Conference of State Bank Supervisors (CSBS)

Existing money transmission oversight—developed and supervised by the states—protects consumers and fosters innovation. Calls for a new federal payments regulatory framework clearly do not understand the existing state system. Some recent statements have been more fiction than fact. Learn the reality here: https://lnkd.in/giE4skr8

Start to plan your 2025… Register for our Public Policy Lunch with Brandon Milhorn President and CEO of Conference of State Bank Supervisors (CSBS). Come participate in a fireside chat moderated by Jenna Burke covering a wide agenda of topics in baning supervision including Networked Supervision and state regulators’ priorities for the coming year.

U.S. mortgage loan originators pushed up quarterly home-improvement lending production to the highest level since 2022, the Conference of State Bank Supervisors (CSBS) reported. Remodeling activity, however, is expected to slow down. https://lnkd.in/g6te5y62

State regulators have appointed North Dakota Department of Financial Institutions Commissioner I. Lise Kruse as the new state banking representative on the Financial Stability Oversight Council (FSOC), effective Jan. 1, 2025. Her extensive experience in bank and nonbank oversight will provide critical support to the Council's mission.   Thank you to New York State Department of Financial Services Superintendent Adrienne A. Harris for her leadership and service during a challenging period for the banking sector. State regulators bring a unique perspective to safeguarding financial stability, and Commissioner Kruse’s contributions will strengthen these efforts. Read more here: https://lnkd.in/eTsuXX4G

The 2025 CSBS Community Bank Case Study Competition is now open for registration! The annual competition provides undergraduate students an opportunity to gain valuable first-hand knowledge of the banking industry. This year, teams are challenged to explore the impact of interest rates and inflation on banking, with an emphasis on future planning, including branch strategy, technology, and managing regulatory complexities. Why participate? ✔️Provide students with hands-on research experience. ✔️ Build connections with key stakeholders in the banking industry.  ✔️ Help shape the next generation of thought leaders in finance and banking.  ✔️ The top three teams receive scholarships, and their work is published in the CSBS Journal of Community Bank Case Studies. The winning team is invited to present at the Community Banking Research Conference. 📅 Submit your statement of interest by Feb. 5 - Learn more and register at www.csbs.org/bankcasestudy

While everyone is focused on the holidays and getting through the final weeks make sure to start planning your early 2025 plans…here at WHF we have started! Register for our Public Policy Lunch with Brandon Milhorn President and CEO of Conference of State Bank Supervisors (CSBS). Come participate in a fireside chat covering a wide agenda of topics in baning supervision including Networked Supervisionand state resgulators’ priorities for the coming year.

Last week, 80 regulators from 37 states came together at the CSBS Supervisors Symposium in Scottsdale to tackle key issues in state bank and nonbank supervision. Together with the CSBS Board of Directors and Bankers Advisory Board, participants explored emerging trends in banking, payments, mortgage regulation, and more.    A big thank you to everyone who joined us and contributed to these important conversations as we prepare for the challenges and opportunities of 2025!

Brandon Milhorn, President and CEO of the Conference of State Bank Supervisors (CSBS), joins RegFi co-hosts Sherry-Maria Safchuk and Jeremiah Buckley to share his perspective on the challenges facing community banks and the role of responsible regulation in fostering innovation and maintaining consumer confidence. The conversation explores the impact of AI on financial services, the benefits of standard-setting organizations to streamline third-party partnerships, and the need for accountability and deference in regulatory actions. Listen Now: https://bit.ly/RegFiEp52 #CommunityBanks #Fintech #Regulation #BankPartnership #AI

CSBS President and CEO Brandon Milhorn joined the Orrick, Herrington & Sutcliffe LLP RegFi podcast to share his perspective on community banking and the importance of responsible financial regulation while fostering innovation. Thank you, Orrick, for having us! Listen to the full episode here: https://lnkd.in/e26FYstk

State regulators support the Federal Reserve Board of Governors’ efforts to improve the discount window’s accessibility and reduce its stigma so that it can serve as an effective and efficient source of liquidity. The discount window is a critical source of liquidity for the banking system. Read more: https://lnkd.in/e_MBHBk6