ezbob

ezbob

Financial Services

London, England 8,680 followers

A Core Lending Platform - When Lending Meets Reality

About us

For over a decade, ezbob has pioneered the digital lending transformation of leading financial institutions worldwide. Because we understand the challenges and complexity of regulations, compliance, and IT we designed a proprietary Core Lending Platform that enables financial institutions to develop modular products on top of existing services while supporting the IT migration to digital services. The open platform enhances the current lending offerings and empowers the automation and scalability strategy by complementing the existing core banking platform. ezbob’s customers include Santander, Intesa SanPaolo, NatWest, and PayPal amongst others. The company is headquartered in London with offices in New York, Israel, and Bulgaria.

Industry
Financial Services
Company size
51-200 employees
Headquarters
London, England
Type
Privately Held
Founded
2011
Specialties
Financing, Lending, saas, customer acquisition, embedded banking, embedded finance, merchant working capital, and term loans for businesses

Locations

Employees at ezbob

Updates

  • ezbob reposted this

    View profile for Francesco Manitta, graphic

    Sales Director - Fintech, Banking and Lending

    This is the second day attending Excellence in Digital Banking 2.0 in Amsterdam. It proved to be a truly insightful event, offering a front-row seat to the innovations shaping the future of banking. Here’s a quick rundown of my takeaways: Customer-Centric Digital Journeys: The emphasis on hyper-personalized customer experiences and seamless onboarding processes was a recurring theme. Banks are rapidly moving toward AI-powered solutions to make this a reality. Collaboration over Competition: The conversation around partnerships between banks, fintechs, and tech providers was particularly inspiring. Together, we can co-create solutions that drive efficiency and growth while meeting evolving customer demands. Embedded Finance: There’s no ignoring the rise of embedded finance as a game-changer for banks looking to innovate and meet customers where they are. Sustainability: A growing focus on aligning digital transformation strategies with sustainability goals reminded us of the industry's commitment to long-term impact. A huge thanks to the organizers and speakers for creating an environment for meaningful networking and knowledge-sharing. Events like these underscore how crucial it is for us to stay connected, exchange ideas, and collectively shape the future of banking. Let’s keep the conversation going! What trends are you seeing in digital banking transformation? #DigitalBanking #Fintech #Innovation #AI #CustomerExperience

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  • View organization page for ezbob, graphic

    8,680 followers

    Come meet us at FT Global Banking Summit!

    View profile for Tomer Guriel, graphic

    Co-founder & CEO at ezbob | Official Member of Forbes Financial Council

    I'll be heading to London next week for the Financial Times Global Banking Summit. This event is one of the highlights of the financial calendar and a perfect way to wrap up what has been an incredible year for ezbob. This summit promises to deliver some fresh perspectives on trends that will define 2025 and beyond. Can't wait! If you’ll be attending, let’s connect! I’d love to hear your thoughts and exchange ideas on the future of banking. #FTGlobalBankingSummit #Fintech #BankingInnovation #BankingTransformation #Leadership #Networking

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  • View organization page for ezbob, graphic

    8,680 followers

    As we gather around to celebrate Thanksgiving, it's a great opportunity to reflect on the past year. We're incredibly thankful for our clients, who trust us to empower their digital journeys, our partners, who collaborate with us to push the boundaries of what's possible, and our dedicated team, who drive our mission forward every day. This Thanksgiving, we're not just expressing gratitude; we're also doubling down on our commitment to helping financial institutions deliver seamless, efficient lending experiences for their customers. Here's to building stronger, smarter, and more impactful solutions together. From all of us at ezbob, we wish you a happy and fulfilling Thanksgiving! #Gratitude #Thanksgiving #Innovation #LendingReimagined

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  • View organization page for ezbob, graphic

    8,680 followers

    Anyone coming to Excellent in Digital Banking in Amsterdam next week? Come meet ezbob's Francesco Manitta! Let’s connect, exchange ideas, and explore how we can innovate together. Don’t miss the chance to dive into what’s next for digital banking, and how we’re helping banks revolutionize their customer journeys and drive operational efficiency. Drop us a message or find us at the event - looking forward to meaningful conversations! #DigitalBanking #Innovation #Fintech #BankingTransformation #ExcellenceInDigitalBanking

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  • View organization page for ezbob, graphic

    8,680 followers

    Why Cloud Lending is a Game-Changer for Modern Banking? Cloud lending technology is at the forefront of digital transformation. From enhancing scalability to delivering seamless customer experiences, cloud-based lending systems are empowering financial institutions to redefine their operations. In our latest blog, we dive into: - What cloud lending is and why it matters - Key benefits, including scalability, cost efficiency, and enhanced security - Best practices for implementing cloud lending platforms Whether you’re exploring cloud lending solutions or looking to optimize your digital lending operations, this guide is for you. Discover how cloud-based lending software can transform your approach and help you stay ahead in a competitive market. What’s your take on cloud lending? Are you ready to embrace the shift to the cloud? Let’s discuss in the comments! https://lnkd.in/dJwYnecH #CloudLending #FinTech #DigitalTransformation #LendingInnovation #CloudTechnology

    Cloud Lending: Benefits, Architecture & Best Practices | ezbob

    Cloud Lending: Benefits, Architecture & Best Practices | ezbob

    https://www.ezbob.com

  • View organization page for ezbob, graphic

    8,680 followers

    Reinventing Lending for MSMEs: A Data-Driven Approach. Access to funding can be a game-changer for MSMEs, but outdated lending processes often slow progress. In his latest article, John Christiansen, ezbob's Chief Risk Officer, delves into how data-driven decision-making transforms MSME lending. From leveraging real-time data insights to redefining the customer experience, John highlights why innovative technology and smarter strategies are no longer optional—they’re essential for staying competitive. Key Takeaways: - Harnessing data for more accurate risk assessments. - Streamlining processes to reduce friction for MSMEs. - Elevating customer experience through technology-driven personalization. "MSMEs don’t just need funding; they need lenders who truly understand their journey." Explore John’s insights and learn how ezbob drives change in the lending landscape: Read the full article here and tell us what you think! https://lnkd.in/dMiDxCJW #MSMEs #LendingInnovation #DataDrivenDecisions #CustomerExperience #Fintech

    Reinventing Lending for MSMEs: Embracing Data-Driven Decisions to Elevate Customer Experience

    Reinventing Lending for MSMEs: Embracing Data-Driven Decisions to Elevate Customer Experience

    https://www.ezbob.com

  • View organization page for ezbob, graphic

    8,680 followers

    Great insights from Money2020! As our CEO, Tomer Guriel, noted, the future of banking hinges on seamless experiences that meet evolving customer expectations. We’re proud to be at the forefront, helping banks deliver fast, personalized journeys that set them apart. #Money2020 #DigitalBanking #AI #CustomerExperience #ezbob"

    View profile for Tomer Guriel, graphic

    Co-founder & CEO at ezbob | Official Member of Forbes Financial Council

    The energy at Money20/20 in Vegas is something else. Walking through the buzzing floors, you can feel the pulse of where fintech is headed - and it's fast, transformative, and more collaborative than ever. Conversations this week reaffirmed something critical: our industry isn’t just about ‘banking innovation’ anymore; it’s about orchestrating digital experience that customers trust and love. We’re all being challenged to think bigger about the connections we’re making, and that includes how banks and fintechs join forces. One of the standout learnings at Money2020 was around the speed at which customer expectations are evolving in banking - far faster than most institutions are prepared for. The conversations with industry leaders highlighted that seamless customer experiences are no longer ‘nice to have’ but a baseline expectation for any bank aiming to stay relevant. Banks are realizing that implementing tech alone isn’t enough; they need to be thinking about orchestrating an entire digital ecosystem that adapts in real-time to customer needs. It reinforced that ezbob’s mission - to create smooth, efficient onboarding- aligns perfectly with this demand. The banks that can deliver an intuitive, fast, and secure customer journey will have a competitive edge, and we’re excited to be a key partner in helping them achieve that. The highlight for me? Seeing the ecosystem - big banks, tech giants, and nimble startups - align on the importance of partnerships. We’re on the cusp of some big changes, and I’m thrilled for ezbob to be in the thick of it, co-creating the future of digital banking with so many visionary partners. Here’s to taking these learnings forward!  #Money2020 #DigitalBanking #Fintech #AI #Partnerships #ezbob

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  • View organization page for ezbob, graphic

    8,680 followers

    Imagine an onboarding experience that’s personal, efficient, and cost-effective - just like talking to an actual person who understands and anticipates your clients' every need. In his latest article for Forbes Business Council, our Co-Founder and CEO, Tomer Guriel, shares how AI-powered innovations like digital avatars, personalized guidance, and voice-enabled interactions are transforming the onboarding journey for banks. Here’s how AI is making an impact: - Digital Avatars provide a human touch, guiding customers through complex steps, providing instant support, and reducing the need to physically go to a branch. - Personalization adapts the onboarding process to each customer’s needs, creating a smooth, engaging experience. - Voice Capabilities make onboarding more intuitive, minimizing call center inquiries and freeing up customer service resources. With these AI enhancements, banks can offer seamless onboarding while lowering branch and call center costs - ultimately delivering better service, faster, and at a reduced operational expense. Curious how your bank can benefit? Read Tomer’s article https://lnkd.in/enVdgd4X #banking #fintech #AI #customerexperience #onboarding #innovation #forbes

    Council Post: How Banks Can Elevate Customer Onboarding With AI

    Council Post: How Banks Can Elevate Customer Onboarding With AI

    social-www.forbes.com

  • View organization page for ezbob, graphic

    8,680 followers

    AI is revolutionizing MSME lending, offering banks a chance to reimagine credit risk management and deliver tailored loans faster. As John Christiansen, ezbob’s Chief Risk Officer, explains, the future of MSME lending is tech-driven, with AI unlocking new growth opportunities for both banks and businesses. Here are a few key takeaways:  - AI-Driven Credit Risk: AI is making it possible to better assess credit risk, even for MSMEs, improving both the speed and accuracy of lending decisions.  - Tailored Financial Solutions: By leveraging AI, banks can move beyond traditional models to offer more personalized and efficient services to MSMEs, unlocking new opportunities for growth.  - Speed and Efficiency: AI-powered lending platforms, like ezbob’s, streamline the process, enabling faster, hassle-free loan approvals - something crucial for time-strapped MSMEs. Ready to see how AI can transform your lending strategy? Let’s explore the possibilities! https://lnkd.in/et6STvRV #AIML #MSMELending #FintechInnovation #CreditRisk #BankingTransformation #AIinBanking #LendingSolutions #DigitalLending #ezbob

    Application of AI to Credit Risk Measurement and Management for MSMEs 

    Application of AI to Credit Risk Measurement and Management for MSMEs 

    https://www.ezbob.com

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Funding

ezbob 11 total rounds

Last Round

Grant

US$ 3.3M

See more info on crunchbase