Cubefunder’s Post

Meet David Van Damme, our new Banking & Lending director for the Netherlands and DACH region 🌷 🥨 In this article he shares some thoughts on these Central European markets and how digitalisation is changing the #lending landscape. #banking #openbanking #fintech

Check out our latest blog post on the top 5 trends reshaping the financial landscape in the lending industry. From the adoption of open banking and APIs to the impact of fintech, we explore how technology, innovation, and disruption are driving change. By fostering innovation, Fintechs are shaping the future of banking, and an exciting one at that. We are thrilled to be part of that change! https://lnkd.in/dDqgxRhx #bankinginnovation #lendingtrends #lending

Reimagining Banking with Embedded Lending: Strategic Considerations Embedded lending presents banks with the opportunity to provide financing solutions seamlessly when needed most. However, this innovation raises essential questions about technology infrastructure, regulatory compliance, and enhancing customer experience. Discover how banks can establish themselves as frontrunners in this evolving landscape. Find out more about the considerations surrounding embedded lending: [Link to article] Special thanks to Tony Zerucha for the insightful discussion! #Banking #EmbeddedLending #Fintech #Innovation

How can Australian Financial Institutions meet the agility, adaptability and scalability needs of an ever-changing lending industry impacted by new business models, product unbundling and process uncoupling? https://lnkd.in/gPmnx2by #banks #fintech #financialservices #finserv #banking #nbfcs #creditunions #communitybanks #payments #lending #mobilebanking #digitalbanking #neobanks #digitalbank

The Rise of P2P Lending Platforms: From Banking Alternatives to the Digital Revolution From traditional to digital: Discover how P2P lending platforms are redefining the financial world! #DigitalFinance #P2PLending

What are banks trying to accomplish with fintech partnerships? It’s more than just providing banking as a service (BaaS) services to fintechs. In Cornerstone’s study, 40% of banks cited improving lending productivity as an important fintech partnership objective, 36% mentioned growing deposit volume, and 31% listed increasing loan volume. The results from fintech partnerships have been less than stellar, however. Just one in three banks have seen a 5% or more increase in loan volume from partnerships, and half as many have realized at least a 5% gain in non-interest income.

Fintechs as lending TSPs working with banks and Loan Market Places : online loan distributors , DSAs Ecommerce companies and agritechs would work well across RAM: Retail , Agri and MSME segments to increase access to markets offering extreme borrower’s convenience and reduce banks onboarding and loan file processing costs by > 90% There have been good saas fintchs in. BNPL, housing , auto , PL , agri - KCC Loans and msme loans solving PSL credit volume problems for large banks. Fintechs as TSPs can work with banks and LSPs offering their lending technology, Co working with existing CBS, LMS and LOS systems with cost reduction and TATs in minutes cutting it down from days to weeks .. A win-win for all , during the time when B2C fintechs in digital lending are under water !

#ICYMI, my latest article in The Financial Revolutionist How to survive the move from traditional to engagement banking https://buff.ly/3ZKqL0Z #FinTech #FinServ #Banking

The lending landscape is experiencing a remarkable transformation, with digitalization providing the potential to streamline operations, enhance the customer experience, and unlock growth opportunities. Here are some of the main findings of the Digital Banking Report 2024 on the state of digital lending and how your #communityfinancialinstitution can maximize the opportunities provided by digital lending. https://lnkd.in/eh7WHtxe #PCBBBID #DigitalLending #Lending