About
With over a decade of experience as a Securities Investment Specialist, I bring a wealth…
Activity
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Financial independence, owning a home, and financial security are what matter most to Hispanic and Latino families. Let's make sure your dreams are…
Financial independence, owning a home, and financial security are what matter most to Hispanic and Latino families. Let's make sure your dreams are…
Shared by Oscar Machado
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It’s important to understand where you stand when it comes to your retirement. Let’s get together and use this retirement calculator to determine if…
It’s important to understand where you stand when it comes to your retirement. Let’s get together and use this retirement calculator to determine if…
Shared by Oscar Machado
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No matter where you are today, there are important steps to take in building a legacy for your loved ones. I can help you make a plan.
No matter where you are today, there are important steps to take in building a legacy for your loved ones. I can help you make a plan.
Shared by Oscar Machado
Experience
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Education
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Columbus State University
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Activities and Societies: Shadowing and Research
While shadowing Dr Jenks, I observed the work life of a surgeon. I was able to see countless surgeries, as well and his daily rounds around the hospital.
During my research, I tested the pH tolerance of crayfish for a period of two weeks for each species. Three different species were tested. The pH of 3, 5, and 7 were used in order to determine their tolerance. Once I was done, I recorded the survivability of each species. The purpose of this experiment is to determine how much acidity the…While shadowing Dr Jenks, I observed the work life of a surgeon. I was able to see countless surgeries, as well and his daily rounds around the hospital.
During my research, I tested the pH tolerance of crayfish for a period of two weeks for each species. Three different species were tested. The pH of 3, 5, and 7 were used in order to determine their tolerance. Once I was done, I recorded the survivability of each species. The purpose of this experiment is to determine how much acidity the crayfish are able to tolerate before their numbers start to decrease in creeks that are in constant contaminations from humans. -
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Licenses & Certifications
Volunteer Experience
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Volunteer
Columbus State University
- 1 year
Social Services
The senior class in servant leadership organized and set up several fund raisers for a playground. The playground is going to be built behind the public library. We were able to obtain about fifty thousand dollars for the playground project. The project was picked up by the servant leadership program to finish the playground. The playground is designed to be accessed by anyone, including people who are handicap
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Volunteer
Habitat for Humanity International
- 1 year 2 months
Social Services
Volunteers get the chance to learn how to build a house from the foundation all the way to the last window in the house. I volunteered for two years during their Collegiate Challenge. Collegiate Challenge is a Habitat for Humanity program that allows people all over the United States to come and help build several houses in one week.
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Medical Center ER Volunteer
Columbus Regional Health
- 2 years
Health
Helping patients stay comfortable and provide them with pillows, blankets, and things to read. Also serve food trays, stock supplies, and serve as a liaison between family members and staff or as a "runner" to different labs
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Volunteer
Girls Inc.
- 1 year 5 months
Children
As a volunteer, I had the opportunity to interact with all the girls in the program. I kept them busy with board games, playing tag, and many different activities. The main purpose of the program is to help girls get out of the streets. The volunteers at the program help the girls with their homework and also take care of them until their parents came to pick them up.
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Volunteer
Azalea Trace Nursing Center
- 5 months
Health
The job of the volunteer in Azalea Trace was to provide patients with assistance. Volunteers also had the opportunity to bring food to the patients and play games with them.
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Volunteer
Coca Cola Space Science Center
- 3 months
Children
Volunteers will get to have fun while taking care of the kids. Volunteers would set up games for the kids to play in a safe environment. This would be done until the parents came to pick the kids up.
Languages
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Spanish
Native or bilingual proficiency
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English
Native or bilingual proficiency
More activity by Oscar
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Niseko, Japan!! 🇯🇵 Thank you all for a great 2024 and looking forward to seeing everyone again soon in 2025! Happy holidays and upcoming New Year…
Niseko, Japan!! 🇯🇵 Thank you all for a great 2024 and looking forward to seeing everyone again soon in 2025! Happy holidays and upcoming New Year…
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1,007 graduates, 3 ceremonies and several tears later, we now pronounce you as CSU alumni. Congratulations to the Fall Class of 2024!!🎓
1,007 graduates, 3 ceremonies and several tears later, we now pronounce you as CSU alumni. Congratulations to the Fall Class of 2024!!🎓
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Even Santa needs a retirement plan. Our friends, neighbors, and clients made their way to our office this past Sunday to celebrate the opening of…
Even Santa needs a retirement plan. Our friends, neighbors, and clients made their way to our office this past Sunday to celebrate the opening of…
Liked by Oscar Machado
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45% of Black families say that being able to give to charity is a financial priority. Let's talk about ways to maximize your impact. Reach out today.
45% of Black families say that being able to give to charity is a financial priority. Let's talk about ways to maximize your impact. Reach out today.
Shared by Oscar Machado
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Have your clients considered the role that gifting can play in effective year-end planning? Let’s connect on estate planning strategies – especially…
Have your clients considered the role that gifting can play in effective year-end planning? Let’s connect on estate planning strategies – especially…
Shared by Oscar Machado
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The end of the year is a perfect time for a financial review. What's working? What's not? Let's make sure you're on track for 2025. Reach out.
The end of the year is a perfect time for a financial review. What's working? What's not? Let's make sure you're on track for 2025. Reach out.
Shared by Oscar Machado
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Have you considered the role that gifting can play in effective year-end planning? Let’s connect on estate planning strategies – especially with…
Have you considered the role that gifting can play in effective year-end planning? Let’s connect on estate planning strategies – especially with…
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🏆: Congratulations to Gallagher’s Retirement Plan Consulting practice on being named a 2024 Top DC Advisor Multi-Office Firm by the National Association of Plan Advisors (NAPA). We are grateful for all that our consultants and client service teams do to support retirement plan sponsors and the financial future of their employees. ➡ https://lnkd.in/grNAftxu NAPA’s Multi-Office Firm list is based on self-reported defined contribution (DC) assets under advisement (AUA) as of Dec. 31, 2023 (unless otherwise noted) for the organizations that submitted data. Firms listed had to have more than one office/physical location to be included, and had to have in excess of $1 billion in DC assets under advisement. #EmployeeBenefits #RetirementPlanConsulting #FinancialWellbeing #NAPA #DefinedContribution
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Bernadett Papp
🤔 Wondering why indexed strategies could enhance your retirement plan? Here's the scoop! 💡 🥇 Value of Upside with Principal Protection ✅ Participate in market growth opportunistically 📈 ✅ But insulate from severe downside losses 🛡️ 💰 Tax-Advantaged Accumulation ✅ Tax-deferred growth in annuities/life insurance 💸 ✅ Tax-free distributions in retirement (pro-rata) 🏡 🧧 Guaranteed Income Stream ✅ Turn annuity value into lifetime paycheck 💵 ✅ Address longevity risk and rising costs 📆 💎 Efficient Wealth Transfer ✅ Bypass probate with life insurance proceeds 🔐 ✅ Tax-advantaged to heirs or charities 🤝 🌐 Holistic Planning Benefits ✅ Asset protection aspects 🔒 ✅ Complements overall portfolio strategy ⚖️ Intrigued? Indexed products could bring some serious perks to your financial game plan! 🤩 Let's explore if they might be a good fit for your unique situation and goals. Share your thoughts below! #indexedproducts #retirementplanning #financialsecurity ❓Which of these features would help you most with retirement planning? ⬇️⬇️Hit the comments below and let us know! ---- If we haven't met yet, I'm Bernadett. Guiding conservative investors how to safely grow their Nest Egg and make extra money so they won't end up as a Walmart greeter in their Golden Years. 🔝Connect with me 🔔Get notified ☎️Schedule your Complimentary Retirement Income Assessment (Link in Featured)
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David Reyna
When financial advisors contemplate changing their broker-dealer, the focus often gravitates toward factors like technology, payout structures, and support services. However, one crucial yet sometimes overlooked aspect is the broker-dealer’s culture. The culture can significantly impact an advisor’s career satisfaction, client relationships, and overall success. In 2024, with ongoing industry consolidations and mergers, understanding and finding the right cultural fit has never been more critical...
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Marcus Rolls
Morgan Stanley just published its 2024 Retirement Survey, sharing insights into how 401(k) plan sponsors are strengthening their retirement plans and investment lineups in a dynamic retirement benefits landscape. Dive into these insights here: https://lnkd.in/gyVzYPFN
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Kosta H.
Morgan Stanley just published its 2024 Retirement Survey, sharing insights into how 401(k) plan sponsors are strengthening their retirement plans and investment lineups in a dynamic retirement benefits landscape. Dive into these insights here: https://lnkd.in/ekbXcFDP
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Bernadett Papp
🤔 Wondering why indexed products could enhance your retirement plan? Here's the scoop! 💡 🥇 Value of Upside with Principal Protection ✅ Participate in market growth opportunistically 📈 ✅ But insulate from severe downside losses 🛡️ 💰 Tax-Advantaged Accumulation ✅ Tax-deferred growth in annuities/life insurance 💸 ✅ Tax-free distributions in retirement (pro-rata) 🏡 🧧 Guaranteed Income Stream ✅ Turn annuity value into lifetime paycheck 💵 ✅ Address longevity risk and rising costs 📆 💎 Efficient Wealth Transfer ✅ Bypass probate with life insurance proceeds 🔐 ✅ Tax-advantaged to heirs or charities 🤝 🌐 Holistic Planning Benefits ✅ Asset protection aspects 🔒 ✅ Complements overall portfolio strategy ⚖️ Intrigued? Indexed products could bring some serious perks to your financial game plan! 🤩 Let's explore if they might be a good fit for your unique situation and goals. Share your thoughts below! #indexedproducts #retirementplanning #financialsecurity ❓Which of these features would help you most with retirement planning? ⬇️⬇️Hit the comments below and let us know! ------ If we haven't met yet, I'm Bernadett. Guiding conservative investors how to safely grow their Nest Egg and make extra money so they won't end up as a Walmart greeter in their Golden Years. 🔝Connect with me 🔔Get notified ☎️Schedule your Complimentary Retirement Income Assessment (Link in Featured)
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Bernadett Papp
🤔 Wondering why indexed products could enhance your retirement plan? Here's the scoop! 💡 🥇 Value of Upside with Principal Protection ✅ Participate in market growth opportunistically 📈 ✅ But insulate from severe downside losses 🛡️ 💰 Tax-Advantaged Accumulation ✅ Tax-deferred growth in annuities/life insurance 💸 ✅ Tax-free distributions in retirement (pro-rata) 🏡 🧧 Guaranteed Income Stream ✅ Turn annuity value into lifetime paycheck 💵 ✅ Address longevity risk and rising costs 📆 💎 Efficient Wealth Transfer ✅ Bypass probate with life insurance proceeds 🔐 ✅ Tax-advantaged to heirs or charities 🤝 🌐 Holistic Planning Benefits ✅ Asset protection aspects 🔒 ✅ Complements overall portfolio strategy ⚖️ Intrigued? Indexed products could bring some serious perks to your financial game plan! 🤩 Let's explore if they might be a good fit for your unique situation and goals. Share your thoughts below! #indexedproducts #retirementplanning #financialsecurity ❓Which of these features would help you most with retirement planning? ⬇️⬇️Hit the comments below and let us know! ------ If we haven't met yet, I'm Bernadett. Guiding conservative investors how to safely grow their Nest Egg and make extra money so they won't end up as a Walmart greeter in their Golden Years. 🔝Connect with me 🔔Get notified ☎️Schedule your Complimentary Retirement Income Assessment (Link in Featured)
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