Tom Rainey

Get ready for tomorrow’s open banking regulation—today. Our team recently sat down for an in-depth overview of Section 1033 rulemaking, including what it means for your business, and how Plaid can help with compliance. Check out this deep dive on 1033 featuring Elyse Whitehead (Head of Enterprise Legal Services) and Justina Chen (Product Manager) from Plaid, and Angelena Bradfield (Head of Policy) from the Financial Technology Association. 📹 https://lnkd.in/emwCPtZ8

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We're closing out B2B Payments 2024 on a high note with a live virtual conversation starring Corrie DeCamp, Chief Product Officer at Billtrust! This panel will explore the compelling reasons for automating AR processes, addressing the challenges and inefficiencies of manual AR, including high costs, errors, and delayed payments. It's not too late, register for free now! https://hubs.ly/Q02V_0Lq0

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Business Partner Webinar | Mobile Wallets: Separating Fact from Fiction for Lenders presented by PayNearMe on 10/17 at 2pm EST! Debunk common myths about mobile wallets and explore how they’re reshaping the payments landscape and learn how lenders can leverage mobile wallets to reduce friction, improve security and meet the evolving needs of today’s consumers while staying competitive in a rapidly changing market. Register today! https://ow.ly/R1Qp50TGN2Y

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"Merchants Weigh In on Payment Processing" | jdpower.com surveyed 5,300 SMB merchants re: satisfaction with their payment processors. Dale Laszig looks at the survey, the top-rated providers, and solicits commentary from payment execs. https://pec-ly.com/?6sgt #ecommerce #payments

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Boo...failed payments are scary! 🎃 Don't ghost your revenue and retention. Use a failed payment recovery solution that fights involuntary churn and maximizes LTV. 👻 FlexPay is the only enterprise-level solution that can go to bat for you and recover both hard and soft declines. 🦇 "Witch" solution should you choose? 🧙‍♀️ The one that's all treats...no tricks! 🍬 🍭 #failedpayment #creditcard #paymentoperations #churn #involuntarychurn #retention #revenue #LTV #failedpaymentrecovery

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Education Partner Highlight: PIX Payments We’re excited to highlight PIX Payments, a trusted partner on a mission to simplify payment processing for businesses like yours. Retailers can rely on PIX for hassle-free solutions that eliminate the stress of reconciling multiple deposits, managing PCI compliance, and controlling processing fees. For wholesalers, PIX understands the importance of secure receivables and effective cash flow management, especially with extended payment terms. What sets PIX apart? Their personal approach. PIX builds close relationships by understanding your business and the challenges you face, ensuring payment processing is one less worry on your plate. With PIX, you’ll benefit from: ✔️ Competitive Fees ✔️ Clear Reporting ✔️ Caring Service Learn more about how PIX can help fuel your business success: 📧 KC Cook - [email protected] 🌐 pixpayments.com #StudyGroups #Better2gether #EducationPartner #PaymentSolutions #BusinessSuccess

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Are you attending PaymentsEd this week? FlexPay will be there and sharing how fighting involuntary #churn can help improve #revenue growth and #retention. Message Jonathan Cowie or Paul Finley directly to book your one-on-one discussion. See you in Washington! #paymentsed #failedpaymentrecovery #payments #customerexperience

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When your transaction volume doubles, your headaches triple. Every day, we see fintech teams wrestling with: Systems that buckle under load Integration cycles that drag on for months Compliance updates that force complete rebuilds Omniwire is built by a team that's lived through these problems. Our platform handles the heavy lifting so you can focus on what matters - serving your customers. 1️⃣ Scaling Operations: Omniwire’s cloud-based, flexible platforms help you grow easily, so your systems can scale smoothly without losing performance. 2️⃣ Navigating Regulatory Complexity: Omniwire’s solutions are ready for compliance, so we build with the rules in mind, allowing you to focus on growth without the worry of legal issues. 3️⃣ Seamless API Integration: Omniwire’s API-first design makes integrations easy, so you can launch faster and reduce mistakes. 4️⃣ Fraud Prevention and Cybersecurity: Our advanced fraud detection and biometric security systems help you stay ahead of fraudsters, keeping your customers’ trust safe. 5️⃣ Smart User Experiences: We focus on simple, clean interfaces, ensuring your customers have a smooth, enjoyable experience every time they interact with your brand. What this means in practice: Your systems scale automatically with demand New market launches take weeks, not quarters Compliance updates happen in the background The fintech space doesn't need more empty promises. It needs infrastructure that actually works. Want to see how Omniwire, Inc. can strengthen your infrastructure? Let's talk specifics.

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Are slow payments making your cash flow a headache? 😩 🙌 Well, you’re in luck! Did you know Forwardly offers affordable FedNow instant payments and free same-day ACH payments? 💸 You can simply get started with a free account and zero hidden fees! Whether you’re paying vendors or receiving payments, Forwardly makes everything fast, easy, and super secure. #SmallBusiness #CashFlow #Fintech #ACHPayments #BusinessGrowth #Forwardly #RealTimePayments #EntrepreneurLife #Fednow

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🚀 Make business payments easy with Cratoflow’s ACH Solution! 🚀 . . ACH payments are not only cost-effective but also secure, making them a preferred choice for businesses. However, traditional ACH processing times can be a bottleneck. We’re changing that. 🌟 Why You’ll Love Cratoflow: ✅ Speed: Process payments in just 2 days. ✅ Efficiency: Reduce manual intervention with our automated system. ✅ Accuracy: Minimize errors and ensure precise transactions. Ready to transform your payment processes? Get in touch with us today and experience the Cratoflow advantage! https://lnkd.in/g4fmY8cF #Fintech #AccountingAutomation #ACHpayments #Cratoflow #Efficiency #BusinessGrowth #PaymentProcessing #AccountsPayable

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Payments trends are always changing, but the one thing that's staying true is that ACH payments demand continues to increase. More and more of our reseller partners are helping their merchants processing ACH payments to save money, while simultaneously earning higher residuals. That demand isn't going anywhere anytime soon. Read more from our blog about the future trends and demand: https://lnkd.in/gfCfznhU #paymentsinnovation #paymentstrends #achpayments #demand #paymentsleaders

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“Behavior hasn't changed all that much, we're still seeing growth in almost every vertical across the platform. Consumers are seeking credit. Credit is being offered slightly differently by many of the lenders […] we're not seeing lenders pull back, we're seeing them actively pursue even larger ticket verticals.” In a recent conversation with Karen Webster at PYMNTS, Versatile Credit CEO Ed O'Donnell spoke about the trends facing merchants, lenders, and consumers as they look to leverage financing. Versatile Credit is helping businesses of all sizes, in verticals ranging from retail, automotive, and jewelry to electronics, elective medical, home improvement, and beyond. With Versatile, your business can leverage the power of financing to connect customers with personalized and affordable options, while creating a simplified process for customers and staff. Want to learn more? Reach out to Versatile Credit today! #ConsumerFinance #FinTech #EmbeddedFinance #EmbeddedLending

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In 1978, the business-to-business standard for ACH payments was created, enabling companies to send and receive ACH payments. #DYK in 2023, there were more $54 trillion in B2B payments? #PaymentsInnovation #CelebrateNacha #ThrowbackThursday https://hubs.la/Q02JNGH50

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In today’s fast-paced world, staying ahead requires more than just innovative products — it’s about delivering personalized experiences that truly resonate with members. Our solution empowers credit unions to leverage their data to offer tailored product recommendations that exceed member needs, driving both loyalty and growth. We help credit unions deliver the right products, to the right members, at the right time. Through our collaboration with Vizo Financial Corporate CU, we are equipping credit unions with an innovative, easily deployable member growth solution, offered exclusively to Vizo Financial members. This solution empowers credit unions of all sizes to unlock the power of data analytics, enabling them to compete effectively and achieve sustainable growth in today’s dynamic landscape. 💡 Learn More: Join Vizo Financial and Vertice AI for an informative webinar on November 19th, 2:00pm ET, to discover how we're harnessing data to drive member growth and product opportunities! 🔗 Register Here: https://lnkd.in/ewZxyT89 #VerticeAI #VizoFinancial #CreditUnionMovement #DataDriven #MemberGrowth #PredictiveAnalytics

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It is a tough challenge to provide your teams with the professional development they want with the budget you are provided. As a non-profit association with a mission to educate, APP keeps our costs low so more people can help safeguard the payments ecosystem. Members pay only $99 per course. Find out about our M@Cademy courses at - https://lnkd.in/gP_UAJjV #iamapaymentpro #paymentpros #askdonut

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We are super excited to announce a beta release of our new ACH fraud model built specifically for the unique needs of software platforms ⚡ It automatically scores incoming ACH charges via Stripe Connect for their likelihood of return, empowering software platforms to reduce fraud losses and lower unauthorized ACH return rates. 🙌 ACH continues to be a popular method of payment 💸 especially for large ticket transactions such as contractor/construction payments. However, over 30% of businesses have experienced fraud when accepting ACH payments even though it's cheaper to accept. 😮 "Friendly fraud" in ACH continues to be a huge issue for platforms and merchants on Stripe Connect. While ACH is popular among merchants given it's lower cost, platforms struggle with the economics of ACH especially when fraud threatens to take away a huge portion of their revenue 🤔 Our new ACH fraud model is setup to automatically score the ACH charges for our platform customers on Stripe and vet potentially high risk transactions with an additional review in our Fuzio platform. 🤝 With the early success of this model, we are excited to open up the beta for other platforms 🎯 For more, read the announcement in the comments section 👇

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It’s clear that automated payments, seamless aggregation, and real-time reporting are essential for mortgage lenders to streamline operations and enhance efficiency. With APPsolute, lenders can achieve all of this and more. APPsolute simplifies mortgage payment collections, creating a smooth, secure process for lenders, borrowers, and vendors alike.​

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Pay-by-bank is 50-75% more affordable for merchants than cards. How’s this possible? Cards come with fees like: → Interchange → Processing → Chargebacks Pay-by-bank simplifies money movement with direct account-to-account transfers.  There are no interchange fees, plus indirect cost-savings like: — Durable payment info (no need for customers to update card info) — Enhanced authentication & security (to lower the incidence and cost of fraud) — Higher conversion rates (one-click and automated recurring payments increase completed transactions) Business owners, what would you do with 75% in savings on payments? #paybybank #payments

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