Subramanyam Kasibhat

Meet the man from Kerala who built a 40,000 CR bank for Farmers. 1. Born in Mookkannoor, a village in the suburbs of Ernakulam, Kerala, Kulangara Paulo Hormis was born to a traditional agricultural family. He worked hard and became an Advocate in the Munisiff Court of Perumbavoor, Kerala. But he wanted to help poor people. 🤔 2. At the same time, Travancore Federal Bank Limited started with a focus towards agriculture. However, the bank was not doing well and was going towards bankruptcy. KP Hormis had agriculture in his blood and decided to revive. In 1944, he left his advocate job and took over the bank. 🙌 3. As KP Hormis took controlling stakes, the share capital increased from Rs 5000 to 71,000, and the bank shifted from Nedumpuram to its first branch in Aluva, Kerala. With the new location, It had a new name. In 1945, Federal Bank was born. 🚀 4. As KP Hormis started, Kuries started getting popular in Kerala's banking. It allowed bidders to participate in a chit-fund with a 50% discount and get official receipts of their transactions. As Federal Bank got banking license in 1949, Hormis started issuing these Kuries to the farmers. 👇 5. And the idea worked. Federal Bank scaled to three branches in Kerala. Hormis also bought defunct banks that defaulted on Kuries. By 1968, he had bought five banks - Chalakudy, Cochin Union, Marthandom, St. George Union and The Alleppey Bank. ✅ 6. By 1970, Federal Bank had become a Scheduled commercial bank. It focused on foreign exchange payments and opened an office for the first time in Mumbai. Federal expanded outside Kerala and scaled to 276 branches in India. It grew ten times to reach a share capital of 1 CR in 1977. 💵 7. As Federal bank crossed 1000 CR in deposits, it raised 28 CR from IPO that oversubscribed by 60 times. It launched its lending business an became the second-largest private bank with 360 branches. Interestingly, 100% of its branches digitalised with its software - Fedosft and more magic happened. 🪄 8. By March 2009, the Federal bank scaled to over 600 branches and achieved a total business of 50,000 CR. It became the first bank to launch an electronic passbook (Fedbook) in 2013. 🙌 9. Growing at 19.27% yearly, Federal crossed 100,000 CR in deposits and 200,000 CR in transacted business by 2018 which scaled to a business of 274,558 CR by March 2020. 📉 ➡️ Today, Federal Bank has 1656 branches in 32 states and UTs in India. It has a net income of 9710 CR and is valued at 40,000 CR today. It is India's 21st largest bank. 💪🇮🇳 From reviving a failing bank to scaling it to a valuation of 40,000 CR - KP Hormis inspires everyone. 🙏 #startups #casestudy #india

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Idiot...Idiot...Idiot... 🙈 🙉 🙊 I was watching 3 Idiots Movie yesterday, and here is...! 🎥 What 3 Idiots Taught Me About Corporate Sales 🚀 “"Success ke pichhe mat bhaago, excellence ka peechha karo. Success jhak marke tumhare pichhe ayegi." Remember that iconic line from 3 Idiots? Turns out, it applies to the world of corporate sales too! Here’s how I see the sales funnel and the role of sales agents through the lens of this brilliant Bollywood masterpiece: 1️⃣ The Funnel is Like Rancho’s Approach to Life: 🧬 Yaar, Rancho believed in focusing on the process rather than obsessing over results. In sales, the funnel is our process. From prospecting to closing, each stage demands focus, creativity, and patience. When we genuinely nurture leads, solve customer pain points, and add value, the results (revenue) naturally follow. 2️⃣ Sales Agents = The Trio of Rancho, Raju, and Farhan:🙈 🙉 🙊 Rancho (The Visionary): Thinks outside the box, understands the client deeply, and offers tailored solutions. Raju: The cautious one, balancing risk and reward. This is the agent who meticulously analyzes the pipeline, follows up with discipline, and ensures no lead slips through the cracks. ( Maa ki Saadi, Kammo ki shaadi and Job 🙄 ) Farhan: The storyteller who follows his passion. In sales, storytelling is king. The best agents bring products to life, connecting with clients on an emotional level while keeping the pitch authentic. (Abbu Nahi maanenge 🫣 Story) A great sales team combines the strengths of all three. 3️⃣ Obstacles Are Like Virus: 👨‍🦳 Every sales funnel has its challenges: unresponsive leads, budget constraints, or unexpected competition. These obstacles can feel like Virus, the rigid principal. But just like Rancho’s persistence, innovation, and optimism ultimately win the day, so can our creative strategies and resilience in overcoming sales hurdles. (Life is like a Broken Andaa, Par Rancho Saare hurdle paar kiya, race se hatke kaam kiya 🫡 ) 4️⃣ Delivering the “All is Well” Moment: 🕺 💃 Closing a deal isn’t just about hitting targets; it’s about creating value and building relationships. Like Raju landing his dream job or Farhan pursuing his passion, it’s a win that brings mutual satisfaction for both client and seller. ( Finally Abbu Maangaye, Kammo ki shaadi bhi fix hogayi and Maa ki saadi ke saath saath Job bhi milgayi." ALL IS WELL") 🎬 The Takeaway: Sales isn’t just about numbers; it’s about passion, persistence, and people. Like 3 Idiots, it’s a journey of learning, adapting, and creating impact. Whether you’re climbing the funnel or mentoring a team, remember: "Success ki pichhe mat bhaago, excellence ka peechha karo. Success jhak marke tumhare pichhe ayegi." How do you relate sales to something unexpected like a movie or a book? Let’s hear your stories in the comments! 👇 #Unlearnproduct #Sales #SalesFunnel #CorporateSales #Storytelling #Motivation #PM

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The biggest reason a #product can #fail Is because of the wrong problems being solved for the wrong demographic. India has been home to many such products that have failed just coz they were not designed for the right audience. Many International brands when they enter India, the only thing they are aware of is that India is a low price market and they bring in products that match the price bracket but completely are unrelated to the Indian audience. India continues to grow to be a global economy ( currently 5th largest in the world) and i am sure in terms of consumption we will match #china at some point as and when the per capita income grows higher. if you are a brand that wants to sell in india, please learn from the mistakes of the past. Titans like #GM and #ford have been humbled as products that are just cheap dont work, design for the preferences and for the trends in the current market and you can see success that breaks the charts. Take the #kia #seltos for example that broke all records when it was launched as it was: 1. Feature driven 2. Great Pricing 3. Sensational looks 4. A fresh CMF strategy Inspite of the abysmal mileage which is set as the #benchmark for all auto launches, they just turned the tables on the entire industry. Here is another product Sony Electronics Sony launched in the UK which might see a bit of traction for staying warm, but its such an India specific project especially with the heat wave going on here. If only it was designed for India, this would be a runway hit. #productstrategy #industrialdesign #startup #founder #hardwarestartup #newproductdevelopment #productdesign

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Incredible Ancient India (Bharat Sanatan) - Mystery solved about submerged ANCIENT CITY OF DWARKA, Gujarat on May 10, 2807 B. C. (around 5000 years back) : WONDERING WHY IT WAS NOT made public SO FAR ? 1. Bruce Masse, an environmental archaeologist at the Los Alamos National Laboratory in New Mexico. He thinks he can say precisely when the comet fell: on the morning of May 10, 2807 B.C. The researchers suggested that the monster tsunami may have been triggered by a comet or an asteroid striking the Indian Ocean. The cosmic impact may have created Burckle Crater, a pit about 18 miles (29 km) wide, located about 900 miles (1,450 km) southeast of Madagascar, about 12,500 feet (3,800 m) below the ocean's surface, they said. 2. As per Dallas H Abbott, Earth Obsevatory of Columbia University, comet impact that created Burckle crater would have had major direct and indirect effects on contemporary human populations. Aspects of these effects can be modeled, although the impact and its aftermath are well represented in mythology and the archaeological record.  3. The ancient city of Dwarka, traditionally called Dvaraka, is a place of immense significance in Hindu mythology and history. It has also long captured the imagination of historians, archaeologists, and devotees alike. Reason being, the ancient city of Dwarka, which was created by the Hindu deity Krishna, was believed to have submerged under the Arabian Sea post Krishna’s demise. 4. All opulence aside, it is also believed that the city of Dwarka got submerged right after Krishna left his earthly abode. His departure from the world marked the end of Dvapara Yug, and the beginning of Kali Yug or the Kalyug (the Age of Kali). With the starting of Kalyug, the city of Dwarka also submerged, taking all residents with it. #Indonordicassociation(dot)org Indo Nordic Strategic Association, India https://lnkd.in/dJeGuGfp

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Meet the man who built a 22,000 CR baby care company. 1. Supam Maheshwari had become a father during his ed-tech startup, Brainvisa. He had to travel frequently to the United States and Europe. On the way back, he used to bring toys for his newborn daughter. After Brainvisa's acquisition, he began searching locally for toys, which frustrated him. 🤔 2. He didn't even have easy access to variety and good-quality products. The 50,000 CR Indian baby care products market remained unorganised, with 95% of sales offline. He wanted to revolutionise how parents shop for their children.🙌 3. Supam incorporated Brainbees solution to launch an online platform providing high-quality baby care and kids products. With his colleague Amitava Saha as co-founder and Rs 2.5 CR from friends and family, he took the first step. In September 2010, FirstCry was born. 🚀 4. Supam started with an inventory-based model, shipping products nationwide from its four warehouses in Pune, Delhi, Bangalore, and Kolkata. The idea lifted off as FirstCry scaled to 100 CR of Gross merchandise value (GMV) in 2011. But Supam knew that customer retention was key, so he came up with another idea. 👇 5. In 2011, he launched Goodlife, an online home and personal care product store. He also opened franchise-driven physical stores in tier 2 and 3 towns such as Bhilai, Dehradun, Haridwar and Bharuch. By 2013, FirstCry scaled to 250 CR GMV with 30% customer retention. ✅ 6. With stores touching profitability in three months, FirstCry had 100 stores, 600 brands and 25,000 products in 2014. Not losing focus on online sales, Supam launched his private labels BabyHug (apparel) and CuteWalk (footwear). FirstCry skyrocketed to 118.08 CR revenue by 2015. 📉 7. FirstCry had barely spent anything on marketing so Supam partnered with 6,000 hospitals to send a "FirstCry box" containing diapers, lotion, etc., from premium brands like Mamy Poko and Libero. The box was delivered to mothers on delivery. And the idea worked. 🙌 8. It delivered 2 lakh boxes and offered 90,000 items across 180 stores with in-depth product descriptions and online inventory status and order placement before a store visit. But the big news came On October 17, 2016.👇 9. FirstCry acquired its biggest competitor, Mahindra's retail 120-store franchise business, Babyoye, for 362.1 CR. It became FirstCry—A Mahindra FirstCry Venture. By 2019, it scaled to 283 stores and raised 1096.94 CR at a valuation of 6057.58 CR. 💰 10.By February 2021, it had expanded to 400 stores and scaled to a revenue of 1842.27 CR and a profit of 337.34 CR. It raised an additional 2120.5 CR from Tiger Global at a valuation of 8482 CR. FirstCry became the fourth Unicorn of 2021. 🦄 ➡️Today, FirstCry is a 22,400 CR company with over 5650 CR sales. 77% of its sales come online and it plans to list with an 1815 CR IPO soon. 💪 Supam Maheshwari still provides First Cry boxes—to 70,000 mothers monthly. 🙏 #startups #india #casestudy

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So the private reservation bill for jobs in Karnataka is on hold. It’s crazy how reactionary the internet is though. I know the media needs to attract eyeballs and mainstream news is designed to be inflammatory, but damn, why do people have to do the same thing? Every time there’s a problem in Bangalore such as traffic, rains, some politician promising something impossible (this bill was most probably a piece of posturing), people attack the city like vultures flying around a dying animal. - Almost every large Indian city has severe infrastructure issues. India Inc. is in the process of rebuilding. There are roads, flyovers, underpasses, metros, monorails being built. Ofcourse the roads are going to be terrible to navigate. - Many people were championing Gurgaon, even though Haryana government tried to pass a very similar law that was quashed by the court. Besides, seeing the crazy high temperatures that the city is reaching in summers, it’s not going to be fit for much of anyone really soon. - People all over India engage in the process of othering. As an Indian from the north living in the south, the taunts about dark skinned madrasis is really no better than what some people here do to northies. We need to grow up as a country and realise that we are an interconnected economy and that we cannot survive without each other. - All states in the south, just like states in the north have myriad of problems. From overzealous unions, to unstable governments, to hostile local populations. Nobody is perfect. Want to promote your city as the next hub? Do it! India has space for many, many mega cities and industrial hubs. But do it by promoting the positives of your place. Not by pulling others down. Chandigarh is a fantastic planned city, Indore is well known for its cleanliness, Pune is close to Mumbai and has excellent weather. Moreover, a lot of companies have offices all over India. My own company has offices in Hyderabad, Mumbai, NCR etc. Your gain doesn’t have to be Bangalore’s loss :) Don’t engage in the politics of hate. We have enough forces internally and externally trying to divide us as is. If you still want to leave Bangalore, please do. Don’t let the door hit you on the way out! #Bangalore #Bengaluru #NammaBengaluru #PrivateReservation #Reservation #Quotas #Karnataka https://lnkd.in/dXWSXwyf

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AS I SAY, Incredible Ancient India (Bharat Sanatan IVC / Sarasvati Tamil) : Tweet from Jijith Nadumuri Ravi (Former Scientist at Satish Dhawan Space Centre) - "Bhirrana, dated close to 8000 BCE, is the oldest settlement located along the River Sarasvati. Its earliest archaeological layers are dated to close to 8000 BCE. It is more precisely located on the banks of oldest channel of Sarasvati, which is recorded later in Early Rigvedic Period as Āpayā. This channel later became Sarasvati's tributary. This is how it is mentioned in Rigveda and later in Mahabharata (as Āpagā). Bhirrana mound measures 190 m north-south and 240 m east-west and rises to a height of 5.5 m from the surrounding plain. It is thus smaller than today's village. However, it is large compared to the settlements of ancient period of the 8th millennium BCE. It is considered part of Hakraware Culture that predates the Harappan Culture. The book Rivers of Rigveda identifies the Hakraware Culture as the pre-Rigvedic Culture and the material evidence of kings and individuals who lived before Early Rigvedic Period. This includes Manu, his daughter Ila and his son Iksvaku. Early descendants of Iksvaku, like Mandhata and early descendants of Ila, like Pururavas, Ayus, Nahusha, and Yayati, his sons Puru, Anu, Druhyu, Yadu, and Turvasa, the kings in lineage of Puru up to Bharata lived as part of this Hakraware Culture. Approximate phase transitions of Bhirrana:- Pre-Harappan Neolithic Hakra Period (7990–6000 BCE), Transitional Period (6000–3300 BCE), Early Harappan Period (3300-2600 BCE), Mature Harappan Period (2600–1900 BCE), Late Harappan Period (1900–1300 BCE). This region is cradle of Rigvedic Civilization. It is called Yamunā-Sarasvatī Region, with its north known as Vara Pṛthivyā. Places like Manusha and Ilaspada are part of this region. They are related to Manu and his daughter Ila. Bhārati Tirtha, which emerged later, is associated with King Bharata, where he had his capital. Rivers Sarasvatī, Āpayā and Dṛṣadvatī, Hariyūpīyā (Dṛṣadvatī) and Yavyāvatī waters this region. Southern rivers of Yamunā-Sarasvatī region are Śiphā (Sahibi), Añjasī (Yavyāvatī), Kuliśī (Dṛṣadvatī) and Vīrapatnī (Sarasvatī). Location of Early Rigvedic Battle of Vṛcīvants and Battle of Yamunā are indicated in map. Turvaśas, Yakṣus, and Matsyas participated in Battle of Yamunā. Northern sub-region of Yamunā-Sarasvatī region is renamed later as Kurukṣetra and the southern region as Kurujāṅgala. These are renamed after King Kuru, who ruled from his capital, Āsandhī, located within Kurukshetra Quadrangle, bounded by rivers Sarasvati (Ghaggar) in north and Dṛṣadvatī (Chautang) in south. Close to Bhirrana, we can see other ancient and important archaeological sites like Rakhigarhi ( largest Harappan / IVC site, established in 7000 BCE, located along Dṛṣadvatī), Sinauli (where one of world's oldest horse chariot is excavated), and Alamgirpur (easternmost Harappan site)" #Indonordicassociation(dot)org

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Can someone demystify this? What did Gautam Adani do wrong? Newspapers say that he: Ran a 'bribery scheme' to pay politicians. Promised bribes to poilticians in India....(And, may be, did not keep the promise!) (None of them said that he actually bribed ). Used excel & powerpoints to 'further his bribery scheme.('I din't know that Microsoft had such a feature in MS Office'). Met with govt officials. ('Only to discuss bribes') Responded with an 'Ok' to an e-mail updating him of the efforts close to a power purchase agreement. Moreover, it is alleged that Adani associates/employees used codes to refer to people. This is material enough for a US-based grand jury to envision what was allegedly happening in HYD, Raipur, Chennai , etc. No wonder, the saying goes that 'A grand jury can indict a ham sandwich'. And, this is good enough for a US court to issue an arrest warrant. If any of these allegations can be acted upon 'as is', then it is pretty much enough for all of us reading this post, to land behind bars in the US. After all, we too use xl & ppt. And some US investor would hold some shares in our companies. ..good enough for us to go to jail! Just imagine, if Rs 1750/- crores is to be paid as a bribe, the only way to do so today, would be using cashless means. That would be a real easy case to prove. If only some one was able to show the money trail, then we have a case. But what we now have is whatsapp, ppt & xls alleging some vague sinister scheme. So little burden of proof in the US judicial system! If you read this release (https://lnkd.in/gF_Yg9i8) from US DoJ, 25% is about DOJ's glorious mission to clean up the world(not US) of all bad people, 70% some vague allegation. These days judicial systems across the world are found lacking in rigor. The US system is the latest joke to engage in a roving investigation. Justice systems should adjudicate, not instigate!

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Incredible Ancient India (Bharat Sanatan - WHY IT SURVIVES !) : The concept of divinity in Indian traditions is too sophisticated for Western (Abrahamic) Intellectuals' understanding. 1. For the sake of simplicity, let’s call it “The Unknowable”, something that is beyond human comprehension. But you can access it. We have the keys. And it is that knowledge which makes us immortal. 2. On Indian symbology with a question: Is the human mind a monkey? Does it jump from thought to thought, seemingly without your control? Does news, especially about something significant, spread rapidly across the land, often around the globe, even without modern technology? 3. How long has a cow served the needs of humanity? Why do you call a company that generates significant profits a cash “cow”? Which “cow” does humanity “milk” to sustain itself, without which we’ll all be dead? 4. And what’s so special about an elephant? Why is it so often associated with intellect and memory? And are these things that you need to “believe”, or are these facts, even if intangible? #Indonordicassociation(dot)org Indo Nordic Strategic Association, India

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Sanskrit, Chemistry Periodic Table,a Mckinsey framework and Planet Neptune Is the similarity between the Hindi alphabet table (as in picture below) and Chemistry Periodic table a coincidence? Let's see… The picture below shows letters of the Hindi Alphabet. While reading these letters aloud we notice distinct parts of our vocal chamber come into play. The line KA, KHA, GA… is spoken from the throat, The line PA, FA, BA… can only be spoken with the lips joined. The line CHA, CHHA, JA… can only be spoken with the tongue pushing onto your teeth. In summary, when you have finished reading all the letters, you will realize each part of your vocal chamber has vibrated. The Hindi letters are based on DEVANAGARI script – primary script of Sanskrit. This phonetic construct was first conceived and stated in Shiva Sutra by Panini in 14 BC. The genius of Devanagari script is it was constructed in such a manner that: • ALL POSSIBLE building blocks of sound our mouth can produce are leveraged for the letters – they are COLLECTIVELY EXHAUSTIVE • Each sound of a letter is distinct from another letter – they are MUTUALLY EXCLUSIVE. Devanagari scripts above illustrate a powerful management consulting framework called MECE developed by Barbara Minto, first female consultant of McKinsey. Using this simple framework to develop solution alternatives, consultants are advised to brainstorm: ALL POSSIBLE choices (COLLECTIVELY EXHAUSTIVE- C.E.) NON-OVERLAPPING alternatives (MUTUALLY EXCLUSIVE- M.E.) The framework in simple terms is called M.E.C.E. or the MECE FRAMEWORK. On a different but related note, it is fascinating to note the similarity of the look and feel of Hindi letters and the periodic table of chemistry, which follows a MECE construct, is no coincidence. Mendeleev, when he constructed the first eight elements, used the prefixes of eka, dvi, and tri (Sanskrit one, two, three) in their naming. In fact, when Mendeleev first developed the periodic table to arrange elements by atomic weights at St. Petersburg University, his fellow colleague Sanskritist Böhtlingk was preparing the second edition of his book on Panini at about this time. Mendeleev wished to honor Pānini with his nomenclature. Noting that there are striking similarities between the Periodic Table and the introductory Śiva Sūtras in Panini's grammar, he named them accordingly. Just as Panini arranged the sounds in order of increasing phonetic complexity Mendeleev arranged the elements in order of increasing atomic weights. Structured thinking can reveal things before they are experienced, closing with another astonishing trivia- The planet Neptune was deduced by mathematics guesstimate before it was visiblly discovered on the telescope ( in the future) just like Mendeleev left empty spaces in the table for elements to be discovered in future.

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Meet the man who shared a house with 60 people before building India's third-largest bank worth 3.62 Lakh CR. 1. Born into a 60-member Gujarati joint family, Uday Kotak used to stay in a single house with his family, who shared one kitchen. He worked hard and studied master's at the University of Mumbai. After college, he had a job with a top MNC, but he had other plans. 🤔 2. He started working in his family's cotton fabrication business. The work was great, but there were only 16 shareholders. Decision-making took a long time, and Uday got frustrated. He wanted something where he would be the sole decision-maker. And then he had an idea. 💡 3. He started a bill discounting firm with a loan of Rs 30 lakhs. The idea was simple - He would buy unpaid invoices from the business with a discounted amount and later recover the invoice from the payee, allowing him to earn profits. In 1985, Uday started Kotak Financial Services. 🙌 4. His first client was Tata-owned Nelco, for which he discounted at 16% at a 12% cost of capital and earned a 4% spread. To boost business, he entered into a golden partnership with Anand Mahindra, investing Rs 1 lakh and becoming a partner. Kotak Financial Services became Kotak Mahindra Finance. ✅ 5. By 1987, Kotak Mahindra Finance had clocked Rs 26 lakhs in sales. It had expanded into car financing, but Uday realized there were no private Indian banks; only foreign banks and cartels existed. 1991 he took the historic step, and Kotak became the first Indian investment bank. 💪 6. The business was off to a flying start in 1996 when the mammoth Goldman Sachs partnered with them for Investment banking, brokerage, distribution, and M&A businesses. As it entered the asset management business in 1998, it touched a revenue of 168.9 CR. 💵 7. The business scaled to 500,000 customers in 40 locations in India, and Uday needed a bank. In February 2003, he got a commercial banking license from the RBI and made history by becoming the first person to convert an NBFC into a bank in India. Kotak Mahindra Bank was born. 🚀 8. Within seven years, Kotak Mahindra Bank had scaled to deposits worth 23,886 CR and netted 1307 CR in profits. However, their major break came four years later when they acquired the 80-year-old ING Vysya bank at 15,000 CR. With 1241 branches, it became the fourth-largest bank in India. 📉 9. Even after dominating the physical space, Uday realized the changing trend to online transactions and launched the first zero-balance virtual account, Kotak811, in 2017. Kotak Mahindra Bank continued its net profit run with Rs 6201 CR by 2018. 💰 10. Today, Kotak Mahindra Bank has 1780 branches, 2963 ATMs and deposits worth 4,45,268 CR. With 5.1 CR customers, it is India's third-largest private Indian bank, worth 3.62 Lakh CR. 🙌 ➡️ Who would have thought that a person staying in a single house with 60 people would one day become worth 115,000 CR? 💪 #startups #india #casestudy

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Forget Metros , Can Micro VC's unleash the entrepreneurial animal spirit in India & Global South - in their rural hinterland ? Consider this 👇🏼 ✴ More than 50 % of Global South work & live in rural areas. its around 52% in India & 60% in Africa ✴According to tandfonline.com, 84% of the population in the Global South, or 1.1 billion people, live in rural areas. The Global South includes many countries in Latin America, Africa, and Asia, and 88% of the world's population lives there. Rural youth in Global South  are disproportionately affected by unemployment & poverty. Strengthening rural economies can provide these young people with better prospects & reduce the need to leave rural communities. Enter Micro V.C's When The Economic Times , the other day profiled Aviral Bhatnagar on his Micro V.C , it piqued my curiosity no end. I felt this is a genuine paradigm shift in the V.C world . Let me try to expand , distill and share my unique perspective on it now. My conviction is if Micro V.C s percolates in to Tier 3 regions deep and wide & fund Rural startups , it will make a telling impact across 3 continents ( Asia, Africa & Latin America) . Well, it's about time for Global South have to think about rural startups for alternate financing. Micro V.C's can be real game-changer. Think - 𝗚𝗹𝗼𝗯𝗮𝗹 𝗦𝗼𝘂𝘁𝗵 𝗦𝗼𝘃𝗲𝗿𝗲𝗶𝗴𝗻 𝗙𝘂𝗻𝗱𝘀. For e.g. tie Micro V.C with Govt of India's -"One District ,One Product" flagship Program with a unique PPP model . It can unleash new possibilities. Never know. These sectors - micro industries, cottage industries, rural agriculture, and rural manufacturing - could receive a much-needed shot in the arm. India Venture Capital Report 2023 from Bain & Company reveals - Micro VCs fill a critical gap between the slightly unorganized angel ecosystem and the early-stage VC market. Micro VCs bridge the gap between the often chaotic angel investor landscape and the more structured early-stage VC market. Their smaller, more agile teams are well-suited to supporting numerous founders in the early stages of their ventures. The ripple effect - The urban-rural digital divide will continue to converge, creating opportunities for start-ups. I am convinced India & Global South are an exciting market with opportunities . Also, I think founders like to prefer different products from the investor ecosystem. Tapping into a solo GP (general partner) can create asymmetric opportunities. Alternative investment funds (AIFs) in India have emerged as a robust alternate & are in demand. As per one report , AIF grown ten times in the last seven years. Do not forget , AIFs were largely unknown a decade ago. Having said that , not everything is Hunky-dory . Although regulations have simplified , more needs to be done to encourage the industry to facilitate technology-driven investor onboarding. An interesting space nevertheless , I will keep a close watch .  What do you think ? #venturecapital

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AS I SAY, Incredible Ancient India (Bharat Sanatan IVC / Sarasvati Tamil) was ORIGIN of all Civilizations worldwide (Asuras / Extraterrestrial-Human / Nagas-Nephilim / Serpent Gods) : RESEARCH Done by Dr. Parameswara Achutha Kurup / Ravi Kumar Kurup of MDRC Thiruvananthapuram) ; 1. Brahma is the universal panpsychic protoconsciousness field. Earth is inhabited by the intelligent Homo Neanderthalis, Homo Sapien and hybrid species. The other planets and galaxies have microbial civilizations. Homo Sapiens species do not have archaeal endosymbiosis but have retroviral symbiosis in the genome. 2. Homo Sapiens inhabit the African continent and some of them migrated to Europe where they interbred with the Neanderthalic species and the hybrid species dominate the Eurasian central landmass. The hybrid species are the ARYANS and VISHNU is their king representative. 3. Homo Neanderthalis evolved in the LEMURIAN landmass which included Lemuria, South INDIA and Antarctica. The tsunamis in the Indian ocean destroyed the Homo Neanderthalic habitation & they migrated to HARAPPA-MOHENJODARO and adjacent, SUMERIA and the SEMITIC areas. 4. The Homo Neanderthalis species of Semites and Shudras has got archaeal endosymbiosis & SHIVA is their king representative. The Neanderthalic civilization was destroyed by the hybrid Aryan invasion. Global warming, archaeal endosymbiosis & COVID19 infection lead to extinction of Sapien population & expansion of COVID19 resistant Neanderthals. #Indonordicassociation(dot)org Indo Nordic Strategic Association, India https://lnkd.in/dtzamnhS

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India is Loaded with Batting Resources, but you cannot Build an Indian XI in any format without Yashasvi Jaiswal. This approach I suspect is to accommodate both Kohli and Sharma along with their specific styles of play. I think the best version of India actually has Kohli Batting at 3 as the Fulcrum around which Pant, Yadav, and Dube can explore the full range of their talent. It also protects Kohli more than the Opening Position. Finally, India has made choices some of which are unrelated to Cricket that put constraints on Building an Optimal Lineup. One such decision is making Rohit Sharma Captain. That decision means that Sharma Must Play and Must Open. If he struggles for any reason there’s no way out. He is 37 BTW.

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Startups are like upstarts, they end up burning strategy: Rajiv Bajaj Bajaj made the remarks when asked about who was going to win the battle -- the startups or the established players -- when it comes to embracing technology The biggest difference between established brands and many startups is while the former build strategy, brand, and technology, the latter are more like upstarts that end up burning the same things, Bajaj Auto Managing Director Rajiv Bajaj said on Thursday. "There are three terminologies here. Startup; then there is a word which I like to call most of them, which is upstart. Then us, the winners or the champions," Bajaj said while speaking at the CNBCTV18 Global Leadership Summit here. He said those who enter a market without a strategy are "upstarts" and end up burning everything -- from their brand and technology to products. "Upstarts are those who don't have a build-strategy. They have a burn strategy. They burn technology -- their batteries. They burn brands by reducing price every month. They burn products in their factory, in the trucks, at the dealerships, on the road," he said. On the contrary, he said, "startups are those who have built a strategy. They build technology, brands, products, and consumer experiences. They build employee satisfaction, and they build not just a strong topline but also a strong bottomline." Bajaj made the remarks when asked about who was going to win the battle -- the startups or the established players -- when it comes to embracing technology. "They burn employee relationships with 50 per cent attrition. They burn consumer relationships with poor service. This is a burn strategy. So this is upstart versus startup," he said. As far as startups and champions are concerned, they are actually the same, he said. "The only difference between a company like Wipro and Bajaj or a so-called startup is that we are startups with a story because we've been around for long enough to have built a story," he said. (Whether it is) motorcycles or any other business, 90-95 per cent of all new businesses, new products and services fail. That's really quite a lethal statistic. And this is true across the world, across industries, Bajaj said. "They fail primarily because most of those products and services were brought out to serve a market and not to create a market," he said. "So when you try to serve a market, to fulfil demand, which is what most sales people want to do, you end up being a clone of someone else, as opposed to creating your own market... as opposed to generating demand," he added. Rajiv Bajaj MD Bajaj Auto Rajiv Bajaj (Photo: Bajaj Group website) #Bajaj #BajajAutoMDRajivBajaj #StartUps

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Why is Indian politics, particularly the INDI alliance and the LoP (RaGa), seemingly in a self-destructive mode, intent on harming India? I'd like to shed light on a fascinating experiment by renowned scientist John Calhoun in the 1970s. In the “Universe 25” experiment, Calhoun created an ideal world for mice, providing abundant resources in the “Paradise of Mice.” Initially thriving, the mouse population eventually faced a decline in reproduction and the emergence of a hierarchy, leading to aggressive behavior, psychological collapse, and a lack of reproductive drive. The experiment resulted in a new class of mice known as “beautiful males” and “isolated females” dominating the population, with a complete cessation of reproduction and increased instances of cannibalism and homosexuality. Calhoun's work serves as a model for social collapse, mirroring the current situation engineered by RaGa under the influence of external factors. Understanding this scenario is crucial for our collective well-being.

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