Ben Rosswick

Credit demand surges with 94% of SMEs seeking new capital: ScotPac Business Finance #australianfintech #fintech #finance #businessloans #businesslending #lending #loans #borrowing #businessfinance #fintechnews #businessnews #capital #credit #SMEs #startups #scaleups

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Foresight Analytics releases its latest thematic research paper on - "Private Credit Megatrends - A Review of the Australian SME Lending Landscape." Here is a short overview of the same: SME lending – Supply and demand imbalance causing funding gap for non-bank lenders ▪ Australian banks have largely retreated from all types of lending bar residential mortgages due, in large part, to Basel III and risk-weighted asset impositions, leading to reduced supply from ADIs. ▪ To fill the void, a host of SME lending originators have emerged, many providing niche lending options with tech-enabled processes and non-traditional funding sources. ▪ Traditional mortgage brokers and originators have been diversifying their business models in record numbers, providing origination services in an increasingly multifaceted SME lending environment and thus expanding the whole SME lending ecosystem ex-ADIs. Notable growth runway for SME private credit lenders ▪ SME lending volumes continue to grow at a solid clip, notwithstanding sectoral idiosyncratic issues and macro headwinds. The mismatch of demand over supply is substantial, providing plenty of opportunities for SME lenders that have scalable deal sourcing and quality-focused underwriting. ▪ The non-bank SME lending segment is but a drop in the ocean, spelling strong growth opportunities moving forward given various tailwinds. Divergent lending structures for investors offer varying risk-reward propositions, but a focus on investment structure is key ▪ There are two very different ways to access the SME private debt sector: direct lending to medium enterprises or SME lending warehouse vehicles. We believe the emergence of divergent lending and funding models reflects the growing sophistication and scale of non-bank lenders. However, the risk-reward emanating from these are not homogenous. We believe warehouse-based SME funds will become an increasingly important source of funds for third-party SME originators. ▪ Warehouse structures remain our preferred exposure to the SME lending sector for a number of reasons that we explore in detail later in the report. Click below to read the entire article. https://lnkd.in/d8Sq5cWg Reach out to us on [email protected] if you have questions or comments. Jay Kumar Simon Ibbetson Shruti Ghosh Srimanti Bagchi #megatrends #privatecredit #thematicresearch #marketresearch #investmentadvisory #globalassetmarket #investmentstrategies

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There are many reasons to make the switch to intelliflo office. For Aussie practice The QSA Group, the income management capabilities were a game-changer. 🚀 “The income management capabilities have transformed our wealth division oversight, making it easy to track reconciliations, identify process lags, and ensure accurate payments. I now have a better live view of our wealth division's performance,” says Hailey Lawrie, General Manager. Discover QSA's journey and success with intelliflo. Download the full customer story now! ⤵️ #CustomerStory #Financialadvice #AdviceTech

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Credit demand surges with 94% of SMEs seeking new capital: ScotPac Business Finance #australianfintech #fintech #finance #businessloans #businesslending #lending #loans #borrowing #businessfinance #fintechnews #businessnews #capital #credit #SMEs #startups #scaleups

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BREAKING NEWS: Quickli is a highly popular loan calculation and serviceability tool used by many mortgage brokers and in a first for the industry, Australia's largest aggregator LMG has integrated its MyCRM platform with Quickli. It means LMG's more than 6,000 brokers will be able to push more than 200 data points from MyCRM to Quickli, including income, assets, liabilities and expenses data, and eliminate a double-up in processing when building an initial scenario. LMG group executive - customer experience Jason Furnell said the integration with Quickli would save brokers time and make loan lodgements simpler and faster. Read the article here: https://lnkd.in/gjQDF5Bi #mortgageindustry #lending #datatools #mortgagebroker #loancalculator #serviceability #mortgages #homeloans

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Attention founders: find your next investor here 👀 We started a crowd-sourced list of ANZ investors for the startup ecosystem back in 2017. Today more than 600 VCs, angels, syndicates, venture debt providers, accelerators and grants have been listed to make navigating funding a little easier for founders. Check out the list via the link in comments, and add your details to the relevant table via the submission forms 👇 🌟 This resource is part of our series highlighting the top ten resources from Open Source VC to help founders shortcut company-building firsts.

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We're operationally ready to work with approved third parties on delivering Open Banking solutions that will help improve New Zealanders’ banking experiences. As of today, we've made Payments NZ’s API Centre Payment Initiation v2.1 API Standard available for third parties to connect to. Westpac NZ Chief Information Officer Russell Jones says work continues across the bank to make open banking a success in the months and years to come. “We’re committed to the successful rollout and adoption of open banking, and we look forward to helping provide New Zealanders with more options for making payments and managing their money in a safe and secure way,” Mr Jones says. “Open banking has the potential to provide far-reaching opportunities for customers to manage their money in new ways, from plugging into budgeting tools to splitting the cost of a meal in a quick and easy fashion. “Consumer confidence is key to the successful uptake of open banking, and we continue to work with the industry on future API standards that are safe and secure, as well as providing a seamless and efficient partnering process with third parties that creates trust in the system. “We have entered into a number of partnerships with API providers to date, and are finalising details of our API agreements with these providers. We are also in discussions with a range of other providers regarding potential future partnerships.” For more on Open Banking see: https://lnkd.in/gK9RGCPp and for more on the API Centre Payment Initiation v2.1 API Standard see: https://lnkd.in/gQji5Muh Catherine McGrath Sarah Hearn Richard Dalby Joanne Freeman Dan Symons Ara Krishnaraj Marty Sellwood Steve Wiggins Max Bania Will Hine Sarah Wall Annabel Olsen (Cramer)

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💡 Thank you to the The Australian Financial Review and Joanne Tran for a well written and insightful article discussing Technology investment in Australia. And thanks to Tim Riordan and our Blackwattle Investment Partners Mid Cap Quality Team for sharing their own insights, please see a snippet below: - Blackwattle Investment Partners portfolio manager Tim Riordan owns Xero and Life360 among other technology stocks in his mid-caps fund and has been overweight the sector. - The money manager cited robust financial metrics as one of the reasons for the strong momentum behind ASX-listed technology businesses. Other reasons include the poor performance of Australia’s mining sector which has prompted investors to look elsewhere for returns. - “They continue to present as very attractive and strong business models,” Mr Riordan said. “They’ve got multiple operational levers available to them to achieve their growth outcomes. It’s a really attractive dynamic.” #Blackwattle #Alignment #Quality #Trust To read more, please click the article link below 👇 https://lnkd.in/g7GSnfGj

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🔔 Featured in The Australian Business review, Fintech Ovanti (ASX:OVT) soars after former Zip Co exec named CEO🔔 Ovanti’s recent appointment of Simon Keast, former Zip Co US CFO, as CEO has sent their stock surging by 225%. With over 30 years of global financial experience, Keast is set to lead the company’s ambitious expansion into the US, starting with the launch of its Buy-Now-Pay-Later (#BNPL) platform. His proven track record, including Zip Co’s turnaround in the US, brings confidence to Ovanti’s growth potential in this highly competitive market. As the company prepares to tap into an under-serviced segment of the US economy, investors have a unique opportunity to support a fintech on the brink of major expansion. With Ovanti’s sights now set on the US market, the stage is set for substantial growth. For more details on this exciting development, read the full article here: https://lnkd.in/gty2M9bg To explore investment opportunities in Ovanti Limited, please contact Trent Primmer. #OVT #Ovanti #Fintech #USMarket #InvestmentOpportunities #ECommerce #ASX #ASXNews #StockToWatch #BuyNowPayLater

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💼 𝙏𝙤 𝙗𝙤𝙤𝙨𝙩 𝙮𝙤𝙪𝙧 𝙞𝙣𝙫𝙚𝙨𝙩𝙢𝙚𝙣𝙩 𝙨𝙪𝙘𝙘𝙚𝙨𝙨, 𝙮𝙤𝙪 𝙢𝙪𝙨𝙩 𝙨𝙚𝙚𝙠 𝙚𝙭𝙥𝙚𝙧𝙩 𝙖𝙙𝙫𝙞𝙘𝙚, 𝙝𝙚𝙧𝙚'𝙨 𝙝𝙤𝙬: 💼 At Digi-Finmart, we provide the financial expertise you need to make informed, strategic decisions. Our advisors help you navigate the ever-changing market, ensuring you stay on track to meet your financial goals. 📊 Diversifying your portfolio is key to managing risk and safeguarding your wealth. Spreading your investments across multiple assets minimizes the impact of market fluctuations, ensuring steady growth and protection for your financial future. Take the first step toward a stronger, more secure portfolio with personalized advice that fits your unique goals. 🌟 Partner with us today to build the financial future you deserve. 📞 𝗖𝗼𝗻𝘁𝗮𝗰𝘁 𝘂𝘀 𝗻𝗼𝘄 𝗳𝗼𝗿 𝗮 𝗳𝗿𝗲𝗲 𝟯𝟬-𝗺𝗶𝗻𝘂𝘁𝗲 𝗰𝗼𝗻𝘀𝘂𝗹𝘁𝗮𝘁𝗶𝗼𝗻 𝗮𝗻𝗱 𝘀𝘁𝗮𝗿𝘁 𝘆𝗼𝘂𝗿 𝗷𝗼𝘂𝗿𝗻𝗲𝘆 𝘁𝗼𝘄𝗮𝗿𝗱𝘀 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝘀𝘂𝗰𝗰𝗲𝘀𝘀! Visit: https://buff.ly/45Zc1wi 🌟💼 #InvestmentTips #FinanceExperts #PortfolioManagement #SmartInvesting #FinancialGrowth

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Last week Legal Director, Neal Dallas, presented on an Accurium technical webinar where he stressed the importance for deposits on SMSF properties to be made in the fund’s name. 🗣 In a recent article, Self Managed Super magazine summarised Neal's insights. Check out the article linked in the post below ⬇ #SMSF #FinancialPlanning #FinancialServices #LegalAdvice #SuperAnnuation #smsmagazine #businessDEPOT

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Make sure you understand every detail of your business—knowing the ins and outs is key to making smart decisions and avoiding costly mistakes. #business #sydney #commercialfinance #commerciallending #peakperformer #peakbusiness #peakcapital

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The Reserve Bank has announced the first interest rate cut since May 2023 ✂️ With a slight relief for customers’ pockets, how are you preparing for a possible uptick in business? Are you partnering with the right funding provider to make cash flow? 🚀 #InterestRateCut #BusinessStrategy #MakeCashFlow #Lula #SmallBusiness #Funding

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True success comes from the impact you make, not just the money you earn. Focus on how you can help and uplift others. #business #sydney #commercialfinance #commerciallending #peakperformer #peakbusiness #peakcapital

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