Bearning

Bearning

Business Consulting and Services

Empowering Bankers with Cutting-Edge Knowledge

About us

Bearning is a boutique consultancy firm that has been providing customized and comprehensive banking training and consultancy since 2007. We specialize in bank financial management and strategy, treasury and financial markets, corporate treasury, ALM, risk management, private banking and investing, and fintech. Leveraging our broad expertise in finance and innovative trends, we develop Excel models to help our clients understand current bank management and deliver efficient services, such as quantitative ALM and planning tools. Our strengths lie in proper ALM, financial management, risk management, quantitative planning, and fintech solutions, enabling us to expand into new areas and applications.

Industry
Business Consulting and Services
Company size
2-10 employees
Headquarters
Bratislava
Type
Privately Held
Founded
2007
Specialties
Bank Management, Treasury and financial markets, Assets and Liabilities Management (ALM), Bank Business Simulations, Bank Regulation, Bank strategy, Risk Management, Private Banking, Corporate Treasury, Bank E-learning, Bank Consulting, FinTech, RegTech, Corporate Treasury, Corporate Finance, FTP, Banking Industry, and Quantitative Planning

Locations

Employees at Bearning

Updates

  • Na našej stránke bearning.sk sme práve pridali ankety, kde môžete vyjadriť svoj pohľad na to, aké kurzy a témy vás najviac zaujímajú. 👉 Preferujete prezenčné školenia, online formát, alebo hybridnú formu? 👉 Ktoré oblasti bankového vzdelávania sú pre vás kľúčové? Kliknite na bearning.sk, zdieľajte anonymne svoj názor a pomôžte nám vytvoriť kurzy, ktoré vám prinesú najväčšiu hodnotu! 🙌 Záleží nám na vašom názore. Tešíme sa na vaše odpovede a ďakujeme za vašu spätnú väzbu! 💡 #anketa #vzdelávanie #bankovníctvo #bearning #spätnáväzba #kurzy #BankingIndustry #Banking #Banker

    • No alternative text description for this image
  • 💼 In-house or Public Training? Find the Right Fit for Your Team or Yourself! At Bearning, we are glad to provide live and interactive trainings for bankers designed to cater to different needs: ✅ In-house Trainings: Fully customizable content, flexible dates, and a minimum of 5 participants for personalized learning experiences. Perfect for teams or groups from institutions! ✅ Public Courses: Online-only, fixed schedule, and ideal for individuals seeking expert banking training in smaller, flexible groups. 💡 Both formats come with a certificate upon completion, ensuring your professional development is recognized. Explore all Bearning live trainings here: https://lnkd.in/e2Xins2i 🌟 Ready to take the next step? Visit 🌐 bearning.com #ProfessionalTraining #BankingEducation #InHouseTraining #PublicCourses #TeamDevelopment #ContinuousLearning #BearningAcademy #BankingIndustry

    • No alternative text description for this image
  • 📣 We’re glad to share that Martin Macko, Founder of #Bearning, will be a guest speaker in the next episode of #Liquidity #Talks, hosted by Planixs. 📅 When: January 15, 2025, at 2 pm GMT / 9 am EST 📌 Topic: #Liquidity #Management in #Banks – Are Current Approaches, Including the LCR, Still Fit for Purpose? 🌟 Key Highlights: ✅ The role of technology in liquidity management ✅ How banks can adapt to evolving financial regulations ✅ Strategies to manage sudden liquidity crises 💡 This is a must-attend session for #banking professionals looking to stay ahead in managing liquidity challenges. 👉 Click below to learn more and register! 💬 Will you be joining us? Let us know in the comments! #LiquidityManagement #BankingInnovation #FinancialRegulations #LCR #LiquidityCoverageRatio #BankingTechnology #RiskManagement #Fintech #BankingIndustry #BankingEvents #Bearning #LiquidityTalks #BankingInsights

    View organization page for Planixs, graphic

    5,904 followers

    Liquidity Management in Banks – Are Current Approaches, Including the LCR, Still Fit for Purpose? With ongoing technological advancements, fintech disruption, and faster and instant payments, the standard approaches to managing bank liquidity appear to be insufficient Regulators and banks alike are starting to reassess what needs to be done to ensure preparedness for sudden liquidity crises. Join Neville Roberts in this latest episode of Liquidity Talks as he speaks with Martin Macko, Founder and CEO at Bearning, to explore. ✅ The role of technology in liquidity management ✅ How banks can adapt to evolving financial regulations ✅ Strategies to manage sudden liquidity crises Mark your calendars for January 15th at 2 pm GMT/ 9 am EST #Liquidity #LiquidityManagement #TreasuryManagement

    Why banks need a new approach to LCR

    Why banks need a new approach to LCR

    www.linkedin.com

  • Bearning reposted this

    View profile for Martin Macko, graphic

    Experienced Lecturer & Consultant | Specializing in ALM, Treasury, Financial Management & Digital Transformation in Banking | Driving Innovation & Excellence in Financial Markets and Risk Management

    💡 Highlights from the BIS Quarterly Review (December 2024) The latest Bank for International Settlements – BIS Quarterly Review is now available, offering valuable insights into global #financial #developments. 📊 Here’s a brief overview of some key topics covered in this issue: 1️⃣ #Bond #Yields: Slight increases in US long-term bond yields, contrasting with stable EU bonds, alongside a normalization of the yield curve after a prolonged inversion at the long end. 2️⃣ #Interest #Rate #Outlook: Projections based on monetary policy expectations, providing insights into potential future rate developments. 3️⃣ #Credit #Spreads: Rising government bond credit spreads, leading to negative IRS spreads relative to bond yields. 4️⃣ Corporate Credit: A decline in corporate credit spreads, signaling a shift in market conditions. 5️⃣ Bank Stocks: A notable rally in bank equities, reflecting changing investor sentiment. 6️⃣ Interest Rate #Benchmark #Reform Impact: The cessation of LIBOR has had a technical impact, including a reduction in bond spreads. For anyone interested in the latest #financial #market trends and policy insights, this report offers a comprehensive analysis. 👉 Access the BIS Quarterly Review below and feel free to provide your view.💬 #BISQuarterlyReview #BondMarkets #InterestRates #CreditSpreads #BankingInsights #FinancialMarkets #MonetaryPolicy #MarketTrends #BankingSector #LIBORReform #BankingIndustry #ALM #Treasury #IRR

    The latest BIS Quarterly Review is out! Looking at the period from 7 September to 2 December, investor optimism over the near-term outlook despite lingering risks set the tone for financial markets. As the global economy appeared on track for a smooth landing and with conclusive results from the presidential elections in the United States, rising stock markets and compressing credit spreads eased global financial conditions. At the same time, rising government bond yields and an appreciating US dollar tightened conditions, pulling in different directions. Measures of risk premia and volatility ticked up in bond markets, amid signs that investors were pricing in higher fiscal and geopolitical risks. However, the markets for risk assets mostly shrugged off these uncertainties and sentiment remained positive on balance. Read more at https://bit.ly/3ZHJeek And see more analysis on inflation targeting, monetary policy transmission to housing markets, large language models and the architecture of international banking at https://bit.ly/4imcP3V #BISQuarterly

    • No alternative text description for this image
  • 🎉 Bearning's 2024 Year-End Banking Challenge! 🎉 As we approach the close of 2024, we're excited to present a special opportunity for our dedicated learners 👩💻 and #banking professionals. Test your banking knowledge with our exclusive 10-question quiz, crafted from our extensive e-learning platform featuring over 1,000 questions and detailed explanations. 🏆 What's at Stake? The participant who answers all questions correctly in the shortest time will receive free access to all our e-learning courses, complete with certificates upon completion. This is your chance to deepen your expertise and showcase your credentials with Bearning's comprehensive training programs. ❓ How to Participate: 1️⃣ Access the Quiz: Visit our web bearning.com to start the quiz https://lnkd.in/e5Mzb9Q6 2️⃣ Answer Promptly: Provide correct answers as quickly as possible. 3️⃣ Submit your responses and complete the course. 📅 The competition runs until December 31, 2024. The winner will be announced in the first week of January 2025. 🔗 Ready to take the challenge? Start here: https://lnkd.in/e5Mzb9Q6 Elevate your banking knowledge and ring in the new year with Bearning! For more information about our courses and offerings, visit our website or contact us directly. #BankingIndustry #Bank #BankingEducatio #BearningChallenge #BankingQuiz #Elearning #ProfessionalDevelopment #BankingCourses #YearEndChallenge #ALM #InterestRateRisk #Liquidity #Bankers

    • No alternative text description for this image
  • 💡 Veľké jazykové modely (#LLM) – budúcnosť #AI v biznise a bankovníctve? BIS dnes zverejnila veľmi zaujímavý článok na túto tému, vid odkaz dole ⬇️. Článok nielen vysvetľuje určité technické detaily o fungovaní LLM, ale zameriava sa aj na ich aplikácie v rôznych oblastiach finančného biznisu. Táto téma v súčasnosti rezonuje v technologickom svete, ale aj v bankovníctve, kde môže AI priniesť významné zlepšenia efektivity a personalizácie služieb. Aj my v #Bearning si uvedomujeme potenciál #AI a LLM pre #bankovníctvo, preto sme pre vás pripravili jedinečný online seminár, ktorý povedú až dvaja lektori: 👩💼 Skúsená manažérka Dana Znamova s dlhoročnou praxou v USA vysvetlí princípy generatívnej AI na praktických príkladoch. 👨🏫 Martin Macko sa zameria na vývoj fintechu a AI, digitálnu transformáciu vo financiách a konkrétne príklady využitia AI v bankovníctve. 📅 Termín: 12.3.2025 🔗 Prihlásiť sa môžete na bearning.sk: https://lnkd.in/eF76q54g Na kurze budete počuť o týchto témach: ✅ Vývoj finančných technológií a umelej inteligencie ✅ Princípy generatívnej AI a aktuálne LLM ✅ Praktické ukážky: ▪️Ako správne tvoriť prompty▪️Sumarizácia správ a dokumentov▪️Detekcia podvodov a rizík ▪️Personalizované finančné poradenstvo ✅ AI v bankovníctve: od marketingu cez onboarding po algo-trading Nechajte sa inšpirovať, ako môže AI transformovať vaše procesy a zlepšiť efektivitu vo vašom biznise. Prihláste sa už teraz! #AI #LLM #Bankovníctvo #Fintech #GeneratívnaAI #Vzdelávanie #bankingindustry

    Large language models (LLMs) offer powerful tools for analysing unstructured text data, but their full potential requires careful planning, good research design and awareness of the tools’ limitations. In the latest BIS Quarterly Review, Byeungchun Kwon, Taejin Park, Fernando Perez-Cruz, and Phurichai Rungcharoenkitkul provide an accessible introduction to LLMs through a practical primer tailored to economists. Mirroring econometric practices, the primer presents a step-by-step workflow including data preparation, signal extraction, quantitative analysis and outcome evaluation. To illustrate, it applies the workflow using more than 60,000 news articles to study perceived US stock market movers. Throughout, the primer highlights best practices as well as common pitfalls to help researchers make the most of LLMs. Sample code is available on GitHub to facilitate adoption. An online glossary additionally provides succinct technical background on relevant technologies underlying LLMs. Read the full article: https://bit.ly/49pribs #BISQuarterly #MachineLearning #AI

    • No alternative text description for this image
  • 🪙 The Future of Money is Taking Shape! 🌟 Tomorrow, #Bearning is hosting our live course on #Digital #Money (details here: https://lnkd.in/e665w6pW), where we will dive into the evolving world of #digital #currencies. We'll explore and compare various #forms of #money, including #cryptocurrencies, #stablecoins, and Central Bank Digital Currencies (#CBDCs) like the Digital Euro currently being developed by the European Central Bank. In this context, we were excited to see the ECB's latest update to their FAQ on the Digital Euro, which provides interesting insights into the project's goals, features, and progress. 📖 Check out the ECB’s updated FAQ in their post below. 💬 What are your thoughts on the Digital Euro and its role in the broader digital money ecosystem? If you are interested, contact us and ask for our great Digital Money 💻 Course! #DigitalMoney #DigitalEuro #CBDC #Fintech #Cryptocurrencies #Stablecoins #FutureOfFinance #ECB #BearningCourses

  • Bearning reposted this

    View profile for Martin Macko, graphic

    Experienced Lecturer & Consultant | Specializing in ALM, Treasury, Financial Management & Digital Transformation in Banking | Driving Innovation & Excellence in Financial Markets and Risk Management

    🚨 Interesting Report on Bank Resolution by the FSB Managing a #bank in today’s markets is a high-stakes challenge. The #risks are everywhere, and effective #financial #bank #management is crucial to staying afloat. Whether you're a C-level executive, ALM manager, market/credit risk expert, or in risk controlling, ensuring a bank’s stability has never been more demanding. That’s why this new report on bank resolution from the Financial Stability Board (FSB) is essential reading! 💡 What’s the FSB, and why does it matter? The FSB is an international body that keeps a close eye on the global financial system, making recommendations to enhance its resilience. For banks, their work is critical—it’s about creating a safer financial system where failures are managed without causing chaos. 🛠 What’s in this report? The FSB has been working on practical tools for handling bank resolutions. Their focus includes: 🔄 Public sector backstop funding mechanisms and how to operationalize bail-in tools. 📋 Sharing insights on executing resolution transfer tools. 🛡 Reviewing crisis planning and loss-absorbing capacity. Why does it matter? The bail-in process ensures that banks’ stakeholders—not taxpayers—absorb losses in times of trouble. It's a win for the public good and something regulators rightly insist on. ⏩ Looking ahead, the FSB plans to double down on implementing resolution policies for banks in the coming year. While the framework for banks is relatively advanced, it’s still catching up for insurers, CCPs, and FMIs. This focus could bring some regulatory changes for banks in various countries. 📊 What makes this report interesting? Good description of resolution tools, bail-on execution, and also interesting annexes, where you can find: 📈 Tables compare how major jurisdictions have implemented resolution rules. 🏦 A table highlights selected cases of public assistance or resolutions since 2016 for banks with assets over $10 billion, including the Credit Suisse and SVB cases. If you’re managing a bank or just passionate about financial stability, this report offers some interesting insights. Check it out, you can 👉 Read the report below. At Bearning, we know how challenging the financial bank management can be, and we’re here to help. We offer practical, experience-based courses and advisory services for top bank managers, covering the essentials of financial bank management. With our hands-on Excel-based simulations, we’ll guide you through the risks that often go underestimated and show you how to steer clear of trouble. 👨💻 Check it out at our web bearning.com - https://lnkd.in/gAh4Mve5 #BankingRisks #FinancialStability #BankResolution #BailIn #RiskManagement #BankManagement #FSB #RegulationMatters #Finance

    The FSB develops and maintains the global standards for resolution regimes and resolution planning. Our Resolution Report, developed by the FSB Resolution Steering Group (ReSG), outlines the work we are undertaking to address the remaining lessons for the resolution framework from the 2023 bank failures and advance the resolution frameworks for banks, insurers and central counterparties. Read it here: https://bit.ly/4il0Ljp #FinancialStability #Resolution #CrisisManagement #Insurers #CCPs

    • FSB Resolution Steering Group
  • Bearning reposted this

    View profile for Martin Macko, graphic

    Experienced Lecturer & Consultant | Specializing in ALM, Treasury, Financial Management & Digital Transformation in Banking | Driving Innovation & Excellence in Financial Markets and Risk Management

    💭 The Future of #Money: Centralized, Decentralized, or Something In Between? In recent weeks, I've noticed a growing interest in discussions about #digital #money and its transformative impact on #finance. This aligns perfectly with the focus of my current live courses at Bearning, which cover topics such as #fintech, #cryptocurrencies, digital money, and the EU's #MiCA regulation. Last week, I delivered two workshops on these themes, and next week, I’m set to lead another on Digital Money in Slovak language and potentially a dedicated MiCA regulation course. But let’s step a bit back and reflect: What will the future of money look like? We’re witnessing the coexistence (and competition) between various forms of money: ▪️ Traditional fiat money, issued by central banks and backed by trust. ▪️ Central Bank Digital Currencies (CBDCs), the next iteration of state-backed money in a digital form. ▪️ Privately issued cryptocurrencies, designed to be decentralized and operate without central authority. ▪️ Stablecoins, e-money tokens (#EMT) and other asset-referenced tokens (#ART), blending the stability of traditional assets with the innovation of blockchain. Each of these forms brings unique characteristics, #benefits, and #risks. Fiat money remains the cornerstone of global finance, yet CBDCs promise efficiency and transparency in payments. At the same time, cryptocurrencies push the boundaries of decentralization, and stablecoins attempt to bridge the gap with traditional finance by addressing volatility concerns. 🌐 The key questions are: ❓Can these systems coexist harmoniously, or will one dominate the future? ❓Do you think it is beneficial for global society if a critical infrastructure like money is privately owned? ❓How should the states approach cases where the issuer is unknown, as with certain cryptocurrencies? ❓How can we ensure that innovations like cryptocurrencies and stablecoins integrate effectively with established financial systems? To explore these questions in depth, I invite you to join my live Digital Money course, where we compare these forms of money and analyze their impact on financial systems, technology, and regulation. ▪️ For Slovak speakers, feel free to reach out for more details on upcoming courses on our web bearning.sk https://lnkd.in/eujHHYG8 ▪️ For English-speaking participants, on bearning.com is the detailed course description: 🔗 https://lnkd.in/dPaj4XNS . We will be happy to tailor this course for your institution or association as an in-house course, or we will announce the course in the next year for the public. Please express your interest in a message to me. 💬 What’s your perspective on the future of money? Will traditional fiat adapt, or will digital innovations redefine global finance? Let’s start the discussions! #DigitalMoney #Fintech #CBDC #Cryptocurrencies #Stablecoins #MiCA #FutureOfFinance #BankingInnovation

    • No alternative text description for this image
  • 📅 Online kurz: Digitálne peniaze | 10. 12. 2024 | 9:00 - 16:00 🌐 Registrácia: https://lnkd.in/eRXx2EnF 💡 Naučte sa, ako digitálne peniaze menia finančný svet! 👉 #Kryptomeny, #stablecoiny a digitálne meny centrálnych bánk (#CBDC) prinášajú revolúciu nielen v oblasti digitálnych platieb, ale aj ovplyvňujú finančné riadenie bánk a investovanie. Pozrieme sa na aktuálny vývoj a praktické využitie nových technológií. 🧾 Obsah: 💳 Formy digitálnych peňazí: e-money, kryptomeny, stablecoiny, CBDC 🔗 Blockchain a DLT: technológie, ktoré menia svet (kryptografia, smart kontrakty, prípady použitia) 📉 Prípadové štúdie: Zlyhanie Terra/Luna a FTX 🏦 CBDC vo svete: Digitálne euro, výskum Bank of England, projekty BIS Innovation Hub ⚖️ Regulácia: EU MiCA a globálny pohľad na fintech a kryptoaktíva 🎯 Pre koho je kurz určený: Bankoví experti, manažéri a všetci, ktorí chcú pochopiť nové technológie vo financiách. 💻 Forma: Online (MS Teams) 💶 Cena: 400 € + DPH (480 €) 🛠 Možnosť: individuálne (in-house) Na jeden z posledných #Bearning kurzov v tomto roku sa môžete prihlásiť na našom webe bearning.sk tu: https://lnkd.in/eRXx2EnF #DigitálnePeniaze #Kryptomeny #CBDC #Fintech #Bankovníctvo #VzdelávanieOnline #Blockchain #MiCARegulácia #BearningKurzy

    • No alternative text description for this image

Similar pages