National Foundation for Credit Counseling (NFCC)

Credit cards can be powerful tools, but they need careful management to work in your favor. Here are some essential tips to help you stay on top of credit card debt and avoid financial pitfalls. At NFCC, our certified credit counselors can help you develop a strategy to manage credit card debt effectively and avoid the unnecessary, ultra-high interest charges and fees. Get started today on the path to financial wellness by speaking with a counselor. Learn more on our website https://loom.ly/P1PPTzY #NFCC #CreditCounseling

Tune in today at 1:00 PM ET to the Better Business Bureau Institute's webinar with the NFCC’s Barry Coleman where they will discuss financial topics important to active duty service members, veterans, and their families in avoiding financial scams and using digital payment platforms. Register here: https://loom.ly/sM39wPI #Register #BBB #BetterBusinessBureau #Webinar

Did you know? Nearly 60% of Americans don’t track their monthly spending! Staying on top of your finances can help you reach your goals faster. Let NFCC show you simple ways to keep your spending in check: https://loom.ly/P1PPTzY #Spending #NFCC #Finances #FunFact

Debt can be crippling - but there is a way out. You are not alone. Non-profit credit counseling can help you achieve financial freedom. If you're struggling with debt, our counselors can help. Call 800-388-2227 or visit https://www.nfcc.org/ #LifeBeyondDebt #CreditCounseling #DebtFree #FinancialFreedom

Think personal loans are only for emergencies or that they’ll hurt your credit score? Think again! In this Bankrate article, Barry Coleman, VP of Counseling and Education at NFCC, shares expert tips to set the record straight on common misconceptions about personal loans. Read the full article here: https://loom.ly/Z03dvVs Empower yourself with knowledge and make smarter financial decisions. #NFCC #FinancialEducation #PersonalLoans #MythBusting

In an upcoming Better Business Bureau Institute Military & Veterans Initiative webinar, NFCC’s Barry Coleman will discuss financial topics important to both active duty service members, veterans and their families in avoiding financial scams and using digital payment platforms. December 17, 2024 at 1:00 PM ET Registration is required for this online event: https://loom.ly/sM39wPI #InternetSafety #PhishingScams #Webinar #WebSmart #Veterans #ActiveDuty #DigitalPayment

NFCC is proud to partner with Pebble on an innovative pilot program designed to help individuals build credit history through everyday bill payments. By incorporating Pebble into the financial counseling process, this six-month pilot aims to empower clients by recognizing on-time bill payments and reporting them to all three credit bureaus—an important step toward stronger financial health. 🔗 Learn more at https://loom.ly/QCGYyA0 #CreditBuilding #FinancialWellness #NFCC #PebblePartnership

Important news for consumers using Buy Now, Pay Later (BNPL) services! 💡 The Consumer Financial Protection Bureau has introduced new rules to protect users of BNPL services like Klarna, Afterpay, and PayPal Credit, requiring clear disclosures, dispute rights, and safeguards against unfair fees. While helpful for managing purchases, BNPL comes with risks like debt, late fees, and overdrafts. Stay informed and make smart financial choices! Check out this article from the National Consumer Law Center for all the details: https://loom.ly/25rFUxY What do you think about these updates? Let us know in the comments! ⬇️ #ConsumerProtection #FinancialHealth #BuyNowPayLater

When facing overwhelming debt, it’s crucial to consider all your options before making a decision. While bankruptcy may be a suitable path for some, it’s not always the best or only solution. NFCC Certified Credit Counselors can help you explore alternatives like debt management plans, budgeting strategies, and personalized financial counseling to find the right fit for your unique circumstances. If you’re ready to regain control over your finances, reach out to an NFCC counselor today for guidance tailored to your needs. Take control with confidence – we’re here to help. 🔗 Learn more about filing bankruptcy at https://loom.ly/XneeSA4 #DebtManagement #CreditCounseling #FinancialWellness #NFCC

Today, we give thanks for the opportunity to support individuals and families on their financial journeys. We’re grateful for our dedicated counselors, partners, and everyone who trusts us to help them achieve financial wellness. May your day be filled with gratitude, peace, and time spent with loved ones. #HappyThanksgiving #Gratitude #Thankful #NFCC