PERKESO

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PERKESO

Employment Injury Scheme & Benefit


What is SOCSO

SOCSO (Social Security
Organization), also known as
PERKESO (Pertubuhan Keselamatan
Sosial).

Industrial Commuting Accident Occupation


Accident Accident during al Diseases
Emergency
Benefits under The Employment
Injury Scheme

Temporary Permanent Constant-


Medical Benefit Disablement Disablement attendance
Benefit Benefit Allowance

Facilities for
Physical / Dependents' Education
Funeral Benefit
Vocational Benefit Benefit
Rehabilitation
Employees suffering from employment injuries or occupational
diseases may receive free medical treatment at SOCSO’s panel
clinic or Government clinic / hospital until they are fully recovered.

For serious injuries, medical care may be obtained from the


Government hospital and the employee is eligible for second class

Medical
ward treatment. Specialist treatment will be provided, if required.

Benefit Reimbursement

Employers or employees can claim for reimbursement of expenses


incurred in respect of medical treatment at SOCSO’s non-panel
clinic. Application can be made to SOCSO and the reimbursement
is subject to such condition as determined by the Organization or
according to Fees Act 1951.
Period of Temporary Disablement

Temporary Disablement Benefit is paid for the period the

Temporar employee is on medical leave certified by a doctor for not


less than 4 days including the day of accident. However,

y Temporary Disablement Benefit will NOT be paid for the


days for which the employee works and earns wages

Disablem during this period.

ent  Rate of Temporary Disablement Benefit

Benefit The daily rate of Temporary Disablement Benefit is 80% of


the employee’s average assumed daily wage. The
minimum rate is RM30.00 per day while the maximum rate
is RM105.33 per day.
Employees who suffer from permanent disability due to employment injury can apply
for this benefit.

Permane  Rate of Permanent Disablement Benefit

nt
The daily rate of Permanent Disablement Benefit is 90% of the employee’s average
assumed daily wage, subject to a minimum of RM30.00 per day or a maximum of
RM118.50 per day.

Disablem  Claim Period

ent
Claim must be made within 12 months from the last date of the temporary
disablement.

Benefit
 Assessment and Payment

Assessment and Payment Claims will be referred to the Medical Board for permanent
disability assessment If the assessment does not exceed 20%, payment can be made
in the form of lump sum If the assessment exceeds 20%, the employee is given an
option to commute 1/5 of daily rate of the benefit into a lump sum payment while the
balance will be paid monthly for whole life
 
Constant- This allowance is paid to an employee who is suffering
from total permanent disablement and is so severely
Attendance incapacitated as to constantly require the personal

Allowance attendance of another person, certified by Medical Board


or Special Medical Board or the Appellate Medical Board.

The allowance is fixed at RM500 per month.


Physical rehabilitation that includes:
Physiotherapy

Occupational therapy

Facilities For Physical Reconstructive surgery


Vocational rehabilitation that includes:
Or Vocational Supply of prosthetics, orthotics and other
Rehabilitation appliances

Supply of orthopedics apparatus such as


wheelchair, crutches, hearing aid, spectacles,
All expenses incurred for special shoes and others
the above rehabilitation Vocational rehabilitation that
facilities will be borne by includes:
SOCSO based on
stipulated rates, terms Training in courses such as electrical, sewing, radio/TV
and conditions.
repair, typing and others. All expenses incurred for the
above rehabilitation facilities will be borne by SOCSO
based on stipulated rates, terms and conditions.
If an employee dies as a result of an employment
injury, his dependents are entitled to this benefit.

Dependa Rate of Daily Benefit To Be Paid Daily rate is 90% of

nts'
the average assumed daily wage subject to a
minimum of RM30.00 per day and a maximum of
RM118.50 per day.
Benefit
Dependents and Daily Rate Share
i. The daily rate share for Dependents' Benefit is
based on the properties
ii. If an employee dies and does not leave any
widow or widower or children
The daily rate share for Dependents' Benefit
is based on the following priorities:
If an employee dies and does not leave
any widow or widower or children
Funeral Benefit
Funeral Benefit will be paid to the eligible person if the
employee dies as a result of employment injury or while he/she
is in receipt of Permanent Disablement Benefit. In the absence
of such person, the benefit will be paid to the person who incurs
the funeral expenditure.

The amount paid will be the actual amount incurred or RM2,000


whichever is lower.
Dies while receiving Invalidity
Educatio Pension

n Benefit
Dies before attaining the age
This benefit is in of 60 years but has
the form of loans completed a full or a reduced
may be provided qualifying period
to a dependent's
child of an Insured
Person who;
Is a Invalidity Pension
recipient.
Service Charge SOCSO Education Loan
Note: Application
subject to terms
and conditions Effective 1st January 2013, service charge education loan
specified by for all borrowers who received education loan offered
SOCSO before 1st January 2009 has been reduced from 4% to
2%. Meanwhile, for new borrowers who received
education loan offered after 1st January 2009, services
charged still remain at 2%.

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