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    SAPM

    Uploaded by

    Piyush Palande
    This document discusses investment decisions and provides guidance on investing. It defines investment, explains why people should invest such as to meet goals and save for the future, and notes challenges like risk and inflation. It recommends starting early and investing regularly for the long-term. The document also outlines steps in the investment process like analyzing securities, considering costs and risks, comparing options, and managing a portfolio over time with either a passive or active strategy.

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    SAPM

    Uploaded by

    Piyush Palande
    38 views12 pages
    This document discusses investment decisions and provides guidance on investing. It defines investment, explains why people should invest such as to meet goals and save for the future, and notes challenges like risk and inflation. It recommends starting early and investing regularly for the long-term. The document also outlines steps in the investment process like analyzing securities, considering costs and risks, comparing options, and managing a portfolio over time with either a passive or active strategy.

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    This document discusses investment decisions and provides guidance on investing. It defines investment, explains why people should invest such as to meet goals and save for the future, and notes challenges like risk and inflation. It recommends starting early and investing regularly for the long-term. The document also outlines steps in the investment process like analyzing securities, considering costs and risks, comparing options, and managing a portfolio over time with either a passive or active strategy.

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    38 views12 pages

    SAPM

    Uploaded by

    Piyush Palande
    This document discusses investment decisions and provides guidance on investing. It defines investment, explains why people should invest such as to meet goals and save for the future, and notes challenges like risk and inflation. It recommends starting early and investing regularly for the long-term. The document also outlines steps in the investment process like analyzing securities, considering costs and risks, comparing options, and managing a portfolio over time with either a passive or active strategy.

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    of 12

    INVESTMENT DECISION

    INVESTMENT DECISION 1

    Group Members
    Sonali Bhosale
    Priya Jagtap
    Sneha Patil
    Geeta Biradar
    Kishori Kadam
    What is Investment ? 2

     Aninstrument that promises some certain or


    uncertain return in the future.
     Process of using money (called capital) to buy an
    asset that will generate a safe and acceptable return
    over time.
    Why should one Invest ? 3

     Generate a specified sum of money for a specific


    goal in life.
     Make a provision for an uncertain future.
     To
    meet the cost of inflation. Inflation is the rate at
    which the cost of living increases.
    But Investment has problems 4

    Sacrifice

    Risk Inflation
    When to start Investing ? 5

    The 3 Golden rules


    The sooner one for all investors are:
    starts investing the • Invest early.
    better. By investing
    • Invest regularly.
    early you allow
    your investments • Invest for long
    more time to grow. term and not short
    term.
    What care should one take while Investing 6

    And various types of Investment.


    Non- Marketable.
    Obtain written documents explaining the investment.
    Bond or Fixed Income.
    Bond or Fixed Income.
    Find out the costs and benefits associated with the
    Mutual Funds.
    investment.
    Real Estate.
    Asses the risk-return profile of the investment
    Equity.
    Know the liquidity and safety Gold/Silver/Precious
    aspects of the Metals/Stones.
    investment.
    Money Market
    Compare these details with other investment
    opportunities available. Commodity Market.
    Different approaches to investment 7

    decision making

    Fundamental Psychological Academic Electric


    Approach Approach Approach Approach
    Steps in Decision Process 8

    Security
    Analysis. Portfolio
    Management.
    Security analysis 9

     It involves the analysis and valuation of individual


    securities.
     To understand the characteristics of various securities and
    factors that affect them
     Then valuation model is applied to find out their price or
    value
     For securities valuation, investors must deal with
    economy, industry or the individual company.
     Both the expected return and risk must be estimated
    keeping in view the economic, market or company related
    factors.
    Portfolio management. 10

     After securities have been analyzed and valued, portfolio


    of selected securities is made.
     Once a portfolio is made, it is managed with the passage of
    time.
    For management there can be two 1
    1

    approaches.

    Passive Active
    Investment Investment
    Strategy Strategy
    1
    2

    Thank you

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