) are eyeing a new battleground: mobile networks. Telcos, with their vast customer bases and established infrastructure, are suddenly facing competition for a whole new revenue stream. 𝐖𝐡𝐚𝐭 𝐝𝐨𝐞𝐬 𝐭𝐡𝐢𝐬 𝐦𝐞𝐚𝐧 𝐟𝐨𝐫 𝐮𝐬? 👉 𝐆𝐞𝐭 𝐫𝐞𝐚𝐝𝐲 𝐟𝐨𝐫 𝐛𝐮𝐧𝐝𝐥𝐞𝐝 𝐬𝐞𝐫𝐯𝐢𝐜𝐞𝐬: Imagine managing your finances and topping up your mobile data seamlessly within one app. Convenience is about to get a major upgrade! 👉 𝐃𝐚𝐭𝐚-𝐝𝐫𝐢𝐯𝐞𝐧 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐩𝐫𝐨𝐝𝐮𝐜𝐭𝐬: Telcos hold a treasure trove of customer data. Digital banks could leverage this to create personalized financial solutions and targeted marketing. 👉 𝐓𝐡𝐞 𝐛𝐚𝐭𝐭𝐥𝐞 𝐟𝐨𝐫 𝐜𝐮𝐬𝐭𝐨𝐦𝐞𝐫 𝐥𝐨𝐲𝐚𝐥𝐭𝐲: Buckle up for a fight for your financial loyalty! Expect both digital banks and telcos to dish out attractive deals and innovative features. 𝐓𝐡𝐢𝐬 𝐢𝐬 𝐣𝐮𝐬𝐭 𝐭𝐡𝐞 𝐛𝐞𝐠𝐢𝐧𝐧𝐢𝐧𝐠, 𝐟𝐨𝐥𝐤𝐬! The lines between finance and telecommunications are blurring, and the competition is about to get fierce. Who will emerge victorious? Only time will tell. But one thing's for sure: we, the consumers, stand to benefit! **What are your thoughts on this new wave of FinTech competition? Share your insights in the comments! #FinTech #DigitalBanking #TelcoWars #FutureofFinance #isapexchange #isaplife #isapnetwork iSAP Solutions ltd iSAP Exchange FZCO iSAP.LIFE iSAP Network cloud based Telecommunication iSAP Group Investments ltd

The times they are a changing. Banks vs Fintechs vs Telcos. The traditional payment rails are crumbling. There is a paradigm shift occuring catalysed by the emerging and maturing National Payment Systems.