Charles Scott

Stop Neglecting Your Homeowner's Insurance: Take Control of Your Coverage Today Don't rely on your mortgage company to handle your homeowner's insurance. Many people are neglecting their responsibilities, but it's important to ensure you have proper coverage. Reach out for a free insurance review to confirm your coverages and get a fair premium. Shawn Ziem, aka The Insurance Doctor, is here to help and inspire. #homeownersinsurance #insurancecoverage #mortgagecompany #insuranceadvice #insurancepremium #freeinsurancereview #propertyprotection #insuranceprotection #insurancetips #inspiration

When you place your trust in a company that will provide products and services to your clients, you put your reputation on the line. A company's ethics will reveal much when you're deciding where to place that trust. Learn why Aflac has a 18-year streak on Ethisphere's annual list of the World's Most Ethical Companies – and what that means to you and your clients. #aflacforbrokers

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Benefits planning can lead to some pretty important decisions. Learn the pros and cons of allowing a passive or active open enrollment.

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Protecting What Matters Most 💖 Cancer touches millions of families each year, and its impact goes beyond health—it affects every part of life. With over 1.9 million new cases expected this year, being prepared is more important than ever. That’s where Aflac comes in. 🦆 Aflac provides financial support when it’s needed most, offering: • 💵 Lump-sum payouts to help with medical bills, rent, or even groceries. • 🔓 Flexibility to use your benefits wherever you choose. • 💡 Peace of mind, so you can focus on healing and spending time with loved ones. If you or someone you love has faced cancer, our hearts are with you. 💜 Let’s face tomorrow together, with protection you can count on. #WeCare 💕 #AflacBenefits 🦆 #PeaceOfMind ✨ #CancerAwareness 🎗️ #SupportAndStrength 💪

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🚨 New Commercial Pulse Report Breakdown 🚨 In our latest video, we dive into key insights from the October 2024 Commercial Pulse Report. 📊 💡 Inflation eases to 2.4% 💡 254K jobs added in September 💡 Business optimism on the rise 📈 PLUS, we explore how 75% of small businesses are underinsured and what that means in an era of increasing natural disasters. 🌪️🌊 https://lnkd.in/eqqFVTXp ​

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Family owned companies believe their problems are unique. The opposite is true. Qualified professionals can help untangle the emotional dynamic from the day-to-day business operations. Protect the family. Preserve the wealth.

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Elaine stole ~$120,000, embezzling from a small business owner during her 20 years of employment. Unfortunately Joe, the business owner, likely won’t ever recover that money. Joe only has 10 employees. He’s often in the field and doesn’t have time to review every single transaction. That’s what he entrusted Elaine to do. Unfortunately, he gave her too much freedom without accountability. It turns out that she set up a false employee in the system and was wiring small amounts of money each pay period to a separate account. Joe had a friend he used for his annual financials – a hired, external accountant. But that friend hadn’t been doing a thorough job and wasn’t providing good service. He was taking Joe for granted. So Joe fired him and hired a new accountant. As the new accountant was doing an extensive dive through the financials, he discovered the false employee. Joe was furious. He confronted Elaine and she was let go. Unfortunately, Joe purchased cheap insurance from another carrier, “saving” $1,500 a year. This particular coverage would have cost him less than $200 a year – $2,400 over 20 years. Because he didn't have coverage, Joe had to hire his own lawyer and spent over $15,000 before it was determined that they might not be able to recover the money anyway. Now he’s $135,000 in the hole. Joe could have done 3 things to prevent this: 1. Invested a little extra $ to ensure his business was properly insured. 2. Set up a system of checks and balances – reviewing financials quarterly. 3. Trusted but verified both his accountant and insurance agent What’s the worst theft story you’ve heard? How would you suggest business owners like Joe prevent theft or protect themselves from it? ***** Follow + 🔔 for more small business stories ♻️ repost to help prevent future theft PS - where do you think this photo was taken? "Wealth gained by dishonesty will be diminished, but he who gathers by labor will increase." - Proverbs 13:11

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People get this wrong all the time. What is your most important asset? I often hear: Investments; House & land; Business WRONG. YOU ARE. Your ability to earn an income. Both Dave Ramsey AND Warren Buffet agree. $100k/yr @ 30 yrs old, makes you worth >$3.5M Your income pays for all your assets & investments. And your income is likely to increase. 1 in 4 people will be disabled for 2+ yrs between ages 30 and 65. Many insure homes; cars; ATV's; & toys. But not their income. Does that make any sense? No. If you DON'T have disability insurance, we need to talk. I have 10am & 2pm on M 12/09 open. 1st come 1st serve. Who do you know who has been disabled? How did it impact their life? ***** Follow + 🔔 for financial and insurance advice ♻️ repost to help some prevent financial ruin PS: Where do you think this photo was taken?

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Do you have a couple of toys sitting in the garage and are in need of extra cash?? You can refinance your assets and use the equity in your favor. Most lending institutions will require a Fair Market Appraisal Report before lending in these situations to verify the collateral is sufficient to cover the debt. Many times financial institutions just need to be guided as the market can be extremely volatile when valuing many of these classics, exotics, and sports cars. That's where we come in to help. CFL Auto Appraise will provide you and your lender with the information needed to make a quality decision on the value of your assets. In need of a Fair Market Value report? Contact Jim at CFL Auto Appraise for a FREE Consult. 407-791-4034 #whatsmycarworth #valuemycar #carvalue

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Need an insurance policy that feels out of reach? There's no limit to a #FarmersInsurance agent's superpowers! With our first right of refusal, our agents can even sell policies from other carriers. Who said you can't have your cake and eat it too? #CustomerSuccess #AgentStories #PositiveImpact.

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Black Friday stress? Not here. 💆‍♀️ I help my clients save on insurance so they can shop guilt-free. 🎁 Message me today and let’s start saving! #gooseheadgal #ohioinsurance #blackfriday

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