Ionic Wealth’s Post

Few interesting facts about growing opportunities in India; 1. India’s household wealth is projected to surpass the $ 4 Trillion mark by 2025.😀 2. According to Jefferies India’s saving rate is appropriate 30 % - higher than developed economies.😀 3. Bank deposits are decreasing and investment shifting towards insurance, PF, equities and other debt instruments - equity still only 5% of Indian Households assets. Still Nifty at 22600.😀 Either be a part of this or be apart from this.😀

What is the average age of investors in India? India's investment landscape is getting younger! The median investor age has dropped to 32, with 40% of investors now under 30. The youth are taking charge of their financial futures. 📈🇮🇳 #YoungInvestors #IndiaInvests #stockmarketindia #stockmarket #indiratrade

Did you know that only 5.8% of Indian household assets are allocated to equities, compared to higher levels in developed economies? With India's strong growth projections and increasing financialisation of savings, could more investors shift from property and gold, which make up over 65% of assets, to equities? Will the rise in IPOs and promoter stake sales create more equity investing opportunities? Are first-time investors prepared for market volatility and the need for long-term thinking? As India's economy grows, can consistent investing through market cycles help households unlock the full potential of equity returns? Do share your thoughts in the comments

🔔 A dive into the markets - INDIA 📣 Macro today ➡ India business growth at its fastest pace in nearly 14 years ➡ Rate cuts likely off the table this year ➡ Prime Minister Modi widely expected to win mammoth elections 📣 Indian equities – A rerating in sight? ✔  2024 could witness a re-rating of the market if there is increased acceptance among foreign investors that India’s growth is structural as opposed to cyclical. ✔ Earnings growth remains strong with a CAGR 2022-2024 of 16.9% ✔ Valuations fair. MSCI India 2024 earnings are forecast to rise 17%, which is supportive of the current P/E of around 20. 📣 Investment conclusions ✔ Indian equities – Overweight maintained 🔔 Asset allocation models – Portfolio construction 📌 Contact us for the implementation of the investment strategy and asset allocation models (both strategic and tactical) 📌 Our portfolio construction is based on a combination of active and passive funds. 📌 As an independent research firm, Bolero Capital is advising professional investors only #macroeconomics #portfolioconstruction #equities #bonds #fundselection #geopolitics #inflation #interestrates #centralbanks

𝗥𝗲𝘀𝗲𝗮𝗿𝗰𝗵 𝗿𝗲𝗽𝗼𝗿𝘁 on India's Saving puzzles by Exencials! 💡Here are the points which I found very interesting! → 𝐒𝐚𝐯𝐢𝐧𝐠𝐬 𝐆𝐫𝐨𝐰𝐭𝐡: India's net financial savings have seen a 15% CAGR over 70 years, recently slowing due to inflation and a shift towards physical assets. → 𝐄𝐪𝐮𝐢𝐭𝐲 𝐒𝐮𝐫𝐠𝐞: Equity allocations in financial assets have grown at a 28% CAGR over the past decade, with a current allocation slightly below the FY'22 peak. → 𝐂𝐲𝐜𝐥𝐢𝐜𝐚𝐥 𝐁𝐞𝐡𝐚𝐯𝐢𝐨𝐫: Investments in equities show a cyclical pattern, typically spanning 4-6 years, with the current cycle suggesting a trend of higher allocations. → 𝐌𝐚𝐫𝐤𝐞𝐭 𝐈𝐧𝐟𝐥𝐮𝐞𝐧𝐜𝐞: FII's withdrawals have caused market fluctuations, but mutual funds show resilience with SIP flows growing at a 34% CAGR since late 2020. 📑 Give a read to this concise Research Report! #finance #investing #assetmanagement #businessanalysis #connections

India's economy remains on a structurally-strong footing, with favorable demographics, an infrastructure build-out and a policy focus on developing the domestic manufacturing sector accelerating the country's inclusion in global supply chains. Meanwhile, India's per-capita income is surging above $2,500 and the financialization of household savings into equities remains a structural trend. India continues to lure global talent, and lenders including HDFC Bank, ICICI and Axis are in a sweet spot to gain wealth-management market share. The economy has slumped in recent quarters, however, and the Reserve Bank's policy mix of restrictive rates and tight liquidity conditions is holding back higher growth potential. With elections around the corner, what lies in store for India's financial-services sector? Join our webinar to find out more - https://lnkd.in/gpa9MwPv

🗓️ 𝐈𝐧𝐝𝐢𝐚𝐧 𝐇𝐨𝐮𝐬𝐞𝐡𝐨𝐥𝐝 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐀𝐬𝐬𝐞𝐭𝐬: 𝐀 𝐃𝐞𝐜𝐚𝐝𝐞 𝐨𝐟 𝐓𝐫𝐚𝐧𝐬𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧 (2014-2024) 📊 The landscape of household financial assets in India has undergone a significant transformation over the past decade. The data speaks volumes about how Indian savers are now evolving into investors. 𝐊𝐞𝐲 𝐢𝐧𝐬𝐢𝐠𝐡𝐭𝐬 𝐟𝐫𝐨𝐦 2014 𝐭𝐨 2024: 🔹 𝐅𝐢𝐱𝐞𝐝 𝐃𝐞𝐩𝐨𝐬𝐢𝐭𝐬 continues to be a strong preference, but their share has dropped from 33% in 2014 to 23% in 2024. 🔹 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 holdings have seen a slight dip from 23% to 21%. 🔹 The biggest leap has been in 𝐌𝐮𝐭𝐮𝐚𝐥 𝐅𝐮𝐧𝐝𝐬, climbing from 5% to 11%—a clear sign of the growing appetite for market-linked investments. 🔹 𝐄𝐪𝐮𝐢𝐭𝐢𝐞𝐬 𝐚𝐧𝐝 𝐏𝐞𝐧𝐬𝐢𝐨𝐧 plans have both seen gains, from 7% to 12%. 🔹 Emerging options like 𝐏𝐌𝐒/𝐀𝐈𝐅 now hold 2% of household financial assets, reflecting growing interest in alternative investments. Indian households are gradually shifting away from traditional savings vehicles like fixed deposits and savings accounts, and are embracing growth-oriented, investment-driven financial instruments. This transition is paving the way for a more financially aware and invested population, setting the stage for India's economic growth. 🔍 The Indian saver is turning into an investor—are you keeping up with the trends? #FinancialAssets #IndiaEconomy #Investments #MutualFunds #Equities #Insurance #FinancialPlanning #PensionFunds #WealthManagement

▪️𝐒𝐭𝐨𝐜𝐤 𝐦𝐚𝐫𝐤𝐞𝐭 𝐚𝐧𝐝 𝐭𝐡𝐞 𝐍𝐚𝐭𝐢𝐨𝐧'𝐬 𝐞𝐜𝐨𝐧𝐨𝐦𝐲 - 𝐀 𝐜𝐨𝐦𝐩𝐥𝐞𝐱 𝐜𝐨𝐫𝐫𝐞𝐥𝐚𝐭𝐢𝐨𝐧▪️ The picture says it all! Many early-investors assume a direct correlation between the stock market's rise and the government's reported growth rate numbers, but this is far from accurate. Currently, India is witnessing: ✔️ 𝐉𝐨𝐛𝐥𝐞𝐬𝐬 𝐠𝐫𝐨𝐰𝐭𝐡 ✔️ 𝐇𝐢𝐠𝐡 𝐢𝐧𝐟𝐥𝐚𝐭𝐢𝐨𝐧 𝐚𝐧𝐝 ✔️ 𝐓𝐚𝐱𝐚𝐭𝐢𝐨𝐧 𝐬𝐭𝐫𝐮𝐜𝐭𝐮𝐫𝐞 𝐭𝐡𝐚𝐭 𝐩𝐫𝐨𝐦𝐨𝐭𝐞𝐬 𝐰𝐞𝐚𝐥𝐭𝐡 𝐢𝐧𝐞𝐪𝐮𝐚𝐥𝐢𝐭𝐲 While the stock market's performance is intricately linked to India's economic health, it also exhibits a degree of independence. Market sentiments, speculative trading, and global factors are able to drive stock prices independently of the economic state. This highly advocates for all investors at all times, to stay informed about macroeconomic factors and industry-specific news, rather than relying solely on sarkari data or sarkari commentary. #stockmarket #indianeconomy #stockinvesting #financialmarkets #funwithfinance #taxation #braindrain

🔑 Key Comparative Takeaways from India's Saving Habits in 2022: Indians prioritize physical assets, with 64% of savings directed towards tangible investments, showcasing a preference for real estate and gold over digital assets. Fixed deposits remain a popular choice, indicating a preference for low-risk investment avenues among Indian savers. Insurance and Provident Fund contributions highlight a commitment to long-term financial security and stability. Despite the growing popularity of equities, with 5% of savings allocated to stocks, there's still a cautious approach towards stock market participation. Cash holdings at 4% reflect a balance between liquidity needs and the inclination towards traditional modes of saving. 🌍 Comparative Insight: Indian participation in equities, at 5%, contrasts with the USA's more robust equity culture, where stock market investment is more widespread and ingrained in the financial mindset of individuals. #india #savings #fixeddeposits #gold #realestate #zactor #mutualfunds #insurance

""While the outlook for India’s financial sector appears bright, some areas will require focused attention going forward. The significant increase in retail investors in the stock market calls for careful consideration. This is crucial because the possibility of overconfidence leading to speculation and the expectation of even greater returns, which might not align with the real market conditions, is a serious concern. For a developing economy such as India, the financial sector needs to support the banking sector and fill the gap in capital required for the economy's growth. Therefore, the financial sector should expand at a pace that is in lockstep with economic growth. In particular, India can ill-afford the economy's over financialisation at its current development stage."" The above is an excerpt from the Economic survey 2023-24. Youngsters today are just starting to invest in stock markets without understanding the real market conditions because of FOMO. Yes, the stock markets are raging post covid and youngsters want to be a part of it. As a result of excessive mobilisation of funds to alternatives, banks deposits are declining at a faster rate and might hit record lows in coming future given the rate of growth in other investments and also affecting the lending capacity of banks in turn affecting the investments too. A quick question, Do you think the government is trying to support banks while also reducing the pressure on stock markets by increasing the capital gains tax and the interest rate of banks at the same time? Well, I don't know. But just in the last couple of days, Almost all the top banks have hiked interest rates. So, does it make sense... #economicsurvey #stockmarkets #banking