Duncan Alexander

Register here: https://lnkd.in/eWv86cbs 📊 The GFT Banking Disruption Index webinar reveals insights into the spending and saving habits of UK banking customers, assessing consumer sentiment on digital capabilities. Richard Kalas, Customer Solutions Director at GFT Technologies, will present the latest findings and discuss potential debt risks for Brits.

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Our newest report dives into the five technology trends to follow, including insights on: - Slipping the shackles of batch processing - Embracing the blockchain - Taking alternative forms of payment mainstream - AI and APIs in aviation - Reimagining B2B payments with virtual cards Get the full report here: https://lnkd.in/ggiUSghu #paymenttechnology #payments #alternativepayments #APIs #virtualcards #b2bpayments

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The Capgemini World Payments Report 2025, reveals an industry set to be reimagined with account-to-account and instant payments, predicting instant payments will account for 22% of all non-cash transaction volumes by 2028 globally. Since the inaugural World Payments Report in 2004, the payments industry has undergone a dramatic transformation over the past two decades. Digital technologies, such as wallets, peer-to-peer (P2P) payments and contactless payments, have become increasingly prevalent. Regulations have also played a crucial role in driving innovation and ensuring consumer protection. As a result, the payments ecosystem is now more connected, harmonised, efficient, and secure than ever before https://lnkd.in/dabgWFMS

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Paythru releases guiding principles EV payment specialist Paythru has published a proposed set of guiding principles aimed at greater collaboration among the payments sector, public charge point operators, and charge point management systems. The move has been undertaken by the firm to address current problems with the charging payment process. Shaped by its own research, and conversations with the industry around what drivers want. It is also backed by the Association for Renewable Energy and Clean Technology (REA), as part of its ongoing mission to accelerate the UK’s transition to a cleaner, more sustainable energy future. Paythru proposes the following set of guiding principles for all EV charge points, with the methods addressed in the charter: - No more confusion over charging costs - Standardised and reliable payment methods - Minimise payment failures - Clarity and transparency in pre-authorisation - Simplified transaction and notification processes Read the full story on the Transport + Energy website: https://lnkd.in/er6zB4QF Paythru , Keith Brown , REA , Matthew Adams , Sara Sloman #transport #energy #electricvehicles #charging #payments

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Jeroen Hölscher, Global Head of Payment Services at Capgemini, continues his conversation with Payment Expert analysing the key findings of the company’s recent World Payments Report 2025. After discussing regional payment innovation and key digital payment trends in part one, part two see’s Hölsher outlining why instant payments will surge in usage over the next decade, what ‘groundbreaking’ regulations will enable this, and details why Account-to-Account (A2A) payments will likely disrupt the debit and credit market dominance. https://lnkd.in/evfXcpgY

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In the second part of this interview with Payment Expert, Jeroen Hölscher explores why instant payments are expected to skyrocket over the next decade, how new regulations will facilitate this growth, and why Account-to-Account (A2A) payments could disrupt the current debit and credit market dominance.

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Is your bank ready to leverage AI for open banking? According to the latest DBX report by Sopra Steria and Sopra Banking Software, 75% of banks aren't. Eric BIERRY, CEO of Sopra Banking Software, highlights an accelerated demand for AI-led digitization in the banking industry. #OpenBanking #AI #FinTech

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Is the future of banking composable? As FIs face increased competition from neobanks and fintechs, composable banking emerges as a key strategy to meet evolving consumer demands. Discover how integrating third-party services through APIs can transform traditional banking models, enabling rapid adaptation and personalized customer experiences: https://bit.ly/3y2VTgx

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Is the future of banking composable? As FIs face increased competition from neobanks and fintechs, composable banking emerges as a key strategy to meet evolving consumer demands. Discover how integrating third-party services through APIs can transform traditional banking models, enabling rapid adaptation and personalized customer experiences: https://bit.ly/3y2VTgx

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Is the future of banking composable? As FIs face increased competition from neobanks and fintechs, composable banking emerges as a key strategy to meet evolving consumer demands. Discover how integrating third-party services through APIs can transform traditional banking models, enabling rapid adaptation and personalized customer experiences: https://bit.ly/3y2VTgx #Banking #API

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The power of interoperability - Without requiring the immediate rip & replace of legacy systems, our real-time post-trade payments technologies enable banks to reduce operational pressures, minimise errors and access the data and alerts required for the rapid remediation of operational issues. Read our blog post to learn more: https://lnkd.in/gEys73P6 #interoperability #posttrade #payments

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https://lnkd.in/dFh-uJTA Monzo Bank Chooses GROW with SAP to Enhance Digital Banking Solutions Monzo, which was established in 2015, was one of the first #digitalbanks in the United Kingdom. It currently has over nine million personal customers and 450K corporate customers. Monzo chose SAP’s Business #Technology Platform (#BTP) and #GROW with SAP for #Scaleups for their extensive functionality and pre-existing #localization capacities. Monzo will receive the necessary flexibility and backend support to comply with current legal mandates and regulatory trends in the UK and other nations in the future, thanks to the support of systems integrator #NTT #DATA #BusinessSolutions for the #transformation programme. #fintechnews #technews #viralnews #techforgood #fintech Follow FinTech Publications Intent Amplify™

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💳 The UK’s Vision for a World-Leading Payments Ecosystem: How VRPs and Open Banking Are Transforming Financial Services 💡🚀   The UK's National Payments Vision 👀 for 2024 sets a bold direction, aiming for a world-leading payments ecosystem 🌍 that embraces innovation while enhancing accessibility, security, and customer-centricity. One of the pivotal developments in this vision is the evolution of Open Banking and, more specifically, the expansion of Variable Recurring Payments (VRPs).   We recently explored these themes at the Payments Leaders' Summit UK in October, and the conversation is far from over! As we gear up for our upcoming Payments Leaders' Summit BFSI (Banks, Financial Services and Insurance) series on the 27th January 2025📅, we’re excited to take a deeper dive into why advancements like VRPs and Open Banking are crucial to the future of the payments landscape ⚠️   We will touch on: 👉 How VRP's differ from traditional payment initiation and go beyond the limitations by allowing consumers to authorise payments with greater control, flexibility, and security 👉 What key trends will define the next evolution of open banking? 👉 What are the top strategies for overcoming regulatory and digital architecture challenges in financial services? 💸   As the UK continues to push the boundaries of payment innovation, the integration of VRPs highlights the broader potential of Open Banking to transform how money moves across our economy 👏   🔎 Read more about the National Payments Vision and how VRPs are set to reshape our future here 👉https://lnkd.in/ejCdbtPR   Join us as we unpack how these innovations are reshaping financial services, creating new opportunities for both consumers and businesses, and what it means for the payments ecosystem at large 🟣https://lnkd.in/ewte-F-P   #OpenBanking #VRP #Fintech #PaymentsInnovation #FinancialServices #UKPayments #PaymentsLeadersSummut

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Discover the intelligent cloud-native payment hub that enabled Berkshire Bank to achieve these benefits: ✅ Increased availability and scalability ✅ Rapid integration and interoperability through a comprehensive set of interfaces and open APIs ✅ Enhanced visibility and control ✅ Readiness for launching instant payments Find it here.https://okt.to/mvWoAI #FinastraPayments

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Navigating the future of digital banking: essential insights for FIs As the digital banking landscape evolves, new players are gaining ground, increasing pressure on traditional FIs to meet rising consumer demands With legacy systems adding complexity and more points of potential failure, can they keep up? Tune in to Paul Chandler’s latest webinar with The Power 50 as we look at the key trends in the digital banking space, the challenges FIs face, and why it is so crucial to keep up with this evolving landscape ➡️ https://lnkd.in/eepCibcS #DigitalBanking #DigitalPayments

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