Vinh Hoi Le Chau

Giving AI a 𝘃𝗼𝗶𝗰𝗲 and 𝘃𝗶𝘀𝘂𝗮𝗹 𝗮𝘃𝗮𝘁𝗮𝗿 makes interactions feel more natural and human-like. In the past three months, we’ve developed a module in our software that makes adding an AI assistant to any kiosk or self-service terminal easy. Training the avatar is designed with non-techies in mind: simply provide it with weblinks or documents and refine responses through natural language prompts. We’re already piloting with partners in tourism and retail, and the results are promising! Interested in how an #AIavatar could elevate customer experiences in your business? Let’s connect!

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When deciding what "Starter" versions of SaaS solution to build on, ALWAYS run the numbers for the cost of that solution when your business is at scale.

I love to be on stage. Especially in the company of such knowledgeable and experienced speakers as Torsten Buescher, Kirill Rachinskiy and Christoph Moll. I have prepared some tricky questions for them, the session will be very interesting! #BMESymposium #BeNeering #Procurement #AI #einkauf #guidedbuying #intake #orchestration  #ERPintegration #SAP #S/4HANA

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In his latest post, our CEO Sushel K. Bijganath discusses the benefits of standard AI tools. He also considers the potential increase in productivity that so-called revolutionary off-the-shelf AI tools could bring. Please feel free to discuss this with Sushel and us.

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Amazing Case Study for Ninox: Knauer - a German family owned SME business - are digitising all their processes step by step and only with internal means, and are replacing unflexible and expensive ERP solutions! Read all about it in IT -Mittelstand (German..)

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Another eventful conference week ahead! Together with Ksenia Koller I'm excited to come back to Zug for #CVSummit 2024 on 1-2nd of October. And carry on to Vaduz for #CCATokenSummit by CCA Trustless Technologies Association e.V. the day after. As usual I am open to new engaging conversations about crypto asset management and exploring new cooperation opportunities. #cryptovalley #blockchain #portfoliomanagement

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Here is a second example how Kijini helps companies using innovation and AI.

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RENEWABLE ENERGIES -  THE BETTER ENERGY SOURCES ENREGO’s work aims to be at the forefront of the planning and implementation of innovative projects in the field of renewable energies. Our primary focus lies in harnessing the energy and power from wind and sun as well as in the use of bioenergy. However, our commitment and range of services for a sustainable future goes far beyond this, as we think systemically and holistically in terms of integrated energy management systems in every project.

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🚀 New podcast episode released: Exploring automation and hybrid working with Boris Krumrey from UiPath! I was delighted to talk to my old colleague Boris Krumrey, VP for Automation Innovation at UiPath. We dived into the intersection of automation and hybrid working. Automation is the very foundation of hybrid working in the modern organisation and plays a crucial role in the design of the modern workplace in many processes. Using examples from the technology industry, healthcare and HR, Boris shows how automation also plays an important role in extreme situations such as the Covid-19 pandemic. Boris gave us valuable insights into how automation is shaping the future of work, especially in a hybrid environment.

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Many thanks to Thomas Egner (Euro Banking Association (EBA)) and Kate Pohl (Projective Group) for organizing another Open Forum on Digital Transformation. Kate kept the sessions moving with great questions/polls. The chat by colleagues made the session even more interesting. Key takeaways for me were: 1.     Preston Keat's (UBS) observations on how US tariffs could be implemented (selective/universal, phased or not, application of rules of origin) and the potential effects created a more nuanced view than i had. His explanations were straightforward, not hiding that economics is a science of interconnections with some emotional alchemy layered on top! Over simplify and you can make unwise choices. Over complicate and eyes glaze over! 2.     Josephine (Jo) Roy (JPMorganChase) built the case for intelligent regulation, balancing innovation with safety. The chat and polls showed definite skepticism amongst colleagues. I disagree that regulation MUST be an inhibitor to innovation but continuous training of BOTH regulators and bank compliance staffs is necessary to ensure regulation is “smart," protects consumers and builds trust. 3.     Dr Michael Salmony's (Payments Innovation Consulting) CBDC presentation gave me so much to think about I need to devote a weekend to it! I see CBDCs (currency note digitalization) as different from the broad field of cryptocurrencies/stablecoins (commodities/indexed commodities). But CBDCs require clear focused goals to be successful in enabling a harmonized digital evolution. The list of current Central Bank CBDC objectives is so long that it makes me cry! The economic risks of poorly implemented CBDCs (e.g. – zapping liquidity from the market) that Michael points to inspired fear. A bright note, also echoed in a meeting that I attended at the Federal Reserve Bank of Chicago: when properly implemented CBDCs can help us build efficient cross border payments. They could sit over individual schemes, easily enabling their interoeprability goals. Think of the instant payment interoperability pilots. 4.     Stefan Dierckx’s (Projective Group) DMA presentation gave me a richer understanding of the G for Governance in ESG in DMA assessments. I believe that making these assessments come to life requires us to link corporate objectives to individual employee performance reviews. 5. I loved that in the Google (Antoine Larmanjat) and Worldline (Ingo Faulhaber) presentation they described how you can download instant payment bank enablement from Google Marketplace. Kudos to all the other presenters as well: Philipp Bohrn, Vedran Jankovic, François Masquelier, Lukas Kölbl, Stephan A. Paxmann, Thomas Haida, Alexander Macik... ...and Andreas Krischke (let’s evolve the work paradigm and build innovative methods of collaboration that expand the value of working in virtual environments!) #digitaltransformation #banking #bankinginnovation #bankingtransformation

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Connecting things and platforms is like building bridges between cities. Once you achieve that your ecosystem will profit from fast information exchange, removed redundancy and know how sharing. Let’s do it together 🚀🚀🚀✔️

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An interesting use case of how #data and #AI can elevate #customerloyalty program to the next level. Flytxt AI and #Perfectid showcased a new powerful AI Assistant that can learn from #telcodata and automatically create hyperlocalised, personalized value propositions on digital touch points like Mobile App.

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This week I can introduce another key attribute that sets us apart at freiheit.com. After exploring decisiveness and accountability, this week we dive into what it means to be collaborative. For us at freiheit.com, collaboration means working together with one goal in mind—where egos take a backseat, and the best team result always comes first.

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The latest Bitkom Cloud Study once again confirms the importance of cloud technology for the digitalization and thus ultimately the competitiveness of German companies. The demand for cloud services continues to rise unabated, driven in particular by the digitalization of internal processes as well as AI and cybersecurity. The demand for AI applications alone will double in the next 5 years. 40% of companies are already relying on cloud-only or cloud-first strategies. Accordingly, cloud services will dominate IT in just a few years. However, bottleneck factors in this transformation are costs, time and the shortage of skilled workers. - We offer suitable solutions for this. Let`s talk! #cloud #digitalization #transformation #innovation Andreas Schleiter Lutz Pehl Stefanie Kampmann Dr. Jörg Günther Sandra C. Bauer Jürgen Lademann Steffen Legler Axel Rupp Bodo Windmöller Andreas Pfeil Ulf Tworeck David Pade Georg Rohleder Dr. Karsten Ballüder Marcus Madelung Frank Mueller Thorsten Heymann

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With tokenized money, the possibilities are limitless. 🌐 One exciting example? M2M Offline Payments, where machines can transact seamlessly without internet connectivity. But that's just the beginning. What innovative solutions do you envision in this space? Let’s collaborate and shape the future of payments together. Share your ideas with us.

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Join us to enjoy new feature in #CHECK24 app ⚽️ Reminds me of good memories about developing 90(Navad) TV Show app 🏆 #CHECK24 #EM24

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𝐖𝐞 𝐥𝐢𝐬𝐭𝐞𝐧𝐞𝐝: 𝐍𝐞𝐰 𝐏𝐫𝐢𝐜𝐢𝐧𝐠 𝐚𝐭 𝐓𝐨𝐤𝐞𝐧𝐢𝐳𝐞.𝐢𝐭 When we launched our product-suite we had intense internal pricing discussion and in hindsight - we over-complicated things. It is great to get customer feedback, so here are our learnings and our new pricing: 𝐏𝐫𝐢𝐯𝐚𝐭𝐞 𝐎𝐟𝐟𝐞𝐫 Initially, we charged 2% of the cash received, as well as a 2% token fee. We thought taking tokens as fees would be welcomed by StartUps since it preserves their liquidity. We learned that in that stage, StartUps only wanted active investors holding tokens and most of them preferred us taking cash only. Our price was very competitive for lower investment amounts, but the price was too high for larger rounds (>€500k). Even though more than 100 private offers were closed, the average investment size was only ~40k. Therefore we decided, from now on, to charge only 2% of the cash, and no tokens at all. Much simpler and cleaner! 𝐄𝐦𝐩𝐥𝐨𝐲𝐞𝐞 𝐩𝐚𝐫𝐭𝐢𝐜𝐢𝐩𝐚𝐭𝐢𝐨𝐧 Initially, we charged a 2% token fee, as well as 5€ per employee per month with a minimum fee of 100€ per month. StartUps rather wanted to pay a one-time fee instead of ongoing fees. So here is our new pricing: 200€ one-time fee per employee. No tokens, no monthly fee. Much simpler and cleaner! 𝐂𝐫𝐨𝐰𝐝𝐢𝐧𝐯𝐞𝐬𝐭𝐢𝐧𝐠 We charge a 6% cash brokerage fee and 2% token platform fee. This is much lower than comparable crowdinvesting providers. The platform fee may also be paid in cash instead of tokens 𝐒𝐮𝐦𝐦𝐚𝐫𝐲 Private Offer: 2% of the cash received Employee Participation: 200€ one time fee per employee Crowdinvesting: 6% of the cash + 2% of the token (or optional in cash as well) We believe we offer a strong product that not only significantly reduces costs for lawyers and especially notaries, but gives you a much better asset class: An easily transferable token that can be used for all kinds of stakeholders. The value it creates for our customers, far outweighs the costs. We want to be around long term to enable everyone to become a co-founder of a company. A stable and fair pricing is the precondition for that. Looking forward to hearing from you and supporting you to achieve your goals!

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New Week, new Podcast Episode. And a first for me - this episode is in english This time I had the chance to talk to Mirna Alaisami about cloud enablement. What role do trainings play in enabling teams to use new tech? How important is collaboration and culture for success in using the cloud? We discussed these questions and many more. Hope you enjoy listening to the episode #notJustCoding #Podcast #Cloud

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