Shahjalal Islami Bank LTD
Shahjalal Islami Bank LTD
Shahjalal Islami Bank LTD
Prepared For
Prepared By
Name Shanu Uddin Rubel Safinaz Amin Anni MD. Maidul Islam Nisita Roy Toma ID 0901010054 0901010028 0901010017 0901010026
Overview of SJIBL
Commenced its commercial operation in accordance with principle of Islamic Shariah on the 10th May 2001.
Islamic Banking, in essence, is not only INTEREST-FREE banking business. May 10, 2001 started its commercial operation . No. Of Branches 73
ATM Booth 23
SME Center 6
To provide quality services to customers. To make significant contribution to the national economy and enhance customers' trust & wealth, quality investment, employees' value and rapid growth in shareholders' equity.
To strive for customers best satisfaction & earn their confidence. To manage & operate the Bank in the most effective manner. To diversify portfolio both the retail & wholesale markets. Committed to Cordial Service.
Board Of Directors
Liability Product
Asset Product
SJIBL Card
Mudaraba Millioanare
Liability product
Double Money Scheme of SJIBL not only doubles the money, it triples your money in nine and a half years. If you encase after six years youll get it doubled.
A fixed deposit for 3 years term. Profit is distributed every month at an estimated rate.
At the end of the term you would get the principal.
The term for Millionaire scheme of SJIBL is 12, 15, 20 and 25 years. You have to deposit the installment every month.
After completing the term you would get about a million taka.
Bai-salam
Asset product
Invesment Againest LC
Tenure of Investment Repayment period will be from 1 year to maximum 20 years on case to case basis, under prudential judgment of approving authority. Investment proposals with repayment period of 5 years shall get first preference and that up to 10 years shall get 2nd preference.
Shahjalal Islami BandLimited (SJIBL) is also providing such investment facility to its depository customers as part of financial obligation (FO).
S
1) Good asset quality 2) Satisfactory business growth 3) Diversified product lines 4) Good profitability 5) Experienced top management
W
1) Negative retained earnings 2) Dependent on fixed deposits 3) Moderate risk management system 4) Limited delegation of power 5) Limited branch network Limited market share
O
1) SME and Agro based business
T
1) Increased competition in the market 2) Market pressure for increasing the SLR 3) Market pressure for dollar crisis
Good Bye