Andreas Kardell

🔍 STORYTELLING, The Curious Case of the Convertible Loan for Nova Innovations. Pitch for BRIDGETEMPO case https://lnkd.in/dQ4vUDDZ 🚀 Nova Innovations, a dynamic Copenhagen-based tech startup, sought additional capital to accelerate growth. Investor A, a seasoned investor, came forward with an intriguing proposal: A convertible loan. 💼 The Deal 💸 Investment: 500,000 DKK (62,500 EUR) 📈 Interest Rate: 10% per annum 📅 Term: 3-4 years 🔑 Minimum Ownership (if converted): 15% 💰 Total Repayment (if not converted): 650,000 DKK (81,250 EUR) 📊 Exit Value upon Conversion: Up to 15% ownership share at a higher valuation 🏷️ Discount Rate for Participation: To be determined during a future capital round 🔀 The Options 1️⃣ Non-Conversion: Enjoy a fixed return of 10% per annum. 2️⃣ Conversion: Potential for significant upside, depending on Nova's future valuation. For instance, if acquired for 20 million DKK, the investor could see a return of 3 million DKK. 🤔 Investor's Choice Investor A decided on the convertible loan, strategically balancing risk with potential reward. This choice not only secured a steady return but also set the stage for a possibly substantial payoff. The convertible loan exemplifies a flexible financing solution, balancing the characteristics of both debt and equity, and offering benefits for both startups and investors alike. #StartupFinancing #ConvertibleLoan #VentureCapital #InvestorStrategy #GrowthCapital #TechStartups #InvestmentOptions #innovation #tech

2

6 kommentarer

In a world nothing is easy or a bed of roses, this is a great start & a plan! Villads Leth I loved the part where he says the pays were for #livelife well, if not today, then when? Who's serious in my network to do this? give a start? At #srilanka we could do these costs like in a 1/4 for a month with few more engineers i'm sure of that. (A person who've done can give realistic insights pls, 'cos i've not done it yet) A investment, and a great idea! shall do. I'm sure SL has TOP IT talent, and #remote can save you office costs in a world of #flex DM me at once, will you? I could invest in as well.

7

2 kommentarer

New Boozt Tech Blog is Out 📬 Viktor Pikaev, Senior Backend Developer, has recently launched the first dedicated PHP developer community in Malmö and led it off with a talk on ‘How to Protect Sensitive Data with Symfony Secrets’. After his insightful talk Viktor has turned his presentation into a solid Boozt Tech Blog to share his knowledge with a broader audience. He covers three methods for data protection and offers a step-by-step implementation guide on using Symfony Secrets. Discover how this powerful tool can enhance data security practices. #ecommerce #symfony #PHP #boozttech

24

☕️ Knowledge & Coffee #2 ☕️ Next up - Elias Henriksson. Elias has worked at Elastic Move for five years now and he keeps impressing us with his knowledge. Except for being a great cloud architect he’s also known for making the most magical sourdough bread! 🍞 During his session, Elias taught us more about a solution he made for one of our clients using AWS EventBridge. The challenge he faced was that our client needed a solution to transfer files from S3 to an EC2 instance automatically.  By leveraging S3 Events to trigger actions whenever new files were uploaded, this way, the recipient was automatically notified when a new file was ready to be retrieved. The result was an Event-Driven Architecture (EDA) that solved the problem efficiently and seamlessly without manual intervention. With his innovative use of AWS EventBridge, Elias not only met the client's needs but showcased the power of Event-Driven architecture in creating automated, scalable solutions. Thanks for sharing your knowledge, Elias! ☁️ #ElasticMove #HomeOfCloudSpecialists #AWS

19

Let's talk about Teams In this session we talk about the most requested feature for Teams Rooms on Android: Custom Background. Now available in Teams Admin Center Lars Berlau Michael Fogh Broholt Carsten Lund Meilbak #teamsrooms #custombackground #ltat

10

Stop giving developers solutions! So many companies create “Epics” for developers to “do” that are expressed as a solution. This is so so bad. And arrogant. Invite your developers into your business domain and explain your problems. Then let them spend some time to find a solution and have them present it to you. Don’t correct the solution, expand your problem description if you want something changed. It’s like telling a mechanic how to fix your car instead of explaining the problem. You don’t to that do you?. The mechanic is the expert in the domain of the solution, and you are an expert in the domain of the problem. You know the noise it makes the mechanic knows how to fix it.

1 052

101 kommentarer

TO BUY? OR TO RENT? 24/7 Smart Surveillance understands that one size doesn't fit all, and we strive to provide solutions that meet all our clients' needs. Our finance models enable clients to choose between outright purchase and rental options. 24/7 Smart Surveillance Manager Frik Hanekom shares: "We introduced rental options for our Remote Site Monitoring products and services as once-off capital expenditure does not suit all our clients. Renting equipment and services can be more cost-effective than purchasing outright, especially for short-term or temporary monitoring needs." Flexibility Rental options can provide flexibility in terms of scalability and duration, allowing you to adjust your monitoring setup as needed. Access to the Latest Technology We pride ourselves on providing the most advanced technology and equipment, ensuring you have the best tools for your monitoring needs. Reduced Maintenance We manage maintenance and repairs, plus insurance. Quick Deployment Our rental options provide fast deployment - essential for rapid response or emergencies. No Long-term Commitment Our rental options don't require long-term contracts, allowing you to adjust your monitoring setup as needed. Monitoring Expertise Our rental options come with the assurance of experienced personnel to monitor and respond to security events, providing an additional layer of security expertise and peace of mind. 24/7 Smart Surveillance's rental options for Remote Site Monitoring offer flexible, cost-effective, and technologically advanced solutions. 24/7 Smart Surveillance is advanced off-site monitoring powered by 24/7 Security Services. Contact us for more information - [email protected] / 011 444 2237. #247smartsurveillance #remotesitemonitoring #offsitemonitoring #247security #247securityservices #cctv #alamverification #videoverification #security #securitysystems #securitycameras #securitymanagement #surveillance 🇿🇦

10

1 kommentar

When we first built Forsler.com (Skovkortet.dk at that time), we didn’t adopt an API-first approach. Skovkortet.dk was an “isolated” platform, designed to work well on its own but not integrate easily with other systems. While it functioned as intended, we quickly realized the limitations of this approach. Without an API-first design, we faced several challenges: - Our platform couldn’t easily communicate with external tools. - Each new integration was a heavy lift, requiring custom development for every partner. - We essentially built a walled garden, limiting collaboration and flexibility for our users. This experience taught us a valuable lesson: platforms that don’t prioritize integration risk becoming outdated and siloed. At that time, we were only operating in Denmark under Skovkortet.dk. But as part of our vision for Forsler.com, we realized that without an API-first approach, we would never be able to scale effectively or expand into other countries. We knew that if we wanted to grow, API-first had to be at the core of our strategy. Have anyone else tried to transition a platform to an API-first principle? P.S. i just love these AI generated images 🤣

8

2 kommentarer

📊🌍 🙌 We are thrilled to announce the launch of the Nordic Fintech Report 2024, the most comprehensive analysis of the Nordic fintech ecosystem to date. This year’s report delves deep into the trends, challenges, and opportunities driving fintech innovation in the Nordics. From the rise of AI and machine learning to advancements in open banking and embedded finance, the report highlights how Nordic fintechs are shaping the future of global finance. Key highlights include: 📍 Mapping of over 1000+ Nordic fintechs 💡 Insights into 300+ investments in early-stage startups 💵 The resilience of the region in fundraising despite economic challenges 🔐 The growing role of AI, fraud prevention, and cybersecurity in financial services 🦄 A spotlight on why Nordic fintech is the place to be 📥 Download the full report here https://lnkd.in/dCjA74NN Report developed in contribution with EIFO and Signal

53

3 kommentarer

🔥Customer go-live🔥 We are pleased to announce that a new customer, Ardoq, went live with Younium last week. Ardoq is a cloud-native SaaS company that provides a data-driven platform for Enterprise Architecture and business transformation. 👉🏻 We first met Ardoq at a SaaS event in 2022, where we discussed their approach to managing B2B customer subscriptions and billing. At that time, they were using a different subscription management solution that wasn't purpose-built for an advanced business model. It lacked support for various pricing structures and robust metrics features. However, after deeper conversations, we recognized a strong alignment between our organizations and a common view of how to manage and scale a B2B SaaS business, and earlier this year, we agreed on how to move forward together. 👉🏻Ardoq primarily chose Younium to establish a flexible and scalable financial backend and implement an efficient quote-to-cash process using Salesforce and Xledger in conjunction with Younium. Thank you Bård Bognøy and team for trusting us🙏🏻

36

1 kommentar

3, 2, 1, liftoff 🚀🚀🚀 Linero Tech AB has officially entered a new stage! My mission with Linero Tech AB is to help people start a career in IT. That is why, for the past 4 years we have been helping students from vuxenutbildning (adult education) get the necessary IT knowledge and experience required to get their careers started. However, it is time to expand. After months of research and analysis, I decided that Linero Tech AB will also offer its educational services directly to the end consumer. An essential component of this new strategy is having a website where interested students can learn about Linero Tech AB, the various courses we offer, and of course, sign up for them. That is why I am proud to announce that Linero Tech AB has a brand new online home and you can visit it at https://linerotech.se The past few months (especially the last two weeks) have been intense but we are finally live and ready. I must not forget the person who played a key role in making my vision a reality. Thank you Jovan Velkoski for the amazing work you did and for helping me design and develop this website that I am proud of. It was a pleasure working with you once again. Although I will celebrate this milestone, the real work is just starting: marketing, sales, automation, SEO, and product development are among the things I need to now focus on to achieve the next milestone and I am looking forward to it. What are your thoughts about the website? I hope you like it as much as I do. Ohh and I almost forget: Linero Tech pratar svenska. Så du kan kolla in den svenka versionen här: https://linerotech.se/sv #android #kotlin #androiddev #androidstudio #androidapps #kotlineverywhere #androidapplication #androiddeveloper #codes #mobiledev #mobile #apps #softwareengineering #linerotech #AndroidDev #androiddevelopment #python #data #datavisualization #pythonDevelopment

45

11 kommentarer

JUST A LITTLE ENDORSEMENT Are you stuck? Would you like some support as a leader? Do you want to improve your team's cohesion and productivity? Are you looking for help? Let me introduce you to Gitte Klitgaard. Gitte is way more than an agile coach. She can help you, your teams, and your organizations to tackle the real problems. Yes, I mean the problems you're afraid to address. Gitte is currently open to new challenges, and the chance to consult or engage with her has rarely been better.

58

5 kommentarer

At Slush last week, I heard some investors received over 1,000 meeting requests. It’s a staggering number 😶 I couldn’t help but feel amazed. When I sat down with VCs focused on AI, their amazement matched mine. They were impressed that we’ve built our own AI with our own team, rather than relying solely on tools like OpenAI or Google APIs. In a space where 90% of AI startups use pre-existing platforms, this distinction stood out. There’s nothing wrong with applying AI to create value—many startups do it brilliantly—but it’s clear we’re talking about two very different skill sets: - Applying AI: Innovating through existing tools. - Building AI: Creating the models and systems that push boundaries. Both approaches are vital, but they deserve separate recognition. As the AI field grows, perhaps it’s time to celebrate these unique contributions in their own compartments. For founders, the real magic is in creating something remarkable, not in chasing popularity. 💫 #AI #Startups #Slush

48

1 kommentar

🔑"Tokenisation of Carbon Assets" very important very little understood VERY IMPORTANT if we want to achieve #netzaro Demands Tokenisation basically means taking an asset (something) & giving it a lot of different tangible components, all be it digital - :) That means more people can take part because, well more can afford it, and the barriers to entry are easy :) Brilliant BSV Blockchain forward thing is 🔑 # Nathan Cropper fantastic Your place to 🌞

2

2 kommentarer

“I believe that banks have an important role to play in boosting lending to small businesses in the future. However, many are not sufficiently automated today to achieve profitability in this segment. The user experience also needs improvement. This is where we want to help." Our CEO Olle Lundin was interviewed by Dagens industri about bank branch closures, decreased lending to SMEs, and the role of digital lenders in addressing these issues. Read the full article here: https://lnkd.in/dEMi7TTM.

68

Lots og people are making predictions, and we usually remember the ones that turned out to be right. It’s a bias. That’s why I rarely try and make predictions. Except today. I think the next big thing will be that idp (internal developer portals) will become a control plane. Take backstage. At best it’s a templating engine and plugin enabled platform. But connect it to a queue (eg Kafka), let it react to events and do things will turn it into a full fledged control plane. Something happens in ci, backstage reacts. Something happens on a developer laptop (eg release a service) backstage does it. Kubernetes events could trigger backstage to start an on-call. So many possibilities. That’s my prediction.

34

24 kommentarer

little tweak on the App name to make it unique and keep it on the trend #PromptGenius4AI😉 soon on Google Play #espoo #helsinki #vantaa #fullstack #frontend #mobile #react #reactnative #typescript #python #fastapi #mongodb #generativeai #chatgpt #claude #gemini

1

Warning! This is a bragging post. One week ago, we changed our name to Friktion and launched friktion.se. Our new website holds very high technical standards for a small company like ours, and for any company, really. Why do I care? Because: ➡️ A site well built is a site built for the future. We won’t have to throw it out in a couple of years because technical complexity has made it time-consuming and expensive to maintain. ➡️ A site well built gives us the best possible conditions to service our users:; in search engines, on big or small screens, and independently of users’ various abilities. ➡️ An accessible site that respects users’ personal data and doesn’t share information with the big American tech companies, is a fair site and a small contribution to a more just internet and a better society. Big words about a small site, I know, but all contributions count! Also, did you notice we don’t have a cookie message? How can that be, if we claim to run a fair site? We figured out a way to trick the system. We simply don’t use cookies. Cookies are not a necessity, people just tend to assume they are. For a bunch of years, I worked in the digital agency business here in Malmö. Those years tought me about the value technical accessibility, performance/speed, and web standards (affecting SEO). Since then the importance of integrity and security, such as handling of personal information and GDPR compliance, has risen on the agenda. Webperf is a Swedish website that performs automatic tests on those quality aspects of websites, mainly in the public sector, but also other websites that choose to participate. It’s run by Marcus Österberg, a former colleague of mine. Webperf does an important job helping site owners raise the quality and automatically asses how well websites perform in public-facing aspects. Thank you, Marcus! At the time of writing, our site, friktion.se, has a grade of 5,00 out of 5 possible in all 4 categories. That makes me warm and fuzzy inside. Only 4 or 5 websites (it varies slightly day-to-day) reach those grades. Once again, thank you Nizar Selander at factor10 for staying on top of things, delivering quality code and helping us put our feet back on the ground when our weird requests meant compromising quality too much. I think the result is amazing, and proves that accessible and compliant don’t have to be boring. I would love to hear from some of the web standards gurus from back in the day. Is the accessible and fair web of 2024 in the state you would have predicted, back in 2008-2015-ish? Ping Olof Lönnroth, Peter Antonius Jimmie Jephson, Anton Andreasson Gistedt, ✨ Fredrik Frodlund ✨ Mattias Hinderson, Kajsa Blom, Camilla Karlsson, Kenneth Karlsson, Mikael Palmér.

34

17 kommentarer