Ryan Garvin

🚀 California's Entrepreneurial Surge Needs Health Benefits! 🚀 In 2023, over 484,000 new businesses launched in California​. This growth is phenomenal, but these startups need comprehensive health benefits to thrive. 💼 Why Health Benefits Matter: 1) Employee Retention and Satisfaction: Enhances job satisfaction and reduces turnover. 2) Increased Productivity: Healthy employees are more productive. 3) Competitive Advantage: Attractive health benefits help in hiring top talent. Let's support our new businesses with the health benefits they deserve! 🌟 #CaliforniaBusiness #Entrepreneurship #HealthBenefits #Startups #EmployeeWellness #SmallBusiness

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❗❗ Here is a breakdown of new Health Insurance Bills being considered in California for the 2023-2024 legislative session: - Over 2,100 bills introduced - Legislative deadline for bill passage is August 31, 2024, with most signed bills taking effect on January 1, 2025. - More than 80% of legislative seats up for re-election in November 2024, influencing legislative priorities. - California facing projected $38 to $68 billion budget deficit, impacting legislative capacity. - Key health insurance bills introduced:  - AB 2200: Proposal for a Single Payer system, CalCare, with no specified financing mechanism.  - AB 2028: Imposing an 85% Medical Loss Ratio (MLR) on Dental plans (bill status: dead).  - AB 4: Expansion of Covered California to include individuals unable to obtain coverage due to immigration status.  - AB 236: Mandating annual audits of provider directories by health plans.  - AB 2180: Requiring copay assistance to be applied towards patient deductibles and out-of-pocket expenses.  - AB 2435: Extending Covered California's authority and the Office of Administrative Law's authorization.  - AB 2668: Insurer coverage requirement for cranial prosthesis with a yearly cap.  - AB 2753: Classification of Durable Medical Equipment (DME) coverage as an Essential Health Benefit.  - AB 3221: Mandating health plans furnish electronic records upon request by the Department of Managed Health Care.  - AB 3260: Urgency determination by healthcare providers binding on health plans for prior authorization.  - SB 1236: Proposal for annual 90-day Open Enrollment period for Medicare supplement coverage in California.   #EmployeeBenefits #Legislation #CoveredCalifornia #HealthInsurance

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SB 525 will necessitate significant changes in California healthcare organizations’ compensation programs. And rather than simply bringing all applicable employees to the new minimum wage levels, many organizations will consider nuanced pay adjustment strategies and optimizing their broader total rewards strategies. Find out more about the impacts of SB 525 today. #HumanResources #compensation #healthcare

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In the competitive world of insurance, it's not just about winning clients, it's about building long-term loyalty. Talk to me about me about becoming an Engage PEO Partner. #insurancebrokers #insuranceagents #expectmore #partnerships

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In the competitive world of insurance, it's not just about winning clients, it's about building long-term loyalty. Talk to me about becoming an Engage PEO partner. #expectmore #service #clientsatisfaction #insurancebrokers

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If you are curious about how your dental plan works and different options you can choose, here is a great video that helps explains this!

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What you need to think about when looking at your Medicare insurance options for 2025

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🔥 Hot Take: Ari Taublieb, CFP®, MBA's Wednesday LIVE sessions are some of the most fun financial planning content pieces on YouTube 🎥 They're so fun that Drew tuned in from his Wednesday night golf match! ⛳️ I joined for part of the session yesterday to discuss health insurance in early retirement, run some scenarios and answer questions live! You can check out the WHOLE live session here: https://lnkd.in/g_wNEfpu Ari has built a really active community of folks that want to leave their jobs and retire before age 65. No surprise, health insurance is a hot button topic. It's why we exist at Move Health.

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"More than money" is a phrase I often hear advisors use to describe their relationship with valued clients. As an advisor, you're always seeking ways to deepen relationships, add value, and create more comprehensive financial plans for your clients. Enter Move Health! Healthcare planning can be an easy, yet impactful way to address one of your clients' top retirement concerns. With a dedicated team member at Move Health, our team will ensure you're kept in the loop throughout the process. If you're looking for a key differentiator to enhance your advisory practice, reach out to us at Move Health Partners. We're well on our way to serving thousands of advisors, and we'd love to share the Move Health difference with you. _______________________________________ Move Health Partners exists to make health coverage simple & clear. We are the premier healthcare insurance planning firm utilized by forward thinking advisors and their clients across the country. #Healthcareplanning #Medicareplanning #Financialplanning #Partnerships

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If you own a business, manage employees, work in HR and compliance listen up 👂👀 We've got an upcoming webinar on the 10 mistakes virtually all employers are making in California when it comes to employment practices that can land your company in court... and what you can do to stay out of court. Join me and a panel of experts as we have a round table discussion on how to prevent employee lawsuits before they begin. 11/20/2024 at 2pm Pac link to register: https://lnkd.in/gJkNGsg2 #riskmanagement #hr #compliance #audit #payroll #law #legal #insurance

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Self Insured Employers are paying lower workers comp costs and experiencing fewer claims with better results!!! If your looking to reduce your workers comp costs and claims please message me.

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Establishing a self-insured medical reimbursement program can bring substantial benefits to companies with 10 or more full-time employees. Our national program offers significant savings, particularly advantageous for businesses in California. With potential savings of 20% or more, this program is especially beneficial in a state where workers' compensation policies are audited based on gross wages. Employees can enjoy a comprehensive benefits package, including Critical Illness, Life Insurance, Dental Insurance, Accident & Disability, at no additional cost. Implementing this program is seamless and efficient, with a quick setup that takes only 3-4 weeks. Importantly, this transition does not require switching providers or impacting employee pay. Want to see firsthand how this can positively impact your business? Reach out to us to schedule a Zoom presentation and learn more about our self-insured medical reimbursement program. Curious about the difference this program can make? Check out the comparison - a paycheck with a SIMRP versus one without. Discover the potential savings and benefits that await your company with our tailored solution.

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Health insurance is designed for major medical expenses, but true wellness comes from living a healthy lifestyle. Pairing a comprehensive wellness program with your group health insurance can lead to remarkable results! Here are a few key components to a wellness program if you are interested in starting one:    ✅ Incorporate healthy eating and exercise into the workday  ✅ Support from coworkers on the same journey  ✅ Incentives for participation    Take the first step towards a healthier you today! Reach out to learn more about our wellness offerings.

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