STM Gibraltar

🎉 Exciting News! 🎉 We are thrilled to announce that the new LCA website is now live! 🌐 After thorough post-live testing, everything is running smoothly. Check out the new site here: https://lcalife.co.uk/   The new LCA website launched on 12/12 and is designed primarily for the adviser audience, but also with the end customer in mind. Our design process was based on extensive research conducted with our adviser target audience. The website provides a one-stop-shop location for advisers and customers to access generic documents, useful information, and much more. This new website is part of the foundations for LCA’s digital strategy which aims to improve the experience and technology for advisers and customers, ultimately aiming to make it ‘easy to do business with LCA’. Our new website will continuously be optimised and new content added to provide support for advisers and customers. Users have the ability to: Learn about our products Register to work with us (if you’re an adviser) Easily find multiple ways to contact us Browse our FAQs Access documents and product literature Watch video guides and webinars Access a secure portal to track the performance of existing policies We believe this is a significant positive step for LCA. #LCA #WebsiteLaunch #TeamWork #DigitalTransformation

Honoured to have been part of the Startup Grind Gibraltar Awards Night 2024!💙 Last Monday, we celebrated innovation, resilience, and excellence. It was an evening brimming with inspiration as we recognised the incredible contributions of startups, entrepreneurs, and businesses driving Gibraltar forward. From heartfelt speeches to shared stories of success, the energy in the room was truly electric! A huge thank you to everyone who joined us, supported us, and cheered on the nominees—together, we are building a brighter future for our community. Can't wait for next year! #StartupGrindAwards #CelebratingSuccess #GibraltarAwards #Entrepreneurship #StartupGrindGibraltar #STMGibraltar

STM Gibraltar is proud to support four charities this Christmas💙   As we approach the Christmas season, STM Gibraltar is proud to support four charities which are close to the hearts of our employees in Gibraltar. We are pleased to make a £250 donation to each of the following charities, which were chosen by our employees: 1) Hope for Paws Gibraltar, 2) The Gibraltar Society for Cancer Relief Limited, 3) Research into Childhood Cancer, and 4) Senior Citizens Health & Recreation Society.   Throughout the year, these charities provide a fantastic level of support to families and animals in Gibraltar. We wanted to say, “Thank you and a Merry Christmas to one and all.”   Additionally, we are also running a Toy Drive to help the less fortunate kids in our community. We have teamed up with the EV Foundation and would like to give a special shout out to Toy Box for helping us select the toys. We encourage everyone to participate and bring joy to children this holiday season.   #STMGibraltar #SupportForOthers #OurCoreValues #MerryChristmas

Great news! 💙 We’re honoured that STM Gibraltar has been nominated for an International Business Excellence Award as part of the Startup Grind Gibraltar Standards of Excellence & Startup Awards 2024. We’d love it if you would cast a vote for STM Gibraltar before the closing date of 30 November 2024. Click here to vote –https://lnkd.in/dE-rKGbn Also, we would like to thank the organisers for recognising that STM Gibraltar and the other nominees “are the driving force behind Gibraltar’s international business reputation, proving that local businesses can make a global impact.” #ThankYou #Gratitude #AwardNomination #Awards #STMGibraltar #SupportingYourBusiness #StartupGrindGibraltar #SGAwards

STM Group Plc is evolving to become Global Pension Corporation (‘GPC’), which is redefining the future of pensions. Global Pension Corporation aims to set new standards in the pensions industry, focusing on delivering innovative, secure, and sustainable solutions and services. #GlobalPensionCorporation #RedefiningTheFutureOfPensions #ABrighterRetirement #STMGroupPlc

Is LATER too late? And is NOW too soon? Should the question be, “When is the right time?” The answers to all three questions depend on when they are asked. Would you and your clients prefer to keep their options open so that WHEN LATER BECOMES NOW, they have the ability to change their plans?   Keeping your client’s options open is one reason to recommend an STM Gibraltar flexible annuity. It puts you and your client in control of the income payment amounts and the payment frequency. Income amounts can be increased or decreased, the payment frequency can be changed, and the payments may be paused & restarted at any point. These solutions allow you and your clients to adapt to changes in their income needs.   Want to know more? Request a call back from one of our knowledgeable Business Development Managers who can answer questions about specific client scenarios and guide you through the options that support your client’s plans and allow you to continue to manage their investments.   👉 Click here to request a call back: https://lnkd.in/eMGinFsW.   #STMGibraltar #TheHomeOfFlexibleAnnuties #FlexibleSolutionsForRealPeople #SupportingYourBusiness #GettingTheRightBalance

Do your clients have one or multiple financial tipping points? For some people, agreeing their financial tipping points can be challenging. It can be difficult for them to think about and agree on what they would need, want, and be prepared to give-up, especially when transitioning from full-time to part-time or full retirement. Adjusting financial income becomes crucial and can be key to supporting your clients through their individual tipping points.   STM Gibraltar’s Flexible Life Annuity and Flexible Pension Annuity put you and your clients in control of the income payment amounts and the payment frequency. Income amounts can be increased or decreased, the payment frequency can be changed, and the payments may be paused & restarted at any point. So, your clients can change their individual tipping point(s) multiple times.   Want to know more? Request a call back from one of our knowledgeable Business Development Managers who can answer questions about specific client scenarios and guide you through the options that support your client’s plans and allow you to continue to manage their investments.   👉 Click here to request a call back: https://lnkd.in/eMGinFsW.   #STMGibraltar #TheHomeOfFlexibleAnnuties #FlexibleSolutionsForRealPeople #SupportingYourBusiness #GettingTheRightBalance

Today my top priority is . . . Tomorrow my top priorities may be something else. Priorities can remain unchanged for months or years and then shift in an instant. For some clients, their priorities and plans can be fluid, making it a challenge to strike the right balance.   STM Gibraltar’s Flexible Life Annuity and Flexible Pension Annuity provide income payments where 1) the amounts can be increased or decreased, 2) the frequency can be changed, and 3) income payments may be paused & restarted at any point.   These flexible annuities put you and your clients in control of the income payment amounts, the income frequency and how your client’s assets/investments are managed. This allows you and your clients to respond to one or more changes in their priorities.   Want to know more? Request a call back from one of our knowledgeable Business Development Managers who can answer questions about specific client scenarios and guide you through the options that support your client’s plans and allow you to continue to manage their investments.   👉 Click here to request a call back: https://lnkd.in/eMGinFsW.   #STMGibraltar #TheHomeOfFlexibleAnnuties #FlexibleSolutionsForRealPeople #SupportingYourBusiness #GettingTheRightBalance #ChangingPriorities

It is okay to say . . . That may be a bold way to start a conversation. But it is okay to tell a client “It is your life, and I’ll work with you to achieve your goals.”   It is likely that each of your clients will have different short, medium, and long-term goals. Some goals will be urgent, and some goals will be important. It is likely the urgency and importance of each goal will change depending on a number of different life events.   So, how can you plan for multiple goals? One approach is to include a flexible annuity in your client’s portfolio. Flexible annuities put you and your clients in control of the income payment amounts, the income frequency and how your client’s assets/investments are managed. These can all be set at outset and varied at any point.   Want to know more? Request a call back from one of our knowledgeable Business Development Managers who can answer questions about specific client scenarios and guide you through the options that support your client’s plans and allow you to continue to manage their investments.   👉 Click here to request a call back: https://lnkd.in/eMGinFsW.   #STMGibraltar #TheHomeOfFlexibleAnnuties #FlexibleSolutionsForRealPeople #SupportingYourBusiness #GettingTheRightBalance #ItIsOkayToSay

Can we achieve a good work-life balance that creates a sense of harmony? This depends on your definitions of work, life, balance, and harmony? We all know that clients are different and each will have a different outlook.   Our sense of harmony can change with a new job, home, a child, a grandchild, or changes to our/someone’s health.   Planning for multiple and ‘potentially’ uncertain events can be challenging. One approach is to recommend a flexible annuity to your clients. Flexible annuities put you and your clients in control of the income payment amounts, the income frequency, and how your client’s assets/investments are managed. These can all be set at outset and varied at any point.   Want to know more? Request a call back from one of our knowledgeable Business Development Managers who can answer questions about specific client scenarios and guide you through the options that support your client’s plans and allow you to continue to manage their investments.   👉 Click here to request a call back: https://lnkd.in/eMGinFsW.   #STMGibraltar #TheHomeOfFlexibleAnnuties #FlexibleSolutionsForRealPeople #SupportingYourBusiness #GettingTheRightBalance #WorkLifeHarmony