Alliance for Lifetime Income reposted this
From climbing harnesses to his annuities, the production director for the Rolling Stones shares with Alliance for Lifetime Income how he’s learned to acknowledge risk and plan for it.
An alliance of like-minded organizations dedicated to the benefits and importance of income planning. With education and discussion, the Alliance will bring an understanding of annuities as a strong complement to investment portfolios around the country.
External link for Alliance for Lifetime Income
1100 Vermont Ave NW
Washington, District of Columbia 20005, US
Alliance for Lifetime Income reposted this
From climbing harnesses to his annuities, the production director for the Rolling Stones shares with Alliance for Lifetime Income how he’s learned to acknowledge risk and plan for it.
Alliance for Lifetime Income reposted this
Thank you to John Manganaro at ThinkAdvisor for his recent article covering my interview with Wade Pfau & Alex Murguia on their Retire With Style Podcast where we discussed whether President Trump might actually be the President to "save Social Security." Check out the article here and the link to the podcast is in the article. Alliance for Lifetime Income & Bipartisan Policy Center https://lnkd.in/eK6qanh9
What does it mean to value aging? As Peter Kaldes, President and CEO of Next50 puts it, “If you value something, it means you prioritize it.” Learn more from his discussion with Jean Chatzky: https://lnkd.in/gxY_Khfa
Congratulations #EltonJohn! We've always found you iconic—whether it's on stage, behind the scenes, or showing millions of Americans how to find their own yellow brick road in retirement. https://lnkd.in/eMfFdUV3
Alliance for Lifetime Income reposted this
How can retirees turn #savings into a reliable #retirement income stream? Look back at our June LinkedIn Live conversation where Cyrus Bamji of Alliance for Lifetime Income and Kathleen Coulombe of ACLI explore the importance of #annuities in improving #RetirementSecurity. Watch now 👉 https://bit.ly/3ZJ14gS
Alliance for Lifetime Income reposted this
Many women nearing retirement are not as financially prepared as they should be, according to the Alliance for Lifetime Income. Annuities can provide guaranteed income for life and help women from all walks of life retire on their terms.
Alliance for Lifetime Income reposted this
❓ Quiz time! Who said this at the Alliance for Lifetime Income's 2024 Protected Retirement Summit: "Auto-enrollment is great, but a lot of people don't even know they have an account." 🎯 1. Retirement Income Institute Executive Director, Jason Fichtner, Ph.D. 2. Retirement Income Institute Education Fellow, Tamiko Toland 3. Retirement Income Institute Research Fellow, David Blanchett 4. Retiree, Margaret 👀 We're certain candidates 1-3 have said it elsewhere, but it was both startling ⚡ and validating to hear it from a consumer. To be fair, she worked in employee benefits, so she understands the plight of typical workers and wasn't just reflecting her own experience. The lack of awareness and engagement among many participants, particularly in the era of auto features, means it's crucial that employers offer options that people want and need for retirement security. 💡 We've made it easier for people to save for retirement. Now, we need to make it easier for people to live in retirement. #ALISummit24 #401kAnnuityHub #AnnuityYoda #education #LifetimeIncome #ProtectedIncome IncomePath
Discover why a staggering 97% of #Peak65ers are seeking additional retirement income beyond Social Security. Delve deeper with the groundbreaking #PRIP findings: https://lnkd.in/gFDdnABJ
A huge congratulations to our Board Chair, Prudential Financial's Caroline Feeney, on being named the company's next Global Head of Insurance and Retirement. Her leadership at the Alliance has had an important impact on the ability of Americans to secure their retirement future. Now her talents will support people across the globe! https://lnkd.in/ehhHZQUm
Alliance for Lifetime Income reposted this
Thank you Annie Cherskov. Mortality credits are the key to financial products that pool the idiosyncratic risk of an unknown lifespan in retirement. I created a primer on the concept of mortality credits for the Retirement Income Institute. What is a mortality credit? It is the increase in retirement spending from transferring longevity risk to an institution. Instead of spreading savings to age 95 or 100 since we don't know how long we'll live, we can instead spend as if we'll live to the average lifespan, or about age 88 for a healthy man and 90 for a healthy woman. And we don't have to worry about running out if we're lucky enough to live to age 105. Spend more, worry less. You can read the article at https://lnkd.in/gQwMuePC via the Alliance for Lifetime Income. #retirement #retirementincome #annuities HT to Jason Fichtner, Ph.D., David Blanchett, Moshe Arye Milevsky, Branislav Nikolic, Tamiko Toland
I help annuity owners get more money from their contracts 💰 Advocate for transparency in annuity/IUL marketing 🦸♀️ Fencing coach 🤺
Here is a concept that doesn’t get talked about enough in the annuity world: mortality credits and risk pooling. Mortality? Like… death? I thought that was only a life insurance thing. Annuities are insurance products because the risk is spread across all policy owners. The risk to a retiree is that they will outlive their money. This is called longevity risk. The lifespan of any individual is largely unknown. When you group together millions of policy owners and they all share the longevity risk, some will die sooner and some will die later. These monies are pooled together. This allows those who live longer to safely spend more in retirement when in an annuity because their spending is in part funded by those who died sooner. Check out an awesome article on this written by Michael Finke: https://lnkd.in/gtCmDmtA