John Gallagher

This session may be the most ⚡shocking⚡ 20 minutes of your professional HR career. Share a few moments with me at the HR Indiana SHRM Annual Conference 2024 Monday August 12 11:15 - 11:35 am on the Smart Stage and learn how to easily PROTECT YOURSELF FROM LIABILITY. 😎 #hrindiana #indianapolis #humanresources #hrin24 #HRIN2024 #HRIndiana2024 #HRIndiana24

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Health care affordability is cited as a top concern by employees earning less than $100K. Nationally, salary-based contributions for health plan offerings is a growing strategy employers are using to help employees keep more of their paychecks. But our benefits benchmarking survey found only 9% of Midwest employers are offering this option. Download our Employee Health & Benefits Benchmarking report for insights on where your own benefits are leading – or lagging. #HealthCare #EmployeeBenefits

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Some good news for employers: while benefit costs continue to rise, Marsh McLennan Agency's Employee Health & Benefits Benchmarking report indicates that Midwest employers are projected to see lower than average changes in total health benefit costs compared to other areas of the country. With open enrollment underway, we're providing our findings to you free of charge, so that you can cut costs while making plan enhancements. Download now at the link. #EmployeeBenefits

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U.S. employer-sponsored health plans could be affected by changes in the final notice of benefits and payment parameters from the Centers for Medicare and Medicaid Services https://ow.ly/yao050RAcz5 #EmployeeBenefits #HealthInsurance #WTWPerspective

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💎 Benefits Gem #59 💎 Peer Ambassadors for Benefits Engagement HR can collaborate with Employee Resource Groups (ERGs) to recruit peer ambassadors who can bridge the gap between HR and employees. ERG members often have strong internal networks and can help amplify benefits communication in a way that feels authentic and approachable. Shout out to USI's #ImWithU Black ERG for hosting a webinar for Empowering Black Health & Wellness: Navigating Your Benefits for a Healthier Future. Here are some other creative gems how to increase engagement with Peer Ambassadors: 💎 Invite ERG members to represent their groups, ensuring a diverse mix of voices that resonate with different employee demographics. 💎 Equip ambassadors with key talking points, FAQs, and tools to confidently answer questions or direct employees to the right resources. 💎Promote visibility by highlighting ambassadors in emails, intranet pages, or kickoff events so employees know who they can approach for guidance. 💎Offer recognition, small stipends, or perks (like lunch with leadership) to ambassadors for their time and efforts. It's all in the storytelling to increase engagement! Why not have your employees share their stories with benefits?! Be of Good Courage. #EmployeeBenefits #HRLeadership #beneFITtreasures #benefitspeopleculture #TuesdayTips

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Price Transparency in Indiana for 2 Large Health Systems: IU Health & Parkview Focus is ER visits comparing Anthem PPO and UHC PPO contracted rates benchmarking to Medicare Adjusted Rates CPT 99283 Anthem Range % of Medicare: 366%-520% UHC Range % of Medicare: 410%-1,119% CPT 99284 Anthem Range % of Medicare: 639%-794% UHC Range % of Medicare: 631%-1,011% CPT 99285 Anthem Range % of Medicare: 440%-551% UHC Range % of Medicare: 490%-727% Additional Insight: CPT codes 99285, 99284, and 9923 generated $339,301,095 in billed charges through July 2024 YTD for IU Health System All three CPT codes were in the top 13 of utilization and generated the most in billed charges #employeebenefits #pricetransparency

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"Health care costs aren’t getting any less scary for employers. In fact, new projections find that inflation, GLP-1 drugs, and catastrophic medical claims will push employer health care costs significantly higher next year." Learn more about how to support your employees in this article from SHRM: https://lnkd.in/en9_AvAJ? #insurance #healthinsurance #expatinsurance #employerbenefits #benefits #ACA #obamacare #healthcare

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This #MentalHealthAwarenessMonth, prioritize your employees' well-being. Discover the essential factors for selecting the ideal benefits solution, ranging from crisis support to group therapy and other mental health offerings.

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As U.S. pay transparency laws evolve, stay ahead by understanding the implications and preparing for changes https://ow.ly/CTXG30sFvu6 #EqualPay #HR #PayTransparency #WTWPerspective

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What could the upcoming US Presidential Election mean for the employee benefits industry? Our latest newsletter breaks down each candidate's stance on key topics that can impact health & welfare and retirement benefits, as well as labor and employment policies. Read it here: https://lnkd.in/gJAz_UES #2024Election #EmployeeBenefits #TotalRewards #HR #Healthcare #Gallagher

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Some (relatively) good news for employers: while benefit costs continue to rise, Marsh McLennan Agency's Employee Health & Benefits Benchmarking report indicates that Midwest employers are projected to see lower than average changes in total health benefit costs compared to other areas of the country. With open enrollment underway, we're providing our findings to you free of charge, so that you can cut costs while making plan enhancements. Download now at the link. #EmployeeBenefits

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In response to whay may happen as a result of the pending cases around health plans, i have often said "look out for the legislative branch!" The scrutiny is growing! #thinkingdifferently #cfoinsights #ceoinsights #hr #hrbenefits #employee experience #ESOPCG

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Recent Wisconsin Health News published Wisconsin's health insurance market data. The findings indicate a strong performance among insurers in the region. Below, you'll find an overview of key players, their enrollment figures, and profit margins, providing a snapshot of the current landscape. Anthem Blue Cross Blue Shield of Wisconsin Enrollment: 478,245 Profit Margin: 13.5% Dean Health Plan Enrollment: 254,397 Profit Margin: 2.1% Group Health Cooperative of South-Central Wisconsin Enrollment: 73,285 Profit Margin: 2.9% Network Health Plan Enrollment: 90,831 Profit Margin: 8.3% Quartz (Unity) Enrollment: 252,063 Profit Margin: 0.8% UnitedHealthcare Enrollment: 1,122,375 Profit Margin: 6.6% Wisconsin Physicians Service Insurance Corp. Enrollment: 91,289 Profit Margin: 4.4% These data points indicate they can adapt and grow, and it will be interesting to observe their strategies moving forward and increases groups will face. #WisconsinInsurance #Healthcare #ProfitMargins #Enrollment #InsuranceIndustryInsights #physicians #medicine #practicemanagers

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The Power of Captive Insurance Plans for Trucking Companies: Thin margins and unpredictable risks are the norm, and trucking companies are increasingly turning to Captive Insurance to address those challenges. Talk to Alera Group about a captive solution. https://ow.ly/mrbt30sFtLo

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Excellent update from Aon on rising employer medical and rx cost for 2025. As expected GLP-1’s are having an impact. I can only imagine the increase in rx cost when these drugs become widely available in pill form.

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Help your employees thrive during times of continuous change through a high-performing employee experience, using 7 strategies https://ow.ly/GxMm50SocNR #EmployeeEngagement #EmployeeExperience #EmployeeWellbeing #WTWPerspective

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Costs continue to rise but employers plan to maintain their current health benefits in 2025, a recent Mercer survey of nearly 700 organizations found. This is despite the per-employee cost of benefits rising about 5.2% in 2023 and 2024, after nearly a decade of 3% annual cost growth. Additionally, employers plan to increase their support for or consider certain specialized coverage. Employers are split on how to cover rising costs. While 45% said it’s very likely or likely they will shift rising costs onto workers, 47% said it was not very or not at all likely. Many plan to offer or are considering alternative strategies like high-performance networks or enhanced clinical case management. HR Dive | Emilie Shumway #EmployeeBenefits #HR #CFO #Employers #Healthcare

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We're just one week away from Marsh McLennan Agency's Grand Rapids seminar! Join us to explore fiduciary risks, tactics for educating employees, and proactive best practices for supporting employee financial wellbeing. In recent months, several connections have expressed concerns about the market's impact on employees. Addressing financial stress is crucial for mental health, productivity, and company culture. Developing a consistent strategy for employee financial wellbeing is key. So - we're calling all leaders to join our local financial wellness experts next Tuesday, September 24th, to craft an action plan for your team. Let's tackle these challenges together! #employeefinancialwellbeing #fiduciaryrisk #plansponsors #employeeeducation #MMA #employeeretention

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