Irda Forms-11-12 q1 Final Ps

IRDA Public Disclosures
Period ended 30th June 2011
Aviva Life Insurance Company India Limited
S. No.
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Form No.
L-1
L-2
L-3
L-4
L-5
L-6
L-7
L-8
L-9
L-10
L-11
L-12
L-13
L-14
L-15
L-16
L-17
L-18
L-19
L-20
L-21
L-22
L-23
L-24
L-25 (i)
L-25 (ii)
L-26
L-27
L-28
L-29
L-30
L-31
L-32
L-33
L-34
L-35
L-36
L-37
L-38
L-39
L-40
L-41
L-42
Description
A-RA
A-PL
A-BS
PREMIUM SCHEDULE
COMMISSION SCHEDULE
OPERATING EXPENSES SCHEDULE
BENEFITS PAID SCHEDULE
SHARE CAPITAL SCHEDULE
PATTERN OF SHAREHOLDING SCHEDULE
RESERVE AND SURPLUS SCHEDULE
BORROWINGS SCHEDULE
INVESTMENT SHAREHOLDERS SCHEDULE
INVESTMENT POLICYHOLDERS SCHEDULE
ASSETS HELD TO COVER LINKED LIABILITIES SCHEDULE
LOANS SCHEDULE
FIXED ASSETS SCHEDULE
CASH AND BANK BALANCE SCHEDULE
ADVANCES AND OTHER ASSETS SCHEDULE
CURRENT LIABILITIES SCHEDULE
PROVISIONS SCHEDULE
MISC EXPENDITURE SCHEDULE
ANALYTICAL RATIOS
RECEIPTS AND PAYMENTS SCHEDULE
VALUATION OF NET LIABILITIES
GEOGRAPHICAL DISTRIBUTION CHANNEL- INDIVIDUAL
GEOGRAPHICAL DISTRIBUTION CHANNEL- GROUP
INVESTMENT ASSETS(LIFE INSURERS)-3A
UNIT LINKED BUSINESS-3A
ULIP-NAV-3A
DETAIL REGARDING DEBT SECURITIES
RELATED PARTY TRANSACTIONS
BOARD OF DIRECTORS AND KEY PERSON
SOLVENCY MARGIN - KT 3
NPAs-7A
YIELD ON INVESTMENTS-1
DOWNGRADING OF INVESTMENTS - 2
PREMIUM AND NUMBER OF LIVES COVERED BY POLICY TYPE
BUSINESS ACQUISITION THROUGH DFFERENT CHANNELS (GROUP)
BUSINESS ACQUISITION THROUGH DFFERENT CHANNELS (INDIVIDUAL)
DATA ON SETTLEMENT OF CLAIMS
CLAIMS DATA FOR LIFE
GREIVANCE DISPOSAL
VALUATION BASIS (LIFE INSURANCE)
Page No.
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FORM L-1-A-RA
Name of the Insurer: Aviva Life Insurance Company India Limited
REVENUE ACCOUNT FOR THE QUARTER ENDED 30TH JUNE 2011
Policyholders Account (Technical Account)
Particulars
Premiums earned net

(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Registration No. 122 with the IRDA, dated 14 May 2002
Schedule
L-4
Sub Total
Income from Investments
(a) Interest, Dividends and Rent Gross
(b) Profit on sale/redemption of investments
(c) (Loss) on sale/ redemption of investments
(d) Transfer/Gain on revaluation/change in fair value
(e) Appropriation/Expropriation Adjustment account
Sub Total
Other Income
(a) Contribution from the Shareholders' A/c
TOTAL (A)
Commission
L-5
Operating Expenses related to Insurance Business

Provision for Doubtful debts
Bad debts written off
Provision for Tax (Fringe Benefit Tax)
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
L-6
Benefits Paid (Net)

Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
Total (C)
L-7
TOTAL (B+C)
SURPLUS/(DEFICIT) (D)=(A)-(B)-(C)
APPROPRIATIONS
Transfer to Shareholders Account
Transfer to Other Reserves
Balance being Funds for Future Appropriations
Transfer to Balance sheet
TOTAL (D)
The break up of Total surplus is as under:
(a) Interim Bonuses Paid:
(b) Allocation of Bonus to policyholders:
(c) Surplus shown in the Revenue Account:
(d) Total Surplus: ((a)+(b)+(c)):
Significant Accounting Policies and Notes to the Accounts
AVIVA LIFE INSURANCE COMPANY INDIA LIMITED
16
LINKED
LIFE
NON-LINKED
PENSION
GROUP
LIFE
PENSION
Q1 '11-12
GROUP
YTD Jun'11
(Rs. 000's)
(Rs. 000's)
(Rs. 000's)
(Rs. 000's)
(Rs. 000's)
(Rs. 000's)
(Rs. 000's)
(Rs. 000's)
2,722,431
(18,947)
2,703,484
1,132,060
1,132,060
59,287
(388)
58,899
478,770
(4,600)
474,170
113,291
113,291
73,920
(9,305)
64,615
4,579,759
(33,240)
4,546,519
4,579,759
(33,240)
4,546,519
527,346
381,222
(39,593)
(1,178,316)
(11,105)
(320,445)
185,655
206,656
(24,988)
(587,879)
(33,952)
(254,508)
29,412
10,932
(2,748)
(13,575)
296
24,317
50,107
483
(11)
50,579
1,292
20
(2)
1,311
796
5
(3)
798
794,608
599,318
(67,345)
(1,779,769)
(44,760)
(497,948)
794,608
599,318
(67,345)
(1,779,769)
(44,760)
(497,948)
2,383,039
877,552
62,225
145,442
280,179
804,928
22,619
137,221
12,136
77,549
377,160
4,425,731
377,160
4,425,731
45,227
699,536
-
6,078
154,520
-
65,582
-
84,243
7,391
2,001
144,940
144,940
489,778
-
18,078
-
32,166
-
744,763
160,598
65,582
574,021
25,470
34,167
1,459,660
1,604,600
1,459,660
1,604,600
2,145,390
879
1,458,301
274
41,229
5
20,570
-
689
-
53,705
-
3,719,884
1,158
3,719,884
1,158
(644,151)
(10,450)
1,491,668
(803,367)
(3)
655,204
38,625
79,860
213,704
(3,613)
230,661
111,052
111,740
23,890
(34,214)
43,382
(1,060,247)
(48,280)
2,612,515
(1,060,247)
(48,280)
2,612,515
2,236,431
815,801
145,442
804,682
137,210
77,549
4,217,115
4,217,115
146,608
61,751
246
11
208,615
208,615
(111,817)
258,425
146,608
(91,165)
152,917
61,751
246
246
11
11
(202,726)
411,341
208,615
(202,726)
411,341
208,615
879
146,608
147,487
274
61,751
62,025
5
5
246
246
11
11
1,158
208,615
209,773
1,158
208,615
209,773
1
FORM L-1-A-RA
REVENUE ACCOUNT FOR THE QUARTER ENDED 30TH JUNE 2010
Policyholders Account (Technical Account)
Particulars
LINKED
Schedule
LIFE
Premiums earned net

(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
L-4
Sub Total
Income from Investments
(d) Transfer/Gain on revaluation/change in fair value
(e) Appropriation/Expropriation Adjustment account
Sub Total
Other Income
(a) Contribution from the Shareholders' A/c
TOTAL (A)
Commission
L-5
Operating Expenses related to Insurance Business

Provision for Doubtful debts
Provision for Tax (Fringe Benefit Tax)
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
L-6
Benefits Paid (Net)

Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
Total (C)
L-7
TOTAL (B+C)
SURPLUS/DEFICIT (D)=(A)-(B)-(C)
APPROPRIATIONS
Transfer to Shareholders Account
Transfer to Other Reserves
Balance being Funds for Future Appropriations
TOTAL (D)
The break up of Total surplus is as under:
(a) Interim Bonuses Paid:
(b) Allocation of Bonus to policyholders:
(c) Surplus shown in the Revenue Account:
(d) Total Surplus: ((a)+(b)+(c)):
Significant Accounting Policies and Notes to the Accounts
16
NON-LINKED
PENSION
GROUP
LIFE
Q1 '10-11
PENSION
YTD Jun'10
GROUP
(Rs. 000's)
(Rs. 000's)
(Rs. 000's)
(Rs. 000's)
(Rs. 000's)
(Rs. 000's)
(Rs. 000's)
(Rs. 000's)
3,195,027
(27,177)
3,167,849
1,477,370
1,477,370
70,518
(257)
70,262
236,594
(931)
235,663
2,886
2,886
54,453
(4,875)
49,578
5,036,848
(33,240)
5,003,608
5,036,848
(33,240)
5,003,608
455,502
373,019
(194,710)
716,193
1,350,004
173,840
186,079
(41,946)
140,533
458,505
24,027
12,154
(2,234)
3,843
37,790
19,078
341
(0)
19,418
268
268
55
0
(0)
56
672,770
571,592
(238,890)
860,568
1,866,040
672,770
571,592
(238,890)
860,568
1,866,040
78,569
4,596,423
252,376
2,188,250
53,466
161,518
192,858
447,939
1,192
4,346
49,634
578,461
7,448,110
578,461
7,448,110
224,011
1,033,584
1,257,595
66,261
458,678
524,939
64,143
64,143
34,447
14
324,732
324,732
98,814
133,261
2,066
2,080
18,906
18,906
1,676,191
2,000,923
1,676,191
2,000,923
1,878,792
1,520
500,663
221
156,704
-
1,534,039
3,414,351
1,167,788
1,668,672
(59,329)
97,375
9,600
305,078
314,678
2,266
2,266
30,831
(10,524)
20,307
2,576,589
1,741
2,939,318
5,517,648
2,576,589
1,741
2,939,318
5,517,648
4,671,945
2,193,611
161,518
447,939
4,346
39,213
7,518,571
7,518,571
(75,523)
(5,360)
10,421
(70,462)
(70,462)
(75,523)
(75,523)
(5,360)
(5,360)
10,421
10,421
10,421
(80,883)
(70,462)
10,421
(80,883)
(70,462)
1,520
(75,523)
(74,003)
221
(5,360)
(5,139)
10,421
10,421
1,741
(70,462)
(68,721)
1,741
(70,462)
(68,721)
2
FORM L-2-A-PL
PROFIT AND LOSS ACCOUNT FOR THE QUARTER ENDED 30TH JUNE 2011
Shareholders Account (Non-technical Account)
Particulars
Amount transferred from Policyholders Account (Technical Account)
Income From Investments
Other Income
TOTAL (A)
Expense other than those directly related to the insurance business
Provisions (Other than taxation)
(a) For diminution in the value of investments (net)
(b) Provision for doubtful debts
(c) Others
Contribution to the Policyholders
Account (Technical Account)
Linked - Individual - Life - Non Participating
Linked - Individual - Pension - Non Participating
Linked - Group - Life - Non Participating
Non Linked - Individual - Life - Participating
Non Linked - Individual - Pension - Participating
Non Linked - Individual - Life - Non Participating
Non Linked - Individual - Pension - Non Participating
Non Linked - Group - Life - Non Participating
Non Linked - Annuity - Non Participating
TOTAL (B)
Profit/ (Loss) before tax
Provision for Taxation
Profit / (Loss) after tax
APPROPRIATIONS
(a) Balance at the beginning of the
year
(b) Interim dividends paid during the
year
(c) Proposed final dividend
(d) Dividend distribution on tax
(e) Transfer to reserves/ other accounts
Profit/ (Loss) carried forward to the
Balance Sheet
Q1 '11-12
YTD Jun'11
Q1 '10-11
YTD Jun'10
(Rs. 000's)
-
(Rs. 000's)
-
(Rs. 000's)
10,421
(Rs. 000's)
10,421
129,266
8,207
(1,351)
136,121
129,266
8,207
(1,351)
136,121
60,687
2,772
(241)
73,639
60,687
2,772
(241)
73,639
16,370
-
16,370
-
19,928
-
19,928
-
62,225
280,179
21,018
12,136
1,601
62,225
280,179
21,018
12,136
1,601
78,569
252,376
53,466
150
227
192,708
966
-
78,569
252,376
53,466
150
227
192,708
966
-
393,529
393,529
598,389
598,389
(257,408)
(257,408)
(257,408)
(257,408)
(524,750)
(524,750)
(524,750)
(524,750)
(14,785,124)
(15,072,625)
(257,408)
(15,042,532)
(524,750)
(15,597,375)
Significant Accounting Policies and Notes

to the Accounts
FORM L-3-A-BS
BALANCE SHEET AS AT 30TH JUNE 2011
Particulars
Schedule
SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
SHARE CAPITAL
RESERVES AND SURPLUS
CREDIT/[DEBIT] FAIR VALUE CHANGE ACCOUNT
Sub-Total
L-8,L-9
L-10
BORROWINGS
POLICYHOLDERS FUNDS:
CREDIT/[DEBIT] FAIR VALUE CHANGE ACCOUNT
L-11
SURPLUS ON POLICYHOLDER'S ACCOUNT - Pending transfer to Shareholder's account

POLICY LIABILITIES
Non Linked - Individual - Life - Participating
Non Linked - Individual - Pension - Participating
Non Linked - Individual - Life - Non Participating
Non Linked - Individual - Pension - Non Participating
Non Linked - Group - Life - Non Participating
Non Linked - Annuity - Non Participating
INSURANCE RESERVES
PROVISION FOR LINKED LIABILITIES
Linked - Individual - Life - Participating
Linked - Individual - Pension - Participating
Discontinued Policies Fund - Non payment of premium
Sub-Total
FUNDS FOR FUTURE APPROPRIATIONS
TOTAL
As at 30th June 2011

(Rs. 000's)

(Rs. 000's)
20,049,000
20,049,000
18,888,000
18,888,000
18
411,341
229,819
29,184
630
10,001
6,370
1,971,536
225,409
134,720
27,103
257,159
40,125
621
2,266
1,742
907,977
107,249
15,385
868,256
77,598
45,683,579
16,988,359
1,565,441
3,509
872,944
87,460
43,679,408
15,685,363
1,259,182
-
68,232,873
62,916,882
1,383,763
89,665,636
1,302,329
83,107,211
APPLICATION OF FUNDS
INVESTMENTS
- Shareholders
- Policyholders
Assets held to cover linked liabilites
L-12
L-13
L-14
6,149,527
2,600,125
66,570,249
4,417,685
1,507,190
62,916,687
LOANS
L-15
FIXED ASSETS
L-16
310,832
432,022
CURRENT ASSETS
Cash & Bank Balance
Advances And Other Assets
L-17
L-18
384,969
1,523,776
570,086
1,172,405
1,908,745
1,742,491
2,735,899
180,475
3,299,991
206,248
2,916,374
3,506,239
(1,007,629)
(1,763,748)
15,042,532
89,665,636
(102)
15,597,375
83,107,211
(101)
Sub-Total (A)
L-19
L-20
CURRENT LIABILITIES
PROVISIONS
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE (to the extent not written off or adjusted)
L-21
DEBIT BALANCE IN PROFIT AND LOSS ACCOUNT (Shareholders Account)

TOTAL
Company Secretary
Place : New Delhi

Date :
Place : New Delhi

Date :
4
Aviva Life Insurance Company India Limited (Registration Code: 0122)
FORM L-4-PREMIUM SCHEDULE
Particulars
Q1 '11-12
YTD Jun'11
Q1 '10-11
(Rs. 000's)
First year premiums
Renewal premiums
Single premiums
YTD Jun'10
(Rs. 000's)
813,532
3,624,478
141,749
813,532
3,624,478
141,749
1,318,159
3,677,047
41,642
1,318,159
3,677,047
41,642
TOTAL PREMIUM
4,579,759
Note: Premium Income is Gross of Service Tax
4,579,759
5,036,848
5,036,848
4,579,759
4,579,759
5,036,848
5,036,848
4,579,759
4,579,759
5,036,848
5,036,848
Premium Income from business written :

In India
Outside India
TOTAL PREMIUM
FORM L-5 - COMMISSION SCHEDULE
Particulars
Q1 '11-12
YTD Jun'11
Q1 '10-11
YTD Jun'10
(Rs. 000's)
Commission Paid
Direct - First year premiums
- Renewal premiums
- Single premiums
(Rs. 000's)
96,285
46,216
2,439
96,285
46,216
2,439
249,323
74,657
753
249,323
74,657
753
144,940
144,940
324,732
324,732
Add : Commission on Re-insurance Accepted
Less : Commission on Re-insurance Ceded*
144,940
144,940
324,732
324,732
Total (A)
Net Commission
99%
FORM L-6-OPERATING EXPENSES SCHEDULE
Particulars
Q1 '11-12
YTD Jun'11
Q1 '10-11
(Rs. 000's)
Employees remuneration and welfare benefits
Travel, conveyance and vehicle running expenses
Training expenses
Rents, rates and taxes
Repairs
Printing and stationery
Communication expenses
Legal and professional charges
Medical fees
Auditors' fees, expenses etc
a) as auditor
b) as adviser or in any other capacity, in respect of
(i) Taxation matters
(ii) Insurance matters
(iii) Management services; and
c) in any other capacity (Tax Audit)
Advertisement and publicity
Interest and bank charges
Information technology and related expenses
Service tax on premium & comm
Others
a) Office maintenance
b) Electricity
c) Recruitment
d) Miscellaneous expenses
Depreciation
TOTAL
660,641
17,597
76,528
236,072
3,062
16,935
71,991
19,410
14,154
836
1
99,284
4,610
28,644
84,761
29,992
30,049
8,316
7,372
49,407
1,459,660
660,641
17,597
76,528
236,072
3,062
16,935
71,991
19,410
14,154
836
1
99,284
4,610
28,644
84,761
29,992
30,049
8,316
7,372
49,407
1,459,660
YTD Jun'10
(Rs. 000's)
916,684
56,973
27,798
59,672
804
23,102
70,357
15,120
1,859
25
177,272
3,523
30,917
148,198
37,258
29,984
10,188
9,456
57,000
1,676,191
916,684
56,973
27,798
59,672
804
23,102
70,357
15,120
1,859
25
177,272
3,523
30,917
148,198
37,258
29,984
10,188
9,456
57,000
1,676,191
* Net off Rs.('000) 70,000 of provision written back.
100%
FORM L-7-BENEFITS PAID SCHEDULE
Particulars
Insurance Claims
(a) Claims by Death,
(b) Claims by Maturity,
(c) Annuities/Pension payment
(d) Other benefits
- Riders
- Surrender
(Amount ceded in reinsurance):
(d) Other benefits
- Riders
- Surrender
Amount accepted in reinsurance :
(d) Other benefits
- Riders
- Surrender
TOTAL
Benefits paid to claimants:
In India
Outside India
Total Benefits paid (Net)
Q1 '11-12
YTD Jun'11
Q1 '10-11
(Rs. 000's)
YTD Jun'10
(Rs. 000's)
158,747
58,171
41,075
750
3,461,140
3,719,884
158,747
58,171
41,075
750
3,461,140
3,719,884
129,202
11,955
27,846
105
2,407,482
2,576,589
129,202
11,955
27,846
105
2,407,482
2,576,589
3,719,884
3,719,884
3,719,884
2,576,589
2,576,589
2,576,589
2,576,589
3,719,884
FORM L-8-SHARE CAPITAL SCHEDULE
Particulars
Authorised Capital
2,500,000,000 (Previous Year 2,500,000,000) Equity shares of Rs 10 each
Issued, Subscribed and Called up Capital
2,004,900,000 (Previous Year 1,888,800,000) Equity shares of Rs 10 each, fully
paid up *
Less : Calls unpaid
Add : Shares forfeited (Amount originally paid up)
Less: Par value of Equity Shares bought back
Less: Preliminery expenses
Expenses including commission or brokerage or underwriting or subscription
of shares.
TOTAL

(Rs. 000's)

(Rs. 000's)
25,000,000
25,000,000
20,049,000
18,888,000
20,049,000
18,888,000
FORM L-9-PATTERN OF SHAREHOLDING SCHEDULE
Shareholder
Promoters
- Indian
- Foreign
Others
TOTAL

Number of Shares
% of Holding
1,483,626
521,274
2,004,900
74%
26%
100%
('000's)
Number of Shares
% of Holding
1,397,712
491,088
1,888,800
74%
26%
100%
10
FORM L-10-RESERVES AND SURPLUS SCHEDULE
Particulars
Capital Reserve
Capital Redemption Reserve
Share Premium
Revaluation Reserve
General Reserves
Less: Debit balance in Profit and Loss Account, if any
Less: Amount utilized for Buy-back
Catastrophe Reserve
Other Reserves
Balance of profit in Profit and Loss Account
TOTAL
(Rs. 000's)
(Rs. 000's)
11
FORM L-11-BORROWINGS SCHEDULE
Particulars
Debentures/ Bonds
Banks
Financial Institutions
Others
TOTAL
(Rs. 000's)
(Rs. 000's)
12

SCHEDULES FORMING PART OF FINANCIAL STATEMENTS
SCHEDULE- 8
INVESTMENTS-SHAREHOLDERS
Particulars
LONG TERM INVESTMENTS
Government Securities and Government guaranteed bonds including treasury bills
(Market value (Rs '000) Current Year 62,735 Previous Year 121,394)
Other Approved Securities
Other Approved Investments
(a) Shares
(aa) Equity
(bb) Preference
(b) Mutual Funds
(c) Derivative Instruments
(d) Debentures/ Bonds
(Market value (Rs '000) Current Year 273,450 Previous Year NIL)
(e) Other Securities (Term Deposits)
(f) Subsidiaries
Investment Properties-Real Estate
Investments in Infrastructure , Social Sector and Housing :
Non Convertible Debentures
Other Investments
SHORT TERM INVESTMENTS
Government Securities and Government guaranteed bonds including treasury bills #
(Market value (Rs '000) Current Year 2,411,842 Previous Year 2,265,666)
(Market value (Rs '000) Current Year NIL Previous Year 52,410)
(a) Shares
(aa) Equity
(bb) Preference
(b) Mutual Funds
(e) Other Securities (Commercial Papers and Certificate of Deposits)
(Market value (Rs '000) Current Year 1,151,970 Previous Year 352,094)
(f) Other Securities (Term Deposits)
(g) Subsidiaries
As at 30 June 2011
(Rs. 000's)
As at 30 June 2010
(Rs. 000's)
62,980
120,135
1,005,875
34,503
276,557
70,000
937,407
280,631
2,412,332
2,265,668
52,231
115,485
4,333
1,151,970
352,094
53,733
624,613
178,673
567,993
Other Investments
INVESTMENTS
In India
Outside India
TOTAL
6,149,527
4,417,685
TOTAL
6,149,527
6,149,527
4,417,685
4,417,685
13

SCHEDULE- 8A
INVESTMENTS-POLICYHOLDERS
Particulars
As at 30 June 2011
As at 30 June 2010
(Rs. 000's)
(Rs. 000's)
717,764
382,943
331,172
206,721
209
26
236,435
54,018
98,000
763,275
387,928
24
220,565
220,227
10,972
29,168
6,140
148,224
136,321
84,448
72,708
TOTAL
2,600,125
1,507,190
TOTAL
2,600,125
2,600,125
1,507,190
1,507,190

(a) Shares
(aa) Equity
(Market value (Rs '000) Current Year 209 Previous Year 31)
(bb) Preference
(b) Mutual Funds
(e) Other Securities (Fixed Deposits)
(f) Subsidiaries
Equity Shares
Other Investments
Equity Shares
(a) Shares
(aa) Equity
(bb) Preference
(b) Mutual Funds
(e) Other Securities (Term Deposit and Certificate of Deposits)
(f) Subsidiaries
Other Investments
INVESTMENTS
In India
Outside India
14

SCHEDULE- 8B
INVESTMENTS - ASSETS HELD TO COVER LINKED LIABILITIES
Particulars
Linked Par
Individual Life
LPIL

Government Securities and Government guaranteed bonds Including Treasury Bills
As at 30 June 2011
Linked Non Par
Linked Non Par
Individual Life
Pension
Linked Par
Pension
LPP
LNPIL
Linked Non Par

Group life
LNPP
Total
LNPGL
(Rs. 000's)
(Rs. 000's)
(Rs. 000's)
(Rs. 000's)
(Rs. 000's)
(Rs. 000's)
2,338,385
657,624
100,691
3,096,701
92,542
20,157
112,699
6,416
849
23,044,080
10,622,049
216,078
33,889,471
*Linked Par (Ind Life) NIL PY NIL (Linked par (Pension) NIL PY NIL Linked Non Par (Ind Life)
2,390,370 PY 2,707,850 Linked Non Par (Pension) 671,092 PY 747,882 Linked Non Par (Group) 103,161
PY 176,740
*Linked Par (Ind Life) NIL PY NIL (Linked par (Pension) NIL PY NIL Linked Non Par (Ind Life) 94,630
PY 74,853 Linked Non Par (Pension) 20,613 PY 19,673 Linked Non Par (Group) NIL PY 8,513

(a) Shares
(aa) Equity
*Linked Par (Ind Life) 1,872 PY 1,872 (Linked par (Pension) 229 PY 229 Linked Non Par (Ind Life)
17,959,909 PY 14,339,165 Linked Non Par (Pension) 8,702,690 PY 7,262,255 Linked Non Par (Group)
204,633 PY 151,210
(bb) Preference
(b) Mutual Funds
(d) Debentures/Bonds
184,570
27,557
3,288,689
1,031,266
244,981
4,777,062
(e) Other Securities (Certificate of Deposit,Term Deposits and Commercial paper)
455,300
53,700
2,105,500
351,500
52,200
3,018,200
5,203,452
1,885,016
284,010
7,372,478
3,149,418
864,868
30,573
4,044,860
38
2,634,471
837,404
22,733
3,494,646
261,883
126,363
56,357
444,604
Government Securities and Government guaranteed bonds
110,471
23,663
134,134

(a) Shares
(aa) Equity
(bb) Preference
(b) Mutual Funds
132,140
19,793
151,932
109,595
20,734
933,219
75,238
465,992
1,604,779
294,221
36,354
174,624
39,797
544,996
TOTAL
(111,676)
50,741
1,121,306
(54,819)
6,388
110,594
73,587
3,000,811
46,411,135
30,314
796,514
17,361,773
(3,122)
94,947
1,565,441
(65,716)
3,949,402
66,570,249
TOTAL
1,121,306
1,121,306
110,594
110,594
46,411,135
46,411,135
17,361,773
17,361,773
1,565,441
1,565,441
66,570,249
66,570,249
*Linked Par (Ind Life) 182,639 PY NIL (Linked par (Pension) 27,235 PY 2,124 Linked Non Par (Ind
Life) 3,413,737 PY 2,160,732 Linked Non Par (Pension) 1,073,007 PY 895,104 Linked Non Par (Group)
248,892 PY 149,429
*Linked Par (Ind Life) 455,300 PY 5,000 (Linked par (Pension) 53,700 PY 500 Linked Non Par (Ind Life)
2,105,500 PY NIL Linked Non Par (Pension) 351,500 PY NIL Linked Non Par (Group) 52,200 PY NIL
(f) Subsidiaries
(g) Investment Properties-Real Estate
Investments in Infrastructure, Social Sector and Housing :
(a) Non Convertible Debentures
(b) Equity
3,085,332 PY 2,086,178 Linked Non Par (Pension) 1,044,318 PY 791,298 Linked Non Par (Group) 38,277
PY 20,989
Other Investments
(a) Equity Shares
*Linked Par (Ind Life) NIL PY NIL (Linked par (Pension) 93 PY 93 Linked Non Par (Ind Life) 3,354,650
PY 3,249,846 Linked Non Par (Pension) 960,112 PY 1,035,893 Linked Non Par (Group) 25,555 PY
24 591
(b) Debentures/Bonds
PY 282,764 Linked Non Par (Pension) 129,801 PY 132,828 Linked Non Par (Group) 57,581 PY 41,800

*Linked Par (Ind Life) 134,046 PY 45,026 (Linked par (Pension) 20,168 PY 11,704 Linked Non Par (Ind
Life) NIL PY 45,552 Linked Non Par (Pension) NIL PY 50,056 Linked Non Par (Group) NIL PY NIL)
*Linked Par (Ind Life) 104,180 PY 831,500 (Linked par (Pension) 19,692 PY 108,950 Linked Non Par
(Ind Life) 900,757 PY 5,851,464 Linked Non Par (Pension) 72,129 PY 687,418 Linked Non Par (Group)
455,786 PY 276,374
(f) Other Securities (Reverse Repo)

(g) Subsidiaries
(h) Investment Properties-Real Estate
(Ind Life) 175,110 PY 265,832 Linked Non Par (Pension) 38,432 PY 53,957 Linked Non Par (Group) NIL
PY 5,000
Other Investments
Mutual Funds
*Linked Par (Ind Life) NIL PY 1,930 (Linked par (Pension) NIL PY 655 Linked Non Par (Ind Life) NIL
PY 966,725 Linked Non Par (Pension) NIL PY 671,937 Linked Non Par (Group) NIL PY 79,876
Balances in Bank
Other Current Assets (net)
INVESTMENTS
In India
Outside India
* Historical Cost CY (Rs '000)

15

SCHEDULE- 8B
INVESTMENTS - ASSETS HELD TO COVER LINKED LIABILITIES
Particulars
Linked Par Individual

Life
LPIL

As at 30 June 2010
Linked Non Par
Linked Non Par
Individual Life
Pension
Linked Par
Pension
LPP
LNPIL
Linked Non Par

Group life
LNPP
Total
LNPGL
(Rs. 000's)
(Rs. 000's)
(Rs. 000's)
(Rs. 000's)
(Rs. 000's)
(Rs. 000's)
2,709,169
749,553
176,878
3,635,599
75,187
19,797
8,553
103,537
7,705
1,017
19,870,489
9,111,617
172,638
29,163,466
2,390,370 PY 2,707,850 Linked Non Par (Pension) 671,092 PY 747,882 Linked Non Par (Group) 103,161
PY 176,740

(a) Shares
(aa) Equity
*Linked Par (Ind Life) 1,872 PY 1,872 (Linked par (Pension) 229 PY 229 Linked Non Par (Ind Life)
204,633 PY 151,210
(bb) Preference
(b) Mutual Funds
(d) Debentures/Bonds
2,082
2,186,945
904,804
150,623
3,244,453
5,000
500
5,500
4,335,957
1,783,241
247,607
6,366,805
3,220,963
882,351
24,614
4,127,928
56
3,011,757
983,054
23,767
4,018,635
287,976
135,732
42,718
466,425
Government Securities and Government guaranteed bonds
716,471
27,918
24,898
769,287

(a) Shares
(aa) Equity
(bb) Preference
(b) Mutual Funds
*Linked Par (Ind Life) 182,639 PY NIL (Linked par (Pension) 27,235 PY 2,124 Linked Non Par (Ind
Life) 3,413,737 PY 2,160,732 Linked Non Par (Pension) 1,073,007 PY 895,104 Linked Non Par (Group)
248,892 PY 149,429

*Linked Par (Ind Life) 455,300 PY 5,000 (Linked par (Pension) 53,700 PY 500 Linked Non Par (Ind Life)
2,105,500 PY NIL Linked Non Par (Pension) 351,500 PY NIL Linked Non Par (Group) 52,200 PY NIL
(f) Subsidiaries
(g) Investment Properties-Real Estate
(a) Non Convertible Debentures
(b) Equity
3,085,332 PY 2,086,178 Linked Non Par (Pension) 1,044,318 PY 791,298 Linked Non Par (Group) 38,277
PY 20,989
Other Investments
(a) Equity Shares
*Linked Par (Ind Life) NIL PY NIL (Linked par (Pension) 93 PY 93 Linked Non Par (Ind Life) 3,354,650
PY 3,249,846 Linked Non Par (Pension) 960,112 PY 1,035,893 Linked Non Par (Group) 25,555 PY
24 591
(b) Debentures/Bonds
PY 282,764 Linked Non Par (Pension) 129,801 PY 132,828 Linked Non Par (Group) 57,581 PY 41,800

1,930
655
874,852
494,249
50,721
1,422,407
44,030
11,425
44,341
48,726
148,521
831,500
108,950
5,923,959
696,247
279,197
7,839,854
211,617
22,959
267,139
54,008
5,008
560,731
91,880
178,512
29,155
299,547
TOTAL
107
46,290
1,148,179
102
6,278
154,025
2,969
463,840
44,083,891
2,305
200,103
16,272,218
824
21,172
1,258,375
6,308
737,683
62,916,687
TOTAL
1,148,179
1,148,179
154,025
154,025
44,083,891
44,083,891
16,272,218
16,272,218
1,258,375
1,258,375
62,916,687
62,916,687
*Linked Par (Ind Life) 134,046 PY 45,026 (Linked par (Pension) 20,168 PY 11,704 Linked Non Par (Ind
Life) NIL PY 45,552 Linked Non Par (Pension) NIL PY 50,056 Linked Non Par (Group) NIL PY NIL)
(Ind Life) 900,757 PY 5,851,464 Linked Non Par (Pension) 72,129 PY 687,418 Linked Non Par (Group)
455,786 PY 276,374
(f) Other Securities (Reverse Repo)

(g) Subsidiaries
(h) Investment Properties-Real Estate
(Ind Life) 175,110 PY 265,832 Linked Non Par (Pension) 38,432 PY 53,957 Linked Non Par (Group) NIL
PY 5,000
Other Investments
Mutual Funds
*Linked Par (Ind Life) NIL PY 1,930 (Linked par (Pension) NIL PY 655 Linked Non Par (Ind Life) NIL
PY 966,725 Linked Non Par (Pension) NIL PY 671,937 Linked Non Par (Group) NIL PY 79,876
Balances in Bank
Other Current Assets (net)
INVESTMENTS
In India
Outside India
* Historical Cost CY (Rs '000)

16
FORM L-15-LOANS SCHEDULE
Particulars
Security-Wise Classification
Secured
(a) On mortgage of property
(aa) In India
(bb) Outside India
(b) On Shares, Bonds, Govt. Securities etc
(c) Loans against policies
(d) Others (to be specified)
Unsecured
TOTAL
BORROWER-WISE CLASSIFICATION
(a) Central and State Governments
(b) Banks and Financial Institutions
(c) Subsidiaries
(d) Companies
(e) Loans against policies
(f) Others
TOTAL
PERFORMANCE-WISE CLASSIFICATION
(a) Loans classified as standard
(aa) In India
(bb) Outside India
(b) Non-standard loans less provisions
(aa) In India
(bb) Outside India
TOTAL
MATURITY-WISE CLASSIFICATION
(a) Short Term
(b) Long Term
Total
(Rs. 000's)
(Rs. 000's)
17
FORM L-16-FIXED ASSETS SCHEDULE
Particulars
Goodwill
Depreciation
Cost/ Gross Block
Net Block
(Rs. 000's)
Balance as on 31
Mar 2011
Additions during
the year
Deductions
Balance as on 30
Jun 2011
Balance as on 31
Mar 2011
For the year
Sales/
Adjustments
Balance as on 30
Jun 2010
As at
30 Jun 2011
As at
30 Jun 2010
Intangibles
- Software
147,449
633
148,082
60,670
9,603
70,273
77,809
35,706
379,099
123
13,380
365,842
279,750
13,010
9,812
282,948
82,894
150,507
Tangibles
Leasehold Improvements
Buildings
Furniture & Fittings
165,281
96
2,590
162,786
132,082
5,583
2,506
135,159
27,627
48,961
Information Technology
Equipment
738,559
734
739,294
635,426
19,816
655,242
84,052
130,962
1,620
1,617
1,620
116,342
593
897
116,038
109,705
1,392
736
110,361
5,677
5,963
1,548,350
2,178
16,867
1,533,662
1,219,250
49,407
13,054
1,255,602
278,059
372,099
32,772
59,923
432,022
Vehicles
Office Equipment
1,620
Others
Sub Total
Capital Work In Progress (including capital
advances)
TOTAL
1,548,350
2,178
16,867
1,533,662
1,219,250
49,407
13,054
1,255,602
310,832
PREVIOUS YEAR
1,451,720
5,224
1,456,944
1,027,844
57,000
1,084,844
432,022
18
FORM L-17-CASH AND BANK BALANCE SCHEDULE
Particulars
Cash (including cheques,drafts and stamps)

Bank Balances
(a) Deposit Accounts
(aa) Short-term (due within 12 months
of the date of balance sheet)
(bb) Others
(b) Current Accounts
(c) Others
Money at Call and Short Notice
(a) With Banks
(b) With other Institutions
Others
TOTAL
Balances with non-scheduled banks included above
CASH AND BANK BALANCES
In India
Outside India
TOTAL
(Rs. 000's)
(Rs. 000's)
7,064
-
6,187
-
(1,468)
(69,099)
70,000
309,373
384,969
304,067
328,930
570,086
384,969
384,969
570,086
570,086
19
FORM L-18-ADVANCE AND OTHER ASSETS SCHEDULE
Particulars
ADVANCES
Reserve deposits with ceding companies
Application money for investments
Prepayments
Advances to Directors/Officers
Advance tax paid and taxes deducted at source (Net of
provision for taxation)
Others (includes vendor, travel advances & salary recoverable)
TOTAL (A)
OTHER ASSETS
Income accrued on investments
Outstanding Premiums
Agents Balances
Foreign Agencies Balances
Due from other entities carrying on insurance business (including
reinsurers)
Others
-Refundable Security Deposits
- Unsettled Contracts
-Service Tax Unutilised Credit
TOTAL (B)
TOTAL (A+B)
(Rs. 000's)
(Rs. 000's)
48,043
-
45,686
-
11,743
20,934
299,883
214,781
359,669
281,400
165,736
44,579
18,498
-
99,632
10,106
64,521
-
1,388
312,447
322,384
228,634
392,824
1,164,107
394,362
891,005
1,523,776
1,172,405
20
FORM L-19-CURRENT LIABILITIES SCHEDULE
Particulars
Agents Balances
Balances due to other insurance companies
Deposits held on re-insurance ceded
Premiums received in advance
Unallocated premium
Sundry creditors
Micro, Small & Medium Enterprises
Others
Accrual for expenses
Unclaimed Amount - Policyholders
Claims Outstanding
Annuities Due
Due to Directors/Officers
Others:
Investment redemption proceeds received in advance
Proposal deposits not yet underwritten
Premium/ proposal deposits,to be refunded
Others (includes statutory dues payable, and payables to
employees)
Service Tax payable
Payables for unsettled investment contracts
TOTAL
(Rs. 000's)
(Rs. 000's)
77,724
29,386
33,485
76,103
295,007
25,628
29,782
35,621
76,112
1,345,911
789,935
124,893
39
101,706
1,582,793
486,354
55,745
1,254
-
759
26,553
170,353
652,913
10,742
2,735,899
7,092
3,299,991
FORM L-20-PROVISIONS SCHEDULE
Particulars
For taxation (less payments and taxes deducted at source)

For proposed dividends
For dividend distribution tax
Others:
Provision for Gratuity
Provision for Leave Encashment
Provision for Other Long Term Benefits
Provision for Other Employee Benefits
(Refer Note 23 of Schedule 16, Part C)
TOTAL
(Rs. 000's)
(Rs. 000's)
13,871
28,932
85,108
33,324
33,832
12,415
52,564
126,676
180,475
206,248
21
FORM L-21-MISC EXPENDITURE SCHEDULE
Particulars
Discount Allowed in issue of shares/ debentures

Others
TOTAL
(Rs. 000's)
(Rs. 000's)
22

FORM L-22 Analytical Ratios
Analytical Ratios
S.No.
Particulars
1 New business premium income growth rate - segment wise

Linked Par Individual Life
Linked Par Pension
Linked Non Par Individual Life
Linked Non Par Pension
Linked Non Par Group
Non Linked Par Individual Life
Non Linked Par Pension
Non Linked Non Par Individual Life
Non Linked Non Par Pension Life
Non Linked Group
Non Linked Non Par Annuity
2 Net Retention Ratio
3 Expense of Management to Gross Direct Premium Ratio
4 Commission Ratio (Gross commission paid to Gross Premium)
5 Ratio of policy holder's liabilities to shareholder's funds
6 Growth rate of shareholders' fund
7 Ratio of surplus to policyholders' liability
8 Change in net worth in ('000)
9 Profit after tax/Total Income
10 (Total real estate + loans)/(Cash & invested assets)
11 Total investments/(Capital + Surplus)
12 Total affiliated investments/(Capital+ Surplus)
13 Investment Yield (Gross) with total gains
Policyholders Funds:
Non-Linked:
R1. PAR
R2. Non-PAR
R3.Sub-TOTAL
Linked:
R4. PAR
R5. Non-PAR
R6. Sub-TOTAL
R7.Grand Total
Shareholders Funds
Investment Yield (Net) only with realized gains
Policyholders Funds:
Non-Linked:
R1. PAR
R2. Non-PAR
R3.Sub-TOTAL
Linked:
R4. PAR
R5. Non-PAR
R6. Sub-TOTAL
R7.Grand Total
Shareholders Funds
14 Conservation Ratio
Linked Par Individual Life
Linked Par Pension
Linked Non Par Individual Life
Linked Non Par Pension
Linked Non Par Group
Non Linked Par Individual Life
Non Linked Par Pension
Non Linked Non Par Individual Life
Non Linked Non Par Pension Life
Non Linked Group
Non Linked Non Par Annuity
15 Persistency Ratio (by numbers)*
For 13th month
For 25th month
For 37th month
For 49th Month
for 61st month
Persistency Ratio (by premium)*
For 13th month
For 25th month
For 37th month
For 49th Month
for 61st month
16 NPA Ratio
17 Gross NPA Ratio
18 Net NPA Ratio
Equity Holding Pattern for Life Insurers
(a) No. of shares (in lakhs)
(b) Percentage of shareholding (Indian / Foreign)
( c) %of Government holding (in case of public sector insurance
(a) Basic and diluted EPS before extraordinary items (net of tax expense)
(b) Basic and diluted EPS after extraordinary items (net of tax expense)
(iv) Book value per share (Rs)
* Persistency Ratio is as per Appointed Actuary Report

Q1 '11-12
YTD Jun'11
Q1 '10-11
YTD Jun'10
-113%
30%
-51%
-92%
0%
39%
95%
75%
NA
16%
-1%
99%
35%
3%
1391%
52%
0%
1,715,843
-6%
NA
15
NA
-113%
30%
-51%
-92%
0%
39%
95%
75%
NA
16%
-1%
99%
35%
3%
1391%
52%
0%
1,715,843
-6%
NA
15
NA
7%
-39%
-9%
-30%
21%
-59%
-75%
750%
0%
78%
-1%
99%
41%
7%
1952%
-14%
0%
(524,747)
-8%
NA
21
NA
7%
-39%
-9%
-30%
21%
-59%
-75%
750%
0%
78%
-1%
99%
41%
7%
1952%
-14%
0%
(524,747)
-8%
NA
21
NA
2%
2%
2%
2%
2%
2%
2%
2%
2%
2%
2%
2%
2%
-1%
-1%
-1%
2%
2%
-1%
-1%
-1%
2%
2%
3%
3%
3%
1%
2%
3%
3%
3%
1%
2%
2%
2%
2%
2%
2%
0%
0%
0%
0%
0%
0%
2%
2%
2%
2%
2%
2%
2%
2%
2%
2%
0%
2%
2%
2%
0%
0%
2%
2%
2%
0%
77%
88%
75%
76%
15%
97%
83%
44%
NA
48%
0%
77%
88%
75%
76%
15%
97%
83%
44%
NA
48%
0%
66%
53%
73%
86%
42%
80%
91%
77%
NA
36%
0%
66%
53%
73%
86%
42%
80%
91%
77%
NA
36%
0%
51%
36%
44%
31%
21%
60%
40%
48%
32%
24%
47%
56%
47%
35%
31%
47%
56%
47%
35%
31%
62%
51%
54%
32%
24%
Nil
Nil
Nil
68%
50%
58%
36%
30%
Nil
Nil
Nil
56%
65%
58%
43%
39%
Nil
Nil
Nil
56%
65%
58%
43%
39%
Nil
Nil
Nil
20,049
74% / 26%
Nil
(0.13)
(0.13)
2.50
18,888
74% / 26%
Nil
(0.28)
(0.28)
1.74
23
FORM L-23-RECEIPT AND PAYMENTS SCHEDULE
I Cash flows from operating activities

Premium received from policyholders, including advance receipts
Other receipts (give Break-up)
Payments to the re-insurers, net of commissions and claims/ Benefits
Payments to co-insurers, net of claims / benefit recovery
Payments of claims/benefits
Payments of commission and brokerage
Payments of other operating expenses
Preliminary and pre-operative expenses
Deposits, advances and staff loans
Income taxes paid (Net)
Service tax paid
Other payments (give break-up)
Cash flows before extraordinary items
Cash flow from extraordinary operations (give break-up)
Net cash from operating Activities
(Rs. 000's)
(Rs. 000's)
4,431,415
(33,240)
(3,754,762)
(255,204)
(1,228,318)
(167,905)
9,177
(998,837)
(998,837)
4,973,123
(14,102)
(1,899,659)
(443,106)
(1,719,481)
92,111
988,886
988,886
(13,487)
1,024
(180,059,445)
178,628,741
907,429
538,828
-
(6,852)
(125,905,765)
122,139,338
710,027
335,233
-
3,090
(2,728,019)
Proceeds from issuance of share capital

Proceeds from borrowing
Repayments of borrowing
Interest/dividends paid
Net cash from financing activities
Net increase/(decrease) in cash and cash equivalent (I+II+III)
(995,747)
(1,739,133)
Cash and cash equivalent at beginning of the year
1,315,000
2,011,459
Cash and cash equivalent at the end of the year
319,253
272,326
Break up as follows :
Cash and Bank Balances (Refer to Note 1 below)
Bank balances (Policyholder's - Schedule 8A and 8B) 8A & 8B
384,969
(65,716)
266,018
6,308
262,736
122,233
384,969
(0)
(38,049)
304,067
266,018
0
24
II Cash flows from investing activities

Purchase of fixed assets
Proceeds from sale of fixed assets
Purchases of investments
Sales of investments
Rents/Interests/ Dividends received
Profit/(Loss) on sale/redemption of investment
Expenses related to investments
Net cash from investing activities
III Cash flows from financing activities
Note 1
Cash and Bank Balances
Fixed Deposits with maturity more than 3 months
Cash and Bank Balances as per Schedule 11
FORM L-24
Valuation of net liabiltiies
(Rs in Lakhs)
Valuation of net liabiltiies

Sl. No.
1
a
b
c
d
2
a
b
c
d
Particular
Linked
Life
General Annuity
Pension
Health
Non-Linked
Life
General Annuity
Pension
Health
481,993
1,520
170,951
-
459,480
1,207
158,129
-
23,417
271
64
-
10,181
154
17
-
25
: Geographical Distribution Channel - Individuals
FORM L-25- (i)
Date: 30 June 2011

(Rs in Lakhs)
Geographical Distribution of Total Business
SL. No.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
State/Union Territory
No of Policies
Andaman & Nicobar Islands

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chandigarh
Chattisgarh
Dadra & NagraHaveli
Daman & Diu
Delhi
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Lakshadweep
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Puducherry
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Grand Total
149
7
34
352
3
71
1
8
5
209
194
30
4
35
43
63
182
965
1
227
731
958
2
52
36
239
40
210
4,851
RURAL (Individual)
Premium (in
No of lives
Lakh)
146
7
34
336
3
70
1
8
4
202
190
26
4
34
43
61
179
946
1
214
691
954
2
51
36
232
38
201
4,714
25
2
9
27
2
9
0
0
3
7
115
30
17
1
12
12
32
16
73
1
0
55
136
56
0
21
5
43
7
46
762
Sum Assured (in

Lakh)
831
28
197
632
34
340
10
51
4
1,262
1,593
295
28
340
498
294
534
2,130
6
1,066
3,168
1,512
4
379
127
852
180
685
17,082
No of Policies
1
1,039
73
530
555
135
383
6
2,194
52
1,117
975
45
129
348
1,173
381
1,020
2,576
11
8
541
16
1,103
885
30
1,397
146
1,800
205
1,482
20,356
URBAN (Individual)
Premium (in
Lakh)
No of lives
1
999
65
502
521
131
373
6
2,023
47
1,071
923
45
125
334
1,115
366
989
2,393
11
6
518
16
1,038
855
30
1,341
139
1,709
198
1,356
19,246
0
359
38
178
133
30
82
1
0
1,333
42
417
639
11
29
105
475
254
185
1,221
1
6
0
3
138
9
225
162
11
613
31
473
42
579
7,823
Sum Assured (in

Lakh)
1
20,848
925
4,378
4,293
1,712
4,382
41
39,514
381
19,730
27,067
488
1,105
3,337
32,319
3,976
8,474
63,688
27
306
4,398
139
11,762
11,385
107
22,738
492
22,493
1,242
12,451
324,202
No of Policies
1
1,188
80
564
907
138
454
7
2,202
57
1,326
1,169
75
133
383
1,216
444
1,202
3,541
12
8
768
16
1,834
1,843
32
1,449
182
2,039
245
1,692
25,207
TOTAL (Individual)
Premium (in
Lakh)
No of lives
1
1,145
72
536
857
134
443
7
2,031
51
1,273
1,113
71
129
368
1,158
427
1,168
3,339
12
6
732
16
1,729
1,809
32
1,392
175
1,941
236
1,557
23,960
0
383
40
187
159
32
90
1
0
1,336
49
532
669
28
29
118
487
286
200
1,294
1
6
0
3
194
9
361
219
11
633
36
516
49
625
8,585
Sum Assured (in

Lakh)
1
21,679
954
4,575
4,926
1,746
4,722
51
39,565
385
20,993
28,661
783
1,133
3,677
32,817
4,270
9,008
65,818
33
306
5,464
139
14,930
12,897
111
23,117
619
23,346
1,422
13,136
341,284
26
FORM L-25- (ii)
: Geographical Distribution Channel - GROUP
Date: 30 June 2011

(Rs in Lakhs)
Geographical Distribution of Total Business- GROUP
Rural
(Group)
Sl. No.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
State / Union Territory
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mirzoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
UttraKhand
West Bengal
Andaman & Nicobar Islan
Chandigarh
Dadra & Nagrahaveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Total
No. of
Policies
No. of Lives (
Actual )
-
Urban
(Group)
Premium (Rs
lakhs)
-
Sum Assured
(Rs lakhs)
-
No. of
Policies
-
No. of Lives
11
6
2
2
21
(316,387)
151
15,178
931
2,484
203
331
1,079
(296,030)
Total Business
(Group)
Premium (Rs
lakhs)
444
21
31
54
145
100
1
171
967
Sum Assured (Rs

lakhs)
(7,614)
194
8,703
11,620
9,513
275
87
13,615
36,394
No. of
Policies
11
6
2
2
21
No. of Lives
(316,387)
151
15,178
931
2,484
203
331
1,079
(296,030)
Premium (Rs
lakhs)
444
21
31
54
145
100
1
171
967
Sum Assured (Rs

lakhs)
(7,614)
194
8,703
11,620
9,513
275
87
13,615
36,394
27

FORM L-26-INVESTMENT ASSETS(LIFE INSURERS)-3A
Statement as on: 30th June 2011
Statement of Investment Assets (Life Insurers)
(Business within India)
Periodicity of Submission: Quarterly
Total Application as per Balance Sheet (A)
Add
(B)
Provisions
Current Liabilities
Less
(C )
Debit Balance in P& L A/c
Loans
Adv & Other Assets
Cash & Bank Balance
Fixed Assets
Misc Exp. Not Written Off
PART - A
Sch-14
Sch-13
Sch-09
Sch-12
Sch-11
Sch-10
Sch-15
Funds available for Investments

NON - LINKED BUSINESS
A. LIFE FUND
1,804.75
27,358.99
925,820.10
3 Investment subject to Exposure Norms

a.
b.
150,425.32
15,237.76
3,849.68
3,108.32
SH
Balance
Not Less than

25%
Not Less than
50%
Not Less than

15%
i) Approved Investments
Not exceeding
ii) "Other Investments" not to exceed
35%
15%
TOTAL LIFE FUND
100%
Housing & Infrastructure
B. PENSION AND GENERAL ANNUITY FUND

1 G. Sec
2 G.Sec or Other Approved Securities (incl (i) above)
3 Balance in Approved investment
TOTAL PENSION, GENERAL ANNUITY FUND
LINKED BUSINESS
C. LINKED FUNDS
1 Approved Investment
2 Other Investments
PH
FRSM+
(b)
UL-Non Unit
Res
PAR
NON PAR
(d)
(c)
Book Value
(SH+PH)
Actual %
FVC
Amount
Total Fund
Market Value
F=
[b+c+d+e]
(e)
24,753.12
1,596.38
55.08
7,581.69
33,986.27
39.11%
33,986.27
33,810.71
34,811.87
1,596.38
84.26
10,771.40
47,263.92
54.40%
47,263.92
46,927.78
11,160.81
716.47
55.13
7,473.02
19,405.43
22.33%
19,405.43
19,034.16
15,522.59
696.10
7.65
3,993.28
20,219.63
23.27%
20,219.79
20,122.25
0.24
0.24
0.00%
0.27
0.27
86,889.22
100%
86,889.40
86,084.45
61,495.27
% as per Reg
3,008.95
147.29
PAR
22,237.71
PH
NON PAR
150.14
242.97
364.17
607.14
Not Less than 20%

Not Less than 40%
Not Exceeding 60%
100%
% as per Reg
TOTAL LINKED INSURANCE FUND
86,889.40
607.14
665,702.49
753,199.03
(a)
2 G.Sec or Other Approved Securities (incl (i) above)
753,199.03
753,199.03
% as per Reg
1 G. Sec
Rs. Lakhs
Reconciliation of Investment Assets

Total Investment Assets (as per Balance Sheet)
Balance Sheet Value of:
A. Life Fund*
B. Pension & Gen Annuity Fund
C. Unit Linked Funds
896,656.36
Not Less than 75%

Not More than 25%
100%
PAR
12,318.61
0.38
12,319.00
PH
NON PAR
613,991.38
39,392.11
653,383.49
Book Value
150.14
242.97
364.17
607.14
Total
Fund
626,309.99
39,392.50
665,702.49
Actual %
24.73%
40.02%
59.98%
100%
FVC
Amount
0
0.00
Total Fund
150.14
242.97
364.17
607.14
Market Value
144.57
235.63
355.26
590.90
Actual %
94.1%
5.9%
100.0%
CERTIFICATION:
Certified that the information given here in are correct and complete to the best of my knowledge and belief and nothing has been concealed or suppressed.
Date:20/07/2011
Note(+) FRMS refers to 'Funds representing Solvency Margin'
Pattern of Investment will apply only to Shareholders (SH) funds representing FRSM ("F")
Funds beyond Solvency Margin shall have a separate Custody Account.
Other Investments' are as permitted under Section 27A(2) and 27B(3) of Insurance Act, 1938
*Shareholders funds deposits are classified under schedule 11 of balance sheet
Sd/Chief Investment Officer
28
FORM L-27-UNIT LINKED BUSINESS-3A

FORM 3A
UNIT LINKED INSURANCE BUSINESS
ANNEXURE 'D'
LINK TO ITEM C OF FORM 3A (PART A)
Par / Non Par

Rs. in lacs
Group Superannuation &
Gratuity Balanced Fund

Gratuity Cash Fund

Gratuity Debt Fund

Gratuity Growth Fund

Gratuity Secure Fund
Grp Superann-Short Term

Debt fund
Opening Balance (Market Value)

Add : Inflow During the Quarter
Increase/ Decrease value of Inv (net)
Less : Outflow During the Quarter
1,733.11
53.65
11.83
68.90
621.93
217.66
14.15
144.96
2,681.22
472.32
45.70
297.39
3,060.36
247.52
12.54
248.52
2,371.74
223.18
25.48
276.32
3,063.02
401.44
70.70
403.48
Total Investible Fund (Mkt value)
1,729.70
708.79
2,901.85
3,071.91
2,344.09
3,131.68

Gratuity Balanced Fund

Gratuity Cash Fund

Gratuity Debt Fund

Gratuity Growth Fund

Gratuity Secure Fund
Grp Superann-Short Term

Debt fund
PARTICULARS
INVESTMENT OF UNIT FUND
Actual Inv.
Approved Investments (>=75%)
Govt. Bonds
Corporate Bonds
Infrastructure Bonds
Equity
Money Market
Mutual Funds
Deposits with banks
Sub Total
(A)
Current Assets:
Accrued Interest
Dividend Receivable
Bank Balance
Receivable for Sale of Investments
Other Current Assets (for Investments)
Less: Current Liabilities
Payable for Investments
Fund Mgmt Charges Payable
Other Current Liabilities (for Investment
Sub Total
(B)
Other Investments (<=25%)
Corporate Bonds
Equity
Money Market
Mutual Funds
Sub Total
(C)
Total (A + B+C)
% Actual
Actual Inv.
% Actual
Actual Inv.
% Actual
Actual Inv.
% Actual
Actual Inv.
% Actual
Actual Inv.
% Actual
210.03
353.77
383.86
559.38
51.38
0.00
0.00
1,558.41
12.14
20.45
22.19
32.34
2.97
0.00
0.00
90.10
0.00
0.00
0.00
0.00
650.52
0.00
0.00
650.52
0.00
0.00
0.00
0.00
91.78
0.00
0.00
91.78
217.44
1,122.48
516.41
0.00
509.32
0.00
0.00
2,365.65
7.49
38.68
17.80
0.00
17.55
0.00
0.00
81.52
167.63
536.71
176.59
1,516.03
254.39
0.00
0.00
2,651.34
5.46
17.47
5.75
49.35
8.28
0.00
0.00
86.31
411.82
700.81
469.17
391.10
84.38
0.00
0.00
2,057.28
17.57
29.90
20.01
16.68
3.60
0.00
0.00
87.76
0.00
0.00
0.00
0.00
2,069.93
0.00
1,040.00
3,109.93
0.00
0.00
0.00
0.00
66.10
0.00
33.21
99.31
33.33
2.10
0.00
56.32
1.61
1.93
0.12
0.00
3.26
0.09
0.01
0.00
0.12
58.20
0.01
0.00
0.00
0.02
8.21
0.00
83.23
0.00
4.48
297.90
-0.03
2.87
0.00
0.15
10.27
0.00
27.70
7.11
1.66
182.33
3.83
0.90
0.23
0.05
5.94
0.12
57.64
1.62
-2.83
24.20
-0.47
2.46
0.07
-0.12
1.03
-0.02
26.98
0.00
-32.63
27.70
0.03
0.86
0.00
-1.04
0.88
0.00
0.00
0.14
0.09
93.12
0.00
0.01
0.01
5.38
0.00
0.05
0.02
58.27
0.00
0.01
0.00
8.22
0.00
0.21
0.08
385.29
0.00
0.01
0.00
13.28
0.00
0.13
0.19
222.32
0.00
0.00
0.01
7.24
0.00
0.19
0.14
79.83
0.00
0.01
0.01
3.41
0.00
0.28
0.07
21.74
0.00
0.01
0.00
0.69
32.13
0.00
46.04
0.00
0.00
78.17
1,729.70
1.86
0.00
2.66
0.00
0.00
4.52
100.00
0.00
0.00
0.00
0.00
0.00
0.00
708.79
0.00
0.00
0.00
0.00
0.00
0.00
100.00
150.91
0.00
0.00
0.00
0.00
150.91
2,901.85
5.20
0.00
0.00
0.00
0.00
5.20
100.00
58.42
0.00
139.83
0.00
0.00
198.24
3,071.91
1.90
0.00
4.55
0.00
0.00
6.45
100.00
165.51
0.00
41.47
0.00
0.00
206.98
2,344.09
7.06
0.00
1.77
0.00
0.00
8.83
100.00
0.00
0.00
0.00
0.00
0.00
0.00
3,131.68
0.00
0.00
0.00
0.00
0.00
0.00
100.00
29

FORM 3A
PARTICULARS
Par / Non Par

Rs. in lacs
Pension Unit Linked
Balanced Fund
Pension Unit Linked

Balanced - II Fund
Pension Unit linked

Growth fund

21,330.71
472.58
13.80
799.27
1,133.79
275.80
10.96
44.97
53,821.08
696.48
(413.43)
4,266.85
21,017.81
1,375.58
49,837.28
Pension Unit Linked

Balanced Fund
Actual Inv.

Govt. Bonds
Corporate Bonds
Equity
Money Market
Mutual Funds
Deposits with banks
Sub Total
(A)
Current Assets:
Accrued Interest
Dividend Receivable
Bank Balance
Sub Total
(B)
Corporate Bonds
Equity
Money Market
Mutual Funds
Sub Total
(C)
Total (A + B+C)
AVIVA LIFE INSURANCE COMPANY INDIA LIM
ANNEXURE 'D'
% Actual
Pension Unit Linked

Balanced - II Fund
Actual Inv.
% Actual
Pension Unit linked

Growth fund
Actual Inv.
% Actual
Pension Unit Linked

Growth - II Fund
Pension Unit Linked

Infrastructure fund
980.21
186.84
6.71
19.73
1,154.03
Pension Unit Linked

Growth - II Fund
Actual Inv.
% Actual
1,618.31
237.58
(62.04)
38.56
81,633.51
335.03
(2,370.37)
4,312.21
1,755.29
75,285.96
Pension Unit Linked

Infrastructure fund
Actual Inv.
Pension Unit Linked Index

Fund
% Actual
Pension Unit Linked Index

Fund
Actual Inv.
% Actual
2,298.38
4,563.71
3,918.95
6,904.02
0.00
0.00
1,200.00
18,885.06
10.94
21.71
18.65
32.85
0.00
0.00
5.71
89.85
87.08
381.41
112.63
435.25
76.66
0.00
0.00
1,093.03
6.33
27.73
8.19
31.64
5.57
0.00
0.00
79.46
2,474.37
6,518.24
8,452.69
24,019.05
0.00
0.00
1,450.00
42,914.35
4.96
13.08
16.96
48.19
0.00
0.00
2.91
86.11
67.08
314.60
39.65
563.86
41.26
0.00
0.00
1,026.46
5.81
27.26
3.44
48.86
3.58
0.00
0.00
88.95
0.00
0.00
0.00
1,451.30
0.00
0.00
0.00
1,451.30
0.00
0.00
0.00
82.68
0.00
0.00
0.00
82.68
0.00
0.00
0.00
70,592.85
0.00
0.00
0.00
70,592.85
0.00
0.00
0.00
93.77
0.00
0.00
0.00
93.77
501.99
20.43
-2.61
845.83
-18.72
2.39
0.10
-0.01
4.02
-0.09
18.78
1.35
16.06
200.30
1.28
1.36
0.10
1.17
14.56
0.09
883.67
87.86
17.97
3,065.53
-59.36
1.77
0.18
0.04
6.15
-0.12
12.50
1.85
3.39
58.80
1.41
1.08
0.16
0.29
5.10
0.12
0.00
2.19
0.16
67.80
4.46
0.00
0.13
0.01
3.86
0.25
0.00
262.69
103.39
206.37
-149.16
0.00
0.35
0.14
0.27
-0.20
29.53
2.25
0.36
1,314.77
0.14
0.01
0.00
6.26
0.00
0.20
0.05
237.51
0.00
0.01
0.00
17.27
26.54
7.80
1.44
3,959.89
0.05
0.02
0.00
7.95
13.57
0.17
0.06
64.15
1.18
0.01
0.01
5.56
7.08
0.25
0.09
67.20
0.40
0.01
0.01
3.83
-0.02
6.11
2.71
414.49
0.00
0.01
0.00
0.55
243.40
0.00
574.58
0.00
0.00
817.98
21,017.81
1.16
0.00
2.73
0.00
0.00
3.89
100.00
14.60
0.00
30.43
0.00
0.00
45.04
1,375.58
1.06
0.00
2.21
0.00
0.00
3.27
100.00
486.80
0.00
2,476.25
0.00
0.00
2,963.04
49,837.28
0.98
0.00
4.97
0.00
0.00
5.95
100.00
6.82
0.00
56.60
0.00
0.00
63.42
1,154.03
0.59
0.00
4.90
0.00
0.00
5.50
100.00
0.00
0.00
236.79
0.00
0.00
236.79
1,755.29
0.00
0.00
13.49
0.00
0.00
13.49
100.00
0.00
0.00
4,278.62
0.00
0.00
4,278.62
75,285.96
0.00
0.00
5.68
0.00
0.00
5.68
100.00
30

FORM 3A
PARTICULARS
ANNEXURE 'D'
Par / Non Par

Rs. in lacs
Pension Unit Linked Index - Pension Unit Linked PSU
fund
II fund
Pension Unit linked Secure

fund
Pension Unit Linked

Protector Fund
Pension Unit Linked

Protector -II fund
Pension Unitised with Profit

fund

3,923.41
948.67
(95.91)
104.52
6,248.65
1,152.43
(341.78)
214.73
840.63
96.99
7.22
216.93
10,416.05
501.61
122.25
879.27
618.44
231.07
8.93
71.43
1,115.62
502.48
36.13
548.30
4,671.65
6,844.57
727.91
10,160.64
787.01
1,105.94
Pension Unit Linked Index - Pension Unit Linked PSU

fund
II fund
Actual Inv.

Govt. Bonds
Corporate Bonds
Equity
Money Market
Mutual Funds
Deposits with banks
Sub Total
(A)
Current Assets:
Accrued Interest
Dividend Receivable
Bank Balance
Sub Total
(B)
Corporate Bonds
Equity
Money Market
Mutual Funds
Sub Total
(C)
Total (A + B+C)
% Actual
Actual Inv.
% Actual
Pension Unit linked Secure

fund
Actual Inv.
% Actual
Pension Unit Linked

Protector Fund
Actual Inv.
% Actual
Pension Unit Linked

Protector -II fund
Actual Inv.
% Actual
Pension Unitised with Profit

fund
Actual Inv.
% Actual
0.00
0.00
0.00
4,301.75
0.00
0.00
0.00
4,301.75
0.00
0.00
0.00
92.08
0.00
0.00
0.00
92.08
0.00
0.00
0.00
6,011.88
0.00
0.00
0.00
6,011.88
0.00
0.00
0.00
87.83
0.00
0.00
0.00
87.83
111.07
204.94
121.60
117.77
0.00
0.00
65.00
620.39
15.26
28.16
16.71
16.18
0.00
0.00
8.93
85.23
1,850.61
3,171.07
1,471.39
356.62
550.16
0.00
800.00
8,199.84
18.21
31.21
14.48
3.51
5.41
0.00
7.87
80.70
125.85
245.78
44.12
114.82
84.30
0.00
0.00
614.88
15.99
31.23
5.61
14.59
10.71
0.00
0.00
78.13
0.00
551.01
286.03
8.49
202.34
0.00
542.00
1,589.86
0.00
49.82
25.86
0.77
18.30
0.00
49.01
143.76
0.00
14.97
76.52
43.60
9.08
0.00
0.32
1.64
0.93
0.19
0.00
22.60
45.22
381.79
17.29
0.00
0.33
0.66
5.58
0.25
17.09
0.41
0.48
38.60
-0.07
2.35
0.06
0.07
5.30
-0.01
242.13
1.20
34.46
1,189.80
-0.71
2.38
0.01
0.34
11.71
-0.01
10.87
0.37
8.10
130.90
0.19
1.38
0.05
1.03
16.63
0.02
60.58
0.00
-548.19
3.30
0.00
5.48
0.00
-49.57
0.30
0.00
40.11
0.49
0.50
103.07
0.86
0.01
0.01
2.21
30.64
0.99
0.28
434.99
0.45
0.01
0.00
6.36
0.00
0.11
0.03
56.37
0.00
0.01
0.00
7.74
0.00
1.10
0.22
1,465.56
0.00
0.01
0.00
14.42
0.00
0.11
0.03
150.28
0.00
0.01
0.00
19.10
0.00
0.00
0.00
-484.31
0.00
0.00
0.00
-43.79
0.00
0.00
266.84
0.00
0.00
266.84
4,671.65
0.00
0.00
5.71
0.00
0.00
5.71
100.00
0.00
0.00
397.70
0.00
0.00
397.70
6,844.57
0.00
0.00
5.81
0.00
0.00
5.81
100.00
39.19
0.00
11.96
0.00
0.00
51.15
727.91
5.38
0.00
1.64
0.00
0.00
7.03
100.00
457.59
0.00
37.65
0.00
0.00
495.24
10,160.64
4.50
0.00
0.37
0.00
0.00
4.87
100.00
15.24
0.00
6.61
0.00
0.00
21.85
787.01
1.94
0.00
0.84
0.00
0.00
2.78
100.00
0.00
0.00
0.38
0.00
0.00
0.38
1,105.94
0.00
0.00
0.03
0.00
0.00
0.03
100.00
31

FORM 3A
PARTICULARS
ANNEXURE 'D'
Par / Non Par

Rs. in lacs
Unit Linked Balanced fund
Unit Linked Balanced- II

fund
Unit Linked Debt Fund
Unit Linked Debt -II Fund
Unit Linked Enhancer fund
Unit Linked Enhancer - II

fund

91,795.54
1,037.30
317.90
3,103.00
3,729.82
928.64
21.11
363.76
281.42
33.63
3.91
25.66
508.68
143.77
8.16
88.05
8,550.97
625.64
(111.79)
712.95
3,345.28
1,141.32
(11.85)
313.42
90,047.74
4,315.82
293.29
572.57
8,351.87
4,161.33
Unit Linked Debt -II Fund
Unit Linked Enhancer - II

fund
Actual Inv.
Govt. Bonds
Corporate Bonds
Equity
Money Market
Mutual Funds
Deposits with banks
Sub Total
(A)
Current Assets:
Accrued Interest
Dividend Receivable
Bank Balance
Sub Total
(B)
Corporate Bonds
Equity
Money Market
Mutual Funds
Sub Total
(C)
Total (A + B+C)
% Actual
Unit Linked Balanced- II

fund
Actual Inv.
% Actual
Actual Inv.
% Actual
Actual Inv.
% Actual
Actual Inv.
% Actual
Actual Inv.
% Actual
13,022.09
19,874.39
13,708.33
29,616.88
0.00
0.00
4,525.00
80,746.70
14.46
22.07
15.22
32.89
0.00
0.00
5.03
89.67
201.24
1,050.17
287.49
1,389.35
324.82
0.00
330.00
3,583.06
4.66
24.33
6.66
32.19
7.53
0.00
7.65
83.02
48.44
91.56
49.62
0.00
19.38
0.00
21.00
230.00
16.52
31.22
16.92
0.00
6.61
0.00
7.16
78.42
154.33
187.04
56.98
0.00
61.62
0.00
49.00
508.97
26.95
32.67
9.95
0.00
10.76
0.00
8.56
88.89
0.00
0.00
0.00
7,229.51
0.00
0.00
0.00
7,229.51
0.00
0.00
0.00
86.56
0.00
0.00
0.00
86.56
0.00
0.00
0.00
3,507.50
0.00
0.00
0.00
3,507.50
0.00
0.00
0.00
84.29
0.00
0.00
0.00
84.29
2,075.63
93.89
179.32
3,656.66
-62.95
2.31
0.10
0.20
4.06
-0.07
66.27
3.61
23.95
513.60
3.95
1.54
0.08
0.55
11.90
0.09
6.55
0.00
0.58
42.80
-0.01
2.23
0.00
0.20
14.59
0.00
9.48
0.00
2.44
166.94
-0.02
1.66
0.00
0.43
29.16
0.00
0.01
26.93
1.65
363.70
-21.43
0.00
0.32
0.02
4.35
-0.26
0.00
13.51
38.49
233.05
10.49
0.00
0.32
0.92
5.60
0.25
14.74
5.75
1.41
5,920.64
0.02
0.01
0.00
6.58
13.51
0.63
0.13
597.10
0.31
0.01
0.00
13.84
0.00
0.03
0.03
49.86
0.00
0.01
0.01
17.00
119.57
0.08
0.05
59.15
20.88
0.01
0.01
10.33
0.00
1.59
0.94
368.33
0.00
0.02
0.01
4.41
38.10
0.60
0.61
256.23
0.92
0.01
0.01
6.16
1,058.60
0.00
2,321.79
0.00
0.00
3,380.40
90,047.74
1.18
0.00
2.58
0.00
0.00
3.75
100.00
24.34
0.00
111.32
0.00
0.00
135.66
4,315.82
0.56
0.00
2.58
0.00
0.00
3.14
100.00
13.44
0.00
0.00
0.00
0.00
13.44
293.29
4.58
0.00
0.00
0.00
0.00
4.58
100.00
4.44
0.00
0.00
0.00
0.00
4.44
572.57
0.78
0.00
0.00
0.00
0.00
0.78
100.00
0.00
0.00
754.03
0.00
0.00
754.03
8,351.87
0.00
0.00
9.03
0.00
0.00
9.03
100.00
0.00
0.00
397.61
0.00
0.00
397.61
4,161.33
0.00
0.00
9.55
0.00
0.00
9.55
100.00
32

FORM 3A
PARTICULARS
ANNEXURE 'D'
Par / Non Par

Rs. in lacs
Unit Linked Growth Fund
Unit Linked Growth - II

fund
Unit Linked Infrastructure

fund
Unit Linked Index fund
Unit Linked Index - II fund Unit Linked Protector Fund

284,318.66
8,904.34
(3,158.92)
15,554.80
5,753.92
1,398.86
(42.91)
435.03
5,296.15
919.54
(182.80)
269.64
25,446.94
1,696.14
(623.44)
2,702.35
6,882.95
1,856.52
(180.45)
672.05
4,494.75
433.85
55.90
257.15
274,509.28
6,674.84
5,763.26
23,817.30
7,886.98
4,727.34

Govt. Bonds
Corporate Bonds
Equity
Money Market
Mutual Funds
Deposits with banks
Sub Total
(A)
Current Assets:
Accrued Interest
Dividend Receivable
Bank Balance
Sub Total
(B)
Corporate Bonds
Equity
Money Market
Mutual Funds
Sub Total
(C)
Total (A + B+C)
Unit Linked Growth - II

fund
Actual Inv.
Actual Inv.
% Actual
% Actual
Unit Linked Infrastructure

fund
Actual Inv.
% Actual
Actual Inv.
% Actual
Unit Linked Index - II fund Unit Linked Protector Fund
Actual Inv.
% Actual
Actual Inv.
% Actual
8,796.00
24,361.61
17,727.58
161,859.75
8,136.58
0.00
14,500.00
235,381.53
3.20
8.87
6.46
58.96
2.96
0.00
5.28
85.75
263.80
699.79
232.37
4,378.80
0.00
0.00
475.00
6,049.76
3.95
10.48
3.48
65.60
0.00
0.00
7.12
90.64
0.00
0.00
0.00
4,727.85
0.00
0.00
0.00
4,727.85
0.00
0.00
0.00
82.03
0.00
0.00
0.00
82.03
0.00
0.00
0.00
22,302.11
0.00
0.00
0.00
22,302.11
0.00
0.00
0.00
93.64
0.00
0.00
0.00
93.64
0.00
0.00
0.00
7,294.94
0.00
0.00
0.00
7,294.94
0.00
0.00
0.00
92.49
0.00
0.00
0.00
92.49
1,091.99
1,378.08
495.07
170.56
294.89
0.00
400.00
3,830.60
23.10
29.15
10.47
3.61
6.24
0.00
8.46
81.03
2,519.42
490.16
-30.40
17,393.42
-434.46
0.92
0.18
-0.01
6.34
-0.16
51.63
13.46
32.20
99.80
13.06
0.77
0.20
0.48
1.50
0.20
0.00
7.26
41.10
203.50
14.55
0.00
0.13
0.71
3.53
0.25
0.00
77.28
39.71
102.00
-46.93
0.00
0.32
0.17
0.43
-0.20
0.00
25.52
52.93
18.90
15.48
0.00
0.32
0.67
0.24
0.20
97.86
0.60
7.48
637.20
-0.33
2.07
0.01
0.16
13.48
-0.01
0.00
34.94
4.11
19,899.09
0.00
0.01
0.00
7.25
25.52
0.97
0.27
183.39
0.38
0.01
0.00
2.75
33.04
0.83
0.34
232.21
0.57
0.01
0.01
4.03
0.00
1.93
1.81
168.31
0.00
0.01
0.01
0.71
0.00
1.14
1.24
110.45
0.00
0.01
0.02
1.40
109.60
0.52
0.11
632.58
2.32
0.01
0.00
13.38
776.53
0.00
18,452.13
0.00
0.00
19,228.66
274,509.28
0.28
0.00
6.72
0.00
0.00
7.00
100.00
18.50
0.00
423.20
0.00
0.00
441.70
6,674.84
0.28
0.00
6.34
0.00
0.00
6.62
100.00
0.00
0.00
803.20
0.00
0.00
803.20
5,763.26
0.00
0.00
13.94
0.00
0.00
13.94
100.00
0.00
0.00
1,346.88
0.00
0.00
1,346.88
23,817.30
0.00
0.00
5.66
0.00
0.00
5.66
100.00
0.00
0.00
481.59
0.00
0.00
481.59
7,886.98
0.00
0.00
6.11
0.00
0.00
6.11
100.00
246.32
0.00
17.84
0.00
0.00
264.16
4,727.34
5.21
0.00
0.38
0.00
0.00
5.59
100.00
33

FORM 3A
PARTICULARS
Unit Linked Protector - II

fund
Unit Linked PSU fund
Unit Linked Secure fund
Unitised with Profit fund
Unit Linked Liquid Fund
Unit Linked Wealth

Builder fund

1,879.65
661.08
24.00
485.98
18,343.27
3,753.46
(994.72)
1,229.95
10,841.49
199.81
105.03
804.46
11,043.80
1,016.92
269.27
1,116.93
229.38
-
447.72
0.85
(6.69)
9.32
2,078.75
19,872.06
10,341.87
11,213.06
229.38
432.56
Unit Linked Protector - II

fund
Actual Inv.

Govt. Bonds
Corporate Bonds
Equity
Money Market
Mutual Funds
Deposits with banks
Sub Total
(A)
Current Assets:
Accrued Interest
Dividend Receivable
Bank Balance
Sub Total
(B)
Corporate Bonds
Equity
Money Market
Mutual Funds
Sub Total
(C)
Total (A + B+C)
% Actual
Unit Linked PSU fund
Actual Inv.
% Actual
Unit Linked Liquid Fund
Actual Inv.
Actual Inv.
Actual Inv.
% Actual
% Actual
% Actual
Unit Linked Wealth

Builder fund
Actual Inv.
% Actual
412.44
620.52
111.76
313.01
239.10
0.00
155.00
1,851.82
19.84
29.85
5.38
15.06
11.50
0.00
7.46
89.08
0.00
0.00
0.00
17,478.74
0.00
0.00
0.00
17,478.74
0.00
0.00
0.00
87.96
0.00
0.00
0.00
87.96
1,392.32
2,674.06
2,852.76
1,487.17
155.80
0.00
700.00
9,262.10
13.46
25.86
27.58
14.38
1.51
0.00
6.77
89.56
0.00
3,480.64
2,628.66
64.16
1,015.95
0.00
4,633.00
11,822.41
0.00
31.04
23.44
0.57
9.06
0.00
41.32
105.43
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
21.23
39.10
169.39
178.82
0.00
0.00
0.00
408.54
4.91
9.04
39.16
41.34
0.00
0.00
0.00
94.45
30.28
1.22
11.18
401.25
-0.48
1.46
0.06
0.54
19.30
-0.02
0.01
71.70
68.87
1,259.74
50.37
0.00
0.36
0.35
6.34
0.25
329.18
4.37
12.14
193.44
-1.24
3.18
0.04
0.12
1.87
-0.01
446.32
0.00
-1,116.76
61.10
0.00
3.98
0.00
-9.96
0.54
0.00
0.00
0.00
229.38
0.00
0.00
0.00
0.00
100.00
0.00
0.00
8.47
0.61
0.01
5.10
-0.56
1.96
0.14
0.00
1.18
-0.13
269.02
0.30
0.08
174.04
12.94
0.01
0.00
8.37
159.15
2.90
1.03
1,287.62
0.80
0.01
0.01
6.48
0.00
0.58
0.25
537.06
0.00
0.01
0.00
5.19
0.00
0.00
0.00
-609.35
0.00
0.00
0.00
-5.43
0.00
0.00
0.00
229.38
0.00
0.00
0.00
100.00
0.00
0.07
0.00
13.54
0.00
0.02
0.00
3.13
32.94
0.00
19.95
0.00
0.00
52.89
2,078.75
1.58
0.00
0.96
0.00
0.00
2.54
100.00
0.00
0.00
1,105.70
0.00
0.00
1,105.70
19,872.06
0.00
0.00
5.56
0.00
0.00
5.56
100.00
443.73
0.00
98.99
0.00
0.00
542.71
10,341.87
4.29
0.00
0.96
0.00
0.00
5.25
100.00
0.00
0.00
0.00
0.00
0.00
0.00
11,213.06
0.00
0.00
0.00
0.00
0.00
0.00
100.00
0.00
0.00
0.00
0.00
0.00
0.00
229.38
0.00
0.00
0.00
0.00
0.00
0.00
100.00
0.00
0.00
10.48
0.00
0.00
10.48
432.56
0.00
0.00
2.42
0.00
0.00
2.42
100.00
Date:20/07/2011
1. The aggregate of all the above Segregated Unit-Funds should tally with item C of FORM 3A (Part A), for both Par & Non Par Business
2. Details of item 12 of FORM LB 2 of IRDA (Actuarial Report) Regulation, 2000 shall be reconciled with FORM 3A (Part B)
3. Other Investments' are as permitted under Sec 27A(2) and 27B(3)
NOTE: LB2 is submitted on an annual basis as a part of Actuarial Report and Abstract reported to IRDA and hence not reported for the quarter.
34

FORM 3A
PARTICULARS
ANNEXURE 'D'
Par / Non Par

Rs. in lacs
Group Superannuation
& Gratuity Income Fund
Discontinued Policies
fund
Total of All Funds

1,736.71
299.90
32.33
302.53
7.65
30.15
0.10
2.80
681,917.17
32,564.44
(7,372.97)
41,406.16
1,766.41
35.09
665,702.49
Group Superannuation
& Gratuity Income Fund
Actual Inv.

Govt. Bonds
Corporate Bonds
Equity
Money Market
Mutual Funds
Deposits with banks
Sub Total
(A)
Current Assets:
Accrued Interest
Dividend Receivable
Bank Balance
Sub Total
(B)
Corporate Bonds
Equity
Money Market
Mutual Funds
Sub Total
(C)
Total (A + B+C)
% Actual
Discontinued Policies
fund
Actual Inv.
% Actual
Total of All Funds
Actual Inv.
% Actual
0.00
789.53
240.59
0.00
0.00
0.00
522.00
1,552.12
0.00
44.70
13.62
0.00
0.00
0.00
29.55
87.87
10.10
0.00
0.00
0.00
0.00
0.00
0.00
10.10
28.78
0.00
0.00
0.00
0.00
0.00
0.00
28.78
33,435.34
73,911.01
54,553.67
379,343.31
14,822.79
0.00
31,407.00
587,473.13
5.02
11.10
8.19
56.98
2.23
0.00
4.72
88.25
59.87
0.00
-2.02
0.00
0.02
3.39
0.00
-0.11
0.00
0.00
0.13
0.00
24.87
0.00
0.00
0.36
0.00
70.87
0.00
0.00
7,677.62
1,256.83
-657.16
32,231.48
-649.82
1.15
0.19
-0.10
4.84
-0.10
0.00
0.15
0.03
57.68
0.00
0.01
0.00
3.27
0.00
0.00
0.00
24.99
0.00
0.00
0.01
71.22
929.69
73.57
18.83
38,836.86
0.14
0.01
0.00
5.83
156.61
0.00
0.00
0.00
0.00
156.61
1,766.41
8.87
0.00
0.00
0.00
0.00
8.87
100.00
0.00
0.00
0.00
0.00
0.00
0.00
35.09
0.00
0.00
0.00
0.00
0.00
0.00
100.00
4,446.04
0.00
34,946.46
0.00
0.00
39,392.50
665,702.49
0.67
0.00
5.25
0.00
0.00
5.92
100.00
Jitendra Nayyar
Director- Finance
35
FORM L-28-ULIP-NAV-3A
PART - C
Company Name & Code: AVIVA Life Insurance Company India Limited, Code: 0122
Statement for the period: June 2011
Periodicity of Submission : Quarterly
N
o
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
Name of The Scheme

Pension Unit linked Growth fund
Pension Unit linked Growth fund
Pension Unit linked Secure fund
Pension Unit linked Secure fund
Grp Superann-Short Term Debt fund
Group Superannuation & Gratuity Balanced Fund
Group Superannuation & Gratuity Balanced Fund
Group Superannuation & Gratuity Cash Fund
Group Superannuation & Gratuity Cash Fund
Group Superannuation & Gratuity Debt Fund
Group Superannuation & Gratuity Debt Fund
Group Superannuation & Gratuity Growth Fund
Group Superannuation & Gratuity Growth Fund
Group Superannuation & Gratuity Secure Fund
Group Superannuation & Gratuity Secure Fund
Pension Unit Linked Index Fund
Pension Unit Linked Protector Fund
Pension Unit Linked Balanced Fund
Pension Unit Linked Balanced Fund
Pension Unitised with Profit fund
Unit Linked Protector Fund
Unit Linked Debt -II fund *
Unit Linked Enhancer - II fund*
Unit Linked Balanced- II fund*
Unit Linked Growth - II fund*
Unit Linked Index - II fund*
Unit Linked PSU fund*
Unit Linked Infrastructure fund*
Unit Linked Protector - II fund*
Pension Unit Linked Balanced - II fund*
Pension Unit Linked Growth - II fund*
Pension Unit Linked Infrastructure fund*
Pension Unit Linked Index - II fund*
Pension Unit Linked PSU fund*
Pension Unit Linked Protector -II fund*
Unit Linked Liquid fund*
Unit Linked Wealth Builder fund*
48 Group Superannuation & Gratuity Income fund

49 Discontinued Policies fund
Plan
Pre ULIP
Post ULIP
Pre ULIP
Post ULIP
Global
Pre ULIP
Post ULIP
Pre ULIP
Post ULIP
Pre ULIP
Post ULIP
Pre ULIP
Post ULIP
Pre ULIP
Post ULIP
Global
Global
Pre ULIP
Post ULIP
Global
Global
Global
Pre ULIP
Post ULIP
Pre ULIP
Post ULIP
Global
Global
Pre ULIP
Post ULIP
Global
Global
Global
Global
Global
Global
Global
Global
Global
Global
Global
Global
Global
Global
Global
Global
Global
Global
Global
AUM
Assets Held on the

above date
Previous
NAV As
NAV as Per
on Above
Quarter
LB 2
Date
NAV
3rd
Annualised
2nd Previous Previous
Return/Yiel
Quarter NAV Quarter
d*
NAV
2.55%
22.401
22.396
0.77%
20.817
20.903
5.29%
15.638
15.453
3.56%
14.550
14.438
5.70%
11.070
10.925
4.66%
15.263
15.156
3.39%
14.268
14.221
6.81%
14.819
14.582
5.72%
14.218
14.026
6.22%
14.548
14.324
5.10%
13.884
13.709
5.41%
16.234
16.118
4.08%
15.215
15.163
5.78%
15.332
15.154
4.64%
14.509
14.387
6.68%
12.607
12.410
4.17%
12.045
11.928
4.28%
31.241
31.058
2.83%
29.427
29.356
5.25%
14.852
14.662
5.41%
12.485
12.305
0.32%
12.840
12.898
4.08%
41.028
40.734
2.63%
38.626
38.485
1.44%
36.948
37.198
-0.26%
34.276
34.656
6.67%
10.236
10.075
4.40%
13.395
13.259
4.69%
17.225
17.036
2.97%
16.027
15.918
4.75%
15.016
14.842
5.51%
10.674
10.508
4.16%
12.091
12.080
3.64%
11.110
11.065
1.41%
11.599
11.654
6.11%
11.745
11.570
-6.13%
11.123
11.727
-6.67%
11.386
11.812
4.63%
10.763
10.683
3.29%
11.262
11.224
2.73%
11.609
11.615
-7.92%
11.770
12.361
6.51%
12.415
12.279
-6.68%
11.311
12.015
4.38%
10.849
10.746
0.22%
10.075
10.075
N/A
N/A
N/A
3 Year
Rolling
CAGR
10.69%
8.82%
8.97%
7.16%
N/A
11.45%
9.84%
8.15%
7.15%
9.52%
8.39%
12.94%
11.37%
9.16%
7.89%
12.26%
7.33%
10.39%
8.86%
5.46%
8.80%
12.15%
10.04%
8.51%
10.21%
8.38%
12.43%
7.44%
8.96%
7.16%
4.96%
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
10,341.87
11,213.06
572.57
4,161.33
4,315.82
6,674.84
7,886.98
19,872.06
5,763.26
2,078.75
1,375.58
1,154.03
1,755.29
4,671.65
6,844.57
787.01
229.38
432.56
21.617
19.909
16.093
14.851
11.396
15.265
14.195
15.333
14.631
15.069
14.314
15.961
14.881
15.701
14.791
11.631
12.312
31.055
29.049
15.234
12.883
11.746
40.716
38.067
35.133
32.323
9.439
13.703
17.592
16.236
15.366
11.007
11.424
10.993
10.920
10.825
10.087
10.081
10.927
11.121
11.258
10.423
11.523
10.264
10.981
10.075
10.294
21.676
20.056
15.858
14.695
11.140
15.124
14.098
14.964
14.312
14.791
14.081
15.891
14.850
15.494
14.629
11.980
12.163
30.948
29.051
15.041
12.702
11.956
40.499
37.997
35.443
32.745
9.727
13.535
17.388
16.114
15.189
10.844
11.504
10.941
11.012
11.141
10.620
10.424
10.790
11.036
11.200
10.818
11.846
10.809
10.851
10.075
10.450
1,766.41
10.230
10.042
N/A
N/A
N/A
N/A
35.09
10.294
10.213
N/A
N/A
N/A
N/A
49,837.28
727.91
3,131.68
1,729.70
708.79
2,901.85
3,071.91
2,344.09
75,285.96
10,160.64
21,017.81
1,105.94
293.29
8,351.87
90,047.74
274,509.28
23,817.30
4,727.34
665,702.49
CERTIFICATION
Certified that the information given herein are correct and complete to the best of my knowledge and belief and nothing has been concealed or suppressed.
Sd/Date:20/07/2011
Chief Investment Officer
* Returns for funds which are in existence for less than one year is not shown
36
FORM L-29
Detail regarding debt securities
Unit Linked
As at 30 Jun
2011
Detail Regarding debt securities

MARKET VALUE
as % of As at 30 Jun as % of total As at 30 Jun
for this class 2011
total for 2010
this
class
(Rs in Lakhs)
Book Value
as % of As at 30 Jun 2010 as % of total
for this class
total for
this
class
Break down by credit rating

AAA rated #
AA or better
Rated below AA but above A
Rated below A but above B
Any other
208,005.35
24.47
4,546.04
0.00
0.00
212,575.86
98%
0%
2%
0%
0%
100%
242,003.92
1,157.00
5,465.75
0.00
0.00
248,626.67
97%
0%
2%
0%
0%
100%
212,847.66
24.58
4,668.22
0.00
0.00
217,540.45
98%
0%
2%
0%
0%
100%
240,249.19
1,157.00
5,375.42
0.00
0.00
246,781.60
97%
0%
2%
0%
0%
100%
24,358.42
119,030.86
45,523.89
11%
56%
21%
110,458.47
9,539.63
110,149.33
44%
4%
44%
23,925.09
122,504.80
46,898.06
11%
56%
22%
109,612.24
9,362.34
109,290.97
44%
4%
44%
9,964.75
5%
12,928.40
5%
10,255.37
5%
12,909.03
5%
9,097.30
4%
4,543.83
2%
9,260.79
4%
4,597.26
2%
4,600.64
2%
1,007.00
0%
4,696.34
2%
1,009.78
0%
0.00
212,575.86
0%
100%
0.00
248,626.67
0%
100%
0.00
217,540.45
0%
100%
0.00
246,781.60
0%
100%
32,308.35
1,126.99
179,140.51
212,575.86
15%
1%
84%
100%
44,048.87
1,035.37
203,542.43
248,626.67
18%
0%
82%
100%
32,995.78
1,152.43
183,392.25
217,540.45
15%
1%
84%
100%
43,969.55
1,030.38
201,781.67
246,781.60
18%
0%
82%
100%
BREAKDOWN BY RESIDUALMATURITY
Up to 1 year
more than 1 year and up to 3years
More than 3years and up to 7years
More than 7 years and up to 10 years
More than 10 years and up to 15
years
years
Above 20 years
Breakdown by type of the issuer
a. Central Government
b. State Government
c.Corporate Securities
37
Non Unit Linked
As at 30 Jun
2011
Break down by credit rating

AAA rated #
AA or better
Rated below AA but above A
Rated below A but above B
Any other
Detail Regarding debt securities

MARKET VALUE
as % of As at 30 Jun as % of total As at 30 Jun
for this class 2011
total for 2010
this
class
(Rs in Lakhs)
Book Value
as % of As at 30 Jun 2010 as % of total
for this class
total for
this
class
86,971.77
522.33
0.00
0.00
0.00
87,494.10
99%
1%
0%
0%
0%
100%
57,737.69
1,423.63
87.00
0.00
0.00
59,248.32
97%
2%
0%
0%
0%
100%
86,257.71
0.00
0.00
0.00
0.00
86,257.71
100%
0%
0%
0%
0%
100%
57,454.38
1,423.63
87.00
0.00
0.00
58,965.01
97%
2%
0%
0%
0%
100%
Up to 1 year
more than 1 year and up to 3years
More than 3years and up to 7years
42,499.45
12,150.67
7,331.52
49%
14%
8%
44,579.54
3,725.40
3,642.21
75%
6%
6%
41,807.90
12,116.65
7,343.40
48%
14%
8%
44,248.11
3,795.68
3,623.95
75%
6%
6%
More than 7 years and up to 10 years
18,618.43
21%
4,655.34
8%
18,624.42
21%
4,655.91
8%
2,173.68
2%
294.48
0%
2,170.66
3%
292.10
0%
BREAKDOWN BY RESIDUALMATURITY

years
Above 20 years
Breakdown by type of the issuer
a. Central Government
b. State Government
c.Corporate Securities
1,841.23
2%
790.62
1%
1,840.65
2%
790.22
1%
2,879.12
87,494.10
3%
100%
1,560.72
59,248.32
3%
100%
2,876.35
86,780.04
3%
100%
1,559.04
58,965.01
3%
100%
34,136.41
13,370.47
39,987.22
87,494.10
39%
15%
46%
100%
29,889.73
3,044.26
26,314.33
59,248.32
50%
5%
44%
100%
33,768.02
13,374.54
39,637.48
86,780.04
39%
15%
46%
100%
29,648.02
3,051.03
26,265.97
58,965.01
50%
5%
45%
100%
1. In case of a debt instrument is rated by more than one agency, then the lowest rating will be taken for the purpose of classification.
2. The detail of ULIP and Non-ULIP will be given separately.
3. Market value of the securities will be in accordance with the valuation method specified by the Authority under Accounting/ Investment
4. AAA rated includes all Sovereign rated instruments#
38
FORM L-30
: Related Party Transactions
Name of the Related Party
Nature of Relationship with the

Company
Dabur Invest Corp

Aviva Plc, UK
Aviva Plc, UK
Control
Substantial Interest
Aviva Plc, UK
Aviva Plc, UK
T R Ramachandaran
Key Managerial Personnel (w.e.f. 1
November 2008)
TOTAL
Description of Transactions /
Categories
Issue of Fresh share capital

Issue of Fresh share capital
Reimbursement of ExpensesReceivable
Reimbursement of ExpensesPayable
Balance Receivable
Management contracts
(Rs in Lakhs)
(Rs in Lakhs)
60
60
0.5
39
39
39
FORM L-31 LNL - 6 : Board of Directors & Key Person

BOD and Key Person information
Sl. No.
Name of person
1
2
4
5
6
7
8
9
10
11
12
13
14
15
16
18
19
Role/designation

Details of change in the period
Date of Appointment
Date of Ceasing
12-Jun-08
NA
23-Aug-01
NA
24-Sep-07
NA
24-Sep-07
NA
1-Nov-08
NA
17-Nov-09
NA
17-Nov-09
NA
17-Nov-09
15-Apr-11
Anand Chand Burman

Pritam Das Narang
Simon Machell
Mohit Burman
TR Ramachandran
Mr Bobby Parikh
Dr Ajay Dua
Mr KB Chandrasekar
Director
Director
Director
Director
CEO & Managing Director
Director
Director
Director
Dr S Narayan
Ravi Bhadani
Director
Company Secretary
27-Feb-10
13-Nov-07
NA
NA
Vishal Gupta
Rajeev Arora
Sumit Behl
Robert John Donaghy
Jyoti Vaswani
Sanjeeb Kumar
Chief Marketing Officer

CFO
Chief Risk Officer
Director
1-Dec-08
1-Sep-07
1-Sep-07
7-Dec-10
1-Jan-10
1-Dec-10
30th Sep-2010 (sabbatical )

NA
NA
NA
NA
NA
4-Oct-10
NA
Gaurav Rajput
Appointed Actuary
Director - Marketing
Key Pesons as defined in IRDA Registration of Companies Regulations, 2000
40

FORM L-32-SOLVENCY MARGIN - KT 3
Rs. in lakhs
Item
01
02
03
04
05
Description
Available Assets in Policyholders' Fund:

Deduct:
Mathematical Reserves
Other Liabilities
Excess in Policyholders' funds
Adjusted Value

691,704
678,215
13,489

644,239
629,169
15,070
06
07
Available Assets in Shareholders Fund:

Deduct:
Other Liabilities of shareholders fund
Excess in Shareholders' funds
74,512
29,164
45,348
50,637
27,356
23,282
08
Total ASM (04)+(07)
58,837
38,352
09
Total RSM
11,433
9,007
Solvency Ratio (ASM/RSM)

10
5.15
Certification:
I, Sanjeeb Kumar
the Appointed Actuary, certify that the above statements have been prepared in
accordance with the section 64VA of the Insurance Act, 1938, and the amounts mentioned therein are true and fair
to the best of my knowledge.
Sd/Sanjeeb Kumar
Place:
Gurgaon
Appointed Actuary
Date:
4.26
Notes
1. Item No. 01 shall be the amount of the Adjusted Value of Assets as mentioned in Form IRDA-Assets- AA as
specified under Schedule I of Insurance Regulatory and Development Authority (Assets, Liabilities, and
Solvency Margin of Insurers) Regulations, 2000;
2. Item No. 02 shall be the amount of Mathematical Reserves as mentioned in Form H;
3. Item Nos. 03 and 06 shall be the amount of other liabilities as mentioned in the Balance Sheet;
4. Items No. 05 shall be the amount of the Total Assets as mentioned in Form IRDA-Assets- AA as specified
under Schedule I of Insurance Regulatory and Development Authority (Assets, Liabilities, and Solvency
Margin of Insurers) Regulations, 2000.
41
FORM L-33-NPAs-7A
Name of the Fund Life Funds

Details of Investment Portfolio
COI
Company Name
Instrument
Type
Interest Rate
%
Has there
been
revision?
Total O/s
(Book
Value)
Default
Principal
(Book
Value)
Default
Interest
(Book
Value)
Principal
Due from
Interest Due
from
Deferred
Principal
Deferred
Interest
Rolled
Over?
Has there been any

Principal Waiver?
Amount
Board
Approval Ref
Classification Provision (%) Provision (Rs)
'-------------------------------NIL----------------------------------------
CERTIFICATION
Sd/-
Date:20/07/2011
Note:
A. Category of Investment (COI) shall be as per INV/GLN/001/2003-04
B. FORM 7A shall be submitted in respect of each 'fund'.
C. Classification shall be as per F&A-Circulars-169-Jan-07 Dt.24-01-07.
42
FORM L-33-NPAs-7A
Name of the Fund Linked Funds

COI
Company Name
Instrument
Type
Interest Rate
%
Has there
been
Total O/s
(Book
Value)
Default
Principal
(Book
Value)
Default
Interest
(Book
Value)
Principal
Due from
Interest Due
from
Deferred
Principal
Deferred
Interest
Rolled
Over?
Has there been any

Principal Waiver?
Board
Amount
Approval Ref
'-------------------------------NIL----------------------------------------
CERTIFICATION
Sd/-
Date:20/07/2011
Note:
43
FORM L-33-NPAs-7A
Name of the Fund Pension Funds

COI
Company Name
Instrument
Type
Interest Rate
%
Has there
been
Total O/s
(Book
Value)
Default
Principal
(Book
Value)
Default
Interest
(Book
Value)
Principal
Due from
Interest Due
from
Deferred
Principal
Deferred
Interest
Rolled
Over?
Has there been any

Principal Waiver?
Board
Amount
Approval Ref
'-------------------------------NIL----------------------------------------
CERTIFICATION
Sd/-
Date:20/07/2011
Note:
44
FORM L-34-YIELD ON INVESTMENTS-1

Statement of Investment and Income on Investment
Name of the Fund Life Funds

Rs. Lakhs
CURRENT QUARTER
NO.
B
C
CATEGORY OF INVESTMENT
GOVERNMENT SECURITIES
Central Government Bonds
Deposit under Section 7 of Insurance Act, 1938
Treasury Bills
GOVERNMENT SECURITIES / OTHER APPROVED SECURITIES
HOUSING & LOANS TO STATE GOVT. FOR HOUSING AND FIRE
FIGHTING EQUIPMENT
TAXABLE BONDS
Bonds / Debentures issued by NHB / Institutions accredited by
NHB
INFRASTRUCTURE INVESTMENTS
TAXABLE BONDS
Infrastructure - PSU - Equity shares - Quoted
Infrastructure - Corporate Securities - Equity shares-Quoted
Infrastructure - PSU - Debentures / Bonds

Infrastructure - Other Corporate Securities - Debentures/
Bonds
APPROVED INVESTMENT SUBJECT TO EXPOSURE NORMS
PSU - Equity shares - Quoted
Corporate Securities - Equity shares (Ordinary)- Quoted
Commercial Papers
Deposits - Deposit with Scheduled Banks, FIs (incl. Bank
Balance awaiting Investment), CCIL, RBI
Deposits - CDs with Scheduled Banks
Deposits - Repo / Reverse Repo
Corporate Securities - Debentures
Mutual Funds - Gilt / G Sec / Liquid Schemes
OTHER INVESTMENTS
Equity Shares (incl Co-op Societies)
TOTAL
GROUP
CODE
INVESTMENT
(Rs.)
INCOME ON
INVESTMENT
(Rs.)
PREVIOUS YEAR (for the quarter ended 30th

June 2010)
Year to Date
GROSS NET YIELD

YIELD (%)
(%)
INVESTMENT (Rs.)
INCOME ON
INVESTMENT
(Rs.)
GROSS YIELD
(%)
NET YIELD
(%)
INVESTMENT (Rs.)
INCOME ON
GROSS NET YIELD
(%)
INVESTMENT (Rs.) YIELD (%)
CGSB
CDSS
CTRB
SGGL
7,719.74
1,036.84
25,229.69
13,277.65
146.74
18.39
487.57
280.13
2.03%
1.50%
1.77%
2.11%
2.03%
1.50%
1.77%
2.11%
7,719.74
1,036.84
25,229.69
13,277.65
146.74
18.39
487.57
280.13
2.03%
1.50%
1.77%
2.11%
2.03%
1.50%
1.77%
2.11%
3,870.08
1,115.21
24,833.82
3,000.20
72.77
18.00
273.81
33.33
1.87%
1.50%
1.09%
1.87%
1.87%
1.50%
1.09%
1.87%
HTDN
7,066.35
144.36
2.23%
2.23%
7,066.35
144.36
2.23%
2.23%
5,655.51
82.72
1.70%
1.70%
ITPE
0.06
0.00
0.00%
0.00%
0.06
0.00
0.00%
0.00%
0.06
0.00
0.00%
0.00%
ITCE
0.02
0.00
0.00%
0.00%
0.02
0.00
0.00%
0.00%
0.02
0.00
0.00%
0.00%
IPTD
12,338.98
273.20
2.15%
2.15%
12,338.98
273.20
2.15%
2.15%
7,407.19
123.68
1.93%
1.93%
ICTD
0.00
0.00
0.00%
0.00%
0.00
0.00
0.00%
0.00%
0.00
0.00
0.00%
0.00%
EAEQ
EACE
ECCP
0.55
1.38
262.19
0.00
0.05
5.90
0.50%
5.52%
2.28%
0.50%
5.52%
2.28%
0.55
1.38
262.19
0.00
0.05
5.90
0.50%
5.52%
2.28%
0.50%
5.52%
2.28%
0.11
0.15
0.00
0.00
0.00
0.00
0.35%
1.27%
0.00%
0.35%
1.27%
0.00%
ECDB
2,509.83
61.25
2.30%
2.30%
2,509.83
61.25
2.30%
2.30%
7,058.97
146.49
1.54%
1.54%
EDCD
ECMR
ECOS
EGMF
12,398.70
0.00
5,046.98
0.00
278.83
0.00
114.17
85.97
2.23%
0.00%
2.28%
2.17%
2.23%
0.00%
2.28%
2.17%
12,398.70
0.00
5,046.98
0.00
278.83
0.00
114.17
85.97
2.23%
0.00%
2.28%
2.17%
2.23%
0.00%
2.28%
2.17%
4,071.31
0.00
644.91
1,446.53
51.07
0.00
14.38
27.13
1.53%
0.00%
2.28%
1.20%
1.53%
0.00%
2.28%
1.20%
OESH
0.24
86,889.22
0.00
1,896.57
0.44%
0.44%
0.24
86,889.22
0.00
1,896.57
0.44%
0.44%
0.08
59,104.16
0.00
843.38
0.00%
0.00%
CERTIFICATION
Sd/-
Date:20/07/2011
Note:
1
2
3
Category of Investment (COI) shall be as per Guidelines

To be calculated based on Monthly or lesser frequency 'Weighted Average' of Investments
Yield netted for Tax
FORM-1 shall be prepared in respect of each fund.
45

Name of the Fund Linked Funds

Rs. Lakhs
CURRENT QUARTER
NO.
B
C
GOVERNMENT SECURITIES
Central Government Bonds
Treasury Bills
GOVERNMENT SECURITIES / OTHER APPROVED SECURITIES
State Government Guaranteed Loans
HOUSING & LOANS TO STATE GOVT. FOR HOUSING AND FIRE
FIGHTING EQUIPMENT
TAXABLE BONDS
Bonds / Debentures issued by NHB / Institutions accredited by
NHB
INFRASTRUCTURE INVESTMENTS
Infrastructure - PSU - Equity shares - Quoted
Infrastructure - Corporate Securities - Equity shares-Quoted
TAXABLE BONDS
Infrastructure - PSU - Debentures / Bonds
Infrastructure - Other Corporate Securities - Debentures/
Bonds
APPROVED INVESTMENT SUBJECT TO EXPOSURE NORMS
PSU - Equity shares - Quoted
Corporate Securities - Equity shares (Ordinary)- Quoted
Deposits - Deposit with Scheduled Banks, FIs (incl. Bank
Balance awaiting Investment), CCIL, RBI
Deposits - Repo / Reverse Repo
Commercial Papers
Net Current Assets (Only in respect of ULIP Business)
OTHER INVESTMENTS
Equity Shares (incl Co-op Societies)
Debentures
Mutual Funds - Debt / Income / Serial Plans / Liquid Schemes
TOTAL
GROUP
CODE
INVESTMENT
(Rs.)
INCOME ON
INVESTMENT
(Rs.)

June 2010)
Year to Date
GROSS NET YIELD

YIELD (%)
(%)
INVESTMENT (Rs.)
INCOME ON
INVESTMENT
(Rs.)
GROSS YIELD
(%)
NET YIELD
(%)
INVESTMENT (Rs.)
INCOME ON
GROSS NET YIELD
(%)
CGSB
CTRB
31,254.92
1,053.44
12.98
17.53
0.07%
1.77%
0.07%
1.77%
31,254.92
1,053.44
12.98
17.53
0.07%
1.77%
0.07%
1.77%
36,356.00
7,692.87
681.24
130.70
2.26%
0.92%
2.26%
0.92%
SGGL
1,126.99
9.40
1.04%
1.04%
1,126.99
9.40
1.04%
1.04%
1,035.37
15.43
3.35%
3.35%
HTDN
24,621.07
399.09
1.74%
1.74%
24,621.07
399.09
1.74%
1.74%
15,433.96
299.59
2.00%
2.00%
ITPE
23,599.83
-2,599.29 -11.32% -11.32%
23,599.83
-2,599.29
-11.32%
-11.32%
22,507.69
1,125.30
5.12%
5.12%
ITCE
16,848.77
-1,705.57 -10.16% -10.16%
16,848.77
-1,705.57
-10.16%
-10.16%
18,771.59
391.86
1.55%
1.55%
IPTD
54,553.67
54,553.67
925.82
1.78%
1.78%
53,841.40
1,392.64
2.81%
2.81%
0.00
0.00
0.00%
0.00%
0.00
0.00
0.00%
0.00%
94,677.59
244,217.12
49,289.95
-6,069.78
895.77
870.00
-6.55%
1.06%
1.83%
-6.55%
1.06%
1.83%
87,999.27
203,635.40
33,929.74
6,469.90
7,094.30
1,106.01
7.56%
3.33%
3.80%
7.56%
3.33%
3.80%
925.82
1.78%
1.78%
ICTD
EAEQ
EACE
ECOS
94,677.59
244,217.12
49,289.95
-6,069.78
895.77
870.00
-6.55%
1.06%
1.83%
-6.55%
1.06%
1.83%
ECDB
31,407.00
782.02
2.51%
2.51%
31,407.00
782.02
2.51%
2.51%
10,127.00
184.56
1.83%
1.83%
EDCD
ECMR
ECCP
EGMF
ENCA
14,483.52
0.00
339.27
0.00
38,836.86
454.86
0.00
16.61
493.98
0.00
2.09%
0.00%
2.29%
1.99%
0.00%
2.09%
0.00%
2.29%
1.99%
0.00%
2.09%
0.00%
2.29%
1.99%
0.00%
68,326.54
0.00
0.00
14,224.09
7,439.91
1,296.73
0.00
9.69
196.85
0.00
1.70%
0.00%
0.53%
1.05%
0.00%
1.70%
0.00%
0.53%
1.05%
0.00%
34,946.46
4,446.04
350.27
64.96
1.28%
1.48%
1.28%
1.48%
454.86
0.00
16.61
493.98
0.00
0.00
350.27
64.96
2.09%
0.00%
2.29%
1.99%
0.00%
OESH
OLDB
14,483.52
0.00
339.27
0.00
38,836.86
0.00
34,946.46
4,446.04
1.28%
1.48%
1.28%
1.48%
40,186.35
4,664.25
-1,316.57
159.23
-3.21%
3.73%
-3.21%
3.73%
1.99%
1.99%
0.00
0.00
1.99%
1.99%
2,995.45
41.46
1.23%
1.23%
665,702.49
-5,081.37
629,166.88
19,278.92
OMGS
0.00
665,702.49
-5,081.37
CERTIFICATION
Sd/-
Date:20/07/2011
Note:
1
2
3

46

Name of the Fund Pension Funds

Rs. Lakhs
CURRENT QUARTER
NO.
CENTRAL GOVERNMENT SECURITIES
A1
Central Govt. Securities, Central Govt. Guaranteed Bonds
B
B1
C
D
E
STATE GOVERNEMNT / OTHER APPROVED SECURITIES

State Govt. Securities
HOUSING SECTOR INVESTMENTS
INFRASTRUCTURE / SOCIAL SECTOR INVESTMENTS
INVESTMENT SUBJECT TO EXPOSURE NORMS
OTHER THAN APPROVED INVESTMENTS
TOTAL
GROUP
CODE
INVESTMENT
(Rs.)
INCOME ON
INVESTMENT
(Rs.)
CGSB
150.14
SGGL
HTDN
IPTD
92.82
65.14
167.55
2.08
1.29
3.10
82.93
48.54
607.14
1.64
0.07
1.32
12.35
ECOS
EGMF
EDCD
2.84
GROSS NET YIELD

YIELD (%)
(%)
1.99%

June 2010)
Year to Date
INVESTMENT (Rs.)
INCOME ON
INVESTMENT
(Rs.)
GROSS YIELD
(%)
NET YIELD
(%)
INVESTMENT (Rs.)
INCOME ON
GROSS NET YIELD
(%)
1.99%
150.14
2.84
1.99%
1.99%
70.62
1.35
0.02
2.02%
2.05%
2.18%
2.17%
2.05%
0.00%
2.17%
92.82
65.14
167.55
2.08
1.29
3.10
2.05%
2.18%
2.17%
2.05%
2.18%
2.17%
44.07
2.09
27.81
0.80
0.05
0.47
0.02
0.02
0.02
1.98%
0.00%
2.14%
2.26%
1.51%
2.33%
-
2.26%
1.51%
2.33%
-
82.93
48.54
607.14
1.64
0.07
1.32
12.35
2.26%
1.51%
2.33%
-
2.26%
1.51%
2.33%
-
144.59
2.68
CERTIFICATION
Sd/-
Date:20/07/2011
Note:
1
2
3

47
FORM L-35-DOWNGRADING OF INVESTMENTS - 2

Name of Fund Life Fund
Statement of Down Graded Investments

Rs. Lakhs
No
Name of the Security
COI
A.
During the Quarter
NIL
B.
As on Date
NIL
Amount
Date of
Purchase
Rating
Agency
Original
Grade
Current
Grade
Date of
Downgrade
Remarks
CERTIFICATION
Certified that the information given herein are correct and complete to the best of my
knowledge and belief and nothing has been concealed or suppressed.
Sd/-
Date:20/07/2011
Note:
1 Provide details of Down Graded Investments during the Quarter.
2 Investments currently upgraded, listed as Down Graded during earlier Quarter shall be deleted from the Cumulative listing.
3 FORM-2 shall be prepared in respect of each fund.
4 Category of Investment (COI) shall be as per INV/GLN/001/2003-04
48
0
Name of Fund Linked Fund

Rs. Lakhs
No
COI
A.
During the Quarter
NIL
B.
As on Date
NIL
Amount
Date of
Purchase
Rating
Agency
Original
Grade
Current
Grade
Date of
Downgrade
Remarks
CERTIFICATION
Sd/-
Date:20/07/2011
Note:
49
0
Name of Fund Pension Fund

Rs. Lakhs
No
COI
A.
During the Quarter
NIL
B.
As on Date
NIL
Amount
Date of
Purchase
Rating
Agency
Original
Grade
Current
Grade
Date of
Downgrade
Remarks
CERTIFICATION
Sd/-
Date:20/07/2011
Note:
50

FORM L-36
:Premium and number of lives covered by policy type

Q1 '11-12
First year Premum

i Individual Single Premium- (ISP)
From 0-10000
From 10,000-25,000
From 25001-50,000
From 50,001- 75,000
From 75,000-100,000
From 1,00,001 -1,25,000
Above Rs. 1,25,000
Premium
224
120
353
86
137
12
145
ii Individual Single Premium (ISPA)- Annuity

From 0-50000
From 50,001-100,000
From 1,00,001-150,000
From 150,001- 2,00,000
From 2,00,,001-250,000
From 2,50,001 -3,00,000
Above Rs. 3,00,000
iii Group Single Premium (GSP)

From 0-10000
From 10,000-25,000
From 25001-50,000
From 50,001- 75,000
From 75,000-100,000
From 1,00,001 -1,25,000
Above Rs. 1,25,000
No. of Lives
Premium
335
75
89
15
18
1
12
607.23
353.07
707.74
122.33
383.75
15.00
262.50
224
120
353
86
137
12
145
1,052
514
1,313
1,189
427
1,086
302
2,675
13,360
14,467
6,870
1,807
1,741
628
1,132
13,371
14,517
6,934
1,817
1,753
635
1,134
0.94
3.53
5.43
4.88
4.69
3.50
916.56
viii Group Non Single Premium- Annuity- GNSPA

From 0-10000
From 10,000-25,000
From 25001-50,000
From 50,001- 75,000
From 75,000-100,000
From 1,00,001 -1,25,000
Above Rs. 1,25,000
28
vi Individual non Single Premium- Annuity- INSPA

From 0-50000
From 50,001-100,000
From 1,00,001-150,000
From 150,001- 2,00,000
From 2,00,,001-250,000
From 2,50,001 -3,00,000
Above Rs. 3,00,000
vii Group Non Single Premium (GNSP)
From 0-10000
From 10,000-25,000
From 25001-50,000
From 50,001- 75,000
From 75,000-100,000
From 1,00,001 -1,25,000
Above Rs. 1,25,000
335
75
89
15
18
1
12
iv Group Single Premium- Annuity- GSPA

From 0-50000
From 50,001-100,000
From 1,00,001-150,000
From 150,001- 2,00,000
From 2,00,,001-250,000
From 2,50,001 -3,00,000
Above Rs. 3,00,000
v Individual non Single Premium- INSP

From 0-10000
From 10,000-25,000
From 25001-50,000
From 50,001- 75,000
From 75,000-100,000
From 1,00,001 -1,25,000
Above Rs. 1,25,000
No. of
Policies
5
1
3
1
1
10
230
2,354
5,186
1,236
1,434
1,569
(309,091)
3,973
134,912
137,626
62,478
21,795
22,245
11,994
38,843
2,124.98
2,044.74
3,017.59
6,539.64
9,789.31
1,012.32
7,891.88
-
(Rs in Lakhs)
YTD Jun'11
Sum
Insured,
Wherever
applicable
No. of
Policies
335
75
89
15
18
1
12
No. of Lives
Sum Insured,
Wherever
applicable
335
75
89
15
18
1
12
607
353
708
122
384
15
263
1,052
3,973
514
1,313
1,189
427
1,086
302
2,675
13,360
14,467
6,870
1,807
1,741
628
1,132
13,371
14,517
6,934
1,817
1,753
635
1,134
28
0.94
3.53
5.43
4.88
4.69
3.50
916.56
5
1
3
1
1
10
230
2,354
5,186
1,236
1,434
1,569
(309,091)
134,912
137,626
62,478
21,795
22,245
11,994
38,843
2,124.98
2,044.74
3,017.59
6,539.64
9,789.31
1,012.32
7,891.88
51

FORM L-36
:Premium and number of lives covered by policy type

Q1 '11-12
Premium
2
Renewal Premium
i Individual
From 0-10000
From 10,000-25,000
From 25001-50,000
From 50,001- 75,000
From 75,000-100,000
From 1,00,001 -1,25,000
Above Rs. 1,25,000
No. of Lives
Premium
62,389
144,149
93,897
24,652
28,467
11,665
54,548
2,269
9,053
7,573
1,642
4,467
1,017
9,859
2,269
9,053
7,573
1,642
4,467
1,017
9,859
44,807
83,517
31,143
5,542
5,697
1,626
3,691
44,970
83,874
31,317
5,565
5,726
1,633
3,700
From 0-10000
From 10,000-25,000
From 25001-50,000
From 50,001- 75,000
From 75,000-100,000
From 1,00,001 -1,25,000
Above Rs. 1,25,000
From 0-10000
From 10,000-25,000
From 25001-50,000
From 50,001- 75,000
From 75,000-100,000
From 1,00,001 -1,25,000
Above Rs. 1,25,000
(3)
1
4
6
7
7
343
ii Individual- Annuity
iii Group
No. of
Policies
iv Group- Annuity
From 0-10000
From 10,000-25,000
From 25001-50,000
From 50,001- 75,000
From 75,000-100,000
From 1,00,001 -1,25,000
Above Rs. 1,25,000
43
6
6
8
2
2
17
30,977
863
1,336
7,665
1,318
707
296,005
7,520
684
1,239
4,509
775
926
142,579
-
(Rs in Lakhs)
YTD Jun'11
Sum
Insured,
Wherever
applicable
No. of Lives
Sum Insured,
Wherever
applicable
44,807
83,517
31,143
5,542
5,697
1,626
3,691
44,970
83,874
31,317
5,565
5,726
1,633
3,700
62,389
144,149
93,897
24,652
28,467
11,665
54,548
No. of
Policies
(3)
1
4
6
7
7
343
43
6
6
8
2
2
17
30,977
863
1,336
7,665
1,318
707
296,005
7,520
684
1,239
4,509
775
926
142,579
Note:
1. Premium stands for premium amount.
2. No. of lives means no. of lives insured under the policies.
3. Premium collected for Annuity will be disclosed separately as stated above.
52

FORM L-37-BUSINESS ACQUISITION THROUGH DFFERENT CHANNELS (GROUP)
Business Acquisition through

different channels (Group)
Sl. No.
1
2
3
4
5
6
1
(Rs in Lakhs)
Q1 '11-12
No. of Policies/
Channels
No. of Schemes No. of Lives Covered Premium
Individual agents
1
518
2
Corporate Agents-Banks
0
343
35
Corporate Agents -Others
1
(270,077)
286
Brokers
4
2,302
12
Micro Agents
0
0
Direct Business
15
(29,161)
629
Total(A)
21
(296,075)
965
Referral (B)
0
45
3
Grand Total (A+B)
21
(296,030)
967
YTD Jun'11
No. of
Policies/ No. No. of Lives
of Schemes Covered
Premium
1
518
2
0
343
35
1
(270,077)
286
4
2,302
12
0
0
15
(29,161)
629
21
(296,075)
965
0
45
3
21
(296,030)
967
53

FORM L-38
Business Acquisition through different channels (Individuals)
Business Acquisition through different channels (Individuals)

Q1 '11-12
S.No.
1
2
3
4
5
6
1
Channels
Individual agents
Corporate Agents-Banks
Corporate Agents -Others
Brokers
Micro Agents
Direct Business
Total (A)
Referral (B)
Grand Total (A+B)
No. of Policies
10,846
8,711
616
2,234
734
23,141
2,066
25,207
(Rs in Lakhs)
YTD Jun'11
Premium
4,863
3,130
6
336
85
8,420
165
8,585
No. of Policies
10,846
8,711
616
2,234
734
23,141
2,066
25,207
Premium
4,863
3,130
6
336
85
8,420
165
8,585
4,048
54

FORM L-39-Data on Settlement of Claims
Date: 30th June 2011
Individual
Ageing of Claims*
No. of claims paid
Sl. No.
Types of Claims
On or
before
maturity
1 month
1-3
months
3-6
months
6 months - 1
year
Total No. of
claims paid
> 1 year
1 Maturity Claims
106
34
16
8
9
173
2 Survival Benefit
3 for Annuities / Pension
236
236
4 For Surrender
22,722
21
22,743
5 Other benefits
6 CI/PTD/ADP
1
1
7 IB
3
2
3
8
8 Partial Withdrawals
676
5
681
9 Auto Foreclosure
917
6
923
10 EL Surrender
16,843
5
1
16,849
11 HCB
8
8
12 ADB
10
10
13 Death Claims
453
453
The figures for individual and group insurance business need to be shown separately
*the ageing of claims, in case of the death of the claims will be computed from the date of completion of all the documentation.
Total amount of
claims paid
(in'000)
18,345
551
3,162,209
254
174
69,080
21,200
211,428
75
1,680
87,552
Group
Ageing of Claims*
Sl. No.
Types of Claims
1
2
3
4
5
6
7
8
9
10
Maturity Claims
Survival Benefit
for Annuities / Pension
For Surrender
Other benefits
Foreclosure
Gratuity
Leave encashment
ADB
Death Claims
On or
before
maturity
No. of claims paid

1 month
2
1
317
21
1
1930
1-3
months
3-6
months
1
3
6 months - 1
year
-
Total No. of
claims paid
> 1 year
-
2
1
318
21
1
1,933
Total amount of
claims paid
(in'000)
7,404
520
34,720
1,932
125
52,292
55

FOR L-40
Individual
Sl. No.
1
2
3
4
5
6
: Claims data for Life
No. of claims only

Claims Experience
Claims O/S at the beginning of the period
Claims reported during the period*
Claims Settled during the period
Claims Repudiated during the period
Less than 2years from the date of acceptance
a of risk
Grater than 2 year from the date of
b acceptance of risk
Claims Written Back
Claims O/S at End of the period
Less than 3months
3 months to 6 months
6months to 1 year
1year and above
For
Death
for
Maturity
501
453
48
38
Survival
Benefit
For
For Auto
For
For Partial
For EL
Income
CI/ADD/PTD
HCB
ADB
Annuities/
Fore
Surrender withdrawals
Surrender
Benefit
Pension
Closure
2,390
53
16
4,760
8
2
236
21,593
660
938
12,882
2
6
10
12
236
22,743
681
923
16,849
1
8
8
10
1
2
1
1
344
278
173
-
10
449
172
96
45
136
1,240
1,240
-
32
32
-
31
31
-
793
793
-
6
2
2
2
4
2
2
*in case of death- the claims for which all the documentations have been completed needs to be shown here.
GROUP
Sl. No.
1
2
3
4
5
6
No. of claims only

Claims Experience
Claims O/S at the beginning of the period
Claims reported during the period*
Claims Settled during the period
Claims Repudiated during the period
Less than 2years from the date of acceptance
a of risk
Grater than 2 year from the date of
b acceptance of risk
Claims Written Back
Claims O/S at End of the period
Less than 3months
3 months to 6 months
6months to 1 year
1year and above
1,951
1,933
18
18
For
For
Annuities/
Surrender
Pension
-
For
Death
for
Maturity
Survival
Benefit
Other
Benefits
ADB
Gratuity
2
2
-
1
1
-
319
318
1
1
For Auto
Leave
Fore
Encashment
Closure
21
1
21
1
-
56

FORM L-41
GREIVANCE DISPOSAL
GRIEVANCE DISPOSAL
Sl No.
Particulars
Complaints Resolved/ settled

Additions
Fully Accepted
Complaints Pending
Partial
Accepted
Rejected
Complaints made by customers

a) Sales Related
b) New Business Related
c) Policy Servicing related
d) Claim Servicing related
e) Others
Total Number
Opening Balance
*
Duration wise Pending Status

a) Less than 15 days
b) Greater than 15 days
Total Number
358
39
214
264
61
2245
186
53
19
139
14
1475
75
325
1158
131
25
2506
294
478
33
70
352
64
53
15
93
440
480
3987
468
677
4698
Complaints
Complaints made
made by
by customers
intermediaries
223
223
245
468
Total
245
-
468
57
L-42- Valuation Basis (Life Insurance)

A chapter on Valuation basis covering the following minimum criteria should also be displayed on the web-site of the Insurers.
a.
How the policy data needed for valuation is accessed.

The valuation data is extracted from the policy administration system in the pre-determined format. The data format includes all the fields
relevant for the calculation of reserve. The extracted file is used by Data Conversion System (DCS), which is a part of the actuarial software
called Prophet.
b.
How the valuation bases are supplied to the system

Prophet requires parameter file in the pre-set format. This format is flexible and user can add or delete the parameter fields depending upon the
requirement of parameters for projections. Valuation bases are set through parameter files for each product.
Interest : Maximum and minimum interest rate taken for each segment
1)
i. Individual Business
S. No.
Product Category
1.
Life- Participating policies
NA
2.
Life- Non-participating Policies
NA
3.
Annuities- Participating policies
NA
4.
Annuities Non-participating policies
NA
5.
Annuities- Individual Pension Plan
6.
Unit Linked
7.
Health Insurance
8.
India Bond
ii. Group Business
2)
i.
NA
6.8% for first 5
years and 5.9%
thereafter
NA
NA
6% for first 5 years

and 5.1% thereafter
and 5.1% thereafter
NA
and 5.1% thereafter
NA
and 5.1% thereafter
NA
7.8% for first 5 years
and 6.9% thereafter
Unit Res
Maximum
Non-Unit Res
NA
NA
NA
NA
NA
6.8% for first 5
years and 5.9%
thereafter
NA
NA

and 5.1% thereafter
and 5.1% thereafter
NA
and 5.1% thereafter
NA
and 5.1% thereafter
NA
7.8% for first 5 years
and 6.9% thereafter
Reserve on UPR basis
Product Category
Unit Linked
Health Insurance
ii. Group Business

Expense:
i. Individual Business -Fixed expenses
S. No.
Product Category
1.
2.
3.
4.
5.
6.
Unit Linked
7.
Health Insurance
ii. Group Business
4)
Minimum
Non-Unit Res
Mortality Rates : the mortality rates used for each segment

Individual Business (% of IALT 1994-96 Ultimate)
S. No.
1.
2.
3.
4.
5.
6.
7.
3)
Unit Res
Bonus:
i. Individual Business (% of IALT 1994-96 Ultimate)
S. No.
Product Category
1.
2.
3.
4.
5.
6.
Unit Linked
7.
Health Insurance
ii. Group Business
Minimum
77.1%
77.1%
NA
55.3%
NA
77.1%
NA
Maximum
98.9%
155.3%
NA
55.3%
NA
98.9%
NA
Minimum
354
35
NA
354
NA
399
NA
Maximum
354
354
NA
354
NA
443
NA
Life
3.00%
NA
NA
NA
NA
4.10%
NA
Pension
4.00%
NA
NA
NA
NA
4.60%
NA
NA
NA
58
L-42- Valuation Basis (Life Insurance)
5)
PolicyHolders Reasonable Expectations:

PRE considerations are:
The policyholders can reasonably expect that the benefits, which they have purchased, be paid and that the company is financially
strong enough to meet these promises. Aviva holds solvency ratio of 515% as on 30th June 11 Further in respect of with profit policies,
where unit value is guaranteed (never to decrease), an additional provision in reserve equal to 0.20% of the unit reserve besides surplus
available in policyholder's fund and for new unit linked policies, where capital guarantees is provided to the extent of regular premium
amount invested in the Secure fund an additional provision equal to 0.25% of Unit reserve has been made in order to increase the level
of margin in reserve against guarantees.
Under With Profits plan policyholders expect the bonus rates to be in line with the returns available on other investments in the market.
Aviva considers this aspect when regular bonus rate is decided and the same has been allowed in reserve.
In line with companys bonus policy, the regular bonus rates have been increased or decreased in the past and have been accepted by
the policyholders.
6)
Taxation and Shareholder Transfers:

Tax rate is assumed to be 12.5% plus surcharge of 7.5% and education cess of 3%.
Shareholders Share in surplus of UWP fund is assumed to be 1/9th of the surplus distributed to the With Profits policyholders and
100% for Non Par policies
7)
Basis of provisions for Incurred but not reported (IBNR)

Linked Business
Keeping in view the flexibility provided in the policy for the reporting of a claim, following provisions have been made towards unreported claimsFor Linked business
IBNR Reserves = Average risk charge * Delay Months * (1 - Reinsurance Credit)
Non Linked Individual & Group Business
For individual and group policies an additional reserve is kept for those claims, which could have been incurred but not reported
8)
Change in Valuation method or bases:

(1)
Economic Assumptions
The following are the changes in economic assumptions since last year-
Item
Discount rate for non unit fund
Valuation 2010-11 Valuation 2009-10

and 5.1%
5.75%
thereafter
Discount rate for UWP
and 5.1%
5.75%
thereafter
Discount rate for conventional-other 6% for first 5 years
6.00%
than India Bond
and 5.1%
9%for 5 year term and
Discount rate for conventional- India 7.8% for first 5
8.25% for 10 year
Bond
years and 6.9%
term
thereafter
(2)
Expense Assumptions
Per policy maintenance expenses used are based on projected expenses for the year when Insurer acquires a stable level of business. These best
estimates were increased by margin of adverse deviation of 15% to arrive at the valuation assumptions for expenses
Policy Maintenance Expenses (starting from 2
S.No
1
2
3
4
5
6
7
8
9
nd
policy month):
Product Category
All Term Assurance Type Products
(excluding iLife)
All Traditional Endowment Products
Per Policy
% of Premium
% of SA
% of Reserves
231
0.60%
0.05%
308
0.70%
0.05%
All UL Endowment (fully underwritten)
385
1.00%
0.20%
All UL Endowment (Simplified

Underwritten)
All UL Pension Products
Single Premium UL Products
iLife (online term assurance)
Rural Endowment
Rural Term Assurance
347
0.60%
0.20%
347
231
231
60
30
0.90%
0.00%
2.00%
0.00%
0.00%
0.20%
0.20%
0.05%
0.00%
0.00%
In previous valuation, the best estimate renewal expense assumption ranged from 350 to 857 for unit linked business and for conventional business it ranged from 36 to 306.
59

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IRDA Public Disclosures

Period ended 30th June 2011

Aviva Life Insurance Company India Limited

Premiums earned net

Registration No. 122 with the IRDA, dated 14 May 2002

Operating Expenses related to Insurance Business

Benefits Paid (Net)

Registration No. 122 with the IRDA, dated 14 May 2002

Premiums earned net

Operating Expenses related to Insurance Business

Benefits Paid (Net)

Significant Accounting Policies and Notes

AVIVA LIFE INSURANCE COMPANY INDIA LIMITED

Registration No. 122 with the IRDA, dated 14 May 2002

SURPLUS ON POLICYHOLDER'S ACCOUNT - Pending transfer to Shareholder's account

As at 30th June 2011

As at 30th June 2010

DEBIT BALANCE IN PROFIT AND LOSS ACCOUNT (Shareholders Account)

Place : New Delhi

Place : New Delhi

Aviva Life Insurance Company India Limited (Registration Code: 0122)

FORM L-4-PREMIUM SCHEDULE

Premium Income from business written :

AVIVA LIFE INSURANCE COMPANY INDIA LIMITED

Aviva Life Insurance Company India Limited (Registration Code: 0122)

FORM L-5 - COMMISSION SCHEDULE

Add : Commission on Re-insurance Accepted

Less : Commission on Re-insurance Ceded*

AVIVA LIFE INSURANCE COMPANY INDIA LIMITED

Aviva Life Insurance Company India Limited (Registration Code: 0122)

* Net off Rs.('000) 70,000 of provision written back.

AVIVA LIFE INSURANCE COMPANY INDIA LIMITED

Aviva Life Insurance Company India Limited (Registration Code: 0122)

FORM L-7-BENEFITS PAID SCHEDULE

AVIVA LIFE INSURANCE COMPANY INDIA LIMITED

Aviva Life Insurance Company India Limited (Registration Code: 0122)

FORM L-8-SHARE CAPITAL SCHEDULE

AVIVA LIFE INSURANCE COMPANY INDIA LIMITED

As at 30th June 2011

As at 30th June 2010

Aviva Life Insurance Company India Limited (Registration Code: 0122)

FORM L-9-PATTERN OF SHAREHOLDING SCHEDULE

As at 30th June 2011

AVIVA LIFE INSURANCE COMPANY INDIA LIMITED

Aviva Life Insurance Company India Limited (Registration Code: 0122)

FORM L-10-RESERVES AND SURPLUS SCHEDULE

AVIVA LIFE INSURANCE COMPANY INDIA LIMITED

As at 30th June 2011

As at 30th June 2010

Aviva Life Insurance Company India Limited (Registration Code: 0122)

FORM L-11-BORROWINGS SCHEDULE

AVIVA LIFE INSURANCE COMPANY INDIA LIMITED

As at 30th June 2011

As at 30th June 2010

Aviva Life Insurance Company India Limited

AVIVA LIFE INSURANCE COMPANY INDIA LIMITED

Aviva Life Insurance Company India Limited

LONG TERM INVESTMENTS

AVIVA LIFE INSURANCE COMPANY INDIA LIMITED

Aviva Life Insurance Company India Limited