Tim Leithead

A series of positive developments and economic indicators set the stage for a promising year ahead. However, as the year unfolds, vigilance and adaptability will likely be key as investors navigate evolving economic landscapes and policy developments. Learn more in our ‘Pointe of View’. 

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🚀 Enhance Your Company's UX with Content Design Best Practices! 📅 Date: May 29th   🕒 Time: 6:30 PM - 8:30 PM EDT   🌐 Location: Spark Coworking - Baltimore 8 Market Pl Suite 300, Baltimore, MD 21202   Sign Up Today: https://lnkd.in/etB6KjM8 Join us for an insightful session on content design and its crucial role in crafting effective digital experiences. Whether you're a content designer, UX/UI designer, or part of a team without a dedicated content designer, you'll gain actionable strategies to improve your UX immediately. Key Takeaways: - Understanding Content Design: Learn what content design involves and why it's essential. - Best Practices: Discover strategies to enhance clarity and user engagement. - Immediate UX Improvements: Apply these practices to see quick improvements in your UX. Speaker: Alex Ludka Kobus  Senior UX/Content Designer at Exelon, Alex improves experiences for millions of customers through impactful messaging and content. Who Should Attend: - Content Designers - UX/UI Designers - Teams Without Content Designers - Everyone Don't miss this opportunity to boost your UX with effective content design strategies! #ContentDesign #UXImprovement #UserExperience #BaltimoreEvents

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Thank you so much for having me on the A Journey Into Fraud Prevention podcast Ivan Prokofev! I won't have an episode of This Just In this week due to travel, but this podcast episode is an even better alternative! It was so much fun getting to sit down with Ivan and reminisce on how I started my career fighting fraud. Take a listen. You'll get to hear my heart behind fraud prevention and why what we do REALLY matters. Stopping one bad transaction can also prevent much more nefarious activity down the road. To my fellow fraud fighters - KEEP UP THE GOOD WORK #fraud #fraudprevention #fraudstrategy #fraudawareness

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Hackathons bring people together, bolster innovation and solve problems – who wouldn’t love to be a part of one? I was so honored to judge the Jersey City Global Innovation Week Hackathon a couple weeks ago. Our panel saw teams present solutions to business problems leveraging AI. Participating in a Hackathon is very beneficial for your career and individual learning. They are intensive, multi-day events where engineers get to share their talents with others as they work on solutions they are passionate about. It's a great networking opportunity, especially because we encourage people to construct teams with others from different functions and lines of business. One of the challenges with hackathons (I’ve found) is how to leverage all the great ideas after the hackathon is over. Curious how others approach this? Share in the comments below! #Hacakthon #innovationweek

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Applauding Starbucks' Board for Agility and Objectivity. I commend the Starbucks board chair, Mellody Hobson, and the entire board for their nimbleness with objective judgment and active engagement. Their continual assessment of mission-critical risks, including food safety, is essential for value creation. Per The Wall Street Journal, Starbucks ousting its CEO and naming the Chipotle boss as a replacement. Narasimhan CEO, 16 months into the job isn't enough for major business transformation. Starbucks faces multiple issues including sales, fixing US business, operating problems like speed of service, union problems, and profits. As I said before the era of CFO leading major business transformations is over. I recommend to the Starbucks board urgently and frequently assess with the new CEO, Brian Niccol, whether strategic plans need adjustment. Scenario planning is essential. The board's agility and preparation to periodically assess resilience to headwinds and tailwinds are key. What are your thoughts on this leadership change? #CEO #KSgems #CEOattributes #BoardOversight #BoardGovernance #CFO #CIO #CTO #CISO #Leadership #CorporateGovernance Heather Haddon Emma W. Thorne Manuj Aggarwal

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This article has some amazing insights coming off of New York Fintech Week. The opening discussion is one worth diving into. Is bigger always better? The answer is likely no. The more you scale, the harder things can be to control, so operating at a pace and size that best serves you will turn out to be the most enriching. Quality over quantity is a valuable mentality. There are many things to consider with this boom in financial technology, but going back to the basic and classic mentality of improving quality will serve us well. #Fintech #Quality #Tech #Innovation

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A leading U.S. bank achieved a whopping 70% reduction in processing time and significant cost savings. How did they do it? If you are still overwhelmed by the cost of modernising your IT infrastructure, you are not alone. I understand the struggle. Now you can achieve the same results as the bank I mentioned, modernising workplace applications. The mainframe hybrid cloud strategy offers the optimal solution. Integrate your mainframe systems with cloud technology to maximize your existing investments. Don't let expenses hold you back from embracing innovation. #ITModernization #Technology #DigitalTransformation #Optimization

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The economy is stable with 2.8% GDP growth and steady 4.1% unemployment; with a new President and aligned Congress, change is expected, but consumers may pause financially until holiday spending picks up, and a potential Fed rate cut could sustain momentum. Get a Quick Quote! https://lnkd.in/dzeWuErp Apply Now! https://lnkd.in/dyPfJJny #economy

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I think that innovation + adoption of new tech in the $14T mortgage-servicing space has been slow mostly because it’s difficult (otherwise it would have been done already). But Sagent is up to the challenge! That’s why we just launched Dara by Sagent to transform the entire servicing lifecycle with a focus on the consumer experience, compliance, and cost reduction. Here’s an example: With Dara AI | Docs, servicers can streamline document management by converting unstructured documents (think PDFs, doc images, BLOBS) into indexed, searchable data that provides real-time insights. Having processed 150 million document packages already, this platform has the scale and accuracy to manage any volume, helping servicers enhance profitability while boosting homeowner satisfaction. Check out our blog series “Down to the Roots of Dara” in the link below, sharing relevant intel into Dara AI | Docs, then reach out with your questions. https://hubs.li/Q02yV5Fv0 #sagent #darabysagent #daraai #ai #artificialintelligence #fintech #servicing #mortgageservicing #mortgage #futureofservicing #compliance

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Podcast: Boosting insight-driven digital engagement at FIs Whitney McDonald 10:49:37 Hello and welcome to The Buzz a bank automation news podcast. My name is Wendy MacDonald, and I’m the editor of bank automation News. Today is August 12, 2024 joining me from FinTech prize out is co founder and chief product officer Matt Denham. He is here to discuss how fintechs work to fill the customer experience gaps that are common at most financial institutions, especially as FIS, invest in their digital platforms, and consumers demand digital and mobile experiences. Thanks for joining us, Matt,Matt Denham 10:50:04 great. Yeah. So it’s great to be with you, Whitney. So my name is Matt Denham. I’m co founder and chief product officer at prize out price out to FinTech partner to banks and credit unions that provide rewards and loyalty solutions to their customers and members. So our goal is to provide a whole ecosystem of ways to support members and support customers getting more value for their money, whether that’s through their everyday shopping or through their rewards programs with their chosen financial institution, yeah, and we deliver that through a product called Cash Back plus that we deliver to multiple financial institutions across the country. Well, we Whitney McDonald 10:50:50 can get into the technology a little bit in a second, and I do want to hear a little bit more about cash back plus, but first, let’s kind of take it back a little bit and talk about just, kind of where we are today in the digital landscape. There’s changes in demand, what customers need, how to boost customer loyalty, a need for tech providers within the space, you’re seeing, of course, a huge uptick in the partnership environment between bank and fintechs. Why don’t you tell us a little bit about that partnership dynamic, what customers are looking for, and how a solution like prize out fits into the mix. Matt Denham 10:51:26 Yeah, it’s really interesting, because I think historically, you’ve seen relationships be created in the branch when a customer member walks into the branch and starts to get to know the person that’s going to help them with their help them with their banking. And historically, you’ve seen a bank or a credit union be the place where you send money, you keep your money, you take out a loan, you pay for things. What we’re starting to see in this generation, it’ll certainly go forward from there, is those services don’t sort of meet the current needs of customers in today’s day and age where everything’s done by app. It’s more about how efficiently, how quickly, and how great is the customer service. When I do that, what we’re starting to see is that banks and traditional credit unions can’t necessarily deliver on that in a digital world. So it’s about, how do you create that relationship and that service in a digital world? And I think, much like any industry, even if we step outside financial technology, where tech providers come in, big o...

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Federal Reserve Governor Christopher Waller’s recent remarks highlight a crucial balance: leveraging public support without stifling private innovation in the evolving payments landscape. While government involvement can address market inefficiencies, Waller asserts that true innovation stems from private-sector competition and investment. Initiatives like FedNow demonstrate how government can act as a catalyst for innovation rather than dominating it. The debate over central bank digital currencies (CBDCs) further underscores that true growth stems from private competition and adaptability, not heavy-handed intervention. Read here for more of his insights here: https://lnkd.in/gav9xcNW The question remains: Is this balance enough to drive meaningful innovation, or does the complex payments ecosystem demand more? #PaymentsInnovation #FutureOfFinance

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<https://buff.ly/3MHGGFH> A recent Question of the Week from our free blog is What is Appraisal Modernization? Part 13. To our GSEs (Fannie Mae and Freddie Mac), modernization means something special. It appears “modernization” for our GSE’s changes who does the work, not how it is done. A “spectrum.” not how appraisal can be technically improved.

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The failure of Synapse is Lehman Brothers Inc. (LBI) all over again! Its just under a new breed of Broker-Dealers termed Banking-as-a-Service(BaaS) companies still too mathematically challenged to properly segregate client funds and calculate net capital in compliance with the SEC rules around it. Or could they have intentionally not deducted the UNSECURED loans given out by its subsidiary Synapse Credit LLC from such calculations? It is also shocking startups would depend on other startups for a core part of their business and even note this in their Risk Matrix or Business Continuity Plan as a low probability risk event. That's why at IMMIN, we run our own microlab, we build/host every part of our super-stack and we do not outsource! #ZERO_SAAS_IAAS #HELL_NO_BAAS #NO_FUN_IN_OUTSOURCING https://lnkd.in/gKrNCbSm

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