Raya Yordanova

Digital power with a twist of human touch in a rapidly changing banking landscape. That's the challenge I will address in this Forum.

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Digitalization of the economy of the European Union is our (to our generation) mission which will give a much better prospective to our children! This is the reason why we want all EU politicians to understand that they/we want to change our behaviour and to be ready for adaptation to the current challenging world.

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The tech sector is one of Hungary's main drivers for growth in M&A! 🚀 “Strategic buyers became much more cautious in the last period, rather hesitant to make “big steps” towards new segments, looking for more proof regarding synergies. Some of them consider this as an opportunity to get ahead of the competition, nevertheless, it would be good to see more of such moves this year. No signs of slowing down in the tech sector: we see a continuous supply of companies looking for a buyer, which is good news for the PE funds’ increasing appetite, so generally we expect a slight increase in the number of deals.”, says Lenard Horgos, Partner at Absolvo Consulting based in Hungary 🔎 A more detailed outlook and other interesting facts and figures are now available to download in the first edition of our CEE-Dealmaker Insights Report. 📒 Read the full report here: https://lnkd.in/eMz2rezG Join us for a free trial and look behind the scenes, discover new possibilities to expand your network and find new business: https://lnkd.in/exzcVZx3 #PrivateEquity #MarketTrends #FinanceInsights #Dealsuite

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Just finished the course “Excel: Introduction to Formulas and Functions” by Curt Frye! Check it out: https://lnkd.in/d2FymDxH #excelformulas #microsoftexcel.

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📱💼 Friendly Reminder: Budget Like a Pro with OTP banka Srbija 💸✨ Did you know our mobile app includes a robust budgeting feature? Whether you're managing daily expenses or planning for big investments, our tool makes financial planning easy and accessible. Take charge of your finances today and explore how our mobile banking app can help you achieve your financial goals effortlessly. #DigitalAgile #Budgeting #FinancialPlanning #MobileBanking #Reminder

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Montenegro 🇲🇪 has stepped into a new era of open banking with the launch of the PSD2 directive! 🌟Huge thanks to the phenomenal project team at NLB Bank 💙 and Asseco Daniela Angelic Viktor Dimitrovski Aleksandra Čolaković Vukotić Simon Sinistaj for their tireless efforts in bringing this 🇪🇺 directive to life in NLB! #PSD2 #NLB #Montenegro #payments 🚀🌍

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🚨 Call to help with thesis survey I am currently studying at Corvinus University of Budapest and working on my thesis, which examines the use of AI in management consulting firms. My questionnaire specifically addresses the use of AI and does not cover AI-related consulting products. It is important to note that respondents and the companies involved will remain completely anonymous. If you work in a management consulting firm, I would greatly appreciate if you could take a moment to fill out the questionnaire 🙏 (it only takes about 10 minutes⏰)! Language of the questionnarie: hungarian Link to the questionnarie: https://lnkd.in/dKkT3Tvg)

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Want businesses to know you are THE name when it comes to #sustainability and #esg in Romania? Look no further: The premium domain ESG.ro is available for purchase! ✨ What's in it for you: - Instant Credibility: Establish your brand as a leader in sustainable business practices. - Global Recognition: Attract conscious consumers, investors, and stakeholders with this domain aligned with ethical business trends. - SEO Boost: Improve search engine rankings with ESG-focused keywords. Whether you're a startup, corporation, or ESG-focused initiative, ESG.ro offers a versatile platform for your digital presence. Investing in this domain means securing a strategic asset that aligns your brand with the future of responsible business. #esg #responsiblebusiness #csrd #tcfd #investors #leadership

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Some of the highlighted change is happening⚡️ I’m excited to share that I started Master of Engineering in Information System Management, focused on Data & Business at Prague University of Economics and Business! This next chapter represents a significant step in my academic and professional journey. I am eager to engage with leading experts, dive into advanced studies and deepen my knowledge on Machine Learning, Artificial Intelligence and more. I look forward to the challenges & growth that lie ahead!

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I am thrilled to announce that I have completed the UNIC MOOC on Digital Currency - Advanced Topics in Blockchain and Digital Currency! A big thank you to the University of Nicosia and the Institute For the Future (IFF) for providing this innovative course, and to the incredible instructors for their guidance and support. 🙏 Excited to leverage this newfound knowledge and delve into fresh opportunities within the blockchain and digital currency landscape. #Blockchain #DigitalCurrencies #UNIC #crypto

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Hello #Finweek Bratislava! 👋 Taking part in events like this, even during my final year of studies and while working on my diploma thesis, is a valuable way to stay informed and keep up with the latest trends in the financial and fintech sectors. I believe it’s crucial to invest time in personal growth and networking, as this contributes to connecting ideas and building a more efficient world for the future. 💡 #Fintech #Finance #CapitalMarkets #Education #Finweek

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Data put to work & #RetailMedia = business growth for businesses & products. 📈 See how you can Glovo can become the best ally for your business from Ivan in his latest interview ⤵️

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As part of our ongoing series on bank guarantees, today we will take a closer look at the Performance Bond, one of the most commonly chosen types of guarantees by clients. Since my goal from the beginning has been to approach this topic practically and to demonstrate new opportunities for growing your business, it is important to note that guarantees can be either conditional or unconditional. In practice, the safest option for the beneficiary (i.e., if you are a client of the bank, the beneficiary is your client/contractor to whom you provide a service) should be irrevocable and unconditional. In this case the bank, acting as the guarantor, should commit to paying the guaranteed amount upon the beneficiary's first written demand. As previously mentioned, today's post is dedicated to the Performance Bond. The Key Features of such facility: 👉Ensures the contractor's obligations are met according to the agreed contract 👉Typically covers a certain percentage of the total contract value and specifically ensures timely and complete performance of the work. 👉Provides compensation to the beneficiary in case of the contractor's non-performance or default 👉Typically valid for the duration of the contract and expires once the contractor fulfills all obligations Who is it for? 👉Performance Bonds are most commonly used in large-scale projects such as construction, engineering, manufacturing and infrastructure development 👉Typically issued by a financial institution or an insurance company 👉Companies involved in government contracts, real estate development, or large-scale supply agreements frequently use this type of guarantee to assure their clients of contract fulfillment Did You Know? Performance Bonds protect the beneficiary and encourage better contractor performance by requiring the contractor to secure the bond through a financial institution. This process ensures that only financially stable contractors with a strong track record are approved, providing added assurance to all parties involved. Example in Practice: A construction company is awarded a contract to build a new office complex. As part of the agreement, the developer (the beneficiary) requires the construction company (the contractor) to obtain a Performance Bond. This bond guarantees that if the construction company fails to complete the project according to the contract’s specifications, the developer can make a claim against the bond. The issuing bank or financial institution would then compensate the developer, up to the value of the bond, allowing them to cover the costs of hiring a new contractor to finish the job. Feel free to share your experience with this type of bond or ask any questions in the comments below! 😀 #PerformanceBond #BankGuarantees #BusinessSecurity #FinancialProtection #RiskManagement #BusinessGrowth #FinancialServices

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I've already posted about the negative impact of the Labour budget on UK. businesses, particularly with regard to onshore employment. For technology delivery services there are other options. This article from my colleagues at Cegeka offers great insight as to why "near shoring" to Romania is a flexible and very attractive solution. DM me, Lucian Popovici or Catalin Vacaroiu if you'd like to discuss how the Cegeka value proposition could help your business.

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Excited that I have participated in the Risk & Compliance Forum + ESG! 🌍🌱 It was an insightful experience that broadened my understanding of compliance and risk management. I am very grateful to Karolina Aleksandrova and ProMoney for the opportunity to join this forum.🫶 Proud to have earned a certificate at the end of the event! 🎓 Looking forward to applying these insights to future challenges. #RiskManagement #Compliance #ESG #Sustainability #ContinuousLearning

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🚀 Exciting News from mBank! 🚀 We’re pleased to introduce a new feature in our mBank app: Home Insurance! 🏠✨ Now, securing your home is as easy as a few clicks from the comfort of your own space. Explore the new home insurance option today and ensure your peace of mind with OTP banka Srbija mBank application. #Seamless #DigitalAgile #mBank #HomeInsurance #Innovation #CustomerExperience #MobileBanking

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and more updates to come #heyblu

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