Neuro Finance

📊 𝐔𝐧𝐝𝐞𝐫𝐬𝐭𝐚𝐧𝐝𝐢𝐧𝐠 𝐒𝐞𝐚𝐬𝐨𝐧𝐚𝐥𝐢𝐭𝐲 𝐢𝐧 𝐒𝐭𝐨𝐜𝐤 𝐌𝐚𝐫𝐤𝐞𝐭: 𝐀 𝐃𝐞𝐞𝐩 𝐃𝐢𝐯𝐞 𝐢𝐧𝐭𝐨 𝐍𝐢𝐟𝐭𝐲 50’𝐬 𝐇𝐢𝐬𝐭𝐨𝐫𝐢𝐜𝐚𝐥 𝐏𝐞𝐫𝐟𝐨𝐫𝐦𝐚𝐧𝐜𝐞 📈 Did you know that stock market trends often exhibit seasonal patterns? These are historical tendencies where certain months outperform others, providing traders with valuable insights. Here’s a breakdown of the seasonality analysis for the Nifty 50 index, based on the data in the image shared above: 🔑 𝐖𝐡𝐚𝐭 𝐢𝐬 𝐒𝐞𝐚𝐬𝐨𝐧𝐚𝐥𝐢𝐭𝐲? Seasonality refers to recurring patterns in stock/index performance over specific timeframes (days, months, or quarters). By analyzing this data: 1️⃣ You can identify months with higher probabilities of gains. 2️⃣ Understand which months tend to be challenging. 3️⃣ Use historical trends to complement your trading strategy. For example: • July 2022 recorded +8.73%, showcasing a strong recovery phase. • Contrastingly, March 2020 had a significant dip of -23.25%, reflecting the COVID-19 market crash. 🚨 𝐊𝐞𝐲 𝐓𝐚𝐤𝐞𝐚𝐰𝐚𝐲𝐬 𝐟𝐫𝐨𝐦 𝐒𝐞𝐚𝐬𝐨𝐧𝐚𝐥𝐢𝐭𝐲 𝐀𝐧𝐚𝐥𝐲𝐬𝐢𝐬: • Patterns aren’t predictions: Past performance helps spot tendencies but doesn’t guarantee future outcomes. • Strong months (e.g., November in many years for Nifty 50) can help position portfolios, but risk management remains essential. • Weak months aren’t always to be avoided—sometimes, they offer buying opportunities. 💡 𝐖𝐡𝐲 𝐋𝐞𝐯𝐞𝐫𝐚𝐠𝐞 𝐒𝐞𝐚𝐬𝐨𝐧𝐚𝐥𝐢𝐭𝐲? Smart traders use seasonality to enhance decision-making by integrating it with technical and fundamental analysis. Think of it as an extra layer of context for your trades. 🌟 As seen in the 2024 averages, October (-6.22%) so far seems to be an underperformer, while December historically has been a decent month for Nifty 50, with +3.22% expected on average. What are your thoughts? Do you use seasonality in your trading strategy? Share your insights in the comments below! 👇 #StockMarket #Seasonality #Nifty50 #TradingInsights #FinancialPlanning

📉 October 2024 Records Historic FII Outflow!! Foreign Institutional Investors (FIIs) withdrew a record-breaking ₹1.14 lakh crore from Indian markets in October 2024, marking it as the worst month for FII outflows. The Nifty also faced a significant impact, with a 6% drop, the steepest monthly decline since the pandemic-induced slump in March 2020. The ongoing outflows have continued into November, with an additional ₹16,000 crore withdrawn in just the first week. Key insights: • Market Sentiment: The sharp outflows signal cautious sentiment among FIIs, likely due to global uncertainties and rising geopolitical tensions. • Investor Takeaway: Indian investors should brace for volatility but remember that such corrections can also present long-term investment opportunities. Navigating these turbulent times requires a balanced approach—patience and vigilance will be key. Source: CDSL and NSDL #StockMarket #FIIs #Investment #Nifty #FinancialMarkets #IndiaEconomy #Investing #Volatility

🌟 𝐃𝐢𝐰𝐚𝐥𝐢 𝐏𝐢𝐜𝐤 2024 🌟 ✨ 𝐁𝐚𝐧𝐤 𝐨𝐟 𝐈𝐧𝐝𝐢𝐚 (𝐁𝐎𝐈) 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭 𝐈𝐧𝐬𝐢𝐠𝐡𝐭 ✨ 𝐁𝐮𝐲 𝐑𝐚𝐧𝐠𝐞: ₹97-99 Investment Horizon: Hold till next Diwali (2025) 𝐑𝐞𝐚𝐬𝐨𝐧𝐬 𝐭𝐨 𝐁𝐮𝐲: 1. Established Nationalized Bank: Bank of India ranks as the 6th largest nationalized bank in India, showcasing a robust market presence. 2. Attractive Valuation: Currently trading at a Price-to-Book (P/B) ratio of 0.62, presenting a potentially undervalued opportunity. 3. Strong Profit Growth: BOI has consistently delivered an impressive 25.5% CAGR profit growth over the past five years. 4. Promising Growth Trajectory: The bank is targeting an advance growth of 12-14% in FY24-25E, with a strategic focus on the retail and MSME segments. Additionally, the opening of new mid-corporate branches and a robust ₹40,000 crore pipeline in corporate sanctions further strengthens its growth outlook. This Diwali, consider lighting up your portfolio with Bank of India! 🌞📈 𝘋𝘪𝘴𝘤𝘭𝘢𝘪𝘮𝘦𝘳: 𝘛𝘩𝘪𝘴 𝘱𝘰𝘴𝘵 𝘪𝘴 𝘧𝘰𝘳 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯𝘢𝘭 𝘱𝘶𝘳𝘱𝘰𝘴𝘦𝘴 𝘰𝘯𝘭𝘺 𝘢𝘯𝘥 𝘴𝘩𝘰𝘶𝘭𝘥 𝘯𝘰𝘵 𝘣𝘦 𝘤𝘰𝘯𝘴𝘪𝘥𝘦𝘳𝘦𝘥 𝘢𝘴 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘢𝘥𝘷𝘪𝘤𝘦. 𝘗𝘭𝘦𝘢𝘴𝘦 𝘤𝘰𝘯𝘥𝘶𝘤𝘵 𝘺𝘰𝘶𝘳 𝘰𝘸𝘯 𝘳𝘦𝘴𝘦𝘢𝘳𝘤𝘩 𝘢𝘯𝘥 𝘤𝘰𝘯𝘴𝘶𝘭𝘵 𝘸𝘪𝘵𝘩 𝘢 𝘤𝘦𝘳𝘵𝘪𝘧𝘪𝘦𝘥 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘢𝘥𝘷𝘪𝘴𝘰𝘳 𝘣𝘦𝘧𝘰𝘳𝘦 𝘮𝘢𝘬𝘪𝘯𝘨 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘥𝘦𝘤𝘪𝘴𝘪𝘰𝘯𝘴. 𝘔𝘢𝘳𝘬𝘦𝘵 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵𝘴 𝘢𝘳𝘦 𝘴𝘶𝘣𝘫𝘦𝘤𝘵 𝘵𝘰 𝘳𝘪𝘴𝘬𝘴, 𝘪𝘯𝘤𝘭𝘶𝘥𝘪𝘯𝘨 𝘱𝘰𝘵𝘦𝘯𝘵𝘪𝘢𝘭 𝘤𝘢𝘱𝘪𝘵𝘢𝘭 𝘭𝘰𝘴𝘴.

In October 2024, the Indian stock market saw one of the largest sell-offs by foreign institutional investors (FIIs) in recent history. 𝐅𝐈𝐈𝐬 𝐬𝐨𝐥𝐝 𝐚 𝐦𝐚𝐬𝐬𝐢𝐯𝐞 ₹82,000 𝐜𝐫𝐨𝐫𝐞 (𝐚𝐛𝐨𝐮𝐭 $10 𝐛𝐢𝐥𝐥𝐢𝐨𝐧) 𝐢𝐧 𝐣𝐮𝐬𝐭 𝐚 𝐬𝐢𝐧𝐠𝐥𝐞 𝐦𝐨𝐧𝐭𝐡. Let’s understand why this happened 📖 Foreign Institutional Investors (FIIs), which include global hedge funds, pension funds, and asset management companies, have recently started selling off Indian stocks—a shift that has surprised many. Earlier in 2024, FIIs were active buyers, supporting a market rally, but now the trend has reversed. Here’s a look at why: 1. 𝐕𝐚𝐥𝐮𝐚𝐭𝐢𝐨𝐧 𝐂𝐨𝐧𝐜𝐞𝐫𝐧𝐬: Indian stocks have become expensive, with the Nifty 50’s price-to-earnings (PE) ratio at 23x, and mid- and small-cap valuations also high. Meanwhile, Chinese stocks, now cheaper due to stimulus measures, are attracting investors, prompting a “Sell India, Buy China” trend. 2. 𝐆𝐥𝐨𝐛𝐚𝐥 𝐄𝐜𝐨𝐧𝐨𝐦𝐢𝐜 𝐅𝐚𝐜𝐭𝐨𝐫𝐬: Rising U.S. bond yields, with the 10-year Treasury moving from 3.6% to 4.2%, make U.S. bonds an appealing, lower-risk alternative to equities. Additionally, the U.S. dollar’s recent strengthening further incentivizes FIIs to move capital out of emerging markets like India. 3. 𝐃𝐢𝐬𝐚𝐩𝐩𝐨𝐢𝐧𝐭𝐢𝐧𝐠 𝐂𝐨𝐫𝐩𝐨𝐫𝐚𝐭𝐞 𝐄𝐚𝐫𝐧𝐢𝐧𝐠𝐬: Key sectors like consumer finance, FMCG, and energy have underperformed, reducing confidence among foreign investors who hold substantial stakes in these sectors. Despite this sell-off, Domestic Institutional Investors (DIIs) have stepped up, purchasing stocks worth ₹83,271 crore in October alone, stabilizing the market and preventing a major decline. This strong domestic buying is keeping India’s market resilient amid global shifts.

🚀 𝐈𝐧𝐝𝐢𝐚’𝐬 𝐈𝐏𝐎 𝐁𝐨𝐨𝐦: 𝐀 𝐑𝐞𝐜𝐨𝐫𝐝-𝐁𝐫𝐞𝐚𝐤𝐢𝐧𝐠 𝐉𝐨𝐮𝐫𝐧𝐞𝐲! 📈 India’s IPO market has been on fire in recent years, showing incredible growth in both the number of companies going public and the capital raised. From established giants to emerging disruptors, the IPO landscape is a testament to the country’s thriving business ecosystem. ✨ Key Highlights: • 2024 (till October): ₹1,03,000 Cr raised 💰 across 75 IPOs • 2021: The highest so far with ₹118,723 Cr raised, including big names like Nykaa, Zomato, and Policybazaar! • 2023: ₹49,436 Cr raised with companies like Tata Technologies and Mankind Pharma leading the charge 🚀 India continues to provide fertile ground for businesses to grow and for investors to capture value. As we move forward, we expect this trend to accelerate, fueling innovation, entrepreneurship, and economic growth. 🔍 Some of the famous brands that are listed each year are featured in the image. #IPOBoom #IndiaIPO #InvestmentOpportunities #StockMarket #Finance #NeuroFinance #IndianEconomy

𝐊𝐚𝐫𝐯𝐚 𝐂𝐡𝐚𝐮𝐭𝐡: 𝐀 𝐅𝐞𝐬𝐭𝐢𝐯𝐚𝐥 𝐂𝐨𝐧𝐭𝐫𝐢𝐛𝐮𝐭𝐢𝐧𝐠 ₹22,000 𝐂𝐫𝐨𝐫𝐞 𝐭𝐨 𝐈𝐧𝐝𝐢𝐚’𝐬 𝐄𝐜𝐨𝐧𝐨𝐦𝐲! Karva Chauth, a festival celebrated with immense devotion across the country, is not just a symbol of cultural significance—it has also become a powerhouse for business. According to CAIT, this year’s Karva Chauth is projected to generate a whopping ₹22,000 crore in business nationwide! From fashion and jewelry to sweets and hospitality, the demand for goods and services surges as people prepare to celebrate with grandeur. The rise in consumer spending highlights how deeply traditions are intertwined with economic growth. Local businesses, especially small and medium enterprises (SMEs), benefit immensely during such festivals, driving demand for everything from ethnic wear to luxury items. This intersection of culture and commerce is a perfect example of how celebrations can fuel economic activity. Karva Chauth is not just about strengthening personal bonds but also about strengthening India’s marketplace. It’s amazing to see how festivals like Karva Chauth contribute to the vibrant economy of our nation while preserving our rich heritage. #KarvaChauth #EconomicGrowth #IndianFestivals #ConsumerSpending #BusinessOpportunities #SMEs #FestiveEconomy #TraditionAndCommerce

🌍 India-Canada Trade: Will Diplomatic Tensions Impact Commerce? 🇮🇳🤝🇨🇦 With the recent diplomatic strains between India and Canada, there’s growing curiosity about how bilateral trade might be affected. 📊 Key Trade Figures (FY24): • India’s Exports to Canada: $3.8 Billion • India’s Imports from Canada: $4.5 Billion • Trade Deficit: $700 Million (in Canada’s favor) 🔑 Top Indian Exports to Canada: 1. Medical Drugs: $430M 2. Iron & Steel Goods: $248M 3. Shrimps: $200M 4. Apparel: $146M 5. Gold Jewelry: $136M … and more, including auto components and telecom instruments. While these industries maintain strong economic ties, the question is: will the rising diplomatic tension spill over into trade, or will business prevail over politics? What are your thoughts on how this might unfold? #India #Canada #TradeRelations #Diplomacy #Exports #Imports #EconomicImpact #GlobalTrade

𝐄𝐬𝐬𝐞𝐧𝐭𝐢𝐚𝐥 𝐑𝐞𝐚𝐝𝐢𝐧𝐠 𝐟𝐨𝐫 𝐅𝐢𝐧𝐚𝐧𝐜𝐞 𝐄𝐧𝐭𝐡𝐮𝐬𝐢𝐚𝐬𝐭𝐬 𝐚𝐧𝐝 𝐈𝐧𝐯𝐞𝐬𝐭𝐨𝐫𝐬 📚💡 Looking to deepen your understanding of investing and gain insights from the masters of finance? Here are some must-read books that can elevate your investment journey: 1. Quality Investing by Lawrence A. Cunningham, Torkell T. Eide & Patrick Hargreaves – Learn to identify and invest in the best companies for long-term success. 2. 100 Baggers by Christopher Mayer – Discover how to find stocks that can grow 100 times your investment and the key principles behind these companies. 3. The Essays of Warren Buffett by Lawrence A. Cunningham – A timeless collection of wisdom from one of the greatest investors, Warren Buffett. 4. The Warren Buffett Portfolio by Robert G. Hagstrom – Dive into the strategies that made Buffett a legend in value investing. 5. What Works on Wall Street by James P. O’Shaughnessy – Explore data-driven investment strategies that have stood the test of time. 6. One Up on Wall Street by Peter Lynch – Lynch’s approach to finding “ten-bagger” stocks is as relevant today as ever. 7. The Education of a Value Investor by Guy Spier – A personal journey into value investing with life-changing lessons on investment philosophy. 8. Nothing But Net by Mark S. F. Mahaney – A fresh look at the modern internet stock-picking game from one of Wall Street’s top tech analysts. 9. The Outsiders by William N. Thorndike – A rare look into CEOs who created extraordinary value for shareholders in unconventional ways. 10. Investing for Growth by Terry Smith – Smith’s perspective on how to identify growth companies and long-term strategies for investors. Whether you’re just starting out or have years of experience, these books offer valuable lessons on strategies, mindset, and practical approaches to investing. What’s your favorite finance book? Share in the comments!👇 #Investing #FinanceBooks #ValueInvesting #LongTermGrowth #WarrenBuffett #FinancialLiteracy #BookRecommendations #InvestSmart

𝑫𝒖𝒓𝒈𝒂 𝑷𝒖𝒋𝒂: 𝑺𝒏𝒂𝒑𝒔𝒉𝒐𝒕 𝒐𝒇 𝑬𝒄𝒐𝒏𝒐𝒎𝒚 𝒕𝒉𝒊𝒔 𝒇𝒆𝒔𝒕𝒊𝒗𝒆 𝒔𝒆𝒂𝒔𝒐𝒏! 🎎 Durga Puja is the biggest festival of the year which is celebrated all over India, in different forms. In North India, it is celebrated as Navratri whereas in Eastern India it is celebrated as Durga Puja, with theme-based pandals in almost every lane of the city of Maa Durga. The most common thing about this festival is the essence of happiness everywhere. While we are all in the mood to celebrate this joyous festival of Durga Puja with full excitement, the Indian Economy doesn’t seem that happy neither does the stock market. So without taking much time, let us give you a quick give you a snapshot of the Economy this festive season! You must have heard in news channels and read in newspapers about the economic slowdown of our country over the past few months. The GDP growth rate of the country has reduced to 5 %, which is the slowest growth rate over the years. 𝐇𝐞𝐫𝐞 𝐚𝐫𝐞 𝐬𝐨𝐦𝐞 𝐫𝐞𝐚𝐬𝐨𝐧𝐬 𝐟𝐨𝐫 𝐭𝐡𝐞 𝐞𝐜𝐨𝐧𝐨𝐦𝐢𝐜 𝐬𝐥𝐨𝐰𝐝𝐨𝐰𝐧: 1. 𝐑𝐞𝐚𝐥 𝐄𝐬𝐭𝐚𝐭𝐞 The real estate is one of the important sectors to analyze the state of the Indian economy. The real estate sector is connected to over 250 sectors including bricks, cement, paint, etc which are affected by the gloom or boom in this sector. According to the Reports on the FMCG sector say that there has been a decrease in the Housing Price Index to 105 index points. 2. 𝐀𝐮𝐭𝐨 𝐒𝐞𝐜𝐭𝐨𝐫 𝐂𝐫𝐢𝐬𝐞𝐬 The automobile sector is facing its worst crisis in the last 20 years. According to Society of Indian Automobile Manufacturers (SIAM) around 300 auto dealerships have shut down their businesses. Also, the sales of two-wheelers, cars, and tractors have also declined in recent times. 3. 𝐁𝐚𝐧𝐤’𝐬 𝐥𝐞𝐧𝐝𝐢𝐧𝐠 𝐭𝐨 𝐌𝐒𝐌𝐄 The Bank lending to Micro, Small, and Medium enterprises (MSME) have declined from 0.7% last year to 0.6% in the June quarter. Also, in the labor force survey released by the Government shows that the unemployment rate has made a 3-year record high of 6%. Also, the RBI consumer confidence survey shows a decline in consumer confidence in July because of the overall economic slowdown. 4. 𝐓𝐡𝐞 𝐬𝐥𝐨𝐰 𝐩𝐚𝐜𝐞 𝐨𝐟 𝐭𝐡𝐞 𝐅𝐌𝐂𝐆 𝐬𝐞𝐜𝐭𝐨𝐫 The Fast Moving Consumer Goods (FMCG) sector have shown a decrease in the volume growth in the last quarter. According to the reports, the Demand for FMCG in the rural sector was growing at a rate of 1.5 times as compared to the urban sector. But now the rural demand has down or at the same level of urban growth. Due to all these domestic as well as the global crises in the different sectors, the stock market is also getting affected. Amidst all the crises in different sectors and volatility in the stock market, it’s better to take out time to analyze the market. With the India VIX, an index that measures investors’ fear rising to 4.1%we can see that this month has historically been the most volatile month.

Fixed Deposits vs. Mutual Funds- Which Investment is Right for You? 🤔