Kathy Kay

Discover the five key features to consider when selecting a next-gen ACH solution. Stay ahead of the curve with insights from Fiserv.

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High school students in #Wichita are getting head starts on career building through Camp HYPE, a Workforce Alliance of South-Central Kansas program supported by Bank of America. Learn more about how the program is driving youth employment: https://bit.ly/3LYBe0I

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Kitchen table issues remain front and center for many customers and members at #communitybanks and #creditunions. Offering a checking product that delivers real value to them is the kind of brand reinforcement community FIs can't buy. Delivering not just value in a product but value across customers/members' lives is why BaZing has been boosting primacy, organic growth, and noninterest income to hundreds of community FIs that have joined us. What's more, as banking continues to become more competitive, BaZing helps community FIs differentiate from the competition. #banks #banking #communitybanks #creditunions #checkingproducts #primacy

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As a technologist in the banking industry, this curriculum has been invaluable in helping me align the technology plan with the business plan. I highly recommend it!

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What a great day at the Indiana Bankers Association Mega conference! Absolutely aligned with the theme of #Change #Engage #Evolve. I started the day in a great session by Kendra Ramirez with the focus on #ArtificialIntelligence. There was a lot of initial reaction in the room from bankers that lean toward AI being a negative factor in our industry. I loved how Kendra made it very clear that AI is no different than the Internet, the prolificaton of mobile phones, and I’ll take it once step further, just with the introduction of PCs, in terms of helping progress the effectiveness of bankers. She had a great quote that “#AI is not coming for your job, it is coming to your job”. She called out some great tools, mini which we are already using, but if you’re not using you need to consider them like Microsoft Copilot, Tango, and HeyGen just to name a few. I think the best of us that she had was when it came to AI, #StayCurious. We are all learning and as long as we take responsibility for the AI will be fine. As I said, totally aligned with the theme of change, engage, and evolve. Great sessions also today by Giulio Camerini from Crowe and Luke Mikles from the Baker Group on the impact of the current rate market and how to address interest rates and credit risk. The biggest take away that I had from these sessions was that banks absolutely have to consider scenarios that they never considered in the past. If your bank does not change how they look at interest rates, and the risks associated with that you simply won’t be able to engage with customers, profitably, and evolve. Some really engaging #fintech demos today as well. Finli showed how important it is to engage with small business owners and meet them with their needs as a financial institution. IntraFi’s Erich Buckenmaier did an amazing job calling out how banks need to look at asset and fund management totally different than they have in the past. With IntraFi’s technology banks can absolutely have better control over liquidity, the cost of funds, and the make up of their balance sheet. The team from KlariVis hit on the point I absolutely geek up on, #LoanPricing and #Profitability with the new profitability capabilities that they demonstrated today. Kim Snyder and her team definitely has something going on that every bank needs to look at. if you’re not leveraging your data to understand your profitability at the Banker, the branch, and every other segment within your organization, you truly not giving yourself a chance to evolve and grow those individuals and assets. And the last Fintech demo today was from Neural Payments and I was blown away by the simplicity and the stickiness that their P2P can offer to a bank. Allowing in one payment to have access to options like Venmo, Zelle® , Coinbase and others is just again meeting the payment/payer/recipient where they are and not making them choose where to go. Fantastic breakout sessions, and looking forward to tomorrow.

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In recognition of Financial Literacy Month in April, Nationwide has launched new educational materials to enhance financial understanding for the whole family. Explore the basics of money management, budgeting, investing and retirement planning – important skills for all ages AND one of my favorite topics! 😀

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In 2023, FNBO employees from across eight states volunteered to provide financial education, serve on a nonprofit board of directors or help community organizations and events. Read more about the 2023 Impact Report: https://fnbo.co/3WKJyGb #fnboimpact #nationalnonprofitday #volunteer #volunteering #community #nonprofit

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In 2023, FNBO employees from across eight states volunteered to provide financial education, serve on a nonprofit board of directors or help community organizations and events. Read more about the 2023 Impact Report: https://fnbo.co/3WKJyGb #fnboimpact #nationalnonprofitday #volunteer #volunteering #community #nonprofit

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Same Day ACH payments can be used for a wide range of transactions, from paying bills to receiving payments of up to $1 million and can be processed in just a few hours. Unique to Same Day ACH among faster payment methods is the ability to reach virtually every bank and credit union account in the United States, making it a highly versatile and accessible payment method. Nacha is proposing further expansion, aligning with the close of business in the Pacific time zone. This new window, proposed to take effect Sept. 19, 2026, would provide an additional 3¼ hours each processing day for initiating Same Day ACH payments (entries processed in this window on Friday nights would not settle until Sunday nights). #ACH #SameDayACH #FedACH #NACHA #ACHNetwork #CHIPS #RTP #FedNow #Payments #InstantPayments #RealTimePayments #Zelle #ChinnapaReddy #Banking #Innovation #Fintech #BillPay #B2B #FasterPayments #B2BPayments #SWIFT #NEFT #RTGS #FedWire #LYNX #CHAPS #UPI #NPCI

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We are excited to share the remarkable success story of Emprise Bank and how they transformed their digital banking experience! Emprise Bank Empowers Consumers with a Robust and Personalized Digital Experience! In 2021, Emprise Bank, a dynamic $2.5 billion financial institution based in Wichita, Kansas, set out on a transformative journey to upgrade their digital banking platform. Facing limitations with their previous system, Emprise Bank aimed to deliver a mobile-first banking experience, increase internal efficiency, and boost customer engagement with innovative financial tools. Download the Customer Success Story to Discover: • How Emprise Bank achieved a seamless mobile-first digital banking experience, compatible with any device and screen. • The remarkable 30% reduction in call center volume, surpassing their goal by leveraging nFinia’s automation and self-service capabilities. • An impressive increase in account holder engagement with financial tools from 19.2% to 56%. Read Their Success Story: https://bit.ly/3VlqZrD

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"The lens through which you read or absorb the feedback is key to whether you will truly accept it and how you will act." - Christy Baker A great article on embracing feedback! Check it out! #omaha #leadership #feedback #trust

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What's your #localbanking or #creditunion institution doing to stay plugged into the future of wealth management, financial literacy, and money? How are you modernizing your strategy and product offerings to help your community securely vault the fruits of their labor in the 21st Century? The team at DaLand LLC is ready to serve you, as you figure out what 'exponential gold' means to your product offerings and customer/member service. https://lnkd.in/eZ_FKKSy #bitcoin #banking #money #inflation #dollar #financialliteracy #FED #moneyprinter NCUA Federal Deposit Insurance Corporation (FDIC)

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Will local #communitybanking and #creditunion leaders promote the rights to private property and personal wealth? Or, will consumers be left without any advocates or partners in the possession and preservation of modern digital #money, especially at a time when it's needed to protect the fruits of their labor from the abuses and schemes of centralized bankers and corporatists in Congress? #bitcoin #btc #inflation #dollar #fbi #intimidation #innovation

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Today, 65% of bank branches are traditional models not primed for a more modernized purpose. As they look at ways to transform their branch networks, banks are balancing savings and growth. Retail delivery should support both renewed purpose for consumers, and at the same time, provide value for banks. #branchpurpose #branchbanking

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Payments fraud threats are on the rise in the healthcare industry. Learn five ways to protect your organization from potential financial losses. https://pnc.co/4dJRH4z

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Is your #banking or #creditunion marketing department aware of what people are reading on #X? If "savings account" rates don't outpace inflation numbers, are they savings accounts; or, are they storage accounts to allow patrons to participate in programmatic impoverishment? Does continuing to call them "savings accounts" foster #financialliteracy; or would teaching them about new money tech be more in line with the #financialcooperative mission? The team at DaLand LLC can help formulate strategies for storing, processing, and preserving money in all forms, including #Bitcoin, to keep your #localbanking institution plugged into the future of #money.

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🚨 Regional Banking Crisis Alert! The Costal Journal: Huntington Bank Spooks Investors, Shares Plunge 6% - New Guidance: Net interest income to fall 1% to 4% this year - Previous Range: -2% to +2% - Impact: Largest drop since March 2023. #INVESTMENTBANKING #HEDGEFUNDS #PORTFOLIOMANAGMENT #CEOS #CIOS #CFO #CFOS #CIO #ASSETMANAGEMENT #FED #INFLATION #ECONOMY #EUROPE #ASIAPACIFIC #MARKETS #COMMODITIES #ECONOMICS #PRIVATEEQUITY #MONEY #VENTURECAPITAL #INVESTING #BANKINGINDUSTRY #TREASURY #FINANCE #TRADING #STOCKS

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Protecting your money from the hands of criminals is serious business. In this podcast, we talk with Andy Henning, Northwestern Bank's AVP of Compliance. Andy shares his insights into the most common types of bank fraud, how the bank can help when fraud occurs, and how you can best protect yourself.

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