Amy Beasley

UK mortgage brokers, elevate your business! 🌟 Discover MortgagX – the ultimate solution for all your mortgage needs! We've streamlined the process so you can focus on what matters most. No more repetitive questions, fraud worries, or losing clients due to a heavy workload. With MortgagX, your clients can submit applications in minutes and receive instant updates from you. Plus, the features are customisable to suit your unique requirements. Ready to transform your mortgage game? Book a free demo now! #mortgagx #mortgageuk #mortgagebrokeruk #mortgageadviceuk #mortgageapp #mortgageapplication #aimortgageapp #AIInnovation

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Did you know there are a number of specialist #commercialfinance solutions available that can help #UK #manufacturers tackle key challenges?   If you are responsible for your manufacturing operations P&L and balance sheet please read on! We have relationships with a number of #lenders and #banks who have an impressive arsenal of specialist commercial #finance solutions, so we would love to hear about your requirements, challenges and be able to help!   1️⃣ Sustainable Manufacturing: There is a growing emphasis on sustainable practices and reducing environmental impact of manufacturing.   ➡️Financing options specifically designed for sustainability projects, such as energy-efficient equipment (EV vehicles) and #green renewable energy installations (e.g. solar panels, lithium-ion storage batteries). Government and private sector grants are also available aimed at promoting sustainable manufacturing practices. ➡️R&D Tax Credits: Financial incentives are available for #greeninitiatives and research and development (R&D) activities. We have partnerships in place with specialist companies who may be able to help in this area.   2️⃣ The UK manufacturing sector continues to face significant disruptions in global #supplychains, exacerbated by geopolitical tensions (e.g Red Sea crisis) and the lingering effects of the COVID-19 pandemic. Many manufacturers are considering re-shoring to mitigate these risks.   ➡️ Supply Chain Financing: Helps manage cash flow by providing immediate payment to suppliers, reducing the risk of disruptions. This can be based in Purchase Orders and Invoices. ➡️ Trade Finance: Supports import and export activities, ensuring manufacturers can source raw materials and components without financial strain.   3️⃣ Rising costs of raw materials, #energy, and other inputs are putting pressure on profit margins, making it harder for manufacturers to invest in #growth and #innovation.   ➡️Working Capital Loans: Provide the necessary liquidity to manage day-to-day operations and cope with rising costs. ➡️Intellectual Property-based lending: Allows high growth businesses to enable them to lever off the value of their Intellectual Property (IP).   4️⃣ Re-shoring Production: Bringing manufacturing back to the UK to reduce. ➡️Commercial loans and Asset Finance can be considered for financing and acquiring new manufacturing, warehouse facilities and plant machinery (e.g. forklift trucks). #Growth, #Businessgrowth, #Startups, #startupcompany, #leanstartups, #business, #businessowner, #businessgrowth, #Entrepreneurship, #ukfinance, #invoicefinance, #invoicefactoring, #cashflow, #broker, #ukmanufacturing, #ukmanufacturer, #export, #import, #exporting, #importing, #ukeconomy, #britishmanufacturing, #britishdesign, #britishbusiness, #britishengineering, #ukcommercialfinance, #ukbroker, #ukfinancebroker, #ukbusiness, #sme, #smefinance, #smebusiness, #smelending, #smegrowth, #smefunding, #economy, #strategy, #socialmedia, #engineering, #markets,

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Deal Done ✅ Utilities Business purchased 2 second hand vans outright after finding a good deal on the market! We were #Here2Help organise a finance package suitable to their requirements: • Sale & Hire Purchase Finance Agreement • 3 Year Term • Money Released back into the business • VAT Only Deposit Outright purchases can leave a financial strain on businesses and glad this agreement could release that money back into the business 👍 H2H Business Finance Limited #BusinessFinance #VanFinance #H2HBusinessFinance #Teamwork

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Why Outsource your Finanace Director / Finance Controller role⁉️We ALSO offer an Outsource Corporate Finance Director role 💙 We are seeing a significant increase in demand for our FD and FC services and speaking to our current clients this is why: ⭐️ Working with qualified accountants with experience in various industries 📈 We work closely with your internal team to help grow and develop them and also put systems in place 💪🏻 We are effectively contracting so every day we are adding value, striving to impress and if we aren’t you can get rid 💷 No huge recruitment fees 🤝🏼 Recruitment is HARD in finance- there is definitely a short fall in talent The good news is Gravitate Accounting have capacity and can place someone in your business tomorrow ✅ Gravitate Corporate Finance can also help by giving you an expert in house to get your dream exit 💷 If you are struggling to recruit and want to hear more how we can support get in touch 📲 #accountants #finance #Outsource #FD #FinanceDirector

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Bank of England's latest interest rate How does it affect you as a business owner? How the Bank of England's Interest Rate Cuts Impact the KBB & Home Improvement Industry. In this video, I delve into the recent decision by the Bank of England to lower interest rates, exploring how this change is impacting the kitchen, bathrooms & bedrooms (KBB) and home improvement industry, and what it means for business owners and professionals in this field. 🔍 Key Highlights: ➡️Reduced Cost of Financing: Lower borrowing costs open up opportunities for business expansions and innovations. ➡️Increased Consumer Spending: More disposable income for customers translates to higher demand for home improvement projects. ➡️Boost in Property Market: Affordable mortgages stimulate the housing market, driving more sales and renovations. Whether you're a KBB business owner, a home improvement professional, or simply interested in the economic trends affecting our industry, I believe this will provide valuable insights and actionable takeaways. I'd love to hear your thoughts.

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Who would have thought it? - director loan accounts do not always need to be overdrawn! More often than not when we discuss director loan accounts it will be in the context of them being overdrawn i.e. the company is lending funds to the director. This isn’t a disaster and can be a useful mechanism when remuneration planning to smooth income across tax years and utilise allowances and lower tax brackets. However, a loan in the other direction, whereby the company owes the director, can also be useful as it allows a further revenue stream to the personal tax return to be created. Interest has the advantage over salary as there are no national insurance implications, but unlike dividends, is deductible for corporation tax purposes. Not the holy grail, but another tool in the box.

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How can a good accountant add value to your business? Something I get asked a lot. BUT hiring a good accountant can add real value to your business...not only are they valuable sources of information, they can provide many services on top of just running the numbers 🙏 To find out more please just get in touch☺️

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In my decades of being both a business owner, accountant and mentor, I’ve realised that accountants are absolutely pivotal to every kind of business. Accountants solve: Cash flow issues Regulatory and legal compliance issues Tax issues Budget control issues Growth forecasting And more! 📩 [email protected] #ukaccountant #taxseason #UKfinance #accounting #accountant #businessstrategy #smallbusinesstips #accountingservices #accountingtips #accountingfirm #accountingandfinance #manchesterbusiness #smallbusiness #entrepreneur #businessgrowth #success #accounting #accountant #businessgoals #manchester

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‘What’s on the horizon for the South East’s CFOs’ - Read our latest article with Insider in which I analyse and discuss in depth what CFOs in the South East think about their role and how it’s changing. #CFO #southeast #businesses https://lnkd.in/gesD-CcY

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🏭 **Thinking about selling your manufacturing business? The 2025 UK budget could shape your next move.** For business owners in the manufacturing sector, especially those aged 55+, the journey to selling your business can feel both exciting and daunting. With new UK budget reforms on the horizon, understanding how changes like corporation tax increases, capital allowances, and energy reliefs will impact your business valuation is crucial to maximising your returns. Our latest blog breaks down the key insights and actionable steps to help you position your business for a strong sale. From optimising profit margins to embracing sustainability and R&D incentives, we’ve covered everything you need to know to prepare for 2025. 💡 It’s not just about selling—it’s about creating the legacy you’ve worked so hard to build. 👉 **Click here to read the full blog:** https://lnkd.in/er2kee3n Let’s plan for your future with confidence. #ManufacturingBusiness #BusinessValuation #UKBudget2025 #SMEAdvice #BusinessOwners

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Tomorrow’s Self-Employed Session is one not to miss! Looking forward to Carol Brick of Contracting PLUS Financial sharing insights on the pension options available for Contractors, the path to long term wealth and the tax benefits that can be gained!

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IP3 Tax has customised tax solutions for your business. We help business across the UK with a full range of Accountancy Solutions to help your business in a range of market sectors. We are priced competitively and our service level is second to none. If you would like to find out more get in touch on 0121 728 5653 or visit www.ip3tax.com for a FREE consultation. #business #entrepreneurship #businesswoman #businessowner #businesslife #marketing #entrepreneurs #entrepreneurlifestyle #businesswomen #entrepreneurlife #businesstips #money #businessopportunity #businesscard #businessmen #successquotes #ambition #businesses #grind #motivational #entrepreneurquotes #entrepreneurmindset #shahcoach #moneymindset #businesscoach #taxadvisor

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HMRC is the most common creditor for UK businesses and it’s easy to see why. When faced with a cash flow crunch, rather than not paying key suppliers that your business relies on, the easier option might be to delay a VAT or PAYE payment to HMRC. However, HMRC has enforcement powers that go beyond that of other creditors, which makes building up PAYE and VAT arrears a risky situation to be in. If you have VAT and PAYE arrears, you need to act quickly to get things back on track. Here’s some advice from our insolvency practitioners. https://lnkd.in/eRHfeB_w

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Come and join me on my new journey with The KBB Unstoppable Business Owner Podcast. 🔍Just search "KBB Unstoppable" in any podcast platform ✅Follow the podcast to keep up to with the latest episodes. #kbb #podcast #business #entrepreneur #kitchen #bathroom

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Beneficial loans - Can I take a cheap loan from my company? With the rising rates of interest due to the bank of England’s base rate currently holding at 5.25%, many company directors may now be looking to their company for a loan to ease the burden. Somewhat surprisingly, HMRC recently announced that the official rate of interest (ORI) for employee loans will remain at 2.25% for the 2024/25 tax year, presenting directors the opportunity to take advantage of a cheap loan, however, it is imperative to consider the tax and administrative implications that may arise as a result. Read more here https://lnkd.in/eEbZ-bG2

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Can't believe I am using a picture of Free Gear Kier to head up a Business Development Piece. Kier is bang on the money. Couple of articles coming out soon regarding business acquisition or disposal strategies. One of the themes is that these things have to be thought through so that you have a clear plan of what you want to achieve and a clear plan as to how you want to achieve it. Always happy to help - but a plan and notice of the plan is always a better start. Imagine if you had 6 months notice that you were likely to acquire a business and then 6 months post acquisition you presented to the new acquired business 'A plan for change'. Think we can agree that would be pretty incompetent and no way to run a business that you want to growth and improve. Just imagine if it was the biggest acquisition / change of control you could ever of dreamt of and you had the future of 70m people in your grasps - and 6 months in you launched your plan for change.....just imagine. #planforchange

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