Nov 2024

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Hello, AMIT KUMAR

H.NO.248/B DELHI NULL,DELHI,DELHI, DELHI


Your All-in-One Savings Destination!
DL- 110062 This October, unlock special discounts. Enjoy exclusive savings for your
lifestyle

Get the best of Travel, Tech & EssentialsFrom travel to home, dining to gadgets, enjoy a range of exclusive
offers with your credit card. Visit MyCard App to know more.
C-KYC ID: 30002809645929

18 0 0
THE MONTH GONE BY! All figures in INR

ACCOUNT SUMMARY (IN INR) Date Description Amount ₹


Card Number XXXXXXXXXXXXXX01 13 Sep 2024 RAZ*Dream11 mbai MH IN 882.00

Total Amount Due PAY NOW 24,891.52 14 Sep 2024 RAZ*Dream11 mbai MH IN 921.00

15 Sep 2024 RAZ*Dream11 mbai MH IN 948.31


Min. Amt. Due 6,285.65
16 Sep 2024 RAZ*Dream11 mbai MH IN 196.00
Payment Due Date 03 Nov 2024
17 Sep 2024 SARITA SERVICE STATION DELHI IN 617.20
Last Bill Amount 5,672.41
17 Sep 2024 RAZ*Dream11 mbai MH IN 980.00
- Payments & Credits 4,249.99
18 Sep 2024 RAZ*Dream11 mbai MH IN 479.00
+ New Debits 17,675.81
20 Sep 2024 RAZ*Dream11 mbai MH IN 980.00
- Transferred to EMI 0.00
21 Sep 2024 RAZ*Dream11 mbai MH IN 265.00
+ Monthly EMI Debits 3,723.29
22 Sep 2024 RAZ*Dream11 mbai MH IN 807.00
+ Fees & Charges 1,485.90

+ Goods & Services Tax 584.10 22 Sep 2024 RAZ*Dream11 mbai MH IN 549.00
Eligible for Bonus Reward Points
Statement Period 15-09-2024 to 14-10-2024

Statement Date 14-10-2024

Total Credit Limit 80,000.00


Available Credit Limit 2,603.90 Get 10% Instant Discount
up to INR 1750/. Valid on EMI & Non EMI transactions till 31/10/24
Available Cash Limit 2,603.90 *T&Cs apply

GAMING PETROL
YOUR SPENDING PATTERN
(Excludes reversals,fees & charges and value added services.)
96.1% 3.9%

Look Out for Exclusive Offers

REWARD SUMMARY Request your


Get upto INR 5 Lakhs
Opening Balance 29 Now! kind attention!
Earned 178 Interest rate applicable
This festive season seize the
Redeemed 0 opportunity! Grab pre-approved loan on your Credit Card is
Adjustments 143 tailored just for you Check eligibility: 3.75% per month
Available Reward Points 350 https://rblmycard.page.link/qN2P effective 01-Oct-2024.

Points to Expire On 31-10-2024 0


*T&Cs apply *T&C apply.

Look, what your reward points could get you. Get more Value from your Card Membership Your Savings & Benefits

Opt for EMI SMS to EMI to 5607033


Book flights and Monthly Yearly
Pay utility bills Download Mycard App Fuel Surcharge / Cashback
hotels / Vouchers
6.10 6.10
at rblrewards.com. Opt for Insurance SMS INS to 5607033
Bonus Points 143.00 161.00
Get an Add-on Card at no extra cost *Calculated as per billing cycle
*T&Cs apply
Dial 022-71190900 to opt for any of the above.

Mobile: 919XXXXXX481 | E-mail: [email protected] | Log on to RBL MyCard app to update

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Hello, AMIT KUMAR

H.NO.248/B DELHI NULL,DELHI,DELHI, DELHI


DL- 110062

THE MONTH GONE BY!


0
All figures in INR
20

0 Date Description Amount ₹


Get Flat INR 100 off /- 22 Sep 2024 RAZ*Dream11 mbai MH IN 980.00
Use Coupon code-RBL100. Valid till 31/10/24
25 Sep 2024 Petrol surcharge rev 230824 to 220924 6.10

26 Sep 2024 RAZ*Dream11 mbai MH IN 588.00

*T&Cs apply 26 Sep 2024 RAZ*Dream11 mbai MH IN 971.36

28 Sep 2024 RAZ*Dream11 mbai MH IN 397.51

28 Sep 2024 RAZ*Dream11 mbai MH IN 980.00


A smart way to pay your
29 Sep 2024 RAZ*Dream11 mbai MH IN 555.00
Bills
29 Sep 2024 RAZ*Dream11 mbai MH IN 980.00
Convert your purchases into low rate
easy EMIs! Explore now: 1 Oct 2024 RAZ*Dream11 mbai MH IN 500.00
https://chatbot.rblbank.com/ccsnp/
3 Oct 2024 RAZ*Dream11 mbai MH IN 980.00

*T&Cs apply
4 Oct 2024 RAZ*Dream11 mbai MH IN 700.00
Eligible for Bonus Reward Points

Earn up to 8.1%*
p.a.
interest on FD for 500 days
tenor & make the most of
your savings RBL Cares Chatbot Check summary
download statements along with 30+ transactions and 400 queries. Chat with
*T&Cs apply RBLCares: www.rblbank.com/chatbot *T&Cs apply

Flat INR 75 off on minimum spends of


INR 499. Applicable on Food delivery & Instamart Valid till 31/10/24

Get 7.5% off *T&Cs apply

up to INR 3000. Valid on EMI


Transactions till 31/10/24
Get up to 10% cashback up to INR.10000
Valid till 31/10/24 on EMI Transactions
*T&Cs apply
*T&Cs apply

Redeem your Reward Points for a delightful collection of rewards!


Scan QR Code
to open RBL Bank Digital
Savings A/c & earn interest
up to 7.5%* p.a.

Flight Bookings Hotel Stays Recharge Shopping


*T&Cs apply For many more reward options,visit: www.rblrewards.com

Get 10% Instant


Discount
Get INR 5000/- instant up to INR 1750/. Valid on EMI Get Flat 12% off on Domestic
Discount & Non EMI transactions till Flights
31/10/24
Valid till 31/10/24 on EMI Transactions Maximum discount-INR 2024/. Valid till 31/10/24
on EMI Transactions. Coupon Code-FLYRBLEMI
*T&Cs apply *T&Cs apply *T&Cs apply

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Hello, AMIT KUMAR

H.NO.248/B DELHI NULL,DELHI,DELHI, DELHI


DL- 110062

THE MONTH GONE BY! All figures in INR


0 0 4
Date Description Amount ₹
Get INR 5000/- instant Discount 4 Oct 2024 PAYMENT RECEIVED - ELECTRONIC XFR 4,249.99
Valid till 31/10/24 on EMI Transactions
9 Oct 2024 RAZ*Dream11 mbai MH IN 870.94

9 Oct 2024 RAZ*Dream11 mbai MH IN 418.15


*T&Cs apply
12 Oct 2024 RAZ*Dream11 mbai MH IN 150.35

12 Oct 2024 RAZ*Dream11 mbai MH IN 811.99

14 Oct 2024 MEMBERSHIP FEE 999.00


Earn Upto 8.1%*
14 Oct 2024 RAZ*Dream11 mbai MH IN 175.00
p.a.
On RBL Bank's Fixed Deposits and 14 Oct 2024 RAZ*Dream11 mbai MH IN 486.00
make the most of your savings
14 Oct 2024 EMI INSTALMENT-005/024(SPLIT N PAY) 3,723.29

14 Oct 2024 Goods & Service Tax 584.10


**T&Cs apply Eligible for Bonus Reward Points

INSTALLMENT PLANS

Savings on your Instalment Plan Amount ₹ Interest Rate (p.a) Unbilled Amount ₹ Instalment No.

pockets SPLIT N PAY - 24


61,500.00 38.80 52,246.55 5 of 24
Months
Convert your transactions above
Rs.2500/- into an easy EMI of Monthly EMI ₹ EMI Break-up ₹ GST ₹
your choice. To avail, Logon to
RBL MyCard app. **T&Cs apply
Principal Interest

3,723.29 1,970.29 1,753.00 315.54

Opt for health safety


instantly.Starting Rs.50 per day.
Buy Health Insurance and save tax
under section 80D.To avail, logon to
RBL MYCard app

**T&Cs apply

Worldwide
acceptance!
Accepted at 22mm merchant
across the world including 1lakh
merchant outlets in India.

**T&Cs apply

Download MyCard App to Switch ON/OFF your Raise Dispute via


pay your bill. card using RBL MyCard mobile app
Give a Missed call to 7045 906 905 MYCard Mobile App

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Our service experts can be reached at
To know more, log on to rblbank.com
For RBL - 022 6232 7777 | For SuperCard - 022 7119 0900

About interest and finance charges/ deferred finance charges


Pay your Credit Card bill Your Payment will reflect in your card account within 3 working days
• Any unpaid balance is carried forward to the subsequent statements
Pay using UPI. Scan to make payment using Pay with Online Card Payment and attracts interest, including fresh purchases and other Bank
Download RBL MyCard App Debit Card or Net banking Option on www.rblbank.com charges till all dues are paid in full.
• Deferred finance charge is the interest calculated on the previous
Make Payment Via NEFT: Payment through cheque : month outstanding which is levied to customer in the subsequent
statement in case payment of the total amount due is not paid in full.
Add RBL Bank Credit Card/SuperCard as a "Payee" with the • Make cheque in favour of - 'RBL Bank Credit Card <16 digit no.>'
following details: & deposit it at RBL Bank Branch or courier it to: RBL Bank Limited, • Finance charges is the interest calculated on the beginning balance
and on new transactions of the current statement cycle.
• Payee Name : (Name on your RBL Bank Credit Card / Supercard) Cards Operating Center, Unit 306-311, 3rd Floor, JMD Megapolis,
• Payee Account Number : RBL Bank Credit Card <16 digit no.> Sohna Road, Gurugram-122018
• Note: Cardmembers are advised to be cautious and refrain from Scan to download
• Bank Name : RBL Bank
RBL MyCard App
• IFSC Code: RATN0CRCARD making payments through modes other than the payment
• Branch Location: NOC Goregaon, Mumbai channels mentioned on www.rblbank.com/credit-card-payments Download Mobile APP: For RBL, SMS MyCard to 5607011
For Supercards, SMS MyCard to 5607033

Know about charges on Credit Card Transaction


Upto ₹ 7,000 per annum( This will be Date Transaction Amount
applicable as per card type and
Anuual/Membership Fee 12-Dec-18 Purchase of Groceries ₹ 6000
communicated at the time of applying and
26-Dec-18 Purchase of clothes ₹ 4000
once charged will reflect on statement )
02-Jan-19 Membership Fee + GST ₹ 588.82
Finance charges for both revolving upto 3.99% p.m (Upto 47.88% p.a)
02-Jan-19 Statement Date Total Amount Due : ₹ 10,588.82 | Minimum Amount Due : ₹ 1,088.72
credit and Cash advances
10-Jan-19 Hotel Transaction ₹ 4,000
Late Payment Fee Late Payment Fee ( ₹.)
15-Jan-19 Mobile Bill Payment ₹ 2,000
(Levied if Minimum due is unpaid
12.5% of Outstanding Amount 22-Jan-19 Payment Credit ₹ 1,088.82
after due date)
Min ₹ 5 /- | Max ₹ 1,300 /- 02-Feb-19 Statement Date Total Amount Due : ₹ 16, 420.90 | Minimum Amount Due : ₹ 956.63
Rental Fee Transaction 1% Fee on transaction amount on rental Interest Calculation
transaction Amount ( ₹) Period Number of Days Interest ( ₹)
Overlimit Fee NIL ₹ 6,000 12 Dec 2018 - 21 Jan 2019 41 ₹ 322.70
Cash Advance Fee 2.5% of the cash amount ( ₹ 500 ) ₹ 4,000 26 Dec 2018 - 21 Jan 2019 27 ₹ 141.67
₹ 4,000 10 Jan 2019 - 02 Feb 2019 24 ₹ 125.93
Cash Deposit at Branch ₹ 100 per transaction
₹ 2,000 15 Jan 2019 - 02 Feb 2019 19 ₹ 49.85
Foreign currency Txn Markup
3.50% ₹ 9,500( Remaining balance after adjusting 22 jan 2019 - 02 Feb 2019 12 ₹ 149.54
Fee(Includes DCC Txns)
payment of ₹ 1,088.82 )
1% surcharge on fuel transaction value
Fuel Transaction Charge Interest on the Amount Due will be charged as below:
or ₹ 10 ( Whichever is higher)
Daily Interest = Outstanding Amount* (3.99%*12 months)/365.
Merchant EMI Processing Fee ₹ 199/- *Total Due includes outstanding amount, new purchase, interest charges (interest calculation illustrated above), and applicable
#1.5% of the amount or Rs. 150/- Goods & Services Taxes on interest. Example cited is for illustration purpose only.Minimum Amount Due (MAD) is assumed to
(whichever is higher) be 5% in the above illustration. MAD will vary as per details communicated in the Most Important Terms & Conditions. Actual
Interest Free Period : finance Charges / deferred finance charges would vary as per APR/finance charges offered to the customer.
( Applicable only on retail Thus, the total interest charged (Finance Charges + Deferred Interest Charges) will be: Rs 789.69. GST charges of Rs 142.14
Ranges from 20-50 days
purchases and if previous (18%) will be applicable. If the Card member has not paid the previous month's outstanding balance in full, all the future
month's balance is paid in full) transactions will bear interest from the day of transaction and the complete outstanding balance will continue to accrue
Reward Redemption Fee ₹ 99 interest on a daily basis. Interest free period will also not be applicable in case of part payment. Service taxes will be levied at
Cheque Return / Dishonour Fee the applicable rate on the interest amount.
# ₹ 500
Auto debit Reversal-Bank Account Important: Paying only the Minimum Amount Due every month would result in the repayment stretching over a long
out of funds period with consequent interest payment on your outstanding balance.
Total GST + Current month EMI Debits + Note : 1. Goods & Service Tax as notified by GOI is applicable on all fees, interests and other charges and is subject to change
100% of Fees/Charges + [Max of {5% of as per Government of India guidelines.
(Retail Spends, Cash Advance, Interest) or The Merchant Category codes are defined by the network (Visa, Master Card, RuPay).
Minimum Amount Due
INR 200}] + previously unpaid MAD (if any)
For Platinum Advantage SuperCard Apply for an Add-on Card at no extra cost Insurance Details
members, this will be up to 20%.
Scan KYC document of Add-on Card applicant and write to For queries or claims related to Health Insurance, Personal
#1% fee on transaction(> ₹ 10,000).Max us on the email id specified above. Accident, EMI Protect Plan via RBL Bank, contact: RBL Bank
Fee on Fuel Transactions
fee ₹ 3,000 T&C apply.
- 022 6232 7777 OR Care Insurance - 1800 102 4499
Fee on Select Merchants on #1% fee on third party apps at select
Education Payments merchants (Refer MITC for more details)
Have you lost or misplaced your card
Fee on Aggregate utility Spends #1% fee on spends > ₹ 50,000 pm
per card Log on to RBL MyCard app (or) call +91 226232 7777 (For RBL) , +91 22 7119 0900
GST Applicability on all fees & charges. Currently set at 18% (For SuperCard) to block your card immediately and prevent misuse

#w.e.f October 15,2024 Quick Tips!


Refer to MITC- https://bit.ly/396FlaE for latest schedule of charges Grievance Redressal
Never share your Card number, CVV, Expiry
For concerns and queries, write to us on the email id Date, PIN or OTP with anyone
Level 1

Write to us at : For RBL - [email protected]


specified above.
For SuperCard - [email protected] Pay your Total Amount due to avoid
paying finance charges
If your concerns are not resolved yet, reach out to:
Looking to raise a dispute:
Level 2

[email protected]
• Write an email to above mentioned email addresses from your registered Pay your dues on time. Not paying them on
time negatively impacts your credit score
email id with details of the transaction within 30 days of the purchase Not satisfied Still! Contact our nodal officer Mr. Vikas Nigam at
Level 3

• Please allow us 60 days to investigate the issue and share the outcome of the [email protected] or call at 02271432700 or
Don't miss out on important notifications
investigation with you. address mentioned below for Credit card business*
from us. Keep your contact details updated

* Credit card business GSTIN: 06AABCT3335M2Z8. Address: RBL BANK Limited, Unit 306-311, 3rd floor, JMD Megapolis, Sohna Road, Sector -48, Gurugram - 122 018, Haryana
Stay Connected
Loan Transaction GSTIN : 06AABCT3335M1Z9, Address RBL Bank Limited, ABW Tower, At IFFCO Chowk, Village Sukhrauli, NH-8, Gurugram. Haryana , 122002.

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