CIM’s Post

Private credit is emerging as a catalyst for positive change, encouraging the adoption of sustainable practices in the real estate sector. As more investors recognize the value of green buildings, we can expect an increase in demand and a subsequent rise in the green building premium. This shift not only promotes sustainable development but also showcases the role of innovative financial solutions in creating a greener and more responsible future. These conditions are creating opportunities for private credit funds with a focus on real estate. In such an environment, it is important to be "disciplined and selective." Discover the story and gain insights from Martin Barnewell's perspective. Thanks Joan Ng for featuring us. #privatecredit #alternatives

It was great to talk with Bisnow on the powerful role lenders have to encourage the decarbonisation agenda with building owners - it is a topic that cannot be addressed without cross-industry collaboration. JLL Value & Risk Advisory has the pleasure of engaging with lenders at different stages in their sustainability journey, on the topic of sustainability's impact on value and risk. I found Bisnow's interactive graphic showing which lenders have decarbonisation targets, plans and green loan frameworks very interesting. #ESG #decarbonisation #transitionrisk #riskadvisory #greenloans

Did you know that sustainability is changing how real estate investments are approached? Environmental consciousness is driving a seismic shift in property finance. With a heightened focus on energy efficiency and environmental impact, investors and financial institutions are redefining their strategies. Sustainable property finance now integrates environmental, social, and governance (ESG) factors into investment decisions, aiming for both profitability and planet-friendly outcomes. To understand more – read our latest article: https://lnkd.in/dxMRydPx #SustainableInvesting #PropertyFinance #PropertyFinanceInternational #PFI #GlobalTrends

Melbourne is embracing eco-friendly building practices, with a strong focus on energy efficiency and sustainable materials in new developments.If you're self-employed and considering a property investment or a new home, green building practices can offer long-term savings and added value. We understand the unique needs of self-employed individuals and can help you navigate financing options for sustainable and green properties. From energy-efficient homes to developments with green certifications, we’ll guide you through making an environmentally conscious investment. Disclaimer: As always, seek professional help to see if a loan product is right for you. Consult with an accountant or financial advisor for personal advice. https://lnkd.in/grVwjDax ☎️ 03 7008 5076 / 0413 613 243 #homeloansforselfemployed #selfemployedmortgage #selfemployedfinance #ratemoneycraigieburn #businessowners #lowdocloans #mortgageexperts #businessloans #selfemployedloans #loanadvice #propertyinvestment #loanspecialists #financialfreedom #secureyourfuture #homeloansolutions

From high borrowing costs and escalating insurance premiums to subdued lender appetite, real estate operators have a number of obstacles to solve for. The Sustainable Finance and Advisory team highlights both the difficulties and opportunities facing commercial real estate operators and asset owners who are grappling with disparate regional sustainable building standards. https://lnkd.in/edpZ7QGU

What If Unrealised Bank Losses Are Driving a Revolution in UK Commercial Real Estate? In the UK, banks are grappling with increasing unrealised losses in their commercial real estate portfolios due to declining property values and heightened risk. But what if this financial strain is being strategically leveraged by stakeholders to drive the adoption of Smart Building Technologies (SBTs)? Rising loan-to-value ratios and stringent risk-based capital requirements are pressing banks to reassess their strategies. Low-interest loans for SBT implementation could be the game-changer, turning financial distress into a strategic opportunity. By adopting SBTs, property owners can enhance energy efficiency, meet regulatory requirements, and boost property values. Why Smart Building Technologies Matter SBTs are critical for compliance with upcoming ESG regulations, Minimum Energy Efficiency Standards (MEES), and achieving EPC rating C by April 2028 and B by April 2030. These technologies are not just about sustainability; they future-proof investments. As the UK moves towards Net Zero, buildings equipped with SBTs will be at the forefront. Stakeholder Benefits and Outcomes - Banks: Offering low-interest loans for SBTs can mitigate unrealised losses, reduce risk, and enhance the value of loan portfolios. The preferred outcome is a stable and lower-risk portfolio with properties that appreciate over time. - Landlords: : Upgrading properties with SBTs increases energy efficiency, compliance, and property value, attracting premium tenants. The goal is higher property values, lower vacancy rates, and enhanced tenant retention. - Tenants: Occupying smart buildings aligns with ESG goals, reduces costs, and improves employee well-being. The desired outcome is increased productivity, lower energy costs, and a stronger corporate image. - Public Sector: By leading with SBT integration, the public sector can drive policy changes and secure funding for broader adoption. The aim is a rapid transition to sustainable public buildings, setting a benchmark for the private sector. The strategic use of financial pressures to drive SBT adoption can turn a potential crisis into a significant opportunity for the commercial real estate sector. Embracing SBTs is a strategic move towards a sustainable, profitable, and resilient future. #SmartBuildings #ESG #NetZero #MEES #EPC #CommercialRealEstate #UKBanking #Sustainability #RealEstateInnovation #FutureOfWork #sales4sme Read the full deep dive article to explore how these dynamics are reshaping the landscape of UK commercial real estate and driving the push towards smarter, greener buildings.

How to easily determine the value of a rental investment? Simply calculate the Debt Service Coverage Ratio (DSCR). This important How-To blog reveals the valuable formula for success. Read on to get your rental investment ideas in motion. #RentalInvesting #DebtRatioFormula #RentalPotential #RentalInvestmentFormula #LimaOneCapital

Only 15% of UK real estate companies consider the UK the most attractive destination for investment into green housing 🏡📉 UKSIF's second Financing the Future reports calls for EPC targets on privately rented homes, increased green mortgage take up, and support for social housing providers to decarbonise. Our proposals could secure up to £31bn of private investment currently at risk of going overseas, and are endorsed by the likes of Impax Asset Management, HSBC UK, Federated Hermes, Man Group, YIMBY Alliance and Bankers for Net Zero (B4NZ). Read the full report here: https://lnkd.in/eAPsjkgS

As many traditional residential investors turn their attention to alternative investments, such as commercial property, Neil explores in this blog, the advantages when compared to residential investment. #Blog #CommercialProperty #CommercialPropertyInvestment