Umanzor & Associates

Think you have to put 20% down when you buy a house? Think again. Unless it’s specified by your loan type or lender, you don’t always have to. And the truth is, most homebuyers don’t. The median down payment for first-time buyers is 9% -- but most of the time you don’t even have to put that much down. And if you want to give your savings a boost, check out the growing number of down payment assistance programs. On average, they provide about $17,000 to qualified buyers. Want to learn more? Reach out to a trusted lender. #downpayment #homebuying

There’s a common misconception that you have to put 20% down, but most homebuyers don’t have to do that. That means your goal may be more within reach than you realize. Connect with a trusted lender to find out more. #downpayment #homebuying

While online home value estimates can be a helpful tool to get a rough idea of what your home is worth, they aren’t foolproof. The true value of your home depends on a range of factors that automated tools just can’t account for. To get the most accurate estimate, let’s connect. That way you have expert guidance and up-to-date market insights to set the best possible price for your home. #sellyourhouse #expertanswers

Starter homes are making a bit of a comeback, and this could be your chance to find one. Whether you’re ready to visit listings, need advice, or just want to see what’s out there, let’s connect. #opportunity #starterhomes

Frustrated because selling your house isn’t going as smoothly as you planned? Here’s why it may be sitting on the market without any bites. It’s overpriced, it needs repairs, or you’ve limited your showing times. The good news is, these are all things that can be fixed. If your house is sitting instead of selling, work with your trusted agent to reenergize your listing and get new buyers in the door. #sellyourhouse # realestatetips

Cooler weather usually brings cooler home prices. Data shows homes are typically about 5% less expensive in the winter compared to when prices usually peak in the summer. That’s because competition slows down and sellers are more open to negotiating this time of year. Ready to take advantage of the seasonal shift and make your budget go further? Let’s find your next home. #homeprices #findyourhome

Buying a home during the winter means less competition, motivated sellers, and potentially lower prices, too. Let’s work together to find the right one at the right price for you. #opportunity #realestate

Depending on your needs and budget, a new build might be the opportunity you’ve been waiting for to bring your homebuying vision to life. If you’re interested in a brand-new home, let’s connect so you can check out what builders in your area are up to. #opportunity #realestate

Good news: data shows more starter homes are popping up. That means more options for you to start your homeownership journey. With inventory on the rise, it’s a great time to see what’s out there. Want help finding the perfect fit for your budget and lifestyle? Send me a DM. #starterhomes #firstimehomebuyer

Don’t rely on online estimates to figure out what your house is worth. While they’re definitely convenient, they’re not 100% accurate. That's because they don’t include key details like your home’s condition, updates you’ve made, and what’s happening right here in our local market. Want to know the real value of your home? DM me for an expert estimate you can rely on. #sellmyhouse #realestatetips